Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 8210
Most Tax Friendly States for Retirement – 2023
Dec 06 2022
Dec. 7, 2022 — For the people who see red when they think about paying taxes, the good news is that there are plenty of tax friendly states to retire in. There are enough choices that they can p...
topretirements.com
My Favorite Investment Writing of 2022
Dec 06 2022
With 2022 coming to a close, it’s time for my annual tradition of gathering my favorite investment writing of the year. I started this tradition in 2017, and have continued it ever since (2018, 2019...
ofdollarsanddata.com
403b vs. 457: What's the Difference? | Personal Capital
Dec 05 2022
Understand the difference between the two types of retirement plans available for public sector and non-profit workers....
personalcapital.com
4 Steps to Take if You Lose Your Job Near Retirement
Dec 05 2022
Being let go from a job later in life can lead to financial disaster, but there are some things you can do to help lessen the damage....
kiplinger.com
Get Your Financial House In Order Before Launching Your Retirement Side Hustle
Dec 05 2022
Just because you’ve got that big pile of cash staring at you doesn’t mean you should use it to fund your side business....
forbes.com
What’s up with Bonds
Dec 04 2022
This time, most of the concern is around what’s up with bonds falling along with stocks....
jlcollinsnh.com
What Will Social Security Look Like When You Retire?
Dec 03 2022
A significant cost-of-living increase was recently announced for those receiving Social Security benefits, to help offset the toll high inflation has taken on many seniors' wallets. Yet experts warn t...
cnet.com
Did You Hit Age 72 in 2022? Get Ready to Take Your RMD
Dec 03 2022
December 4, 2022 — Folks who were born in 1950 face their first Required Minimum Distributions (RMDs) from their IRAs and 401(k) type plans. The SECURE Act of a few years ago fixed the age for R...
topretirements.com
A values-driven life
Dec 02 2022
Hello, friends. Just a quick note to let you all know that my life, at last, seems to be settling. A full two months after the death of my mother, the fog has lifted and I find that I'm motivated to p...
getrichslowly.org
I Have $1 Million and I Still Can’t Afford to Retire!
Dec 01 2022
If you think that with a million dollars in the bank you would be on easy street when it comes to retirement, think again...
newretirement.com
The Bucket Strategy In A Bear Market
Nov 30 2022
The question is: were you prepared? We implemented the bucket strategy as our defense when I retired 4 years ago, and this year we’re facing our first real test of the bucket strategy in a bear ma...
theretirementmanifesto.com
How Much Growth Can You Expect?
Nov 29 2022
Imagine I present to you a magical box that can turn your money into more money. The only problem is that you don't know exactly how much more money you'll get from this box. You could put $100 into t...
ofdollarsanddata.com
Are You Too Old to Benefit From a Roth IRA?
Nov 29 2022
Here's how to decide if you should contribute to a Roth IRA near retirement....
money.usnews.com
Can You Really Retire on Social Security Alone?
Nov 27 2022
Social Security can be a lifeline in retirement, but just how far will your benefits go?...
fool.com
How do you know if you're ready to retire?
Nov 27 2022
When to retire is not a magic number on your 401k. It's not a certain age. When to retire is a feeling inside that just says I am done....
quora.com
Good News for Retirees: Sex Is Good for You!
Nov 26 2022
November 27, 2022 — Researchers at The John Hopkins Sex and Gender Clinic have a message for people over 50: “It’s not just for young people.” In an article at AARP, Kate ...
topretirements.com
Why You Can't Just Bank on Dividends for Retirement Income
Nov 25 2022
You need a multi-layered plan with different types of assets and income streams....
fool.com
Retiring to Another State? Here’s What You Need to Know
Nov 23 2022
November 22, 2022 — So you’ve done your research and found the best town and state for your retirement – great! But before you pull that trigger, here is one last checklist to go ove...
topretirements.com
Learning to Live
Nov 22 2022
In my six years of publishing blog posts every Tuesday, I've never had the pleasure of releasing a post on my birthday...until now. But, rather than write one of those stereotypical "33 lessons in 33 ...
ofdollarsanddata.com
How to Invest $100,000 for Retirement
Nov 22 2022
Consider these strategies to invest a lump sum for retirement....
money.usnews.com
Should You Change Your Investment Strategy?
Nov 21 2022
Investors love to talk about their winners. We must honestly examine our poor decisions to do better with our investments....
caniretireyet.com
10 Best Places to Retire Around the World in 2022
Nov 19 2022
These are the best places to retire in the world — with low cost of living, quality healthcare, and more perks....
travelandleisure.com
Definitive Guide for Deciding When To Retire | Personal Capital
Nov 17 2022
Planning for retirement can be exciting and a bit overwhelming. Discover the seven factors you need to consider for determining when to retire....
personalcapital.com
Best TED Talks on Money, Retirement, and Aging
Nov 17 2022
Want a short cut to a wealthy and happy retirement? These 23 Best TED Talks can help you feel inspired, be smarter and have a better future....
newretirement.com
Ask an advisor: Should I get a traditional or Roth 401(k)? My company offers both
Nov 15 2022
A young engineer in Providence faces two choices for a lifetime of retirement saving. Advisors weigh in....
financial-planning.com
Proof of Work
Nov 15 2022
I saw the early warning signs, but later excused them all. First there was the friend of a friend who made 10x his money trading crypto in 2021 and told me that he "only needed to make 8x this year" t...
ofdollarsanddata.com
The Best Decumulation Age To Start Spending Down Your Fortune
Nov 15 2022
Dying with millions is silly. You will have wasted all that time, stress, and energy if you do....
financialsamurai.com
How to Get the Most Out of Your Visit to an Active Adult Community
Nov 15 2022
November 16, 2022 — With people more and more willing to travel these days, some of those trips will be to explore active adult or 55+ communities as potential places to retire. We have just upd...
topretirements.com
How Does Medicare Work After Retirement?
