Curated articles and podcasts from trusted financial experts and real retirees.
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An estate plan requires a three-step process of design, structure and the often-missed step of funding your assets to ensure your wishes are legally executed.
Nearly half of unadvised workers and 20% of retirees expect to hire an advisor, according to new research. Plus, many workers erroneously think they are saving.
Many retirement savers will have no trouble choosing between an IRA or a trust. But experts say there are some important factors that add complication to the decision.
Thinking about pausing your 401(k) contributions? While it may seem like a quick way to free up cash, even a temporary pause may reduce compound growth, eliminate employer matching contributions, and ...
What began as a journey across Portugal turned into a permanent move. Discover how one British expat settled in the Algarve, purchased property, and embraced life abroad.
In‑kind RMDs let you transfer investments instead of selling them for cash. Learn how property distributions work, why investors use them and the tax rules.
Although millions of Americans don't have access to a 401(k), there are plenty of other ways to save for retirement. And the sooner you start, the better.
What if we’ve misunderstood quitting all along? What if persistence is overvalued, and strategic quitting is actually a marker of wisdom? The post Quit Smart: Escaping the Trap of Relentless Persisten...
You've accrued wealth to finally retire, but your "best" retirement involves learning how to enjoy the life your wealth was meant to support. As part of our "Freedom After 50" series, hospice doctor J...
Change is hard, but if you’re not making the most with your money, it might be time to get a new advisor.
Life is hard if you want to outperform average. To reach a USTA 5.0 level in tennis takes an endless amount of practice. To get promoted to Managing Director in banking, you first have to survive a de...
At both the federal and state levels, efforts are underway to give workers a retirement savings boost.
In our retirement advice column, Wealth Wise, our reader turns 65 a year before their spouse. Here is how to seamlessly bridge the age gap using veteran benefits.
Real life can lay waste to shaky retirement income formulas. It's better to build a stable plan for your money in three layers: Need, want and grow.
Even the best financial plan can be derailed when we're too overwhelmed to follow the guidance it sets out, or worse, think we can always act on it tomorrow.
Cash balance plans are underused despite their potential to boost retirement savings and reduce tax liability for high earners. Time to give them another look.
Sharing / Crossposting per request of an active r/retirement community member here ( u/ga2500ev ), from our sister community of those that retired Before age 59. Thanks! submitted by /u/MidAmericaMom[...
I wanted to ask this community how retired couples handle chores. I was a stay at home mother. I cooked, cleaned, laundry, etc. My husband is retiring next year. I’m starting to get overwhelmed with k...
Recently retired at 60. Want to increase my hiking and other activities. Anyone else out there hike on the regular? What’s your general routine? Weekly? How far? Do you have a hiking buddy or go solo?...
I am 63 and married for 30 years - husband is 67 and retired from corporate 2+ years ago. We are financially sound - our FA says we are in great shape with nothing to worry about and that I can retire...
Hello, I am recently retired. I am not collecting SS yet. I am living off of my wife's small income and a severance I received from work. I have a very healthy 401k balance a few small pensions so we ...
The beliefs you carry about money help determine what you do with it. Here’s why your biggest financial obstacle isn’t a number. The post How Your Money Beliefs Shape Your Financial Future appeared fi...
Prudent retirement planning requires using a planning horizon longer than your life expectancy. In prior posts we have recommend using the Actuarial Longevity Illustrator and the three-step process ou...
There are 10 things sitting in your life right now that are quietly draining your retirement. Most people never notice them. This isn't the usual save more, buy more advice. After 15 years of helping ...
When jet fuel prices shot up this spring, airlines responded by raising their ticket prices and fees. Now fuel costs ... Read more
I got curious the other day and started doing some research on the wealthiest physicians in American history. It truly ... Read more
Before giving your kids money in retirement, ask these 3 questions to protect your nest egg and their financial future.
Electronic Social Security payments are being touted as faster and safer than paper checks. But those who rely on them will need support to make the transition.
If you wrote off annuities in the past, you might be surprised to learn that higher interest rates and major product improvements have made them more effective
Retirees can trade financial anxiety for peace of mind by adopting these practical habits that build on structure, flexibility and consistency.
After getting my first attending paycheck, I knew I had to make smart decisions. Here's how I made those decisions and the mistakes I made. The post The Financial Life Shift: What We Did When I Finall...
Social Security's trust fund will be depleted earlier, according to the latest estimate from the system's trustees. That estimate could be optimistic.
Part of the reason I've been writing about distribution and the importance of eventually betting on yourself was to gear myself up for Y Combinator Demo Day. For those unfamiliar, YC is the largest an...
It's important to have perspective throughout life. Preparing for and living in retirement is no exception. In this episode we have a little fun discussing the possible perspectives of “The 5 People Y...
Everyone wants to invest in the next hot thing. Today, it's SpaceX. Tomorrow, it might be OpenAI or Anthropic. Twenty-five years ago, it was Pets.com. More recently, investors have chased the exciteme...
As you age, you might consider a more refined and personalized longevity goal that reflects your life experience.
I just found out that I can join a Silver Sneakers gym while traveling at no additional cost. I travel to my hometown for a week or two about once a quarter and this will be a great benefit to keep me...
My wife (68) and I (71m) live a lifestyle that centers on tennis and fitness. Many of our friends walk, bike, swim, hike, and yoga. At times, we are slowed down due to arthritis, heart disease, lung d...
Do you pay your bills and other expenses using a credit card for the rewards and / mileage? Thinking about implementing this and wondering how many people do it and is it worth it. I know some people ...
If you have $1 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
Rather than running to the sidelines or moving to cash when things get bumpy, seasoned savers are building up their balances and locking in long-term security.
Major life changes can your estate plan outdated fast. Here are the three instances that should spur an update right away.
The sandwich generation risks its own retirement by supporting parents and children. Protecting savings, planning, and setting boundaries ensures long term stability.
Trump Accounts are a new type of tax-advantaged investment account designed to help children begin saving and investing early in life.
Social Security is phasing out paper checks. See what beneficiaries need to do now to ensure payments continue without interruption.
Take the time to reduce your anxiety about spending money in retirement, and you’ll feel better about spending money on things that make you happy.
"Fiduciary" is sometimes used to blend legal obligations, professional ethics and marketing language into one trust-building slogan that could be misleading.
This podcast episode talks with Jeromey Thornton about the evidence behind factor investing, how Avantis Investors approaches portfolio construction, and what sets the firm apart from other fund provi...
Most people spend decades preparing financially for retirement. They contribute to retirement accounts, pay down debt, evaluate Social Security strategies, and work with advisors to make sure their sa...
Long-term care insurance can help offset one of the biggest financial blind spots in retirement. But timing and strategy are everything.