Discover the Best Insights for Every Stage of Retirement

How to Handle Money Together in a Second Marriage

The financial stakes are higher and the potential pitfalls more plentiful when you say “I do — again.”

529 College Saving Plans Are More Powerful Estate, Tax Planning Tools

Congress continues to increase the tax and estate planning benefits of 529 plans, making them a must-consider tool for parents and grandparents.

Projected 2027 IRMAA Brackets and Surcharges for Medicare Part B and D

Will you owe the Medicare IRMAA surcharge in 2027? Grab your 2025 tax return and check the projected brackets and surcharges for next year.

After I Was Dropped on a Mountain in Alaska, I Realized What's Missing From My Retirement Plan

A skiing trip revealed a scary truth about retirement — we're so focused on making sure we don't run out of money, we don't think about running out of friends.

Are You Retiring Soon and Need Income? An Immediate Annuity May Sound Boring, But Hear Me Out

An immediate annuity transforms a lump sum into a lifelong paycheck, essentially providing a DIY pension so you can stop stressing over stock market drama.

When the World Is Your Retirement Home

Global nomads leave everything behind to wander the continents.

5 European Countries Welcoming US Expats

These are great options if you're looking to retire abroad.

Suffer Now, Thrive Later: Relish Working Brutal Hours Early in Life

Do you know who will most likely survive a zombie apocalypse? Green Berets and Navy SEALs who had to suffer to earn their place. If you have run six miles a day for years, jogging thirty minutes to ev...

How To Move Out Of America In 2026: 10 Best Countries For The Great Escape

A new report from Global Citizen Solutions ranks the best countries for Americans who want their savings to go further and their quality of life to go up.

Wealth Wise: Should We Downsize or Drain Our 401(k) to Pay Off Our Home?

In our retirement advice column, Wealth Wise, we help a reader navigate a heart-wrenching choice: Tap a 401(k) to save the lake home they love, or sell it to protect their financial future.

Inflation Is the New Fixed Expense in Retirement: 5 Things That Actually Work to Address It (and What Doesn't)

Inflation will cut your purchasing power in half over a long retirement. Simply trying to spend less won't work, so you need a plan that helps your savings last.

Health as we age in retirement

Sharing a short heads up regarding health as we get older. 64, healthy runner, biker and skier. Have checkups every year, use cpap nightly for 30+ years. Blood pressure normal, low/normal heart rate, ...

Do I sell my small shares of Mag 7

We are retired and have about 500k in iras I am looking for dividend income and some growth. I don’t know if I should sell my shares in individual stocks in case of a bear market or should I let them ...

At what point do you cash in a winner?

Planning on retirement in a couple years. Long time investor - actively screening and investing into my 50s. Late 50s then switched to more of a Bogle approach, which now accounts for the majority of ...

Our Annual Grandparents' Guide to Today's Pop Artists

If you liked Amy Winehouse, Radiohead or Miles Davis, we have new music recommendations for you.

I Loved My Italian Vacation: Here's How I Keep the Roman Glow Going Until the Next Trip

Travel is expensive and stressful these days. Here's how I'm preparing for my next trip to Italy — and how I feel like I'm already there.

Is Your Financial Present Threatening Your Financial Future? 4 Blind Spots to Watch Out For

Whether you're starting your career or nearing retirement, thinking critically about your financial outlook now will help you avoid costly errors in future.

Caring for Kids and Parents? 3 Steps to Help Fund That (and Save for Your Retirement), From a Financial Planner

Millions of those in the sandwich generation need to care for kids and aging parents while saving for retirement. These tips can help make it less of a struggle.

ChatGPT says the Actuarial Approach and its Funded Status Metric “Stands Above the Alternatives”

We recently asked ChatGPT two questions about using the Actuarial Approach and its Funded Status metric to evaluate a household’s retirement sustainability. ChatGPT had high praise for the Actuarial A...

RMDs, are there pitfalls? I need information

I've know that RMDs can create a bigger tax burden when they start. We have a traditional IRA. I (67) am already taking SS, my husband (69) will be taking it a year from now, and since we'd consider i...

Suddenly Inherited Money? The Critical Steps You Need to Take First

What you should do with an inheritance, even if it comes at the worst possible time.

How are FIRE adherents making out?

We check in on some champions of early retirement nearing their own finish line of financial independence. The post How are FIRE adherents making out? appeared first on MoneySense.

