Showing 50 results of 131
Mar 23 2025
Money isn’t just about earning, it’s about keeping it. Some risks are worth taking, but plenty of financial mistakes will cost you more than you realize. The problem is, most people don&rs...
dadisfire.com
Mar 17 2025
More Americans want to retire abroad, but loneliness can undermine your happiness and health, even in paradise. Here's how to avoid loneliness abroad....
kiplinger.com
Mar 14 2025
Older adults may lack protection. Here's the scoop on your risk, how to test immunity and where to find affordable boosters....
kiplinger.com
Mar 12 2025
The economy is already showing signs of slowing: less hiring and possibly rising inflation....
forbes.com
Mar 10 2025
ProFeds Founder, Chris Kowalik, assesses the inherent risk current facing the federal workforce and how agencies' RIF policies could leave many federal employees looking for work in the near future. K...
fedimpact.com
Mar 08 2025
Are you aiming to be rich in retirement or simply ensuring you won’t be poor? In this episode, Ryan Thacker and Tyson Thacker tackle the pivotal question: Should your retirement…...
bossretirement.com
Mar 03 2025
Feeling lonely isn’t good for anyone. Recent studies show the connection between loneliness in elders and dementia risk. Families need a strategy to mitigate this risk....
forbes.com
Feb 25 2025
Changing gears from growth to protection isn't easy for some folks. How do you do it? And when?...
kiplinger.com
Feb 24 2025
A good investment portfolio is diversified, low-cost, passively managed, and consistent with your risk tolerance. Which one is best for you? The post Best Investment Portfolios — 150+ Portfolios...
whitecoatinvestor.com
Feb 20 2025
Ever wonder how much more money you’d have if you could rewind your top financial mistakes? Where there’s smoke, there’s often fire – crucial lessons in managing risk. In this&...
bossretirement.com
Feb 13 2025
You can cut the cost of retirement planning by doing it yourself. But for something this important, it might be wiser to call in the professionals....
kiplinger.com
Feb 10 2025
At the age of 60, I attempted to swim 5,000 meters in an open lake competition. Halfway through, I realized I had taken on too much risk. The post Don’t Push Your Luck (Physically or Financially...
whitecoatinvestor.com
Feb 10 2025
Here's how proper preparation can help you successfully navigate these DST risks, from market uncertainties to structural limitations....
kiplinger.com
Feb 06 2025
From alcohol to gambling, adults spend a lot of money pursuing their vices, but are they jeopardizing their retirement nest eggs?...
kiplinger.com
Feb 04 2025
Do you ever feel like your retirement planning goals are always moving? You're not alone. We’ve found that people often move the goalposts in their own retirement planning, often to their detrim...
mysmartretirement.flemingfinancialservices.com
Feb 03 2025
As I write, the U.S. stock market is flirting with all-time highs. All three major indices—the Dow Jones Industrial Average, S&P 500 and Nasdaq Composite—seem to defy gravity. In aggre...
caniretireyet.com
Jan 31 2025
Abernathy-Daley analysis of Form 5500 filings indicate over 600,000 plans at risk...
401kspecialistmag.com
Jan 31 2025
Asset allocation determines how money in a financial portfolio is invested. Balancing your asset allocation can help limit your financial risks while maximizing profits....
annuity.org
Jan 30 2025
Discover the power of viewing retirement as a rebirth instead of an ending with retirement coach Karen Carr....
keilfp.com
Jan 29 2025
In this final episode of the Retirement Plan Live series, we welcome back Laura and Nick to discuss their unique perspectives on investment risk and aging, particularly from the viewpoint of individua...
share.transistor.fm
Jan 27 2025
A recent Supreme Court decision in Connelly v. United States has sent shockwaves through closely held businesses employing life-insurance-funded redemption-type buy-sell agreements. In this episode, w...
sites.libsyn.com
Jan 24 2025
Putting all of your nest egg in one basket is risky. Try putting it in three buckets for short-term, medium-term and long-term needs instead....
kiplinger.com
Jan 22 2025
The first 10 years of retirement are some of the riskiest for your investments, but channeling your inner Karate Kid may help defend your funds against losses....
kiplinger.com
Jan 15 2025
Talking about finding balance in our lives and discussing how to know what our risk tolerance is in the finance space and our lifestyle. Also an interview with Dr. Jordan Grumet, who is passionate abo...
whitecoatinvestor.com
Jan 14 2025
What is the risk with BDCs, or business development company funds? Edward in Illinois wants to know. Do Pebbles and Bam Bam in Kentuckystone have too much invested in T-bills? Are mutual funds or ETFs...
purefinancial.com
Jan 12 2025
In prior posts, we’ve discussed the three M’s that constitute the actuarial process for keeping your spending in retirement on track and consistent with your spending goals: Measuring your...
howmuchcaniaffordtospendinretirement.blogspot.com
Jan 09 2025
Cognitive decline and aging in general put older retirees at risk of losing their financial security when they're the most vulnerable. What can be done?...
