Curated articles and podcasts from trusted financial experts and real retirees.
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In this week's Ask the Editor Q&A, Joy Taylor answers questions on inherited IRAs and the 10-year cleanout rule for non-spousal IRAs inherited after 2019
We’re New Yorkers with $3.8M. We plan to retire in South Carolina. My wife worries about making friends, but I don't. Am I being unrealistic?
The hidden costs, conflicts of interest and generalized advice that leave investors dissatisfied, and how to find a financial professional you truly trust.
When I started working out of college, I had one stream of income. My job. Now that I’m in my ... Read more
Are you actually better off getting a tax refund, or is your brain tricking you into celebrating a financial loss? Topics covered in this episode: Tax refunds vs. tax liability: what actually matters ...
One of the best online courses of the year, Continuing Financial Education 2026, has dropped—order it now to continue your financial journey. The post The Best Bang for Your CME Buck appeared first on...
There’s a story behind this story, but I’m going to save “That Story” until the PS at the end (don’t miss it, it’s golden). With that disclaimer, let’s get started. […] The post How I Became A 401(k) ...
How trading your savings today will give you a permanent raise tomorrow.
My wife (68) and I (71m) have been house-bound for the last two years with a demented pet that required getting up 2 to 3 times during the night. We finally put our pet down last month. Together with ...
I was a very active person and frequent hiker / backpacker. Then I was treated for cancer, and now I have lingering hip pain after relatively easy walks. I recently bought myself a lightweight electri...
I left my job in 2025 but contributed to my Roth IRA because I was still working in that year. This year, I started working as a W-2 contractor for my former company through a contracting company. I t...
Time is our most precious resource. We think of bucket list in retirement. Invest it in memories now. Create a bucket list of memories throughout your life.
Keeping too much money in savings may feel safe, but over time inflation and missed investment growth can quietly undermine retirement readiness.
Homeownership builds wealth through forced savings, not soaring prices. This second article explains the real returns on housing and what buyers must know before they purchase.
Changes in immigration to the United States have a substantial impact on the health and death rates of older Americans, improving overall wellness of senior Americans.
President Trump first mentioned this plan during his State of the Union address in February.
Answering listener questions about comparing REITs and syndications, how to spot red flags in private deals before you commit your money, and how to avoid PMI when buying a home. The post Real Estate ...
The S&P 500 is up roughly 100% over the past three and a half years. At its historical average annual return of about 10%, you'd expect it to be up closer to 40% over that same stretch. That's an “exc...
Nearly half of private-sector workers do not have access to workplace plans. The order would make it easier for them to find and open accounts.
Are you maximizing the legacy you’ll leave behind? Take our 10-question quiz to evaluate your strategy today.
I’m just not a sit-around-the-house kind of guy, never have been. I also think it’s a blast to learn something new, especially under the eye of someone who really knows what they’re doing. And so I kn...
My husband and I are both 64 years old. My husband is disabled. We are currently living near my children and grandchildren, but we’ve realized it’s too expensive to live in our current state. I retire...
Time is a young investor’s greatest asset. Discover how small contributions today can evolve into a tax-free fortune by the time they retire.
The decision to move to a different state should balance financial issues with the lifestyle you want, rather than simply choosing a low-income-tax state.
Many plans focus on how much has been saved, but it's how much you spend that ultimately determines whether your plan works.
Many workers find it easier to leave 401(k)s behind when they move to a new job, or cash out small balances that are better left invested, but you have options.
It’s safe to assume that there’s a cardiologist in every major American city who drives a BMW, owns a 4,000-square-foot ... Read more
Hey all! Just finalized my retirement date for this summer (60 M). I’ve gone through the “normal” checklist for financial planning, healthcare coverage, SS, etc. Are there any other checklists out the...
I’d be interested to hear from those that have investments that pay close to or over the 400% poverty level and how do you manage things for Healthcare each year? I’m trying to not suck all my savings...
Two national surveys show what separates retirement confidence from a lack of it, and the planning that makes a difference. The post How to Retire With Confidence: What the Data Shows appeared first o...
With the federal student loan landscape rapidly changing, many future doctors are thinking about taking the three-year medical school route. The post Nearly 60% of Future Physicians Prefer a 3-Year MD...
Create once-in-a-lifetime memories with your grandchildren while celebrating America’s 250th
With Americans living ever longer lives, the age-old worry of outliving savings has become more pronounced.
We asked Times readers to share their best advice for a safe, satisfying and financially comfortable life — no matter how old you are or how long you live.
The tennis player Mackenzie McDonald has earned well up to this point, but high expenses and a short career timeline have prompted him, and others, to search for a backup plan.
Americans are increasingly dealing with a dilemma: How to balance a long life with having enough money to live it happily.
Roger Whitney explores one of the most overlooked variables in retirement planning: longevity, and how assuming you’ll live too long can quietly force you to save more, spend less, and potentially mis...
I retired in September '24 after burning out during the pandemic and caregiving a demented parent. That parent (the last one) died 2 years ago and then I spent a year dealing with the physical aspects...
After the final day of swimming and tennis at the sports club we're dropping, I took my kids to an open house in San Francisco. My wife was on a mom’s trip to Napa and I wanted to keep introducing my ...
Jeremy Keil explains how 5 smart moves could impact your ability to claim $180,000 or more as a couple in Social Security. If you’re about to file for Social Security, there’s a real possibility you c...
Incorporating housing wealth and lifetime annuities in your retirement income plan can offer a significant tax-cost advantage over an investment-only plan.
Homeownership is often sold as a path to wealth. Part 1 of this series explains why mortgages function more as forced savings than a reliable wealth‑building tool.
The plan would shift much long-term care from Medicaid to Medicare. It would for anyone with a significant need for care but tie benefits amounts to income and assets.
So, my normal school anxiety dreams (late for class, not studying for final exam..) have been replaced with the same scenarios, but now for work. I'm showing up to work without my badge to get into th...
MyAppFree Review 2026: Is It a Legit Way to Make Some Extra Cash?
Saving into Roth instead of traditional accounts to bring down required minimum distributions in retirement, and whether retiring early is in the cards: that's today on Your Money, Your Wealth® podcas...
Millennials may not have saved enough for retirement, but how bad can it be if your fake i.d. name is "McLovin"?
For those who work in AI, let me share a cautionary tale based on history. You may be getting incredibly rich right now, but there’s little point in being rich if your safety is constantly at risk. Ba...
After publishing my piece on the shocking cost of eldercare, a question kept nagging at me that I couldn't shake: when money is finite and the people you love are not, how do you decide who to help or...
Earlier this year, I decided to give up cable to simplify my life and save $120 a month. I don't watch much TV, and when I do, it's sports. But with so little time, I watch the condensed 10-minute hig...