Discover the Best Insights for Every Stage of Retirement

How to Survive Your Kids Moving Back in as Adults

You can help your kids without hurting yourself.

Ask the Tax Editor, September 4: Changes to 401(k) Catch-Up Contributions and More

Our Kiplinger Tax Letter Editor answers readers' questions about retirement plans and IRAs, including a big change to 401(k) catch-up contributions.

When a Long-Term Care Insurance Company Drops the Ball, What Should You Do?

Are you thinking of dropping your long-term care coverage because you no longer trust the insurance company? Don't cancel without considering these key issues.

The Sting Of Not Being Recognized, And How You Cure It

I'm reading a great little book called The Practice Of Not Reacting: Zen Wisdom For A Happy Life by Ryushun Kusanagi. The publisher is Portfolio Penguin, the same publisher for my 2027 book, Your Chil...

What is Retirement? Really, what is it?

I'm 63, I have my exit plan for next December. Some of my MBA fellows have already retired, and doing consulting. Why? Why would you retire, just to do consulting work? To me, retirement is just that,...

What is a preventive measure you ignored until it was too late?

submitted by /u/MidAmericaMom[visit reddit] [comments]

A Wealth Adviser's Guide to Making Your Scrapbook as Important as Your Checkbook

Intentionally using your wealth to create lasting memories with the people you love, rather than just saving for someday, is one of life's greatest gifts.

8 Changes Coming to Medicare in 2027

Prepare for rising Part D costs, shrinking drug plan options, and newly negotiated prescription prices before Open Enrollment begins.

What You Can Do if Your Social Security Contributions Fall Short

Failing to reach Social Security's 40-credit requirement doesn't mean your tax contributions are lost. Here are some options to help you secure benefits.

Do Older Adults Need More Care As Life Expectancy Increases? Maybe Not

Even as seniors are living longer, their overall health in old age appears to be improving and they are living relatively healthy lives for longer,

Which Makes It Easier To Keep Your Doctor, Medigap Or Medicare Advantage?

Medigap and Medicare Advantage have very different provider rules. Learn how your Medicare coverage can affect your ability to choose and keep your doctors.

Managed accounts linked to higher retirement savings rates: Morningstar

Managed accounts are associated with higher employee contributions in defined-contribution retirement plans, the research firm found. Advisors working on employer plans might want to take note.

Proposed IRS, Treasury rules for Trump accounts take a 'prescriptive' approach

The proposed investment rules for Section 530A accounts, also known as Trump accounts, limit choices, and advisors say that could make decisions easier.

How much extra after bill is enough?

Considering retiring next year. After bills we're looking at roughly $900 to $1,000 "extra" cash each month. VA, SS, 401k distribution and pensions are the income streams. Bill include setting aside f...

Considering Retiring to Pennsylvania. Any suggestions?

I am looking to possibly retire to Pennsylvania. I’m not sure which part though. I am originally from Western PA but haven’t been back for 40 years. Any thoughts of what part of PA is good for retiree...

Close to full retirement finances

I'm 63 and started collecting Social Security this year. I had a heart attack last year that did some permanent damage. I still work 2 days a week in HVAC. And pretty much light duty. I have a IRA wit...

See Your Total Asset Allocation Across All Accounts in One View

How to sort your holdings into 8 asset classes, spot concentration risk, check against your risk profile, and catch drift or cash drag early. The post See Your Total Asset Allocation Across All Accoun...

The Old Man At The Door

An old man is knocking at my door. At some point, he’ll find a way to get in. Once he enters, I know he’ll be here to stay. Until then, […] The post The Old Man At The Door appeared first on The Retir...

Retire To Something: Why Physicians Need Hobbies Long Before They Need Them

A few years ago, I sat across from a general surgeon at a conference dinner. He had just wound down ... Read more

Long-Term Care in Israel and the U.S.: Different Systems, Shared Challenges

In a recent Risking Old Age in America podcast, I had a fascinating discussion with Israel (Issi) Doron, chair of the Department of Gerontology at the University of Haifa in Israel, about the differen...

Reaching out for social contacts

I need to increase my social circle. I am thinking of sending this email to my former department chair. Do you think that is a good idea? Do you think it will put her in an uncomfortable spot? Subject...

Should You Borrow Against Your Investment Portfolio? When It Makes Sense

A securities-based line of credit can provide access to cash without requiring you to sell eligible investments. These are the opportunities and risks.

Financial Literacy Isn't Just About Saving — It's About Protecting What You've Earned

In addition to saving and investing, financial literacy should teach us how to manage 401(k) cash-outs and rollovers so we can protect our wealth.

Non-Financial Retirement Planning: 10 Investments Worth Making

Non-financial retirement planning covers what a portfolio can't: time, health, purpose, and the people you love. Here are 10 places to start. The post Non-Financial Retirement Planning: 10 Investments...

Financial Mapping: A Roadmap for Your Money and Time

Financial mapping can lead you to better financial decisions and outcomes, turning scattered goals into a plan that holds up against risk. The post Financial Mapping: A Roadmap for Your Money and Time...

Are You Saving Too Much for Retirement?

Under-saving is a math problem you can still fix. Over-saving can cost years you won’t get back. Here’s how to tell which one you’re doing. The post Are You Saving Too Much for Retirement? appeared fi...

The Future of Financial Advice Isn’t More Advisors

Vanguard just paid billions for Altruist to scale advisors. Boldin's CEO argues the bigger opportunity is scaling what you can do yourself. The post The Future of Financial Advice Isn’t More Advisors ...

The 95% Boring Path To FIRE

My personal approach to investing for FIRE can be summarized as being 95% boring.

Do You Have a 'Good' Pension? See Your State's Average

Surprise! Just over half of Americans 65 and older currently have a pension. Here is how much these guaranteed lifetime benefits pay out in all 50 states.

Mellody Hobson Shares the No. 1 Mistake Derailing Retirement Savings

Are you accidentally sabotaging your own financial security? A top financial executive explains why doing what feels "safe" might be your biggest risk.

The IPO Quiet Period Explained: What Anthropic Can And Cannot Say

Ever since graduating from business school in 2006, one of my favorite ways to learn is through case studies. And there's no better case study for understanding the IPO quiet period than Anthropic's u...

What Dolly Parton Taught Us About Building Wealth That Goes Beyond Financial Success

The way Dolly Parton lived her life and made business decisions offers the rest of us lessons about money, purpose, resilience, generosity and courage.

6 Tips for Women Taking the Financial Lead in Retirement

Securing your future before life hands you a major transition, such as retirement or widowhood, is the best way to ensure you have clarity when it matters most.

Lunch after retirement: How different is it now?

For years (decades?), I would bring my lunch to work. Typically a sandwich with a ’health’ bar and some fruit and nuts. Occasionally, I would take leftovers that needed to be heated. Sure, I might eat...

This Might Be the Best Financial Decision You Make This Year

The early bird pricing for WCICON27 is happening now. Make sure you secure your seats before the price goes up. Here's why you should do it. The post This Might Be the Best Financial Decision You Make...

Am I over simplifying my calculations?

For the better part of this year I've been trying to assess when I'll be able to afford to retire. I've been playing with Boldin, Projection Lab, my own overly complicated spreadsheets, Fidelity's pla...

She Trained To Be A Doctor. Now She’s Defending Social Security As AARP’s CEO

Dr. Myechia Minter-Jordan, an internist turned not-for-profit CEO, talks about career chapters and the growing army of workers over the age of 65.