Inflation

INFLATION untamed … good or bad for stocks? 241215

Dec 15 2024

Episode 459: Inflation numbers keep coming in higher than “expected”. The Fed will likely not cut rates as much as anticipated in 2025. The Market hasn’t been happy about that. Beyon...

wealthsteading.com

Gen X Planning to Retire Later Due to Caregiving and Inflation

Dec 06 2024

New study from IRALOGIX examines challenges of managing withdrawals; finds half of…...

401kspecialistmag.com

Advisers Share What They and Their Clients Are Thankful For

Nov 28 2024

From pie to growing retirement accounts to moderating inflation, financial advisers and their clients have much to be happy about this Thanksgiving....

kiplinger.com

Accounts

Two withdrawal strategies: Fixed-Dollar plus Inflation and Fixed % of Portfolio

Nov 24 2024

Hi all. I’ve been reading about different withdrawal strategies when making the leap to retirement. It seems there is the “4% Rule,” which suggests withdrawing 4% in year one and adj...

reddit.com

Withdrawals

Portfolio

Scared To Spend? (You’re Not Alone)

Nov 21 2024

It’s hard to spend money in retirement. I get it. I’ve been there. That paycheck has stopped, inflation is rampant, and you’re afraid your money may run out before you […] The...

theretirementmanifesto.com

TIPS vs. I-Bonds: Which to Use for Inflation Protection in Your Portfolio

Oct 15 2024

Inflation is a major risk for investors, especially those investing in fixed-income investments such as bonds. Treasury Inflation-Protected Securities (TIPS) ... Read more...

physicianonfire.com

Portfolio

Bonds

Social Security COLA drops as inflation cools

Sep 25 2024

But over the last four years, the COLA has fully protected retirees. The inflation data for August gives us a pretty good idea about the likely magnitude of Social Security’s cost-of-living adju...

crr.bc.edu

Social Security

Tech’s Next Bull Run: Time to Ride the Post-Fed Wave?

Sep 23 2024

This week, all eyes are on the Fed’s Core PCE inflation report, which is expected to guide markets after last ... Read more...

physicianonfire.com

Presidential Election, Interest Rates Top Investor Concerns for Next Decade

Sep 10 2024

Investors in the Janus Henderson report also cited concerns over inflation, stock market…...

401kspecialistmag.com

Why You Must Adjust for Inflation in Long-Term Planning

Aug 25 2024

Inflation is real, and it'll have a serious impact on your life. You have to be sure you're planning for inflation when building a nest egg. The post Why You Must Adjust for Inflation in Long-Term Pla...

whitecoatinvestor.com

Inflation Is on the Way Out, But High Prices Make Life Seem “Unaffordable”

Aug 19 2024

The public dialogue about the economy seems to confuse “inflation” with “high prices.”…...

crr.bc.edu

Falling inflation figures could mean an even smaller Social Security COLA in 2025

Aug 16 2024

The next few weeks will be critical as the COLA is determined on the average inflation rate in the third quarter — July, August and September — versus the average third-quarter inflation a...

financial-planning.com

Got a Hot Rate on a Money Market Account? Think Again

Jul 29 2024

After taxes and inflation, the real return you get may not be as good as you think. Here's another approach to consider: fixed deferred annuities....

kiplinger.com

Taxes

Annuities

How Much Does Inflation Affect Retirees?

Jul 26 2024

For several years before the pandemic, everyone became complacent about an inflation rate hovering reliably around 2 percent. We were jolted from our torpor by the COVID spike in inflation to nearly 9...

crr.bc.edu

How Much

What Is Social Inflation, and How Does It Impact the Rising Costs of Medical Malpractice Insurance?

Jul 12 2024

By Max Schloemann, Guest Writer Social inflation in the United States continues to intensify and bear influence on liability-based industries. This cultural shift toward more extravagant claims and in...

whitecoatinvestor.com

Insurance

How Does Inflation Impact Retirement?

Jul 03 2024

Though the rate of inflation has decreased over the past two years from a high of 9%, many consumers are still worried about rising prices. This is especially true for retirees, who don't have the abi...

ofdollarsanddata.com

How Did Older Households React to Inflation?

