Social Security

Showing 50 results of 740

Policy on the care giver

May 09 2025

So I was married for 25 years, 15 of those years I was the care giver and really didn’t work. I am now divorced for 2 years. I’m 1.5 years away from collecting full SS payments, my ex made...

community.aarp.org

FILING FOR RETIREMENT BENEFITS EARLIER THAN FULL RETIREMENT AGE - EARNINGS LIMIT CAUTION

May 09 2025

If you are filing for your Social Security Retirement BEFORE your Full Retirement age, PLEASE keep in mind there is an Earnings Limit on how much you can make and not have some of your benefits clawed...

community.aarp.org

Process Over Panic: Social Security

May 09 2025

This week, we continue our Process Over Panic theme by focusing on how to take back control in uncertain times. Learn how to shift your energy toward what you can control—and let go of what you ...

share.transistor.fm

? The History of Social Security and Baby Names (AARP Article)

May 08 2025

FROM THE ARTICLE: How Social Security Became a Baby Name Influencer. Storing more than a century of American IDs, the program’s database is a go-to resource for cultural historians — and a...

community.aarp.org

Social Security quietly backtracks on 100% clawback plan

May 07 2025

Social Security beneficiaries may welcome the withholding rate reduction, but financial advisors say the back-and-forth policy changes threaten to erode public confidence in the agency....

financial-planning.com

Retiring at 64 this year and have a question about SS income.

May 07 2025

I have a couple questions and I was hoping the knowledgeable people here may be able to answer. If I retire in October, when I turn 64, does the income I made all year up to that point, ( which will b...

reddit.com

Congratulations - Mr. Frank Bisignano - 18th Commissioner of the SSA

May 07 2025

Congratulations to our 18th Social Security Commissioner -Financial Services Industry Leader Mr. Frank Bisignano. I think he is gonna do a great job with his background in payment systems - maybe we a...

community.aarp.org

How the Social Security Administration Is Coping with Rapid Change

May 06 2025

There has been a fair amount of change at the SSA since Trump took office. Here's a look at what's new this year and how it will impact the agency going forward....

kiplinger.com

Social Security Sees 'Dramatic Increase' in New Filers: Should You Claim Early?

May 06 2025

With concerns about funding shortfalls and DOGE disruption, more Americans than usual are filing to collect Social Security benefits, and at younger ages....

kiplinger.com

Social Security Strategies for High-Net-Worth People

May 02 2025

People who don't 'need' their Social Security may consider using their benefits to manage estate taxes and long-term care expenses....

kiplinger.com

4 Reasons Your Social Security Payment Is Delayed and What to Do About It

May 02 2025

It isn’t common, but there are times when your Social Security payment could be delayed....

money.usnews.com

Social Security Administration Press Release 04/29/2025

May 02 2025

For those interested - SSA.gov Press Release 04/29/2025 - Social Security Administration Highlights Key Accomplishments in the First 100 Days of New Administration...

community.aarp.org

1960 Supreme Court Case - Flemming v. Nestor - NOT A Contractual Right; Congress Controls

May 02 2025

Yes, this is still the current interpretation of Social Security as an entitlement of benefits from contributions made over time - SSA.gov Social Security History -Supreme Court Case - Flemming v Nest...

community.aarp.org

? How Social Security and Medicare Reshaped America (AARP Article)

May 02 2025

FROM THE ARTICLE: How Social Security and Medicare Transformed Aging in America. Two lifelines for older adults reach important milestones in 2025. By T.R. Reid, AARP. Published April 30, 2025. After ...

community.aarp.org

? Takeaways From Our Live Event on Social Security (AARP Article)

May 02 2025

FROM THE ARTICLE: AARP Answers Your Social Security Questions: 5 Takeaways from Our Live Event. An expert panel discussed customer service issues, the program’s financial future and our advocacy...

community.aarp.org

? These 7 Americans Depend on Their Social Security Payments (AARP Article)

May 01 2025

FROM THE ARTICLE: These Americans Depend on Their Social Security Payments — and Fear Losing Them. Caregiving, health challenges and business woes derailed their retirement plans, depleted their...

community.aarp.org

Another Story - NO Social Security Benefit for You.

