Discover the Best Insights for Every Stage of Retirement

10 Things to Know About Advertised Drugs

Big Pharma spends billions to get you to ask for brand-name drugs. Here’s how to protect your wallet.

5 Inherited IRA Moves to Make Before December 31

The clock starts ticking the moment you inherit an IRA. Before year-end, make sure you're properly managing your withdrawals — and minimizing your taxes.

When a client's health fails, is their advisor in the loop?

A new platform could support financial advisors and other professionals, as well as family, in coordinating among caregiving professionals and managing financial needs.

How Much Tax You Pay on an Inherited IRA: 4 Rules That Matter

Two beneficiaries can inherit similar balances and end up with very different tax bills.

401(k) Contribution Limits: How They Work and This Year’s Numbers

Learn the 2026 401k contribution limits, including catch-up rules and tax strategies, to maximize your retirement savings this year.

Your weekly /r/Retirement roundup for the week of October 13 - October 19, 2026

Tuesday, October 13 - Monday, October 19, 2026 Most Commented score comments title & link 403 227 comments My first Social Security deposit landed 68 219 comments Private Dental Plans after retirement...

401k Hardship Withdrawal: Rules, Qualifying Reasons and Taxes

Learn the 401k hardship withdrawal rules, qualifying reasons, and tax implications for 2026 before tapping your retirement savings.

The Unseen Defects That Topple Estate Plans

Many people believe they have solid plans that will enhance their legacies. Later, their loved ones must deal with the consequences of the unnoticed faults.

Using Dr. Seuss’s “The Sneetches” to Teach Kids About Money

We love to read to our kids and teach them to read. (Admittedly, my wife does a much better job of it than I do, she’s great actually). There are several go-to books that I love to read them. Dr. Seus...

Anybody take their work Outlook Calendar with them into retirement?

I'm getting close, about 75 days from early retirement. I've been working at the same place for the past 25 years, and much of my life, both work life and personal life, is documented on my Outlook Ca...

First year has been rocky to say the least

My first year retirement has been challenging. I’m 67 years old was laid off from Deloitte about two years ago went on Unemployment initially then started Social Security at 67. Since then water heate...

The Unexpected Freedom of Being a Nobody

I don’t usually pay attention to celebrity feuds, but this latest one regarding Kelly Clarkson and a $15,000 automaton bird caught my eye because of the sheer ridiculousness of this story. Basically, ...

7 Reasons Why You Should Consider a Roth 401(k)

If your employer offers a Roth 401(k), consider it carefully. In years to come, you could regret leaving tax-free growth and other advantages on the table.

My Retirement Funds Are in Stocks. Should I Shift to Index Funds?

In this week’s Wealth Wise advice column, planners explain why a "core-satellite" strategy might offer the best of both worlds.

Don’t Be Sold On A Medicare Plan: Go Shopping!

Consider your unique needs and circumstances before making a Medicare election with potentially lifelong consequences.

Beware, A Disability Can Force You Into Early Retirement

Earlier this year, I was sick for two weeks. Unfortunately, I’ve had asthma since I was a kid. So when a respiratory illness hits, I tend to cough and suffer longer than the average person. During COV...

Review Your Medicare Plan Now As Costs Rise And Benefits Shrink

Medicare costs and coverage are changing in 2027. Learn what to review during open enrollment as plans raise costs, reduce benefits and leave markets.

The Boots Rule of Retirement Tax Planning

Here's how retirees can stop compounding tax leaks without large, expensive Roth conversions.

Self-Funding Long-Term Care? That Could Be a Big Mistake

Using an IRA to cover significant long-term care costs could cause your taxes and Medicare premiums to rise, and leave your family facing some tough choices.

Retire in 2027 or Work One More Year? How to Decide

Record 401(k) balances are tempting, but inflation is stubborn. Take this choose-your-own-path guide to see if you are truly ready for your next chapter.

6 Ways the Drawdown Phase Catches New Retirees By Surprise

You've aced saving for retirement, but having to spend your money may come as a shock. This is what's likely to trip you up and how to adjust your habits.

I finally told my boss that I will be retiring next year.

I have been lurking in this subreddit for some time now. I experienced a major illness a few years ago and reading comments about how one cannot buy health or time really hit me. Initially I wasn’t pl...

55+ Communities: What is your experience?

I (61) retired this summer and it has always been the plan to move away from Texas due to the scorching summer heat. A family member lives in a 55+ community in another country which we visit often. W...

Can a Roth Conversion Wait if You're 5-10 Years From Retiring?

Are you five to 10 years from retirement and wondering if a Roth conversion can wait until then? Don't decide until you've tested these assumptions.

The Sunday Best (09/25/2026)

If the insurer is offering you a better price on a product you don’t need, that doesn’t somehow make it ... Read more

Meta’s 2027 RSU Cliff: Nearly $200,000 Less a Year

Meta’s 2023 refresher created an extraordinary payday. Its final vest could change the math for staying.

Four Days Left to Freedom!!!!!

We're almost there! 4 days left My last TGIF was yesterday. I'm not giving 2 weeks (there's a story there). I have four business days left!! I could not be more excited. Dinner with a friend that nigh...

5 Halloween Jump Scares Hiding in Your Retirement Account

Ghosts, goblins and witches aren't the only things retirees need to fear this Halloween. These five retirement mistakes can cost you a monstrous amount.

How Avoiding Probate Can Derail Your Estate Plan

Strategies used to avoid probate can unintentionally override other parts of an estate plan. Here's how to ensure your loved ones receive assets as intended.

Husband just told me he retired today. How can I support him?

It was a surprise, but we're financially ready just not for the whole scope of it. Our entire household has been on his schedule all these years from getting up at 4:30 am to being quiet at 8:30 pm. H...

Do we NEED a retirement plan, or not so much

Hi, my wife and I will be retiring in a few months (her), and about 1 year (me), when we turn 65. We have our retirement money with a company you'll criticize me about. It's less than $1M, but enough ...

401(k) Asset Allocation by Age: Common Approaches and Their Limits

Learn why 401k asset allocation by age is just a starting point and how to build a personalized retirement portfolio.

Ready to retire, but you have kids?

I figured this out for a friend of mine, and I’ll share this because it might be useful to someone. I have a friend who got married late in life to a younger wife and had children. He’s in his very ea...

Be Aware Of Potential Restrictions On Changing Your Medicare Plans

Carefully choose your Medicare plans when you’re first eligible; otherwise you might restrict your choices of specialists when you really need them.

9 Changes to Social Security in 2027

Higher payouts, new tax limits and updated earnings rules are coming in January. Here is everything retirees and workers need to know.

Memories Over Money: A Lesson in True Wealth

While financial security is important, the real secret to happiness is building a "memory balance sheet" of unforgettable experiences with the people you love.

Interest Rate Changes Affect Income And Estate Tax Planning Strategies

The tax benefits of a range of income and estate tax planning strategies are affected by interest rate changes.

Planning for Social Security Uncertainty

I have a client who is nearing retirement as a self-employed gardener. At age 67, she doesn’t have a massive amount of retirement savings. But she has paid into Social Security her entire working life...

Why clients are choosing phased retirement — and what advisors should know

More clients are engaging in phased retirements including some type of work. These plans have implications for both the financial and psychological parts of advising.