Inflation
Showing 50 results of 82
TIPS vs. I-Bonds: Which to Use for Inflation Protection in Your Portfolio
Oct 15 2024
Inflation is a major risk for investors, especially those investing in fixed-income investments such as bonds. Treasury Inflation-Protected Securities (TIPS) ... Read more...
physicianonfire.com
Social Security COLA drops as inflation cools
Sep 25 2024
But over the last four years, the COLA has fully protected retirees. The inflation data for August gives us a pretty good idea about the likely magnitude of Social Security’s cost-of-living adju...
crr.bc.edu
Tech’s Next Bull Run: Time to Ride the Post-Fed Wave?
Sep 23 2024
This week, all eyes are on the Fed’s Core PCE inflation report, which is expected to guide markets after last ... Read more...
physicianonfire.com
Presidential Election, Interest Rates Top Investor Concerns for Next Decade
Sep 10 2024
Investors in the Janus Henderson report also cited concerns over inflation, stock market…...
401kspecialistmag.com
Why You Must Adjust for Inflation in Long-Term Planning
Aug 25 2024
Inflation is real, and it'll have a serious impact on your life. You have to be sure you're planning for inflation when building a nest egg. The post Why You Must Adjust for Inflation in Long-Term Pla...
whitecoatinvestor.com
Inflation Is on the Way Out, But High Prices Make Life Seem “Unaffordable”
Aug 19 2024
The public dialogue about the economy seems to confuse “inflation” with “high prices.”…...
crr.bc.edu
Falling inflation figures could mean an even smaller Social Security COLA in 2025
Aug 16 2024
The next few weeks will be critical as the COLA is determined on the average inflation rate in the third quarter — July, August and September — versus the average third-quarter inflation a...
financial-planning.com
Got a Hot Rate on a Money Market Account? Think Again
Jul 29 2024
After taxes and inflation, the real return you get may not be as good as you think. Here's another approach to consider: fixed deferred annuities....
kiplinger.com
How Much Does Inflation Affect Retirees?
Jul 26 2024
For several years before the pandemic, everyone became complacent about an inflation rate hovering reliably around 2 percent. We were jolted from our torpor by the COVID spike in inflation to nearly 9...
crr.bc.edu
What Is Social Inflation, and How Does It Impact the Rising Costs of Medical Malpractice Insurance?
Jul 12 2024
By Max Schloemann, Guest Writer Social inflation in the United States continues to intensify and bear influence on liability-based industries. This cultural shift toward more extravagant claims and in...
whitecoatinvestor.com
How Does Inflation Impact Retirement?
Jul 03 2024
Though the rate of inflation has decreased over the past two years from a high of 9%, many consumers are still worried about rising prices. This is especially true for retirees, who don't have the abi...
ofdollarsanddata.com
How Did Older Households React to Inflation?
Jul 03 2024
Preserving consumption in the short-term means less resources for the future. We just released a study that introduces behavioral responses when looking at the effect of inflation on consumption and w...
crr.bc.edu
How Do Older Households React to Inflation?
Jul 03 2024
Thebrief’skey findings are: Without any behavioral response, high inflation generally harms older households by reducing their consumption and wealth. But new survey data show that people do res...
crr.bc.edu
Ask a Financial Pro: Inflation Seems to Be Eating Away at My Future Spending Power. How Do I Plan for Inflation in Retirement?
Jul 03 2024
The key to beating inflation in retirement is to account for it and incorporate it into your plan....
money.usnews.com
Third Quarter Finance Tips to Turn Things Around
Jun 25 2024
In mid-2024, Americans are still facing high inflation and high interest rates. And they are saving less and spending less. According to data from the Commerce Department, “The personal saving r...
401kmaneuver.com
16 Legit Remote Side Hustles [Up to $15k/month]
Jun 24 2024
Around 54% of working Americans have a side hustle to make extra income. We can’t say we’re surprised to hear this. Between slow wage growth and rising inflation rates, taking on a side hu...
thinksaveretire.com
Inflation Hurts Both Near Retirees and Retirees – Here’s How
Jun 18 2024
Impact depends on sources of income, asset holdings, and the amount of fixed-rate debt. In June 2022, U.S. inflation peaked at 8.9 percent – a dramatically high level after nearly three decades ...
crr.bc.edu
Plan Sponsors Lean on Fixed Income, Inflation Protection to Boost Retirement Readiness
Jun 05 2024
DC plan sponsors are making changes to their benefits to set workers up for retirement…...