Jul 03 2024

Preserving consumption in the short-term means less resources for the future. We just released a study that introduces behavioral responses when looking at the effect of inflation on consumption and w...

crr.bc.edu

How Do Older Households React to Inflation?

Jul 03 2024

Thebrief’skey findings are: Without any behavioral response, high inflation generally harms older households by reducing their consumption and wealth. But new survey data show that people do res...

crr.bc.edu

Ask a Financial Pro: Inflation Seems to Be Eating Away at My Future Spending Power. How Do I Plan for Inflation in Retirement?

Jul 03 2024

The key to beating inflation in retirement is to account for it and incorporate it into your plan....

money.usnews.com

Spending

Third Quarter Finance Tips to Turn Things Around

Jun 25 2024

In mid-2024, Americans are still facing high inflation and high interest rates. And they are saving less and spending less. According to data from the Commerce Department, “The personal saving r...

401kmaneuver.com

Savings

Spending

16 Legit Remote Side Hustles [Up to $15k/month]

Jun 24 2024

Around 54% of working Americans have a side hustle to make extra income. We can’t say we’re surprised to hear this. Between slow wage growth and rising inflation rates, taking on a side hu...

thinksaveretire.com

Income

Side Hustle

Inflation Hurts Both Near Retirees and Retirees – Here’s How

Jun 18 2024

Impact depends on sources of income, asset holdings, and the amount of fixed-rate debt. In June 2022, U.S. inflation peaked at 8.9 percent – a dramatically high level after nearly three decades ...

crr.bc.edu

Plan Sponsors Lean on Fixed Income, Inflation Protection to Boost Retirement Readiness

Jun 05 2024

DC plan sponsors are making changes to their benefits to set workers up for retirement…...

401kspecialistmag.com

Income

How Does Inflation Impact Near Retirees and Retirees?

Jun 04 2024

Thebrief’skey findings are: High inflation generally harms older households, but the impact varies by retirement status and wealth. Retirees are hurt more than near retirees because, outside of ...

crr.bc.edu

Social Security COLA: Projected 2025 Payments Tick up on Latest Inflation Data

Jun 03 2024

Social Security COLA: Projected 2025 Payments Tick up on Latest Inflation Data...

money.com

Social Security

Inflation Is Pushing Many Older Americans Into ‘Un-Retirement’

Jun 03 2024

Inflation Is Pushing Many Older Americans Into ‘Un-Retirement’...

money.com

The Expense That’s Covertly Boosting Your Personal Inflation Rate

May 17 2024

A common expense that isn't included in the Consumer Price Index increased rapidly the last few years....

forbes.com

What Risks Do Near Retirees and Retirees Face from Inflation?

May 16 2024

Abstract In June 2022, U.S. inflation peaked at 8.9 percent – a dramatically high level after nearly three decades of relatively stable prices. Because inflation has been so low for so long, the...

crr.bc.edu

Risks

How Do Households React to Inflation? New Survey Evidence

May 16 2024

Abstract U.S. inflation peaked at 8.9 percent in June 2022, and, while the rate has declined substantially since then, inflation remains an important concern. This paper uses a new survey of household...

crr.bc.edu

What Risks Do Near Retirees and Retirees Face from Inflation, and How Do They React?

May 16 2024

Thereport’skey findings are: High inflation tends to harm older households, but the size of the impact varies due to three factors: the extent to which income and assets keep up with rising pric...

crr.bc.edu

Risks

?? Find Out Why Retirement’s ‘Magic Number’ Increases (AARP Article)

May 14 2024

FROM ARTICLE - SEE ARTICLE FOR MORE! Why the Retirement ‘Magic Number’ Keeps Getting Bigger. Inflation fears, longer lives fuel spike in what Americans believe they’ll need to retire...

community.aarp.org

Stagflation: When Inflation Meets Stagnation and What to Do About It

May 10 2024

First, before reading this article, know that there are solutions to every economic problem – at both the personal and macro economic level. So, even though there is renewed talk of the economy ...

