Children

Boats: The Final Boss

You can tell a lot about a person by how they talk about boats. Some light up like kids in ... Read more

I'm 74 With a Beloved Dog, But I Don't Trust My Adult Kids to Care for My 'Third Child' If I Die. What Should I Do?

We asked estate planners how to protect his one-year-old dog when his heirs aren't up to the task.

Should You Cosign A Loan For Your Adult Child In Retirement?

A growing number of parents are being asked to support adult children financially, often by cosigning loans. Proceed cautiously.

Your weekly /r/Retirement roundup for the week of April 07 - April 13, 2026

Tuesday, April 07 - Monday, April 13, 2026 Most Commented score comments title & link 19 25 comments Retired folks: Best time of year to save money on home improvement projects? Top Comments score com...

Is it common to feel like you’ve fulfilled your purpose?

I am retiring at 60, and I’m starting to feel like I’ve fulfilled my purpose. I’ve raised two kids who are great people. They are on their own, living their life, and headed down paths that should mak...

Unneeded life insurance policies?

Whole life policies purchased 35 years ago, very small and dwarfed by our current portfolio. But still paying for it every month. Really want to cash them out now so my kids have a couple things left ...

We're 68 With $6.8 million. I Give Our 'Kids' $1K a Month, Though They Earn a Good Living. My Husband Wants Me to Stop.

We are 68 and retired with $6.8 million. I just want to help our adult kids pay for daycare and camp for our grandchildren. Should I stop?

Please straighten me out. Are retirees settling for a less comfortable ret.?

I've this idea that retirees are settling for a less comfortable retirement because they are funding various aspects of their children's and grandchildren's lives and activities. Should not one's adul...

SS + pension = 120% of needs. Transition to hell-for-leather Aggressive Growth?

When I claim SS my wife and I suddenly have another $5700 monthly coming in (mine+spousal). That WELL exceeds what we need to live on - even with a generous vacation budget. I'm thinking that at that ...

Who still has nightmares about their job

It's already been almost 2 years since I retired and I still sometimes wake up in a panic that I'm late for work, or I didn't finish some project or something. I retired as my kids were starting colle...

I'm a Financial Adviser: This Is How to Ensure Your Kids Never Hear, 'We Might Lose the House'

Instead of seeing retirement planning as a game of optimizing returns, try to view it as building a plan that keeps your family steady when life punches first.

Roth IRA Conversion? Yes or No?

I just turned 65 so I will not have to start taking RMDs until I'm 75. Since IRMAA is based on income from 2 years prior, that means I won't get hit with IRMAA until I'm 77 (2 years after my RMDs star...

American Universities Hiring H-1B Foreign Workers Seems Off

As a parent to two young children, I am a target client for universities everywhere. So far, I have saved over $800,000 in two 529 plans to pay for universities in 9 to 12 years. I know we need to pay...

My Wife Took The Kids And Left Me – Thoughts Appreciated

Since 2009, I've been writing about all the ups and downs of my financial independence journey, the good and the bad. What I can clearly say is that who you partner with in life is one of the most imp...

Yes, you can rent with kids!

From JL: Turns out you can still travel, even with a kid. Who knew? Certainly not their detractors. For years they confidently said, “You can only travel as you do, and be FIRE’d, because you don’t ha...

I'm Treating My Kids and Grandkids to a Greek Cruise, But My Son Can't Go. Do I Owe Him a Check to Keep Things Fair?

I'm disappointed my son can't go to Greece with us, but we can't reschedule. I want him to feel we are treating him fairly.

Is There an Ideal Age for Your Children to Inherit? A Retirement Planner Weighs In

As many people live longer, inheritances have shifted from life-changing events to late-in-life supplements. The timing of an inheritance is crucial.

Our Children Want Us to Take Care of the Grandkids This Summer at Our Lake House. How Do We Say No?

We love our grandkids, but we're not a summer camp.

Unforeseen pitfall of retirement and downsizing!

After a colourful career in high-tech/telecoms, I realized it was time to retire when I was suddenly reporting to a 22 year old who knew less about technology than the cashier at a dollar store, place...

The Simple Legal Document Families Need to Protect Their Kids (But Don't Know About)

When parents are absent, caregivers may not be able to make emergency decisions for a child without a Delegation of Parental Authority. Here's how to set it up.

A Crashing Stock Market Is Great For Our Children’s Future

One of the biggest conundrums parents face is managing their own emotions when a stock market, real estate market, or any other risk asset takes a dive. On one hand, it's painful to watch your portfol...

Is there a compromise or go our own ways?

Looking for input, as one or more of you have have experienced my situation, and I’m not sure where to go next. Background: husband, 60, retiring next January, originally from nyc moved around a lot g...

