Curated articles and podcasts from trusted financial experts and real retirees.
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From spousal rollovers to the one-year medical expense loophole, here's how to manage an inherited HSA without taking a major financial hit.
Dignity, identity and vulnerability may sound like the soft side of planning for an aging parent, but this essential framework can help families avoid conflict.
Your portfolio of stocks, bonds and savings vehicles may not be truly diversified, but this wealth adviser's take on spreading your investments can help.
After decades of working and paying income taxes, retiring with a smaller tax bill can feel like a reward. But those low-tax years may present an opportunity that disappears once Social Security, pens...
New health screening data puts the ACT ahead, while highlighting undetected blood pressure risks and the value of understanding your own results. The post Australia’s Health Index 2026: what the resul...
Expanded wine lists let diners explore prestigious labels and unfamiliar producers by the glass. Here’s how to judge the pour, the price and the occasion. The post Premium wine by the glass: how to ch...
Sydney now has a second major passenger airport, giving travellers another option when planning a holiday, visiting family or connecting overseas. Whether it improves your next trip will depend on whe...
In my most recent Risking Old Age in America podcast, I talk with Nicole Jorwic, Chief Program Officer for Caring Across Generations, about the challenges caregivers face, whether they are paid or unp...
Asked how he wished to be remembered, Jeffrey Archer recalled a Cambridge afternoon and the literary compliment that moved him to tears. The post Jeffrey Archer on legacy and the praise he never forgo...
Luxury expedition cruises combine remote exploration with comfort on board. Here is what distinguishes the experience, and what travellers should check before choosing a voyage. The post Luxury expedi...
Turning your hobbies and passions into extra cash comes with a bonus: adding purpose to your post-career life.
Burial in a national cemetery is one of the most enduring military honors. Here is how veterans can establish eligibility before it is needed.
As a parent, I have two main concerns for my children. The first is economic stability. Will they be able to earn a livable wage in a world where AI keeps eating entry-level jobs? I question the time ...
A Democratic Congress could target the $15 million estate tax exemption and other estate planning rules. Here is how wealthy families should prepare.
How much of your financial future depends on the company you work for? Stock-based compensation can help build wealth, but holding too much employer stock can leave your career and investments exposed...
Your paycheck may be smaller now, but automatic enrollment could pay off in retirement.
Year-end planning brings plenty of decisions to work through, and Roth conversions are one of them. Should you convert in 2026, or is it better to wait? This week, Roger walks through a practical fram...
For those not living primarily on set income sources such pension and SS, how often do you check your 401K and other assets? Just curious about the balance between aware and informed, vs obsessed. If ...
I retired this past March. My wife is really struggling with this shift. She has been great at saving over the years and now she doesn’t understand that one of the reasons we worked so hard to save wa...
I'm a 55M who started saving later in life than I should have and as I near retirement I am confused as to what to do next. I want to retire at 61/62, though I know I may need to work to at least 65. ...
I worked or went to school (or both at the same time) with no break all the way to age 64 when my last job got moved overseas and they kicked me out. Now there are some days (not all days) where I fee...
TDLR: full retirement in 2032. Estimate $128k/annual income with pension and 2 SS. Estimated annual expenses $100-105k (in 2026 costs). Estimate 1.5M in retirement accounts. Trying to figure out how t...
How much of your financial future depends on the company you work for? Stock-based compensation can help build wealth, but holding too much employer stock can leave your career and investments exposed...
Sharing a home with friends can help cut retirement costs and combat loneliness. Just make sure you know what you're signing up for.
November 10, 2026 – Risk Parity has been one of the most requested topics for years. I always pushed back, finding the approach silly, inefficient, and thus useless for retirement portfolios. But fina...
If you're nearing retirement and your portfolio falls 30%, you won't have years to recover. Start building a safety net into your financial plan now.
Retirees are facing higher expenses than planned. Before you tap your nest egg, use this three-step withdrawal sequence to protect your money.
Learn who can make a catch up contribution 401k in 2026, including standard and super catch-up rules for ages 50 and 60-63.
Retirees who work a little may qualify for Saver's Credit in 2026 and Saver's Match in 2027. Use a tax calculator to check your AGI and total tax. Learn the Nuts and Bolts I put everything I use to ma...
In 1980, a benefits consultant named Ted Benna figured out how to use Section 401(k), a little-known provision Congress added ... Read more
For years, I dismissed AI as hype. Then in February 2026, it finished in a few hours the Monte Carlo ... Read more
Retirement completely changes your daily routine—but what does that do to your health? We looked at the research and surveyed nearly 1,400 retirees, and the results weren't what we expected. Although ...
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC Bandit and Chili in Atlanta are 39 with $4.7M already invested. They’re gunning for early retirement a...
We were passive real estate investors for years, but my wife wanted something flexible. Then, REPS and reduced tax returns became reality. The post Here’s How I Got $83,000 Back on My Tax Returns appe...
The Social Security decision shifts if you're married and have children under 18, as simply aiming to maximize your check can overlook benefits they'll need.
This week's Wealth Wise experts break down whether aggressive Roth conversions and split IRA distributions actually protect the next two generations.
I’m a proponent of stealth wealth. It makes for a more peaceful life with lower expectations and less scrutiny. The last thing you want to do is show off and put you and your family in danger. Stealth...
Before Dec. 31, investors can potentially cut taxes through tax-loss harvesting, charitable giving, smarter rebalancing, and avoiding costly year-end tax traps.
Leaving a true family legacy is all about taking the time to share your personal stories, values and memories with the people you love.
Retirement opens the door to new possibilities, but how do you decide what deserves your time, energy, and attention? Retirement coach Joe Casey explores the concept of retirement "electives" and how ...
Democrats, who will have big majorities in the House and Senate in 2027, are making caregiving and, perhaps, long-term services and supports a top priority.
Here's an email I got 11 years ago and how I responded to her. More than a decade later, she wrote back to tell us about her outcome. The post How The White Coat Investor Helps Doctors Over the Course...
Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/82eebb ======================= Most people retire afraid of running out of money. For a lot of people with $2 mill...
Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/d6ed2a ======================= Most advice for people retiring with $2 million or more sounds sensible. Don't take...
How to balance tax perks and financial aid impacts across 529s, UTMAs and trusts for your grandchild.
Fear is usually the driving force behind an estate plan, but that approach can be costly. For a better outcome, start from a place of clarity and control.
Accumulating retirement wealth is only half the job. How you withdraw it can have a significant impact on taxes, Medicare and what you ultimately get to spend.
Any USA federal retirees among us? Here is an AMA - ask me anything - you might want to check out! submitted by /u/MidAmericaMom[visit reddit] [comments]