Curated articles and podcasts from trusted financial experts and real retirees.
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A new CMS program finally brings Wegovy and Zepbound within reach for seniors. But a hidden rule about your deductible could cost you thousands.
Don't get hit with a higher tax bill just when you've lost your spouse. You can deal with it once the worst has happened, but it's far better to plan ahead.
See full results from our retirement travel survey. Most surprising? For many people, it is not a money question. It’s primarily about time. The post Retirement Travel Survey: Financially Confident Re...
Has anyone here either moved to New England or relocated within New England for retirement? I lived and worked on Boston's Northshore for 35 years and miss it during the summer and fall (not so much i...
Hi everyone, My wife and i are hoping to retire in about 7 - 10 years, ultimately my question is have I forgotten anything important in my calculations. My wife will retire with a full pension and i w...
I (64M) retired a fewof months ago, and I am decidedly not adjusted yet. My wife and I did the big road trip of 6,500 miles, saw almost every member of my extended family, visited the Grand Canyon (a ...
Not sure which sub to post this on. A little financial planning, a little healthcare but retirees probably are most familiar with this situation. Retired couple 61/60. Cobra about to run out. Looking ...
What if budgeting wasn't about restriction, but about giving every dollar a purpose? This week, Roger sits down with Jesse Mecham, founder of YNAB (You Need A Budget), to discuss the power of intentio...
Here's a step-by-step process (with screenshots) on how to open a 530A (Trump) account for the children in your family. The post How to Open a 530A (Trump) Account for Your Child appeared first on The...
Creating an income stream that mimics a paycheck can help you safely loosen the purse strings. Personal finance writer Jean Chatzky shares her opinion.
Talking with your parents about their money can be awkward, but it's necessary to know what's up as they get older. These tips can help.
A custodial Roth IRA lets parents help a child with earned income start building long-term wealth. By starting early, children gain decades of potential tax-free growth while learning the value of sav...
In 2027, Medicare participants will pay more for their health care. Fortunately, Part B costs are expected to rise less than 5%.
When looking for a contractor or a financial adviser, hiring based only on price is risky. These questions will help you find the right person for the job.
IBR and RAP are both federal student loan repayment plans. The quick answer is that for most physicians with a ... Read more
I hang out here a lot and relocation after retirement seems to be discussed pretty frequently. Would love to hear how it's worked out for single people who have moved to a location they always wanted ...
“Micro-retirement? I thought that was a vacation?” Well, yes…and no. A micro-retirement is an extended, unpaid career break taken years ... Read more
My stepdad died last month. My mom’s been in and out of the hospital since then (broken heart?). As a former engineer, I have a mindset to observe and then improve things. It’s just how my brain works...
Your target retirement age is looming, but you're not sure you're on track to retire the way you want? Here's what to do.
Schedule a Free Financial Assessment with an experienced professional: https://purefinancial.com/lp/free-assessment/?utm_source=captivate&utm_medium=podcast&utm_campaign=free-assessment&utm_content=ym...
No stars. The rainy dark day just crept into night The air is thick with moisture and to... still The stream of crickets' song is uninterrupted and unwelcomed A critter, maybe a mole, is in the yard. ...
We asked 15 questions to determine how those who have retired got there. So far, about 140 people have responded. Here's what they said. The post ‘It Felt Awkward to Have More Time and a Slower Pace’:...
Choosing when to claim Social Security can have a lasting impact on your retirement income, but many retirees make this decision without fully understanding how the rules work. In this Q&A episode, Je...
There are no two ways about it: Inflation will affect your retirement savings. But you can plan for rising costs without losing the lifestyle you want.
With no mortgage and a solid nest egg, a reader in this week's advice column wants to take a year-long sabbatical in Europe. Is he nuts? Or brilliant?
July 27, 2026 – Welcome back to a new part of my Safe Withdrawal Rate Series. In my 10-year quest to study safe withdrawal strategies and find ways to hedge or at least alleviate Sequence of Return Ri...
So as I plan for retirement I've been watching a lot of YT videos about it. And they seem to be split into 2 opposing camps. First: Retire now, time is the only irreplaceable resource, most retirees d...
Early versions of the WISH Act would cost about $200 billion, equal to a payroll tax rate of 1.7%. But with tweaks, WISH could come in at around half its initial cost.
It usually is not a good idea to name a trust as an IRA beneficiary, because heirs often are penalized with higher taxes. There are a few exceptions to the general rule.
One of my biggest fears as a parent is raising kids who can’t launch into adulthood on their own. My hope is that by 26, three years after college to find their footing, they can support themselves wi...
Here's my experience flying first class for the first time in my life. Was it worth it? Eh, I'm not entirely sure. The post My First Time in First Class appeared first on The White Coat Investor - Inv...
Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://youtu.be/7lpp3XXiDyQ ======================= Two people retire on th...
$1,440,000 sounds like the finish line. For a lot of people it's actually where a brand new problem starts, one nobody warns you about before you get there. I've sat across the table from hundreds of ...
Zero tax on retirement income sounds great, until you can't find a doctor. Here's how five "tax havens" compare on healthcare, property taxes, and living costs.
Roth conversions sound like a no-brainer — pay more tax now to pay less in future. But you need to understand your tax bracket to make sure they'll work for you.
As Gen X enters its prime retirement-planning years, members of the "forgotten generation" face extra challenges in securing their future.
Choosing an executor requires evaluating a candidate's financial judgment, objectivity and capacity for the long-term commitment necessary to manage an estate.
OpenAI said today it is making ChatGPT Health, a feature that helps users with health-related queries, available to all U.S.-based ... Read more
Not everything The White Coat Investor publishes is fully embraced by the readership. Here were some of our biggest controversies. The post The White Coat Investor’s Most Controversial Articles, Part ...
Plus: Caring for parents, taxing billionaires, buy-sell planning for business owners, LeBron’s move to Philly, tax trivia, and more.
Episode 528 00:00 Introduction 00:31 Has Warren Buffett changed his view on Technology Stocks 06:18 Warren Buffett philanthropy 08:47 Berkshire Hathaway large cash position 13:14 China’s Moonshot AI 1...
Recent college grads face endless job rejections, forcing parents in their 60s to put exit plans on hold. Here is how families can navigate the strain.
The retirees who enjoy the lowest tax bills in retirement aren't those who earned the least — they're the ones who plan ahead for their retirement income.
The most underestimated risk in retirement may be the one your financial plan can't prevent — the cognitive decline that happens when your mind isn't challenged.
Parents planning to leave money to their children fear one thing: Will wealth make their character or break it? There are some practical ways to find out.
High fuel prices and the cost of living have made vacations much more expensive. Will going away this year put you in debt or affect your long-term goals?
I graduated from nursing school in 1974 and have worked ever since. Monday will feel weird, but I’m pretty sure I’ll get over it . Healthcare is a tough field, and it got to the point where I really d...
Last night I had my first dream about retirement. In my dream, I was at work, and we were doing something, which is what we are always doing. I and everyone in my dream were aware that I had two month...
Some ultrahigh net worth clients would be affected by a change to retirement plan contribution and distribution rules that's under consideration in Congress.
Here’s a look at QQQ vs. QQQM to understand the differences between the index funds and help you understand which may be a better fit. The post QQQ vs. QQQM: What’s the Best NASDAQ 100 Index Fund? app...