Planning
Showing 50 results of 777
For a More Secure Retirement, Build in Some 'Safe Money'
Nov 20 2024
To solidify your retirement plan, write it down, reduce your market risk and allocate more safe money into your plan for income....
kiplinger.com
Retirement Year End Planning: Withdrawing from Assets
Nov 20 2024
Join us in this insightful episode as we continue our series on year-end action items, focusing on optimizing your retirement planning. Today, we delve into the intricacies of withdrawing assets, disc...
share.transistor.fm
Why States Are Offering Workers at Private Companies Access to I.R.A.s
Nov 19 2024
With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement....
nytimes.com
Why Most People Still Plan To Take Social Security Early
Nov 18 2024
Despite knowing that they're giving up higher income, many pre-retirees plan to claim Social Security benefits before full retirement age....
forbes.com
The C.S. Lewis Quote That Could Transform Your Financial Future
Nov 17 2024
You can't change the beginning of the story in your financial plan—but you can change the ending....
forbes.com
Estate Planning: How Does the Basis Step-Up Rule Work?
Nov 16 2024
The step-up in basis, one of the most powerful tools in estate and tax planning, can make a huge difference in capital gains taxes owed....
kiplinger.com
The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen
Nov 15 2024
I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been a reader of Financial Samurai for many years and has always been courteous ...
financialsamurai.com
How to Create a Retirement Income Plan to Cover Caregiver Costs
Nov 14 2024
Getting all of your assets to work together is key to having enough retirement income to pay for caregivers and other long-term care needs....
kiplinger.com
Retirement Plan Participants Want More in Digital Experiences
Nov 14 2024
Still, a Corporate Insight report finds that 87% of plan participants are “somewhat…...
401kspecialistmag.com
Plan For Retirement Beyond Your Go-Go Years
Nov 14 2024
With long retirements, you’ll need to plan ahead for multiple phases of life that come with different needs and interests....
forbes.com
Retirement Year End Planning: Contributing to Assets
Nov 14 2024
Join us as we dive into year-end financial planning strategies to optimize your retirement plan. This episode unpacks the essentials of contributing to various accounts like 401(k)s, IRAs, Roth IRAs, ...
share.transistor.fm
From Soldier to Financial Planner: Jim’s Journey to Inspiring Others
Nov 13 2024
In a world where financial stability often feels elusive, Jim’s journey from military service to financial planning offers a unique perspective on discipline, planning, and the importance of a [...
theretirementsolution.com
Podcast: The B.O.S.S. Retirement Blueprint Explained (Ep. 2)
Nov 13 2024
Want to improve your knowledge of retirement planning without feeling overwhelmed? Welcome to episode two of Retirement Solutions The Podcast! Join Tyson and Ryan Thacker this week as they dive&hellip...
bossretirement.com
How will Trump Impact My Retirement Plans?
Nov 13 2024
Understanding how the results of the 2024 election could affect your decisions in retirement. It's natural to wonder if political shifts will impact your financial decisions. Many are predicting major...
keilfp.com
How to Plan for Retirement When Only One Spouse Works
Nov 12 2024
When you're married but only one spouse works, leaving retirement planning to the working partner puts financial security at risk. A joint effort is vital....
kiplinger.com
Why Do Workers Yearn for Defined Benefit Plans?
Nov 12 2024
A closer look at the Boeing negotiations only makes the question more puzzling. Boeing workers recently accepted the company’s third offer. The agreement does not include reopening the Boeing de...
crr.bc.edu
Time for Some Fall Financial Maintenance: Here's a Checklist
Nov 10 2024
As you rake the leaves and clean the gutters, you should also consider tackling seven key year-end planning chores....
kiplinger.com
How Women Can Navigate Competing Priorities as They Age
Nov 10 2024
It takes planning and some frank conversations, but women can aim for a happy and financially secure retirement while supporting loved ones. Here's how....
kiplinger.com
Looking for a great retirement option that is affordable!
