Risks

Choosing the Right Investments for You - 512

Jan 14 2025

What is the risk with BDCs, or business development company funds? Edward in Illinois wants to know. Do Pebbles and Bam Bam in Kentuckystone have too much invested in T-bills? Are mutual funds or ETFs...

purefinancial.com

Measuring and Managing Your Financial Risks in Retirement

Jan 12 2025

In prior posts, we’ve discussed the three M’s that constitute the actuarial process for keeping your spending in retirement on track and consistent with your spending goals: Measuring your...

howmuchcaniaffordtospendinretirement.blogspot.com

What We Need to Do to Protect Retirees' Financial Security

Jan 09 2025

Cognitive decline and aging in general put older retirees at risk of losing their financial security when they're the most vulnerable. What can be done?...

kiplinger.com

Over the Threshold: Women and Homelessness

Jan 06 2025

Women now make up a larger portion of unhoused Americans — and their role as caregivers plays a part in that risk This is part 2 in a 4-part series on older adults and homelessness. Read part 1 ...

wiserwomen.org

Buckle Up: Five Risks to Avoid on the Road to Retirement

Dec 31 2024

As retirement approaches, keep an eye out for the last remaining bumps in the road that could put a serious dent in your hard-earned savings....

kiplinger.com

Are Investment Fees Putting Your Retirement at Risk?

Dec 28 2024

Sneaky investment fees may delay your retirement by four years if you're not careful. Here's how to spot and rein in those fees....

kiplinger.com

GOP Budget Squabble Puts The Older Americans Act At Risk

Dec 23 2024

While OAA programs will continue to be funded at current levels until March, it has become a potential target for substantial spending reductions....

forbes.com

Budget

474: The Reality of Investment Risk: Why Low Probability of Loss Doesn’t Equal Low Risk

Dec 20 2024

What determines financial “success”? A major factor includes your ability to play financial defense and minimize the severity of potential investment failure. In this episode, we discuss: ...

retirewithpurpose.com

How to Determine Your Risk Tolerance

Dec 05 2024

In this episode, we explore an unrefined, yet accurate, approach to determining your risk tolerance. Beyond traditional risk tolerance questionnaires that often fluctuate with market conditions, we in...

sites.libsyn.com

How One Lucky Financial Break Can Change Everything For Good

Nov 30 2024

I firmly believe that above-average wealth is largely a result of luck. If we fail to recognize our lucky financial breaks, we risk confusing our abilities with good economic times. This overconfidenc...

financialsamurai.com

Wealth

Sequence of Return Risk: How Retirees Can Protect Themselves

Nov 26 2024

You need to understand this risk, or you might run out of money in retirement. Here's how it works — and some mitigation strategies for financial stability....

kiplinger.com

The Three Financial Questions Every Retiree Asks (or Should)

Nov 23 2024

Unless you can answer these three important questions, you may be at risk for the biggest retirement worry there is: Running out of money....

kiplinger.com

Out Of Money

For a More Secure Retirement, Build in Some 'Safe Money'

Nov 20 2024

To solidify your retirement plan, write it down, reduce your market risk and allocate more safe money into your plan for income....

kiplinger.com

Income

Uncover Your True Investment Risk Profile: It’s Not What You Think

Nov 13 2024

After reviewing my analysis on a conversation I had with a financial professional in 2013, I decided to take another close look at my finances. To my surprise, I uncovered a huge gap between my percei...

financialsamurai.com

You Can Dial Back Real Estate Risk

Nov 12 2024

We know you can and should take some risk when investing in stocks, but does that same principle apply to real estate investing? The post You Can Dial Back Real Estate Risk appeared first on The White...

whitecoatinvestor.com

Estate

Real Estate

Are Your Social Security Benefits at Risk?

Nov 11 2024

Did you know the Social Security Trust Fund is projected to run out of money in less than 10 years? And now BARRONS has reported if this happens… an average…...

bossretirement.com

Social Security

Personalized Target Date Accounts Provide Ability to Manage Risk Preferences

Oct 23 2024

Ron Surz says fund managers are coming to market with PTDAs melding target date glidepaths…...

