Annuities

The Wrong Annuities Are Being Sold (Bought?)

Dec 13 2024

While there are some good annuities that can be utilized by white coat investors, the vast majority that are sold are terrible deals. The post The Wrong Annuities Are Being Sold (Bought?) appeared fir...

whitecoatinvestor.com

Buying an Annuity? Avoid These Three Classic Mistakes

Dec 05 2024

Annuities can be a sensible option for retirement, offering steady income in your later years. But these common traps can damage your investment....

kiplinger.com

Mistakes

Why Do Annuities Matter to Middle-Market Consumers?

Dec 05 2024

Annuities can be a valuable tool for middle-market consumers approaching retirement. By providing guaranteed income, stability and protection from longevity risk, they help fill…...

annuity.org

Three Options for Retirees with an Old (Forgotten) Annuity

Nov 30 2024

Did you buy an annuity in the 2000s? If it’s been out of sight and out of mind since then, it's time to dust it off and start making it pay for your retirement....

kiplinger.com

Alternative Investments, Annuities, and Real Estate Syndications - 491

Nov 30 2024

What do Joe Anderson, CFP® and Big Al Clopine, CPA think about alternative investments? Andrew in Ohio wants to know. Are real estate syndication deals for real, and a YMYW listener just chose poo...

purefinancial.com

Estate

Real Estate

FDIC vs. SIPC, Annuities, SSDI & Early Retirement Strategies - 482

Nov 30 2024

Will building a new home delay Janelle's early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to Roth? Maria and her partner keep their finances sep...

purefinancial.com

Early Retirement

How Much Does a $1 Million Annuity Pay Annually?

Nov 30 2024

Think about what you could receive from a $1 million annuity as you plan for retirement....

money.usnews.com

How Much

The Key to Choosing the Right Annuity: Do Your Homework

Nov 29 2024

Here are some of the pros and cons of annuities, along with an explanation of the different types. Which might work for you?...

kiplinger.com

Annuity Benefit Payments Reach $104B in 2023

Nov 24 2024

This is a 9% increase compared to 2022, finds the ACLI...

401kspecialistmag.com

What is Sun Life’s new decumulation product?

Oct 30 2024

While not guaranteed like an annuity, MyRetirementIncome is a flexible and simple financial product for those needing to convert nest eggs into income. The post What is Sun Life’s new decumulati...

moneysense.ca

The Tax Rules to Consider Before Buying an Annuity

Oct 29 2024

Annuities can play a valuable role in your retirement plan — as long as the tax implications have been properly factored in. Here's an outline of the key rules....

kiplinger.com

What are your experiences with a RILAs for part of your retirement investment?

Oct 29 2024

What are your thoughts on a RILA investment for retirement? Does anyone have experience investing into a RILA? Registered index linked annuities. The one I was looking at gives 20% protection of you i...

reddit.com

Investing

Corporate Roundup: Corebridge Launches Annuity Feature, PGIM Brings in Leader

Oct 13 2024

The latest news from Corebridge, PGIM, Alerus, Financial Finesse, and more...

401kspecialistmag.com

Listener Q&A: Social Security, RMDs & Annuities

Oct 08 2024

We’ve recently received a bunch of questions from our listeners and today Jeremy answers the first batch! Tune in to learn about Social Security, required minimum distributions, and annuities....

keilfp.com

Social Security

Rmds

Why a Multi-Year Guaranteed Annuity Could Make Sense Right Now

Oct 01 2024

Fluctuations in the stock market, high interest rates and unpredictable geopolitical events have made it more important than ever to find a predictable and…...

annuity.org

Lump Sum vs. Annuitization: Tax Implications for Your Non-Qualified Annuity

Oct 01 2024

Joe is planning for retirement and wants to minimize his tax burden, especially on the interest earned from his three annuities. James explains that non-qualified annuities are purchased with post-tax...

buzzsprout.com

Should I Fund my Retirement Needs by Purchasing an Annuity?

Oct 01 2024

Jason and his wife face a crucial decision: whether to purchase an annuity or pursue traditional investments as they prepare for a full-time, slow-travel retirement. With a diverse array of income sou...

buzzsprout.com

Does It Ever Make Sense to Purchase an Annuity?

Oct 01 2024

Have you ever wondered if purchasing an annuity makes sense for you? There are two conflicting opinions from financial advisors: some advocate for annuities while others advise against them. James exp...

buzzsprout.com

Should I keep lifetime income annuity at $20K/year? Other options?

Sep 25 2024

I know many people hate annuities (and I have mixed feelings too), but where else can I get guaranteed lifetime income with low risk for $250K to invest? I am married 65F not yet taking SS (FRA is Jan...

reddit.com

Is an Annuity Worth It? Tax Pros and Cons

Sep 14 2024

Knowing how an annuity might impact your tax situation can be confusing. Here are some advantages and downsides to consider....

kiplinger.com

Five Things About Annuities That May Surprise You

Sep 08 2024

They're more varied, flexible and cost-effective than most people think, so don't let their complexity scare you off....

kiplinger.com

Trying to decide on investing in fixed income annuity

Aug 30 2024

My husband (66) will be retiring next May. I (60) am already retired. We signed on with a financial advisor a few months ago and we are working to set things up optimally for us. Recently, our financi...

reddit.com

Investing

Consumers Show Positive Response to In-Plan Annuity Solutions

Aug 30 2024

Hearts & Wallets latest research features a focus group’s reactions on lifetime income…...

