Portfolio

Wealth

How Soon Before Retirement Should You Adjust Your Portfolio?

Nov 20 2024

In today’s episode of Ready for Retirement episode James covers when to adjust your portfolio as retirement nears—a crucial step for balancing growth and security. If adjustments happen to...

buzzsprout.com

How Preferred Stocks Can Boost Your Retirement Portfolio

Nov 19 2024

Higher yields, priority on dividend payments and the potential for capital appreciation are just three reasons to consider investing in preferred stocks....

kiplinger.com

How to Get Fossil Fuels Out of Your Investment Portfolio

Nov 19 2024

It’s not that hard, and there’s a bonus: Portfolios without fossil fuels have generally performed just as well as the broader market....

nytimes.com

When Your Portfolio Makes More Money Than You

Nov 14 2024

I was twelve, maybe thirteen years old. Our elderly neighbors could no longer keep up with the flower gardens and ... Read more...

physicianonfire.com

Micromanaging Your Portfolio: A Cautionary Tale

Nov 05 2024

In a recent post I shared how my net worth has held up against five years of retirement funded entirely by portfolio withdrawals. The good news was that my liquid net worth had increased since I retir...

caniretireyet.com

Think You’re Retirement Ready? Check Your Social Portfolio First

Nov 04 2024

Our work lives provide more than income or, for some, even a sense of purpose; work is also a significant part of how we maintain our social and emotional well-being....

forbes.com

Performance Update: September 2024, All-Time High!

Oct 28 2024

My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...

1500days.com

Market Dips Can Be Retirement Busters: Ways to Guard Yourself

Oct 26 2024

It's harder for retirees to bounce back from stock downturns, so you need an income strategy (and a portfolio) that's resilient.Chris...

kiplinger.com

Income

Strategy

Should the Election Impact Your Investment Portfolio?

Oct 21 2024

In less than a month, we’ll know who our next president will be and which party will control each of the houses of congress. Should investors make any changes to their portfolio in advance of th...

caniretireyet.com

463: Why Investment Survival is Key to a Successful Retirement Portfolio

Oct 18 2024

Your bottom line when it comes to successful investing for retirement isn’t maximizing returns. Instead, survival should be your primary goal; not only avoiding disastrous financial outcomes, bu...

retirewithpurpose.com

TIPS vs. I-Bonds: Which to Use for Inflation Protection in Your Portfolio

Oct 15 2024

Inflation is a major risk for investors, especially those investing in fixed-income investments such as bonds. Treasury Inflation-Protected Securities (TIPS) ... Read more...

physicianonfire.com

Inflation

Bonds

An 80/20 Stock-Heavy Portfolio In Retirement Might Be Ideal

Oct 14 2024

This guest post is by Vaughn, a long-time Financial Samurai reader who retired at 44 and is now 55. Vaughn's early retirement was driven by necessity rather than choice due to a congenital bone diseas...

financialsamurai.com

Is Your Portfolio Big Enough to Benefit From Roth Conversions?

Oct 08 2024

What are the benefits of Roth conversions in retirement planning? James addresses questions about when Roth conversions become worthwhile. This episode explores key factors: Changes in tax bracket Spo...

buzzsprout.com

Roth

3 Simple Steps to Determine If You Can Retire

Oct 01 2024

How do you know if you can retire? It seems straightforward, but the answer is far from simple. Beyond portfolio balances and age thresholds, there are other things to consider. James explains his thr...

buzzsprout.com

How Should I Invest Bucket #1 of my Retirement Portfolio (3 Bucket Strategy)

Oct 01 2024

The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John and Donna are seeking advice on constructing their ...

buzzsprout.com

Strategy

Bond Ladders in 2024: How to Build a Bond Portfolio for Your Retirement

Oct 01 2024

As one listener prepares for an early retirement, James discusses the situation, covering how to build a bond ladder based on non-retirement funds. James provides a different way of looking at the sto...

buzzsprout.com

The “Minus Your Age” Rule of Thumb for Asset Allocation

Sep 06 2024

The minus your age rule of thumb is a simple math formula used in personal finance to help DIY investors and advisors determine a suitable stock-to-bond ratio for an investment portfolio. I’ve a...

retirebeforedad.com

Advisors

AI and Your Portfolio: How LLMs Can Boost Your Investments

Sep 05 2024

Large language models (LLMs), such as OpenAI's GPT-4, can sift through massive datasets, identify patterns and generate insights about investment decisions....

kiplinger.com

436: Navigating Fairways and Markets: Mastering Risk on the Golf Course and in Your Investment Portfolio

Sep 05 2024

Are you a risk seeker or a risk mitigator? Although both can find success, it’s important to understand your style. In this episode, we discuss: The correlation between golf tactics and investme...

retirewithpurpose.com

Risks

5 Reasons to Simplify Your Investment Portfolio

Aug 19 2024

Working with individuals and couples gives me a front-row seat to how people invest. The view is fascinating. Several clients have worked with other advisors. Some come with collections of high-cost a...

caniretireyet.com

Why Private Markets Are a Diversification Superpower

Aug 08 2024

Investing in private markets can help lower portfolio volatility and potentially achieve better returns. Here's what to know before deciding to dive in....

kiplinger.com

time to declutter the portfolio! Looking for software recommendations

Jul 19 2024

We need to declutter our portfolio. We also need to rebalance our holdings to align with our goals but we have multiple accounts, account types (taxable vs non-taxable) at different brokerage companie...

reddit.com

Bonds in the portfolio- does everyone have them?

Jul 14 2024

Cross posted from the r/investments sub: I’m a few years from retirement and am having trouble embracing the “you gotta have bonds in your portfolio”… I currently have only 2%...

reddit.com

Bonds

Performance Update: May*

Jun 28 2024

*What a boring title! Some days, the creative juices just aren’t flowing. My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay o...