Nov 14 2022
One of the most important topics in retirement is Medicare. Here is the lowdown on how it works and what it may cost you....
investopedia.com
12 States That Tax Social Security Benefits
Nov 14 2022
You may have dreamed of a tax-free retirement, but if you live in one of the states that tax social security, your benefits could take a hit....
kiplinger.com
The Ideal Financial Scenario In Retirement: Conservative Returns, Steady Income
Nov 14 2022
The ideal financial scenario in retirement is when you have a steady income and steady returns. The goal is to not worry about money....
financialsamurai.com
New Florida Law, SB 154, Sends Tsunami Towards Florida Condo Market
Nov 12 2022
Update June, 2023 – In another development, Governor DeSantis recently signed the much anticipated Surfside Glitch Bill, SB 154, into law. The bill relieves some of the ambiguity in SB 154. It a...
topretirements.com
Best Places to Retire for Seniors
Nov 10 2022
Where should I retire? This question has as many different answers as there are people asking....
seniorliving.org
Types of Retirement Plans for Individuals in 2023 | Personal Capital
Nov 10 2022
Retirement planning can be exciting, but for many, the actual savings part can feel overwhelming. Learn about the different types of retirement plans here....
personalcapital.com
Poverty Rate Rising for America’s Elderly
Nov 09 2022
Nov. 10, 2022- A disturbing statistic emerged in 2021. In that year 10.7% of America’s over 65 population lived in poverty, up from 9.5% in 2020. While that is a lot better than the third of eld...
topretirements.com
How Do the Wealthy Invest?
Nov 08 2022
Do the wealthy invest differently from everybody else? And, if so, what can we learn from them? A month ago Bank of America released their 2022 Private Bank Study of Wealthy Americans, which attempted...
ofdollarsanddata.com
Don’t Want a Florida Retirement? How About These Great Places
Nov 08 2022
November 9, 2022 — Even though the Sunshine State typically adds 900 new residents every day, it still has plenty of detractors. You have probably run into many of them, often at a party where p...
topretirements.com
401k Early Withdrawal Calculator | Personal Capital
Nov 04 2022
Use this free 401k early withdrawal calculator to understand the potential impacts of an early withdrawal on your long-term savings....
personalcapital.com
A man of no ambition
Nov 02 2022
A memory came to me this morning while I was walking the dog, a memory of those days when I was fresh out of college and just beginning to work for my father...
getrichslowly.org
401(k) Contribution Limits for 2023 | Personal Capital
Nov 01 2022
Get the details on 401k contribution limits for 2023 in order to determine how much you want to stow away in your employer-sponsored retirement account....
personalcapital.com
The Present Defines the Past
Nov 01 2022
Almost two years ago, I wrote a post about some regrets I had early in my career. As I stated: While many of my friends went off to big tech firms (i.e. Facebook, Amazon, Uber, etc.) and got that swee...
ofdollarsanddata.com
Spousal Incompatibility in Retirement? Try These Ideas!
Nov 01 2022
November 2, 2022 – Thanks to everyone who took the time to take last week’s instant poll on spousal compatibility around retirement decisions. The good news is that the vast majority of yo...
topretirements.com
10 Retirement Hot Spots in the U.S.
Oct 29 2022
Many Americans are hoping to retire in these desirable retirement spots....
money.usnews.com
7 Big Retirement Risks to Avoid
Oct 28 2022
As people live longer and costs keep climbing, we offer some tips on how to navigate the changing retirement landscape....
kiplinger.com
14 States That Won't Tax Your Pension
Oct 28 2022
Some states have pension exclusions with limitations based on age and/or income. But these states don't tax pension income at all, no matter how old you are or how much money you have....
kiplinger.com
Want to Be a Shedder? Australian Phenomenon a Great Boon for Retirees
Oct 28 2022
October 29, 2022 — The sad fact is, many men don’t do so well in retirement. After a lifetime of working, the loss of purpose can lead to depression and inactivity. So when our guide in Sc...
topretirements.com
How the 60/40 Portfolio Makes A Comeback
Oct 25 2022
It's been a rough year for the 60/40 portfolio. As Charlie Bilello tweeted a few weeks ago, the 60% U.S. stock/40% U.S. bond portfolio is down over 20% year-to-date, its worst year since 1931: Part of...
ofdollarsanddata.com
Instant Poll: Spousal Compatibility on Retirement Plans
Oct 25 2022
October 26, 2022 – The topic of spousal compatibility around retirement planning is an intriguing topic. We are not talking about how you and your spouse or partner get along day to day, but mor...
topretirements.com
Hallie Declutters After a Lifetime of Yard Sales
Oct 25 2022
Our thanks to the NY TImes best-selling author HALLIE EPHRON for allowing us to reprint this amazing story from JungleRedWriters.com. Decluttering, ridding out, downsizing, whatever you want to call i...
topretirements.com
Bigger Isn’t Always Better When It Comes to Financial Advice
Oct 24 2022
Here’s why a smaller, independent adviser could be a better fit for your retirement-planning needs than the big-name institutions....
kiplinger.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.