I'm a Financial Planner: Here's My Survival Guide for the Sandwich Generation

People in their 40s can find their finances stretched as they care for children and aging parents. Here are some strategies to help with competing priorities.

This Is How the 'Brady Bunch' Safety Net (aka a QTIP Trust) Protects Your Kids' Inheritance

If you have a blended family, this estate planning tool can provide for your surviving spouse while passing assets to your children from a previous marriage.

Ask for a severance package, and maybe you’ll get one

I worked for the same technology company for 20 years, and was ready to retire. Like many companies, ours was (and is) going through forced reductions, and providing (pretty generous) severance packag...

3 Smart Ways to Help Your Kids with Money (Without Regretting It Later)

Jeremy Keil explains 3 smart ways to help your kids with money while avoiding IRS paperwork Early in the year, I received an email from a couple asking a question I hear all the time: “What’s the maxi...

Gift giving for children who have all they need

Both of my nieces children have everything they need (both sets of parents are very well off). At Christmas, we traditionally give them a small gift (~$25) and a check for $50 each. This year, it was ...

Want to Give Your Kids a Financial Head Start? Why Your 401(k) Gift Could Be a Retirement Trap

It’s natural to want to share your retirement nest egg with family. Learn how to give generously without putting your own financial security or tax bracket at risk.

We're 65 With $3.9 Million. Should We Give Our Adult Children Their Inheritance Now to Pay for Daycare and Buy a Home?

We have $3.9 million saved. Our adult children are struggling to pay for daycare and buy a home. Should we give them an advance on their inheritance?

Parent Like a Millionaire (Without Being One) is Now Published!

Publishing a book is no joke, but publishing a book while trying to raise a kid is the next level of crazy. Before having kids, we had no idea how much sacrifice, time, and effort goes into parenting....

Have you/do you plan to downsize your car in retirement?

UK here and realise a large US audience may have different ‘normal’ for cars but let’s see Have always driven family/practical cars. Enough space for car seats and strollers and lanky teenagers and ho...

I'm a Retirement Editor: Here's the Investing Advice I Gave My Son

As a veteran retirement investor, I'm sharing this advice for your own adult children or grandchildren.

How to Find Joy and Meaning When You Want to Retire — But Can’t Yet

For Gen X, delaying retirement can be an opportunity to pilot-test your second act, plan for your inheritance and structure trusts for your kids.

64 days to go, getting really anxious...

Got a seriously good/very bad job with lots of stress. Happy to let the job go so I can take care of my mom, not die before retirement like my dad and enjoy my few remaining years. What have I not tho...

Will Your Children's Inheritance Set Them Free or Tie Them Up?

An inheritance can mean extraordinary freedom for your loved ones, but could also cause more harm than good. How can you ensure your family gets it right?

What To Know About The New 530A “Trump Accounts” For Children

What are Trump Accounts? This guide explains new 530A child investment accounts, including eligibility, the $1,000 Treasury deposit and key tax rules.

Investment Outlook For Public And Private Stocks In 2026

As a FIRE parents raising two children in San Francisco, we rely heavily on our investments to remain free. If we significantly misjudge returns, we increase the probability of having to go back to wo...

New Year’s Resolutions 2026: Less Optimizing, More Living

By many objective measures, 2025 was a good year. Investment returns were solid. I published another bestseller in Millionaire Milestones. My kids are healthy, happy, and continuing to grow in loving ...

Is a Caregiving Strategy — for Yourself and Others — Missing From Your Retirement Plan?

Millions of people over 65 care for grandkids, adult kids or aging parents and will also need care themselves. Building a caregiving strategy is crucial.

Feeling Too Guilty to Spend in Retirement? You Really Need to Get Over That

Are you living below your means in retirement because you fear not having enough to leave to your kids? Here's how to get over that.

Eliminated a Regret and Fulfilled a Childhood Dream for Free

As I watched my kids tear through their Christmas presents, I felt an unexpected twinge of melancholy. I knew the thrill over that one toy they had wanted for so long would be fleeting. Soon enough, i...

Upon retirement, do you still see/experience lots of illness around flu season?

Out here in the working world the flu is a big topic as so many people have been out sick. I primarily work from home, but my spouse is seeing lots of illness running through his area and said the pur...

Will Your Children Be Required To Pay For Your Long-Term Care?

Many older Americans should review whether their estates or adult children might be required to pay for long-term care they received.

No, the Poverty Line Isn’t $140,000 a Year

A few weeks ago, Michael Green published a post where he argued that the poverty line for a family of four in the U.S. wasn't $32,100 in annual income (as currently claimed by the Department of Health...