Nov 10 2024
I'm 59 and my retirement savings situation is not great. I'm single, female, and live in Texas. I do own a home right now, I have about $140k in equity. I am still working full-time and I'm planning t...
reddit.com
Trump Presidency: Yes, Estate Planning Is Still Important
Nov 10 2024
President Trump might extend the bonus estate tax exemption or even repeal the estate tax. But estate planning remains important, just different....
forbes.com
Want Your Kids to Inherit? You Need an Asset Protection Plan
Nov 09 2024
You've worked hard for your wealth. Don't let it fall into the wrong hands. Consider prenups, trusts and other protections to safeguard your family legacy....
kiplinger.com
The Election is Over: Should You Think Any Differently About Your Retirement Plans?
Nov 08 2024
President Trump's reelection likely means major policy shifts. Here are 5 considerations for preparing your retirement plans for these changes. The post The Election is Over: Should You Think Any Diff...
boldin.com
Looking for thoughts on how you developed interests while planning retirement.
Nov 07 2024
Thoughts on developing interests after retirement I’m not retired, but working hard to be. My wife and I are currently 55 and m looking at 4-6 more years. I have a retirement planning notebook w...
reddit.com
Financial Planning Through Changing Presidencies: My Journey
Nov 06 2024
With Donald Trump set to become the 47th President of the United States, it’s natural to wonder what this new administration could mean for your finances. For most people under 30, a change in l...
financialsamurai.com
457 Plan Contribution Limits for 2025
Nov 06 2024
There are higher 457 plan contribution limits for state and local government workers in 2025 than in 2024....
kiplinger.com
Retirement Year End Planning: Tax-Loss Harvesting
Nov 06 2024
Welcome to a transformative episode where we delve into year-end financial strategies to optimize your retirement planning. Join us as we discuss tax-loss harvesting with Erin Coe, a seasoned planner ...
share.transistor.fm
Are You an Estate Planning Procrastinator? Where to Start
Nov 05 2024
Quit putting it off, because it's vital for you and your heirs. From wills and trusts to executors and taxes, here are some essential points to keep in mind....
kiplinger.com
Planning for 2025's tax brackets and retirement rules
Nov 05 2024
The adjustments reflect how inflation is slowing down and upcoming changes to the rules based on the Secure 2.0 Act and the Tax Cuts and Jobs Act....
financial-planning.com
Should You Include Real Estate in Your Retirement Plan?
Nov 05 2024
Consider the advantages and disadvantages of using real estate to fund your retirement years....
money.usnews.com
You Need an Estate Plan
Nov 04 2024
If you are reading this, you probably need an estate plan. If you have children, live in states like California, you owe it to your family to have an estate plan that includes a revocable trust. One o...
andrenader.substack.com
A Nightmare on 401(k) Street: The Spookiest Retirement Facts
Nov 03 2024
These facts are sure to keep 401(k) plan advisors and investors at the edge of their seats...
401kspecialistmag.com
Americans Short of Plans for Retirement Income
Nov 03 2024
Allianz Life found that 45% of participants worry about how to best take distributions...
401kspecialistmag.com
Q&A with Inspira Financial’s Pete Welsh: Navigating Merger-Related Retirement Plan Considerations
Nov 03 2024
In this exclusive Q&A, 401(k) Specialist sits down with Pete Welsh, Managing Director of…...
401kspecialistmag.com
Five Financial Planning Secrets of Millionaires
Nov 02 2024
You might be surprised: Most millionaires don't feel rich. Instead, they have smart goals, discipline and a little help along the way....
kiplinger.com
Medicare Drug Plans Are Getting Better Next Year. Some Will Also Cost More.