Of Course $10 Million Is Enough To Retire Early, Don’t Be Crazy

At a poker game recently, I heard one of the saddest things I've encountered in a while: “$10 million is not enough to retire early.” Mind you, we were all sitting in San Francisco, an expensive city,...

Bipartisan plan to fund Social Security with stocks has fatal flaw, researchers say

A bipartisan proposal to create a 75-year sovereign wealth fund for Social Security is not promising, according to Boston College researchers.

Ask the Tax Editor, May 22: Roth IRAs and the Five-Year Rule

In this week's Ask the Editor Q&A, Joy Taylor answers questions on Roth IRAs and the five-year rule, including contributions and conversions.

3 Questions That Define Your Ideal Social Security Claiming Age

Claiming Social Security too early can cost you thousands. Before you file, ask these essential questions to ensure you aren't leaving money on the table.

Inflation Isn't the Real Problem: Having No Plan to Account for It Is

Buying an "inflation protection" investment in retirement, instead of making sure your financial plan can withstand rising costs, is a big mistake.

Best Financial Books for New Doctors Who Don’t Have Time To Waste

In a decade’s worth of training, not a single hour was expended to teach you how a 401(k) works, what ... Read more

Travel Destinations That Make Sense After 30 Years of Saving Lives

A common retirement game plan for physicians goes something like this: sell the lake house, buy a condo in Scottsdale, ... Read more

Exploring the Target Date Landscape with Mercer’s Preet Prashar

Mercer's Preet Prashar joins the podcast to unpack the evolution of target-date funds. Discover actionable fiduciary benchmarking insights on glidepath suitability, market concentration, and custom TD...

Retiring Soon - Is 1% AUM Worth It, or Can We DIY This

Hi everyone! My Gen X husband (60M) and I (58F) are considering retirement in the next 12-18 months. We recently met with a fiduciary financial planner. He was a great guy, and we felt a good connecti...

Your weekly /r/Retirement roundup for the week of May 12 - May 18, 2026

Tuesday, May 12 - Monday, May 18, 2026 Most Commented score comments title & link 32 192 comments Sending out a goodbye email when it’s time to go… 44 55 comments Wife joining me in retirement in a mo...

More Americans Plan To Take Social Security Early

Social Security’s solvency problems combined with advice by online financial commentators could cause Americans to accelerate their benefit claims.

My Direct Indexing Experience (Year 2)

It has been almost two years since I started using Frec and their direct indexing products. This post breaks down the full performance over that time.

Any retirees who plan to be forever renters?

So much of the retirement advice I read or see on YT preaches the idea of paying off your home. The idea being that owning a paid-off home eliminates the largest non-discretionary expense in retiremen...

62-Year Old Works His Whole Life. He Has No Savings. He’s Not Unusual.

A UAW worker in Indiana worked his whole life, budgets carefully, has a 401(k)—and has nothing saved. Harry's story is the retirement crisis made human.

The New Retirement Squeeze: Debt Is The Hidden Risk In Your 60s

The conventional picture of American retirement has been giving way to something messier for years.

What’s a Safe Withdrawal Rate in 2026? Morningstar Weighs In

Morningstar puts the safe withdrawal rate at 3.9%, but flexible strategies can push it to 5.7%. Seven takeaways and what they mean for you. The post What’s a Safe Withdrawal Rate in 2026? Morningstar ...

Vanguard Target Retirement Lifetime Income: What It Can and Can’t Do for You

Vanguard’s new target-date trusts put guaranteed income inside your 401(k). But a floor isn’t a plan. Here’s what the product can’t tell you. The post Vanguard Target Retirement Lifetime Income: What ...

Boldin vs. Empower: Which Retirement Planner Is Best for You?

Empower shows you what you own. Boldin models whether it lasts. Here’s how they compare on planning depth, tax strategy, and advisor access. The post Boldin vs. Empower: Which Retirement Planner Is Be...

Two Simple 401(k) Lessons for New College Grads

One of the most fortunate events of my life was my first job after college at the Center for Retirement Research at Boston College (CRR). Not because of the salary — I think I earned less than $40K. W...

'Inflation Comes and Goes,' But Your Savings Can't Wait: Dave Ramsey’s 8 Ways to Protect Your Retirement

Ready to call it quits? From timing Social Security to planning, here are 8 pieces of Dave Ramsey advice for a secure retirement.