Curated articles and podcasts from trusted financial experts and real retirees.
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If you have $2.5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
If you want to use an inheritance to create a charitable legacy, how can you ensure younger generations will carry your wishes forward?
A couple of weeks ago, a relative called me with this question: Should I buy an electric vehicle? She was concerned about high gas prices. I explained to her that since she already had a car that work...
Once you're financially independent, you don't need more books on how to get rich. You need someone to teach you how to be rich. The post 5 Books to Read When You Have ‘Enough’ and Need to Learn How t...
Choosing when to file for Social Security isn't about hitting age 62, 67, or 70—it's personal. Here's how to find the best filing age for you and your spouse.
We’ve all been feeling something in the air, recently. But unlike Millennials and Gen X who try to maintain the ... Read more
This article originally appeared on Humble Dollar. John Urban is the founder of RetireSmartIRA, a retirement tax-planning app. Earlier, he ... Read more
Wealth means net worth, cash flow, and lifestyle security. See benchmarks by age, generation, and income to put your numbers in context. The post How Wealth Is Defined: U.S. Net Worth Benchmarks appea...
From steep stairs to slippery floors, minor home design flaws can become major hazards in retirement. Take our quick quiz to find out if your house is ready for you to age in place.
I'm looking forward to being semi-retired. I have one full-time job and a very part-time one. I plan to leave the full-time job in 13 months and working maybe five to 15 hours a week. Is there a term ...
Putting the right documents in place for your loved ones now can shield them from the stress and legal hurdles of dealing with your estate later.
Market downturns don't just trigger a dip in your account balance — they test your emotional resolve. Having a well-built strategy can help you stay the course.
Revenue sharing means some financial professionals are rewarded for steering you toward certain products. It's big business, but here's the solution.
Many users have told me they aren’t always sure how to enter their assets and spending liabilities into the Actuarial Financial Planner (AFP) Excel workbooks. That’s completely understandable — the ac...
Roughly 60 percent of Americans tell pollsters the nation is on the wrong track. A majority say its best years ... Read more
An interview with Dr. Sarah Gebauer about how she and her family have taken long international sabbaticals while maintaining a successful medical career. We cover how physician families can navigate s...
Today, I'm excited to welcome Dr. Phil Pearlman to the podcast. Phil is the founder of the Pearl Institute, a clinical psychologist, former financial executive, and one of the leading voices exploring...
Your greatest investment risk may not be missing the market, but relying on your ability to identify the small handful of stocks that become the next big winners. As part of our "By the Numbers" serie...
Keen on Retirement listener "Joe" is 51 and his wife is 60. They are thinking about an early retirement before either of them turns 65. Joe wrote in asking about the best strategy for coordinating Soc...
A Roth conversion is a powerful tax-saving tool, but there are several situations where taking that leap might actually cost you more in the long run.
This plan for Gen X parents running the Bank of Mom & Dad can help you get a handle on how to manage the financial support you give your adult children.
Rising premiums, fewer options and limited benefits can make a long-term care policy hard to find and hard to afford. There are alternatives to cover the costs.
If you're not talking openly with your adult children about money, you're failing to help build their financial independence.
This Roth retirement savings strategy allows high earners to sock away up to $72,000 a year — if their workplace plan permits it.
Before I retired I made a list of hobbies and activities I would like to start and/or continue doing. Like many people, I was a bit concerned with being bored with an extra 40 hours a week on my hands...
J.P. Morgan research found 84% of retirees never draw more than the RMD minimum. Here’s how to tell if that’s the right move for you. The post 84% of Retirees Take Only the RMD Minimum. Here’s When Th...
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement. The post Consumption Smoothing: What It Means and How It Works ...
Did you set a budget that matched your planned retirement income and live on that for a period of time before you retired? If you have a partner was it difficult to get on the same page? Wife and I ar...
Roth vs. Traditional is a tax‑timing decision: pay tax now or later. Roth suits low‑bracket earners; Traditional helps high‑bracket savers; late‑career planning favors strategic conversions. Blending ...
Eligible workers can get up to $1,000 from the new Saver’s Match starting in January. Learn how to open an account, check your income and secure the full benefit.
When Fundrise's Innovation Fund (VCX) listed on the NYSE on March 19, 2026, its net asset value was $18.97 a share. Within days, retail investors momentarily bid the price above $400. That's more than...
This week Roger explains why rebalancing is one of the most important disciplines in retirement planning. In the Retirement Toolkit, he explores the difference between a traditional investment allocat...
If you're asking a financial advisor whether using them is "worth it," know that this is a reasonable and totally unanswerable question. The post Paying for Financial Planning — Is It ‘Worth It?’ appe...
The OBBBA set some "tax traps" that target some of the executive suite's financial perks. Here's how you can dodge those sneaky ambushes.
Wisdom can be a far greater gift than money. After all, what good is an inheritance if children don't know the values behind it or have the skills to handle it?
One of this year's bestselling books is a timely reminder of the dangers of leaving money matters solely to your partner.
The most common question I get when being interviewed about FIRE is “What about health care?” It’s a big, scary question. Health care costs in America, if not managed properly, can easily run into ten...
Medicare's alphabet soup confuses millions. Learn the difference between Parts A, B, C and D, Medigap Plans G and N, and Medicare Advantage PPOs and HMOs.
Annuities can help you feel confident to enjoy a financially secure, healthy, and happy retirement.
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC Today on Your Money, Your Wealth® podcast 590, Joe Anderson, CFP® and Big Al Clopine, CPA spitball for...
We live by two invisible sets of rules: market norms and social norms. Here's how physicians can navigate both sets to better ourselves. The post Navigating Social and Market Norms in Medicine appeare...
A home has stopped being just a place to live — it has also become an asset.
Healthcare is one of the biggest expenses retirees face, yet few people understand how the system behind their care actually works. Jeremy Keil welcomes physician, hospice doctor, and author Dr. Jorda...
Retirement readiness is more about data than feelings. Focus on the hard numbers — your savings, income and debt — to determine whether you're truly prepared.
Your decision will depend on several factors, such as your interest rate, the tax impact, your available deductions and your cash flow situation.
Summary Small financial decisions can have a big impact over time. Before summer ends, take a few minutes to review your 401(k), emergency savings, beneficiary designations, and retirement plan to hel...
Though this isn't special to retirement, retirement does tend to accentuate the difference because you're living as you'd like. It's also not unusual at all for spouses to be completely different in t...
I volunteer through a local literacy agency teaching English to immigrants, and I love it. I really like the personal relationships I develop, and the obvious good I'm doing, and it's interesting lear...
Hello - I’ve really tried to make this short but without success. I hope you’ll read it. I would love suggestions. Hello - I’ve read similar posts but nothing yet that addresses my unique situation so...
I've got a decent chunk saved for retirement (to the point where I'm beginning to back off on contributions a bit), but I'm still a few years out, so I have some time to make some adjustments. What ar...