Seeking Retirement

Downsizing

Showing 38 results of 38

How are you looking to reduce outgoings for retirement?

We’re not looking to retire for a few years yet, however we’re starting to look now at how we can prepare in advance to ensure our outgoings are as low as possible when it’s time. For example; install...

reddit.com Mar 04 2026

Can You Afford to Remodel Your Home in Retirement?

Your spouse wants to remodel your kitchen and several bathrooms in your house. You’ve received a quote for the work for about $100,000. Using a strategic withdrawal approach and a Monte Carlo modeling...

howmuchcaniaffordtospendinretirement.blogspot.com Feb 27 2026

Building a new home. Are we crazy??

Retiring in four years, looking at downsizing from a two story home with a very large yard. We’re looking into building a new ranch style home. Looks like all-in that will cost an additional $300k. Ha...

reddit.com Jan 14 2026

Decluttering Tips to Get a Head Start on Downsizing

Strategies include starting small, adopting a system, getting help from others and being ruthless about what to keep, even when it comes to sentimental items or inherited possessions....

kiplinger.com Oct 04 2025

Five Myths About Downsizing in Retirement

Retirees might dream of selling their home, downsizing to a smaller one, and investing the extra cash for income, but the profit they pocket is often less than what they hoped for....

kiplinger.com Aug 01 2025

How did you handle downsizing at retirement?

Retiring at 66 and 10 months in 2026. How was downsizing handled? While many of our items hold memories I am working through getting rid of things, my husband on the other hand keeps thinking we may n...

reddit.com Jul 29 2025

4 Ways To Downsize After Retirement

After retirement people think about downsizing their homes and possessions. It may be time to curate relationships, activities and involves, and your limiting beliefs....

forbes.com Jul 28 2025

??? When Should I Downsize in Retirement? (AARP Article)

FROM THE ARTICLE. Is Now a Bad Time to Downsize? Consider these pros and cons before moving to a smaller home in today’s market. By Cameron Huddleston, AARP. Published July 23, 2025. Downsizing ...

community.aarp.org Jul 24 2025

Before You Downsize: 21 Things You Need to Do First 

Downsizing used to sound like a last resort. Now it looks more like a smart financial reset. The big house with extra rooms might be costing more than it’s giving back. A 2023 study found that b...

dadisfire.com Apr 22 2025

Is a “Downsizing Consultant” a thing?

My wife just reached FRA and has applied for Social Security. I reach FRA next November. We still have a mortgage on a 3,100sf, two-story house, which is way more than we need now. We know we need to ...

reddit.com Dec 17 2024

Is Downsizing Right for Your Retirement?

The lower costs of a smaller home in retirement might sound appealing, but be ready for the trade-offs that come with making this big decision....

kiplinger.com Oct 27 2024

Is Downsizing Right for Your Retirement?

Today we discuss the pros and cons of downsizing in retirement. We discuss how selling your home can reduce expenses, simplify your lifestyle, and free up money for travel or investments. But we also ...

sites.libsyn.com Oct 22 2024

Downsizing, want to get rid of my stuff

I (63) retired 5 years ago. My wife (64) retired last month. We have accumulated a lot of possessions. Some have financial value, most don’t but are useful. I have a “I worked hard for tha...

reddit.com Jul 22 2024

Would it Be Nuts to Upsize in Retirement?

I read post after post of those downsizing as if it's the only way to go. We are in our late 60s. Live in a 2500 sq ft home on 2.5 acres in NY. We are looking to move either down south to NC or Georgi...

reddit.com May 25 2024

Thinking of downsizing to a condominium...

... but my friends keep telling me that condo fees "go up all the time." Is there are truth to this? If you own/have owned a condo, what was it like? Please tell me the good, the bad and the ugly! (Th...

reddit.com May 18 2024

downsizing and no longer owning a home

There was another post recently, its now locked, about retirees who downsized to a guest house on their child's property and how freeing it was. We did something similar, sold our house and moved into...

reddit.com May 17 2024

Sell or rent large house when downsizing

We (61m & 60f) are getting ready to downsize and move to a townhouse in a mid size city. The difficult question is if we should sell our very big suburban house (with equity but also a big mortgag...

reddit.com May 14 2024

Big purchases (car) prior to retirement

I’m about 24 months out from ‘retirement’ (e.g, working for someone else). I have a decent salary, kids are independent, and no debt other than a mortgage. When I retire, downsizing ...

reddit.com May 13 2024

Downsize - We did it. Pluses and a few drawbacks

We( couple 60yo ) began talking about downsizing about 7 years ago. Through luck and a lot of tough decisions we accomplished it. So We started with a 3000 sqft home - then to a 1400 square foot Condo...

reddit.com May 13 2024

Downsizing in our area seems impossible

We are in a Portland suburb and have a good amount of equity in our home - worth about $650K-$700K, owe $30K. 4 bedrooms + an office. And while we have done lots of work on it in the 20 years we've li...

reddit.com Apr 15 2024

Anticipating being downsized into retirement

On my 65th birthday, my company, publicly traded company, announced (the less then stellar) Q3 results. And the downsizing. Everyone learns who is affected tomorrow. I’m likely to get a “p...

reddit.com Nov 07 2023

Frozen About Downsizing – You Need a Move Manager

June 7, 2023 – Now in their 80s and 90s, our friends Jane and Jack knew that they were going to have to downsize from their 3 bedroom townhome. They both had health problems, and the stairs to t...

topretirements.com Jun 06 2023

Downsizing in Retirement: Great Idea, Not Without Its Costs

December 11, 2022 — One of the best pieces of advice we have heard is to think about downsizing in retirement. Finding a smaller, lower maintenance place to retire can unlock equity in your home...

topretirements.com Dec 10 2022

Hallie Declutters After a Lifetime of Yard Sales

Our thanks to the NY TImes best-selling author HALLIE EPHRON for allowing us to reprint this amazing story from JungleRedWriters.com. Decluttering, ridding out, downsizing, whatever you want to call i...

topretirements.com Oct 25 2022