May 01 2025

A family of (4) - a stay at home mom. (2) small kids and a dad that makes very good money from securing his degree and he is climbing the ladder. Own their nice home with a mortgage, two cars, are fin...

community.aarp.org

? Social Security Retreats on Plan to Claw Back Overpayments (AARP Article)

Apr 30 2025

FROM THE ARTICLE: Social Security Retreats on Plan to Claw Back 100% of Benefits for Overpayments. SSA will now withhold up to half of benefits from those who owe for past payment errors. By Andy Mark...

community.aarp.org

? Social Security and Medicare Must be Protected (AARP Article)

Apr 30 2025

FROM THE ARTICLE: Americans Rely on These Sacred Promises. Social Security and Medicare must be protected. By Dr. Myechia Minter-Jordan, CEO, AARP. Published April 30, 2025. Social Security and Medica...

community.aarp.org

Should You Donate Money to Social Security?

Apr 29 2025

You can make charitable donations to Social Security, the safety net for older Americans. But will it make a lasting impact?...

kiplinger.com

Advisers, Take Note: How 2025 Social Security Changes May Impact Your Clients

Apr 29 2025

What financial advisers might need to know to help their clients navigate Social Security in 2025....

kiplinger.com

Social Security Is Taxable, But There Are Workarounds

Apr 28 2025

If you're strategic about your retirement account withdrawals, you can potentially minimize the taxes you'll pay on your Social Security benefits....

kiplinger.com

FIRE in San Francisco: Updated Projections After Taxes, Social Security, and Housing Scenarios

Apr 26 2025

I received many questions after concluding in my post “How Much is Enough to FIRE in San Francisco” that $5,654,000 was enough to cover my current and planned future spending needs....

faangfire.com

2025 Changes To Social Security That You Need To Know

Apr 25 2025

Here's a brief look at some of the biggest changes to Social Security that we’ve seen so far in 2025....

forbes.com

496: Claiming Social Security Early: Is it the Right Strategy for You?

Apr 25 2025

Conventional financial wisdom encourages you to delay collecting Social Security benefits until age 70, but in certain cases, your “optimal” claiming age might actually be to pull benefits...

retirewithpurpose.com

? Social Security Offices Are Facing Uncertain Times (AARP Article)

Apr 24 2025

FROM THE ARTICLE: On Social Security’s Front Lines, Customers Seek Service — and Reassurance. At field offices in 3 states, beneficiaries worry that changing rules and staff cuts will make...

community.aarp.org

How to Solve Social Security Problems Online, Over the Phone or In Person

Apr 24 2025

If you need to solve Social Security problems, online should your first stop....

money.usnews.com

Inbox Question | Running a Business & Collecting Benefits: What Counts Toward the Earnings Limit?

Apr 24 2025

In this inbox episode, we break down how the Social Security earnings limit works—especially for C corp owners who split income between salary and dividends. Learn what counts toward the limit, ...

sites.libsyn.com

How Privatizing Social Security Would Impact Retirees

Apr 22 2025

Privatizing Social Security could mean more investment options for workers. It could also mean the loss of guaranteed income in retirement....

money.usnews.com

Work related large lump sum paid

Apr 20 2025

Perhaps you can help a retired lady. I'm 77 and started collecting SS when 62. I still work part time and am self employed. Recently I won a work related lawsuit of $220,000.00. I've been relatively l...

community.aarp.org

Paperwork of Life - how did I manage before?

Apr 19 2025

I swear I don’t know how I managed to get all the detail work of life done when I had a full time job. Start with Medicare and SS. That alone requires constant checking, monitoring, and tweaking...

reddit.com

? How You Can Verify Your Identity with Social Security (AARP Article)

Apr 17 2025

FROM THE ARTICLE: How to Verify Your Identity with Social Security. You can still confirm your ID online, on the phone or in person when applying for benefits. By Phil Pruitt, AARP. Published April 16...

community.aarp.org

? Are You Eligible for Social Security Benefits? (AARP Article)

Apr 16 2025

FROM THE ARTICLE: Have You Earned Your Eligibility for Retirement Benefits? Work, taxes and age all factor into whether you qualify. 2.5-minute read. By Andy Markowitz, AARP. Reviewed by Jammie Lyell....

community.aarp.org

Registered Social Security Analyst: The Retirement Professional You Didn’t Know You Needed

Apr 15 2025

The services of a Registered Social Security Analyst (RSSA) are often overlooked. Yet, for those planning for retirement, nearing or already retired, an RSSA can be an invaluable resource....

kiplinger.com

A Confident Retirement Starts With These Four Strategies

Apr 13 2025

Work your way around income gaps, tax gaffes and Social Security insecurity with some thoughtful planning and analysis....

kiplinger.com

Social Security

Apr 13 2025

I am almost 64 and so is my husband. He started drawing early retirement this past year. I am still working and am planning on waiting as long as possible to draw mine and mine is going to be signific...

community.aarp.org

Should You Still Wait Until 70 to Claim Social Security?

