Curated articles and podcasts from trusted financial experts and real retirees.
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If you wait too long to start spending your money, you will have wasted many years of unnecessary work, stress, and worry. You'll have traded your best decades for a number on a screen that eventually...
I will be starting Medicare next year and I have 1 very expensive med. The part D plan I am going to choose covers it. My question is that once I fill it for the 1st time and pay the $2400 am I covere...
Our reader wants to pay for hybrid life and long-term care policies with a pre-tax retirement account. Experts break down the numbers in this week's Wealth Wise advice column.
Twentysomethings are increasingly skeptical about homeownership and investing. But a retirement account (and the magic of compounding) could change their minds.
I (62f) retired in early September. I had researched everything, knew what I would take from my funds, knew I’d take COBRA, applied for SS, we got husband’s (66m) Medicare and Medigap set up and ready...
Living longer doesn't necessarily mean living healthier. A new Milken Institute project explores what it will take to close that gap.
If you don't need or want to take your required minimum distributions (RMDs), you can consider these strategies to help lower your tax bill.
A will alone doesn’t mean your heirs can easily or quickly access your estate. If you want to leave funds for a funeral, here’s what to do instead.
I retired from Union Pacific 3 years ago at 61, after 36 years, so I get my Railroad Retirement, Tier 1 and Tier 2. My granddaughter helped me look it up and it's a little over $4,000 a month after ta...
A Trump Account converts to Roth. A UTMA can't, but it can still go into Roth accounts within a few years, paying lower taxes along the way. Learn the Nuts and Bolts I put everything I use to manage m...
We talked to a number of WCIers about the most frugal thing they've done lately (or ever). Here's what they told us. The post What’s the Most Frugal Thing You’ve Done Lately (or Ever)? appeared first ...
The best part of my FI journey has been meeting eclectic, smart, and fun humans. People on the FI journey tend to be a little different and I find that I have more in common with them. I’m really fort...
A fulfilling retirement isn't just about filling your days with hobbies, but finding purposeful engagement that offers challenge, growth and accountability.
Is your retirement goal a "magic number" you think you need to be comfortable? You need a plan based on your own life, not someone else's arbitrary benchmark.
As a hospice physician, Jordan Gurmet discusses a familiar tragedy beyond the emotional weight of medical illness: the sudden, overwhelming ... Read more
Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/7a0f48 ======================= Every time you add one more year to your retirement projection, the numbers get bet...
Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/15076a ======================= You saved well. You invested well. You built $2 million or more. But the habits tha...
From 529 rollovers to custodial accounts, financial experts explain how to set young adults up for true financial independence.
Long-term care involves dealing with doctors, managing medications, arranging transportation and finding a facility. How should you and your family prepare?
Please raise your hand (and maybe in all your posts and comments add "single" or "solo") if you are a retired, or about to, single person. And maybe where you live. I have the opportunity to retire ab...
Hi All, I am 64 years old and would like to delay social security until 70. My plan is to put 6 years of expenses into something safe and put the remaining money into something more aggressive like an...
I retired July 1st after a long career in tech, and at least two other careers before that. I started working when I was 12 and was never really unemployed. Some things about retirement have really sh...
My wife and I are looking to retire in 2030 or sooner. I‘m not worried about money, but I want to make sure we are prepared with regard to insurance, withdrawal strategies, Social Security commencemen...
Tuesday, October 06 - Monday, October 12, 2026 Most Commented score comments title & link 278 337 comments Ready to retire but family not so much 176 248 comments Are you busy now that you’re retired?...
Hey everyone! I hope you finished your 2025 taxes because October 15th is right around the corner. This year, I put off finishing our taxes until the very last moment. ... Read more The post Making Ou...
After my posts on being broke again at 49 and feeling silently stressed, some of you let me have it. Irresponsible. Reckless. Top of the market psychology. All fair points. Please keep the respectful ...
A couple days before I published Broke Again At 49, my wife said going to Las Vegas over the long weekend would be a lot of fun. I had floated the idea a couple weeks earlier. Unbeknownst to me, she t...
The Garrett Planning Network of financial professionals aims to break down the barriers stopping ordinary Americans from getting the unbiased guidance they need.
Marginal tax rates drive choices about investment portfolios, Roth accounts, side gigs and charitable donations. Here’s how to calculate yours before you make any moves.
Market swings tempt many near-retirees to move to cash. A financial coach explains when it’s smart planning and what to ask before you sell.
At almost 50, I’m never doing a gut remodel again. Everyone who has survived one has the same thousand-yard stare. It’s the look of someone who spent two years arguing about grout color and waiting on...
Our new book for residents is completed, and we are now implementing the WCI Resident Champions Program. Here's what to know. The post Introducing WCI’s RESIDENT Champions Program (Free Financial Book...
New research is challenging the way we think about the 4% rule — and revealing why a smarter retirement income strategy may be less about preserving every dollar and more about confidently funding the...
As more Americans live longer and as the population ages, measuring the effect of retirement on physical, cognitive and mental abilities is a complex undertaking.
For many travellers, the Maldives already represents the ultimate escape – warm water, private islands, extraordinary marine life and some of the world’s most luxurious resorts. Increasingly, however,...
New York's iconic Plaza Hotel will close from January 2027 for at least four years while its landmark façade undergoes a major restoration. The post New York’s iconic Plaza Hotel to close for at least...
Inflation is likely to continue eroding Social Security's cost-of-living adjustment. Advisors share strategies for talking with clients about navigating the purchasing power gap.
"Medicare will happen when I turn 65. I don't need to think about it, right?" Wrong. Get up to speed with the system now to prevent stress and save money later.
A 4.2% higher wage base means more taxes for some earners next year.
With $1.1 million in the bank, the math on a new $80K pool might work, even if you're retired. But is a year-round maintenance commitment the best way to see your grandkids?
You can ask AI for financial advice, but it doesn't have all your details, so you should be cautious about the response. Here's a better way to approach it.
I went to work this morning, expecting it to be my last day, but I was met by one of the command staff…. “Turn in your stuff and go home… Come back for the party tomorrow.” Cool! But why didn’t they j...
Hi all - new to Reddit and the group. My wife and I are both 64 and retirement looms. We’re interested in bus and/or group travel companies. I’ve seen posts on OAT and Road Scholars with favorable rev...
I'm retiring (M62) at the end of this year and believe I've figured out my ACA health insurance coverage, which should cost me $0 per month if I'm understanding everything correctly. What I haven't fi...
I've been retired since May, turned 65 in Sept. Started out of the gate with really working on my health - food, exercise, et al. Also got very engaged in an activity I enjoyed that was neglected over...
We asked people who aspire to live long lives about how they hoped to do it and who might have inspired them along the way.
What does a successful retirement actually look like? Is it having $1 million, $2 million, or even $10 million saved? Is it having enough retirement income to cover your expenses, minimizing taxes, or...
Powerful earthquake in Panama damaged homes, roads, and community facilities. Learn why Panama's building standards matter and how they have responded amid the crisis.
Answering listener questions about competing financial priorities, including paying down debt, investing for retirement, buying a medical practice, and optimizing asset location between tax-deferred a...
Disciplined savers may need to learn how to confidently use the wealth they've accumulated. Here's how you can maximize your money in retirement.