Savings
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Will your savings last through retirement? Here’s how to improve your odds
Jun 03 2025
Worried your retirement savings won’t last? Learn to set sustainable spending limits, invest strategically, and plan for healthcare to ensure lasting financial security....
retirementliving.com
How to Reduce Your Tax Bill by Saving for Retirement
Jun 03 2025
There are many ways to reduce a tax bill, but saving for retirement is one of the best....
money.usnews.com
529 Day Puts College Savings in the Spotlight
Jun 02 2025
Only 2 in 5 believe they are saving enough for college as more than 43 million Americans are…...
401kspecialistmag.com
How Can You Raise A Family Without Sacrificing Retirement Savings?
May 30 2025
Discover how to navigate retirement planning while raising a family. Tips for budgeting, saving for college, and protecting your long-term goals....
forbes.com
Balancing Retirement and College Savings
May 30 2025
Here's how you should think about making sure you fund your retirement while also potentially saving for your kids' college education. The post Balancing Retirement and College Savings appeared first ...
whitecoatinvestor.com
Target-Date Funds Aren’t for Everyone
May 28 2025
Here’s when target-date funds don’t make the most sense for your retirement savings....
kiplinger.com
Americans Fall Short on Savings Needed for Retirement
May 23 2025
Retirees are also underestimating the amount needed for healthcare services, reports…...
401kspecialistmag.com
401(k) Rollover Delays Could Cost Nearly $76k in Lost Savings
May 23 2025
PensionBee's analysis looked at how delays in rollovers could ultimately impact savings...
401kspecialistmag.com
401(k) Catch-Up Strategies If You Started Saving Late
May 23 2025
If your 401(k) balance is lagging behind where it should be, you may feel discouraged or even a little panicked. But the truth is, we believe there’s still time to course-correct – if you ...
401kmaneuver.com
Time to Spring-Clean Your Finances: A Financial Professional's Four Steps to Tidy Them Up
May 20 2025
A midyear review of everything from spending to saving, with adjustments as needed, can set you on track to financial security. Plus, don't forget to check in on your workplace benefits....
kiplinger.com
Real Life Planning: Can You Start Saving for Retirement at 50 (or Later) and Comfortably Retire at 62? (Yes!)
May 16 2025
It is not too late! Meet the Thompsons (retired now) and see how they started saving for retirement at 55. Plus, seven steps to get you to retirement in your early sixties (or before)! The post Real L...
boldin.com
Your Partner Isn’t Saving for Retirement – Now What?
May 12 2025
Saving for retirement is typically challenging enough when you’re doing it on your own, but what happens when your partner isn’t on the same page? Maybe they think saving for retirement ca...
401kmaneuver.com
The Secret to Saving Big on Taxes in Retirement (Ep. 19)
May 10 2025
What if you could turn your biggest retirement expense into your greatest savings opportunity? In this episode, Tyson and Ryan Thacker from B.O.S.S. Retirement Solutions sit down with Brandon Olson,&h...
bossretirement.com
Don't Let Chronic Illness Drain Your Retirement Savings
May 08 2025
If you have a chronic illness, you know that the proper care can be expensive and, in many cases, lifelong. Here's how to get the healthcare you need in retirement....
kiplinger.com
Here’s How And When To Start Saving For Retirement
May 08 2025
Wondering when to start saving for retirement? Here’s what to know about timing, accounts, and how to catch up if you’re starting late....
forbes.com
How to Automate Your Savings with the 52-Week Challenge and Micro-Investing Apps
May 07 2025
How to Automate Your Savings with the 52-Week Challenge and Micro-Investing Apps...
thinksaveretire.com
Retirement savings goal: what does it include?
