How To

How To Make This Popular Retirement Strategy Work

It can take creativity, patience, and hard work to make the “working-longer” retirement strategy work for you.

Why You Need to Start Your Social Security Claim 4 Months Early: 7 Steps to Prevent a Delay at the Worst Possible Moment

Even a perfect Social Security plan can fail if you hit a login wall, an ID check snag or a direct-deposit problem. Here's how to make sure that doesn't happen.

401(k) Withdrawal Rules: How to Avoid Costly Penalties

401(k) withdrawal rules determine when you can access your money and what it will cost you. While you can typically withdraw penalty-free after age 59½, earlier withdrawals may trigger taxes and penal...

Why Saving Without Investing Can Leave You Behind On Retirement

Discover the key differences between saving and investing and how your choice impacts your ability to retire. Learn how to balance these to retire comfortably.

How to have hard talks with overspending clients

A well-planned retirement can go awry when clients overspend. Here's how financial advisors can rein them in.

How to Make an Extra $1000 a Month in 2026 (Real Math, 10 Methods)

How to Make an Extra $1000 a Month in 2026 (Real Math, 10 Methods)

Stuck With Inherited Real Estate? How To Handle Siblings Who Won’t Sell

Inherited real estate can strain families. Clear planning, buyouts, and transparency help balance financial goals while preserving relationships.

Retirement Spending Plan: How to Know If Your Number Is Right

Retirement spending estimates are often too low, but a retirement spending plan can change that. Here’s how to keep your money from running out. The post Retirement Spending Plan: How to Know If Your ...

Should An Estate Be Divided Equally? How To Decide And Execute The Plan

The streaming series "House of Guinness" led many parents to reconsider the conventional wisdom about distributing an estate.

Is That Social Security Email Legit? Here’s How To Tell

Spot Social Security scam emails before they cost you. Learn the red flags, how imposters trick seniors, and simple steps to protect your identity and savings.

For those of you who purchased LTC insurance how did you decide how much to get?

This is going to be a bit long. We are planning on getting LTC insurance, my wifes dad used his benefit and we have no kids. I am just not sure how to think about it. I conceptualize 3 different reaso...

How to decide where to live now optimally

Wish we all could see the future! Will be 70 later this year. Still working part time, started collecting SS at FRA. Divorced long ago, never really recovered financially. Work recently started a 401k...

I Asked Investors to Share the Frustrations They Have With Financial Professionals, and These Are Their Top 10

The hidden costs, conflicts of interest and generalized advice that leave investors dissatisfied, and how to find a financial professional you truly trust.

How to Open a Custodial Roth IRA: A Guide for Grandparents

Time is a young investor’s greatest asset. Discover how small contributions today can evolve into a tax-free fortune by the time they retire.

Healthcare in retirement and how to manage cost

I’d be interested to hear from those that have investments that pay close to or over the 400% poverty level and how do you manage things for Healthcare each year? I’m trying to not suck all my savings...

How to Retire With Confidence: What the Data Shows

Two national surveys show what separates retirement confidence from a lack of it, and the planning that makes a difference. The post How to Retire With Confidence: What the Data Shows appeared first o...

How To Convince Yourself To Invest Aggressively For A Better Tomorrow

One of the key ways to FIRE is to save and invest aggressively. You've forecasted your misery, therefore, you know that by the time your misery becomes a reality, you'll have invested enough money to ...

How to Turn Retirement Savings Into Reliable Income with Dr. Wade Pfau

Dr. Wade Pfau explains four ways to beat sequence of return risk and turn your retirement savings into retirement income. For most of your working life, retirement planning feels relatively straightfo...

Can Americans Really Rely on Social Security? With Chris Orestis

Chris Orestis, founder & president of Retirement Genius, explains how to make more informed Social Security decisions. Social Security is one of the most important decisions in retirement. And yet, ma...

How To Interpret And Use Medicare’s Nursing Home Ratings

The government ratings for nursing homes are volatile and have significant shortcomings, according to a recent study.

Is Lifestyle Creep Delaying Your Retirement Timeline? Here's How to Enjoy Life Now Without Paying for It Later, From a Financial Planner

Lifestyle creep can quietly influence long‑term financial security. Here's how to check in on your spending and realign with your goals.

Investing When the World Feels Crazy: Expert Strategies

Here's how to manage portfolio risk in uncertain times, without losing your cool. Because "a well-built plan ... should not follow the news cycle."

Social Security Benefit Cuts? What the Latest Projections Mean for Your Plan

Social Security benefit cuts are a real risk but not certain. Here’s what projections show, and how to plan your retirement accordingly. The post Social Security Benefit Cuts? What the Latest Projecti...

Will Your Retirement Income Trigger the IRMAA This Year? (Plus, 6 Ways to Avoid it in the Future)

Medicare costs can spike if your income triggers the income-related monthly adjustment amount. Here's what to expect in 2026 and how to avoid it in the future.

Trump Accounts Are Coming. How Should Employers Prepare?

Employers are already getting questions from employees about Trump Accounts. Here’s how they work, what they mean, and how to prepare before the details finalized.

I'm 74 With a Beloved Dog, But I Don't Trust My Adult Kids to Care for My 'Third Child' If I Die. What Should I Do?

We asked estate planners how to protect his one-year-old dog when his heirs aren't up to the task.

Bloomberg Businessweek story on retirement advice featuring r/retirement

Hello, I'm a reporter, often writing about aging. I wrote a story for Bloomberg Businessweek with advice from people who have retired about how to do it right. I wanted to share, because I had a very ...

Physician Spending Guilt During Retirement: How to Make the Most of Your Hard-Earned Money

Physicians have gotten better about entering retirement with serious financial muscle. Yet many still struggle with peace about actually spending ... Read more

4 Retirement Risks Business Owners Often Overlook

Retirement can be hard for business owners who've tied up their net worth — and sense of purpose — in one company. Find out how to make your exit successful.