Planning
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Retirement Tax Planning Calculator
Dec 21 2024
My wife and I (61 & 58) have several retirement accounts: Trad 401(k), Trad IRAs, Roth IRA, I-Bonds, and taxable brokerage. We will both have pretty good SS income as well. Planning to retire in 2...
reddit.com
New Proposal Would Require Insurance Agents To Disclose More About Medicare Advantage Plans
Dec 21 2024
Medicare regulators want beneficiaries to be told explicitly about some potential risks of signing up for Medicare Advantage plans instead of original Medicare....
forbes.com
Any recent retiree who was a state employee in NC ?
Dec 20 2024
Hi all - I work for the state of NC and plan to retire soon (target date is 2/28/25). The state offers "retirement counselors" but I have received no response to my emails or voicemails regarding fair...
reddit.com
Inbox Questions | When Should You Use An LLC?
Dec 20 2024
We answer a question from a 44-year-old Pittsburgh bus driver earning over six figures annually who maxes out a Roth IRA, contributes 10.5% to a 457 plan, and is covered by a pension. He owns five ren...
sites.libsyn.com
Gen X Retirement Is in Trouble: Here's What You Can Do
Dec 19 2024
Even as they approach retirement age, half of Gen Xers have not done any retirement planning....
kiplinger.com
Planning for Uncertainty: Why Roth Conversions Require Iteration, Not Perfection (It’s an Art, Not a Science)
Dec 19 2024
Discover the opportunities and limits of modeling your Roth conversion opportunities and get 6 tips for doing better. The post Planning for Uncertainty: Why Roth Conversions Require Iteration, Not Per...
boldin.com
The Cost of Avoiding Conversations: How Estate Planning Can Save Your Family Heartache
Dec 19 2024
Author and executor advisor David Edey shares how to prepare your estate and your executor to leave a legacy behind instead of a mess....
keilfp.com
Should Seniors Give It All Away like Buffett or “Die with Zero”?
Dec 19 2024
Reviewing your estate plan is an important part of the year-end review sessions that we hold at Keen Wealth. At least annually, folks should make sure that their plan is still in sync with how they wa...
keenonretirement.libsyn.com
Crypto Usage Represents Less than 1% of DC Plan Investments
Dec 18 2024
The GAO report also lists recommendations for the DOL to improve federal monitoring of…...
401kspecialistmag.com
Retirement Industry Trends to Look Out for in 2025
Dec 18 2024
The IRIC expects to see in-plan retirement income to make a big impact in 2025...
401kspecialistmag.com
Why You Should Avoid Simplistic Monte Carlo Results and Create a Real Financial Plan Instead
Dec 18 2024
Are you mistaking a Monte Carlo analysis for real financial planning? I'll explain why this common tool, often used by financial advisors, is not a substitute for a true financial plan. A Monte Carlo ...
buzzsprout.com
Learn What to Ignore with Dr. Daniel Crosby
Dec 18 2024
? Show Notes Join us in this episode as we delve into the complexities of retirement planning with Dr. Daniel Crosby, author of The Soul of Wealth. Discover the importance of learning what to ignore a...
share.transistor.fm
It's never too late for year-end tax planning
Dec 18 2024
Consider this host of strategies to help clients keep more of what they earn....
financial-planning.com
Half of Gen X has done no retirement planning, study says
Dec 17 2024
Having missed out on yesterday's pensions and today's 401(k) features, the latchkey generation is woefully unprepared for retirement. Here's how advisors can help....
financial-planning.com
Americans Value Digital Assets At $191,516, But Awareness Still Lags
Dec 17 2024
As Bitcoin prices surge and the number of online accounts for each American continues to grow, digital asset planning is becoming increasingly important....
forbes.com
4 Planning Tasks That Can Better Position Your Retirement Income For 2025
Dec 17 2024
Position your retirement income for 2025 with these 4 smart planning tasks. From inflation protection to portfolio rebalancing, ensure financial peace of mind....
forbes.com
5 financial planning topics to bring up with clients in 2025
Dec 17 2024
Health issues. Death. Politics. Some topics make for uncomfortable conversations, but financial advisors need to have them anyway....