Nov 02 2024
Upcoming changes to the Part D drug benefit, including a $2,000 cap on out-of-pocket medication, will benefit millions of Americans. But higher premiums may also be on the way...
kiplinger.com
Get Help To Choose The Best Medicare Insurance Plan For You
Nov 01 2024
We worked with a free consultant to get professional advice on the right Medicare Supplement or Medicare Advantage plan....
forbes.com
IRS Announces Retirement Contribution Limits Will Increase In 2025
Nov 01 2024
The IRS has announced the cost‑of‑living adjustments for pension plans and other retirement-related items for tax year 2025....
forbes.com
465: Tax-Efficient Retirement Planning: IRAs and 401(k)s vs. Taxable Accounts
Nov 01 2024
What is the best type of account for you to allocate your retirement savings? One of the biggest factors in helping you make this decision will be taxes. In this episode, we discuss: Current tax deduc...
retirewithpurpose.com
The Quality Of Medicare Advantage Plans...Ain’t What It Used To Be.
Oct 30 2024
The star ratings for Medicare Advantage plans are dropping. In 2025, only seven plans will have a five-star rating....
forbes.com
October 2024 Best of the Web
Oct 28 2024
I have an outstanding collection of resources on a variety of topics this month. We’ll explore financial planning concepts including Roth IRA conversions, building bond ladders, and performing 5...
caniretireyet.com
How to Tell if You Have a Lousy 401(k) Plan
Oct 28 2024
Not all 401(k) plans are created equal. Here’s how to tell if yours could be more competitive....
money.usnews.com
Can Financial Planning Really Be Life-Changing?
Oct 27 2024
If you asked 100 people what the purpose of financial planning is, the reflexive answer of the majority would likely be to have more money. But can we do better?...
forbes.com
Focus on These Five Critical Areas in Retirement Planning
Oct 27 2024
Worried about how you'll pay for your retirement? It can help to structure your finances around five key areas: taxes, income, medical, legacy and investments....
kiplinger.com
How To Slash Taxes On Employer Stock In A 401(k) Plan
Oct 26 2024
There are significant tax-reduction opportunities available when employer stock is held in a 401(k) plan. But you have to meet all the qualifications....
forbes.com
Poetic Retirement Planning For Couples
Oct 26 2024
We get creative in this episode by utilizing Haikus designed to provide retirement planning insights for couples. We hope you find our conversation both entertaining and helpful in your retirement jou...
retirementroadmappodcast.podbean.com
Planning is the Missing Link to True Financial Security
Oct 25 2024
The evidence is mounting that maintaining a comprehensive financial plan is the missing link for most people who want financial security. See why everyone needs a written financial plan. The post Plan...
boldin.com
Ready for Retirement? Find Your Distribution Planner
Oct 25 2024
Does your financial planner specialize in accumulation or distributions? In this free clip from the online course, “Retirement Ready: Building Your Financial Plan,” you’ll learn why ...
theretirementsolution.com
Why “Aging In Place” Is Not Always A Good Plan
Oct 24 2024
Remaining at home as long as possible is what most people want. But age brings serious safety risks for those living alone. Consider the family's options....
forbes.com
Think Smart, Retire Smarter: 3 Mental Models For Retirement Planning
Oct 23 2024
Using the three mental models outlined, discover how to enhance your retirement planning and become a better decision maker....
forbes.com
Five Financial Tips to Help You Plan for the Unexpected
Oct 23 2024
It's impossible to predict the future, but you can still create a financial plan that includes buffers for life's uncertainties....
kiplinger.com
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About Planning
Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
Here are some steps you can take to start planning for retirement:
Determine your retirement goals: Consider how much you will need to live on during retirement, where you want to live, and what you want to do in retirement.
Calculate how much you will need to save: Use online retirement calculators or speak with a financial planner to determine how much you will need to save to reach your retirement goals.
Start saving and investing: Contribute to a retirement account, such as a 401(k) or IRA, and consider speaking with a financial advisor about the best investment options for you.
Review and adjust your plan regularly: As your financial situation and retirement goals change, be sure to review and adjust your retirement plan accordingly.
It's never too early to start planning for retirement. The sooner you start saving and investing, the more time your money has to grow and the more prepared you will be for retirement.