Curated articles and podcasts from trusted financial experts and real retirees.
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At both the federal and state levels, efforts are underway to give workers a retirement savings boost.
In our retirement advice column, Wealth Wise, our reader turns 65 a year before their spouse. Here is how to seamlessly bridge the age gap using veteran benefits.
Real life can lay waste to shaky retirement income formulas. It's better to build a stable plan for your money in three layers: Need, want and grow.
Even the best financial plan can be derailed when we're too overwhelmed to follow the guidance it sets out, or worse, think we can always act on it tomorrow.
Cash balance plans are underused despite their potential to boost retirement savings and reduce tax liability for high earners. Time to give them another look.
The beliefs you carry about money help determine what you do with it. Here’s why your biggest financial obstacle isn’t a number. The post How Your Money Beliefs Shape Your Financial Future appeared fi...
Before giving your kids money in retirement, ask these 3 questions to protect your nest egg and their financial future.
Electronic Social Security payments are being touted as faster and safer than paper checks. But those who rely on them will need support to make the transition.
If you wrote off annuities in the past, you might be surprised to learn that higher interest rates and major product improvements have made them more effective
Retirees can trade financial anxiety for peace of mind by adopting these practical habits that build on structure, flexibility and consistency.
After getting my first attending paycheck, I knew I had to make smart decisions. Here's how I made those decisions and the mistakes I made. The post The Financial Life Shift: What We Did When I Finall...
Social Security's trust fund will be depleted earlier, according to the latest estimate from the system's trustees. That estimate could be optimistic.
Part of the reason I've been writing about distribution and the importance of eventually betting on yourself was to gear myself up for Y Combinator Demo Day. For those unfamiliar, YC is the largest an...
It's important to have perspective throughout life. Preparing for and living in retirement is no exception. In this episode we have a little fun discussing the possible perspectives of “The 5 People Y...
Everyone wants to invest in the next hot thing. Today, it's SpaceX. Tomorrow, it might be OpenAI or Anthropic. Twenty-five years ago, it was Pets.com. More recently, investors have chased the exciteme...
As you age, you might consider a more refined and personalized longevity goal that reflects your life experience.
I just found out that I can join a Silver Sneakers gym while traveling at no additional cost. I travel to my hometown for a week or two about once a quarter and this will be a great benefit to keep me...
My wife (68) and I (71m) live a lifestyle that centers on tennis and fitness. Many of our friends walk, bike, swim, hike, and yoga. At times, we are slowed down due to arthritis, heart disease, lung d...
Do you pay your bills and other expenses using a credit card for the rewards and / mileage? Thinking about implementing this and wondering how many people do it and is it worth it. I know some people ...
If you have $1 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
Rather than running to the sidelines or moving to cash when things get bumpy, seasoned savers are building up their balances and locking in long-term security.
Major life changes can your estate plan outdated fast. Here are the three instances that should spur an update right away.
The sandwich generation risks its own retirement by supporting parents and children. Protecting savings, planning, and setting boundaries ensures long term stability.
Trump Accounts are a new type of tax-advantaged investment account designed to help children begin saving and investing early in life.
Social Security is phasing out paper checks. See what beneficiaries need to do now to ensure payments continue without interruption.
Take the time to reduce your anxiety about spending money in retirement, and you’ll feel better about spending money on things that make you happy.
"Fiduciary" is sometimes used to blend legal obligations, professional ethics and marketing language into one trust-building slogan that could be misleading.
This podcast episode talks with Jeromey Thornton about the evidence behind factor investing, how Avantis Investors approaches portfolio construction, and what sets the firm apart from other fund provi...
Most people spend decades preparing financially for retirement. They contribute to retirement accounts, pay down debt, evaluate Social Security strategies, and work with advisors to make sure their sa...
Long-term care insurance can help offset one of the biggest financial blind spots in retirement. But timing and strategy are everything.
Americans are working for more companies across their lifetime — and for far longer. That can lead to greater tax liabilities you'll need to plan for.
With the clock ticking toward the Social Security fund's projected insolvency, advisors might take different approaches depending on clients' ages and levels of wealth.
Travel is a top retirement goal. Get the most out of it with senior discounts, cheap lodgings, national park passes, and long-trip strategies. The post Retirement Travel: 20 Ideas for Keeping It Affor...
Sudden wealth from tech, AI, SpaceX s requires thoughtful planning before conspicuous consumption. Happiness may be found in real purpose and financial security.
This week, a simple quote about wasting time sparks a deeper conversation about why retirement isn't meant to be endlessly optimized. In the Retirement Toolbox, we compare mutual funds and ETFs, explo...
Here are two perspectives on the personal risk that physicians face during their careers, highlighting some of the key hazards. The post Property and Casualty Risks Could Cost You Millions If You Igno...
From emergency savings to helping your children, here's how advisors suggest ranking the financial demands competing for your money.
After graduating from Berkeley's MBA program in 2006, I wanted to start Financial Samurai. But even after taking entrepreneurship, marketing, and finance courses, everything I needed to launch a busin...
Your phone buzzes with a text message that appears to be from your bank: "Did you authorize a purchase on your debit card at a local apparel shop today? Reply YES if you recognize this. Reply NO if yo...
As funding questions persist for Social Security and Medicare Part A, speakers at the recent AICPA conference discussed how advisors can guide clients through complex benefit rules and options.
How much do you know about the impact on Social Security, taxes and healthcare when you work past retirement age or decide to "unretire"?
If your portfolio has been underperforming, you might need to fire your adviser. That gets tricky if you share a friend group.
I retired from full-time work early last year, but I'm still subject to the surcharge because of this rule.
Do you know how you'll afford to age in place, help kids and grandkids now and after you pass and avoid making compromises on your healthcare?
Healthcare may be one of the largest expenses you’ll face in retirement. According to Fidelity, a 65-year-old retiring today may spend an average of $172,500 on healthcare costs throughout retirement,...
Every physician who retired at 47 and every physician still grinding at 64 made roughly the same professional decisions. They ... Read more
For someone whose career revolves around keeping other people’s vitals in check, we physicians often drop the ball when it ... Read more
This week SpaceX is having its initial public offering (IPO) where it plans to raise $75 billion at a $1.77 trillion ... Read more
I’ve had three bookkeeping clients for years. I work about three days a week and it’s enough to pay my bills. In April I told one of my clients I was planning to retire in May. Two weeks ago, I actual...
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