401kspecialistmag.com

The Funny Thing About Sequence of Returns Risk…

Oct 22 2024

If someone decides to retire and live off of their investment portfolio, an important detail called the sequence of returns risk can be one of the most critical components to comprehend. You might hav...

routetoretire.com

5 Financial Risks to Plan for Now before Year-End

Oct 09 2024

As we approach the final quarter, it’s time to talk about financial risks that could significantly cost you. Let’s say you’ve made a financial goal for 2024. If you aren’t payi...

401kmaneuver.com

Are Adjustable Rate Mortgages Right for You in a High Interest Rate Environment?

Oct 08 2024

Are short-term savings using an adjustable rate mortgage worth the risk of rate hikes? In this podcast, we cover how adjustable rate mortgages (ARMs) work, how they differ from fixed-rate mortgages, a...

buzzsprout.com

Savings

Real Estate

The 3 Risks of Bond Investing — And How to Beat Them

Oct 03 2024

Bonds are dramatically safer than investing in stocks, real estate, or speculation, but there is still risk when you invest with bonds. The post The 3 Risks of Bond Investing — And How to Beat T...

whitecoatinvestor.com

Investing

3 Ways to Protect Against Sequence of Return Risk in Retirement

Oct 01 2024

James explores the concept of sequence of return risk in retirement planning. Most people are unaware of how risky this is, as it doesn’t become an issue until you begin living off your portfoli...

buzzsprout.com

Embrace the Uncertainty: On the Benefits of Upside Surprises

Sep 27 2024

I'm generally a risk-averse person. I don't drive motorcycles. I don't own individual stocks. I don't deadlift anything heavier than my bodyweight. When analyzing a new situation I tend to focus on wh...

ofdollarsanddata.com

How Applying the Kelly Criterion Can Benefit Your Financial Investments

Sep 10 2024

If you’ve ever wondered how to find the right balance between risk and reward in sports betting or financial investments, the Kelly Criterion might just be the answer. Developed by John L. Kelly...

thinksaveretire.com

Make Longevity Risk Part of Your Retirement Plan

Sep 07 2024

Here some ways to mitigate longevity risk into your existing retirement plans....

kiplinger.com

436: Navigating Fairways and Markets: Mastering Risk on the Golf Course and in Your Investment Portfolio

Sep 05 2024

Are you a risk seeker or a risk mitigator? Although both can find success, it’s important to understand your style. In this episode, we discuss: The correlation between golf tactics and investme...

retirewithpurpose.com

Portfolio

I’m Afraid to Buy Stocks in Retirement! What Should I Do?

Sep 04 2024

What is your risk tolerance? What does risk tolerance even mean? Why does it matter? We’ll explore these questions as I answer one of our listener’s questions on getting back into the stoc...

share.transistor.fm

Five Ways to Lower Your Risk in Retirement

Sep 01 2024

If you're losing sleep at night worrying about your investments, you might want to consider the benefits of protecting at least some of your principal....

kiplinger.com

Risks to Your Ideal Retirement, Ep #223

Aug 27 2024

We all have visions of our ideal retirement. However, our financial plans can quickly veer off course if we haven't appropriately managed our risks. On this episode of Financial Symmetry, Greg Suggs f...

financialsymmetry.libsyn.com

Is Market Risk Holding Your Retirement Nest Egg Hostage?

Aug 19 2024

If you have plenty of retirement savings but still feel like you need to limit your spending, you might need an integrated retirement plan....

kiplinger.com

Boomers Are at Higher Risk of Running Out of Retirement Money Than Younger Workers

Aug 19 2024

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money.com

Busting the 4% Rule Myth

Aug 15 2024

Derek Tharp explains how risk-based guardrails can provide a better retirement spending plan than the 4 percent rule would allow....

keilfp.com

Spending

Are You Fighting With Your Aging Parent Over Money?

