Social Security
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Social Security Form 1724 - How Long Does It Take the SSA to Process and Remit Payment?
Jun 03 2025
My sister passed away suddenly last August and her July benefit was deposited in her bank account a few days after she died. I knew Social Security would reverse the payment, which they did. As soon a...
community.aarp.org
Sick of Hearing Ad
Jun 03 2025
Ism anyone else hear sick of hearing the Save SS ad. I think you have already beaten that dead horse....
community.aarp.org
Income Lab Launches Social Security Modeling Tool
Jun 02 2025
Today’s announcement comes on the heels of President Trump’s Executive Order to make U.S.…...
401kspecialistmag.com
Social Security Payments Set to Hit Major Milestone in June
Jun 02 2025
Average retiree monthly benefit check expected to exceed $2,000 for the first time in…...
401kspecialistmag.com
Nothing Beautiful About 21% Cuts To Social Security
Jun 01 2025
Social Security is under overt and covert attack. Though there are no dramatic cuts to Social Security being proposed, don’t be fooled—doing nothing is doing something....
forbes.com
Social Security and taxes
May 31 2025
The government promise of an additional $4K of deduction for seniors at tax time does not go far enough to deal with SS and taxes. In 1983 when they started taxing SS income, only 10% of people receiv...
community.aarp.org
Q? about applying for benefits at age 70 with a birthday on the 1st of the month
May 31 2025
hello, I am helping my husband w/his SS benefits application. We started it online, but then paused it because it was too early to submit if he wanted benefits to start at age 70. So my question: His ...
community.aarp.org
How to Apply for Social Security: Easy Steps to the Right Decisions
May 30 2025
Find out how to apply for Social Security. Applying for Social Security is very straightforward. The real trick is deciding when. Get the inside scoop! The post How to Apply for Social Security: Easy ...
boldin.com
Tariffs Killed My Portfolio. Should I Claim Social Security Early? - 531
May 27 2025
Tariffs killed Carl’s investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for him today on Your Money, Y...
purefinancial.com
? Social Security Eases 3-Day Hold on Phone Claims (AARP Article)
May 24 2025
FROM THE ARTICLE: Social Security Drops 3-Day Hold on Benefit Claims by Phone. Application backlog grew as SSA added ID procedures, cut staff. By Andy Markowitz, AARP. Published May 23, 2025. A month ...
community.aarp.org
Should You Consider Taking Social Security Before Age 70?
May 23 2025
According to a recent Wall Street Journal article, there were 580,887 pending Social Security claims in March 2025. That's an increase of more than 80,000 from a year ago. Many of those claimants are ...
keenonretirement.libsyn.com
Social Security at 62 vs 67 vs 70: When should you start claiming your benefits?
May 22 2025
Deciding when to start your Social Security benefits might be the single most consequential financial decision of your retirement journey. Should you claim early at 62, wait until full retirement age ...
buzzsprout.com
When Should You Claim Social Security? 3 Decisions to Consider, Ep #240
May 22 2025
Claiming Social Security as soon as you become eligible at age 62 is a common choice for Americans. While understandable, this decision can have significant, and often underappreciated, long-term cons...
financialsymmetry.libsyn.com
What Do the Higher Social Security Payments in 2025 Mean For Millions of Americans
May 21 2025
“The bill I’m signing today is about a simple proposition — Americans who have worked hard all their lives to ... Read more...
physicianonfire.com
How Much of My Social Security Can Be Garnished?
May 21 2025
Some seniors could soon see their Social Security garnished for student loan payments. Here’s how much the government can take....
money.usnews.com
Workman's comp while collecting social security
May 21 2025
Will Social Security just deduct the difference from my workman's comp...
community.aarp.org
Eligible for Social Security but Waiting?
May 20 2025
I am interested in people’s thoughts. It seems lots of people are advising to wait till age 70 to claim Social Security for the one that has the higher level of benefits. Particularly if the spo...
reddit.com
What To Know About The Social Security News And Rumors
May 20 2025
Social Security’s been in the news a lot lately. Changes definitely are afoot. But there have been many rumors and allegations that aren’t accurate....
forbes.com
Calculating the PIA
May 19 2025
In determining your retirement benefits from Social Security, as well as those of any dependents who may claim benefits based upon your record, the Primary Insurance Amount, or PIA, is an important fa...
financialducksinarow.com
Is Your Social Security Earnings Record Wrong? Here's How to Fix It
May 19 2025
Your Social Security benefits are based on your Social Security earnings record. It's important to review your records to avoid having your benefits reduced....
kiplinger.com
Social Security Pop Quiz: Are You Among the 89% of Americans Who'd Fail?
