Planning

A Social Security Storm Is Gathering: Here's Your Safety Plan

Jan 20 2025

If Social Security reserves are depleted by 2033, as predicted, future benefits could be cut by as much as 21%. Here’s how to weather the impending storm....

kiplinger.com

Social Security

How to Avoid These 10 Retirement Planning Mistakes

Jan 19 2025

Many retirement planning mistakes are easily avoidable. Here are 10 to have on your radar so you don't end up running out of money in your golden years....

kiplinger.com

Mistakes

How To

How Financial Planning Has Got The Story All Wrong: Insights From StoryBrand's Donald Miller

Jan 19 2025

We’ve made ourselves, and/or our solutions, the main character in the narrative of our client’s financial planning, rather than ceding that role to the client....

forbes.com

How to align tribal systems, federal law in Indigenous estate planning

Jan 17 2025

Tribal systems don't always align with federal and state laws when it comes to land ownership, inheritance and what constitutes an asset....

financial-planning.com

How To

What Is Your 'Enough Is Enough' Number for Retirement?

Jan 17 2025

Chasing a 'magic number' for retirement can be anxiety-inducing. Instead, build your plans around a personal number that reflects your individual circumstances....

kiplinger.com

Planning for the Future: The Role of Cryptocurrency in Retirement Strategies

Jan 17 2025

Planning for the Future: The Role of Cryptocurrency in Retirement Strategies...

thinksaveretire.com

Could ESG Funds be Removed from Your 401(k) Plan?

Jan 16 2025

A pilot successfully sued American Airlines for including ESG factors in its 401(k) plan....

kiplinger.com

The Tax Stakes for 2025: Planning for All Possibilities

Jan 16 2025

It's unclear whether extending the TCJA provisions for individuals is likely, so what can you do to reduce your overall tax bill either way?...

kiplinger.com

Here’s How Social Security, Retirement Planning, and Taxes are Changing in 2025

Jan 16 2025

Happy 2025! At Keen Wealth, we're often of two minds at the beginning of the New Year. On the one hand, Tax Day is just around the corner, so we're helping folks put a bow on last year's financials an...

keenonretirement.libsyn.com

Social Security

Generational Wealth Plans Aren't Just for Rich People

Jan 15 2025

Everybody needs to consider what will happen to whatever assets they have and ensure their beneficiaries aren't stuck with big tax bills....

kiplinger.com

Wealth

Retirement Planning In Your 70s

Jan 13 2025

There are changed retirement decisions that apply to those waiting to retire until their 70s....

forbes.com

Financial Confidence? It's Just Good Planning, Boomers Say

Jan 13 2025

Baby Boomers may have hit the jackpot money-wise, but many attribute their wealth to financial planning and professional advice rather than good timing....

kiplinger.com

Watch Out for the ‘Medigap Trap’

Jan 10 2025

The Medigap trap can snag those who chose Medicare Advantage and plan to switch to traditional Medicare later as their needs change....

kiplinger.com

Medicare

Retirement planning for couples?

Jan 10 2025

I've been trying to decide whether I should bite the bullet and pay for a financial advisor to look over my retirement plan. I'm 56m, spouse is 52f. No children, and no real need to leave an estate ex...

reddit.com

Financial Planning: Sisters Should Be Doin' It for Themselves

Jan 08 2025

More and more women are ringin' on their own financial bells (with apologies to Aretha Franklin and Eurythmics) — but that demands a robust financial plan....

kiplinger.com

Put in my one-year notice today

Jan 08 2025

I am planning to retire in February 2026 when I turn 60 and just turned in my one-year notice today. It’s a little early, but I had already told my boss and it just felt like a great way to kick...

reddit.com

2024 Review/ 2025 Planning

Jan 08 2025

This post is all over the place, so I’ll just jump right into it. 2024 Money: Best Year Yet! This blog is supposed to be about money, so let’s start there. 2024 was slow going until Novemb...