401kspecialistmag.com
How Does Inflation Impact Near Retirees and Retirees?
Jun 04 2024
Thebrief’skey findings are: High inflation generally harms older households, but the impact varies by retirement status and wealth. Retirees are hurt more than near retirees because, outside of ...
crr.bc.edu
Social Security COLA: Projected 2025 Payments Tick up on Latest Inflation Data
Jun 03 2024
Social Security COLA: Projected 2025 Payments Tick up on Latest Inflation Data...
money.com
Inflation Is Pushing Many Older Americans Into ‘Un-Retirement’
Jun 03 2024
Inflation Is Pushing Many Older Americans Into ‘Un-Retirement’...
money.com
The Expense That’s Covertly Boosting Your Personal Inflation Rate
May 17 2024
A common expense that isn't included in the Consumer Price Index increased rapidly the last few years....
forbes.com
What Risks Do Near Retirees and Retirees Face from Inflation?
May 16 2024
Abstract In June 2022, U.S. inflation peaked at 8.9 percent – a dramatically high level after nearly three decades of relatively stable prices. Because inflation has been so low for so long, the...
crr.bc.edu
How Do Households React to Inflation? New Survey Evidence
May 16 2024
Abstract U.S. inflation peaked at 8.9 percent in June 2022, and, while the rate has declined substantially since then, inflation remains an important concern. This paper uses a new survey of household...
crr.bc.edu
What Risks Do Near Retirees and Retirees Face from Inflation, and How Do They React?
May 16 2024
Thereport’skey findings are: High inflation tends to harm older households, but the size of the impact varies due to three factors: the extent to which income and assets keep up with rising pric...
crr.bc.edu
?? Find Out Why Retirement’s ‘Magic Number’ Increases (AARP Article)
May 14 2024
FROM ARTICLE - SEE ARTICLE FOR MORE! Why the Retirement ‘Magic Number’ Keeps Getting Bigger. Inflation fears, longer lives fuel spike in what Americans believe they’ll need to retire...
community.aarp.org
Stagflation: When Inflation Meets Stagnation and What to Do About It
May 10 2024
First, before reading this article, know that there are solutions to every economic problem – at both the personal and macro economic level. So, even though there is renewed talk of the economy ...
newretirement.com
Good Debt Versus Bad Debt And Ways You Can Benefit From Inflation
Apr 30 2024
With inflation remaining aggravatingly high, it’s easy to assume this works against you in all parts of life. But there are ways the self-employed can benefit....
forbes.com
Why are Consumers So Glum? Inflation and High Rates
Apr 23 2024
The recession that economists predicted has never materialized. Unemployment has been under 4 percent for more than two years, a low more characteristic of the go-go 1960s than modern times. But altho...
crr.bc.edu
Market Selloff- UTILITY STOCKS 240413
Apr 13 2024
Episode 446: Stubborn inflation & geopolitical instability are causing a stock market selloff. That shouldn’t come as a surprise to Wealthsteading Podcast listeners. So far, the decline is s...
wealthsteading.com
Food Prices Rise As Consumers Struggle: What You Need To Know
Mar 28 2024
Food prices rise. Consumers struggle. Will food prices fall? Will the Fed reach its 2.0% inflation target? Will the cost of milk, bacon, and other staples decline?...
forbes.com
The Social Security COLA Estimate for 2025 Just Increased Thanks to Inflation
Mar 18 2024
There's been a big spike in retirement accounts worth $1 million or more....
money.com
Early 2025 Social Security COLA Forecast Inches Up on Inflation Data
Feb 15 2024
Long-term projection still sits well below this year’s 3.2% increase...
401kspecialistmag.com
If You Want to Retire in 2025, Here's What You Need to Prep Now
Feb 07 2024
Here's how to strategize withdrawals, optimize tax advantages and beat inflation ahead of a 2025 retirement....
money.usnews.com
Impact of inflation on retirement funding plans
Feb 04 2024
So I have a realistic budget built and was analyzing my required yearly withdrawals from my retirement along with social security etc. I made an assumption of 4%inflation each year. Looking ten years ...
reddit.com
What Is Inflation Risk And How Can It Affect Your Retirement?
