Curated articles and podcasts from trusted financial experts and real retirees.
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See what a $10,000 monthly budget actually buys in five top retirement destinations, from rent and dining to healthcare — and how much cash you'll have left over.
Families should prepare heirs not just to receive assets, but to take on the knowledge, decisions and responsibilities that come with them.
In this episode, Roger explains how to rebalance your portfolio before retirement and why it's important to align your investments with the changing purpose of your money. He discusses how guaranteed ...
Millions of parents are being cut off by their grown children. Experts explain what went wrong — and the only realistic path back.
Whether you're leaving your heirs an IRA or expect to inherit one, understanding withdrawal rules now will help ensure the IRS doesn't get a generous share.
Full retirement age for my state pension is 66, which will put me at retiring in March 2030. As it is now, I would still have 15 months left on my mortgage after retirement. I plan to wait until I'm 7...
For context: Single male. I'll be 66 in 5 weeks. Considering taking SS then, and retiring. My projected SSA monthly benefit covers all but $200 of my expenses. I've been tracking them diligently for 1...
Tuesday, October 20 - Monday, October 26, 2026 Most Commented score comments title & link 529 362 comments Retirement has given me a swift kick 57 198 comments Do we NEED a retirement plan, or not so ...
After selling their homes and paying six figures to cruise in retirement, Villa Vie Odyssey passengers were forced to disembark in Cambodia as fuel costs mounted.
Medicare fraud threatens your health and wallet through bogus care and phantom billing. Here is what to do if your doctor is flagged.
More than 60% of respondents in a 2026 Goldman Sachs survey of 5,106 working and retired Americans said they had ... Read more
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC Financial situations around early retirement today on YMYW: Shane and Ilya are 38 and 37. Ilya has a b...
What if you finally retire, have enough money, and still feel too busy to enjoy your life? Jeremy Keil welcomes returning guest Bruce Fear, author of Unhurried Abundance, to explore why retirement doe...
Social Security’s 2032 shortfall, a tax break that ends in 2028 and Medicare costs all rest with the next Congress.
A 60-40 portfolio might be right for you, but there's no doubt it'd make you an active investor. Here's one portfolio that's truly passive. The post Your Perfect Portfolio for Every Type of Investor a...
Older Americans tend to vote more than other age groups. This time their issues are front and center in the political debate.
This week's Wealth Wise advice column consults financial experts on managing Roth conversions in your 70s and beyond.
Most business owners stop at a 401(k), but you have other valuable pre-tax options, including cash balance plans. Just be sure to act before December 31.
An carefully structured incentive trust can encourage adult children to be more responsible by only distributing an inheritance when they reach specific goals.
Suppose that you just turned 62. You haven’t retired yet. And you are earning a pension and your Social Security. And your spouse was as also. The longer you wait before you retire, the more spending ...
So today is the 2nd day of layoff for me. I work a seasonal model job: off November 1st and back on January 1st (my schedule had me off starting October 29th). Then off March 15th and back May 16th. U...
The subject says it all. I'm working. I'm the source of health insurance. My wide works for a non profit and doesn't turn 65 until Sept. '28 so I'll have to figure out her insurance for a year and a h...
One of the hard parts about financial planning is that you get plenty of at-bats at the little stuff, like ... Read more
For the next couple of days I'm going to let the world churn without me on the ride. One of the reasons I retired was to get away from work-related stressors, and I reserve the right to shelter from n...
The popular image of a FIRE practitioner is someone eating rice and beans, clipping coupons, and driving a car older than their kids. All luxuries are shunned in order to grow their wealth as large as...
A mysterious political mailer showed up in Texas mailboxes, but nobody seems to know who's behind it. The trail leads to a Wyoming LLC with no publicly identified owners. In this episode of Big Pictur...
For many couples, reaching the retirement milestone brings unexpected emotional challenges and money disagreements. Beyond spreadsheets and investment strategies, these obstacles often stem from deepl...
Here are six good reasons why you could invest in real estate. This asset class is optional, but it could also quickly lead you to wealth. The post Why Real Estate? appeared first on The White Coat In...
Shoring up Social Security to protect future benefits will likely involve major tax changes.
Don't stop tax planning when RMDs start. Making these common tax mistakes in your 70s can result in needlessly generous payments to the IRS.
For years, I've berated myself because I wasn’t being of service enough. I wasn’t giving enough of my time. Now, all of that has changed. The post ‘What’ve I Done to Help?’: Why Giving My Time to Char...
Your retirement plan has to do more than survive market volatility; it has to keep working through a long life, changing health, unexpected costs and the possibility that you may one day struggle to m...
Learn how the 2027 Social Security COLA increase impacts retirement income, inflation, Medicare costs, and long-term financial planning.
As many as 12,000 people a year are mistakenly declared dead by the SSA, stopping their Social Security and Medicare benefits cold. Here's what to do if it happens to you.
If you're a high earner or have a large sum in pretax retirement accounts, learn how and when to use Roth conversions to minimize future taxes.
Can you retire at 65 if you've saved $2 million? It all depends on the life you envision, and how much work your portfolio needs to do to support it.
Happy Halloween community. This is a cross-post from a subreddit many of us enjoy … [r/generationjones](r/generationjones) . Not my own, but enjoy. Thanks! submitted by /u/MidAmericaMom[visit reddit] ...
My wife and I are going to try to retire in either 3 or 4 years when we'll be 60 - 62 years old. I've been reading this subreddit for a while, along with watching videos, etc. and running data through...
Experts point to well-publicized turmoil at the government agency last year as a potential spark.
Some physicians might believe disability insurance is a scam. Let's take a look at the statistics and the payouts to see if they're right. The post Is Disability Insurance a Scam? Why Physicians Need ...
Learn how a 401k loan provision works, its rules and limits, and how it compares to hardship withdrawals for your retirement plan.
Gen Xers don't want to stay in careers that no longer align with their goals or how they want to live. The Great Wealth Transfer gives them financial options.
Focusing on minimum or maximum ages to claim Social Security benefits has an effect on retirement planning, new research shows.
Learn how 401k auto rebalance works to manage risk and drift, plus its limits for handling market volatility.
Misunderstandings and errors about Social Security are widespread and cause people to make mistakes in their retirement planning
I’ve been a Google shareholder since 2010 and I'm thankful. But yesterday’s earnings, and the 12% collapse that followed, left me thoroughly disappointed. Search is under siege. Gemini isn’t leading t...
Patrick Stewart lived life to the fullest. Here are five lessons from the legendary actor on taking risks, finding purpose and cultivating community.
My first patient was already dead. She arrived zipped in a vinyl bag, smelling of formaldehyde and phenol, and she ... Read more
As traditional burials price out millions, cremation has become America's default. Here is where the money actually goes.
I am a few years away from Retirement. My plan is to park 5 years of cash in laddered instruments and leave the balance of my investments in the broad market based ETFs (all stock - like VOO). I would...