401k - Get Smart About Retirement

Automatic 401(k) Enrollment: What It Means for Your Paycheck

Your paycheck may be smaller now, but automatic enrollment could pay off in retirement.

money.usnews.com Nov 11 2026

401(k), IRA, or Brokerage? Where to Withdraw Retirement Money First in 2026

Retirees are facing higher expenses than planned. Before you tap your nest egg, use this three-step withdrawal sequence to protect your money.

kiplinger.com Nov 10 2026

401(k) Catch-Up Contributions: Who Qualifies and How Much

Learn who can make a catch up contribution 401k in 2026, including standard and super catch-up rules for ages 50 and 60-63.

401kmaneuver.com Nov 10 2026

Why The 401(k) Still Dominates (Even Its Inventor Has Doubts)

In 1980, a benefits consultant named Ted Benna figured out how to use Section 401(k), a little-known provision Congress added ... Read more

physicianonfire.com Nov 10 2026

How to Stop a 401(k) From Becoming a Tax Burden in Retirement

Saving for retirement in a 401(k) is a smart move, but can also lead to a troublesome tax bill years later. The solution? Diversifying while there's still time.

kiplinger.com Nov 07 2026

Taxes on an inherited 401(k): What beneficiaries need to know

Learn when taxes may apply, how distributions and the 10-year rule can affect taxation, and what to consider before withdrawing.

empower.com Nov 07 2026

401k Expense Ratio: What It Is and How to Compare Fees

Learn how a 401k expense ratio affects your retirement savings and compare fees to maximize long-term growth.

401kmaneuver.com Nov 07 2026

Bipartisan Bill Would Allow Tax-Free 401(k) Withdrawals to Buy a Home

"Homeownership Opportunity Act" would let Americans tap workplace retirement savings for down payments and closing costs without taxes or penalties, but could come at a steep cost to retirement securi...

401kspecialistmag.com Nov 07 2026

AI and the 401(k) Advisor Experience

Three retirement industry professionals explain how they use AI for plan projections, research and meeting preparation—and why privacy, output review and human judgment remain essential to the 401(k) ...

401kspecialistmag.com Nov 07 2026

DOL’s Final 401(k) Alternative Investments Rule Heads to White House for Review

Marsh introduces BrightPath, a global defined contribution retirement solution spanning six countries and $116 billion in assets to simplify plan management

401kspecialistmag.com Nov 07 2026

Interest in Private Assets in 401(k) Plans Surges: Schroders

2026 U.S. Retirement Survey finds 52% of retirement savers would invest in private assets through their 401(k), but knowledge gaps remain despite growing enthusiasm

401kspecialistmag.com Nov 07 2026

401(k) Top-Heavy Rules Explained for Small Businesses

Learn how 401k top heavy rules affect small business plans, including key employee definitions, testing, and compliance strategies.

401kmaneuver.com Nov 06 2026

Cash Balance Plans & 401(k)s for Business Owners

Most business owners stop at a 401(k), but you have other valuable pre-tax options, including cash balance plans. Just be sure to act before December 31.

kiplinger.com Nov 02 2026

Should Your 401(k) Plan Allow Loans and Hardship Withdrawals? A 401k Loan Provision Guide

Learn how a 401k loan provision works, its rules and limits, and how it compares to hardship withdrawals for your retirement plan.

401kmaneuver.com Oct 30 2026

401(k) Auto Rebalance: How Automatic Rebalancing Works and Its Limits

Learn how 401k auto rebalance works to manage risk and drift, plus its limits for handling market volatility.

401kmaneuver.com Oct 30 2026

How to Choose and Update Your 401k Beneficiary

Learn how to choose and update your 401k beneficiary, understand spousal rights, inherited account rules, and avoid costly estate planning mistakes.

401kmaneuver.com Oct 29 2026

401(k) Contribution Limits: How They Work and This Year’s Numbers

Learn the 2026 401k contribution limits, including catch-up rules and tax strategies, to maximize your retirement savings this year.

401kmaneuver.com Oct 27 2026

401k Hardship Withdrawal: Rules, Qualifying Reasons and Taxes

Learn the 401k hardship withdrawal rules, qualifying reasons, and tax implications for 2026 before tapping your retirement savings.

401kmaneuver.com Oct 27 2026

7 Reasons Why You Should Consider a Roth 401(k)

If your employer offers a Roth 401(k), consider it carefully. In years to come, you could regret leaving tax-free growth and other advantages on the table.

kiplinger.com Oct 26 2026

401(k) Asset Allocation by Age: Common Approaches and Their Limits

Learn why 401k asset allocation by age is just a starting point and how to build a personalized retirement portfolio.

401kmaneuver.com Oct 24 2026

401k Auto Enrollment: What It Means for Employees and Employers

Learn how 401k auto enrollment works, including default contributions, opt-out rules, and employer matches for employees and employers.

