Curated articles and podcasts from trusted financial experts and real retirees.
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You’re stretched thin, and she has millions. This week's Wealth Wise advice column asks experts how to handle the financial and emotional rules of taking money from your parents.
Before 2026 ends, review your retirement savings, consider increasing 401(k) and IRA contributions, use eligible catch-up contributions, and rebalance your investments. For 2026, new Roth catch-up rul...
I met up for a beer & burger with some of the people I used to work with. They range in age from 72 to 64. 5 of them are retired, 3 are still working. 2 of the retirees are older than I am & retired b...
Ever wonder why Honolulu, Hawaii has the highest median life expectancy of any city in America? Sunshine, moderate temperatures, walkability, and an unhurried pace do wonders for your mental and physi...
I wrote this sitting on a beach in Waikiki. You may ask, "Why is he working while on a beach in Waikiki?" Maybe it's because I'm strange. The post Why the Rich Seem Eccentric appeared first on The Whi...
Mine is on the left, hers on the right. Both of us are now retired (me this month) and will need to turn on one for cashflow. Current plan is to delay mine (larger) one and turn on hers. Financial adv...
I'm nearing retirement (as per the sub's rules). I've worked with a very low cost CFP during the accumulation stage. He's a former co-worker who's doing CFP as a semi-retired gig. One man shop, very l...
Smart retirees can still miss important Social Security rules. In this episode, we cover 7 common rules that even well-informed retirees often overlook, and how those blind spots can affect taxes, ben...
Some lawmakers are calling for higher payroll taxes for certain workers to help save Social Security from insolvency.
A charitable remainder trust can help if you're anxious to escape a concentrated stock position without a capital gains tax hit.
A deadline for millions of student loan borrowers to exit the SAVE plan is quickly approaching. Those who don’t switch ... Read more
8 Ways to Give Your Budget More Breathing Room in 2026
The younger generations are forgoing investing and are instead gambling on sports to build wealth. It's a potentially tragic decision. The post Are Younger Generations ‘Giving Up’ on Investing and Usi...
Some milestone moments are cause for popping some bubbly and calling your accountant. These are the financial considerations that accompany certain life events.
Although equal splits look fair on paper, they can ignore lifetime gifts, different needs, or hard-to-divide assets and leave siblings fighting long after you’re gone.
Roth conversions are useful in the right circumstances, but "always convert" is a dangerous motto. Here are five situations where a Roth is a deal-breaker.
Building a "war chest" of short-term Treasuries before you stop working can help protect your portfolio if there's a market downturn early on in your retirement.
From buried treasure to a "hot shot" hauling business on the road, advisors share the client retirement plans they never saw coming.
I’m going to be 62 by the end of this year and have enough superannuation to be able to retire. I’ve also got enough annual leave and long service leave saved up to be able to take all of 2027 off. I ...
From jobs to housing, these five numbers show how the American economy can look and feel very different depending on your age.
Very rarely do I get a question in my email inbox to which I don't know the answer. This was one of those times. The post Mega Backdoor Roth 401(k) Contributions Instead of Roth Contributions? appeare...
We are pleased to announce the availability of our new RMD Tax Present Value Estimator workbook. To determine the present value of future household spending liabilities, the Actuarial Financial Planne...
If you've got $2 million or more saved, you probably think you already know how retirement goes. No more stress, finally enjoying life, doing whatever you want. That's not how it goes. Not because of ...
Inheriting money or stocks is life-changing, but it comes with a big responsibility. Take our quiz to see if you're ready to invest your new windfall wisely.
Historically, I've viewed stocks as funny money. It's not real until it's converted into something you can use. Given the lack of utility for stocks, I've long preferred owning real estate. Being able...
Here's what you need to know about the WCI Champions Program and how you can apply to be your school's champion. The post The WCI Champions Program appeared first on The White Coat Investor - Investin...
When Trump accounts were introduced this July, I wondered: Should I take advantage of it? This somewhat convoluted vehicle is really a long-term retirement savings account for minor children. How shou...
Yesterday I went to Lowes, and was shocked at how much prices have increased. I used to pay $2.99 for a 4x8’ sheet of drywall 10 years ago, now they want $26 for the same piece. A 25' roll of 12/3 ele...
For couples starting a new chapter together, financial transparency and candid conversations help prevent conflict, protect assets and avoid costly surprises.
Financial advisers have a powerful opportunity to earn deeper trust and create longer relationships by embracing women's unique financial realities.
If you and your spouse are several years apart in age — or simply plan to retire at different times — this episode reveals the financial and relationship challenges most couples never anticipate and h...
Originally published at Millennial Revolution For most of my adult life, I thought freedom meant depending on no one. That’s ... Read more
Gen X has had to adapt to a changing retirement landscape, with more responsibility for building their own financial future.
If your interest rate is around 3%, keeping your loan could give you greater financial flexibility, tax perks, and peace of mind.
Estate planning tips on social media don't always contain misinformation, but what worked for one family may end up causing yours a whole heap of trouble.
With $124 trillion set to move in the Great Wealth Transfer, these wealth-building stocks can help you leave something behind for your kids in turn.
We often consider an age for retirement, like 62, 65 or older. But what about ourselves as individuals? Was there a time when you felt like your mind no longer wanted to engage in your job? You feel d...
It's a big change to go from putting money away to spending it. I'm considering spending a reasonable amount on a tow vehicle and camper but it's not a necessary expenditure. My mind swings from 'now'...
As we grow our wealth and approach retirement, our finances tend to get more complicated and messy. We have more credit cards, bank accounts, investment accounts, and more holdings inside our investme...
Average home equity is $310,000 in 2026, but mostly sits untapped. See how it breaks down by state and income, and how to put yours to work. The post Average Home Equity in 2026: What Homeowners Have ...
Here’s every retirement milestone mapped to the exact birthday: catch-up contributions, the Rule of 55, Medicare, Social Security, and RMDs. The post Retirement Milestones by Age: 50 to 75 appeared fi...
Financial services firms are beginning to think about how we spend our assets in old age, including for long-term care and health care.
Mariana Mazzucato’s common good economy asks who benefits when taxpayers finance innovation, and how public investment can deliver a public return.
New data reveal that Medicare Part D and Advantage plans will be more expensive for both beneficiaries and taxpayers in 2027 and after.
Choosing the right Medicare path can affect your future health care access, costs and flexibility. Understand your options before making a long-term decision.
An even split in your will could cause resentment among adult kids if caregiving hasn't been shared equally. How you can stop that from turning into a dispute.
One of the most overlooked pieces of an estate plan is insurance. But overlooking insurance can cause a bigger headache than you think.
Answering listener questions about some of the trickier corners of financial planning, including 529 strategies, gifting appreciated shares, and upstream gifting for a step up in basis. The post Advan...
Not asking about finances. I'm curious about the ordinary side of it — routine, regular faces, being expected somewhere, having something to solve. What did an average weekday look like in the first f...
By now you must have heard that CMS wants to cut your reimbursement for a same-day office visit by 50%. ... Read more