Withdrawals
Showing 50 results of 87
Super Agers AARP Bulletin >>> Your Money >>> CRUNCH YOUR FUTURE NUMBERS … MISSING Tool: MaxiFi
Dec 16 2024
This article in the November 2024 Bulletin by Richard Eisenberg should mention MaxiFi. It is a wonderful tool to plan withdrawals from pre-tax and post-tax retirement accounts and other financial acco...
community.aarp.org
Have an Inherited IRA? Here is Your Guide to Strategizing Required Withdrawals from Your Account
Dec 13 2024
Learn about distribution rules for inherited IRAs and learn how to strategize your distributions for your financial goals. The post Have an Inherited IRA? Here is Your Guide to Strategizing Required W...
boldin.com
The Rule of $1,000: Is This Retirement Rule Right for You?
Dec 07 2024
The rule of $1,000 a month can estimate how much you need to save for retirement. But it assumes an aggressive withdrawal rate....
kiplinger.com
Only 1 in 4 Using Systematic Approach to 401(k) Decumulation
Dec 06 2024
New study from IRALOGIX examines challenges of managing withdrawals; finds half of…...
401kspecialistmag.com
Maximizing Tax-Free Income and Withdrawals In Retirement
Dec 05 2024
There’s a lot of enthusiasm for Roth IRA conversions and Mega Backdoor Roth IRAs—and for good reason. Paying taxes upfront on your retirement accounts can be a savvy move, especially if yo...
financialsamurai.com
?? New 401(k) Rules Let You Withdraw $1,000 Without Penalty (AARP Article)
Dec 03 2024
*** 3 Comments so far on AARP Website. Stop by to read comments & add yours. *** FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! New 401(k) Rules Let You Withdraw $1,000 Without Penalty — but Sho...
community.aarp.org
One Good Way to Withdraw Retirement Assets (and a Bad One)
Dec 02 2024
Don't withdraw retirement assets haphazardly. Managing distributions intentionally can lower your taxes, conserve your wealth and reduce Medicare premiums....
kiplinger.com
Two withdrawal strategies: Fixed-Dollar plus Inflation and Fixed % of Portfolio
Nov 24 2024
Hi all. I’ve been reading about different withdrawal strategies when making the leap to retirement. It seems there is the “4% Rule,” which suggests withdrawing 4% in year one and adj...
reddit.com
The Post-55 Exception to the 10% Penalty for Withdrawals from 401(k)
Nov 04 2024
Introducing the age 55 exception for a withdrawal from a 401(k) plan. Penalty free, with some restrictions applied. The post The Post-55 Exception to the 10% Penalty for Withdrawals from 401(k) appear...
financialducksinarow.com
Which Retirement Withdrawal Strategy Is Best For You?
Oct 21 2024
Tax efficient withdrawal options depend heavily on relative balances in tax-deferred, tax-free and taxable accounts....
forbes.com
Tax-Savvy In-Plan Roth Conversions and Inherited IRA Withdrawals - 497
Oct 01 2024
Should David in Ohio use 457 funds to do an in-plan Roth conversion in his 403(b) plan, and should he hire a financial advisor? Chris in DC needs a retirement and Roth conversion spitball analysis, an...
purefinancial.com
Should We Always Pull From our Brokerage Account First in Retirement? (Hint: No)
Oct 01 2024
Patrick and Mary will soon both be retired. They are curious about what their withdrawal strategy should be as they balance various retirement accounts, including a pension, IRAs, and a brokerage acco...
buzzsprout.com
Retirement Income Strategies: IRA vs. Brokerage Withdrawals (The Tax-Smart Choice for Retirees)
Oct 01 2024
Mark asks a common question – What should I do regarding my withdrawal strategy? Should I first pull from my brokerage account or my IRA? There is no one-size-fits-all answer, but James provides...
buzzsprout.com
Safe Withdrawal Rate Myths: Debunking 3 Common 4% Rule Mistakes
Oct 01 2024
The 4% rule helps us understand how much we can safely take out of our portfolio each year without running out of money in retirement. Yet, as simple as the 4 percent rule seems, the practical implica...
buzzsprout.com
Roth IRA Tax-Free Withdrawals: 5-Year Rule Explained
Oct 01 2024
James explores the nuanced aspects of Roth IRAs, shedding light on intricacies that can confound even experienced investors. Through a listener question from Manfred, a retiree contemplating a $50,000...