Dec 28 2023
Inflation is a long-term risk that can quietly eat away at your retirement security over several decades. It’s smart to plan ahead to reduce your risk....
forbes.com
5 ways retirement changed in 2023
Dec 27 2023
The year saw both progress and problems, from glitches in the Inflation Reduction Act to a controversial new rule for advisors....
financial-planning.com
4 Smart Money Moves in 2024 That Could Make Your Money Go Further in Retirement!
Dec 26 2023
If you’re interested in learning about effective strategies to help you pay fewer taxes, generate income, minimize risk, and protect yourself from inflation in retirement… then don’...
bossretirement.com
What America’s Retirement Downgrade Means To You!
Dec 26 2023
Tax increases, stubborn inflation, skyrocketing healthcare costs… And Social Security’s running out of money. It’s no wonder America’s retirement system just got downgraded. H...
bossretirement.com
The Fed is still pushing to get inflation down. Do people feel it?
Dec 23 2023
Laura Stover, RFC® is discussing the recent decision by the Federal Reserve to leave interest rates unchanged and the potential implications for retirees and investors. We will also explore the on...
redefiningwealth.info
Inflation a scourge for retirees? Ottawa’s silver lining(s)
Dec 19 2023
While inflation and taxes are both major scourges for retirees, there’s a silver lining in how the two interact. That’s because the federal government builds in a degree of inflation-index...
moneysense.ca
Fed Pivot…what did they actually say? 231217
Dec 17 2023
Episode 438: Fed isn’t planning to hit 2% inflation target until end of 2026. Fed rate cuts in 2024 would keep the yield curve inverted. Sign up for free ALERTs & Market Commentary at: https...
wealthsteading.com
Retirement confidence jumps as inflation eases and stocks rise
Dec 08 2023
As hopes for a "Santa rally" rise, advisors and their clients are feeling more hopeful about the economy than they have in months....
financial-planning.com
Higher Rates Can Help Retirees but Stocks Outpace Inflation
Dec 08 2023
Investors who want to lock in safe income may be hurt over the long haul if they don’t also hold stocks, our columnist says....
nytimes.com
Inflation-Proof Investing: How Physicians Can Build Wealth with Real Estate
Dec 01 2023
The 2023 real estate crash isn’t here yet, and we have a great guest article from our good friend Dr. ... Read more...
physicianonfire.com
What Is the Outlook for Retirement in 2024?
Nov 29 2023
Here's how to navigate inflation, potentially lower returns and changing rules for retirement withdrawals....
money.usnews.com
The Top 5 Financial Fears For the Next Generation of Retirees
Nov 20 2023
You may not realize it … The skyrocketing cost of healthcare. Continued inflation. Social security on life support. And the threat of higher taxes coming soon. Americans have a long list of con...
bossretirement.com
Lifestyle Inflation at The RB40 Household
Nov 13 2023
The key to financial independence is saving and investing as much as you can. The more you save, the more you’ll grow your net worth. I recommend saving 15% when you’re starting out and sh...
retireby40.org
TIPS vs I Bond: Which Inflation-Adjusted Bond Is Better?
Nov 11 2023
TIPS and I Bonds are inflation-adjusted IOUs issued by the U.S. Treasury. So, how are they different? In this post, ... Read more...
physicianonfire.com
The Fed is still pushing to get inflation down. Do people feel it?
Nov 08 2023
Laura Stover, RFC® is discussing the recent decision by the Federal Reserve to leave interest rates unchanged and the potential implications for retirees and investors. We will also explore the on...
redefiningwealth.info
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About Inflation
Inflation can have an impact on retirement planning, as it can affect the purchasing power of retirement savings over time. For example, if you are saving for retirement and expect to receive a certain amount of income from your savings in the future, but inflation is rising, the purchasing power of that money may be reduced by the time you retire.
To account for the effects of inflation on retirement savings, it may be helpful to use an inflation-adjusted retirement calculator or to invest in assets that are expected to increase in value over time, such as stocks or real estate. It may also be advisable to save more for retirement than you initially think you will need, in order to ensure that you have enough money to maintain your desired standard of living in retirement, even if inflation rises.
It's also important to consider the impact of inflation on your retirement income sources. For example, if you are planning to rely on Social Security benefits in retirement, those benefits may be adjusted for inflation through the Cost of Living Adjustment (COLA). However, the COLA may not fully keep up with the rate of inflation, meaning that the purchasing power of your Social Security benefits may still decline over time.
It's a good idea to regularly review and update your retirement plan to ensure that it takes into account any potential impacts of inflation.