Early Retirement

Showing 50 results of 195

Should We Hire A Financial Planner?

Feb 21 2025

My husband [61] and I [58] plan to retire in 4 yrs when he turns 65. He is not concerned about the money/budget aspect of our early retirement, but I'm panicking we wont have enough to live on long-te...

reddit.com

Forced Into Retirement? Here Are 5 Steps to Take as Soon as You Can

Feb 20 2025

Early retirement is the dream. But, it can also an unfortunate reality for many. Worried about a forced retirement? Here is a 5 step plan. The post Forced Into Retirement? Here Are 5 Steps to Take as ...

boldin.com

Feelings of sadness upon retirement

Feb 18 2025

I am retiring at the end of March. It wasn't when I wanted to retire or how I wanted to retire. Effectively my employer is on a staff/cost reduction initiative and I was offered an early retirement. I...

reddit.com

The Negative Side of Early Retirement: 18 Hard Truths No One Talks About 

Feb 13 2025

Early retirement is great. I retired three years ago in my 40s. I love it. But you have to prepare for, and in some cases, accept, the negatives. Most people picture early retirement as endless freedo...

dadisfire.com

Reasons Why Physicians Can’t Fight Time

Feb 10 2025

For a lot of us, the idea of an early retirement isn’t just escaping the grind. It’s to stop working ... Read more...

physicianonfire.com

Are You (Financially) Ready for Early Retirement? 18 Signs You’re Financially Set 

Feb 06 2025

Are you dreaming of breaking free from the 9-to-5 grind decades before your peers? Maybe you’re wondering if you’ve saved enough, if your investments will last, or if you’re just pla...

dadisfire.com

FYI - HOW EARLY CAN I APPLY INFO

Feb 02 2025

Just FYI You can apply for retirement benefit up to (4) months before you want them to start. However if you are applying for EARLY retirement benefits you must take certain timing into consideration....

community.aarp.org

Rich Dad, Wrong Dad: 21 Ways Robert Kiyosaki’s Strategies Fail for Early Retirement

Feb 01 2025

When I first read Rich Dad Poor Dad in my teens, it completely changed how I viewed money. The book introduced me to financial freedom, building assets, and escaping the rat race. Kiyosaki made it sou...

dadisfire.com

How to Retire Early Due to Disability or Caretaking

Feb 01 2025

If you must retire early due to disability or to care for a loved one, these six steps to make it work financially....

kiplinger.com

Staying mentally and physically active in retirement

Feb 01 2025

Hello everyone! I'm 64 and about 5 months from retirement. I guess 65 is considered early retirement these days :-) Not by me! My only real concern/apprehension is that I will have a hard time staying...

reddit.com

Federal Government Employees, Take The Severance Package And Run

Jan 31 2025

As someone who literally wrote the book on how to negotiate a severance package, I love severance case studies! The second rule of FIRE (Financial Independence Retire Early) is simple: never quit your...

financialsamurai.com

Retirement Done Right: 20 Strategies to Secure Your Future

Jan 28 2025

Retirement isn’t a one-size-fits-all plan, it’s a personal roadmap to financial freedom. Some want to retire early, others aim for a secure and stress-free future. No matter your goal, the...

dadisfire.com

Giving Up a $250,000 Salary to Retire Early Is Hard

Jan 27 2025

We make a large salary, and we're retiring in our 40s later this year. Here are my biggest fears and most rational thoughts about it. The post Giving Up a $250,000 Salary to Retire Early Is Hard appea...

whitecoatinvestor.com

I Retired Early: 25 Things I Know Now About Money That Most People Never Figure Out

Jan 23 2025

Financial freedom doesn’t happen by chance, it happens through choices. Every decision you make sets the tone for your future. I know this because I’ve walked the talk. In my teens, I mapp...

dadisfire.com

I Work in a Toxic Office. Can I Retire Early? - 513

Jan 21 2025

Today on Your Money, Your Wealth® podcast 513 with Joe Anderson, CFP®, and Big Al Clopine, CPA, YMYW listeners in their 40s are ready to call it quits at work, become financially independent, ...

purefinancial.com

The Unexpected Early Retirement

Jan 20 2025

Sometimes life throws curveballs, and you may end up retiring earlier than planned. In this episode, we dive into JP Morgan’s data on why people retire earlier than expected and discuss how to p...

sites.libsyn.com

Early Retirement maybe the choice, now for most people?

