Inflation
Showing 50 results of 114
Don’t Panic
Apr 14 2025
Whew! Another crazy week in the USA is over; only 197 left to go. Student visa revoked. ICE tracking down and detaining international students. Legal resident deported. Inflation up. Social ... Read m...
retireby40.org
23 Reasons Prices Keep Climbing
Apr 09 2025
Prices are up. Paychecks aren’t. And most people are stuck wondering why their money disappears faster than it used to. According to recent data, 64% of Americans now say inflation is a very ser...
dadisfire.com
How Inflation Affects Your Finances and How to Stay Ahead
Apr 09 2025
The cost of goods and services is certain to rise over time, making it essential to have a financial plan that will help you keep pace....
kiplinger.com
Get Used to Losing Money
Mar 31 2025
Is it the duty of the investor to lose money from time to time? If you want to build your nest egg to beat inflation, the answer is yes. The post Get Used to Losing Money appeared first on The White C...
whitecoatinvestor.com
Inflation, Tariffs Increasingly Worry Americans in 2025, New Study Finds
Mar 27 2025
Allianz Life’s latest quarterly market perceptions research finds notable increases in…...
401kspecialistmag.com
Inflation Is Changing Everything: The Good, The Bad, and What No One Tells You
Mar 26 2025
People love to complain about inflation, but it isn’t some evil force out to drain your bank account. It’s a natural part of the economy, sometimes helpful, sometimes brutal, and almost al...
dadisfire.com
2026 Social Security COLA Projection Dips After Inflation Slows
Mar 20 2025
This October, the SSA will determine the new cost-of-living-adjustment (COLA) by comparing the CPI-W data from July, August, and September of 2025 to the same data from 2024....
kiplinger.com
The 'Concerning Trends' in Retirement Now
Mar 16 2025
Americans are less satisfied with their life in retirement and cite inflation and higher healthcare costs as just two of the problems they're facing....
kiplinger.com
Tired Of Inflation?: These 20 Things Are (Mostly) Immune To Rising Prices
Mar 13 2025
Prices keep climbing, and there’s no end in sight. Groceries, rent, gas, everything costs more, and budgets are feeling the squeeze. It’s easy to wonder if anything still holds steady. A r...
dadisfire.com
Why “unretirement” may be the fate of so many Canadians
Mar 13 2025
Economic uncertainty, inflation and the decline of workplace pensions have left growing numbers of seniors unable to leave their jobs. The post Why “unretirement” may be the fate of so man...
moneysense.ca
How to Retire Early During Periods Of High Inflation (Like I Did)
Mar 10 2025
Retiring early sounds amazing until you realize everything is getting more expensive. Some people panic, convinced inflation makes early retirement impossible. That thinking is wrong. It’s not i...
dadisfire.com
How to Help Shield Your Retirement From Inflation
Mar 07 2025
Picking the right investments at the right time can help ensure inflation won't flatten your retirement savings. Here are some tips....
kiplinger.com
Personal chefs serve up options amid food inflation
Feb 25 2025
Hiring a personal chef could be a fun and smart money move as food inflation spices up restaurant and grocery prices....
empower.com
Treasury Inflation Protected Securities (TIPS) — What You Need to Know
Feb 22 2025
Here's how TIPS works and whether it's a better deal than nominal bonds or other inflation-protected bonds like I Bonds. The post Treasury Inflation Protected Securities (TIPS) — What You Need t...
whitecoatinvestor.com
Entertainment Inflation: 20 Activities That Are Now Too Expensive
Feb 22 2025
Remember when a night at the movies or a round of mini-golf didn’t feel like a luxury purchase? Those days are gone. Everything fun now comes with a price tag that makes you double-check your ba...
dadisfire.com
Are You Ready for More Inflation?
Feb 19 2025
Are you ready for life to get more expensive? The January 2025 CPI report indicated inflation has ticked up. The year-over-year CPI is at 3%. That’s exactly what I chose ... Read more The post A...
retireby40.org
25 Creative Side Hustles That Make $12,000 a Month (Some Are Remote)
Feb 18 2025
Making money isn’t about grinding away at a 9-to-5, waiting for a raise that barely keeps up with inflation. The real game is figuring out how to make cash flow on your terms. Many people have t...
dadisfire.com
Can a Gold IRA Counter Sticky Inflation for Retirement?