financial-planning.com
Unpacking The B.O.S.S. Retirement Scorecard Part 2 (Ep. 5)
Dec 17 2024
Many people believe that saving a million dollars is the golden ticket to a perfect retirement. However, without a comprehensive plan, that million can quickly diminish. Let’s break down why.&he...
bossretirement.com
Super Agers AARP Bulletin >>> Your Money >>> CRUNCH YOUR FUTURE NUMBERS … MISSING Tool: MaxiFi
Dec 16 2024
This article in the November 2024 Bulletin by Richard Eisenberg should mention MaxiFi. It is a wonderful tool to plan withdrawals from pre-tax and post-tax retirement accounts and other financial acco...
community.aarp.org
Three 'Yellowstone' Estate Planning Lessons
Dec 15 2024
We can learn a lot from John Dutton's estate planning mistakes. Here are just a few that relate to families in general and family businesses in particular....
kiplinger.com
Is the 401(k) doing too much?
Dec 15 2024
Health care costs. Student loans. Domestic abuse. Are retirement plans addressing too many problems at once?...
financial-planning.com
When did you know you could pull it off?
Dec 15 2024
I’m 73 and trying to figure out when I can afford to retire. I have a semi-invalid daughter I’m supporting for at least two more years. So, I plan to work for at least two more years. My j...
reddit.com
Retirement planning is more than tax planning
Dec 15 2024
Let me be super clear about 2 things up front: I (68, retired) am very fortunate to have enough saved and invested for my retirement, including maxing my 401k and IRA over 40 years and paying off my h...
reddit.com
One Simple Tip for Planning the Three Stages of Retirement
Dec 14 2024
Dreading the idea of retirement? This planning technique for the 'go-go, slow-go and no-go years' can lessen the worry and help you save efficiently....
kiplinger.com
I am planning to retire but now here come opportunities
Dec 13 2024
I have a game plan to retire in March and my financial advisor says it is gonna work. And now a couple opportunities seem to be rearing their head. Returning to a job that may establish an amazing rep...
reddit.com
473: Retirement Tax Planning: Exploring the Impact of a Republican Trifecta on Your Taxes and Bottom Line
Dec 13 2024
With the 2024 presidential election now behind us, what does that mean for the future of tax policies, tax rates, and their impact on your lifelong savings? In this episode, we discuss: A brief histor...
retirewithpurpose.com
Medicare Advantage Plans Have Two Caps
Dec 12 2024
It’s good to know that a Medicare Advantage plan has two caps that limit costs, especially since those who elected this coverage face another chance to change plans...
forbes.com
You Need an Estate Plan
Dec 12 2024
If you are reading this, you probably need an estate plan. If you have children, live in states like California, you owe it to your family to have an estate plan that includes a revocable trust. One o...
faangfire.com
Volatility Is Back on the Menu
Dec 12 2024
Volatility is back, but for long-term investors, it’s business as usual. Focus on your goals, stick to your plan, and avoid panic decisions. Read more on how to manage market swings....
faangfire.com
Never Talk About Money? For Women, That Can Spell Disaster
Dec 11 2024
How can you plan for retirement when your husband holds the purse strings and talking about money is taboo? Help is at hand for this common problem for women....
kiplinger.com
Why protecting wealth starts with planning for health care
Dec 10 2024
Health care advisory experts can secure substantial financial benefits for HNW clients while providing a value-added service for wealth managers and family offices....
financial-planning.com
The Six Estate Planning Steps Every Blended Family Must Take
Dec 10 2024
Whether your blended family is newly formed or fully fledged, use these six steps to review your estate plans now and lower the risk of conflict in the future....
kiplinger.com
Case Study: Optimizing Current ACA Subsidies vs. Roth Conversions for Long-Term Tax Planning
Dec 10 2024
Today I have a guest post from personal finance enthusiast Dan Griffin. While Dan is not a practicing financial planner, he passed the CFP exam in 2010 and holds an Executive Certificate in Personal F...
caniretireyet.com
Four Actions to Lessen Retirement Stress for Women (and Men)
Dec 09 2024
Saving for retirement is anxiety-inducing for everyone, especially women. Following this four-part action plan can help improve your financial security....
kiplinger.com
Seek retirement scheduler planner
Dec 09 2024
Planning on retiring in next few years. Is there some planner or scheduler in USA that lets me write down what steps I need to do when? Eg. Know I need to stop HSA contribution 6 mts before. When do I...
