Discover the Best Insights for Every Stage of Retirement

The Boots Rule of Retirement Tax Planning

Here's how retirees can stop compounding tax leaks without large, expensive Roth conversions.

Self-Funding Long-Term Care? That Could Be a Big Mistake

Using an IRA to cover significant long-term care costs could cause your taxes and Medicare premiums to rise, and leave your family facing some tough choices.

Retire in 2027 or Work One More Year? How to Decide

Record 401(k) balances are tempting, but inflation is stubborn. Take this choose-your-own-path guide to see if you are truly ready for your next chapter.

6 Ways the Drawdown Phase Catches New Retirees By Surprise

You've aced saving for retirement, but having to spend your money may come as a shock. This is what's likely to trip you up and how to adjust your habits.

I finally told my boss that I will be retiring next year.

I have been lurking in this subreddit for some time now. I experienced a major illness a few years ago and reading comments about how one cannot buy health or time really hit me. Initially I wasn’t pl...

55+ Communities: What is your experience?

I (61) retired this summer and it has always been the plan to move away from Texas due to the scorching summer heat. A family member lives in a 55+ community in another country which we visit often. W...

Can a Roth Conversion Wait if You're 5-10 Years From Retiring?

Are you five to 10 years from retirement and wondering if a Roth conversion can wait until then? Don't decide until you've tested these assumptions.

The Sunday Best (09/25/2026)

If the insurer is offering you a better price on a product you don’t need, that doesn’t somehow make it ... Read more

Meta’s 2027 RSU Cliff: Nearly $200,000 Less a Year

Meta’s 2023 refresher created an extraordinary payday. Its final vest could change the math for staying.

Four Days Left to Freedom!!!!!

We're almost there! 4 days left My last TGIF was yesterday. I'm not giving 2 weeks (there's a story there). I have four business days left!! I could not be more excited. Dinner with a friend that nigh...

5 Halloween Jump Scares Hiding in Your Retirement Account

Ghosts, goblins and witches aren't the only things retirees need to fear this Halloween. These five retirement mistakes can cost you a monstrous amount.

How Avoiding Probate Can Derail Your Estate Plan

Strategies used to avoid probate can unintentionally override other parts of an estate plan. Here's how to ensure your loved ones receive assets as intended.

Husband just told me he retired today. How can I support him?

It was a surprise, but we're financially ready just not for the whole scope of it. Our entire household has been on his schedule all these years from getting up at 4:30 am to being quiet at 8:30 pm. H...

Do we NEED a retirement plan, or not so much

Hi, my wife and I will be retiring in a few months (her), and about 1 year (me), when we turn 65. We have our retirement money with a company you'll criticize me about. It's less than $1M, but enough ...

401(k) Asset Allocation by Age: Common Approaches and Their Limits

Learn why 401k asset allocation by age is just a starting point and how to build a personalized retirement portfolio.

Ready to retire, but you have kids?

I figured this out for a friend of mine, and I’ll share this because it might be useful to someone. I have a friend who got married late in life to a younger wife and had children. He’s in his very ea...

Be Aware Of Potential Restrictions On Changing Your Medicare Plans

Carefully choose your Medicare plans when you’re first eligible; otherwise you might restrict your choices of specialists when you really need them.

9 Changes to Social Security in 2027

Higher payouts, new tax limits and updated earnings rules are coming in January. Here is everything retirees and workers need to know.

Memories Over Money: A Lesson in True Wealth

While financial security is important, the real secret to happiness is building a "memory balance sheet" of unforgettable experiences with the people you love.

Interest Rate Changes Affect Income And Estate Tax Planning Strategies

The tax benefits of a range of income and estate tax planning strategies are affected by interest rate changes.

Planning for Social Security Uncertainty

I have a client who is nearing retirement as a self-employed gardener. At age 67, she doesn’t have a massive amount of retirement savings. But she has paid into Social Security her entire working life...

