Curated articles and podcasts from trusted financial experts and real retirees.
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Southwest Florida is no longer just a vacation spot. It has evolved into a premier financial haven where wealthy families can protect and grow their fortunes.
Talking to your retired parents about finances and healthcare isn't a sign you don't trust them. It's how you help them stay in control for as long as possible.
A laddered investing strategy, where you draw from some accounts while allowing others to grow over time, can help support you over a lengthy retirement.
Learn how 401k top heavy rules affect small business plans, including key employee definitions, testing, and compliance strategies.
As my public equity portfolio gets obliterated thanks to being overweight tech stocks, I started dusting off my resume to go back to flipping burgers at McDonald’s. Then halfway through the applicatio...
Part of the reason people find bonds perplexing is that there are so many different types of "yield" being discussed. Let's talk about them. The post The Various Types of Bond Yields appeared first on...
Feeling a bit wobbly? Here are four things to consider that might provide some peace of mind.
If you qualify for the Saver's Match, the government will match your retirement contributions up to 50% of your first $2,000 in savings.
Original Medicare covers zero routine eye exams or glasses. Here's how self-pay, warehouse clubs, and vision plans compare on real out-of-pocket costs.
Placing million-dollar life insurance inside an irrevocable life insurance trust creates a layer of protection against estate tax and other family wealth risks.
I only have a couple years to go before I retire at 62. I plan to roll my 401k over to an IRA at either Schwab or Fidelity, about $1.4 million, and also start to collect Social Security. How often do ...
Hello all, some context… I am 61, my husband turns 61 in March. We owe $90,000 on our home, have an investment account worth 425,000, and a 401(k) worth 110,000. Home has an interest rate of 3.75. We ...
Do I need to rebalance my IRA? I just retired and am fairly comfortable with investing but I wanted to ask a question about rebalancing my portfolio here. I want to lower my risk tolerance and I think...
Learn how to complete your 401 k enrollment form with this step-by-step guide on deferrals, investments, and beneficiary designations.
Large ACA premium increases create challenges for early retirees. Protect yourself by managing your income to the left of the cliff. Learn the Nuts and Bolts I put everything I use to manage my money ...
Fraudulent claims can cause ripple effects of harm for older clients. Financial advisors can play an important role in helping them prevent — and identify — Medicare fraud.
It has been 2 months. Every day I have to address some problem. In early September, I was retired by my employer through a Reduction-In-Force. At first, came the decisions about the separation agreeme...
After Trump and his veto pen are gone, tax increases will be aimed at savers and high-salaried workers. The clock is ticking. Update your financial planning.
While medical treatment is the correct first impulse, your loved one will also need help with finances. It's best to have a discussion before symptoms begin.
Answering listeners' questions about how much to save, where to invest, how to catch up if you're behind, and why saving for retirement still matters even after reaching financial independence. The po...
In school, we took tests to prove we understood the material. Retirement matters more than most of those classes, yet the tools we’re given typically focus only on the financial […] The post A Retirem...
See what a $10,000 monthly budget actually buys in five top retirement destinations, from rent and dining to healthcare — and how much cash you'll have left over.
Families should prepare heirs not just to receive assets, but to take on the knowledge, decisions and responsibilities that come with them.
The middle class is the best class in the world. It is the largest class, which means it’s the most important class. Politicians pander to us by saying nice things and giving us all sorts of random be...
A Transamerica Institute survey shows 78% of workers see inflation hindering their retirement savings. That can create opportunities for advisors to help clients prepare.
In this episode, Roger explains how to rebalance your portfolio before retirement and why it's important to align your investments with the changing purpose of your money. He discusses how guaranteed ...
On October 14th, the Social Security Administration announced the highest cost-of-living adjustment (COLA) since 2023: a 3.6% benefit increase for 2027. That's about an additional $900 for an average ...
The White Coat Investor is making it as easy as we can for doctors to protect their families with our new term life insurance quoting tool. The post Getting Your Term Life Insurance in Place as a Doct...
The ruling could allow applicants for Medicaid long-term services and supports a bit of flexibility when HR1’s strict work requirements take effect. next year.
Millions of parents are being cut off by their grown children. Experts explain what went wrong — and the only realistic path back.
Whether you're leaving your heirs an IRA or expect to inherit one, understanding withdrawal rules now will help ensure the IRS doesn't get a generous share.
Full retirement age for my state pension is 66, which will put me at retiring in March 2030. As it is now, I would still have 15 months left on my mortgage after retirement. I plan to wait until I'm 7...
For context: Single male. I'll be 66 in 5 weeks. Considering taking SS then, and retiring. My projected SSA monthly benefit covers all but $200 of my expenses. I've been tracking them diligently for 1...
Tuesday, October 20 - Monday, October 26, 2026 Most Commented score comments title & link 529 362 comments Retirement has given me a swift kick 57 198 comments Do we NEED a retirement plan, or not so ...
After selling their homes and paying six figures to cruise in retirement, Villa Vie Odyssey passengers were forced to disembark in Cambodia as fuel costs mounted.
Medicare fraud threatens your health and wallet through bogus care and phantom billing. Here is what to do if your doctor is flagged.
More than 60% of respondents in a 2026 Goldman Sachs survey of 5,106 working and retired Americans said they had ... Read more
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC Financial situations around early retirement today on YMYW: Shane and Ilya are 38 and 37. Ilya has a b...
What if you finally retire, have enough money, and still feel too busy to enjoy your life? Jeremy Keil welcomes returning guest Bruce Fear, author of Unhurried Abundance, to explore why retirement doe...
Social Security’s 2032 shortfall, a tax break that ends in 2028 and Medicare costs all rest with the next Congress.
A 60-40 portfolio might be right for you, but there's no doubt it'd make you an active investor. Here's one portfolio that's truly passive. The post Your Perfect Portfolio for Every Type of Investor a...
Older Americans tend to vote more than other age groups. This time their issues are front and center in the political debate.
This week's Wealth Wise advice column consults financial experts on managing Roth conversions in your 70s and beyond.
Most business owners stop at a 401(k), but you have other valuable pre-tax options, including cash balance plans. Just be sure to act before December 31.
An carefully structured incentive trust can encourage adult children to be more responsible by only distributing an inheritance when they reach specific goals.
Suppose that you just turned 62. You haven’t retired yet. And you are earning a pension and your Social Security. And your spouse was as also. The longer you wait before you retire, the more spending ...
So today is the 2nd day of layoff for me. I work a seasonal model job: off November 1st and back on January 1st (my schedule had me off starting October 29th). Then off March 15th and back May 16th. U...
The subject says it all. I'm working. I'm the source of health insurance. My wide works for a non profit and doesn't turn 65 until Sept. '28 so I'll have to figure out her insurance for a year and a h...
One of the hard parts about financial planning is that you get plenty of at-bats at the little stuff, like ... Read more
For the next couple of days I'm going to let the world churn without me on the ride. One of the reasons I retired was to get away from work-related stressors, and I reserve the right to shelter from n...