May 17 2025
Shockingly few people have any clue what their Social Security benefits could be. This financial adviser notes it's essential to understand that info and when it might be best to access your benefits....
kiplinger.com
Average Social Security Claiming Age is Trending Higher
May 16 2025
Fewer people are claiming Social Security benefits at age 62. Several factors, including the elimination of the earnings test, have contributed to people deciding to work longer and claim benefits lat...
kiplinger.com
What happens if I “live too long” and am in need of assisted care?
May 16 2025
I am 61 years old, single man and likely not going to find a partner to take care of me or double my income with. Looking at my timeline, I can’t collect SS before 67 (full retirement) due to th...
reddit.com
No Taxes On Tips, Overtime, And Social Security? Not Exactly
May 15 2025
Not all the Trump promises to cut tax on tips, overtime and Social Security made it into the proposed tax bill—and those provisions that did make it in are temporary....
forbes.com
Worried Social Security Benefits Will Be Cut? This Is How Much More You Need to Save to Be Safe
May 14 2025
The Social Security trust fund will be insolvent in 2033 and by 2035 will have to reduce benefits by 17%. Here is now much more you need to save to cover the potential shortfall....
kiplinger.com
Confused about Social Security Full Retirement Age
May 14 2025
I'm sure I'm missing something obvious about social security full retirement age but I'm confused. My FRA will be 67. I understand that if I start taking SS earlier than that, there is a penalty. I al...
reddit.com
How Financial Advisers Can Help Clients Navigate the SSFA
May 13 2025
The Social Security Fairness Act's big changes and new opportunities could require adjustments in tax strategy for some Social Security recipients....
kiplinger.com
Social Security Bill Proposes Changes in Terminology
May 13 2025
Reintroduced legislation accompanies another bill requiring the SSA to mail statements…...
401kspecialistmag.com
Need A Login.Gov Account To Protect Your Social Security Benefits?
May 13 2025
Misinformation about a Social Security login update sparked panic. Here’s what’s true, what’s not, and how to safely access your account without losing benefits....
forbes.com
? AARP: Identity Fraud Victims Need More Help From SSA (AARP Article)
May 13 2025
FROM THE ARTICLE: AARP Backs Effort to Improve SSA's Assistance for Identity Fraud Victims. Congressional bill calls for streamlining help for older adults whose Social Security numbers have been stol...
community.aarp.org
Social Security Letter Stating We Owe Them $
May 13 2025
My wife is a retired teacher since 2014. The school system does not pay into Social Security. She retired 10 years ago and has been paying her Medicare premium through bank withdrawals. Now, 10 years ...
community.aarp.org
Americans to Trump: Help Us Save for Retirement
May 12 2025
With a Social Security shortfall looming and many workers struggling to save for retirement, most Americans agree: It's time for the government to step in....
kiplinger.com
Policy on the care giver
May 09 2025
So I was married for 25 years, 15 of those years I was the care giver and really didn’t work. I am now divorced for 2 years. I’m 1.5 years away from collecting full SS payments, my ex made...
community.aarp.org
FILING FOR RETIREMENT BENEFITS EARLIER THAN FULL RETIREMENT AGE - EARNINGS LIMIT CAUTION
May 09 2025
If you are filing for your Social Security Retirement BEFORE your Full Retirement age, PLEASE keep in mind there is an Earnings Limit on how much you can make and not have some of your benefits clawed...
community.aarp.org
Process Over Panic: Social Security
May 09 2025
This week, we continue our Process Over Panic theme by focusing on how to take back control in uncertain times. Learn how to shift your energy toward what you can control—and let go of what you ...
share.transistor.fm
? The History of Social Security and Baby Names (AARP Article)
May 08 2025
FROM THE ARTICLE: How Social Security Became a Baby Name Influencer. Storing more than a century of American IDs, the program’s database is a go-to resource for cultural historians — and a...
community.aarp.org
Social Security quietly backtracks on 100% clawback plan
May 07 2025
Social Security beneficiaries may welcome the withholding rate reduction, but financial advisors say the back-and-forth policy changes threaten to erode public confidence in the agency....
financial-planning.com
Retiring at 64 this year and have a question about SS income.
