Risks

DIY Retirement Planning: A Smart Move or a Risky Endeavor?

Feb 13 2025

You can cut the cost of retirement planning by doing it yourself. But for something this important, it might be wiser to call in the professionals....

kiplinger.com

Don’t Push Your Luck (Physically or Financially)

Feb 10 2025

At the age of 60, I attempted to swim 5,000 meters in an open lake competition. Halfway through, I realized I had taken on too much risk. The post Don’t Push Your Luck (Physically or Financially...

whitecoatinvestor.com

Six Risks of Delaware Statutory Trusts in 1031 Exchanges

Feb 10 2025

Here's how proper preparation can help you successfully navigate these DST risks, from market uncertainties to structural limitations....

kiplinger.com

Trusts

Is Your Vice Putting Your Retirement at Risk?

Feb 06 2025

From alcohol to gambling, adults spend a lot of money pursuing their vices, but are they jeopardizing their retirement nest eggs?...

kiplinger.com

Ep 398: Moving Your Retirement Goalpost- Is It Worth The Risk?

Feb 04 2025

Do you ever feel like your retirement planning goals are always moving? You're not alone. We’ve found that people often move the goalposts in their own retirement planning, often to their detrim...

mysmartretirement.flemingfinancialservices.com

How Do You Manage Risk?

Feb 03 2025

As I write, the U.S. stock market is flirting with all-time highs. All three major indices—the Dow Jones Industrial Average, S&P 500 and Nasdaq Composite—seem to defy gravity. In aggre...

caniretireyet.com

Vast Majority of 401(k)s Have a ‘Red Flag’ Fiduciary or Regulatory Violation: Study

Jan 31 2025

Abernathy-Daley analysis of Form 5500 filings indicate over 600,000 plans at risk...

401kspecialistmag.com

Balancing Asset Allocation: Mitigating Investment Risk in a Changing Market

Jan 31 2025

Asset allocation determines how money in a financial portfolio is invested. Balancing your asset allocation can help limit your financial risks while maximizing profits....

annuity.org

The Hidden Risks and Rewards of Retirement with Karen Carr

Jan 30 2025

Discover the power of viewing retirement as a rebirth instead of an ending with retirement coach Karen Carr....

keilfp.com

Rocking a Solo Retirement: Nick's Views/Laura's Views

Jan 29 2025

In this final episode of the Retirement Plan Live series, we welcome back Laura and Nick to discuss their unique perspectives on investment risk and aging, particularly from the viewpoint of individua...

share.transistor.fm

Supreme Court Ruling: The Hidden Risks in Life-Insurance Buy-Sell Agreements

Jan 27 2025

A recent Supreme Court decision in Connelly v. United States has sent shockwaves through closely held businesses employing life-insurance-funded redemption-type buy-sell agreements. In this episode, w...

sites.libsyn.com

Insurance

Secure Your Retirement Paycheck: The Power of Three Buckets

Jan 24 2025

Putting all of your nest egg in one basket is risky. Try putting it in three buckets for short-term, medium-term and long-term needs instead....

kiplinger.com

Risk On, Risk Off: The Mr. Miyagi Approach to Retirement Planning

Jan 22 2025

The first 10 years of retirement are some of the riskiest for your investments, but channeling your inner Karate Kid may help defend your funds against losses....

kiplinger.com

Risk vs. Reward — How to Find the Balance

Jan 15 2025

Talking about finding balance in our lives and discussing how to know what our risk tolerance is in the finance space and our lifestyle. Also an interview with Dr. Jordan Grumet, who is passionate abo...

whitecoatinvestor.com

Choosing the Right Investments for You - 512

Jan 14 2025

What is the risk with BDCs, or business development company funds? Edward in Illinois wants to know. Do Pebbles and Bam Bam in Kentuckystone have too much invested in T-bills? Are mutual funds or ETFs...

purefinancial.com

Measuring and Managing Your Financial Risks in Retirement

Jan 12 2025

In prior posts, we’ve discussed the three M’s that constitute the actuarial process for keeping your spending in retirement on track and consistent with your spending goals: Measuring your...

