Curated articles and podcasts from trusted financial experts and real retirees.
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Doing everything to avoid Medicare surcharges (IRMAA) is tempting, but obsessing over annual premium savings can increase your total retirement tax bill.
Passing down assets can leave kids with a massive tax bill. This week's Wealth Wise advice column explores the strategies advisers use to leave an inheritance tax-free.
A revocable living trust is great for avoiding probate but won't shield savings from long-term care costs. Consider a Medicaid Asset Protection Trust instead.
For many years, my dad bought a lottery ticket every week. He wasn’t buying a ticket to win; he was buying a ticket to dream. The post The Price of a Dream appeared first on The White Coat Investor - ...
Exercise and a healthy diet matter, but experts say staying socially connected may be just as important as you age.
While the 4% rule is a useful starting point, a lengthy retirement can't rely on a one-time calculation. This is why you need a personalized income plan.
Lawmakers are floating several ideas about how to shore up Social Security. One involves changing the annual cost-of-living adjustment.
My parents took meticulous care of their home and estate planning. But when it came time to sell their house of 54 years, all hell broke loose. Here are the five lessons I learned.
Bridging the gap between your vision of retirement and real financial readiness requires planning, adaptable income strategies and expert guidance.
I will go first. I have been with the same company for 25 years. I have seen many people come and go. One thing that stand out to me in my place of work is once you hit a certain age a target gets sl...
Kids aren’t quite there yet but we’ve always intended to help with the downpayment on their first home purchase. Is it a reasonable ask that they find a house that has or has space for an ADU? We’d co...
Study finds Bank of America leads retirement plan providers for both website and mobile app satisfaction, while strong digital experiences are linked to greater participant engagement and retention
Are asset managers offering private markets in their own employees' retirement plans? Wilshire CRO Todd Cassler unpacks the liquidity, valuation, and recordkeeping hurdles advisors must navigate befor...
Edelman teams with ADP to offer integrated retirement plan administration for small and mid-sized employers, with personalized advisory services for participants
Building on its budgeting and benefits capabilities, the expanded AI platform now offers advice on tackling consumer debt and committing more to retirement savings
Deal will bring Vestmark’s institutional-grade trading, portfolio management and tax technology into Envestnet’s wealthtech ecosystem while accelerating development of AI-driven advisor capabilities
New “Withdrawal Optimizer” helps advisors determine where to source unexpected client cash needs while accounting for taxes, Medicare surcharges, investment holdings and other planning considerations
Pontera’s 401(k) Day roundtable has former DOL and CFPB officials exploring the reality of retirement accounts remaining siloed from personal investment management
Past returns tell us what happened. But they provide limited value for fund selection. Research suggests how those returns were generated likely tells us more than the returns alone.
Inheriting a house with siblings can raise questions about ownership, taxes and costs. Learn your options for selling, keeping or buying out the home.
Past returns tell us what happened. But they provide limited value for fund selection. Research suggests how those returns were generated likely tells us more than the returns alone.
Past returns tell us what happened. But they provide limited value for fund selection. Research suggests how those returns were generated likely tells us more than the returns alone.
Workers who forgo the traditional career path find there are rewards — and challenges — to going out on their own.
Women's longer life expectancies mean their long-term care coverage should feature longer benefit periods, higher payout amounts and robust inflation protection.
On another thread someone mentioned selling their large home upon retiring and using the proceeds to rent an apartment. I've also seen posts of people selling their larger home and purchasing a condo,...
I am 57, and plan to work another 10 years or so. I've got a long history of managing my own portfolio but lately I've been shopping around for an advisor. One I talked to recently suggested I add a f...
I'm probably going to stop working at age 66. I'm curious about the idea of withdrawing from my IRA / Roth IRA after I stop work and delay SS until age 70. Im not married. Im not from a family that li...
See what Warren Buffett, Shaq, Jay-Z and Beyonce, Dave Ramsey and Suze Orman have to say about passing down wealth.
People use "financial independence" and "retirement" as if they're the same milestone. But treating them the same is where a lot of financial plans go sideways.
Today is National 401(k) Day, and a perfect moment to revisit retirement plans. Advisors can use these five strategies — from IRA rollovers to next-gen outreach — to help clients optimize their saving...
Loved ones want your memories, not your attic clutter. A new study reveals why less is officially more when passing down belongings.
Be careful with leverage risk. Yes, it can boost returns. But leverage works both ways. It can both magnify returns AND losses. The post How You Can Lose Your Entire Investment When Investing with Lev...
Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/c8e6cf ======================= If you have a...
Receiving an inheritance can change your financial picture overnight. Before you spend or invest it, here's how to decide where the money should go.
The Postal Service has admitted it's running out of cash. Employees need to take charge of their benefit and retirement planning before their options narrow.
A neighbor across the street from my rental texted me at 3:35pm on a Saturday to say something had been beeping inside my property all day and my tenants appeared to be gone. I drove over, let myself ...
My husband retired in 2008 at 62. I retired in 2022 at the age of 72. He is bored - I am not. He expects me to be his entertainment committee and frankly, it is not a job I want. We tried playing card...
Update: Two updates, actually. In order to get a taste of a lowered salary without actually losing any money I maxed out my retirement contributions which lowers my take home to approximately the soci...
Yes, RAP can potentially save you tens of thousands of dollars in student loan interest while you're in medical school. Here's what to know. The post How to Use RAP to Freeze Your Interest While in Me...
On Tuesday, September 8, 2026, an Anthropic researcher named Jacob Coxon resigned over safety concerns and wrote about why. He said the leading labs are “racing straight to self-improving superintelli...
What if getting older doesn't mean losing happiness, but gaining more of it? Author Don Ezra explores the surprising science behind the U-curve of happiness and why perspective, purpose, gratitude, an...
Financial advisors would be wise to treat "health span" like an investment portfolio to better prepare clients to afford and enjoy longer retirements, a researcher said.
These lesser-known senior programs can deliver key property tax savings — if you know where to look.
Outdated beneficiary designations can disrupt your estate plan. Learn which accounts to review, when to update beneficiaries and why it matters.
When I first read today’s article, it resonated immediately. I knew that I had to share it as my “Best Of The Month” guest post. The article put into words […] The post Living An Analog Life appeared ...
65F recently retired after 43 years teaching. I’ve loved every minute so far and have been really busy. Recently I had to have surprise electrical work done to the tune of $8,000. Just yesterday I rea...
Inheriting a stock portfolio comes with big decisions. Before making any sudden moves, ask yourself and your adviser these questions to protect your wealth.
A Roth conversion can raise your Medicare premiums two years later. Every mistake on this list comes with a solution. The post 16 Roth IRA and Roth Conversion Mistakes That Cost You in Taxes appeared ...
A National Institute on Retirement Security survey finds debt is keeping most Americans from saving, and few know what their money will earn. The post 77% of Americans Say Debt Is Blocking Their Retir...
When you're younger, it's pretty normal to set goals career goals, financial goals, goals for any sports/hobbies/other activities you are involved in. But now that I'm retired, it seems like it's just...