Showing 50 results of 352
Just wanted to say I sold some stock the other day to fund the rest of this year. I'm retiring this summer but it was kind of thrilling to take that first step. Now I have a cushion to cover market fl...
Just ran across an article on Yahoo Finance making the argument for how wonderful retiring to cities like NYC, Boston, Seattle, Washington DC and San Francisco with NYC being in the #1 spot. Personall...
Context: USA couple. We plan to retire at around 60 years old, with no employer paid health care after that date. But, having been employed in tech, I've been a reasonably high earner in a low cost of...
I am retiring at 60, and I’m starting to feel like I’ve fulfilled my purpose. I’ve raised two kids who are great people. They are on their own, living their life, and headed down paths that should mak...
We are retiring next year and I wonder how we should pay ourselves beyond whatyou receive in SS. Do you take money out monthly? Quarterly? BiWeekly? What helped you decide that? I am leaning toward Bi...
I have been toying/hoping to retire in March 2027. My goal has been on my 30th anniversary at my current job. I do have a pension that I could have been taking but I was thinking about it like Social ...
Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether a popular early retirement strategy could actually blow up your financial plan, today on Your Money, Your Wealth® podcast number 577. Red...
I’m confident that I have enough saved for a comfortable Retirement but with all the market uncertainty I’m wondering about the wisdom of pulling the plug inside the next 6 months and maybe just keep ...
This is my first post in this group, so if this is out of place or out of line, I'm happy to remove it. I never had a plan for retirement, just, sock money away in a Vanguard account and hope for the ...
I posted this question a year or so ago. I also discussed this with my financial advisor. He gave me all sorts of things to do. I'm asking here because I forgot, and a 2nd and 3rd opinion always helps...
Retiring in 8 months @ 60. I think I can provide us the gains a 60/40 gives but make it feel like a 3 bucket safety net - sort of a hybrid of the two: - 2-3 years in cash equivalent (money market/CD l...
Arthur C. Brooks argues that staying in your career too long is a real risk, and that most successful people retire later than they should. The post From Strength to Strength: The Smart Case for Retir...
Gen X, the first generation to rely on 401(k)s to build and grow a nest egg, is nearing retirement. There's a hefty shortfall between the "magic number" for retiring and Gen X savings.
Everyone thinks retirement is a permanent vacation. For the first few months, it might feel that way. Then something shifts. The novelty fades. Tuesdays start to feel like Saturdays. The structure tha...
Friday is my retirement day but I work remote and am returning my equipment tomorrow at noon. I’m 62F with my birthday in March. I have dreamed of retiring for so long, but wanted to make sure I was s...
I (F, 62) unexpectedly inherited my mother's house and some small investments which have enabled me to retire. It's been a tough year with Mom's death, house sale, all her 'stuff', my husband's job di...
The final decisions you make on spending, Social Security and investments can make the difference between a successful retirement and one filled with regret.
Want to retire in a beach town in the U.S. or abroad? Get to know these lifestyle and financial factors first.
Looking for input, as one or more of you have have experienced my situation, and I’m not sure where to go next. Background: husband, 60, retiring next January, originally from nyc moved around a lot g...
does anyone else's retirement plan depend quite heavily on s⁰cial security? if so, is that a major concern? I would love to hear from others who have retired or are retiring soon, who are heavily depe...
Gift Article NYTHere is a gift article about retiring and keeping your brain from literally wasting away. "researchers think that those who worked in higher-ranking jobs may show a steeper decline tha...
My life is changing fast and I’m having a hard time keeping up. Just a short recap: My mother passed away late August 2025. In November, I drove across the country to have a funeral service (it was at...
I am retiring December 31, and I've already told my boss an a couple of close co-workers. I've was planning on waiting until June to share with others and let it get out. The thinking was possible res...
Or: Why you don't need to keep tax returns from your 20s and 30s.
If you plan to punch the clock for the final time decades before "standard" retirement age, you need a financial strategy that goes beyond just saving. Joe Anderson, CFP® and Big Al Clopine, CPA spitb...