May 07 2025
When I see a headline that says "you need $1 million to retire" (or whatever) it never seems to say if this includes social security and the value of the house. Those seem like large variables. If you...
reddit.com
Working At 60? Don't Assume Your 401(k) Is Maxed Out
May 06 2025
Sometimes called the "super" catch-up contribution, this new saving option is only available to workers age 60 to 63....
forbes.com
Retirement Savings: When to Take Your Foot Off the Gas - 528
May 06 2025
You’ve been jamming money into your retirement accounts for years now. When is it okay to slow down? Joe Anderson, CFP®® and Big Al Clopine, CPA spitball for Ron and Veronica in Indiana ...
purefinancial.com
Opting out is the new power move
May 02 2025
More people are paying for time, privacy and peace of mind as they choose to "opt out" and pay a premium for the privilege of saving time and accessing peaceful environments....
empower.com
Healthcare now, savings later: Turning HSAs into retirement tools
May 02 2025
Health savings accounts (HSAs) have long been used to cover medical costs. But when treated like a retirement account, they may also help build long-term savings....
empower.com
How 401(k) Auto Portability Boosts Women's Retirement Savings
May 01 2025
Women already face an uphill battle when saving for retirement. Auto portability tech transfers their 401(k)s when they change jobs, which can add up over time....
kiplinger.com
Tired of Retirement Savings Stress? These 5 Moves May Help.
May 01 2025
Saving for retirement can feel overwhelming – especially with headlines constantly reminding us about rising healthcare costs, tariffs, and a volatile market. But here’s the thing: Most re...
401kmaneuver.com
Catch-Up Contributions: The Powerful Retirement Saving Secret for People Over 50
Apr 25 2025
Catch up contributions are the IRS’s way of making it easier for savers age 50 and up to tuck away enough retirement savings. The post Catch-Up Contributions: The Powerful Retirement Saving Secr...
boldin.com
Despite Economic Uncertainty, Americans Remain Confident About Retirement, Survey Shows
Apr 24 2025
Saving and spending is a concern but most workers and retirees think they are on track based on a new survey....
kiplinger.com
Retiring Without a Partner? How Singles Can Maximize Their Savings
Apr 22 2025
Retirement can be expensive, especially when you do it alone, surveys show. But there are ways to maximize your retirement savings even when facing your second act without a partner....
kiplinger.com
The Early Retiree’s Guide to Funding Retirement Accounts
Apr 22 2025
When it comes to saving for retirement, knowing which account to fund first is like knowing which steps to take when climbing a mountain. You want to reach the summit with enough oxygen (money) and en...
financialsamurai.com
25 Saving Myths You’ve Probably Heard (And Still Believe)
Apr 18 2025
Saving money sounds simple, until you actually try to do it. You cut expenses, skip takeout, maybe even cancel a few subscriptions, but your account still looks the same. That’s not a discipline...
dadisfire.com
Middle Class Retirement Confidence Crisis: 1 in 3 Unsure They Will Save Enough
Apr 17 2025
ACLI survey finds middle-age Americans also less confident in savings than younger and older…...
401kspecialistmag.com
Save $1,000 in 30 Days: 19 Steps Actually Work
Apr 12 2025
Most people don’t have a money problem, they have a habits problem. You don’t need to earn more, you need to stop losing what you already make. That’s how saving $1,000 in 30 days go...
dadisfire.com
493: Chaotic Markets: A 4-Point Checklist to Safeguard Your Retirement Savings
Apr 11 2025
Are you feeling uneasy right now? If market turmoil is causing you stress, it’s time to determine if your retirement plan istrulybuilt for the unexpected. In this episode, we discuss: How a proc...
retirewithpurpose.com
Is a 401(k) Without An Employer Match Worth It?
Apr 10 2025
The stock slump has hit 401(k)s hard in recent days. But even without a company match, contributing to a 401(k) can still be a great choice if your goal is long-term retirement savings....
kiplinger.com
Save Money Without Sacrifice: 22 Tips You Can Actually Use
Apr 09 2025
Saving money doesn’t have to feel like punishment. You can still live well, eat well, and sleep easy, without wasting cash on things that don’t matter. A recent study on mindful consumptio...
dadisfire.com
Maximize Your Retirement Tax Savings: How to Maximize Tax-Saving for Each Account
Apr 08 2025
Want to pay less in taxes during retirement? You actually have more control over your tax rate than you might think. James breaks down how different investment accounts—like brokerage accounts, ...
buzzsprout.com
As Tariff And Market Anxiety Rises, How Will Your Generation React?