buzzsprout.com
How to Avoid Common Pitfalls in Your Retirement Withdrawal Strategy, Ep #225
Sep 24 2024
Retirement, a phase many of us anticipate for a long time, comes with its own set of financial intricacies. Specifically, how do you effectively withdraw funds from your savings to ensure a comfortabl...
financialsymmetry.libsyn.com
Increasing The Safe Retirement Withdrawal Rate At The Wrong Time
Sep 18 2024
If you're increasing your safe withdrawal rate for retirement now, you're likely making a mistake. You might be inadvertently top-ticking the market as the Fed embarks on what is likely a multi-year r...
financialsamurai.com
Withdraw Social security application
Sep 14 2024
I retired and 62, and filed and started receiving social security. I recently had a great job opportunity and decided to “un-retire”, and filed a form SSA-521 to withdraw my social securit...
reddit.com
Everyone knows the 4% yearly withdrawal rule. Are there other models?
Sep 14 2024
I will be doing that as I want to leave money to my kids. But what if I didn't have a kid or didn't care to leave money to anyone? IDK, I saved my entire life to have enough money to retire on. The th...
reddit.com
How Retirement Withdrawals May Affect Your Tax Bracket
Sep 10 2024
Learn how retirement withdrawals impact your tax bracket and explore strategies to minimize tax hits on your income during retirement....
forbes.com
How to Decide the Order of Accounts for Retirement Withdrawals: Traditional vs. Other Options
Sep 06 2024
Evaluate the pros and cons of different orders of accounts for withdrawals. See how to make smart decisions about your choices. The post How to Decide the Order of Accounts for Retirement Withdrawals:...
boldin.com
The Ideal Retirement Withdrawal Rate: How to Make Sure Your Savings Last as Long as You Need Them to
Sep 04 2024
Learn about the ideal withdrawal rate and the 4% rule. Plus, understand a more personalized approach to retirement withdrawals. The post The Ideal Retirement Withdrawal Rate: How to Make Sure Your Sav...
boldin.com
Can I Do a Reverse Dollar-Cost Averaging for Withdrawals in Retirement?
Sep 04 2024
Does a withdrawal strategy in retirement have to be complicated or can you simply do a reverse of dollar cost averaging? In this episode, we’ll take a look at how reverse dollar-cost averaging w...
share.transistor.fm
Should I Withdraw from My IRA to Pay Off My Mortgage?
Sep 04 2024
One of our listeners actually has a better mortgage rate than me! However, as they begin to test their retirement budget they have found that the mortgage payment leaves that budget a bit tight. So th...
share.transistor.fm
Is Your Retirement Withdrawal Rate Too High? - 475
Sep 03 2024
Will Duke and Daisy’s retirement spending plan work? If you’re a fan of hearing Joe Anderson, CFP® and Big Al Clopine, CPA debate, you’re in luck today on Your Money, Your Wealth...
purefinancial.com
The Ideal Retirement Withdrawal Rate: How to Make Sure Your Savings Last as Long as You Need Them to
Aug 28 2024
Learn about the ideal withdrawal rate and the 4% rule. Plus, understand a more personalized approach to retirement withdrawals. The post The Ideal Retirement Withdrawal Rate: How to Make Sure Your Sav...
newretirement.com
Why Early 401(k) Withdrawals May Derail Your Retirement
Aug 12 2024
Early 401(k) withdrawals are soaring. According to the Vanguard Group, “A record-breaking number of Americans are making emergency withdrawals from their 401(k) retirement plans in order to cove...
401kmaneuver.com
Market Timing Retirement Withdrawals and Roth Conversions - 488
Aug 02 2024
Is timing the market when you withdraw money from your retirement accounts or do Roth conversions an effective strategy to minimize tax and maximize returns for YMYW listener Robert? That’s toda...
purefinancial.com
Early Retirement Withdrawal Strategies for the Long Haul
Jul 06 2024
Your early retirement withdrawal plan can make or break your FIRE strategy. Think beyond financial independence to how you will maintain a stable portfolio....
kiplinger.com
Early 401(k) Withdrawals: Benefits, Risks and Alternatives
Jun 27 2024
If you need money now and are thinking about tapping your 401(k) savings, you might want to consider other available options....
kiplinger.com
Retirement Income Strategies: IRA vs. Brokerage Withdrawals (The Tax-Smart Choice for Retirees)
Jun 26 2024
Mark asks a common question – What should I do regarding my withdrawal strategy? Should I first pull from my brokerage account or my IRA? There is no one-size-fits-all answer, but James provides...
buzzsprout.com
New 401(k) Early Withdrawal Penalty Rules for 2024
Jun 25 2024
More people are taking early emergency withdrawals from retirement savings accounts. New tax rules might offer some relief....
