Early retirement refers to the practice of retiring from work before the age at which one is eligible to receive full retirement benefits. This is typically earlier than the age of 65, which is the age at which most people become eligible for Social Security benefits in the United States.
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There are many risks to be aware of, whether you’re approaching retirement or already retired. Stock market risk, bond market risk, interest rate risk, and the largest one is longevity risk. Longevity...
My writing today is very different from 2013. Back then, I was a dividend stocks and early retirement writer. But now I’m more about passive investing and data-driven DIY financial planning. I’m also ...
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC How do you know if you're really on track to retire, especially if you're hoping to get out early? Fre...
Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/a8aca2 ======================= The problem i...
Retiring early sounds like a dream, but it can quickly turn into a financial or emotional nightmare. Here are eight signs you might be quitting too soon.
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC Today on Your Money, Your Wealth® podcast 598, Joe Anderson, CFP® and Big Al Clopine, CPA spitball ear...
My wife started taking early Social Security benefits at age 62. She has a part time job. We know there is a 2026 income limitation of $2,040 per month. If her income exceeds that amount in a given mo...
Learn what families need to be aware of when following the FIRE movement.
I (61M) have been contemplating retirement for a couple of years now. Suddenly this week, my company made the decision for me during a round of “streamlining” layoffs. Fortunately, I did receive a goo...
Keen on Retirement listener "Joe" is 51 and his wife is 60. They are thinking about an early retirement before either of them turns 65. Joe wrote in asking about the best strategy for coordinating Soc...
Everyone — not just corporate executives — should map out their finances, tax strategy and healthcare needs to be ready for retirement on their own terms.
"Robin" is a single mother of two high schoolers. She's 45 and she earns about $350,000 per year. Robin had never worked with a financial advisor before, and one of our clients referred her to Keen We...
Financial Assessment (Meet with an experienced professional): https://bit.ly/PureFreeAssessment Today on Your Money, Your Wealth® podcast number 582, Joe Anderson, CFP® and Big Al Clopine, CPA address...
A story from Fortune rudely assaulted my news feed recently. The title of it is big and scary: WHOAHH! Everything I know is a LIE! I NEED to find another job! NOW!!! Haha. No. The article referenced a...
If The Pitt’s chief attending has you rethinking the daily grind, it might be time to plan a strategic career pause — before you call it quits for good.
Research links retiring early to cognitive decline, while continued work is associated with stronger cognition.
Lucky Lou is 48, burned out and wants to punch at 50. How should he bridge the gap before pensions and Social Security? Joe Anderson, CFP®, and Big Al Clopine, CPA walk through the Rule of 55, 72(t)s,...
Today on Your Money, Your Wealth podcast 562 (an encore of episode 513), Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW listeners in their 40s who are ready to call it quits at work, bec...
Today on Your Money, Your Wealth® podcast 559 with Joe Anderson, CFP®, and Big Al Clopine, CPA, David wants to know if he and his wife (ages 47 and 53) are actually on track for retirement - without r...
At a poker game recently, I heard one of the saddest things I've encountered in a while: “$10 million is not enough to retire early.” Mind you, we were all sitting in San Francisco, an expensive city,...
How can a couple get retirement timing "right" when one spouse comes from a long-lived family and the other doesn't?
Financial Assessment (Meet with an experienced professional): https://bit.ly/PureFreeAssessment Today on Your Money, Your Wealth® podcast number 582, Joe Anderson, CFP® and Big Al Clopine, CPA address...
Hey everyone! I hope you’re enjoying the beautiful spring weather. It’s been a while since I posted an update. To be completely honest, blogging became much more difficult once I ... Read more The pos...
Thinking of calling it quits in your late 50s or early 60s? Before you retire early, see if you can answer these three important questions.
Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether a popular early retirement strategy could actually blow up your financial plan, today on Your Money, Your Wealth® podcast number 577. Red...