401kspecialistmag.com

Planning

Five Questions to Ask Before You Buy an Annuity

Aug 26 2024

Annuities come with different provisions and costs. Before you buy one, make sure to ask the right questions, like these five....

kiplinger.com

What You Should Know About Annuities

Aug 23 2024

What to know about annuities, which are seen as a reliable source of retirement income....

kiplinger.com

Listener Q&A: Tax Strategies, Inheritances, Annuities, and More

Aug 06 2024

In this episode, Devin and John dive into a variety of listener questions, discussing annuities, maxing out retirement plans, why HSAs aren't widely talked about, IRMAA, and more. Tune in as we explor...

sites.libsyn.com

Why Annuities Sometimes Sound Too Good to Be True

Aug 05 2024

The devil is in the details with multifaceted products like fixed indexed annuities, so dig beneath the rosy sales pitches to see what you’re really getting....

kiplinger.com

?? 6 Reasons Annuities May Make Savers Hesitant (AARP Article)

Aug 05 2024

FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! 6 Reasons Savers Are Skittish About Annuities. Shifting assets into an annuity can provide a reliable income stream in retirement, but concerns remain about ...

community.aarp.org

Got a Hot Rate on a Money Market Account? Think Again

Jul 29 2024

After taxes and inflation, the real return you get may not be as good as you think. Here's another approach to consider: fixed deferred annuities....

kiplinger.com

Inflation

How Interest Rates Affect Annuities

Jul 01 2024

Find out why higher interest rates benefit some annuities more than others....

kiplinger.com

How to Use Annuities for Retirement Paychecks

Jun 30 2024

Predictable income can provide stability and peace of mind. Here’s how to decide whether an annuity is right for you — and sort through the options....

kiplinger.com

How To

How to Shop for Annuities Like You’re Buying a Car

Jun 26 2024

Figuring out which annuity suits you best starts with knowing what you want the annuity to do for you. Like vehicles, there are lots of options and add-ons....

kiplinger.com

How To

Help. I've near the finish line and now very unmotivated at work.

Jun 21 2024

As the title says. I can retire in 1 to 1.5 years. Confirmed all finances, annuities etc and all line up. I even have planned out what I'll do after. Problem is I've been super unmotivated at work pas...

reddit.com

How do Annuities Work? With David Lau

Jun 19 2024

David Lau of DPL Financial Partners discusses the in’s and out’s of annuities, what to look for in a good annuity and how to utilize them properly in your retirement plan. Annuities are a ...

keilfp.com

5 Things to Understand About Annuity

Jun 08 2024

This article was contributed to Leisure Freak by writer Samantha Higgins. Higher interest rate returns may make annities look like an attractive addition to one’s retirement portfolio and fundin...

leisurefreak.com

Why In-Plan Annuities are Gaining Momentum at Work

Jun 05 2024

New LIMRA research shows majority of workers interested in guaranteed income products—and…...

401kspecialistmag.com

Planning

Unlocking Retirement Stability: A Guide to Annuities

Jun 01 2024

A couple enjoys the feeling of stability after learning about the fundamentals of annuities. Annuities are a powerful tool in retirement planning, offering a range of income options, riders, and guara...

theretirementsolution.com

Mortgages, Universal Life Insurance, and Annuities

May 30 2024

Today, we answer several of your mortgage questions, including if you should put all the money you can toward your down payment or use some of it to pay off student loans and what kind of mortgage you...

whitecoatinvestor.com

Insurance

Have a Negative Perception of Annuities? Consider RILAs and FIAs

May 22 2024

These annuities are tied to the performance of a market index and address concerns about high fees and complex structures....

kiplinger.com

BlackRock And The Surging Popularity Of Retirement Annuities

May 16 2024

There is limited guidance on transitioning from saving during working years to spending in retirement years. Why the surging popularity of annuities the last few years?...

forbes.com

Fixed index annuity with guaranteed income rider

May 16 2024

Note: If you don't read the entire post, take a look at the attached links to google drive that illustrates two scenarios. 1) $750K initial investment (now) in a fixed index annuity with an income rid...

community.aarp.org

401(k) Participant Interest in Annuities Surges, LIMRA Says

May 02 2024

Over three-quarters of DC plan participants say they would be likely to invest in an in-plan…...

401kspecialistmag.com

How Annuities Can Help You Retire Early and Delay Social Security

Apr 26 2024

Waiting until 70 to claim Social Security benefits can pay off, so how do you bridge the gap between giving up your paycheck and filing for benefits?...

kiplinger.com

Early Retirement

Is Your Retirement Solution Hiding in Plain Sight?

Apr 25 2024

Here’s how to use your home equity in combination with an annuity contract to produce late-in-life income....

kiplinger.com

Lump Sum vs. Annuitization: Tax Implications for Your Non-Qualified Annuity

Apr 20 2024

Joe is planning for retirement and wants to minimize his tax burden, especially on the interest earned from his three annuities. James explains that non-qualified annuities are purchased with post-tax...

buzzsprout.com

?? 5 Things You Should Know About Annuities (AARP Article)

Apr 11 2024

ANY COMMENTS? ? I DONOT HAVE ANY ANNUITIES! ? FROM ARTICLE - SEE ARTICLE FOR MORE. Whether you’re looking for steady retirement income or a low-risk investment, check the fees and the fine print...

community.aarp.org

Required Minimum Distribution

Apr 08 2024

In 2006 I converted a 401k via a 72T mechanism that put the proceeds into a variable annuity (VA). I have been drawing a monthly benefit from that account to date. I was recently advised that I have t...

community.aarp.org