Jan 19 2025

Looking at the current inability of Congress and the disposition of the incoming administration to actually address the SS trust fund depletion in the next 8 to 10 years, does it not make more sense t...

community.aarp.org

My Roadmap to Early Retirement: Achieving Financial Freedom on Your Terms 

Jan 17 2025

When I retired at 42, it wasn’t a sudden decision or a stroke of luck. It was the result of over two decades of careful planning, intentional living, and a commitment to financial independence. ...

dadisfire.com

Retire Early in 2026: Is This the Year You Take the Leap?

Jan 01 2025

A guide to help you retire early in 2026, with a month-to-month list of achievable goals. What are you waiting for?...

kiplinger.com

6 Years of Early Retirement: What I’ve Learned About Life, Money, and Happiness

Dec 31 2024

Today is the anniversary of my last day of work six years ago. At the end of the workday on December 31, 2018, I became free in a sense. That was the day my early retirement began. If you’ve dre...

routetoretire.com

5 Things People Regret About Early Retirement

Dec 25 2024

Many dream of retiring early, but you would be surprised to learn that many people who retire early regret doing so. James reveals five things that lead people to regret early retirement and provides ...

buzzsprout.com

Teaching My 5-Year-Old Twins About Money: Opening Their First Bank Accounts

Dec 15 2024

Financial literacy is a cornerstone of independence and success. As a father committed to the principles of Financial Independence, Retire Early (FIRE), I believe it’s never too early to start t...

dadisfire.com

Retire Abroad Before 55: Eight Expert Tips

Dec 07 2024

Can't afford early retirement in the U.S.? You really can retire abroad before 55 if you plan carefully. The strong dollar helps, but consider your long-term strategy....

kiplinger.com

A Keen Wealth Case Study: Planning for Early Retirement Before Age 60

Dec 05 2024

"Sam" is 58 and he retired at the end of the first quarter of 2024. His wife, "Alice," is 65 and still working as a paid caretaker for the couple's son with special needs. Sam has $400,000 in a Roth I...

keenonretirement.libsyn.com

Privacy and Security: The Essential Guide to Reclaiming Your Digital Life

Dec 03 2024

I spent the last 13+ years of my career in IT as a manager, but I’m still a techie at heart. Even now, almost 7 years into early retirement, I still enjoy keeping up with technology and tinkerin...

routetoretire.com

Become a Digital Nomad: An Early Retirement Lifestyle

Nov 30 2024

Embrace a digital nomad lifestyle to satisfy your wanderlust. Here are tips from an ultramarathon runner, a professional blogger and a financial planner....

kiplinger.com

FDIC vs. SIPC, Annuities, SSDI & Early Retirement Strategies - 482

Nov 30 2024

Will building a new home delay Janelle's early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to Roth? Maria and her partner keep their finances sep...

purefinancial.com

Will Roth Conversions Put You On Track to Retire Early? - 472

Nov 30 2024

Rob and his wife in North Carolina are 51 and 44 and would like to retire in the next 3-5 years. Are they on track, and what should they consider as far as Roth conversions are concerned once the tax ...

purefinancial.com

Health Insurance Options for Early Retirement

Nov 30 2024

We meet many people who are in a position to retire early. But when they think about healthcare in retirement and not being eligible for Medicare until age 65, they feel stuck, even though they’...

buzzsprout.com

Early Retirement is the Wrong Goal

Nov 29 2024

A more in-depth talking head version of this article is available on YouTube (view below). I chased early retirement for almost two decades. My early retirement goal made me a disciplined saver and in...

retirebeforedad.com

How SEPP 72(t) Can Help You Retire Early and Dodge Penalties

Nov 16 2024

Cool, right? The SEPP rule lets you tap your retirement savings early without tax penalties. But it's a risky move if you don't plan well....

kiplinger.com

Spitballing Early Retirement for the One Percenters - 502

Nov 05 2024

Can Bauer in Illinois retire at age 57, and when should he collect Social Security? More importantly, can he afford a $300,000 motor home? Can Brad in Michigan coast for the next 10 years and still re...

purefinancial.com

VSP Update: my early retirement was approved!

Oct 31 2024

This is an update to my post from 40 days ago: https://www.reddit.com/r/retirement/s/YsE3pRmCHI It was stressful waiting over a month to know whether I had 3 months left to work, or 10 months. When I ...

reddit.com

How best to invest after early retirement

Oct 31 2024

I was forced to take early retirement this April and with the payout my salary for this year will exclude me from doing anything like a Roth conversion. I am going to try and hold out on taking any so...

reddit.com

My Relationship with Money: The Hoarder Mentality That Led to Early Retirement

Oct 23 2024

Growing up, I developed a relationship with money that some might call obsessive, others might call smart, but I see it as a unique blend of hoarding and emotional struggle. I don’t part with my...

dadisfire.com

The Rule of 55: One Way to Fund Early Retirement

Oct 19 2024

The Rule of 55 lets you access your retirement funds early. When paired with other strategies, it could help you kiss the office goodbye....

kiplinger.com

Retiring Early at 63yo & Single

Oct 14 2024

Hello. I plan to retire next year at 63. I’m making this decision not only for health reasons but also because I’m an artist & I am too stressed out in the 9 to 5 & need to serious...

reddit.com

FI Has Taken Over My Life

Oct 10 2024

I discovered FIRE in October of 2012 when a google search led me to MMM: How do I retire early? I wasn’t expecting much. The search was a hail mary move during a difficult part of my life. But M...

