Curated articles and podcasts from trusted financial experts and real retirees.
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While a solid financial plan tells you if you can afford to retire, a "second checklist" focused on purpose, relationships and well-being is also important.
Hitting your savings goal is worth celebrating, but you're not done with retirement planning. Next, ask yourself how you'll keep more of what you saved.
Retirees often overpay their taxes because they mix up their cash flow, income and actual spending. Understanding the differences can help you stay in control.
I just got an email from AARP. Contained in the email was an article relating to where to live in retirement. The jist of the article was how to escape the dome of heat that has affected several state...
My wife and I own a home in Middle GA and we like it here but we are open to moving to place with: affordable housing (buy probably, comfortable but not fancy, no HOA, ), safe, clean, low cost of livi...
As a record number of Americans turn 65, staying flexible — in your finances and your plans — will be key to achieving your best post-work life.
Life expectancy has risen sharply since 65 was set as the age to stop working. You might need to support yourself for 30 years or more. Here's how to prepare.
Been reading around the net on this subject, and I've been alarmed at the number of retirees with a large percentage of their net worth in equities. Concerned because a prolonged bear market could rea...
I'm considering retiring in a few years at 60 and pursuing a masters at a public university in Italy or France. Possibly a degree in international development, environmental risk assessment, etc. that...
So now I'm retired! A few months earlier than I planned but with a severance package as a parting gift. I was starting to slowly adjust in my mind to how my daily life would shift but now I'm right in...
Umbrella insurance and medical malpractice insurance may seem similar, but they serve different purposes in your financial protection plan. The post Umbrella Insurance and Medical Malpractice: Do They...
Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/0ce92d ======================= This is the q...
I can't believe it… It's been 10 years since I left my job! What a wild ride it's been. I'm more content with my life/finances than I've ever been before, but I'm also more unsure about what the futur...
Tax benefits are only one of the factors to consider as you make your choice.
I am a 60 year old single man hoping to retire in about 7 years. I make less than 60k/year. I was completely broke at 45 and I saved hard to get to a paid off condo (@60k value) and about 200k in my 4...
Learn how Roth conversions work, when they may make sense, and how taxes, RMDs, Medicare premiums and withdrawal rules may affect your retirement plan.
I've been investing with DLP since 2019. Here's everything I like about DLP, everything I don't, and how my investments have performed. The post Should You Invest Your Real Estate Dollars with DLP? ap...
What if one of the biggest keys to a healthy, meaningful retirement has nothing to do with money? Author and psychology professor Dr. Marc Schulz reveals why your relationships, social connections and...
On August 5, chief AI scientist Jeff Dean announced he was leaving Google after 27 years. Google proceeded to lose ~$180 billion in market cap, making this the largest impact I've ever seen by one emp...
Dr. Jordan Frey is a board-certified plastic and reconstructive surgeon and the founder of The Prudent Plastic Surgeon. After experiencing ... Read more
From second marriages to special needs trusts, test your disinheritance strategy with our 10-question quiz to prevent family feuds.
Think paying off your mortgage means a cheap retirement? From home modifications to maintenance, these sneaky aging-in-place costs can derail your retirement.
Estate planning isn't just for the wealthy — it's for anyone who wants control over what happens next. These four core documents will help you establish it.
Millions of parents are cutting retirement savings to cover rising student debt. Discover three strategies to protect your future.
By coordinating withdrawals from retirement accounts to keep your income below certain thresholds, you can save on taxes and benefit from valuable deductions.
Would you go? It's titled Estate and Retirement Planning Simplified. It dos feel a little like a time share presentation though, but my partner is gunning for the free steak. Do you think is it worth ...
Im 63F with a great job, making good money with a great work retirement savings plan. Spouse is already retired for 6 years. We have enough money between the 2 of us to be fine if I retire now. The is...
After 44 years in IT, my last day of work is in two weeks. I've been cleaning out my home office (I'll use it extensively for writing, photo editing, practicing guitar and such) and just tossed out a ...
Hackers are targeting your retirement savings — and they need little more than your email account or cellphone number to gain access. Here's how to stay safe.
Poor financial decision making costs more than money. Learn to slow down, cut bias, and choose with a clear plan. The post Financial Decision Making: 13 Strategies for Smarter Choices appeared first o...
Research supports the idea that money does buy happiness. Here’s how spending choices matter as much as how much you save. The post Does Money Buy Happiness? Yes, If You Spend It Right appeared first ...
Every debt payoff plan runs into the same fork: pay off debt or save for retirement first? It shows up late at night after a strong month, when there’s finally money to spare and no clear answer for w...
I just don't enjoy what I do anymore. I'm only 61 and in great shape. My finances are set and I'll go on my wife's insurance until medicare. However, my wife will still be working for a few years to k...
Retirement savers often don't realize what they're paying in fees or how much they can lose by leaving rollover cash uninvested, but advisors can help on both fronts.
The optional forms aim to standardize direct rollovers, encourage electronic transfers, and take some of the paperwork out of moving retirement savings.
Beyond skipping assisted living fees, staying in your long-time home cuts everyday costs. Here are five unexpected ways aging in place saves you money.
A few months ago, I started sharing the best article I had read the month prior. Your support for this approach has been positive, so today I’m continuing with the […] The post The Best Retirement Adv...
Dr. Tyler Scott answers listener questions about Trump accounts, gift taxes, HSAs, 457 plans, solo 401(k)s, and more. We also discuss an important distinction between financial moves that can meaningf...
You probably know your full retirement age, but do you know these other milestone ages — and why you should pay attention to them as you plan for retirement?
If you're a retiree with a pension, treating taxes as a core part of your retirement strategy is the best way to keep your income sustainable for the long haul.
When inheriting an annuity, a beneficiary who isn't a spouse can face a big tax bill. Choosing annuitization or the "stretch" option lets you soften the blow.
As clients ask advisors for help navigating caregiving resources, advisors who are able to provide trusted referrals may find clients return the favor with referrals of their own.
Part D isn’t going away, but premium subsidies are. Learn what that could mean for 2027 costs and why switching to Medicare Advantage deserves careful thought.
Losing $70,000 during the 2008-09 Global Financial Crisis was the majority of our life savings. Here's what I learned from that bear market. The post What It Feels Like to Lose Money appeared first on...
Traveling can be fun at any age. You just need a little preparation.
As part of Roger’s summer replay series, he revisits a conversation with Peter Lazaroff about the value of elegant simplicity in retirement investing. They discuss why more sophisticated strategies ar...
Housing is one of the biggest line items on just about any retirement budget. Whether you're still paying a mortgage, looking to escalate your payment schedule so you can retire debt-free, or thinking...
On August 6, the first tranche of locked-up SpaceX shares was released. Roughly 911.5 million shares became eligible to trade in a single session. SPCX went up 6%. Then it went up again the next day, ...
New rules could force high-income savers to withdraw "excess" retirement funds. Here is why the bill matters — even if it doesn't pass immediately.
Prepaying everyday bills is the easiest way for retirees to lock in savings without cutting back. Here are five recurring expenses to pay upfront.