Discover the Best Insights for Every Stage of Retirement

A Grandparent's Guide to Building Wealth for a Newborn

How to balance tax perks and financial aid impacts across 529s, UTMAs and trusts for your grandchild.

Why the Best Estate Plans Aren't Based on Worst-Case Scenarios

Fear is usually the driving force behind an estate plan, but that approach can be costly. For a better outcome, start from a place of clarity and control.

How to Build a Tax-Efficient Retirement Withdrawal Plan

Accumulating retirement wealth is only half the job. How you withdraw it can have a significant impact on taxes, Medicare and what you ultimately get to spend.

Federal Retiree? Picking the wrong health plan this Open Season could cost you thousands. At nonprofit Consumers' Checkbook, I help people avoid that mistake for a living. AMA Nov. 9 starting 2pm EST!

Any USA federal retirees among us? Here is an AMA - ask me anything - you might want to check out! submitted by /u/MidAmericaMom[visit reddit] [comments]

The Sunday Best (11/08/2026)

Success often comes from doing what most people won’t. There’s a straight path for advancement by not permitting distractions to ... Read more

RMD Paradox: A Healthy Nest Egg Can Hatch a Nasty Tax Bill

Saving too well can create a big tax problem once required minimum distributions kick in, making proactive income management and strategic withdrawals essential.

How to Stop a 401(k) From Becoming a Tax Burden in Retirement

Saving for retirement in a 401(k) is a smart move, but can also lead to a troublesome tax bill years later. The solution? Diversifying while there's still time.

Turn open enrollment into a savings check-up

Reframing this annual benefits selection window can offer a chance to maximize savings and strengthen financial well-being.

How to open or claim a Trump Account

Learn how to check whether your child already has a Trump Account, claim an existing account, or open one if needed.

Pay yourself first: What it means and how to start

Paying yourself first means saving part of your income before spending. You can choose a sustainable amount, automate savings, and keep essential bills covered.

Charitable giving: Tax-smart strategies for doing good

Developing a tax-savvy giving back strategy can be an important part of a comprehensive financial plan — and help make doing good an effective year-round endeavor.

Year-round tax planning: Strategies for the four seasons

This quarterly breakdown of key deadlines and decisions can help to maintain an effective, proactive tax plan.

Taxes on an inherited 401(k): What beneficiaries need to know

Learn when taxes may apply, how distributions and the 10-year rule can affect taxation, and what to consider before withdrawing.

What are I bonds and how do they work?

I bonds are U.S. government-backed savings bonds that combine a fixed rate with inflation-linked interest. Learn how I bonds work and the rules that apply.

401k Expense Ratio: What It Is and How to Compare Fees

Learn how a 401k expense ratio affects your retirement savings and compare fees to maximize long-term growth.

Bipartisan Bill Would Allow Tax-Free 401(k) Withdrawals to Buy a Home

"Homeownership Opportunity Act" would let Americans tap workplace retirement savings for down payments and closing costs without taxes or penalties, but could come at a steep cost to retirement securi...

Empower Posts Record Q3 Earnings, Shawn Beber Joins as Mesirow CEO and More: Corporate Roundup

Plus, Luigi Andriani joins Transamerica, PIABA announces new president and Carson Group adds Marietta Wealth Management

58% of Adult Children Rely on Inheritance for Financial Plans

An Ethos survey finds more than half of adult children are planning around an unconfirmed inheritance, even as parents prioritize retirement spending and care costs

Financial Guidance Helps Boost Americans’ Feelings of Prosperity

Northwestern Mutual's latest index finds Americans feel more prosperous despite economic worries, with financial advice linked to higher wellbeing scores

AI and the 401(k) Advisor Experience

Three retirement industry professionals explain how they use AI for plan projections, research and meeting preparation—and why privacy, output review and human judgment remain essential to the 401(k) ...

DOL’s Final 401(k) Alternative Investments Rule Heads to White House for Review

Marsh introduces BrightPath, a global defined contribution retirement solution spanning six countries and $116 billion in assets to simplify plan management

Interest in Private Assets in 401(k) Plans Surges: Schroders

2026 U.S. Retirement Survey finds 52% of retirement savers would invest in private assets through their 401(k), but knowledge gaps remain despite growing enthusiasm

The FIRE Chapter Begins

It is now official.

The Ultimate NYC Holiday Trip to Take With Your Grandkids

Skip the crowds. Keep the magic. Plan an elevated, luxury NYC holiday trip designed for you and your grandchildren.

5 Key Decisions to Make in Your First Year of Retirement

The first year of retirement is when you finally get to replace the assumptions in your financial plan with real numbers that inform key decisions.

Morgan Lewis, Trucker Huss Named 2027 ERISA Law Firms of the Year

Marsh introduces BrightPath, a global defined contribution retirement solution spanning six countries and $116 billion in assets to simplify plan management

Midterm Shake-Up Puts Retirement Reform Champions in Key Roles

Democratic control of Congress positions some longtime retirement policy advocates among leaders of key committees, potentially opening new avenues for reform

Marsh Launches BrightPath Global Retirement Solution

Marsh introduces BrightPath, a global defined contribution retirement solution spanning six countries and $116 billion in assets to simplify plan management

Florida’s Gulf Coast: Come for the Sun, Stay for the Taxes

Southwest Florida is no longer just a vacation spot. It has evolved into a premier financial haven where wealthy families can protect and grow their fortunes.

The Best Time to Talk to Aging Parents About Money and Care

Talking to your retired parents about finances and healthcare isn't a sign you don't trust them. It's how you help them stay in control for as long as possible.

How to Adopt a Laddered Approach to Investing for Retirement

A laddered investing strategy, where you draw from some accounts while allowing others to grow over time, can help support you over a lengthy retirement.

401(k) Top-Heavy Rules Explained for Small Businesses

Learn how 401k top heavy rules affect small business plans, including key employee definitions, testing, and compliance strategies.

The Hidden Benefit Of Being Retired In A Bear Market

As my public equity portfolio gets obliterated thanks to being overweight tech stocks, I started dusting off my resume to go back to flipping burgers at McDonald’s. Then halfway through the applicatio...

Are You Eligible for the 2027 Federal Saver's Match?

If you qualify for the Saver's Match, the government will match your retirement contributions up to 50% of your first $2,000 in savings.

How to Find Affordable Vision Care After 50

Original Medicare covers zero routine eye exams or glasses. Here's how self-pay, warehouse clubs, and vision plans compare on real out-of-pocket costs.

How Life Insurance Trusts (ILITs) Protect Wealth

Placing million-dollar life insurance inside an irrevocable life insurance trust creates a layer of protection against estate tax and other family wealth risks.

How do IRA withdrawals work in retirement?

I only have a couple years to go before I retire at 62. I plan to roll my 401k over to an IRA at either Schwab or Fidelity, about $1.4 million, and also start to collect Social Security. How often do ...

Will Husband and I Be Ready in 4 Years?

Hello all, some context… I am 61, my husband turns 61 in March. We owe $90,000 on our home, have an investment account worth 425,000, and a 401(k) worth 110,000. Home has an interest rate of 3.75. We ...