401k

Showing 50 results of 121

Meta Benefits, RSU Details, 401k Match, and more

Dec 12 2024

Discover everything you need to know about Meta's exceptional employee benefits. From competitive compensation and stock grants to generous parental leave and unique perks like the Meta Recharge progr...

faangfire.com

Mega Backdoor Roth IRAs & 401k True Ups

Dec 12 2024

You have heard your colleagues talk about this “Mega Back Door Roth” thing? Or perhaps you read about it here on FAANG FIRE and thought it was some exotic, complicated, advanced strategy. ...

faangfire.com

RMD calculator for 401K

Dec 12 2024

I keep search I no and they say it is at AARP but cannot find it....

community.aarp.org

GreenPath 401k Debuts as ‘First Fully Vetted and Transparent’ Retirement Plan for Legal Cannabis Industry

Nov 24 2024

Green Leaf Business Solutions taps First Citizens Bank as Custodian to bring top-tier 401(k)…...

401kspecialistmag.com

Move 401Ks to an IRA that can give us equal 401k growth after retirement?

Oct 26 2024

I am considering retiring for a second time in a year from now with a fairly small (currently $38k) 401k, after 10 years at my current employer. My wife has already stopped working and left her 401k (...

reddit.com

Should I start 401k participation at my age - 59

Oct 25 2024

I am a seasonal employee and just met the 1000 hour requirement to participate in the company 401k. I will likely continue with the company for several more years. My spouse (67) plans to retire in 1 ...

reddit.com

Meta Benefits, RSU Details, 401k Match, and more

Oct 17 2024

Discover everything you need to know about Meta's exceptional employee benefits. From competitive compensation and stock grants to generous parental leave and unique perks like the Meta Recharge progr...

andrenader.substack.com

Retirement asset allocation, am I being an idiot?

Oct 13 2024

I just moved all the allocations in our 401k to 10/25/65 Total international equity/Large Cap Value/Fixed Income Bond edit: (Pimco PIMIX). I wanted the equities to be non-tech stocks as I think they'r...

reddit.com

How You Could Avoid 5 IRA & 401K Mistakes

Oct 12 2024

How much money have you saved in your IRA or 401K? Making contributions to one of these tax-deferred retirement accounts is easy. But withdrawing this money in retirement… gets complicated.&hel...

bossretirement.com

Distributions in retirement, annual or monthly?

Oct 05 2024

I think I know the right answer but …I plan to retire at some point next year and I know I have to roll my 401k and pension into a IRA but do most pull out the money on a monthly basis or pull ...

reddit.com

?? 5 Things to Help You Make the Most of Your 401k (AARP Article)

Oct 05 2024

FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! 5 Features to Help You Make the Most of Your 401(k). It’s more than just a place to park a chunk of your pay until retirement. By Alani Asis, AARP. Pub...

community.aarp.org

It's almost that time (outsourced to retirement)

Oct 02 2024

My company outsourced my job and I am 62 next month. I have a 401k, pension and working younger wife. She is 56 will work another 4 to 6 years. Medical is covered via her work. I am on staff till Dece...

reddit.com

How to Prepare for Retirement Within 5 Years: 401k, Savings & Investment Changes

Oct 01 2024

Graham and his wife are in their early 50s and plan to retire in 5 years. He wonders if they should continue maxing out their 401ks, how their investments should change, and what they should do with s...

buzzsprout.com

Maximize Your Early Retirement: Should You Save to 401k or Brokerage Accounts?

Oct 01 2024

Typical retirement strategies assume a retirement age of over 60. With an earlier retirement goal, a careful look is required to determine what strategies will create the best outcome. James responds ...

buzzsprout.com

Roth 401K or Not? When Should I Switch?

Sep 04 2024

So many retirement questions have no right answers. They’re simply judgment calls. In this episode, we’ll explore whether it makes sense to switch to a Roth 401K. Don’t listen to fin...

share.transistor.fm

Corporate Roundup: Capitalize Secures $19M, Empower, Miami Dolphins Partnership

Aug 19 2024

The latest news from Capitalize, Empower, ShareBuilder 401k and The Standard...

401kspecialistmag.com

Should I Max Out My 401k? A CFA Who Retired Young Answers

Aug 08 2024

Should you max out your 401k? It’s an intimidating idea. Before jumping into why you should max out your 401k, let’s step back. If you are under 50, you are allowed to contribute up to $22...

dadisfire.com

Many accounts that I’d like to rollover.