newretirement.com

Good Debt Versus Bad Debt And Ways You Can Benefit From Inflation

Apr 30 2024

With inflation remaining aggravatingly high, it’s easy to assume this works against you in all parts of life. But there are ways the self-employed can benefit....

forbes.com

Debt

Why are Consumers So Glum? Inflation and High Rates

Apr 23 2024

The recession that economists predicted has never materialized. Unemployment has been under 4 percent for more than two years, a low more characteristic of the go-go 1960s than modern times. But altho...

crr.bc.edu

Market Selloff- UTILITY STOCKS 240413

Apr 13 2024

Episode 446: Stubborn inflation & geopolitical instability are causing a stock market selloff. That shouldn’t come as a surprise to Wealthsteading Podcast listeners. So far, the decline is s...

wealthsteading.com

Food Prices Rise As Consumers Struggle: What You Need To Know

Mar 28 2024

Food prices rise. Consumers struggle. Will food prices fall? Will the Fed reach its 2.0% inflation target? Will the cost of milk, bacon, and other staples decline?...

forbes.com

The Social Security COLA Estimate for 2025 Just Increased Thanks to Inflation

Mar 18 2024

There's been a big spike in retirement accounts worth $1 million or more....

money.com

Social Security

Early 2025 Social Security COLA Forecast Inches Up on Inflation Data

Feb 15 2024

Long-term projection still sits well below this year’s 3.2% increase...

401kspecialistmag.com

If You Want to Retire in 2025, Here's What You Need to Prep Now

Feb 07 2024

Here's how to strategize withdrawals, optimize tax advantages and beat inflation ahead of a 2025 retirement....

money.usnews.com

Impact of inflation on retirement funding plans

Feb 04 2024

So I have a realistic budget built and was analyzing my required yearly withdrawals from my retirement along with social security etc. I made an assumption of 4%inflation each year. Looking ten years ...

reddit.com

What Is Inflation Risk And How Can It Affect Your Retirement?

Dec 28 2023

Inflation is a long-term risk that can quietly eat away at your retirement security over several decades. It’s smart to plan ahead to reduce your risk....

forbes.com

Risks

5 ways retirement changed in 2023

Dec 27 2023

The year saw both progress and problems, from glitches in the Inflation Reduction Act to a controversial new rule for advisors....

financial-planning.com

Advisors

4 Smart Money Moves in 2024 That Could Make Your Money Go Further in Retirement!

Dec 26 2023

If you’re interested in learning about effective strategies to help you pay fewer taxes, generate income, minimize risk, and protect yourself from inflation in retirement… then don’...

bossretirement.com

What America’s Retirement Downgrade Means To You!

Dec 26 2023

Tax increases, stubborn inflation, skyrocketing healthcare costs… And Social Security’s running out of money. It’s no wonder America’s retirement system just got downgraded. H...

bossretirement.com

The Fed is still pushing to get inflation down. Do people feel it?

Dec 23 2023

Laura Stover, RFC® is discussing the recent decision by the Federal Reserve to leave interest rates unchanged and the potential implications for retirees and investors. We will also explore the on...

redefiningwealth.info

Inflation a scourge for retirees? Ottawa’s silver lining(s)

Dec 19 2023

While inflation and taxes are both major scourges for retirees, there’s a silver lining in how the two interact. That’s because the federal government builds in a degree of inflation-index...

moneysense.ca

Fed Pivot…what did they actually say? 231217

Dec 17 2023

Episode 438: Fed isn’t planning to hit 2% inflation target until end of 2026. Fed rate cuts in 2024 would keep the yield curve inverted. Sign up for free ALERTs & Market Commentary at: https...

wealthsteading.com

Retirement confidence jumps as inflation eases and stocks rise

Dec 08 2023

As hopes for a "Santa rally" rise, advisors and their clients are feeling more hopeful about the economy than they have in months....

financial-planning.com

Higher Rates Can Help Retirees but Stocks Outpace Inflation

Dec 08 2023

Investors who want to lock in safe income may be hurt over the long haul if they don’t also hold stocks, our columnist says....

nytimes.com