Curated articles and podcasts from trusted financial experts and real retirees.
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This week's Wealth Wise advice column consults financial experts on managing Roth conversions in your 70s and beyond.
Most business owners stop at a 401(k), but you have other valuable pre-tax options, including cash balance plans. Just be sure to act before December 31.
An carefully structured incentive trust can encourage adult children to be more responsible by only distributing an inheritance when they reach specific goals.
Suppose that you just turned 62. You haven’t retired yet. And you are earning a pension and your Social Security. And your spouse was as also. The longer you wait before you retire, the more spending ...
So today is the 2nd day of layoff for me. I work a seasonal model job: off November 1st and back on January 1st (my schedule had me off starting October 29th). Then off March 15th and back May 16th. U...
The subject says it all. I'm working. I'm the source of health insurance. My wide works for a non profit and doesn't turn 65 until Sept. '28 so I'll have to figure out her insurance for a year and a h...
One of the hard parts about financial planning is that you get plenty of at-bats at the little stuff, like ... Read more
A mysterious political mailer showed up in Texas mailboxes, but nobody seems to know who's behind it. The trail leads to a Wyoming LLC with no publicly identified owners. In this episode of Big Pictur...
Shoring up Social Security to protect future benefits will likely involve major tax changes.
Don't stop tax planning when RMDs start. Making these common tax mistakes in your 70s can result in needlessly generous payments to the IRS.
For years, I've berated myself because I wasn’t being of service enough. I wasn’t giving enough of my time. Now, all of that has changed. The post ‘What’ve I Done to Help?’: Why Giving My Time to Char...
Your retirement plan has to do more than survive market volatility; it has to keep working through a long life, changing health, unexpected costs and the possibility that you may one day struggle to m...
Learn how the 2027 Social Security COLA increase impacts retirement income, inflation, Medicare costs, and long-term financial planning.
As many as 12,000 people a year are mistakenly declared dead by the SSA, stopping their Social Security and Medicare benefits cold. Here's what to do if it happens to you.
If you're a high earner or have a large sum in pretax retirement accounts, learn how and when to use Roth conversions to minimize future taxes.
Can you retire at 65 if you've saved $2 million? It all depends on the life you envision, and how much work your portfolio needs to do to support it.
Happy Halloween community. This is a cross-post from a subreddit many of us enjoy … [r/generationjones](r/generationjones) . Not my own, but enjoy. Thanks! submitted by /u/MidAmericaMom[visit reddit] ...
My wife and I are going to try to retire in either 3 or 4 years when we'll be 60 - 62 years old. I've been reading this subreddit for a while, along with watching videos, etc. and running data through...
Experts point to well-publicized turmoil at the government agency last year as a potential spark.
Some physicians might believe disability insurance is a scam. Let's take a look at the statistics and the payouts to see if they're right. The post Is Disability Insurance a Scam? Why Physicians Need ...
Learn how a 401k loan provision works, its rules and limits, and how it compares to hardship withdrawals for your retirement plan.
Gen Xers don't want to stay in careers that no longer align with their goals or how they want to live. The Great Wealth Transfer gives them financial options.
Focusing on minimum or maximum ages to claim Social Security benefits has an effect on retirement planning, new research shows.
Learn how 401k auto rebalance works to manage risk and drift, plus its limits for handling market volatility.
Misunderstandings and errors about Social Security are widespread and cause people to make mistakes in their retirement planning
I’ve been a Google shareholder since 2010 and I'm thankful. But yesterday’s earnings, and the 12% collapse that followed, left me thoroughly disappointed. Search is under siege. Gemini isn’t leading t...
Patrick Stewart lived life to the fullest. Here are five lessons from the legendary actor on taking risks, finding purpose and cultivating community.
My first patient was already dead. She arrived zipped in a vinyl bag, smelling of formaldehyde and phenol, and she ... Read more
As traditional burials price out millions, cremation has become America's default. Here is where the money actually goes.
I am a few years away from Retirement. My plan is to park 5 years of cash in laddered instruments and leave the balance of my investments in the broad market based ETFs (all stock - like VOO). I would...
When thinking about and planning for retirement, many people consider their downsizing options. On this episode we explore a number of ways to think about retirement downsizing and some of the things ...
Episode 537 00:00 Introduction 02:03 Part 1 of AI-bubble series, driven by listener questions 04:58 Google is not having a Kodak moment 05:59 Kodak’s Kodak Moment 09:11 Swatch cannibalized and thrived...
Many patients have a tough time understanding what they're being asked to pay for. That question sounds simple. In dentistry, it's often not. The post What Dentists Should Understand About Pricing Tra...
Discover six countries to consider for retirement abroad in 2026, with potential advantages in living costs, healthcare, tax benefits, safety, and residency options.
Trump Accounts offer an appealing head start, but their value hinges on carefully timing post-age-18 Roth conversions to avoid tax and financial aid pitfalls.
Learn how to choose and update your 401k beneficiary, understand spousal rights, inherited account rules, and avoid costly estate planning mistakes.
I'm 62 years old and getting close to retirement, maybe 2 to 4 years away, so I've started diversifying my investments. I've planned for this and have my retirement spreadsheet easing into 5% returns ...
Thoughts come to me at the strangest moments. Yesterday, while riding my mountain bike in the woods, one popped into my brain: “Is now the perfect time to rebalance your […] The post Is Now The Perfec...
Alpha Picks is a premium quant-driven stock picking service from Seeking Alpha for long-term, buy-and-hold investors who want to own a portfolio of individual stocks that aim to beat the market. Seeki...
Can you retire at 63 with $850,000? Explore spending, taxes, Social Security timing, and health insurance considerations before leaving work.
I have the ability to go to a shorter contract. Just discussed with my boss and plan to transition to an 11-month contract, taking one month off each summer. I had planned to retire in 4.5 years, but ...
When is a traditional IRA better than a Roth IRA? Learn how taxes, charitable giving, estate planning and future tax rates can affect the decision.
Sen. Ron Wyden's 81-page request for comments on long-term care reform raises important questions. But it sometimes hints at ideas that are expensive and unrealistic.
Answering listener questions about the inheritance process, the responsibilities of an executor, and what to know about inheriting different types of accounts. Plus, we share listener feedback about t...
Big Pharma spends billions to get you to ask for brand-name drugs. Here’s how to protect your wallet.
The clock starts ticking the moment you inherit an IRA. Before year-end, make sure you're properly managing your withdrawals — and minimizing your taxes.
The IRS changes will help with some advisor pain points, but several processes seen as antiquated may remain.
Many people sign their estate plans and forget about them. But one last component after you sign the documents is critical to the plan.
Make AI work like a junior employee. Create a custom skill to teach it a task, hand over repeat jobs, and refine over time. Learn the Nuts and Bolts I put everything I use to manage my money in a book...
In this episode, Roger shares how to find the right retirement planner, what to look for when interviewing advisors, and how to evaluate the value they bring. Tanya Nichols joins him to answer listene...