Aug 08 2024

Taking legal control away from an impaired elder's access to free spending can make them mad. But the risk of their anger is worth it. Family can stop financial abuse....

forbes.com

Spending

451: License to Spend: A Retirement Income Strategy That Helps Combat Longevity Risk

Aug 02 2024

You worked hard for your money. To truly enjoy that money confidently in retirement, making smart investment decisions and having a personalized retirement income strategy is key. In this episode, we ...

retirewithpurpose.com

Income

Strategy

Investment Risk: Rebalance Your Way to Peace of Mind

Jul 31 2024

Another day, another dollar… hopefully. Aside from some small hiccups along the way, the stock market has continued its way upward since 2009 after the 2007-2008 financial crisis. As an early r...

routetoretire.com

Is Pre-IPO Investing Worth the Risk of Getting Burned?

Jul 29 2024

Returns for investors who get in before companies go public can be white-hot. But you'd better be savvy and have nerves of steel. What to consider first....

kiplinger.com

Investing

Hidden Risk: Aging Parent With Assets In A Different State

Jul 29 2024

An elder who became mentally incapacitated had a problem Power of Attorney document. His wife got stopped from helping with finances. Learn from this case!...

forbes.com

The Risky Business of Cashing Out Plan Balances Below $1,000

Jul 29 2024

Tom Hawkins exposes the drawbacks for both plan sponsors and participants...

401kspecialistmag.com

Surprising Finding: Tooth Loss Associated With Increased Dementia Risk

Jul 26 2024

We may not think that gum disease and tooth loss can be risks for dementia. Solid research shows that they are. Attend to aging parents' oral health....

forbes.com

How to Risk-Adjust Returns

Jul 26 2024

The concept of risk-adjusted returns is important to understand. While calculating returns is relatively standard, risk is harder to measure. The post How to Risk-Adjust Returns appeared first on The ...

whitecoatinvestor.com

Can Community And EMS Partnerships Prevent Falls From Becoming The Next Big Epidemic?

Jul 22 2024

The risk of falls increases with age. A partnership between EMS and the communities they serve can stem the risk of overwhelm on services...

forbes.com

Three Rules for When You Want to Make a Risky Investment

Jul 18 2024

There's a time and a place for taking on risky investments. Don't even consider speculative bets before you've built a strong financial foundation....

kiplinger.com

‘Peak 65’ Women Face Retirement Risks

Jul 18 2024

Over half of women in the "Peak 65" demographic have less than $100,000 in retirement…...

401kspecialistmag.com

Is it Worth Taking Out a Loan for Software Development?

Jul 04 2024

While taking out a loan to fund software development can be risky, it may be worthwhile in certain circumstances if the potential benefits outweigh the costs and risks. Software development projects t...

thinksaveretire.com

Building Trust: How Strong Risk Monitoring Strengthens Share-Based Payment Transparency

Jun 29 2024

“Trust is a non-negotiable element of financial systems.” - Hendrith Vanlon Smith Jr Today's business environment is hyper-competitive. To keep your business successful, you must consisten...

thinksaveretire.com

Early 401(k) Withdrawals: Benefits, Risks and Alternatives

Jun 27 2024

If you need money now and are thinking about tapping your 401(k) savings, you might want to consider other available options....

kiplinger.com

Withdrawals

Sequence of Returns Risk and 5 Strategies To Make Your Retirement Last

Jun 20 2024

When it comes to planning for retirement, there are a number of risks to consider, including market crashes, inflation eating ... Read more...

physicianonfire.com

Pre-Diabetes Is A Thing. But Does It Matter To Seniors?

Jun 20 2024

The important thing to remember is a diagnosis of pre-diabetes does not mean you are at high risk to develop diabetes....

forbes.com

Why Stocks Are the Greatest Asset Class

Jun 18 2024

One of the questions I get asked the most often is, "What should I invest in?" While the right answer depends on a host of factors including your risk tolerance, financial goals, and more, I've slowly...

ofdollarsanddata.com

Investing