Apr 12 2025

Delaying Social Security until age 70 will increase your benefits. But with shortages ahead, and talk of cuts, is there a case for claiming sooner?...

kiplinger.com

Up to 85% of your Social Security benefits could be taxes – take these steps now!

Apr 12 2025

To read this story on KSL.com, click here. Up to 85% of your Social Security benefits could be taxed. Many families planning for retirement don’t realize this – or how…...

bossretirement.com

Widow's Penalty: Three Ways to Protect Your Finances

Apr 10 2025

Higher Medicare premiums, smaller Social Security payments, bigger tax bills … Financial changes can hit hard when a spouse dies. How to counter the blow....

kiplinger.com

I'm late in my working life, how do I decide if it is a good idea to try to reach 40 credits?

Apr 10 2025

I am 64 years and have earned only 29 credits towards Social Security because I have spent much of my working life in Canada after marrying a Canadian. In 2024, I began earning US 1099 income (plus Ca...

community.aarp.org

? Nearly 2,000 Social Security Workers Leaving Field Offices (AARP Article)

Apr 10 2025

FROM THE ARTICLE: AARP reiterates customer-service concerns as buyouts cut staff at local sites. By Andy Markowitz, AARP. Published April 10, 2025. Amid surging complaints about Social Security custom...

community.aarp.org

What’s Happening to Social Security Under Trump? Here’s What Retirees Need to Know.

Apr 09 2025

Deep staff reductions. New policies. Spreading misinformation. Since President Trump has taken office, the agency has been in tumult....

nytimes.com

Reduced benefits while working and receiving SS

Apr 08 2025

I started receiving SS benefits at age 62 because of a job change. My FRA is 66 1/2. Over the 4.5 years of benefits, almost half of them (27 months to be exact) were withheld due to the earnings limit...

community.aarp.org

Apr 08 2025

FROM THE ARTICLE: With Social Security Customer Service in Crisis, AARP Urges Fixes. ‘Chaotic environment’ includes website crashes, long lines and phone hold times that last hours. By Emi...

community.aarp.org

Social Security Phone Wait Times: The Best Times to Call

Apr 07 2025

The Social Security Administration receives 80 million calls every year. Timing is everything if you want to get through....

kiplinger.com

Senate Finance Committee Advances Bisignano Nomination to Lead Social Security Administration

Apr 07 2025

401(k) Index shows heightened Q1 market volatility fueled surge in trading...

401kspecialistmag.com

Are Your Social Security Benefits Secure?

Apr 07 2025

A new study suggests the U.S. retirement system may be doing better than most....

money.usnews.com

The Social Security Fairness Act May Change How You Pay Medicare Premiums

Apr 03 2025

If you receive an upward adjustment to your monthly Social Security benefits due to the SSFA, how you pay your Medicare premiums might change....

kiplinger.com

How do you feel about specific Social Security RETIREMENT benefits?

Apr 03 2025

Just a question to ponder and to get some feedback on specific benefits: This is only for Social Security RETIREMENT benefits - not other type like Disability or Survivors. Should a person be able to ...

community.aarp.org

Protecting What You've Earned: AARP’s Fight for Social Security

Apr 03 2025

We hear you loud and clear. AARP members are deeply concerned about Social Security, and we are steadfast in our commitment to protectingthis vital program. Right now, we’re asking for three ass...

community.aarp.org

About Social Security

Social Security is a government-run program in the United States that provides a source of income for retirees, as well as for people who are disabled or the survivors of deceased workers. The program is funded through payroll taxes, and it is designed to provide a basic level of financial security for those who are no longer able to work.

To be eligible for Social Security benefits, an individual must have worked and paid into the Social Security system for a certain number of years. The amount of benefit that an individual receives is based on their earnings history, with higher earners receiving a higher benefit.

In general, people are eligible to receive Social Security retirement benefits when they reach the full retirement age, which is determined by their date of birth. The full retirement age is currently 66 for people born between 1943 and 1954, and it is gradually increasing to 67 for those born in 1960 or later. However, people can begin receiving reduced benefits as early as age 62, or they can choose to delay receiving benefits until after their full retirement age, in which case they will receive a higher benefit.

It is important to note that Social Security benefits are not intended to be the sole source of income for retirees. Rather, they are meant to supplement other sources of retirement income such as savings, investments, and pensions. It is important to plan for retirement and consider all sources of income that may be available to you.