Curated articles and podcasts from trusted financial experts and real retirees.
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Back in 2018, I wrote that households need to earn $300,000 a year to live a middle-class lifestyle in an expensive coastal city. The internet was not pleased. I was called out of touch, delusional, a...
Adventure, lower costs, affordable healthcare and a richer life can all be yours overseas — but you have to nail the practical details first.
By focusing on a "preservation mindset" that balances reliable income, smart tax planning and market protection, you can build a financial strategy to help your money last as long as you do.
If you're the only child of aging parents, decisions about care and financial affairs may fall to you. These are the risks — and the conversations to have now.
I (69F) retired in 2017 from corporate life when my husband was already retired (70M). We had already started a small business and it helped us gently move into retirement. To our surprise, the busine...
Planning for retirement can feel overwhelming, especially as you approach the transition from earning a paycheck to relying on your savings. The early phase of retirement brings unique challenges, and...
I’ve made nearly two dozen investments across special purpose vehicles and angel checks in healthcare startups. Here's what I've learned. The post What I Learned Making 22 Healthcare Startup Investmen...
Some may sound like myths, but these unique tax write-offs can be approved under strict IRS medical guidelines — provided you have the right paperwork.
Before you touch your retirement fund, consider how taxes and financial aid rules change the math. In this week's Wealth Wise column, we break down the right choice.
Significant expenses, such as payroll taxes, often disappear the day you retire, so you probably won't need to replace as much of your salary as you thought.
The five- to 10-year period before you retire is the time to shift from the pursuit of maximum market gains and toward the creation of reliable income streams.
From phony family emergencies to fake investments, fraudsters know all the tricks and have modern technology up their sleeves. Here's how to stay safe.
Artificial intelligence is transforming markets, but retirees should approach the AI investing theme with caution and a well-diversified portfolio. The post AI for conservative investors appeared firs...
I’ve been retired for two years and have been a literacy volunteer for close to a year and a half, working with a woman to help develop her reading skills. She is a lovely person and we’ve become quit...
The amounts they want you to have saved by retirement age can be a little overwhelming if you have slacked off and not saved earlier in life. But then I realized these models are assuming you’ll live ...
Before you retire, be sure you check off our financial to-do list. This pre-retirement checklist will help you not forget anything. The post A Pre-Retirement Financial Checklist appeared first on The ...
Episode 527 00:00 Introduction 00:51 Notification of when I buy or sell a stock 01:28 Learn to identify stock trading patterns during a crisis 02:45 Stock Market rotation from Risk On to Risk Off 03:4...
I've sat with 100 retirees, and the biggest regret almost never has anything to do with a bad investment. It's something I call the momentum trap. At 62, every single signal tells you to keep going, a...
Episode 526 00:00 Introduction 00:40 SpaceX dud IPO 02:01 Hormuz reignites 03:31 Railroad stocks outperform 05:31 Ignore the media noise Sign up for free ALERTs & Market Commentary at: https://www.inv...
This practical guide can help you manage money as you age, from emergency funds and retirement savings to healthcare, taxes and long-term planning.
Money will only get you so far in the pursuit of happiness. Find out how to make the shift from accumulating wealth to living a life that brings you real joy.
It's crucial to understand whether your adviser is using AI to enhance your personal experience without sacrificing the human judgment you're paying for.
Find out what your money habits say about you. Find your stealth wealth personality in seven quick questions.
I’ve got $ in mostly traditional IRAs I’m 63 looking to start SS at 65. I want to use interest to supplement my monthly income at retirement. What is the best place to do that? It would need to be an ...
We are still working - planning to retire very early next year. I'm at FRA; my husband will be in a couple of months. We are not yet taking SS or Medicare. With our income, we will certainly hit the I...
Reducing Social Security benefits doesn't just impact retirees — it hits state economies, creating a double-whammy effect of smaller checks and lower GDPs.
The financial transition was familiar. The emotional transition caught me by surprise.
Delaying can increase your benefit, but whether that's worthwhile in the long run depends on other factors.
Benefits could rise in 2027, but Social Security’s worsening finances may eventually mean higher taxes, later retirement or smaller checks.
If you could do a Roth conversion at a discount (pay less in tax than you would expect), would it be a more attractive play to you? The post Do a Roth Conversion at a Discount appeared first on The Wh...
Tuesday, July 07 - Monday, July 13, 2026 Most Commented score comments title & link 3 108 comments Hi, it’s me again with another question 117 95 comments Laid off at 60? What happened next? 22 37 com...
If you have $2.5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
If you want to use an inheritance to create a charitable legacy, how can you ensure younger generations will carry your wishes forward?
A couple of weeks ago, a relative called me with this question: Should I buy an electric vehicle? She was concerned about high gas prices. I explained to her that since she already had a car that work...
One of the greatest ironies in personal finance is that the people with the most money sometimes live the most uncomfortably. After spending another summer in Honolulu with my parents, I've been think...
Elizabeth Warren and Bernie Moreno back a broader Social Security tax base as 2032 benefit cuts loom, including taxes on capital gains, dividends and investment earnings.
Once you're financially independent, you don't need more books on how to get rich. You need someone to teach you how to be rich. The post 5 Books to Read When You Have ‘Enough’ and Need to Learn How t...
Choosing when to file for Social Security isn't about hitting age 62, 67, or 70—it's personal. Here's how to find the best filing age for you and your spouse.
We’ve all been feeling something in the air, recently. But unlike Millennials and Gen X who try to maintain the ... Read more
This article originally appeared on Humble Dollar. John Urban is the founder of RetireSmartIRA, a retirement tax-planning app. Earlier, he ... Read more
Wealth means net worth, cash flow, and lifestyle security. See benchmarks by age, generation, and income to put your numbers in context. The post How Wealth Is Defined: U.S. Net Worth Benchmarks appea...
From steep stairs to slippery floors, minor home design flaws can become major hazards in retirement. Take our quick quiz to find out if your house is ready for you to age in place.
I'm looking forward to being semi-retired. I have one full-time job and a very part-time one. I plan to leave the full-time job in 13 months and working maybe five to 15 hours a week. Is there a term ...
Putting the right documents in place for your loved ones now can shield them from the stress and legal hurdles of dealing with your estate later.
Market downturns don't just trigger a dip in your account balance — they test your emotional resolve. Having a well-built strategy can help you stay the course.
Revenue sharing means some financial professionals are rewarded for steering you toward certain products. It's big business, but here's the solution.
Many users have told me they aren’t always sure how to enter their assets and spending liabilities into the Actuarial Financial Planner (AFP) Excel workbooks. That’s completely understandable — the ac...
Roughly 60 percent of Americans tell pollsters the nation is on the wrong track. A majority say its best years ... Read more
An interview with Dr. Sarah Gebauer about how she and her family have taken long international sabbaticals while maintaining a successful medical career. We cover how physician families can navigate s...
Today, I'm excited to welcome Dr. Phil Pearlman to the podcast. Phil is the founder of the Pearl Institute, a clinical psychologist, former financial executive, and one of the leading voices exploring...