Discover the Best Insights for Every Stage of Retirement

Boats: The Final Boss

You can tell a lot about a person by how they talk about boats. Some light up like kids in ... Read more

The RMD & QCD Quiz: Master Your Retirement Timeline

Don’t let mandatory distributions catch you off guard. Test your RMD knowledge and discover strategies to maximize your retirement income today.

Millennial Still Living at Home With Retired Parents

We are Gen Jones and are retired nearly 2 years now. Like many parents of our generation, we have an adult Millennial child still living at home. He has a skilled career and makes good money, but it w...

Social Security Benefit Cuts? What the Latest Projections Mean for Your Plan

Social Security benefit cuts are a real risk but not certain. Here’s what projections show, and how to plan your retirement accordingly. The post Social Security Benefit Cuts? What the Latest Projecti...

We're 57 With $7 Million. We Want to Spend $800K Traveling the World for Two Years. Are We Crazy?

We have saved $7 million, and our round-the-world trip will cost $800K. We both had parents who died in their 60s, so we want to travel while we are "young."

Will Your Retirement Income Trigger the IRMAA This Year? (Plus, 6 Ways to Avoid it in the Future)

Medicare costs can spike if your income triggers the income-related monthly adjustment amount. Here's what to expect in 2026 and how to avoid it in the future.

Trump Accounts Are Coming. How Should Employers Prepare?

Employers are already getting questions from employees about Trump Accounts. Here’s how they work, what they mean, and how to prepare before the details finalized.

13 States With No Retirement Tax Ranked by How Much You Need to 'Retire Comfortably'

A $0 state income tax bill doesn’t always mean a cheaper retirement. See which states stretch your dollar further.

I'm 74 With a Beloved Dog, But I Don't Trust My Adult Kids to Care for My 'Third Child' If I Die. What Should I Do?

We asked estate planners how to protect his one-year-old dog when his heirs aren't up to the task.

From 'Maximizers' to 'The Last Check Should Bounce' Club: Why Finding Your Legacy Tribe Will Help You Map Out Your Estate Plan

Before you confirm any estate plans, look in the mirror — your philosophy on life will inform your legacy, and that will allow a meaningful plan to unfold.

We've Survived Bladder Cancer, But Live With the Effects of Surgery. Tough Love Isn't What We Need

Bladder cancer survivors and a therapist share the realities of living with a stoma and how relatives can support loved ones as they rebuild their identity.

Bloomberg Businessweek story on retirement advice featuring r/retirement

Hello, I'm a reporter, often writing about aging. I wrote a story for Bloomberg Businessweek with advice from people who have retired about how to do it right. I wanted to share, because I had a very ...

George Fraser’s GigMatch Debuts at NAPA 401(k) Summit

Rockstar advisor George Fraser joins the podcast to announce "GigMatch," a revolutionary app designed to replace retirement fear with hope by matching 401(k) participants with gig economy income oppor...

The Decline Of Social Security, Medicare Trust Funds Is Accelerating

The trust funds for Social Security and Medicare Part A seem likely to run out of money faster than was projected last year, the Congressional Budget Office estimates.

Should You Cosign A Loan For Your Adult Child In Retirement?

A growing number of parents are being asked to support adult children financially, often by cosigning loans. Proceed cautiously.

20 Things To Know About A Medigap Policy

Confused about Medigap? Here are 20 simple, essential facts to understand Medicare Supplement plans, costs, and how they fill the gaps in your coverage.

When Eating Your Veggies And Exercising Are Not Enough For Healthy Longevity

Spending more time managing your health in your 70s and beyond is part of the “new normal” of extending healthy longevity to your later years.

Physician Spending Guilt During Retirement: How to Make the Most of Your Hard-Earned Money

Physicians have gotten better about entering retirement with serious financial muscle. Yet many still struggle with peace about actually spending ... Read more

Too Scared to Dive Into a Fixed-Rate Annuity? Interest Rates Make It Worth Dipping Your Toe In

Along with CDs, fixed-rate annuities often pay more than money market funds and savings accounts. If you’re nervous about them, here’s one way to test the water.

What To Do After Tax Day: Steps That Matter for 2026

Try as we might to be thorough, some things always slip through the cracks. Now, with Tax Day behind us, ... Read more

Confused About Distribution From Brokerage Account

I have stock in a brokerage account and say it pays a 5k dividend that stays in the account as cash, not reinvested. At the end of the year I know I will get a 1099 DIV and it will count as 5k income ...