Feb 18 2025
Gold is soaring. Here's how to add a gold IRA or ETF to your portfolio in order to hedge against inflation and volatility. But retirees should tread carefully....
kiplinger.com
How Investors Can Win The Inflation Race
Feb 14 2025
Bad: stubborn price increases. Surprisingly good these days: Your ability to outrun them....
forbes.com
How Inflation Is Impacting Retirees in 2025
Feb 12 2025
January's CPI report shows inflation is running hotter than the Fed would like, at 3%. That's hard on retirees. Is Social Security keeping up?...
kiplinger.com
You’re More FI Than You Think
Feb 04 2025
With inflation taking a big chunk out of everyone’s paycheques, it seems like becoming financially independent is becoming increasingly hopeless. But have you considered that you may already be ...
millennial-revolution.com
Retirement Challenges in 2025: Market Volatility, Inflation and Social Security
Feb 04 2025
Inflation, uncertain markets and a limited Social Security COLA are among the financial hurdles for retirees in 2025....
money.usnews.com
Inflation-induced cutbacks? Not for Fido
Jan 24 2025
Petflation has the zoomies, outpacing overall inflation by 1.7% over the past 5 years. Empower data shows that, on average, Americans spent $318 a month on their pets last year....
empower.com
How COVID Inflation Spike Hit the Disability Community
Jan 18 2025
People with disabilities make all kinds of purchases most workers never need. They might have to buy a wheelchair, build an access ramp, or take cabs because they can’t drive. People with hearin...
crr.bc.edu
The Hidden Upside of Inflation: How to Make It Work for You
Jan 18 2025
When you hear about inflation, your first thought probably isn’t, “Oh great, how can this work to my advantage?” After all, inflation has a reputation for eroding purchasing power an...
dadisfire.com
Unexpected Ways Inflation Impacts Your Life: What You Should Know
Dec 28 2024
Inflation might sound like a dry economic term or a mere financial concept, but it sneaks into our everyday lives in surprising ways. You may think it only affects big-ticket items or the stock market...
dadisfire.com
Americans Resolving to be ‘Practical’ Financially in 2025
Dec 18 2024
Fidelity’s 16th Annual Resolutions Study finds unexpected expenses and inflation are top…...
401kspecialistmag.com
INFLATION untamed … good or bad for stocks? 241215
Dec 15 2024
Episode 459: Inflation numbers keep coming in higher than “expected”. The Fed will likely not cut rates as much as anticipated in 2025. The Market hasn’t been happy about that. Beyon...
wealthsteading.com
Gen X Planning to Retire Later Due to Caregiving and Inflation
Dec 06 2024
New study from IRALOGIX examines challenges of managing withdrawals; finds half of…...
401kspecialistmag.com
Advisers Share What They and Their Clients Are Thankful For
Nov 28 2024
From pie to growing retirement accounts to moderating inflation, financial advisers and their clients have much to be happy about this Thanksgiving....
kiplinger.com
Two withdrawal strategies: Fixed-Dollar plus Inflation and Fixed % of Portfolio
Nov 24 2024
Hi all. I’ve been reading about different withdrawal strategies when making the leap to retirement. It seems there is the “4% Rule,” which suggests withdrawing 4% in year one and adj...
reddit.com
Scared To Spend? (You’re Not Alone)
Nov 21 2024
It’s hard to spend money in retirement. I get it. I’ve been there. That paycheck has stopped, inflation is rampant, and you’re afraid your money may run out before you […] The...
theretirementmanifesto.com
TIPS vs. I-Bonds: Which to Use for Inflation Protection in Your Portfolio
Oct 15 2024
Inflation is a major risk for investors, especially those investing in fixed-income investments such as bonds. Treasury Inflation-Protected Securities (TIPS) ... Read more...
physicianonfire.com
Social Security COLA drops as inflation cools
Sep 25 2024
But over the last four years, the COLA has fully protected retirees. The inflation data for August gives us a pretty good idea about the likely magnitude of Social Security’s cost-of-living adju...
crr.bc.edu
Tech’s Next Bull Run: Time to Ride the Post-Fed Wave?
Sep 23 2024
This week, all eyes are on the Fed’s Core PCE inflation report, which is expected to guide markets after last ... Read more...
physicianonfire.com
Presidential Election, Interest Rates Top Investor Concerns for Next Decade
Sep 10 2024
Investors in the Janus Henderson report also cited concerns over inflation, stock market…...
