Curated articles and podcasts from trusted financial experts and real retirees.
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Hello, long time reader, first time poster in this forum! In a nutshell my questions are: Did people with a desk job see a significant change in their pain after retirement? How long did it take thing...
Boston’s years-long struggle to deal with the homeless encampment of tents and an open-air drug market near what city residents call “Mass and Cass” – the intersection of Massa...
The National Association of Business Economists mid-October reported falling sales and fewer incidences of rising sales since July....
BCBS FEHP has decided to opt out individuals who have BCBS Medicare A and B from their prescription drug program without their permission. This includes only the disable and elderly who are on Medicar...
My company/401k investment firm only allows 50% of my wages to be deducted. This level of deduction does not allow me to max out my over 50 additional $7500. I believe this is form of age decimation? ...
For those on this board doing the countdown to retirement, how much longer do you have? How old will you be? Also, do you think you will call it quits then or work a little bit longer, at least part-t...
My daughter is about to get married again and she is asking me to help with the wedding. I don't mind doing it again but her fiance was asking about whether we could take out a reverse mortgage. He sa...
I will be retiring with generous pension, paid in social security for 40 years full time. I’m told they will tax my SS benefit about 85%. I’m holding off applying until I know for sure. I ...
I’m not in this boat, but I know a bunch of you are out there. Is it easier to be flexible in what to do and what time to do it? Are you doing conventional dinner+ dates, or are you doing unusua...
The investment manager is introducing multiple CITs at a time when more employers indicate…...
More Americans are resorting to 401(k) hardship withdrawals for income, signaling financial distress in on the rise. But what are driving forces and future indications?...
The American Federation of Government Employees calls the reduced raise a "diet COLA."...
There are a lot of DIYers out there. If you are one of them, you need to make sure you have your own WRITTEN financial plan. I have yet to meet anyone who really does. Many people have told me this is...
The Internal Revenue Service announced today that the amount individuals can contribute to their 401(k) plans in 2024 has increased to $23,000, up from $22,500 for 2023....
More Americans are resorting to 401(k) hardship withdrawals for income, signaling financial distress is on the rise. But what are the driving forces and future indications?...
This can happen whether you have a stand-alone Part D drug plan or a Medicare Advantage plan that includes drug coverage....
One of the largest RIAs in the country is adding another purchase to its hot streak of acquisitions, which included the former United Capital from Goldman Sachs....
Look at the practicalities associated with saving and retiring early before setting up a plan....
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Google Podcasts” or read below for 3 Medicare Decisions to Protect Your Heal...
Bonds are a ubiquitous part of a balanced portfolio and in recent years bond funds have become even more attractive to many investors. However, due to rising interest rates, bond funds are now losing ...
I have a non-Roth Fidelity IRA which I started in 2005 that is comprised of 6 mutual funds. One of those, a now-closed fund managed by Baron Partners, has had tremendous growth over the years - as of ...
If you’re wondering if you should stop funding your 401(k) because you’re having a hard time making ends meet or are nervous about the economy, you aren’t alone. A 2023 CNBC Your Mon...
Whether it’s through credit cards or retail store programs, Canadians use loyalty rewards to earn discounts on everything from travel to groceries to gasoline. Sometimes, you can earn bonus poin...
Hey, Money-Makers! We've all been in that spot where an extra $100 would make life a little brighter. Whether it's treating yourself to a fancy dinner, tackling a bill, or just adding to your savings,...
The racial wealth gap has long been an issue in the American economic landscape, shining a light on the intersection of wealth inequality and race relations within the United States. Fortunately, newl...
This can happen whether you have a stand-alone Part D drug plan or a Medicare Advantage plan that includes drug coverage....
In the prior week’s we’ve been talking all about budgeting and managing cash flow. This is difficult enough with a fixed regular income. This week, we’re going to address those of yo...
Your estate planning documents, account titles, beneficiary designations, insurance and advisers must all be coordinated for your estate plan to work....
There’s a misconception that exploring the world on your own, whether as a tourist or expat, is uncommon for older single women. Here's why that isn't the case....
The second home is supposed to be a place of respite, a happy place, so why interrupt that solitude with death and taxes....
Halloween has been my favorite holiday since I was old enough to trick-or-treat. But none has been as special as this October 31, 2023. This is the Halloween that launched… Pathfinders has been...
FZROX (Fidelity Zero Total Market Index) and FSKAX ( Fidelity Total Market Index Fund) are two Fidelity mutual funds that ... Read more...
I’m not retired yet but probably within the next year. I just bought a small 110 cc cycle for cruising around town and i love the thing. I’m in my sixties and it’s my first cycle eve...
Have you ever wondered if purchasing an annuity makes sense for you? There are two conflicting opinions from financial advisors: some advocate for annuities while others advise against them. James exp...
Equifax, Experian and TransUnion, the 3 credit reporting agencies, now make reports available for free. You do not get a credit score, but the info is revealing....
One of the things I've tried to work on since middle school is being less judgmental about others. To function efficiently in society, I often have default assumptions about people which can sometimes...
Just over 3 months ago, I made a post called Pre-Retirement Senioritis, and I felt pretty badly about not getting certain tasks done, spending large chunks of my day planning for retirement. Many of y...
Found the perfect for us small (2 bedroom/2 bath) retirement home (rural) and bought it on the equity of our as yet still unsold Urban 4 bd-rm/3 bath and moved. Old house has been on the market now fo...
In 1938, President Franklin D. Roosevelt signed the Fair Labor Standards Act establishing the federal minimum wage. Yet Section 14(c) of the act allowed employers to pay people with disabilities less ...
I've seen two groups of retirees who go to the same location on the same day of the week to hang out. One goes to a local watering hole and one brings lawn chairs to a park and circle up. I was invite...
By Adrian Cavender, Guest Writer The name of the game may be changing, but the goal remains the same for those of us with student loans: pay off as much debt as quickly as possible while spending as l...
Arguing that we need to delay withdrawals to 75 as a work incentive doesn’t hold water. In a recent meeting I attended, participants were bemoaning the fact that people are reluctant to withdraw...
The Orthodox Jewish community has its own unique list of pressures that influence people’s decisions around both retirement and investing....
Across the financial landscape, virtually all attention is paid to attaining and sustaining wealth. What about activating it for a better life?...
Saddleback College, a community college in South Orange County, California, offers an educational emeritus program for people over the age of 55 in our area. Free emeritus classes are offered on their...
One of the life-changing blogs that got us on this FIRE path is JL Collins’s blog. This is why we call him the “Godfather of FI” and he has also written a book called “the Simp...
Getting to the top 1% net worth by age is a very impressive goal. But how much money do you need to get there? Overall, to have a top 1% net worth in 2023 requires having at least $13 million accordin...
The second home is supposed to be a place of respite, a happy place, so why interrupt that solitude with death and taxes....
Skip the administrative hassle of applying for a visa and stay for up to a year as a tourist in these countries....
Following numerous posts here and on AskReddit. Curious about your ideas/thoughts of retirement, and if your retired, is it all it's cracked up to be? Or more, or less? I've posted numerous times, tha...