Aug 07 2024

I have 401ks, SIMPLE and Traditional. In preparation for retirement I’d like to simplify by rolling my 401k and SIMPLE IRAs to one Traditional IRA. Assuming I keep the same funds, are there any ...

reddit.com

Roth 401K or Not? When Should I Switch?

Jul 31 2024

So many retirement questions have no right answers. They’re simply judgment calls. In this episode, we’ll explore whether it makes sense to switch to a Roth 401K. Don’t listen to fin...

rogerwhitney.libsyn.com

Solo 401k: Massive Savings Opportunities for the Self-Employed

Jun 30 2024

If you are self-employed (or could be), you should know about a unique retirement savings opportunity: the Solo 401k, also known as the One-Participant 401k plan or the Individual 401k. In fact, the a...

newretirement.com

What are some $ benefits retirees get?

Jun 25 2024

So i m retiring soon, my wife is already retired. As far as pension, healthcare, social security, 401K, taxes…. I m fine with these important aspects of retirement What i want to look at now is...

reddit.com

Did you retire too early or too late

Jun 19 2024

Hello! I’m eligible to retire at 60, but I worry it’s still too early. I’ll have a modest pension at that point (won’t cover all my expenses by any stretch) 401k, and health in...

reddit.com

Will My Employer Know If I Take a 401k Loan? A Closer Look

Jun 19 2024

Many employees wonder if their employer will find out when they take a 401k loan. When you borrow money from ... Read more...

physicianonfire.com

Mega Backdoor Roth IRAs & 401k True Ups

Jun 05 2024

Hey FAANG FIRE! You have heard your colleagues talk about this “Mega Back Door Roth” thing? Or perhaps you read about it here on FAANG FIRE and thought it was some exotic, complicated, adv...

andrenader.substack.com

5 Ways to Maximize Your IRA & 401K in Retirement

Jun 01 2024

How much money have you saved in your IRA or 401K? Making contributions to one of these tax-deferred retirement accounts is easy. But withdrawing this money in retirement … gets complicated. Th...

bossretirement.com

How Often Do You Check Your Retirement Accounts/Statements?

May 22 2024

IRA, 401k balances and investments...how often do you check them and why? Daily? Weekly? Monthly? When the mood strikes? When there's market news? Out of habit? To update planning sheets? Because you'...

reddit.com

All eggs in one basket for retirement

May 22 2024

All eggs in one basket for retirement How many folks have their entire retirement funds (cash, 401k, IRA, etc) in one company such as Fidelity? I’m interested in hearing about pros and cons of h...

reddit.com

White-Black 401k Gap Widens for the Old and the Rich

May 16 2024

The stark difference in Black and White workers’ wealth is old news. But now we have some fresh information about the wealth gap: it grows as people age and move through their retirement years. ...

crr.bc.edu

Converting PreTax 401k to ??? or what are my options?

Apr 28 2024

After I left the Navy I started working and putting money in a pre-tax 401k. About a year ago I decided to shift my contributions to a Roth 401k. But still about 90% of my 401k is pre tax. I wish I ha...

reddit.com

How often do you take distributions from your IRA / 401K?

Apr 26 2024

Spouse (62) is cutting back to part time soon and will still have health insurance. We're going to start taking distributions from one of the 401Ks to make up for the loss of income. (Funny thing is s...

reddit.com

Pulling my 401k to buy another house.

Apr 23 2024

I can't stand it. I lost $2k last week due to stock market volatility. I understand that a 401k is a long term investment, or you make more conservative choices. Screw that! I can put my money in the ...

reddit.com

Anchor strategy for 401k, should I do it?

Apr 21 2024

Fidelity retirement specialist is telling me that I could take a portion of my 401(k) money and put it in what is called an anchor strategy. He is proposing an annuity for three years. The goal would ...

reddit.com

Required Minimum Distribution

Apr 08 2024

In 2006 I converted a 401k via a 72T mechanism that put the proceeds into a variable annuity (VA). I have been drawing a monthly benefit from that account to date. I was recently advised that I have t...

community.aarp.org

Should I Stop Contributing to My 401k?

