Curated articles and podcasts from trusted financial experts and real retirees.
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This trust safeguards your life savings from high long-term care costs while maintaining your eligibility for government benefits.
We asked 15 questions to determine how those who have retired got there. So far, about 150 people have responded. Here's what they said. The post ‘My Spirit Animal Is Now the Sloth’: Real Life Example...
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC George and Louise in Queens bring in $600,000 a year. Should they keep working just to do Roth convers...
In this week's Wealth Wise advice column, experts explain why you don't have to play it safe if your income is secure and you're investing for your heirs.
Inflation, volatile markets and news from the Middle East have many feeling the need to make changes, but acting on impulse is unlikely to lead to success.
Don't surprise adult kids with a complex estate plan. Prepare them to handle family wealth by teaching them smart financial habits from an early age.
Rising costs for long-term care can pose a major risk to retirement security, but advisors can support clients and caregivers plan ahead and protect their financial security.
Takeaways A 401(k) is a retirement savings plan offered through your employer that lets you invest part of each paycheck. Contributions may be made pre-tax (traditional) or after-tax (Roth), depending...
Newsom backs Prop 42’s retirement pitch. Its broader effect is to block the billionaire tax and restrict California’s future revenue choices.
I’ve heard from a number of retirees (not all) that they are busier now than when they were working. For these people, they say that it’s stuff they WANT to do now, which wasn’t true before, and that ...
I am retiring at the end of this year. My partner and I both have pre-existing conditions making a Long-Term Care (LTC) insurance policy unaffordable, so I have decided to fund one on my own. Has anyo...
I was just thinking it would be nice to have a health Monte Carlo simulator alongside the financial one. You could input you health conditions, height, weight, amount of workout, and of course histori...
Dolly Parton had hundreds of millions of dollars, sophisticated estate planning, and a plan for what would happen after she was gone. Yet conflict still followed her death. In this episode, we look at...
Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/15076a ======================= You saved well. You invested well. You built $2 million or more. But the habits tha...
Today, I'm excited to welcome Dr. Lorraine Besser to the podcast. Lorraine is a philosopher and author of The Art of Interesting: What We Miss in Our Pursuit of the Good Life and How to Cultivate It. ...
In 2011, I tired of being an employee, and I said to myself, whatever lies ahead is better than what lies behind. So, I began to automate. The post Something New in Medicine, and Something Old — And W...
From healthcare logistics to social ties, here's why staying in my longtime home won out over a tropical move.
Retirees could take advantage of better yields on cash and annuities while paying down variable debt and navigating a tougher housing market.
Women can find it hard to take center stage in their own retirement plan. Here's how to take care of those you love while building a life you love, too.
Your financial plan may need to support you for 35 years of retirement, not 25. Here's how to redo the maths on withdrawals, inflation and lifetime income.
You don't need to have retirement figured out before you FIRE. Why giving yourself permission to do nothing might be the best way to start early retirement.
Required minimum distributions can be used as a tool to help lower your tax bill, smarten your charitable giving and keep your retirement strategy on track.
AI chatbots can offer quick retirement insights, but can also provide outdated figures. Always double-check their advice before making financial decisions.
The 10-year Treasury is paying its highest yield since 2002, and Pimco, BlackRock and Barclays are telling investors to lock ... Read more
At some point, you might find yourself short on money with no obvious way to fix it. You'll have a plan. You'll have strategies. But you won't know exactly where the money will come from. That's where...
Episode 536 00:00 Introduction 01:45 – Market Resiliency & Normalizing Rates 04:15 – Historical Rate Regimes (Post-WWII to 1970s) 07:30 – The Natural Rate Benchmark & Nominal GDP 10:00 – Economic Bene...
Episode 535 00:00 Introduction 02:09 2017 comparison to today’s market 04:03 Planting a Garden Portfolio 06:32 Netflix Potential 07:23 Canadian Pacific Kansas City 08:08 Utility Stocks 09:04 Nucor 09:...
These core estate planning documents will spare your loved ones from court hassles and help ensure your financial and medical wishes are carried out.
Accumulating tens of millions in a mega-retirement account is impressive, but preserving that wealth across generations requires moving beyond standard IRAs.
So I’m turning 65 in a couple of months. I’ve worked for 50 years. I have enough to retire on. My health is good but not great. When I told my family I was as thinking of retirement they were not supp...
As readers of this sub, in retirement and retirement planning we are familiar with the term, "Go-Go Years, Slow-Go Years and our No-Go Years." As a description of averages, it's not wrong. Most people...
I was planning to retire next year but my position was eliminated at the end of September. I’ll be turning 61 early next year. When I tell people I might just retire and not get another full time posi...
Now that I’m retired and no longer have W-2 income, how should I answer the question about income on something like a credit card application? Right now, my income is pretty much whatever I decide it ...
I'm 69 and retired a year and a half ago. My husband is teaching part time. Life isn't as satisfying as I'd like. I've done some house projects, getting back into art, reading more, and a bit of trave...
If you work past age 65, assuming you can delay signing up for Medicare can lead to permanent penalties and costly coverage gaps. Here's how to avoid that.
Let's think about if becoming an S Corp would be a a great cost-saving measure for you or if it would be an unnecessary and costly election. The post When an S Corp Saves Taxes and When It Doesn’t app...
Many doctors might not be getting big chunks of money they've earned, due to complex coding rules. I used to be one of those people. The post Getting Full Credit for the Work You Already Do (and Getti...
Talking with hospice physician, author, and podcaster Dr. Jordan Grumet about how third parties that provide no direct patient care are extracting enormous profits from the system. He and Dr. Jim Dahl...
So much of our energy has been focused on getting rid of our student loans, and we often dreamed about our doctor house. We're still waiting. The post We Still Don’t Have the Doctor House We Promised ...
You don't need a million dollars to transform your finances and set yourself up for retirement.
Receiving an inheritance in your 50s or 60s? Find out how to use the Great Wealth Transfer to buy back your time, pivot careers or fund family memories.
Joy Taylor answers questions from readers on federal and state estate taxes.
David Booth’s Stay Calm lays out the latest, highly convincing case for sticking to indexing and doing less as an investor. The post The calming genius of passive investing appeared first on MoneySens...
Medicare Open Enrollment for Part D drug plans in 2027 looks to mean fewer plans and higher premiums.
When I first heard about the Trump accounts, my first questions were: Is this a trick? Is this a scam? Is this thing designed to steal people’s money and put it into TrumpCoin? And apparently, I wasn’...
The IRS proposed rules that would let donors gift stock to Trump accounts and request comments on the strict minimum holding period for beneficiaries.
While rollover assets increase with retirement savers' age, many rollover transactions occur well before retirement, according to new data and a panel of six experts. For financial advisors, that pres...
Forbes' expert personal finance contributors explain how Trump Accounts work, their benefits and trade‑offs.
What if retirement isn't the end of your story, but the beginning of one of its most meaningful chapters? Best-selling author Bruce Feiler explores how to rediscover purpose, identity, connection, and...
Even wealthy pre-retirees worry about financial security in retirement. That's because peace of mind requires an income strategy, not just a high net worth.