howmuchcaniaffordtospendinretirement.blogspot.com

What We Need to Do to Protect Retirees' Financial Security

Jan 09 2025

Cognitive decline and aging in general put older retirees at risk of losing their financial security when they're the most vulnerable. What can be done?...

kiplinger.com

Over the Threshold: Women and Homelessness

Jan 06 2025

Women now make up a larger portion of unhoused Americans — and their role as caregivers plays a part in that risk This is part 2 in a 4-part series on older adults and homelessness. Read part 1 ...

wiserwomen.org

Buckle Up: Five Risks to Avoid on the Road to Retirement

Dec 31 2024

As retirement approaches, keep an eye out for the last remaining bumps in the road that could put a serious dent in your hard-earned savings....

kiplinger.com

Are Investment Fees Putting Your Retirement at Risk?

Dec 28 2024

Sneaky investment fees may delay your retirement by four years if you're not careful. Here's how to spot and rein in those fees....

kiplinger.com

GOP Budget Squabble Puts The Older Americans Act At Risk

Dec 23 2024

While OAA programs will continue to be funded at current levels until March, it has become a potential target for substantial spending reductions....

forbes.com

Budget

474: The Reality of Investment Risk: Why Low Probability of Loss Doesn’t Equal Low Risk

Dec 20 2024

What determines financial “success”? A major factor includes your ability to play financial defense and minimize the severity of potential investment failure. In this episode, we discuss: ...

retirewithpurpose.com

How to Determine Your Risk Tolerance

Dec 05 2024

In this episode, we explore an unrefined, yet accurate, approach to determining your risk tolerance. Beyond traditional risk tolerance questionnaires that often fluctuate with market conditions, we in...

sites.libsyn.com

How One Lucky Financial Break Can Change Everything For Good

Nov 30 2024

I firmly believe that above-average wealth is largely a result of luck. If we fail to recognize our lucky financial breaks, we risk confusing our abilities with good economic times. This overconfidenc...

financialsamurai.com

Wealth

Sequence of Return Risk: How Retirees Can Protect Themselves

Nov 26 2024

You need to understand this risk, or you might run out of money in retirement. Here's how it works — and some mitigation strategies for financial stability....

kiplinger.com

The Three Financial Questions Every Retiree Asks (or Should)

Nov 23 2024

Unless you can answer these three important questions, you may be at risk for the biggest retirement worry there is: Running out of money....

kiplinger.com

Out Of Money

For a More Secure Retirement, Build in Some 'Safe Money'

Nov 20 2024

To solidify your retirement plan, write it down, reduce your market risk and allocate more safe money into your plan for income....

kiplinger.com

Income

Uncover Your True Investment Risk Profile: It’s Not What You Think

Nov 13 2024

After reviewing my analysis on a conversation I had with a financial professional in 2013, I decided to take another close look at my finances. To my surprise, I uncovered a huge gap between my percei...

financialsamurai.com

You Can Dial Back Real Estate Risk

Nov 12 2024

We know you can and should take some risk when investing in stocks, but does that same principle apply to real estate investing? The post You Can Dial Back Real Estate Risk appeared first on The White...

whitecoatinvestor.com

Estate

Real Estate

Are Your Social Security Benefits at Risk?

Nov 11 2024

Did you know the Social Security Trust Fund is projected to run out of money in less than 10 years? And now BARRONS has reported if this happens… an average…...

bossretirement.com

Social Security

Personalized Target Date Accounts Provide Ability to Manage Risk Preferences

Oct 23 2024

Ron Surz says fund managers are coming to market with PTDAs melding target date glidepaths…...

401kspecialistmag.com

The Funny Thing About Sequence of Returns Risk…

Oct 22 2024

If someone decides to retire and live off of their investment portfolio, an important detail called the sequence of returns risk can be one of the most critical components to comprehend. You might hav...

routetoretire.com

5 Financial Risks to Plan for Now before Year-End

Oct 09 2024

As we approach the final quarter, it’s time to talk about financial risks that could significantly cost you. Let’s say you’ve made a financial goal for 2024. If you aren’t payi...

