Discover the Best Insights for Every Stage of Retirement

Retiring From the Military: 10 Things to Know

It's a whole new world off base, and "retirement" means something different for those who have served.

Are Total Market Bond Funds a Smart Addition to Your Portfolio? A Financial Planner Outlines Possible Risks and Rewards

Total market bond funds aren't inherently safe investments. What investors and their advisers need to consider before adding them to a healthy portfolio.

Buying a House Together When You're Not Married? A Lawyer Explains Why It's One of the Worst Financial Moves You Can Make

When living together doesn't work out, an unmarried couple with separate financial lives can move on with no strings. Not so if they buy a house together.

Why Even Retirees Need Emergency Funds

Wealth protects your lifestyle, but liquidity protects your wealth. Here’s why a strategic cash cushion is still your portfolio’s best line of defense.

Your First 5 Potential Moves When Inherited Wealth Makes You Rich Overnight

An inheritance isn't "found money," so don't rush to use it or let others push you into making decisions. These five tips can help you manage the money wisely.

Is Private Equity Behind the Scenes in Your 401(k)? Here's What That Could Mean for Your Retirement

Private equity is finding its way into 401(k)s, but the risks (or benefits) for you may depend on how close you are to retirement. Here's what to look out for.

Don't miss the Roth Conversion window (I did)

For those who are between 59 1/2 and 65, do look into doing (some) Roth conversions within your IRA/401K accounts. If you don't, you may end up in a bind in the future. I did not do any Roth conversio...

Post Retirement Fatigue Questions

Hello! I just joined this group and this is my 1st post here. I’m hoping to get some insight into life after retirement. I just recently retired (62) and now I’m experiencing fatigue like never before...

Home office - what did you do with yours?

I have a home office that is rarely used now and quite honestly - I do not like to be in there. There were too many moments that I pushed through to keep working and get to financial security. I am lo...

The Dumbbell FIRE Investing Method To Safely Build Max Wealth

FIRE is ultimately about being set for life. You build a portfolio big enough to cover your expenses, and then your one job is to not blow it up. But here's the tension worth talking more about. The m...

Should Fully Funded Retirees Invest Like 30-Year-Olds?

When your savings are meant for the next generation, your investment timeline isn't yours anymore. Our Wealth Wise columnist explains how to adjust.

Your Annual Physical as a Financial Strategy: How Preventive Health Spending Impacts Lifetime Wealth

Preventive health spending is a type of risk management that can lower future costs while protecting your health and your money. Here's how it works.

The FIRE is Gone

Hello friends. I hope you’re enjoying the summer break as much as my son is. RB40Jr just wrapped up an incredibly busy freshman year of high school. Now, his main ... Read more The post The FIRE is Go...

affordable places that are safe to live for 65+ solo woman without needing a car

Any suggested affordable places that are safe to live for an over 65 year old solo woman that one can comfortable get by without needing a car? Presently in a HCOL area on West Coast, just curious of ...

Social Security mistake I almost claimed early for health costs.

I retired last spring at 62. My wife had already stepped back from her job the year before. We had saved, we had a plan, but the number that kept me awake was $1,280. That was the monthly quote for a ...

What Are Your Hacks For Being Happy in Retirement?

Psychologists describe it as an existential high, time is suspended, focus is clear, and endorphines exploding in your brain like fireworks. You don’t feel feel young or old. Spiritualist Eckhart Toll...

The 'Busy Trap': 5 Ways a Hectic Schedule Can Ruin Your Retirement

You're supposed to slow down in retirement, but many do the exact opposite. Here is why treating retirement like a full-time job is a big mistake, and what you can do instead.

How to Design Your Retirement Declaration of Independence to Build the Life You Want

The paradox of retirement freedom is that the system you retired from gave you order but took away control. True freedom lies in giving life a new structure.

Your Retirement Plan Looks Watertight, But Have You Checked for Tax Leaks?

Accumulating wealth for retirement is one thing, having a solid income structure and tax plan is another. Without them, savings could quietly drain away.

