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Good family meetings bring clarity to estate plans and strengthen bonds. Poor ones turn into ugly battles. This simple tool will help you avoid the drama.
Stocks have low earnings yields and TIPS have good yields. Move money from stocks into bonds.
I retired June 1, 2024. My wife is still working, her planned last day is June 30, this year. Here's a few things I've noticed.... I'm maintaining our 'retirement fund' portfolio at Vanguard in the 60...
Vanguard’s VRIF ETF is tilting toward bonds to provide retirees stable income, balancing caution with a 4% annual payout target. The post Why Vanguard’s ETF aimed at retirees is currently cautious in ...
Income from your pension, savings and Social Security could provide the protection bonds usually offer, freeing you up for a more growth-oriented allocation.
Gary Zimmerman of Max® explains how to utilize your cash asset in retirement. Cash is one of the most overlooked assets in retirement. Here’s how retirees can earn thousands more in interest while kee...
Stocks and bonds aren't the only ways to invest your retirement "fun money."
In this Christmas Eve episode, Roger Whitney explores the basics of charitable giving as part of an intentional retirement plan, with a timely focus on year-end decisions. He explains how charitable d...
As savers, we are being rewarded with higher risk-free yields. Treasury bills (T-bills), Treasury bonds, and money market funds are still paying over 4% without taking equity or credit risk. Because T...
Explore how Trump accounts compare to baby bonds, why tax policy favors wealthy families, and what economists propose to close the racial wealth gap.
The Indianapolis-based Payne & Mencias Group manages money primarily with individual stocks and bonds, aiming for cash-rich, tax-efficient portfolios—and steady guidance through every cycle....
Hey everyone, I’m trying to get a better sense of what actual real-world returns people have experienced both before and after retirement — beyond the theoretical models and backtests. If ...
The second quarter of 2025 was anything but dull in the financial world. But despite the turbulence, both US and international stocks finished the first half of the year up over 10%. Over the last 12 ...
Traditionally, the best way to manage a portfolio is to use a fixed asset allocation. But that's not the only way to manage your bonds. The post Bond Allocation: Fixed Amount vs. Percentage appeared f...
Today, I’m speaking with Edward McQuarrie. Ed is the Professor Emeritus at Santa Clara University, where he taught in the marketing department for more than three decades before retiring in 2016...
Most large banks issue preferred stocks that pay out fixed dividends, often with higher yields than bonds. Should you make room for them in your portfolio?...
During a bull market, most investors get excited about chasing risk. Despite sky-high valuations, there’s a tendency to double down on even riskier bets in the hopes of making outsized gains. Th...
Stable value funds are a staple in many 401(k) plans, offering principal protection and steady returns by investing in high-quality bonds. They’re particularly popular with participants nearing ...
Retirement isn’t just about finances. It’s about having the freedom to focus on what matters most: your family. In this heartfelt episode, Ryan Thacker and Tyson Thacker are joined by&hell...
I recently had a zero-coupon Treasury Bill redeem in the amount of $102,000. This money is part of the 35% of my taxable brokerage portfolio that’s in bonds. Somewhere between a 60/40 and 70/30 ...
We advocate a Safety First (or Liability-Driven) Investment strategy for retired households which anticipates the use of relatively low-risk investments to fund future Essential Expenses (the Floor Po...
Sibling Bonds May Wax and Wane: Here's How To Safeguard Them...
I'm hoping to retire within the next year or two. I recently had some bonds reach maturity so I have a chunk of money sitting in my brokerage account that, given the current market conditions, I simpl...
Answering reader questions about Public Service Loan Forgiveness, looking for disability insurance as a resident, and what role bonds should play in your retirement. The post PSLF, Insurance, and Bond...
Most investors rely heavily on traditional stocks and bonds to build their wealth — and for good reason. These assets ... Read more...
How Treasury bonds can protect your retirement nest egg. The upside, risk and low-down on T-bonds....
Your portfolio's bond allocation depends on factors such as age, risk tolerance and market conditions....
Answering reader questions about I Bonds and if they are still a worthwhile investment or if it might be time to let them go, buffer assets and if they're worth it, and the best way to invest in small...
What are the benefits and differences between exchange-traded funds and mutual funds? Mike in Colorado wants to know. How should Lauren in Florida approach the fixed-income portion of her investment p...
Some of the fees that come with buying or holding stocks, bonds and other investments are obvious. Others can hide in plain sight....
Corporate bonds are a cornerstone of many investment portfolios, valued for their ability to generate steady income and offer moderate risk. Whether you are diversifying your investments or seeking a ...
One of the reasons my team at Keen Wealth puts so much care into personalizing our comprehensive planning process is that there's no one path to a successful retirement. Yes, we often incorporate some...
John in Pennsylvania doesn’t have bonds in his investment portfolio. Should he add them, and if so, where? That’s today on Your Money, Your Wealth® podcast number 508 with Joe Anderson...
Bonds are a ubiquitous part of a balanced portfolio and in recent years bond funds have become even more attractive to many investors. However, due to rising interest rates, bond funds are now losing ...
In this heartfelt episode of the "Rock Your Retirement" podcast, Kathe and Barbara discuss a cherished tradition they each hold dear: taking their grandchildren or nieces and nephews on special trips....
Inflation is a major risk for investors, especially those investing in fixed-income investments such as bonds. Treasury Inflation-Protected Securities (TIPS) ... Read more...
A Wall Street Journal Your Money Briefing podcast appeared on my feed shortly after the recent Fed interest rate cut. The title was As Interest Rates Fall Bonds Become a More Attractive Investment. Th...
The yield curve is a graph that plots the yields of bonds that have the same credit quality but across ... Read more...
Tax rates are set to revert to 2017 levels after 2025, so now is the time to revisit your muni strategy and plan for optimized portfolio adjustments....
Municipal bonds offer a unique method of investing with a nice tax benefit. Let's take a look at VWIUX vs. FMBIX and see which is better. The post VWIUX vs. FMBIX: Which Bond Fund Is Best? appeared fi...
Episode 218 is the final episode in the April Bond series. We’ve walked through all the benefits and dangers of bonds over the past few weeks. In this episode, we talk about some gadgets that co...
With rate cuts possibly on the horizon, now is the time to take advantage of high-yield bonds to get returns similar to the S&P 500's long-term average....
Cross posted from the r/investments sub: I’m a few years from retirement and am having trouble embracing the “you gotta have bonds in your portfolio”… I currently have only 2%...
I also share links to valuable research tools and model portfolios from the week....
With interest rates poised to possibly start falling, investors might consider shifting to longer-term fixed-income securities to lock in higher yields....
I recently got an email from a reader asking the following question. I’ve read that you guys have been investing inPreferredStocks. I went down a rabbit hole trying to understand them further (p...
To follow the 100-minus-your-age rule, retirees deduct their current age from 100 to achieve a balance of stocks and bonds in their retirement portfolio....
If you are counting on a terrific stock market to fund your retirement, look closely at a number called earnings yield....
February 12, 2024 – Last week, I wrote about how equities historically outperformed bonds by a comfortable margin. So, the principle of “stocks for the long run” is still valid. Does...
Many people bought I Bonds when inflation was high. Many people cashed out I Bonds to buy new I Bonds or TIPS when the fixed rate on I Bonds and TIPS yields went up last year. Others simply cashed out...