If the spreadsheets and advisors all say that It is safe to retire, you have enough AND You don't LOVE your job (you like it, it's easy, but you're not defined by it) Then... What would keep you from ...
Retiring at 55 is not just retiring ten years earlier. It changes the entire math of your life. From 55 to 65, expenses are often at their highest. You are covering healthcare before Medicare, traveli...
Retired since Jan 2025 - after a 9-10 month decompression I’m finally enjoying the ultimate retirement luxury - TIME Time for reading especially. Since my job (lawyer) involved many hours of reading p...
My wife (62) and I are starting to think seriously about our next steps and would really value some outside perspective. I’m turning 60 this year. We’re mortgage-free and have around £250,000 in savin...
I (63m) am planning to retire from practicing law sometime before age 70. I see friends retiring and pursuing creative hobbies like photography and woodworking, but I have none and am not really inter...
I don’t think I’ve ever really fit in. Perhaps moving to a foreign land and continuing to work instead of retiring will make the difference. The post From Early Retiree to Émigré appeared first on The...
The final five years before retirement are not maintenance mode. They are leverage years. Small decisions made here can outweigh the previous twenty years of saving and investing. In this episode, Jam...
I’ve always been a highly productive person. I rise early, stay up late and stay busy getting things done all day long. My friend used to say I reminded her of a windmill… Always in motion. Since you’...
You know what nobody warned me about? The fact that retiring from medicine wouldn’t feel like crossing a finish line ... Read more
As the Retirement Plan Live case study continues, Roger Whitney helps Henry and Lucy articulate what they want their FIRE retirement to actually look like—starting with values, dreaming without constr...
I'm in career for over 42 years that I don't like anymore and does cause a lot of stress. (my current job does pay very well and feels like golden handcuffs) Retiring at 65 will get me 3100 a month pl...
Most retirees who make this mistake aren’t reckless. They’re careful. They’re doing what they believe is responsible, and that’s what makes it so painful to see when it backfires. James explains why t...
Retiring after age 65 changes the math and the priorities. You have fewer high-energy years, shorter tax planning windows, and RMDs much closer than most people realize. But you also often have higher...
Retiring in four years, looking at downsizing from a two story home with a very large yard. We’re looking into building a new ranch style home. Looks like all-in that will cost an additional $300k. Ha...
As the new year begins, Roger Whitney launches a new Retirement Plan Live case study, introducing Henry and Lucy, a couple in their mid-40s pursuing Financial Independence and Retire Early (FIRE). Rog...
You saved diligently for decades — so why does giving yourself permission to spend still feel so hard? In this episode, we discuss: Why many retirees underspend despite having a secure financial plan ...
Come for the luxury vacation. Retire for the lifestyle (if the vacay goes well). What better way to test a location for retiring abroad?
How shifting from "Retiring Early" to "Living Early" allows child-free adults to enjoy their wealth while they’re still young enough to use it.
Saving a large percentage of your income, minimizing taxes and keeping spending in check can offer a more realistic path to retiring rich.
I retired at 62 (now 63) in June 2025,and I have a Roth IRA with 15% and traditional IRA with about 85% of total. My wife is 64 and still working to pad her retirement and for our health insurance. I ...
Like many pre-retirees, it was the single most important question on my mind. "Do I have enough money?" Actually, being married, it was, "Do WE have enough money?" My wife and I were retiring at the s...
Jeremy Keil explains the 5 steps you can take if you are planning to retire in 2026 or 2027. If you’ve been planning to retire in 2026 or 2027, it might feel like you still have plenty of time. But in...
I am planning on retiring next year. Between Social Security, a small pension, and rolling my 401K over into and IRA with a 5% return on CDs, I would make $40,000 more per year than I make working now...
In this Christmas Eve episode, Roger Whitney explores the basics of charitable giving as part of an intentional retirement plan, with a timely focus on year-end decisions. He explains how charitable d...
Leaving a job, whether you’re retiring, changing careers, or simply moving on, often comes with one big financial question: What should you do with your 401(k)? This decision matters more than most pe...