Curated articles and podcasts from trusted financial experts and real retirees.
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Claiming Social Security too early or too late can impact your entire financial picture in retirement. It pays to carry out a proper analysis before you commit.
The Great Wealth Transfer promises trillions in inheritance. Discover how age, race, taxes, and healthcare costs shape who actually receives boomer wealth.
Women's retirement planning should account for longer life expectancies, costlier long-term care, and different investment and estate planning requirements.
The family vacation home could become a cause of conflict without a plan for how it will pass to your heirs — and a conversation about who actually wants it.
The other day I made $10 winning a set of tennis at a public park. It was a funny situation because I didn't set out to make money playing tennis. It just happened. I was hitting with my long-time bud...
For most of my adult life, I thought freedom meant depending on no one. That’s why I choose to quit my stressful job and travel the world in my 30s. Obsessively saving and investing was the key to fin...
Advisors discussed how they guide clients through the competing priorities of saving for their own retirements versus their children's college educations.
You may not think about the Federal Reserve when you pay your mortgage, use a credit card, or decide where to keep your savings. But when the Fed raises interest rates, those everyday financial decisi...
How will Medicare deal with weight loss drugs in 2027.
You should not use the terms "always" and "never" when it comes to the 401(k) vs. Roth issue. Here's why you probably need some of both. The post Don’t Roth All of Your 401(k) Money appeared first on ...
Roger Whitney explains six levers that can influence Social Security benefits: reviewing your earnings record, choosing when to claim, managing retirement income, reconsidering an early claim, conside...
Here’s how a property investment could allow you to retire overseas.
Siblings are alarmed after their father's Alzheimer's diagnosis leads their mother to embark on an isolating move. This is how they can help keep Dad safe.
September is Life Insurance Awareness Month. What better time to take a look at the best way to find a policy that supports you and your family?
TreasuryDirect will require ID.me login. It works, but there are serious privacy concerns. Learn the Nuts and Bolts I put everything I use to manage my money in a book. My Financial Toolbox guides you...
Hi, I retired in March after decades working a corporate job I didn't like to help my family, which I do like. I have tons of interests and didn't have time to pursue them. I'm pursuing them now. The ...
Looking for wisdom for retirement. Looking at retiring around 60 years old. Will have pension, 401k (roth and traditional), and funds in a brokerage account that should be plenty enough. Pension and S...
Oil is out of sight; gasoline is at all-time high; diesel and heating oil are at five to six bucks a gallon; electricity prices are at risk from data centers and tetrad war with Canada... And the mark...
I have been blessed with a good marriage, good health, and good finances at 67. But I find it hard to make new male friends. It was much easier when i was working and when in 20s thru 40. I do have ab...
Almost half of full-time physicians in the US feel burned out at some point in their career, and almost a ... Read more
Inheriting a portfolio isn't as straightforward as it may seem. Taxes, missed IRA deadlines and high fees can impact how much you'll actually receive.
I pondered the meaning of legacy this summer while watching my wife hold the hands of her mother for what was most likely the last time. The post End-of-Life Wisdom for Early-Career Doctors appeared f...
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC How do you buy a house as a young person, without wrecking your long-term retirement plan? That’s toda...
Today, I'm excited to welcome Ken Stern to the podcast. Ken is the founder and chair of the Longevity Project, host of Century Lives from the Stanford Center on Longevity, former CEO of NPR, and autho...
Retain connects law firms with board-certified physician expert witnesses across 25+ specialties for medical malpractice, injury, and litigation cases. You ... Read more
Do you really need a financial advisor in retirement? Jeremy Keil argues that the answer depends on a better question: What do you actually want a financial advisor to do for you? After reading respon...
Doing everything to avoid Medicare surcharges (IRMAA) is tempting, but obsessing over annual premium savings can increase your total retirement tax bill.
Passing down assets can leave kids with a massive tax bill. This week's Wealth Wise advice column explores the strategies advisers use to leave an inheritance tax-free.
A revocable living trust is great for avoiding probate but won't shield savings from long-term care costs. Consider a Medicaid Asset Protection Trust instead.
Retirement savings stress often comes from uncertainty, not just your account balance. Creating a retirement plan, reviewing your 401(k) regularly, and getting professional help when needed can help y...
Your savings may have to go through probate if you don't name a beneficiary. Here's how to make it easier for your heirs to access the money.
Using a family limited liability company (LLC) can simplify family investments consolidating individual and trust accounts. A special tax election can avoid tax filings.
Is $3 million enough to retire? Retirement preparedness requires more than savings. Learn why your resources must be able to support the life you're planning.
For many years, my dad bought a lottery ticket every week. He wasn’t buying a ticket to win; he was buying a ticket to dream. The post The Price of a Dream appeared first on The White Coat Investor - ...
Hey Everyone! I just realized it’s been 30 years since I moved to Portland. Wow, that feels like a lifetime ago. In 1996, I graduated from UCSB and moved up ... Read more The post Wrapping Up Our Hous...
Exercise and a healthy diet matter, but experts say staying socially connected may be just as important as you age.
Episode 534 00:00 Introduction 00:13 AI Fearmongering 02:30 Regulatory capture Big AI wants to write the legislation 04:02 SaaS is Back 04:28 AI pandemic type fearmongering: flatten the curve & wear a...
While the 4% rule is a useful starting point, a lengthy retirement can't rely on a one-time calculation. This is why you need a personalized income plan.
Lawmakers are floating several ideas about how to shore up Social Security. One involves changing the annual cost-of-living adjustment.
My parents took meticulous care of their home and estate planning. But when it came time to sell their house of 54 years, all hell broke loose. Here are the five lessons I learned.
Bridging the gap between your vision of retirement and real financial readiness requires planning, adaptable income strategies and expert guidance.
I will go first. I have been with the same company for 25 years. I have seen many people come and go. One thing that stand out to me in my place of work is once you hit a certain age a target gets sl...
Kids aren’t quite there yet but we’ve always intended to help with the downpayment on their first home purchase. Is it a reasonable ask that they find a house that has or has space for an ADU? We’d co...
Study finds Bank of America leads retirement plan providers for both website and mobile app satisfaction, while strong digital experiences are linked to greater participant engagement and retention
Are asset managers offering private markets in their own employees' retirement plans? Wilshire CRO Todd Cassler unpacks the liquidity, valuation, and recordkeeping hurdles advisors must navigate befor...
Edelman teams with ADP to offer integrated retirement plan administration for small and mid-sized employers, with personalized advisory services for participants
Building on its budgeting and benefits capabilities, the expanded AI platform now offers advice on tackling consumer debt and committing more to retirement savings
Deal will bring Vestmark’s institutional-grade trading, portfolio management and tax technology into Envestnet’s wealthtech ecosystem while accelerating development of AI-driven advisor capabilities
New “Withdrawal Optimizer” helps advisors determine where to source unexpected client cash needs while accounting for taxes, Medicare surcharges, investment holdings and other planning considerations