reddit.com
Plans to spending more in Retirement
Dec 09 2024
My wife and I have lived most of our lives cutting back and working hard and being fiscal responsible. As we look forward to retirement, we want to enjoy it and not just maintain. It seems most articl...
reddit.com
3 Steps To Take Now If Your Parents' Retirement Plan Is You
Dec 09 2024
If you’re feeling overwhelmed by the expectation of taking care of your parents in their retirement, Bernadette Joy, author of Crush Your Money Goals, offers three steps you can take to help les...
forbes.com
472: Creating Financial & Life Freedom to Live Authentically in Retirement with George Kinder
Dec 09 2024
Today, I’m thrilled to welcome George Kinder back on the podcast. George is a leading thinker in the financial life planning movement and a pioneer of the life planning model–a huge inspir...
retirewithpurpose.com
Year-End Retirement Tax Planning Actions if You Have $1 Million or More
Dec 08 2024
Consider implementing these four strategies before December 31 to potentially improve your tax situation for this year and the future....
kiplinger.com
Five Simple Strategies to Ensure a Happy Retirement
Dec 08 2024
Employer retirement plans are great, but individual responsibility plays a huge role in retirement success. Here's how to empower yourself....
kiplinger.com
IRMAA and your financial planning
Dec 08 2024
I spent some reviewing financial plans for this year and next and have noticed I am extremely close to one of the IRMAA income boundaries. I debate on much attention I should pay attention to this. Bo...
reddit.com
Retire Abroad Before 55: Eight Expert Tips
Dec 07 2024
Can't afford early retirement in the U.S.? You really can retire abroad before 55 if you plan carefully. The strong dollar helps, but consider your long-term strategy....
kiplinger.com
Post-Retirement Family Estate Planning Tips
Dec 07 2024
Both estate and retirement planning are important for long-term financial well-being and achieving desired legacies. While estate planning involves organizing and managing assets to ensure their effic...
baby-boomer-retirement.com
Less than 2 weeks notice. Am I being a jerk?
Dec 07 2024
Hello kind community. I am 61 and planning to retire Jan 15. I have worked for 35 years for the same organization (100 employees) and loved my job until 5 years ago, when we got two new sets of leader...
reddit.com
What activities or events are you planning for the winter months?
Dec 07 2024
For those of us who experience winter weather and don't have a lot of outdoor activities this time of year, what new activities or events do you plan to participate in these next few months? I plan to...
reddit.com
Financial Planning for Special Needs Kids with Dr. Bryan Jepson
Dec 07 2024
An interview with Dr. Bryan Jepson, an ER doc who found his way into finance and who became a chartered special needs consultant. He talks about raising children with autism and navigating financial p...
whitecoatinvestor.com
Healthcare Planning In Retirement
Dec 07 2024
It's no secret that healthcare planning changes in retirement. In this episode we discuss planning a for Medicare, long term care and variety of related topics. Glenn is available for in person and on...
retirementroadmappodcast.podbean.com
End Of The Year Planning
Dec 07 2024
As we approach the end of 2023, we take a step back and discuss strategies and checklists to help determine if the “i's” are getting dotted and the “t's” are getting crossed be...
retirementroadmappodcast.podbean.com
How Long Do You Want To Live In Retirement?
Dec 06 2024
Witnessing the struggles of older relatives and friends can motivate you to realistically plan ahead for a long retirement....
forbes.com
Gen X Planning to Retire Later Due to Caregiving and Inflation
Dec 06 2024
New study from IRALOGIX examines challenges of managing withdrawals; finds half of…...
401kspecialistmag.com
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About Planning
Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
Here are some steps you can take to start planning for retirement:
Determine your retirement goals: Consider how much you will need to live on during retirement, where you want to live, and what you want to do in retirement.
Calculate how much you will need to save: Use online retirement calculators or speak with a financial planner to determine how much you will need to save to reach your retirement goals.
Start saving and investing: Contribute to a retirement account, such as a 401(k) or IRA, and consider speaking with a financial advisor about the best investment options for you.
Review and adjust your plan regularly: As your financial situation and retirement goals change, be sure to review and adjust your retirement plan accordingly.
It's never too early to start planning for retirement. The sooner you start saving and investing, the more time your money has to grow and the more prepared you will be for retirement.