kiplinger.com
How to Be Strategic With Your Retirement Withdrawals
Jun 25 2024
To make your savings last, you need to know how to draw from the right investment … at the right moment....
kiplinger.com
Tax-Smart Strategies for Account Withdrawals
Jun 19 2024
Understanding the best way to tap your IRAs and other accounts can help you preserve your savings and lower your tax bill....
kiplinger.com
Maximizing Your Retirement Income: Exploring Withdrawal Strategies
Jun 07 2024
A couple learning about the different types of withdrawal strategies to consider for retirement. Planning for retirement involves not only accumulating savings but also strategically withdrawing funds...
theretirementsolution.com
How a Retirement Withdrawal Can Lead to a Perjury Conviction
Jun 02 2024
A prominent lawyer was recently sentenced to home confinement for falsely claiming hardship to withdraw funds. How desperate must you be to take money out?...
nytimes.com
Budgeting and tracking processes
May 30 2024
Interested to know how you track spending v your budget. We are semi-retired w a variable income that we do not figure into our income so taking withdrawals down savings and not tapping SS until 70 pe...
reddit.com
438: How Global Withdrawal Rates Can Help You Create Your Ideal Retirement Portfolio
May 18 2024
Does the perfect asset allocation exist? To create a retirement portfolio that aligns with your long-term financial goals and needs, you might find your savings reap the most benefit by taking an inte...
retirewithpurpose.com
Safety First – SWR Series Part 61
May 16 2024
May 16, 2024 – Welcome to another Safe Withdrawal Rate Series installment. Please see the landing page of the series for a guide to all parts so far. In Part 60, dealing with the “Die With...
earlyretirementnow.com
Navigating Retirement: Dynamic Safe Withdrawal Rates In Action
May 09 2024
One of my ongoing challenges as a writer is explaining financial concepts in an easy-to-understand manner. With a background in business school and 13 years in banking, financial concepts come natural...
financialsamurai.com
401(k) Early Withdrawals May Cost You More Than You Think
Mar 26 2024
Americans are taking early withdrawals from their 401(k)s at record rates “across different ages and income levels.”¹ According to Capitalize, “Half of Americans have made early...
401kmaneuver.com
How to Pay Less Tax on Retirement Account Withdrawals
Mar 21 2024
Avoid penalties and minimize taxes when you pull money out of your 401(k) or IRA....
money.usnews.com
How do you manage withdrawals from your IRA in retirement?
Mar 15 2024
I've read that it's recommended to pull out 4-6% annually from one's IRA to subsidize retirement income. Assuming 6% withdrawal per year at my current value, that nets me an additional $1000 per month...
reddit.com
Trading Options: A Primer (Options Series Part 11)
Mar 08 2024
March 7, 2024 – My claim to fame in the personal finance and early retirement community is my Safe Withdrawal Rate Series, which has now grown to 60 parts. But I also have another passion: tradi...
earlyretirementnow.com
Spitballing Retirement for Fat Wallets - 470
Feb 28 2024
Barney and Betty in Maryland hit the jackpot. How’s Barney’s strategy for net unrealized appreciation, retirement withdrawals, and asset location for his $5 million employee stock ownershi...
purefinancial.com
IRA/ 401K Withdrawal 4% rule-of-thumb
Feb 12 2024
There is a common rule-of thumb that 4% can be withdrawn from a IRA or 401K account each year in retirement, and the balance of the account should not go down. What would be the reasons for a retired ...
reddit.com
If You Want to Retire in 2025, Here's What You Need to Prep Now
Feb 07 2024
Here's how to strategize withdrawals, optimize tax advantages and beat inflation ahead of a 2025 retirement....
money.usnews.com
Safe Withdrawal Rate Myths: Debunking 3 Common 4% Rule Mistakes
Feb 07 2024
The 4% rule helps us understand how much we can safely take out of our portfolio each year without running out of money in retirement. Yet, as simple as the 4 percent rule seems, the practical implica...
buzzsprout.com
Roth Conversions to Pay Less Tax on Retirement Withdrawals - 466
Jan 31 2024
Should Peter LemonJello, who has high income, and his wife, who is retired with zero income, file their taxes as married filing separately so they can start Roth conversions? What are the tax implicat...
purefinancial.com
How Retirees Can Withdraw Money From Their 401(k)
Jan 25 2024
Take the time to develop viable sources of lifetime retirement income, then go enjoy your retirement....
forbes.com
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