1500days.com

diversify portfolio or diversified investment companies?

Jun 19 2024

How important is it to have many different investment companies to hold your Ira, Roth IRA, hsa or brokerage or crypto accounts? We are thinking of leaving vanguard because of the recent changes due t...

reddit.com

438: How Global Withdrawal Rates Can Help You Create Your Ideal Retirement Portfolio

May 18 2024

Does the perfect asset allocation exist? To create a retirement portfolio that aligns with your long-term financial goals and needs, you might find your savings reap the most benefit by taking an inte...

retirewithpurpose.com

Withdrawals

Can You Make Your Investment Portfolio Reflect Your Values?

May 11 2024

Forget about endowments and their holdings and divestment for a minute. What do you stand for, and how can you make your portfolio reflect that?...

nytimes.com

How Will the 2024 Election Impact Your Retirement?

May 08 2024

Investors should expect volatility but also try not to overreact to news. To prepare, focus now on tax minimization, protecting your portfolio and more....

kiplinger.com

Taxes

3 Simple Steps to Determine If You Can Retire

May 02 2024

How do you know if you can retire? It seems straightforward, but the answer is far from simple. Beyond portfolio balances and age thresholds, there are other things to consider. James explains his thr...

buzzsprout.com

How to Include Crypto in Your Retirement Portfolio

May 01 2024

Cryptocurrency can bolster long-term retirement savings, but there are caveats....

money.usnews.com

Crypto

How to Build a Balanced Retirement Portfolio

May 01 2024

Take these essential steps when structuring a secure retirement portfolio....

money.usnews.com

The Financial Triple Crown

Apr 28 2024

Is your portfolio positioned to win the financial “Triple Crown”? It's that time of year when the Kentucky Derby and horse racing enters the national conversation. On this episode we draw ...

retirementroadmappodcast.podbean.com

Performance Update: March Badness!

Apr 26 2024

My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...

1500days.com

The Case for a Little “Fun Money” in the Stock Market – My $800 Bet That Turned into a Mind-Blowing $43,000!!

Apr 23 2024

I admit it – I’m a boring guy when it comes to my investment portfolio. Over the years, low-cost broad-based index funds now make up over 77% of our investment portfolio. REITs and bond fu...

routetoretire.com

Performance Update: February Rebound!

Apr 07 2024

My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...

1500days.com

Is Vanguard a good choice for a Managed Retirement Portfolio. Worth the free.

Mar 22 2024

I am 63 and have been managing my own investments in about half of my retirement portfolio for most of my life. Frankly, I've not done so well in the last 5 years. It is still in the black but not nea...

reddit.com

How I’m Simplifying my Portfolio for Retirement

Mar 09 2024

Next Thursday, March 14th, 2024, at 1 pm ET, TD Bank is featuring me in an interview and live Q&A on this topic in a free webinar. Register for the webinar here. More information is below. I&rsquo...

retirebeforedad.com

January 2024 Performance: Tesla Dump!

Mar 06 2024

My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...

1500days.com

How Should I Invest Bucket #1 of my Retirement Portfolio (3 Bucket Strategy)

Feb 27 2024

The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John and Donna are seeking advice on constructing their ...

buzzsprout.com

Strategy

Nomad in retirement question / advice

Feb 26 2024

I’m 68, single and have a healthy retirement portfolio with no debt and live in an apartment. I plan to quit working in December. I have one daughter, son-in-law and grandson in Colorado, anothe...

reddit.com

Planning

Debt

Should Retirees Follow the 100-Minus-Your-Age Rule for Stock Allocation?

Feb 21 2024

To follow the 100-minus-your-age rule, retirees deduct their current age from 100 to achieve a balance of stocks and bonds in their retirement portfolio....

money.usnews.com

Bonds

What’s your asset allocation in retirement?

Feb 20 2024

I read recently several investors claiming their portfolio returns are north of 15% and I’m wondering how they’re accomplishing that. I’m guessing they’re not retired yet so th...

reddit.com

Retired

Is Your Portfolio Really Invested For You—Or Your Advisor?

Feb 18 2024

Endless investment debates often leave out the most important factor—the investor!...

forbes.com

Advisors

An Index Fund In Reverse (Facebook Insanity!)

Feb 07 2024

While I think about money and investing every day, it’s rare that I have an epiphany. But last week I had one. On Friday, something crazy happened to my investment portfolio. I hold 931 shares o...

1500days.com

Is a 60/40 Portfolio Appropriate for Retirees?

Jan 18 2024

The traditional 60/40 investment portfolio may be too conservative, according to some financial experts, but the allocation can be a helpful guidepost....

money.usnews.com

Our 2023 Portfolio

Jan 16 2024

What a year 2023 has been! We started the year off with every economist out there predicting a terrible, horrible, no-good recession hitting the US as a result of all the interest rate hikes the Centr...

millennial-revolution.com

Should Your Portfolio Be 100% U.S. Stocks?

Jan 10 2024

Last week Austen Allred started a huge debate on Twitter/X after tweeting: Why isn’t the ideal investment strategy for 99% of people under the age of~45 just putting 100% of cash directly in the...

ofdollarsanddata.com

My Investment Portfolio: 2024

Jan 09 2024

The past year was a good one for most investors. All of the holdings in my retirement portfolio were up, many of them by double digits. Stock funds were the stars, but my bond funds did decently, gold...

caniretireyet.com

Bond Ladders in 2024: How to Build a Bond Portfolio for Your Retirement

Jan 09 2024

As one listener prepares for an early retirement, James discusses the situation, covering how to build a bond ladder based on non-retirement funds. James provides a different way of looking at the sto...

buzzsprout.com