What the Rest of Us Can Learn From Microsoft's Early Retirement Offer

Everyone — not just corporate executives — should map out their finances, tax strategy and healthcare needs to be ready for retirement on their own terms.

Understanding the overall benefits of QCDs

I'm preparing for RMDs. I normally make a series of charitable contributions, which are at least partially funded by Regular IRA withdrawals. From what I understand, QCDs can be beneficial in the foll...

Online “finfluencers” grow up

Canada's top finfluencers share how they built trust, grew audiences and navigate increasing regulatory scrutiny in a rapidly maturing industry. The post Online “finfluencers” grow up appeared first o...

5 Reasons You Should Claim Social Security at 70 (And 5 Reasons to Claim It Earlier)

Waiting until 70 to claim Social Security has its benefits, including maximizing your paycheck, but there are also valid reasons why you shouldn't wait.

Is Home Insurance Pricing Retirees Out of the American Dream?

Homeowners insurance is a national crisis — and retirees are hit especially hard.

How to Use a Medicaid Asset Protection Trust to Help Shield Your Family From Long-Term Care Costs

Medicaid Asset Protection Trusts can help protect your savings from being drained by long-term care costs, ensuring assets remain available for your family.

Purpose Is Not Enough in Retirement. You Need Fulfillment.

So many people say you just need purpose. I hear this all the time. You just need a purpose. Find your purpose and you will be fine. That sounds good. It is also too simple. As the guy in the room who...

Live In The Most Expensive City You Can Afford To Build Wealth (And Have More Fun)

If you want a greater chance of building more wealth than the average person, live in one of the most expensive cities in the world. These cities are expensive for a reason. They contain the most valu...

America’s Longevity Milestone At 250: We’ve Added Years. Now What?

As America marks 250 years, rising U.S. life expectancy may be one of its greatest achievements. The next challenge: turning added years into better lives.

Can Your Heirs Inherit Credit Card Rewards, Airline Miles and Hotel Points?

Your credit card rewards could have real value after you're gone. Find out which points and miles can be passed on to your heirs.

Improving Long-Term Care for Seniors in Massachusetts

In recent years, Massachusetts has taken significant steps to improve care for seniors, most notably the Act to Improve Quality and Oversight of Long-Term Care. In a recent Risking Old Age in America ...

ACA subsidy cliff state research

I ran the KFF calculator for a couple at $84,599 vs $84,601 across nine states. The two-dollar difference ....yikes. I wanted to know what it actually costs a pre-retiree couple to land on the wrong s...

Seeking a retirement calculator with yearly FIXED DOLLAR pension increase option

Can anyone help me with this? I've got a pension, and it has an increase every year which is a fixed dollar amount and I can't find a calculator that supports this. So if my pension is $38,000 and my ...

What do you use to track your monthly spending

What tools or methods do you use to keep track of your monthly spending? I prefer organizing my expenses into categories so they align with my overall budget totals each month, which helps me stay on ...

Experimenting With Spending More

What if I told you that you might be better off spending more?

Should You Start Social Security Early Before Possible Benefit Cuts

Understand how projected Social Security funding shortfalls could affect your claiming strategy, potential benefit cuts and the best age to file based on your situation.

Are Trump Accounts a Seesaw to Privatizing Social Security?

As Social Security barrels toward projected cuts, a newly launched federal savings initiative could privatize the program.

The Cost of Staying Put: Aging in the Neighborhood You Love

Your neighbors are your friends and support system. Aging in place means you'll need to account for more than just maintenance and rising property taxes.

Investing Lessons From 'The Three Little Pigs': Ways to Help Build a Portfolio the Big Bad Wolf Can't Blow Down

Is your portfolio as well built and diversified as you think? If you're worried it won't help keep you safe in retirement, it could be time to renovate.

How the Stock Market Performed in the Second Quarter of 2026: An Investment Adviser's Take

Q2 2026 was defined by a disconnect between soaring market valuations and underlying economic realities. Speculative fervor is making the landscape casinolike.