401kmaneuver.com

Are Adjustable Rate Mortgages Right for You in a High Interest Rate Environment?

Oct 08 2024

Are short-term savings using an adjustable rate mortgage worth the risk of rate hikes? In this podcast, we cover how adjustable rate mortgages (ARMs) work, how they differ from fixed-rate mortgages, a...

buzzsprout.com

Savings

Real Estate

The 3 Risks of Bond Investing — And How to Beat Them

Oct 03 2024

Bonds are dramatically safer than investing in stocks, real estate, or speculation, but there is still risk when you invest with bonds. The post The 3 Risks of Bond Investing — And How to Beat T...

whitecoatinvestor.com

Investing

3 Ways to Protect Against Sequence of Return Risk in Retirement

Oct 01 2024

James explores the concept of sequence of return risk in retirement planning. Most people are unaware of how risky this is, as it doesn’t become an issue until you begin living off your portfoli...

buzzsprout.com

Embrace the Uncertainty: On the Benefits of Upside Surprises

Sep 27 2024

I'm generally a risk-averse person. I don't drive motorcycles. I don't own individual stocks. I don't deadlift anything heavier than my bodyweight. When analyzing a new situation I tend to focus on wh...

ofdollarsanddata.com

How Applying the Kelly Criterion Can Benefit Your Financial Investments

Sep 10 2024

If you’ve ever wondered how to find the right balance between risk and reward in sports betting or financial investments, the Kelly Criterion might just be the answer. Developed by John L. Kelly...

thinksaveretire.com

Make Longevity Risk Part of Your Retirement Plan

Sep 07 2024

Here some ways to mitigate longevity risk into your existing retirement plans....

kiplinger.com

436: Navigating Fairways and Markets: Mastering Risk on the Golf Course and in Your Investment Portfolio

Sep 05 2024

Are you a risk seeker or a risk mitigator? Although both can find success, it’s important to understand your style. In this episode, we discuss: The correlation between golf tactics and investme...

retirewithpurpose.com

Portfolio

I’m Afraid to Buy Stocks in Retirement! What Should I Do?

Sep 04 2024

What is your risk tolerance? What does risk tolerance even mean? Why does it matter? We’ll explore these questions as I answer one of our listener’s questions on getting back into the stoc...

share.transistor.fm

Five Ways to Lower Your Risk in Retirement

Sep 01 2024

If you're losing sleep at night worrying about your investments, you might want to consider the benefits of protecting at least some of your principal....

kiplinger.com

Risks to Your Ideal Retirement, Ep #223

Aug 27 2024

We all have visions of our ideal retirement. However, our financial plans can quickly veer off course if we haven't appropriately managed our risks. On this episode of Financial Symmetry, Greg Suggs f...

financialsymmetry.libsyn.com

Is Market Risk Holding Your Retirement Nest Egg Hostage?

Aug 19 2024

If you have plenty of retirement savings but still feel like you need to limit your spending, you might need an integrated retirement plan....

kiplinger.com

Boomers Are at Higher Risk of Running Out of Retirement Money Than Younger Workers

Aug 19 2024

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money.com

Busting the 4% Rule Myth

Aug 15 2024

Derek Tharp explains how risk-based guardrails can provide a better retirement spending plan than the 4 percent rule would allow....

keilfp.com

Spending

Are You Fighting With Your Aging Parent Over Money?

Aug 08 2024

Taking legal control away from an impaired elder's access to free spending can make them mad. But the risk of their anger is worth it. Family can stop financial abuse....

forbes.com

Spending

451: License to Spend: A Retirement Income Strategy That Helps Combat Longevity Risk

Aug 02 2024

You worked hard for your money. To truly enjoy that money confidently in retirement, making smart investment decisions and having a personalized retirement income strategy is key. In this episode, we ...

retirewithpurpose.com

Income

Strategy

Investment Risk: Rebalance Your Way to Peace of Mind

Jul 31 2024

Another day, another dollar… hopefully. Aside from some small hiccups along the way, the stock market has continued its way upward since 2009 after the 2007-2008 financial crisis. As an early r...

routetoretire.com