401kmaneuver.com Oct 22 2026

401k Eligibility Requirements: Setting Rules for Long-Term Part-Time Employees

Learn 401k eligibility requirements for part-time employees, including SECURE 2.0 rules, age limits, and service hour thresholds.

401kmaneuver.com Oct 22 2026

401(k) Rollover Decisions After Leaving an Employer

Do you have a 401k account from a former employer, kind of invested, you think, and still being charged FEES? Yes, your old 401k account is not free and you’re being charged fees. So, the question is…...

commonfinancialsense.com Oct 22 2026

401(k) Early Withdrawal Penalty: How It Works and Common Exceptions

Learn how the 401k early withdrawal penalty works, including tax rules, exceptions, and strategies to avoid penalties before age 59½.

401kmaneuver.com Oct 21 2026

401k Contribution Deadlines: Why Timing Matters

Learn the 401k contribution deadline for 2026, including employee deferral cutoffs and employer rules. Master timing to maximize your retirement savings.

401kmaneuver.com Oct 20 2026

What Is a 401(k)? How It Works, in Plain English

Takeaways A 401(k) is a retirement savings plan offered through your employer that lets you invest part of each paycheck. Contributions may be made pre-tax (traditional) or after-tax (Roth), depending...

401kmaneuver.com Oct 12 2026

Should I Change My 401(k) Investments? What to Consider First

Takeaways Most 401(k) plans let you change your investments online at any time, though some funds may limit frequent trading. Changing where future contributions go and changing how your current balan...

401kmaneuver.com Oct 05 2026

401(k) to IRA Rollover Mistakes

A rollover may seem straightforward, but a few missteps can have costly consequences for your retirement savings.

money.usnews.com Oct 05 2026

5 Retirement Savings Strategies Beyond Your 401(k) Match

From HSAs to backdoor Roths and even taxable brokerage accounts, there are plenty of ways to boost retirement savings once you've hit your full 401(k) match.

kiplinger.com Oct 03 2026

Mega Backdoor Roth 401(k) Contributions Instead of Roth Contributions?

Very rarely do I get a question in my email inbox to which I don't know the answer. This was one of those times. The post Mega Backdoor Roth 401(k) Contributions Instead of Roth Contributions? appeare...

whitecoatinvestor.com Sep 19 2026

Don’t Roth All of Your 401(k) Money

You should not use the terms "always" and "never" when it comes to the 401(k) vs. Roth issue. Here's why you probably need some of both. The post Don’t Roth All of Your 401(k) Money appeared first on ...

whitecoatinvestor.com Sep 16 2026

Who Should Control Access to Americans’ 401(k)s?

Pontera’s 401(k) Day roundtable has former DOL and CFPB officials exploring the reality of retirement accounts remaining siloed from personal investment management

401kspecialistmag.com Sep 13 2026

The Performance Predictor 401(k) Fiduciaries May Be Overlooking

Past returns tell us what happened. But they provide limited value for fund selection. Research suggests how those returns were generated likely tells us more than the returns alone.

401kspecialistmag.com Sep 13 2026

5 ways advisors can help clients maximize 401(k) savings

Today is National 401(k) Day, and a perfect moment to revisit retirement plans. Advisors can use these five strategies — from IRA rollovers to next-gen outreach — to help clients optimize their saving...

financial-planning.com Sep 12 2026

Global HR Platform Deel Launches Integrated US 401(k) Offering with Human Interest, Basic Capital

“Deel Retirement” embeds enrollment, contributions and reconciliation directly into the platform, aiming to eliminate the administrative friction of connecting payroll with retirement plan providers

401kspecialistmag.com Sep 05 2026

Active Management in Uncertain Markets: A 401(k) Specialist Deep Dive

Today's retirement investors face a dramatically different landscape than they did during the long...

401kspecialistmag.com Sep 05 2026

Ask the Tax Editor, September 4: Changes to 401(k) Catch-Up Contributions and More

Our Kiplinger Tax Letter Editor answers readers' questions about retirement plans and IRAs, including a big change to 401(k) catch-up contributions.

kiplinger.com Sep 04 2026

401(k) Terms Every Investor Should Know

A 401(k) is one of the most important financial accounts you’ll ever own, yet many investors don’t fully understand how it works. Understanding key 401(k) terms, including employer match, vesting sche...

401kmaneuver.com Aug 31 2026

Americans Are Saving Hard for Retirement, So Why Do So Many Tap 401(k)s in an Emergency? The Answer Isn't Poor Discipline

Don't beat yourself up if you've taken a hardship withdrawal from your 401(k). Here's how you can avoid it in the future.

kiplinger.com Aug 24 2026

What Married Couples Should Know about Their 401(k)s