Apr 04 2025
Tariffs triggered a market plunge, but the emotional impact spans generations—shaping spending, saving, and retirement plans from Gen Z, millennials, Gen X and boomers....
forbes.com
How to Protect Your Retirement Savings Now as Markets Plunge
Apr 04 2025
If you’re within five years of retiring, either before or after, you’re at your most vulnerable financially. Here are steps to weather the volatility....
nytimes.com
Retirement Savings On Track? How Much Should You Have Between 61 and 65
Apr 02 2025
JPMorgan’s guide can help baby boomers determine whether they have saved enough for a retirement pegged to their income level....
kiplinger.com
A job-hopping slowdown could be a boon for retirement savings
Apr 01 2025
Wage growth for job-hoppers is on the decline, but financial advisors say that might be a good thing for long-term retirement savings....
financial-planning.com
Pennies to Paydays: 16 Ways to Turn Spare Change into Savings
Mar 28 2025
Spare change has a way of piling up in all the usual places, desk drawers, car cup holders, bottom of purses. It’s easy to ignore because a few coins never feel like much. But those forgotten di...
dadisfire.com
Rural Americans Face Steeper Retirement Savings Barriers than Urban Peers
Mar 27 2025
New analysis from the Economic Innovation Group finds rural workers much less likely to have…...
401kspecialistmag.com
What Would $1.46M In Savings Do For Your Retirement Lifestyle?
Mar 27 2025
Americans think $1.46 million is the ideal amount of money to have saved for retirement, according to a survey. High-net-worth Americans think $3.93M is ideal. What would that kind of money mean for y...
kiplinger.com
ABLE Account: A Savings Tool to Empower People With Disabilities
Mar 24 2025
An ABLE account can improve quality of life for individuals with a disability — it permits tax-free saving for ongoing expenses without jeopardizing benefits....
kiplinger.com
How to Stop Scammers Targeting Your Retirement Savings
Mar 22 2025
Anyone can fall victim to a financial scam, but retirees can be more vulnerable than most, so stay alert to these common tricks that could catch you off guard....
kiplinger.com
Roth Solo 401(k): Beyond Small Business Owner Retirement Savings
Mar 22 2025
Planning for retirement is crucial, especially for those self-employed or anyone without an employer-sponsored retirement plan. A Roth solo 401(k) might be the solution....
forbes.com
Savings And Care Get Easier With Parents And Grandparents Under One Roof
Mar 20 2025
Multigenerational housing is being embraced by younger and older families seeking to address housing affordability, caregiving needs, and retirement security....
forbes.com
Retirement Savings on Track? How Much You Should Have by 55 and 60
Mar 19 2025
JPMorgan’s guide can help older Gen Xers determine whether they have saved enough for a retirement pegged to their income level....
kiplinger.com
Safe Savings Rate — What Percentage of My Income Should I Save for Retirement?
Mar 16 2025
Are you hoping to retire one day? How much do you need to start saving? Here's what percent of your income you need to put away. The post Safe Savings Rate — What Percentage of My Income Should ...
whitecoatinvestor.com
How Some Investors Are Protecting Their Money Amid Stock Market Woes
Mar 16 2025
Some people are shifting their investment strategies as the stock market sours on President Trump, despite advice to maintain their savings and wait out the angst....
nytimes.com
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About Savings
Saving for retirement is an important financial goal that can help you secure your financial future and ensure that you have the resources to live comfortably after you stop working. There are many ways to save for retirement, including:
Contribute to a 401(k) or other employer-sponsored retirement plan: Many employers offer 401(k) or other retirement plans that allow you to save and invest a portion of your income for the future. These plans often offer tax advantages and may even include employer matching contributions, which can help you save more.
Open an individual retirement account (IRA): An IRA is a type of investment account that is specifically designed for retirement savings. There are several types of IRAs, including traditional IRAs, Roth IRAs, and SEP IRAs, which are designed for self-employed individuals.
Save and invest on your own: If you don't have access to a 401(k) or IRA, or if you want to save more for retirement, you can also save and invest on your own. This can be done through a brokerage account, where you can buy and sell a variety of investments, such as stocks, bonds, and mutual funds.
Save and invest in other ways: There are also other ways to save for retirement, such as through a pension plan or by purchasing an annuity. It's important to consider all of your options and choose the one that best fits your needs and financial situation.
No matter what method you choose, it's important to start saving as early as possible and to contribute as much as you can to your retirement account. The more you save and invest now, the more you'll have to live on during retirement.