Why clients are choosing phased retirement — and what advisors should know

More clients are engaging in phased retirements including some type of work. These plans have implications for both the financial and psychological parts of advising.

I Bonds Fixed Rate Is Going Up, Time to Sell

A rising I Bonds fixed rate is a signal to sell. Look up the fixed rate on your I Bonds and see how much room you have for taxes. Learn the Nuts and Bolts I put everything I use to manage my money in ...

How A Medicare Long-Term Care Benefit Could Save Money, Improve Lives

Consultants ATI Advisory has developed a highly targeted Medicare home-based long-term care benefit that could lower costs while improving the lives of participants.

The Best Age To File For Social Security – Not Your Average Article

Find the best age to claim Social Security with three steps to align benefits with retirement goals, protect lifetime income and plan for financial security.

American Airlines Most Senior Flight Attendant, Now 83, Looks To Retire

After 63½ years in the skies, American Airlines’ most senior flight attendant is retiring, ending a career spanning decades of change for women in aviation.

How Much Do You Know About Stock Market Seasonality? Take Our Quiz to Find Out

Is stock market seasonality signal or noise? Let's talk about patterns and tendencies we see across the trading and investing calendar.

The White Coat Is the Pirate Suit: What Backrooms Gets Right About a Doctor’s Life

It’s almost Halloween, and much like everyone else, I have been sucked into the tradition of watching horror movies with ... Read more

5 Questions About Power of Attorney After Seeing 'You Can See Everything'

The new documentary "You Can See Everything" about Elizabeth Holmes prompted some questions about power of attorney privileges.

Pain And Penalty: Why A Dad Bod Challenge Works When Willpower Doesn’t

If you want to lose weight and gain muscle, join a dad bod or a mom bod challenge. The social pressure to hit your goals will be immense. And if you put a financial penalty for not meeting your goals ...

Retirement has given me a swift kick

I retired in March. I looked forward for a couple of years to this time, as my job was stressful, with a long commute, a difficult boss, and certain ethical concerns. I wasn't worried about how I woul...

Discovered a (very small) pension today!

Has anyone else been in this situation? I am not retired yet but I’m planning to retire at 60. Of course sooner if I can save enough. Well, I am 41 now and I’ve just started paying attention to my ret...

401k Auto Enrollment: What It Means for Employees and Employers

Learn how 401k auto enrollment works, including default contributions, opt-out rules, and employer matches for employees and employers.

The E-Shaped Economy: Why Many Americans Keep Spending Despite Economic Anxiety

Why do Americans keep spending despite economic anxiety? Explore how wealth, employment income, and side hustles may support spending in an E-shaped economy.

5 Newsletters For Living A Meaningful Life After 50

Five popular and curated newsletters focused on how to live a meaningful life at any age and stage of life.

A Framework for Reviewing Your Life Insurance Coverage

I’ve heard that investors would rather have a root canal with ZERO Novocain versus speaking to an advisor about Life Insurance. So, here is a great educational video on Tips for Reviewing Your Life In...

401k Eligibility Requirements: Setting Rules for Long-Term Part-Time Employees

Learn 401k eligibility requirements for part-time employees, including SECURE 2.0 rules, age limits, and service hour thresholds.

Your Medicare Advantage Plan Is Going Away. What Do You Do Now?

If your Medicare Advantage plan goes away you only have 4 options: doing nothing, returning the Medicare, choosing another Advantage plan, or switching to a Supplement.

Paycheck-To-Paycheck $500,000 Households Are Rewriting Affluent Marketing

Goldman Sachs finds 36.6% of over $500,000 households live paycheck to paycheck. For brands targeting affluent consumers by income, that data sends an important message.

The Reality of Living Alone in Retirement

I get a guest-post pitch almost every day and decline about 99.5% of them. This one got through because of a single line in the email: “15.3 million American seniors […] The post The Reality of Living...