Discover the Best Insights for Every Stage of Retirement

Take These Steps to Tame Your Taxes In Retirement

Worried about rising rates? Here’s how to avoid a bigger bill after you stop working.

Retiring this month and uncomfortable with my Financial Advisor

I’ve been with my advisor for about 8 years. I’m 61 and retiring at the end of July (in 3 weeks). The last several calls/virtual meetings with my advisor have gone a little too fast for me. I feel lik...

Giving notice options for key employee.

I (67M) am employed at a small ($20M) manufacturing company. I am a key employee responsible for the production side of the business. There is no one in the company capable of taking over my duties. M...

Laid off at 60? What happened next?

Hi, r/retirement. A couple times previously, I've tapped this community to report and write articles for USA TODAY about how Americans experience retirement. (Thank you!) Now, I want to reach out with...

How The Rich Justify Buying $9+ Million Homes They Barely Use

I toured a $9 million house in Honolulu to better understand the luxury housing market. I love real estate, and visiting nice homes for sale is one of my favorite hobbies. My parents are 81 and 78 and...

When a checkbook IRA is a good idea — and when it's not

Although there are advisors who suggest steering clear, there are times when clients might benefit from using a checkbook IRA to invest in alternative assets.

Why some advisors prefer HSAs over IRAs for retirement savings

At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.

DOJ Lets States Limit The Ability Of Frail Seniors To Live At Home

The DOJ said it will no longer enforce a nearly 30-year-old Supreme Court decision in a case called Olmstead v. L.C. ex rel. Zimring.

How Long Does It Take To Make A Friend In Retirement?

Friendship takes more time than most people think. Wes Moss breaks down the research and offers a practical framework for building community in retirement.

Average IRA Balance by Age in 2026: How Do You Compare?

See average IRA balances by age for 2026, based on IRS tax data covering 71 million account holders, plus what the averages leave out. The post Average IRA Balance by Age in 2026: How Do You Compare? ...

A Trump Account Can Leave Your Kid With Less Than a Brokerage Account

Beyond the free $1,000, funding a Trump Account can leave your child with less post-tax than a brokerage account, unless you get the Roth conversion right. The post A Trump Account Can Leave Your Kid ...

Why Social Security’s Trust Fund Could Be Depleted Even Earlier

Social Security's trustees estimate the trust fund will run out of money earlier than they estimated last year. But the new projection still could be optimistic.

Trump’s Australia Retirement Idea Is Not Social Security Privatization

Trump’s Australia retirement idea should sit on top of Social Security, not replace it. The U.S. needs universal accounts and a funded floor.

Do You Lack the Confidence to Go Ahead and Retire? You're Not Alone

Feeling secure enough to retire can be hard to define, especially during periods of economic uncertainty, and the decision isn't always about affordability.

How Small Business Owners Can Balance AI With Employee Loyalty and Retirement Goals

Scaling your business for an exit doesn’t mean shedding your soul. Here is how to leverage AI to elevate your people and maximize your final payout.

3 Tax-Efficient Legacy-Building Strategies for High-Net-Worth People, Courtesy of an Estate Planner

If you have a high net worth, you need the kind of estate planning that navigates complex tax landscapes to ensure you pass on the maximum amount of wealth.

This Is What Can Happen When Your Financial Plan and Estate Plan Aren't in Sync

Your financial plan and estate plan should work in concert. Problems can emerge when you treat the two as unrelated entities.

Cash set-aside in retirement: What's your strategy and why?

Recent events have reminded me of the old adage: "when it rains, it pours." Car died, landscaping bills due, dishwasher died, chair died. On and on, actually, in the space of a couple of months. My re...

Income Went Up After Retirement

I retired 2.5 years ago from a company. Immediately, my income went up. My current income is made up of a pension from a previous government career; income from commercial rental property; and deferre...

For those who have already retired, how long did it take you to figure it out?

I turned 65 in April and was planning to retire at 67, but my mother passed in February and I inherited a fairly large estate, so I have moved my plans up. I had a decent size 401(k) and would’ve been...

The Optimal Time to Stop Paying for Your Kids’ Activities

With the World Cup on, I've been thinking about all the parents currently spending $3,500 to $7,000 a year on travel league soccer, dreaming their child might one day wear the national team jersey. So...

Why some advisors prefer HSAs over IRAs for retirement savings

At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.

Beyond SSI/SSDI: How To Get The “Chronically Ill” Lifetime IRA Stretch

How families can preserve valuable inherited IRA stretch treatment for a child or grandchild who needs support but doesn’t qualify for SSI or SSDI.

Germans May Retire At 70 But They Have Better Jobs And Longer Lives

Germany may raise its retirement age toward 70, but healthier workers, stronger labor institutions, and better jobs make the U.S. comparison misleading

Retiring From the Military: 10 Things to Know

It's a whole new world off base, and "retirement" means something different for those who have served.

Are Total Market Bond Funds a Smart Addition to Your Portfolio? A Financial Planner Outlines Possible Risks and Rewards

Total market bond funds aren't inherently safe investments. What investors and their advisers need to consider before adding them to a healthy portfolio.

Buying a House Together When You're Not Married? A Lawyer Explains Why It's One of the Worst Financial Moves You Can Make

When living together doesn't work out, an unmarried couple with separate financial lives can move on with no strings. Not so if they buy a house together.

What HCPs across the country are saying about policy and research and why your voice matters

Health care professionals are constantly navigating changes in policy, clinical evidence and practice expectations all while delivering patient care. Over ... Read more

How Much is One Million Dollars Worth?

Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management, where he helps institutions and individuals build ... Read more

Do You Know What It Takes to Be a Millionaire? Test Your Knowledge

Wonder what separates those who build a million-dollar nest egg from the rest, and whether you have what it takes to make $1M? Take this quiz to find out.

Trump Accounts Are Not Worse Than 529 Plans

Trump Accounts have flaws, but 529 plans are not the simple alternative their defenders claim. Fees, complexity and low take-up matter.

The Sunday Best (07/05/2026)

There isn’t a smoking gun for the decline in employment and participation amongst 25-34 year olds. If we squint at ... Read more

Why Even Retirees Need Emergency Funds

Wealth protects your lifestyle, but liquidity protects your wealth. Here’s why a strategic cash cushion is still your portfolio’s best line of defense.

Your First 5 Potential Moves When Inherited Wealth Makes You Rich Overnight

An inheritance isn't "found money," so don't rush to use it or let others push you into making decisions. These five tips can help you manage the money wisely.

Is Private Equity Behind the Scenes in Your 401(k)? Here's What That Could Mean for Your Retirement

Private equity is finding its way into 401(k)s, but the risks (or benefits) for you may depend on how close you are to retirement. Here's what to look out for.

Don't miss the Roth Conversion window (I did)

For those who are between 59 1/2 and 65, do look into doing (some) Roth conversions within your IRA/401K accounts. If you don't, you may end up in a bind in the future. I did not do any Roth conversio...

Post Retirement Fatigue Questions

Hello! I just joined this group and this is my 1st post here. I’m hoping to get some insight into life after retirement. I just recently retired (62) and now I’m experiencing fatigue like never before...

Home office - what did you do with yours?

I have a home office that is rarely used now and quite honestly - I do not like to be in there. There were too many moments that I pushed through to keep working and get to financial security. I am lo...

The Dumbbell FIRE Investing Method To Safely Build Max Wealth

FIRE is ultimately about being set for life. You build a portfolio big enough to cover your expenses, and then your one job is to not blow it up. But here's the tension worth talking more about. The m...