Curated articles and podcasts from trusted financial experts and real retirees.
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Record market highs can present an opportunity to retire earlier than planned, provided your strategy relies on spending control, risk management and more.
Shifting away from stocks reduces risk, but as this week's Wealth Wise column explains, you still need to beat inflation. Here's how to balance safety and peace of mind.
A secure retirement relies on disciplined preparation, mastering fundamentals and coordinating long-term financial decisions rather than chasing single wins.
Healthcare and long-term care costs have surged in the past decade. Have you set aside enough to prepare for this rising expense? Consider these four issues.
It’s been a while since I’ve done a reader case, so I thought I’d grab one from the ol’ inbox. So here we go! Dear Kristy & Bryce, Firstly- thank you so much for all you do! I have been reading your b...
An HSA for retirement may help cover future healthcare costs while providing 3 tax advantages: pre-tax contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses. Common H...
From what I’ve seen firsthand since retiring, there seems to be an interesting divide after the initial “this feels like a vacation” stage wears off. Some people stay fully retired. They may travel, p...
At the end of the year, I am retiring at 60 (wife retired last year). We have a 5 year pension that starts in January and essentially replaces my income. We have always lived below our means and will ...
The era of "raise them until 18 then they're on their own" is long gone. Childhoods are lengthening and so is the scope of parents' financial involvement. Where parents of the past might have seen the...
Staying late at work as a doctor gets framed as professionalism or thoroughness, but step back and look at it through a financial lens. The post The Economics of Going Home on Time appeared first on T...
Happy Labor Day weekend everyone. Perhaps some of you are in the market for a new car this weekend. I'm definitely not. After almost a year of deliberating between replacing my 2015 Range Rover Sport ...
I reached 70 and have had two life-changing medical issues. But there's a good side to aging, too.
Can AI really help you create an estate plan, or could it create problems your family won't discover until it's too late? In this episode, we review a real Texas will and uncover several surprising is...
3 retirement topics to think about: target date funds, TIPS funds, and asking for help. Accumulation for retirement comes with ... Read more
A while back, I came across a thread on Reddit that asked this question: what expenses do you regret avoiding to reach FIRE? The post Do People Who FIRE Regret Not Spending Money on Things They Could ...
Semi-retiring gave me time to organize my estate plan. Here is my simple 3-step checklist
Financial confidence in retirement depends far more on lifelong planning, discipline and risk management than simply having a massive account balance.
Phasing out full-time work creates a unique transition window for Roth conversions. But watch out for these tax traps.
Without a shift in your investment strategy, all it takes is one bad year in the markets to derail your retirement plan.
Your retirement plan may be financially watertight, but if you don't have a reason to get out of bed every morning, all that effort could go to waste.
An expiring term life insurance policy is a great wake-up call to update your coverage and estate plan so they align with your current season of life.
My husband and I want to get out of NYC for the month of February this winter. This will be our first time, and we’re looking for recommendations. We want to go anywhere other than Florida or Arizona....
The last 10 years of my working life I was happily single (following a long happy marriage and raising a loving family). I put all my energy into my work which I enjoyed and I finally retired last y...
Two people, same age, same savings, same expenses. One files for Social Security at 62. The other waits until 70. Everyone knows the one who waits gets a bigger check. Almost nobody looks at what's ha...
After decades of saving, many affluent retirees find spending harder than accumulating wealth. Here is why money habits are so hard to break — and how to finally enjoy your savings.
Your 60s can be the most valuable decade in your life, but far too many people miss valuable tax planning opportunities that can lower their lifetime tax bills.
True financial planning takes well-being into consideration so you're not caught out by the profound shifts you encounter when you reach midlife or retire.
The settlement agreement will include other fees and costs, along with non-monetary terms and conditions such as fiduciary training, a full review of TDF options, and the appointment of an independent...
The first publicly available S&P 500 index mutual fund overcame a rocky launch to help make low-cost indexing a foundational building block of retirement investing
“Deel Retirement” embeds enrollment, contributions and reconciliation directly into the platform, aiming to eliminate the administrative friction of connecting payroll with retirement plan providers
Plus, more news from PCS Retirement, Stadion, NSCP, and DWC
What the Bloomberg 401(k) Lawsuit and Others Warn Us About Ongoing Fund Monitoring
Today's retirement investors face a dramatically different landscape than they did during the long...
Today's retirement investors face a dramatically different landscape than they did during the long...
Here's all you need to know to fill out IRS Form 8283 for your Donor Advised Fund (DAF). It's not as hard as you might think. The post How to Report Non-Cash Charitable Contributions for Your DAF (IRS...
Transamerica Institute study shows financial pressures are eating into middle-class workers’ ability to save, and prompting them to work longer
What the Bloomberg 401(k) Lawsuit and Others Warn Us About Ongoing Fund Monitoring
Today's retirement investors face a dramatically different landscape than they did during the long...
You can help your kids without hurting yourself.
Our Kiplinger Tax Letter Editor answers readers' questions about retirement plans and IRAs, including a big change to 401(k) catch-up contributions.
Are you thinking of dropping your long-term care coverage because you no longer trust the insurance company? Don't cancel without considering these key issues.
I'm reading a great little book called The Practice Of Not Reacting: Zen Wisdom For A Happy Life by Ryushun Kusanagi. The publisher is Portfolio Penguin, the same publisher for my 2027 book, Your Chil...
I'm 63, I have my exit plan for next December. Some of my MBA fellows have already retired, and doing consulting. Why? Why would you retire, just to do consulting work? To me, retirement is just that,...
You may own hundreds of stocks, but that doesn't necessarily mean you're diversified. Discover where concentration risk is really hiding and what you can do about it. In this episode, you'll learn: Wh...
Many people assume that only major decisions move the needle on wealth. However, lifestyle creep can sabotage savings goals without you noticing. Each time you choose to upgrade your car, expand your ...
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A major new study has raised an intriguing possibility about semaglutide: its effects may extend beyond weight loss and blood-sugar control and reach some of the biological processes involved in agein...
Intentionally using your wealth to create lasting memories with the people you love, rather than just saving for someday, is one of life's greatest gifts.
Prepare for rising Part D costs, shrinking drug plan options, and newly negotiated prescription prices before Open Enrollment begins.
Failing to reach Social Security's 40-credit requirement doesn't mean your tax contributions are lost. Here are some options to help you secure benefits.