401kspecialistmag.com
Why You Must Adjust for Inflation in Long-Term Planning
Aug 25 2024
Inflation is real, and it'll have a serious impact on your life. You have to be sure you're planning for inflation when building a nest egg. The post Why You Must Adjust for Inflation in Long-Term Pla...
whitecoatinvestor.com
Inflation Is on the Way Out, But High Prices Make Life Seem “Unaffordable”
Aug 19 2024
The public dialogue about the economy seems to confuse “inflation” with “high prices.”…...
crr.bc.edu
Falling inflation figures could mean an even smaller Social Security COLA in 2025
Aug 16 2024
The next few weeks will be critical as the COLA is determined on the average inflation rate in the third quarter — July, August and September — versus the average third-quarter inflation a...
financial-planning.com
Got a Hot Rate on a Money Market Account? Think Again
Jul 29 2024
After taxes and inflation, the real return you get may not be as good as you think. Here's another approach to consider: fixed deferred annuities....
kiplinger.com
How Much Does Inflation Affect Retirees?
Jul 26 2024
For several years before the pandemic, everyone became complacent about an inflation rate hovering reliably around 2 percent. We were jolted from our torpor by the COVID spike in inflation to nearly 9...
crr.bc.edu
What Is Social Inflation, and How Does It Impact the Rising Costs of Medical Malpractice Insurance?
Jul 12 2024
By Max Schloemann, Guest Writer Social inflation in the United States continues to intensify and bear influence on liability-based industries. This cultural shift toward more extravagant claims and in...
whitecoatinvestor.com
How Does Inflation Impact Retirement?
Jul 03 2024
Though the rate of inflation has decreased over the past two years from a high of 9%, many consumers are still worried about rising prices. This is especially true for retirees, who don't have the abi...
ofdollarsanddata.com
How Did Older Households React to Inflation?
Jul 03 2024
Preserving consumption in the short-term means less resources for the future. We just released a study that introduces behavioral responses when looking at the effect of inflation on consumption and w...
crr.bc.edu
How Do Older Households React to Inflation?
Jul 03 2024
Thebrief’skey findings are: Without any behavioral response, high inflation generally harms older households by reducing their consumption and wealth. But new survey data show that people do res...
crr.bc.edu
Ask a Financial Pro: Inflation Seems to Be Eating Away at My Future Spending Power. How Do I Plan for Inflation in Retirement?
Jul 03 2024
The key to beating inflation in retirement is to account for it and incorporate it into your plan....
money.usnews.com
Third Quarter Finance Tips to Turn Things Around
Jun 25 2024
In mid-2024, Americans are still facing high inflation and high interest rates. And they are saving less and spending less. According to data from the Commerce Department, “The personal saving r...
401kmaneuver.com
16 Legit Remote Side Hustles [Up to $15k/month]
Jun 24 2024
Around 54% of working Americans have a side hustle to make extra income. We can’t say we’re surprised to hear this. Between slow wage growth and rising inflation rates, taking on a side hu...
thinksaveretire.com
Inflation Hurts Both Near Retirees and Retirees – Here’s How
Jun 18 2024
Impact depends on sources of income, asset holdings, and the amount of fixed-rate debt. In June 2022, U.S. inflation peaked at 8.9 percent – a dramatically high level after nearly three decades ...
crr.bc.edu
Plan Sponsors Lean on Fixed Income, Inflation Protection to Boost Retirement Readiness
Jun 05 2024
DC plan sponsors are making changes to their benefits to set workers up for retirement…...
401kspecialistmag.com
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About Inflation
Inflation can have an impact on retirement planning, as it can affect the purchasing power of retirement savings over time. For example, if you are saving for retirement and expect to receive a certain amount of income from your savings in the future, but inflation is rising, the purchasing power of that money may be reduced by the time you retire.
To account for the effects of inflation on retirement savings, it may be helpful to use an inflation-adjusted retirement calculator or to invest in assets that are expected to increase in value over time, such as stocks or real estate. It may also be advisable to save more for retirement than you initially think you will need, in order to ensure that you have enough money to maintain your desired standard of living in retirement, even if inflation rises.
It's also important to consider the impact of inflation on your retirement income sources. For example, if you are planning to rely on Social Security benefits in retirement, those benefits may be adjusted for inflation through the Cost of Living Adjustment (COLA). However, the COLA may not fully keep up with the rate of inflation, meaning that the purchasing power of your Social Security benefits may still decline over time.
It's a good idea to regularly review and update your retirement plan to ensure that it takes into account any potential impacts of inflation.