Can you retire early if you are a parent and don’t have a six-figure salary? It’s a question the FIRE community gets often. Well, today we’re going to meet a reader who worked as a librarian, has a to...
I always thought I could budget $1,000 for healthcare in early retirement and be totally fine. Turns out that was nowhere close to true. The post The Health Insurance Dilemma of Early Retirement appea...
Hey everyone! Have you seen Alysa Liu’s Gold medal cinching performance at the Olympics? It was carefree, joyous, and inspirational. She glided over the ice and won the heart of ... Read more The post...
If you plan to punch the clock for the final time decades before "standard" retirement age, you need a financial strategy that goes beyond just saving. Joe Anderson, CFP® and Big Al Clopine, CPA spitb...
My wife (62) and I are starting to think seriously about our next steps and would really value some outside perspective. I’m turning 60 this year. We’re mortgage-free and have around £250,000 in savin...
Joe and Big Al spitball two sides of the retirement equation, today on Your Money, Your Wealth® podcast number 570. Daniel in Texas is 40 and worrying about how to support Mom and Dad if their money r...
As the Retirement Plan Live case study continues, Roger Whitney helps Henry and Lucy articulate what they want their FIRE retirement to actually look like—starting with values, dreaming without constr...
As the new year begins, Roger Whitney launches a new Retirement Plan Live case study, introducing Henry and Lucy, a couple in their mid-40s pursuing Financial Independence and Retire Early (FIRE). Rog...
Sequence of returns — experiencing losses early on — can quickly deplete your savings, highlighting the need for strategies that prioritize income stability.
I retired at 42. That was four years ago. A reader from my (forever free) newsletter recently asked me: “What do your income streams look like?” It’s a fair question. Most people exp...
Sometimes life throws curveballs, and you may end up retiring earlier than planned. In this episode, we dive into JP Morgan's data on why people retire earlier than expected and discuss how to prepare...
FROM THE ARTICLE. Pushed out of the workforce? Take these steps to land on your feet. By Martha C. White, AARP. Published October 29, 2025. Looking ahead to retirement might sometimes feel like being ...
Retiring early sounds amazing until you realize prices keep climbing and everyday costs quietly eat away at your savings. Many people panic, convinced that high inflation makes retiring early impossib...
Leslie & Thomas share how DIY planning, Boldin tools & weekly money talks helped them retire early and spend confidently in their go-go years. The post Podcast 103: How Leslie & Thomas Use...
If you’ve ever thought about retiring early, you’ve probably asked yourself the same question everyone does: “What’s the magic number I need to hit before I can retire?” ...
Answering listener questions where we talk about methods to save up for an early retirement, how to calculate the 4% rule, and how to think about capital preservation. The post The 4% Rule and Saving ...
The majority of people retire early, leaving the workforce before reaching their Full Retirement Age (FRA). Maybe you should, too....
Test your knowledge of the different types of FIRE (Financial Independence, Retire Early) with this short quiz....
The financial professionals who contribute to Kiplinger's Adviser Intel recently wrote about the OBBB's impact on retirement, how to ensure your wealth passes to your family and early retirement quest...
Healthcare is a huge issue in the United States if you plan to retire early. Most of us get health insurance through our employer. What happens if you retire early? ... Read more The post Healthcare A...
You’ve seen the headlines: “How Much Money You Need to Retire Early” “The Net Worth You Must Have for Financial Freedom” “Experts Reveal the Magic Number” &ld...
At Physician on FIRE, we’re constantly seeking resources and strategies to reach FIRE. This week, we’re thrilled to share a ... Read more...
Would love to hear thoughts from people who may have done something similar. I was made redundant recently (happily) and currently do just enough work to cover bills, etc. I'm loving not working in th...
Jeremy Keil interviews Anthony Napolitano about how he managed to adapt his retirement plan after an unexpected end to his career....
Thinking about retiring early and worried it might hurt your Social Security benefits? Good news: it probably won’t. A common myth is that you have to work into your 60s to get the most out of S...