Mar 26 2024

The easiest way to become a millionaire is to max out your 401k contributions every year. It’s a lot of money to put away but trust me. Your 401k will grow and become the foundation of your port...

retireby40.org

Fertility Benefits in Tech: Double Lines

Feb 28 2024

Want to know which FAANG benefit I am personally most grateful for? Is it the 1 month recharge? The 50% match on your entire 401k contribution? The 16 weeks of paid parental leave (for both parents!)?...

andrenader.substack.com

Latest 401k Averages Book Broadens Scope on Advisor Pay, Recordkeeping Admin

Feb 26 2024

Reader feedback leads to the enhancements in 24th Edition of plan fee benchmarking tool,…...

401kspecialistmag.com

Withdrawing from 401K on Social Security When Does Income Tax Start?

Feb 18 2024

I retired at 60 and have been living on savings for a couple of years. Late last year I reached 62 and started receiving my SS benefits. So I'm not worried about paying taxes on my annual income for 2...

reddit.com

Is there a tax “time bomb” hiding in your IRA & 401K?

Feb 13 2024

The U.S. government has made it easy for you to save for retirement in a traditional IRA or 401K. But there’s a hidden risk that most people don’t see until it’s too late. Putting mo...

bossretirement.com

Maximize Your Early Retirement: Should You Save to 401k or Brokerage Accounts?

Feb 13 2024

Typical retirement strategies assume a retirement age of over 60. With an earlier retirement goal, a careful look is required to determine what strategies will create the best outcome. James responds ...

buzzsprout.com

Retire at 61 or try to hang on for another 9 months?

Feb 13 2024

I currently have about 1.7 million in company 401k and will be turning 61 in July. I also have about 35k in HSA and have medical coverage thru VA. If I stay with my current employer(which I've been wi...

reddit.com

IRA/ 401K Withdrawal 4% rule-of-thumb

Feb 12 2024

There is a common rule-of thumb that 4% can be withdrawn from a IRA or 401K account each year in retirement, and the balance of the account should not go down. What would be the reasons for a retired ...

reddit.com

What to do with a 401k after retirement?

Feb 02 2024

My plan is to retire in April 2024. Two years ago I converted my 401K into an IRA but I continued to fund the 401k (so I would continue getting matching funds by my company). So the 401K will be about...

reddit.com

Should I Roll My IRA into My 401K to Do a Backdoor Roth? Ep #207

Jan 29 2024

If you have rollover IRA accounts and want to make a backdoor Roth IRA contribution, this episode is for you. There are several steps involved to handle this strategy in the right way including unders...

financialsymmetry.com

When do you stop investing in a 401k or IRA?

Jan 27 2024

I've taken all my 401k and rolled it over into an IRA in Vanguard. Now Vanguard is suggesting I contribute to an IRA. Is that a good idea? Will it reduce my taxes or income? I don't expect I'll need a...

reddit.com

W-4P for periodic installments permitted by my 401K plan after retirement.

Jan 20 2024

My company's 401K plan permits periodic distributions/installments after termination from employment upon reaching early or normal retirement age. I retired at the normal age last month. The plan admi...

reddit.com

Should I Roll My IRA into My 401K to Do a Backdoor Roth? Ep #207

Jan 15 2024

As part of our efforts to bring you actionable strategies to help you reach your ideal retirement, we’re tackling a complex question today. The backdoor Roth strategy can be a way to increase yo...

financialsymmetry.libsyn.com

What do you cash in first, IRAs or non-IRAs?

Dec 01 2023

What do you cash in first, IRAs or non-IRAs? We have a gap of 4-6 years between retirement and claiming SS. We need to draw from savings, should we cash the IRAs or the non-IRAs (mainly 401k's and mon...

reddit.com

Struggling with becoming a spender not a saver

Nov 13 2023

Me and my wife both 67 I've worked full time her a few years as we raised 5 kids. Was hard to save in those early years but last few have been great. Managed to have 600k in 401k 600k already taxed ea...

reddit.com

Can we only take so much out of our 401k a year?

Nov 05 2023

Please explain. My husband is a recently retired postal employee and we are confused if we can take out large amount out of 401k and not lose his pension? He says he can only make $22,000 a year now t...

reddit.com

401k limits

Nov 02 2023

My company/401k investment firm only allows 50% of my wages to be deducted. This level of deduction does not allow me to max out my over 50 additional $7500. I believe this is form of age decimation? ...

community.aarp.org