May 07 2025
I have a couple questions and I was hoping the knowledgeable people here may be able to answer. If I retire in October, when I turn 64, does the income I made all year up to that point, ( which will b...
reddit.com
Congratulations - Mr. Frank Bisignano - 18th Commissioner of the SSA
May 07 2025
Congratulations to our 18th Social Security Commissioner -Financial Services Industry Leader Mr. Frank Bisignano. I think he is gonna do a great job with his background in payment systems - maybe we a...
community.aarp.org
How the Social Security Administration Is Coping with Rapid Change
May 06 2025
There has been a fair amount of change at the SSA since Trump took office. Here's a look at what's new this year and how it will impact the agency going forward....
kiplinger.com
Social Security Sees 'Dramatic Increase' in New Filers: Should You Claim Early?
May 06 2025
With concerns about funding shortfalls and DOGE disruption, more Americans than usual are filing to collect Social Security benefits, and at younger ages....
kiplinger.com
Social Security Strategies for High-Net-Worth People
May 02 2025
People who don't 'need' their Social Security may consider using their benefits to manage estate taxes and long-term care expenses....
kiplinger.com
4 Reasons Your Social Security Payment Is Delayed and What to Do About It
May 02 2025
It isn’t common, but there are times when your Social Security payment could be delayed....
money.usnews.com
Social Security Administration Press Release 04/29/2025
May 02 2025
For those interested - SSA.gov Press Release 04/29/2025 - Social Security Administration Highlights Key Accomplishments in the First 100 Days of New Administration...
community.aarp.org
1960 Supreme Court Case - Flemming v. Nestor - NOT A Contractual Right; Congress Controls
May 02 2025
Yes, this is still the current interpretation of Social Security as an entitlement of benefits from contributions made over time - SSA.gov Social Security History -Supreme Court Case - Flemming v Nest...
community.aarp.org
? How Social Security and Medicare Reshaped America (AARP Article)
May 02 2025
FROM THE ARTICLE: How Social Security and Medicare Transformed Aging in America. Two lifelines for older adults reach important milestones in 2025. By T.R. Reid, AARP. Published April 30, 2025. After ...
community.aarp.org
? Takeaways From Our Live Event on Social Security (AARP Article)
May 02 2025
FROM THE ARTICLE: AARP Answers Your Social Security Questions: 5 Takeaways from Our Live Event. An expert panel discussed customer service issues, the program’s financial future and our advocacy...
community.aarp.org
? These 7 Americans Depend on Their Social Security Payments (AARP Article)
May 01 2025
FROM THE ARTICLE: These Americans Depend on Their Social Security Payments — and Fear Losing Them. Caregiving, health challenges and business woes derailed their retirement plans, depleted their...
community.aarp.org
Another Story - NO Social Security Benefit for You.
May 01 2025
A family of (4) - a stay at home mom. (2) small kids and a dad that makes very good money from securing his degree and he is climbing the ladder. Own their nice home with a mortgage, two cars, are fin...
community.aarp.org
? Social Security Retreats on Plan to Claw Back Overpayments (AARP Article)
Apr 30 2025
FROM THE ARTICLE: Social Security Retreats on Plan to Claw Back 100% of Benefits for Overpayments. SSA will now withhold up to half of benefits from those who owe for past payment errors. By Andy Mark...
community.aarp.org
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About Social Security
Social Security is a government-run program in the United States that provides a source of income for retirees, as well as for people who are disabled or the survivors of deceased workers. The program is funded through payroll taxes, and it is designed to provide a basic level of financial security for those who are no longer able to work.
To be eligible for Social Security benefits, an individual must have worked and paid into the Social Security system for a certain number of years. The amount of benefit that an individual receives is based on their earnings history, with higher earners receiving a higher benefit.
In general, people are eligible to receive Social Security retirement benefits when they reach the full retirement age, which is determined by their date of birth. The full retirement age is currently 66 for people born between 1943 and 1954, and it is gradually increasing to 67 for those born in 1960 or later. However, people can begin receiving reduced benefits as early as age 62, or they can choose to delay receiving benefits until after their full retirement age, in which case they will receive a higher benefit.
It is important to note that Social Security benefits are not intended to be the sole source of income for retirees. Rather, they are meant to supplement other sources of retirement income such as savings, investments, and pensions. It is important to plan for retirement and consider all sources of income that may be available to you.