Curated articles and podcasts from trusted financial experts and real retirees.
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We are retiring in a little under 3 years. We have been 100% in equities for 20 years and have a little over $600k over several accounts. We live very frugally and can get by very comfortably on about...
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Really interesting the places their heads are going - January 3, 2025 Steny Hoyer, Wendell Primus Estimates of the Financial Effects on Social Security of potential legislation to improve the solvency...
No one really thinks about emergency cash until they’re in an emergency. It’s easy to assume your debit card or phone can handle everything, until a power outage, natural disaster, or glit...
Passive investing has revolutionized the investment landscape for individual investors. Not only has it dramatically lowered the costs of asset ... Read more...
How to Become an Amazon Reviewer in 2025...
Financial Flexibility: How to Handle Check Cashing Challenges Without Stress...
What Gen 20 Should Know About Early Real Estate Investing...
As a general statement, if you believe in the U.S. economy and government, the 60/40 allocation should work well for most people....
OnFebruary 6, 2025, the White House announced a series oftax cuts primarily benefitting the middle class and retirees. Here’s what’s on the table: The administration is calling this thelar...
Wisdom comes in all shapes and sizes, but not all of it is true, especially when it comes to these seven retirement financial planning myths....
Tackling these strategies one at a time, whether it's updating estate planning or reassessing investments, can help put you on track for financial stability....
The decision to move your parent into assisted living is a difficult one. And the expenses of it add another layer of complexity. The post The Challenges of Long-Distance Eldercare appeared first on T...
First off, thank you to this community and its mods for the valuable and respectful discourse. I posted a couple of other times (HERE and HERE) because I was at a crossroad in my career - we had hit o...
I'm 65, not retired. I've been renting ever since my divorce 12 years ago but now think I should buy since rents are going crazy and at least I could have some equity someday. I've got about $110K in ...
Hubs and I are both retired in our 60's and 70's. We owe about $120K on our house at a 2.75% rate. No kids, thus no grandkids. We have several nieces and nephews that we are close to that have been ve...
In the year ahead, private equity, exchange traded funds and tax-loss harvesting promise to be top priorities for advisors leading the pack....
Businesses everywhere are scrambling to find skilled workers, and the problem isn’t going away. Jobs are open, but the right people aren’t lining up to fill them. If you’ve noticed l...
35 Highest Paying Degrees in 2025...
U.S. Trade War with Mexico, Canada, and China: A Live Timeline of Key Developments...
Taking these steps now can help ensure your family isn't overwhelmed with uncertainty later on....
Social Security Taxes to Change Under New Bill: Here's Who's Impacted...
I am now truly scared; I rely totally on my social security retirement monthly check. What happens if these two outside the system choose to end that? They've ended other programs within 20 days; what...
So much has changed in the world of personal finance and investing over the past 30 years. ETFs and index funds have replaced individual stock portfolios and managed mutual funds. Investing moved onli...
You might not notice, but many devices around your house are quietly running up your electric bill. If something’s turned off, it shouldn’t be costing anything, right? Wrong. A surprising ...
Are you dreaming of breaking free from the 9-to-5 grind decades before your peers? Maybe you’re wondering if you’ve saved enough, if your investments will last, or if you’re just pla...
I read something a while back and it penetrated my brain. It’s a story of wealth, but it’s more than that. When I first read the story, my initial impression […] The post I Am Rich ...
Prior authorizations are the way MA managed care plans pre-approve some procedures before they’ll pay for them....
18 practical retirement income strategies: See what experts recommend and decide how to create a plan for your own lifetime wealth. The post Retirement Income Strategies: 18 Ideas for Lifetime Wealth ...
No one has a crystal ball, but leading economic indicators as well as unusual and personal economic indicators can help you assess the future and assist in financial decision making and planning. The ...
Officials at Musk-led DOGE were given access to the inner workings of the Centers for Medicare and Medicaid Services (CMS), an agency with a $2 trillion budget....
From alcohol to gambling, adults spend a lot of money pursuing their vices, but are they jeopardizing their retirement nest eggs?...
Medicare beneficiaries often pay monthly premiums, copays, annual deductibles and prescription drug costs. But what you may not know is that some services don’t cost anything at all....
Will your care be denied? Medicare Advantage insurers use prior authorization to manage utilization and lower costs. How does your plan measure up?...
The sandwich generation experiences stress, burnout, and financial insecurity. Learn tactics to better cope with the burden of caring for aging parents....
I am 66 y.o. And I retire at the end of March. Financially, we are good. My wife will work for one more year after I retire. We have been a very family centric couple. It’s always been about our...
Has AARP taken a stand regarding Musk and his minions having access to American's Social Security and Medicare data via the Department of Treasury? Elon Musk is an unelected player appointed by the pr...
In this episode, we tackle Richard’s question about why it might make sense to use IRA (non-Roth) accounts first to pay for long-term care expenses. We’ll explain the reasoning behind this...
Vanguard’s Advisor Alpha study shows that working with an advisor can boost net returns by around 3% annually through smart investing, tax planning, and behavioral coaching. But the real value? ...
Answering questions about the TSP fund now allowing Roth conversions and contributions, how indemnification clauses can be problematic for docs, and the best way to pay off a hefty practice loan. The ...
Here's how to decide if you are better off renting or owning a home in retirement....
My mother in law is a widower who turns 60 this month 2/21 Her Husband passed 7/2015 and he was born 10/27/1960 We called SSA and they told her she was eligible to claim SS against her passed husband ...
I'm having a blast playing casual computer games on the AARP website. From what I can tell there's no phone app available? I am an AARP member-Dad made me sign up right away at 50! I have noticed when...
The link: NBC NEWS 02/06/2025 - Trump administration agrees to restrict DOGE access to Treasury Department payment systems It is temporary and has some exceptions. Back to court again later in this mo...
Episode 462: The Media is breathlessly reporting terrifying news about tariffs, executive orders, DeepSeek and anything else that can be detrimental to the stock market. But you know what? The Dow Jon...
Sure, now that you’re retired, there are some major sources of stress now gone. No more awful colleagues or bosses, no deadlines or quotas, no performance reviews, no fluorescent lights. But thi...
I work in healthcare administration with a focus on Medicare compliance, value based payment arrangements, revenue forecasting, and budgeting. I am retiring in 9-weeks. I have been in my role for almo...
Most people don’t realize how much state taxes eat into their income until they do the math. Taxes aren’t just an annual headache, they’re the silent drain on your paycheck every sin...
My mom passed away over five years ago, and the last time I went to church service with her, I took her to see Joel Osteen. That moment stuck with me, not because of the church itself, but because of ...
Americans have a lot of value sitting in their homes. If you are among them, here is how to use your home equity to protect, grow and supplement your retirement nest egg....