Sold some stock to cover my first half year retired.

Just wanted to say I sold some stock the other day to fund the rest of this year. I'm retiring this summer but it was kind of thrilling to take that first step. Now I have a cushion to cover market fl...

Second Quarter Financial Checklist for 2026

The second quarter is a key time to reset your finances and stay on track for the year. From reviewing your budget to maximizing your 401(k) and rebalancing your investments, these smart money moves c...

Retire to New York City? Insane or not?

Just ran across an article on Yahoo Finance making the argument for how wonderful retiring to cities like NYC, Boston, Seattle, Washington DC and San Francisco with NYC being in the #1 spot. Personall...

For higher earners, is the fear of health care costs age 60-65 overblown?

Context: USA couple. We plan to retire at around 60 years old, with no employer paid health care after that date. But, having been employed in tech, I've been a reasonably high earner in a low cost of...

Housing - Rent or Own during retirement?

Afternoon all - A few days ago, I saw a video from a fianancial consultant who was advocating that if you own a home you should consider selling it when you retire, take the proceeds from the sell and...

Question for those that worked until 67-70S

So I see every now and then, someone will say "I worked until I was 70" or "I'm 68 and still working". Why? Is it because you have/had to financially? Or is it that you have/had a pretty low stress ca...

Your weekly /r/Retirement roundup for the week of April 07 - April 13, 2026

Tuesday, April 07 - Monday, April 13, 2026 Most Commented score comments title & link 19 25 comments Retired folks: Best time of year to save money on home improvement projects? Top Comments score com...

7 George Carlin Quotes Retirees Should Live By

The master of comedy may have had a cynical view of life, but his philosophy can provide a blueprint for how retirees should live out their golden years.

How Mega-Rich People Lose All of Their Money — and How You Can Avoid That Fate

Let’s examine a few cases of people who had tons and tons of money and then lost it all and see what we can learn from their mistakes. The post How Mega-Rich People Lose All of Their Money — and How Y...

We're 67 With $5.8 Million. I Want to Spend $300K on Home Renovations and a New Car. My Wife Is Opposed.

We're 67 with $5.8 million after years of scrimping. I want to spend $300K on much-needed home renovations and a new car. How do I get my wife to say "yes"?

I'm a Financial Adviser: When Managing Your Wealth Feels Like a Pain, Simplify

Multiple accounts, inherited assets and life transitions can make finances harder to manage when you retire. Simplifying what you have is a smart move.

The Retirement Spending Mistake Even Careful Savers Make (and What to Do Instead)

Playing it too safe could mean trips not taken, educations not funded, life not enjoyed. Don't abandon caution — just build contingency plans for your portfolio.

The joy of adjusting to the reality of retirement.

Today I had a funny interaction with a friend who is just now starting his retirement but hasn’t yet adjusted. We were discussing plans on spending a few days at his cabin along with another recently ...

4 Wishes for My Dad to Have a Fun and Happy Retirement

A Kiplinger editor shares some retirement wishes for her father.

The Sunday Best (04/19/2026)

Early signs are emerging that the energy shock could aid the global spread of renewable power, batteries, electric cars and ... Read more

The New Retirement Math: How an Active Lifestyle Can Lower Your 2026 Taxes

Avoid rising IRMAA surcharges and discover how volunteering and part-time work keep more of your Social Security benefits tax-free.

Small Ships, Big Luxury: 5 Boutique Yacht Cruises Retirees Should Book in 2026

The new way to sail: Why boutique yacht cruises are the ultimate retirement reward.

Advice on a move from trad banking checking/savings to Fidelity Cash Mgmt?

As the title says, I'm a long term Fidelity customer (Rollover IRA and taxable brokerage acct). I also have a checking and savings account with a regional "normal" bank. I try to park most of my liqui...

My calves are the problem now. Anyone else just trading injuries?

Played competitive tennis for about 30 years. Stopped two years ago, not by choice. The knees made the decision for me. I thought retirement would at least mean I could sleep through the night. It has...

Is it common to feel like you’ve fulfilled your purpose?

I am retiring at 60, and I’m starting to feel like I’ve fulfilled my purpose. I’ve raised two kids who are great people. They are on their own, living their life, and headed down paths that should mak...

Unneeded life insurance policies?

Whole life policies purchased 35 years ago, very small and dwarfed by our current portfolio. But still paying for it every month. Really want to cash them out now so my kids have a couple things left ...