1500days.com

3 Simple Steps to Retire in 2025

Jan 07 2025

Many individuals are hesitant to retire, even when financially prepared, due to uncertainty and a lack of clear planning. This episode provides a practical guide to making retirement a reality, focusi...

buzzsprout.com

Smart Financial Planning: Balancing Data with Peace of Mind

Jan 07 2025

Financial planning often feels like a numbers game—follow the math, and you’ll make the best decisions, right? But what happens when the spreadsheet says one thing, and your peace of mind ...

sites.libsyn.com

7 Estate Planning Best Practices

Jan 06 2025

These tips can help you avoid common trouble spots and create a more effective plan....

kiplinger.com

5 Key Components of an Estate Plan — and 7 Others to Consider

Jan 06 2025

Whatever your circumstances, you can take these steps to build an estate plan that benefits both you and your loved ones....

kiplinger.com

Silver sneakers program: feedback sought

Jan 06 2025

Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...

reddit.com

Does maxing out my 401k signal to my employer that I plan to retire soon?

Jan 05 2025

I plan to retire in a few months - but I am not ready to notify my employer. I am considering contributing almost all of my remaining pay to my 401(k). Our pay is handled by a third party (ADP). My cu...

reddit.com

401k

Problems with Medicare Advantage Plans Keep Mounting

Jan 04 2025

Complaints about Medicare Advantage include denial of service and slow care approvals....

kiplinger.com

Medicare

The Hidden Costs of Homebuying You Need to Know About

Jan 02 2025

Buying a home is one of the most exciting decisions you’ll ever make, right? It’s also one of the most expensive, if not the most expensive. Many people spend months planning their budgets...

dadisfire.com

Real Estate

The Power of Purpose in Your 2025 Planning

Jan 01 2025

What might be even better than having a Happy New Year? Having a purposeful 2025. Longevity experts who study "blue zones" where folks live the longest have popularized the Japanese concept of "ikigai...

keenonretirement.libsyn.com

Pre-Death Planning: Roth Conversion

Dec 30 2024

A Roth Conversion strategy may be a very helpful way to generate a tax-efficient legacy for your heirs, while reducing the overall cost. The post Pre-Death Planning: Roth Conversion appeared first on ...

financialducksinarow.com

Roth

5 changes for IRAs and 401(k)s in 2025

Dec 28 2024

The SECURE 2.0 Act contained changes to traditional and Roth individual retirement accounts and 401(k) plans that are being phased in over several years....

financial-planning.com

Accounts

Roth

Retire Happy: Build a Personalized Retirement Plan that You Can't Wait to Live Out

Dec 28 2024

Monique aspired to retire early, and while she had faithfully saved throughout her working years, she wasn’t sure if she had enough to retire. After getting assurance from professionals, she too...

buzzsprout.com

Efficient Retirement Tax Planning with Jeremy Green (Ep. 8)

Dec 28 2024

Are you ready to simplify the complexities of high-net-worth tax planning and maximize your retirement savings? Today, we unveil key strategies with our expert guest, Jeremy Green. In this Retirement&...

bossretirement.com

Better Planning Starts with Granular Budgeting, Part II

Dec 27 2024

This post is a follow-up to our post of November 19, 2024. In it, we discuss how updating your spending budget each year is an important step in the process of successfully managing your finances in r...

howmuchcaniaffordtospendinretirement.blogspot.com

How Many Investment Firms Should I Split my Money Between?

Dec 26 2024

James and Ari discuss diversification and the nuances of managing investments. A client plans to split his funds across multiple institutions, like Schwab and Vanguard, believing it will improve diver...

buzzsprout.com

How Long Do You and Your Spouse Plan to Live?