1500days.com

A Severance Package Is The Ultimate Catalyst For Early Retirement

Oct 09 2024

Retiring early with a severance package is one of the smartest ways to leave the corporate world. Walking away without trying to secure one could leave tens of thousands, or even millions, on the tabl...

financialsamurai.com

An Early Retiree’s Perspective on Dave Ramsey’s Blueprint To Early Retirement 

Oct 06 2024

Retiring early is more than just a dream, it’s a reality that many people can achieve with the right plan. If you’re like me, you’ve thought about leaving the 9-to-5 grind before the...

dadisfire.com

Unexpected Challenges with Retiring Early (That No One Prepares You For)

Oct 06 2024

For many, early retirement feels like the ultimate goal. More time with family, pursuing hobbies, and saying goodbye to the daily grind. When I retired early, I imagined relaxation, adventure, and mor...

dadisfire.com

Why Retiring Early Is Obviously Better Than Retiring Rich

Oct 04 2024

There are two things most financially-conscience people aspire to: retiring rich or retiring early. But which is better? Many people who haven't retired believe early retirement sounds fantastic, espe...

financialsamurai.com

Unexpected Retirement: Finding Happiness and New Adventures

Oct 01 2024

Elaine didn’t decide to retire at age 57, but changes in her company meant an early retirement for her. Being caught off guard, she didn’t feel emotionally prepared to make the shift, even...

buzzsprout.com

Early Retirement Health Insurance Strategies | Roth Conversions vs. ACA Subsidies

Oct 01 2024

Healthcare subsidies are like a tax break and should always be optimized, right? That seems like an easy question that should have a straightforward answer. But the correct answer is, “It depend...

buzzsprout.com

Maximize Your Early Retirement: Should You Save to 401k or Brokerage Accounts?

Oct 01 2024

Typical retirement strategies assume a retirement age of over 60. With an earlier retirement goal, a careful look is required to determine what strategies will create the best outcome. James responds ...

buzzsprout.com

Retiring at 62 or Before? 9 Ways to Cover Your Health Costs for an Early Retirement

Sep 26 2024

Health costs before age 65 when you qualify for Medicare are expensive. Here are 9 ways to make early retirement insurance more affordable. The post Retiring at 62 or Before? 9 Ways to Cover Your Heal...

boldin.com

Should You Consider a Sabbatical?

Sep 24 2024

For most people with above average incomes and the willingness to save and invest, becoming financially independent and having the ability to retire early (FIRE) is not only achievable, it is the inev...

caniretireyet.com

Financial Confidence is the New Financial Independence

Sep 19 2024

The FIRE movement made the rounds in national news for a few years and still gets a head nod here and there. The early retirement (RE) part of FIRE always received more criticism because it’s th...

retirebeforedad.com

Early Retirement Now with Big ERN

Sep 19 2024

An interview with Big ERN, the man behind Early Retirement Now, where he discusses the pros and cons of FIRE and how to figure out withdrawal rates. The post Early Retirement Now with Big ERN appeared...

whitecoatinvestor.com

What my dad is teaching me about retirement

Sep 10 2024

I'm in my mid-50s. My dad is in his early 80s. My mom passed away several years ago and my brother last year, so it's just me and my dad now. What have I learned? There's early retirement and later re...

reddit.com

About Early Retirement

Early retirement refers to the practice of retiring from work before the age at which one is eligible to receive full retirement benefits. This is typically earlier than the age of 65, which is the age at which most people become eligible for Social Security benefits in the United States.

There are many reasons why people choose to retire early. Some people want to pursue other interests or hobbies, while others may want to travel or spend more time with family. Others may retire early due to health issues or to care for a family member.

In order to retire early, you will typically need to have saved enough money to support yourself during retirement. This may involve saving a larger portion of your income, investing wisely, and potentially taking on additional work or income sources in order to build up your retirement savings. It's important to carefully consider the financial implications of retiring early and to seek the advice of a financial advisor or professional if you are considering this option.