A recession is a period of economic downturn, typically characterized by a fall in gross domestic product (GDP), high unemployment, and a decrease in business activity. A recession can have significant impacts on retirement planning and financial security.
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I've know that RMDs can create a bigger tax burden when they start. We have a traditional IRA. I (67) am already taking SS, my husband (69) will be taking it a year from now, and since we'd consider i...
Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether a popular early retirement strategy could actually blow up your financial plan, today on Your Money, Your Wealth® podcast number 577. Red...
My wife and I plan to retire at the end of 2028. While we both have good paying jobs now, for most of our adult lives, we've been barely making it - raising children and living paycheck to paycheck. O...
Episode 498 The media narrative is extreme negativity about the state of the economy and yet the stock market and GDP continue to expand. Why? Productivity, Deregulation, and Industrial Policy are goo...
Since 2022, commercial real estate (CRE) investors have been slogging through a rough downturn. Mortgage rates spiked as inflation ripped higher, cap rates expanded, and asset values fell across the b...
A couple of weeks ago, I was talking to a local friend who is a building inspector. We had an interesting conversation: In my head: AHHHHHH RECESSION!!!!!! And then this came across my feed: And then ...
Recessions are scary business, especially for retirees. They can scare even the most prepared folks into making bad moves — like these....
As economists and market watchers debate whether a full-blown recession is looming or merely simmering under the surface, consumer behavior is already offering important clues....
Alternative investments are gaining ground, yet retirement investors must carefully weigh risk, liquidity and portfolio fit....
If you're close to retirement and today's economic uncertainty has your stomach in knots, follow my parents' example. They made it through, and so can you....
My economic and market outlook: We will avoid a recession, inflation will further moderate, and the USA will win the trade war. Relax! The FIRE movement will be just fine. The post Market Musings: Rec...
When markets get shaky, understanding how market indicators work can help investors separate signal from noise....
If we're not already in a recession, we may soon enter one due to aggressive trade policies that are fueling tremendous uncertainty. As companies and consumers pull back on spending, millions of jobs ...
Contrary to popular belief, the warning signs of a recession didn’t just show up post-January. They have been there since ... Read more...
Wild stock market swings and rising recession fears have put Americans on edge. Here are strategies to lower the angst....
Retirees can plan for a near-term recession with a range of strategies, from small investment changes to significant lifestyle hacks....
Look at your savings and think about work options before moving into retirement....
Recessions don’t ask for permission, they just show up, wreck the economy, and expect you to clean up the mess. Savings get hit, jobs disappear, and the pressure to make smart decisions ramps up...
With the stock markets up and down and tariffs on and off everyone including retirees may wonder what it means for the economy. Here's what the experts think....
Stagflation is a rare and challenging economic condition where slow or stagnant growth, high unemployment, and persistent inflation occur simultaneously. Typically, inflation rises when an economy is ...
The economy feels unstoppable, until it isn’t. Booms make people forget what comes next, but history shows the pattern is always the same. When the cracks start to show, those who planned ahead ...
At any moment in time, there will be an expert predicting a recession. (the CNBC Fed Survey puts the probability ... Read more...
The question isn’t “Can you sail through a recession?” It’s “What smart moves can you make to boldly grow during a recession?”...
Things are not looking good. Consumer confidence is falling like a rock. Eggs are $10.99/dozen at Safeway. Inflation is going up all over the place. The Atlanta Fed estimates GDP ... Read more The pos...
Gearing up to retire within two years? Here are some tips you might want to pay attention to should the economy slip into a recession....
There’s talk of dark clouds looming on the economic horizon. If you’re retired, that may be the best news you’ve heard today....
Unfortunately, the chances of another recession are increasing, largely due to the uncertainty set forth by the new administration. When uncertainty rises, we collectively tend to spend less and save ...
The economy is already showing signs of slowing: less hiring and possibly rising inflation....
I see five flashing red lights warning we are headed for an economic slowdown: the quits rate, the index of consumer confidence; unintended inventories; the composite ......
With fears of a recession rising again largely thanks to the Trump administration’s aggressive policy measures—tariffs, spending cuts, aggressive layoffs, and an increasingly combative tra...
The wealthier you are, the less price increases on groceries and cars will hurt you, but if markets dive or we enter a recession, that's a different story....
The Great Recession wasn’t just a market crash, it was a wake-up call. One day, people felt financially stable. The next, jobs were gone, home values crumbled, and retirement accounts took a bea...
After a brief reprieve following the inauguration where it looked like President Trump may have been open to not starting a trade war, it looks like tariffs are back on the table, with him reiterating...
Episode 453: The media just discovered we’re in a manufacturing recession. Should you be worried? Well, manufacturing has been contracting for two years, so it’s not a new problem. It&rsqu...
For various reasons, I expect the US will more likely than not fall into a hard recession at some point within the next several years. I expect it to last two years or more. Let's pretend a crystal ba...
With the presidential election less than a week away, I know many folks are feeling like the present is on pause while we’re waiting on some important answers about the future. Matt Wilson, Keen...
In this episode, we break down simple strategies to protect your retirement savings when the market gets rough. We’ll start with why staying calm is key and how planning ahead can help you avoid...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Recession around the corner Hey folks. Sorry I’ve been away for awhile. I took a long hiatus from blogging after my vacation from e...
Creating a retirement plan can be challenging when considering the possibility of a recession. [https://www.forbes.com/sites/stevevernon/2023/05/19/how-to-recession-proof-your-retirement/] However, no...
In a previous post, I discussed the futility of working when your net worth is declining. During a stock market crash or recession, your Return on Effort (ROE) for working drops significantly. Therefo...
The Great Recession is nearly gone from our collective memory. But for the people who lost a house to foreclosure in the subprime mortgage scam, the recession is still affecting their finances. The ho...
The labor market has been booming for years, but the speedy recovery from the depth of the pandemic-induced recession has been uneven....
If you've been feeling down despite the apparent strength of the economy, I can relate. Despite stocks and real estate reaching near all-time highs, there seems to be a growing silent recession among ...
Additionally, close to one-third believe the economy will drop to a recession if their…...
Are you ready for another recession? With interest rates surging, oil prices rices, stock markets falling, the government stalling, and the housing market grinding to a halt, it seems inevitable anoth...
It’s been well documented that the COVID recession and layoffs in 2020 were particularly hard on Black, Hispanic, and Latino Americans. But if they had a disabling physical and medical condition...
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The Fed now faces a delicate line between inflation and recession - and assessing the impact of its massive interest rate staircase from 2022....
Investing successfully during a recession is tough. However, you can protect and grow your portfolio with various diversification strategies....
I’m planning on retiring this year at 65. Besides inflation, what else should I be concerned with about retiring during a recession? submitted by /u/Tb182kaci[visit reddit] [comments]...