Dec 22 2024

This post focuses primarily on the implications of assuming, or planning, to live longer than one’s life expectancy. For the purpose of this post, we are going to assume that when you are asked ...

howmuchcaniaffordtospendinretirement.blogspot.com

Spouse

Retirement Tax Planning Calculator

Dec 21 2024

My wife and I (61 & 58) have several retirement accounts: Trad 401(k), Trad IRAs, Roth IRA, I-Bonds, and taxable brokerage. We will both have pretty good SS income as well. Planning to retire in 2...

reddit.com

Calculators

New Proposal Would Require Insurance Agents To Disclose More About Medicare Advantage Plans

Dec 21 2024

Medicare regulators want beneficiaries to be told explicitly about some potential risks of signing up for Medicare Advantage plans instead of original Medicare....

forbes.com

Medicare

Insurance

Any recent retiree who was a state employee in NC ?

Dec 20 2024

Hi all - I work for the state of NC and plan to retire soon (target date is 2/28/25). The state offers "retirement counselors" but I have received no response to my emails or voicemails regarding fair...

reddit.com

Inbox Questions | When Should You Use An LLC?

Dec 20 2024

We answer a question from a 44-year-old Pittsburgh bus driver earning over six figures annually who maxes out a Roth IRA, contributes 10.5% to a 457 plan, and is covered by a pension. He owns five ren...

sites.libsyn.com

Gen X Retirement Is in Trouble: Here's What You Can Do

Dec 19 2024

Even as they approach retirement age, half of Gen Xers have not done any retirement planning....

kiplinger.com

Planning for Uncertainty: Why Roth Conversions Require Iteration, Not Perfection (It’s an Art, Not a Science)

Dec 19 2024

Discover the opportunities and limits of modeling your Roth conversion opportunities and get 6 tips for doing better. The post Planning for Uncertainty: Why Roth Conversions Require Iteration, Not Per...

boldin.com

Roth

The Cost of Avoiding Conversations: How Estate Planning Can Save Your Family Heartache

Dec 19 2024

Author and executor advisor David Edey shares how to prepare your estate and your executor to leave a legacy behind instead of a mess....

keilfp.com

Should Seniors Give It All Away like Buffett or “Die with Zero”?

Dec 19 2024

Reviewing your estate plan is an important part of the year-end review sessions that we hold at Keen Wealth. At least annually, folks should make sure that their plan is still in sync with how they wa...

keenonretirement.libsyn.com

Wealth

Crypto Usage Represents Less than 1% of DC Plan Investments

Dec 18 2024

The GAO report also lists recommendations for the DOL to improve federal monitoring of…...

401kspecialistmag.com

Crypto

Retirement Industry Trends to Look Out for in 2025

Dec 18 2024

The IRIC expects to see in-plan retirement income to make a big impact in 2025...

401kspecialistmag.com

Income

Why You Should Avoid Simplistic Monte Carlo Results and Create a Real Financial Plan Instead

Dec 18 2024

Are you mistaking a Monte Carlo analysis for real financial planning? I'll explain why this common tool, often used by financial advisors, is not a substitute for a true financial plan. A Monte Carlo ...

buzzsprout.com

Learn What to Ignore with Dr. Daniel Crosby

Dec 18 2024

? Show Notes Join us in this episode as we delve into the complexities of retirement planning with Dr. Daniel Crosby, author of The Soul of Wealth. Discover the importance of learning what to ignore a...

share.transistor.fm

Wealth

It's never too late for year-end tax planning

Dec 18 2024

Consider this host of strategies to help clients keep more of what they earn....

financial-planning.com

Half of Gen X has done no retirement planning, study says

Dec 17 2024

Having missed out on yesterday's pensions and today's 401(k) features, the latchkey generation is woefully unprepared for retirement. Here's how advisors can help....

financial-planning.com

Americans Value Digital Assets At $191,516, But Awareness Still Lags

Dec 17 2024

As Bitcoin prices surge and the number of online accounts for each American continues to grow, digital asset planning is becoming increasingly important....

forbes.com

Bitcoin

4 Planning Tasks That Can Better Position Your Retirement Income For 2025

Dec 17 2024

Position your retirement income for 2025 with these 4 smart planning tasks. From inflation protection to portfolio rebalancing, ensure financial peace of mind....

forbes.com