Curated articles and podcasts from trusted financial experts and real retirees.
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We retired with $4.6 million. Even so, our Medicare Advantage plan limits coverage when we travel or want to see a specialist. How can I convince my wife to switch?
A 401(k) student loan match allows employers to make retirement contributions based on your qualified student loan payments instead of requiring direct 401(k) contributions. This SECURE 2.0 provision ...
I graduated from dental school with $300,000 in student loans. Nearly two decades later, I'm financially independent. Well, sort of. The post Financially Independent but Trapped by My Assets appeared ...
Juan and Mary in Brooklyn are 49 and 48 with $2.2 million saved. Can Juan afford to retire early, or just walk away if he gets fired? And if they get divorced, yikes - but does the math still work? Th...
One of the biggest conundrums parents face is managing their own emotions when a stock market, real estate market, or any other risk asset takes a dive. On one hand, it's painful to watch your portfol...
Looking for a trustworthy financial professional? That term can cover brokers, insurance agents and advisers who don't all have the same standards.
Hey everyone! Have you seen Alysa Liu’s Gold medal cinching performance at the Olympics? It was carefree, joyous, and inspirational. She glided over the ice and won the heart of ... Read more The post...
Looking for input, as one or more of you have have experienced my situation, and I’m not sure where to go next. Background: husband, 60, retiring next January, originally from nyc moved around a lot g...
Research shows that many investors fear policy changes could hurt their retirements, but these concerns often go unspoken with financial advisors, creating a planning gap.
Adding just 1% more can have a transformative impact on your retirement savings and spending. See how this painless hack works.
I know many of us in retirement, or close to it, have bucket lists. But listening to a podcast last week and their approach was to make a "not to do" bucket list ie "not set the alarm, not care about ...
Hello. I was feeling pretty low 3 weeks ago, after my job of almost 26 years ended on January 30. What has helped me so far: Daily exercise. Walking 5 days a week, and dumbbells for upper body 2 days ...
In poker, having position means you act last. And acting last is one of the most powerful advantages in the game. You can raise with nothing to push opponents into folding, call with a weaker hand wit...
See the end from the beginning and figure out how you're going to get out of real estate investing before you get into it. The post The 7 Ways to Get Out of a Real Estate Investment appeared first on ...
We asked wealth planners if "tithing" (donating 10%) in retirement could be done prudently.
Educational opportunities for older adults are plentiful, and the payoff — in terms of enrichment, health, and community — is great.
Americans often delay or redefine retirement because they have a lack of clarity and confidence in their financial plan. Here's how you can fix that.
People in their 40s can find their finances stretched as they care for children and aging parents. Here are some strategies to help with competing priorities.
Pre-retirees in the critical "retirement red zone" often take on significantly more risk than they want or are comfortable with. Here's how to fix that.
Affordable luxury in the Mediterranean may be closer than you think. Here's how.
I collect and refurbish hi-fi stereo equipment. Here's how to find a deal on a vintage system and pair it with your favorite streaming service.
The real risk in retirement is failing to plan for the "descent" — the psychological and lifestyle changes that occur after you reach your financial goals.
Deciding when to claim Social Security is tricky — and the wrong decision can be costly. DIY investors shouldn't leap in without these tools and rules.
Inheriting assets comes with various tax considerations. Here's a guide on everything you need to know, from estate taxes to new rules on inherited IRAs.
62 year old Canadian here. I'm currently in a situation where I am living on 1/2 my take-home pay so am slamming every other cent into savings. Theoretically in about a 1 1/2 years I should be able to...
currently navigating elderly parent assisted living, hospital after fall, skilled nursing care - they have sufficient resources but the costs are insane once you get past Medicare coverage - even at s...
It’s incredibly common to assume that saving and investing are about becoming rich; building the biggest pile of money possible. ... Read more
Understanding the difference between per stirpes and per capita can determine whether your grandchildren receive an inheritance or are unintentionally left out.
Here's what you need to know about prediction markets like Kalshi and Polymarket and whether you should risk your money with them. The post The Perils of Using Prediction Markets Like Kalshi and Polym...
Once people become aware of the benefits of passive investing, they sometimes "jump the shark" with it. You can take this concept too far. The post Understand the Passive Investing Data appeared first...
Most people have piled their savings into tax-deferred accounts, delaying taxes until they retire. Using Roth options can help ease your tax bite.
In this week's Ask the Editor Q&A, Joy Taylor answers questions on monthly Medicare premiums, IRAA and tax-deductible medical expenses.
Despite our growing economic power, women still face a confidence and savings gap. We can fix that by taking steps that secure our financial independence.
If you have a blended family, this estate planning tool can provide for your surviving spouse while passing assets to your children from a previous marriage.
AI gives you a good baseline. The less you know about a subject, the more AI will help. Use AI for how to apply knowledge to your specific situation. Learn the Nuts and Bolts I put everything I use to...
A new SmartAsset study finds that retirement savings vary widely by state in 2026. See how your state ranks.
Friday the 13th is considered an unlucky day — this year has three. We asked advisors to share their scariest stories of client mistakes.
Questions this season reflect confusion about 1099 income, new OBBBA deductions and retirement considerations, according to data from online expert platform JustAnswer.
Contemplating the regrets of the elderly and dying can help guide retirees when planning for happiness and fulfillment in retirement.
A longtime friend of mine visited last week. She plans to retire in three years, while I’ve been retired for almost six years. She told me that after she retires from her current career, she’d like to...
Retired in my early 60's. Then spent 9 years working part time at a local business. As expected I was surrounded by much younger people. For them the job was a career. I didn't need the job which of c...
When markets feel uncertain, asking the right questions matters. These 10 questions can help you review your financial plan and make smarter decisions during volatility. The post 10 Questions to Ask Y...
Review the long term trajectory of the S&P 500, see how long historic recoveries have taken, and learn how to protect your financial security. The post The One Chart to Review Every Time the Markets G...
Money scripts are the deep-seated beliefs about money you picked up without even realizing it. Here's how you can combat the negative ones. The post Money Scripts Doctors Inherit and Why They’re So Ha...
Are you in a good position to retire at 65? Find out with this quick quiz.
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Tuesday, March 03 - Monday, March 09, 2026 Top Comments score comment 62 /u/MH07 said You’re available for an astronomical amount of money per hour as a consultant. 62 /u/OldestCrone said At one place...
For the past few decades, being in shape was the ultimate “proof of work.” You couldn’t buy it. You had ... Read more
We have begun working with a new advisor and they went through our investments, health insurance, expected social security, etc. If I retire at the end of 2026 at 60 year old, there is a probability o...
does anyone else's retirement plan depend quite heavily on s⁰cial security? if so, is that a major concern? I would love to hear from others who have retired or are retiring soon, who are heavily depe...