Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15036
Choosing between a pension lump sum and monthly checks? Ask yourself these 3 essential questions before making an irreversible retirement decision.
Most inheritances won’t trigger a federal income tax bill. But what you inherit and what happens afterward mean other tax rules could come into play.
I have never run a post on this blog specifically detailing the "11 Bogleheads Principles." Today is a good day to explain them all. The post The 11 Boglehead Principles appeared first on The White Co...
Is fear keeping you from spending the money you worked so hard for? Take our quiz to uncover the mindset holding your retirement back.
In the 10 years since I left my job, I'm more content than ever before, but I'm also more unsure about what the future holds. Read more → The post A Decade of Freedom appeared first on Mad Fientist.
Some parents may feel obligated to help their adult children – but that support may be doing more harm than good.
August is encore month on the Retirement Answer Man podcast, giving Roger an opportunity to step back, reflect, and revisit some of the show's most impactful conversations. This week, he replays his d...
You might think locking in a rate saves you money, but financial flexibility is the real secret to keeping cash in your pocket for these bills.
Plunging stock prices may keep investors up at night. But there's a silver lining to a down market: it's a prime time to save taxes on a Roth IRA conversion.
I need to run some different scenarios, as I’ve recently learned about the potential benefits of waiting to collect social security, using various other income streams in the meantime and all the vari...
A market drop in your first retirement years can cost tens of thousands, even with the same average return. See why, backed by FINRA research. The post Sequence of Returns Risk: How to Protect Your Sa...
Sustainable retirement spending begins with quantifying the present value of your essential expenses and then allocating the remaining funded status toward discretionary “menu items” such as travel, h...
Retirees face nonstop disruption — from inflation to technology shifts — reshaping expectations, recovery time and what it means to feel secure in retirement.
One advisor calls the expected transfer a mirage; others say it may simply unfold more slowly and require more intentional planning.
Choosing a medical specialty is one of the most consequential financial decisions most physicians ever make. Here's how I think about it. The post What I Wish I Knew Before Choosing My Medical Special...
How much money do you actually need to retire? Many people approach retirement with a specific number in mind—$1 million, $2 million, or another target they believe will finally make them feel financi...
Paul and Angela in Florida are 52 and 45. What's the earliest the two of them can walk away from work at the same time, so Paul can spend a whole lot more time in the boat? That’s today on Your Money,...
I hear people talk about being semi retired but are working 20-30 hours a week, regularly. I assumed semi would be occasional contract work, seasonal work, or work only when and if you want (i.e. subs...
So, (60F) recently semi retired, some income, probably about 30-40K/year for the next 3-5 years and then I'll fully retire. How much is too much now to keep in a HYSA / cash? I have a temp rate of 4.2...
The secret to helping ensure a secure retirement is to create a coordinated strategy for how you'll manage your withdrawals, taxes and healthcare expenses.
Fall spending often increases because back-to-school costs, seasonal expenses, holiday travel, and gift shopping happen within a few months of each other. Preparing for those expenses now may help you...
Learn how to tap Medicaid or other programs for income in this week's Wealth Wise advice column. You may be able to balance caregiving with your career.
It can be hard to let go of stocks that have served you well, especially when a hefty tax bill results. What are the options when holding on becomes too risky?
Trust protectors can help protect against irresponsible trustees and other dicey situations that could put grantors' wishes at risk, estate lawyers say.
Ever since two park rangers approached me at an empty public court while I was teaching my own children tennis, I've been thinking about how to make sure it doesn’t happen again. Not just to me. To an...
I enjoy continued financial education. While this is generally good, there is a zone where you know enough to be dangerous but not prudent. The post Lessons Learned by a Moderate-Income Physician from...
My wife started taking early Social Security benefits at age 62. She has a part time job. We know there is a 2026 income limitation of $2,040 per month. If her income exceeds that amount in a given mo...
My wife will be 67 yrs old this sept, she want's to file for he SS now but will still continue to work full time she has medical insurance from work does she have to apply for medicare now or when?
My husband and I have found ourselves just a few years from retirement and realizing our adult children are not yet financially independent and struggling in today's economy. Can any of you relate to ...
claiming Social Security early has a benefit that is rarely discussed. The combined annual benefit for my wife and I is about $45,000. Drawing this amount instead of withdrawing this from our IRA, all...
Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://youtu.be/7lpp3XXiDyQ ======================= You probably think the ...
We are enhancing the AARP Online Community to provide an improved user experience while preserving the connections and conversations you value. To make that possible, we will be transitioning to a new...
We are enhancing the AARP Online Community to provide an improved user experience while preserving the connections and conversations you value. To make that possible, we will be transitioning to a new...
RMDs can have a serious knock-on effect on your finances in retirement. The key is knowing what's at stake and taking action way before the IRS comes calling.
The 30-year retirement rule is outdated. Is your tax strategy ready for what comes next?
Conventional rules don't count savings, lack of debt or credit score as much as a monthly income. But there are alternative routes you can take.
The backstory, so you understand how I got here: My brand-new husband died unexpectedly six and a half years ago (right before covid), and had no life insurance. Luckily, I make good money, so it didn...
The Food and Drug Administration is investigating six outbreaks of foodborne diarrheal illnesses caused by Cyclospora, a unicellular parasite known ... Read more
When it comes to a confident retirement, what if the biggest risk isn't running out of money, but waiting too long to enjoy it? As part of our "Freedom After 50" series, author Mike Drak explores: Why...
As I age, I find my ability to handle stress has diminished, and my reaction times probably have as well. Both of those things make driving more nerve-wracking to me. I need a solution because I don't...
I'd love some thoughts on my situation. I just turned 69, widowed since 52. Have always worked full time and still do, always for small companies so no retirement plans. Husband passed 15 years ago. I...
I've been retired for 7 years and enjoying retired life completely, and while describing work as fun seems weird, I do miss parts of my old job. Now, there's an opportunity go back as a consultant for...
Retirement can be nerve-racking, even if you're good with money. Rebuild your confidence by learning how retirement income, investments and taxes work together.
The math behind the 60/40 split has changed, while options for investors have increased. Why not broaden your portfolio to move with the times?
Sotelo Avenue in Forest Hill is the most prestigious street to own a home in San Francisco. I know. Someone on Broadway just spit out their $28 espresso. Stay with me. For 25 years I've watched San Fr...
Keep your relationship thriving in your golden years by aligning your money with your shared dreams.
Rather than formally retire, Serena Williams sought an "evolution."
The most important aspect of investing is not returns; it's risk management. And that is important to think about when investing in bonds. The post How to Invest in Bonds appeared first on The White C...
When "The Real Housewives of New York" star's husband passed away, Medley found herself in charge of overwhelming financial details. How can you avoid that?
Retirees flock to Florida for tax breaks — but hidden costs from HOA fees to high insurance — can quickly break your retirement budget.