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I received a severence check from my company for the VSP. Boldin says I have enough to spare a 15k car to my daughter which will help her through Grad School. She will be living with me and we have be...
University and college towns offer a mix of cultural activity and healthcare access that appeals to some retirees. But the tax tradeoffs vary significantly depending on where you land.
When I started working out of college, I had one stream of income. My job. Now that I’m in my ... Read more
An early retirement account withdrawal often triggers taxes and penalties.
I'm sure you all get this a lot so I apologize for the redundancy. Lately, I find myself wondering when it's time to pull the plug in my career and retire. I'm 63, mostly good health but with some sig...
We're 75 with $3.2 million. Our son is pressuring us to help pay for our granddaughter's college so she can avoid student loans. What should we do?
It's already been almost 2 years since I retired and I still sometimes wake up in a panic that I'm late for work, or I didn't finish some project or something. I retired as my kids were starting colle...
Joe Anderson, CFP® and Big Al Clopine, CPA spitball on how to build your own retirement AND support your kids financially, today on Your Money, Your Wealth® podcast number 575. "Lloyd and Diane" in Mo...
Jeremy Keil explains how putting your cash in the wrong spot could prevent you from earning thousands in interest during your retirement. Many retirees spend a lot of time thinking about how to get be...
This parent could use help planning a tour of colleges across the country. Is AI up for the challenge?
I have never felt less ready, but more needful, to retire. I am soon to be 66, and have really only had 3 "career" jobs since graduating college at age 22. The first one lasted over 30 years, it was s...
I worked for the same technology company for 20 years, and was ready to retire. Like many companies, ours was (and is) going through forced reductions, and providing (pretty generous) severance packag...
We're 54 with $1.8 million saved. My wife wants to start a college fund for our grandchild, but I think we should keep funding our retirement. Who is right?
As my family grows, my wife and I will need to find ways to pay for college. What are the alternatives rather than just using a 529? The post Can We Pay for College Without a 529? appeared first on Th...
If you plan to punch the clock for the final time decades before "standard" retirement age, you need a financial strategy that goes beyond just saving. Joe Anderson, CFP® and Big Al Clopine, CPA spitb...
* in August 2027 - I picked an arbitrary date... It just hit me this past week - I've been working full time since I was 17, and I just turned 66. I've *literally* been employed (in the tech industry)...
I can't stand AI-assisted writing anymore. It's all over Substack. It's in my LinkedIn replies. It's everywhere. Like a disease slowly infecting our literary consciousness. I even see it from people w...
Well folks, the time has finally come to buy a new car. After buying eight cars in my first ten years out of college thanks to my former car addition, I now dread the idea. All I want is to drive one ...
Ever since new research at Kings College, London suggested that visiting art galleries is good for our health, I seem to keep stumbling across commentary on the findings from that study. It concluded ...
Back in 2009 (a year when retirement wasn't even on the horizon) I visited the first ever Durham Lumiere Festival. It left quite an impression, not least of the Son et Lumiere depicting the history of...
Joe Anderson, CFP® and Big Al Clopine, CPA spitball withdrawal strategies, Roth conversion timing, and saving priorities for every stage of life, today on Your Money, Your Wealth® podcast numb...
Planning for your child's college education can feel overwhelming, especially when faced with skyrocketing tuition costs and countless savings options. This week on the show, we're discussing the ques...
We asked a college savings professional and a financial planning expert for their advice....
Forbes screened nearly 1,000 locales to pick the 25 top places to enjoy retirement, weighing quality of life and leisure offerings from the arts to fine dining to golf....
Planning for your child’s college education can feel overwhelming, especially when faced with skyrocketing tuition costs and countless savings options. This week on the show, we’re discuss...
Are college costs worth it? A degree promises higher earnings, but not always more lifetime wealth. The post Back to School: Is College Still Worth the Cost of Tuition? appeared first on Boldin....
Episode 491 Introducing Joe Pugliano. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ ------------------------------------------------------...
Answering reader questions about 529 accounts, how to invest them, and how to spend them down. We also discuss ways to help pay for college, and we answer a question about when or if the political cli...
For the next 10 days, I’ll be writing about my road trip to drop my daugther off at college in California. It’s going to be 3,000 miles. I’m taking a northern route to get there to a...
Best Credit Cards for College Students of 2025...
I am in my early 50s. With luck, I’ll be able to retire around 60. I find it harder and harder to be motivated to continue the grind. I know I need to. I have to get my kids through college, pay...
Here the first 3 credit hours are FREE! Also you get privileges for public transportation, a health clinic, and student discount in many places! I am getting private music lessons at zero cost —...
Contrary to what college brochures suggest, a lot of millionaires never needed a diploma to make real money. They built wealth through trade skills, smart moves, and taking control instead of chasing ...
College grads can help set themselves up for financial independence by focusing on emergency savings, opting into a 401(k) at work (if it's offered) and disciplined, long-term investing....
Not all college degrees lead to big salaries. The hard truth is, passion alone doesn’t pay the bills, and certain majors fall short financially, even decades after graduation. In this gallery, y...
I retired in March of 2024 and decided to go back to school to take a photography class at my local community college. I enjoyed the class so much that I enrolled in another photography class for the ...
As college costs rise, parents are resorting to increasingly costly means to pay for their children's educations. Financial advisors say the loss in retirement savings is rarely recovered....
A degree isn’t required to become a millionaire. Some of the wealthiest people got there not by climbing a corporate ladder, but by owning what others overlooked. The job itself doesn’t ma...
Last week, our son graduated from middle school. He will start high school in a few months. Wow, where did the time go? It feels like he just started preschool ... Read more The post Using AI to Help ...
College isn’t the only way. And for many, it’s not even the best way. You can get a license or certification in months, weeks, sometimes days, and qualify for real jobs that actually pay. ...
Only 2 in 5 believe they are saving enough for college as more than 43 million Americans are…...
Here's how you should think about making sure you fund your retirement while also potentially saving for your kids' college education. The post Balancing Retirement and College Savings appeared first ...
College is expensive, let alone picking the wrong degree and paying for it for the next 20 years. You’re told to follow your passion, but passion doesn’t make student loan payments. At som...
Okay, so who spread the rumor that savings are ‘bad, actually’ when thinking about college for kids? I’m aware that ... Read more...
Forget about spending four years in college just to end up broke and burned out. The truth is, a solid two-year degree can get you trained, hired, and earning real money faster than most traditional p...
Enrollment in colleges and other types of postsecondary education has bounced back to levels last seen in 2019 led by surging interest in certificate programs....
Picking a degree is one of those decisions people make before they fully understand how money works. You’re told to follow your passion, get a diploma, and everything else will fall into place. ...
If you’re a personal finance enthusiast with kids, you’ve probably wondered: at what household income level will colleges stop offering scholarships and grants (i.e., free money) to help y...
We all know that college has become increasingly expensive. But is it still worth it? This breakdown isn’t about bashing college. It’s a straight look at what college has become and what i...
We have provided a stipend ($200)per month, to our grandson for auto costs and repairs. He is currently in his first year of college. We told him whatever amount he does not use will be placed in an a...