Retiring

How I Managed Decluttering My Paperwork After Retiring

Or: Why you don't need to keep tax returns from your 20s and 30s.

Choosing to continue to work: Reasons?

If the spreadsheets and advisors all say that It is safe to retire, you have enough AND You don't LOVE your job (you like it, it's easy, but you're not defined by it) Then... What would keep you from ...

The ultimate luxury - time for reading

Retired since Jan 2025 - after a 9-10 month decompression I’m finally enjoying the ultimate retirement luxury - TIME Time for reading especially. Since my job (lawyer) involved many hours of reading p...

Early Retirement, seeking advice

My wife (62) and I are starting to think seriously about our next steps and would really value some outside perspective. I’m turning 60 this year. We’re mortgage-free and have around £250,000 in savin...

Pondering the question of ambition

I (63m) am planning to retire from practicing law sometime before age 70. I see friends retiring and pursuing creative hobbies like photography and woodworking, but I have none and am not really inter...

My productivity has declined and I’m quite happy

I’ve always been a highly productive person. I rise early, stay up late and stay busy getting things done all day long. My friend used to say I reminded her of a windmill… Always in motion. Since you’...

My plan to retire next year at 65, then go back work at 67.

I'm in career for over 42 years that I don't like anymore and does cause a lot of stress. (my current job does pay very well and feels like golden handcuffs) Retiring at 65 will get me 3100 a month pl...

Building a new home. Are we crazy??

Retiring in four years, looking at downsizing from a two story home with a very large yard. We’re looking into building a new ranch style home. Looks like all-in that will cost an additional $300k. Ha...

The 10 Best Splurge Destinations for Retirees in 2026

Come for the luxury vacation. Retire for the lifestyle (if the vacay goes well). What better way to test a location for retiring abroad?

Forget FIRE: Why ‘FILE’ Is the Smarter Move for Child-Free DINKs

How shifting from "Retiring Early" to "Living Early" allows child-free adults to enjoy their wealth while they’re still young enough to use it.

To Retire Rich, Stop Chasing Huge Returns and Do This Instead, Courtesy of a Financial Planner

Saving a large percentage of your income, minimizing taxes and keeping spending in check can offer a more realistic path to retiring rich.

I retired but my wife is still working for the company insurance.

I retired at 62 (now 63) in June 2025,and I have a Roth IRA with 15% and traditional IRA with about 85% of total. My wife is 64 and still working to pad her retirement and for our health insurance. I ...

The Five Questions for Peace of Mind in Retirement

Like many pre-retirees, it was the single most important question on my mind. "Do I have enough money?" Actually, being married, it was, "Do WE have enough money?" My wife and I were retiring at the s...

Dividend Stocks Vs CDs in Retirement

I am planning on retiring next year. Between Social Security, a small pension, and rolling my 401K over into and IRA with a 5% return on CDs, I would make $40,000 more per year than I make working now...

What to Do With Your 401(k) When You Leave an Employer

Leaving a job, whether you’re retiring, changing careers, or simply moving on, often comes with one big financial question: What should you do with your 401(k)? This decision matters more than most pe...

Retiring Single And Paying Double: The Hidden Costs Of Aging Alone

Solo aging in retirement is rising, especially among women, revealing hidden financial, emotional, and practical costs that demand smarter longevity planning....

Dental Cost Advice for New Retirees, From a New Retiree

What I faced in my first dental bill after retiring....

Real world returns pre and post retirement

Hey everyone, I’m trying to get a better sense of what actual real-world returns people have experienced both before and after retirement — beyond the theoretical models and backtests. If ...

Solo retirement at 59 F no kids

Retiring soon. Looking for insights on my ability to retire, and things I haven’t considered — especially from women in similar life circumstances. I have 600K in mixed retirement accounts...

Shifting thoughts on out pre-retirement “forever home” after retiring

I retired about 4 months ago. We downsized to a single story with plans for it to be our forever home about 6 years ago. One bonus was the really large backyard for our urban/suburban area. But I&rsqu...

Did you relocate after retiring and if so, do you have any regrets?

I’m especially interested in what you think you did to that was key to you not regretting it, for example did you rent a property in the new location for a year or move to an area where you had ...

Did you find your spending went up, down, or stayed the same after retiring?

I am planning to retire (hopefully) soon, and I keep reading things that say I'll need 70% of my pre-retirement income, or 80%, or 90%. The idea being that you will lose some of the expenses related t...

If you voluntarily went back to full-time work after retiring: Good decision?

I was laid off abruptly from an executive position after the large corporation I was working for was acquired. I was 60 years old at the time, and since I had enough money saved I decided to simply re...

I'm a Financial Planner: If You're Within 10 Years of Retiring, Do This Today

Don't want to run out of money in retirement? You need a retirement plan that accounts for income, market risk, taxes and more. Don't regret putting it off....

Most Americans Now Say Retiring at 65 Is No Longer Realistic

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Journaling in retirement is a good way to ground yourself

I've played with journaling (with a paper journaling book and a fountain pen) earlier in life, but never in a sustained way. But a few months after retiring, I started using a Journal app that comes f...

Funniest question I get since retiring

so, how do you like retirement? “ I’m always stunned when I hear this because it’s hard to know if they’re really serious. Morning. I loved my job and I loved my career. I was ...

Accurate info on Medicare for retiring after 65

For anyone born after 1937, full retirement is not 65. Yet every source I've consulted is written as if the default retirement AND Medicare age is 65, when now they are 2 different things. Husband and...

Is it normal to kind of check out early?

I am retiring at 62, and my last day is December 31 of this year. I made my announcement a couple of weeks ago and as it is now, I am kind of checked out. I have a lot of things to finish, but I feel ...

Three months down, three to go - Retiring January 1

A little over three months ago I posted that my wife and I are retiring starting January 1, 2026. I'm 60 and she's 56. The days keep getting shorter. My wife loves her workplace and her job. She told ...