Curated articles and podcasts from trusted financial experts and real retirees.
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Some may sound like myths, but these unique tax write-offs can be approved under strict IRS medical guidelines — provided you have the right paperwork.
Before you touch your retirement fund, consider how taxes and financial aid rules change the math. In this week's Wealth Wise column, we break down the right choice.
Significant expenses, such as payroll taxes, often disappear the day you retire, so you probably won't need to replace as much of your salary as you thought.
The five- to 10-year period before you retire is the time to shift from the pursuit of maximum market gains and toward the creation of reliable income streams.
From phony family emergencies to fake investments, fraudsters know all the tricks and have modern technology up their sleeves. Here's how to stay safe.
Before you retire, be sure you check off our financial to-do list. This pre-retirement checklist will help you not forget anything. The post A Pre-Retirement Financial Checklist appeared first on The ...
This practical guide can help you manage money as you age, from emergency funds and retirement savings to healthcare, taxes and long-term planning.
Money will only get you so far in the pursuit of happiness. Find out how to make the shift from accumulating wealth to living a life that brings you real joy.
It's crucial to understand whether your adviser is using AI to enhance your personal experience without sacrificing the human judgment you're paying for.
Find out what your money habits say about you. Find your stealth wealth personality in seven quick questions.
I’ve got $ in mostly traditional IRAs I’m 63 looking to start SS at 65. I want to use interest to supplement my monthly income at retirement. What is the best place to do that? It would need to be an ...
We are still working - planning to retire very early next year. I'm at FRA; my husband will be in a couple of months. We are not yet taking SS or Medicare. With our income, we will certainly hit the I...
Reducing Social Security benefits doesn't just impact retirees — it hits state economies, creating a double-whammy effect of smaller checks and lower GDPs.
The financial transition was familiar. The emotional transition caught me by surprise.
Delaying can increase your benefit, but whether that's worthwhile in the long run depends on other factors.
Benefits could rise in 2027, but Social Security’s worsening finances may eventually mean higher taxes, later retirement or smaller checks.
If you could do a Roth conversion at a discount (pay less in tax than you would expect), would it be a more attractive play to you? The post Do a Roth Conversion at a Discount appeared first on The Wh...
Tuesday, July 07 - Monday, July 13, 2026 Most Commented score comments title & link 3 108 comments Hi, it’s me again with another question 117 95 comments Laid off at 60? What happened next? 22 37 com...
If you have $2.5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
If you want to use an inheritance to create a charitable legacy, how can you ensure younger generations will carry your wishes forward?
A couple of weeks ago, a relative called me with this question: Should I buy an electric vehicle? She was concerned about high gas prices. I explained to her that since she already had a car that work...
One of the greatest ironies in personal finance is that the people with the most money sometimes live the most uncomfortably. After spending another summer in Honolulu with my parents, I've been think...
Elizabeth Warren and Bernie Moreno back a broader Social Security tax base as 2032 benefit cuts loom, including taxes on capital gains, dividends and investment earnings.
Once you're financially independent, you don't need more books on how to get rich. You need someone to teach you how to be rich. The post 5 Books to Read When You Have ‘Enough’ and Need to Learn How t...
Choosing when to file for Social Security isn't about hitting age 62, 67, or 70—it's personal. Here's how to find the best filing age for you and your spouse.
We’ve all been feeling something in the air, recently. But unlike Millennials and Gen X who try to maintain the ... Read more
This article originally appeared on Humble Dollar. John Urban is the founder of RetireSmartIRA, a retirement tax-planning app. Earlier, he ... Read more
Wealth means net worth, cash flow, and lifestyle security. See benchmarks by age, generation, and income to put your numbers in context. The post How Wealth Is Defined: U.S. Net Worth Benchmarks appea...
From steep stairs to slippery floors, minor home design flaws can become major hazards in retirement. Take our quick quiz to find out if your house is ready for you to age in place.
I'm looking forward to being semi-retired. I have one full-time job and a very part-time one. I plan to leave the full-time job in 13 months and working maybe five to 15 hours a week. Is there a term ...
Putting the right documents in place for your loved ones now can shield them from the stress and legal hurdles of dealing with your estate later.
Market downturns don't just trigger a dip in your account balance — they test your emotional resolve. Having a well-built strategy can help you stay the course.
Revenue sharing means some financial professionals are rewarded for steering you toward certain products. It's big business, but here's the solution.
Many users have told me they aren’t always sure how to enter their assets and spending liabilities into the Actuarial Financial Planner (AFP) Excel workbooks. That’s completely understandable — the ac...
Roughly 60 percent of Americans tell pollsters the nation is on the wrong track. A majority say its best years ... Read more
An interview with Dr. Sarah Gebauer about how she and her family have taken long international sabbaticals while maintaining a successful medical career. We cover how physician families can navigate s...
Today, I'm excited to welcome Dr. Phil Pearlman to the podcast. Phil is the founder of the Pearl Institute, a clinical psychologist, former financial executive, and one of the leading voices exploring...
Your greatest investment risk may not be missing the market, but relying on your ability to identify the small handful of stocks that become the next big winners. As part of our "By the Numbers" serie...
Keen on Retirement listener "Joe" is 51 and his wife is 60. They are thinking about an early retirement before either of them turns 65. Joe wrote in asking about the best strategy for coordinating Soc...
A Roth conversion is a powerful tax-saving tool, but there are several situations where taking that leap might actually cost you more in the long run.
This plan for Gen X parents running the Bank of Mom & Dad can help you get a handle on how to manage the financial support you give your adult children.
Rising premiums, fewer options and limited benefits can make a long-term care policy hard to find and hard to afford. There are alternatives to cover the costs.
If you're not talking openly with your adult children about money, you're failing to help build their financial independence.
This Roth retirement savings strategy allows high earners to sock away up to $72,000 a year — if their workplace plan permits it.
Before I retired I made a list of hobbies and activities I would like to start and/or continue doing. Like many people, I was a bit concerned with being bored with an extra 40 hours a week on my hands...
J.P. Morgan research found 84% of retirees never draw more than the RMD minimum. Here’s how to tell if that’s the right move for you. The post 84% of Retirees Take Only the RMD Minimum. Here’s When Th...
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement. The post Consumption Smoothing: What It Means and How It Works ...
Did you set a budget that matched your planned retirement income and live on that for a period of time before you retired? If you have a partner was it difficult to get on the same page? Wife and I ar...
Roth vs. Traditional is a tax‑timing decision: pay tax now or later. Roth suits low‑bracket earners; Traditional helps high‑bracket savers; late‑career planning favors strategic conversions. Blending ...
Eligible workers can get up to $1,000 from the new Saver’s Match starting in January. Learn how to open an account, check your income and secure the full benefit.