kiplinger.com
Jan 06 2025
Women now make up a larger portion of unhoused Americans — and their role as caregivers plays a part in that risk This is part 2 in a 4-part series on older adults and homelessness. Read part 1 ...
wiserwomen.org
Dec 31 2024
As retirement approaches, keep an eye out for the last remaining bumps in the road that could put a serious dent in your hard-earned savings....
kiplinger.com
Dec 28 2024
Sneaky investment fees may delay your retirement by four years if you're not careful. Here's how to spot and rein in those fees....
kiplinger.com
Dec 23 2024
While OAA programs will continue to be funded at current levels until March, it has become a potential target for substantial spending reductions....
forbes.com
Dec 20 2024
What determines financial “success”? A major factor includes your ability to play financial defense and minimize the severity of potential investment failure. In this episode, we discuss: ...
retirewithpurpose.com
Dec 05 2024
In this episode, we explore an unrefined, yet accurate, approach to determining your risk tolerance. Beyond traditional risk tolerance questionnaires that often fluctuate with market conditions, we in...
sites.libsyn.com
Nov 30 2024
I firmly believe that above-average wealth is largely a result of luck. If we fail to recognize our lucky financial breaks, we risk confusing our abilities with good economic times. This overconfidenc...
financialsamurai.com
Nov 26 2024
You need to understand this risk, or you might run out of money in retirement. Here's how it works — and some mitigation strategies for financial stability....
kiplinger.com
Nov 23 2024
Unless you can answer these three important questions, you may be at risk for the biggest retirement worry there is: Running out of money....
kiplinger.com
Nov 20 2024
To solidify your retirement plan, write it down, reduce your market risk and allocate more safe money into your plan for income....
kiplinger.com
Nov 13 2024
After reviewing my analysis on a conversation I had with a financial professional in 2013, I decided to take another close look at my finances. To my surprise, I uncovered a huge gap between my percei...
financialsamurai.com
Nov 12 2024
We know you can and should take some risk when investing in stocks, but does that same principle apply to real estate investing? The post You Can Dial Back Real Estate Risk appeared first on The White...
whitecoatinvestor.com
Nov 11 2024
Did you know the Social Security Trust Fund is projected to run out of money in less than 10 years? And now BARRONS has reported if this happens… an average…...
bossretirement.com
Oct 23 2024
Ron Surz says fund managers are coming to market with PTDAs melding target date glidepaths…...
401kspecialistmag.com
Oct 22 2024
If someone decides to retire and live off of their investment portfolio, an important detail called the sequence of returns risk can be one of the most critical components to comprehend. You might hav...
routetoretire.com
Oct 09 2024
As we approach the final quarter, it’s time to talk about financial risks that could significantly cost you. Let’s say you’ve made a financial goal for 2024. If you aren’t payi...
401kmaneuver.com
Oct 08 2024
Are short-term savings using an adjustable rate mortgage worth the risk of rate hikes? In this podcast, we cover how adjustable rate mortgages (ARMs) work, how they differ from fixed-rate mortgages, a...
buzzsprout.com
Oct 03 2024
Bonds are dramatically safer than investing in stocks, real estate, or speculation, but there is still risk when you invest with bonds. The post The 3 Risks of Bond Investing — And How to Beat T...
whitecoatinvestor.com
Oct 01 2024
James explores the concept of sequence of return risk in retirement planning. Most people are unaware of how risky this is, as it doesn’t become an issue until you begin living off your portfoli...
buzzsprout.com
Sep 27 2024
I'm generally a risk-averse person. I don't drive motorcycles. I don't own individual stocks. I don't deadlift anything heavier than my bodyweight. When analyzing a new situation I tend to focus on wh...
ofdollarsanddata.com
Sep 10 2024
If you’ve ever wondered how to find the right balance between risk and reward in sports betting or financial investments, the Kelly Criterion might just be the answer. Developed by John L. Kelly...
thinksaveretire.com
Sep 07 2024
Here some ways to mitigate longevity risk into your existing retirement plans....
kiplinger.com
Sep 05 2024
Are you a risk seeker or a risk mitigator? Although both can find success, it’s important to understand your style. In this episode, we discuss: The correlation between golf tactics and investme...
retirewithpurpose.com
Filter content by these topic groups:
There are a number of risks that can affect your retirement savings and plans. Some common risks to consider include:
1. Investment risk: The value of your retirement savings can fluctuate based on the performance of your investments. If the investments you have chosen underperform, it could impact the amount of money you have available for retirement.
2. Inflation risk: The purchasing power of your retirement savings may be eroded over time due to inflation.
3. Longevity risk: You may live longer than you expect, which could result in your retirement savings running out before you die.
4. Health care costs: Health care expenses can be a significant expense in retirement, and they can be difficult to predict.
5. Market risks: Economic downturns or market volatility can impact the value of your retirement savings.