Curated articles and podcasts from trusted financial experts and real retirees.
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From 529 rollovers to custodial accounts, financial experts explain how to set young adults up for true financial independence.
Long-term care involves dealing with doctors, managing medications, arranging transportation and finding a facility. How should you and your family prepare?
Hey everyone! I hope you finished your 2025 taxes because October 15th is right around the corner. This year, I put off finishing our taxes until the very last moment. ... Read more The post Making Ou...
After my posts on being broke again at 49 and feeling silently stressed, some of you let me have it. Irresponsible. Reckless. Top of the market psychology. All fair points. Please keep the respectful ...
A couple days before I published Broke Again At 49, my wife said going to Las Vegas over the long weekend would be a lot of fun. I had floated the idea a couple weeks earlier. Unbeknownst to me, she t...
The Garrett Planning Network of financial professionals aims to break down the barriers stopping ordinary Americans from getting the unbiased guidance they need.
Marginal tax rates drive choices about investment portfolios, Roth accounts, side gigs and charitable donations. Here’s how to calculate yours before you make any moves.
Market swings tempt many near-retirees to move to cash. A financial coach explains when it’s smart planning and what to ask before you sell.
At almost 50, I’m never doing a gut remodel again. Everyone who has survived one has the same thousand-yard stare. It’s the look of someone who spent two years arguing about grout color and waiting on...
Our new book for residents is completed, and we are now implementing the WCI Resident Champions Program. Here's what to know. The post Introducing WCI’s RESIDENT Champions Program (Free Financial Book...
New research is challenging the way we think about the 4% rule — and revealing why a smarter retirement income strategy may be less about preserving every dollar and more about confidently funding the...
As more Americans live longer and as the population ages, measuring the effect of retirement on physical, cognitive and mental abilities is a complex undertaking.
For many travellers, the Maldives already represents the ultimate escape – warm water, private islands, extraordinary marine life and some of the world’s most luxurious resorts. Increasingly, however,...
New York's iconic Plaza Hotel will close from January 2027 for at least four years while its landmark façade undergoes a major restoration. The post New York’s iconic Plaza Hotel to close for at least...
Inflation is likely to continue eroding Social Security's cost-of-living adjustment. Advisors share strategies for talking with clients about navigating the purchasing power gap.
"Medicare will happen when I turn 65. I don't need to think about it, right?" Wrong. Get up to speed with the system now to prevent stress and save money later.
A 4.2% higher wage base means more taxes for some earners next year.
With $1.1 million in the bank, the math on a new $80K pool might work, even if you're retired. But is a year-round maintenance commitment the best way to see your grandkids?
You can ask AI for financial advice, but it doesn't have all your details, so you should be cautious about the response. Here's a better way to approach it.
I went to work this morning, expecting it to be my last day, but I was met by one of the command staff…. “Turn in your stuff and go home… Come back for the party tomorrow.” Cool! But why didn’t they j...
Hi all - new to Reddit and the group. My wife and I are both 64 and retirement looms. We’re interested in bus and/or group travel companies. I’ve seen posts on OAT and Road Scholars with favorable rev...
I'm retiring (M62) at the end of this year and believe I've figured out my ACA health insurance coverage, which should cost me $0 per month if I'm understanding everything correctly. What I haven't fi...
I've been retired since May, turned 65 in Sept. Started out of the gate with really working on my health - food, exercise, et al. Also got very engaged in an activity I enjoyed that was neglected over...
We asked people who aspire to live long lives about how they hoped to do it and who might have inspired them along the way.
What does a successful retirement actually look like? Is it having $1 million, $2 million, or even $10 million saved? Is it having enough retirement income to cover your expenses, minimizing taxes, or...
Powerful earthquake in Panama damaged homes, roads, and community facilities. Learn why Panama's building standards matter and how they have responded amid the crisis.
Answering listener questions about competing financial priorities, including paying down debt, investing for retirement, buying a medical practice, and optimizing asset location between tax-deferred a...
Disciplined savers may need to learn how to confidently use the wealth they've accumulated. Here's how you can maximize your money in retirement.
You can easily create a lasting financial legacy for loved ones with annuities that are secure, cost-effective and tax-advantaged.
An accountant's plan to return to Mexico shows why a Social Security claiming decision should begin with the life the money needs to support.
A Senate bill would allow savers to transfer all unused 529 college savings to a Roth IRA, giving them greater flexibility — and their children a head start on retirement savings.
More retirees are afraid of outliving their savings. Why the problem might not always lie in their savings. Here's how to turn your wealth into reliable income.
I am in a fairly high stress position in the private sector. I am in my 50s, and looking at options. One option is to take a job with the state government. There are several positions that I am qualif...
My past IRMAA income bracket projections were all below the actual brackets announced in the following year. Use the lower 0% inflation projections. Learn the Nuts and Bolts I put everything I use to ...
Social Security benefits will rise 3.6% in 2027 as lawmakers face decisions that could reshape future COLAs and retirement benefits.
The top salary subject to Social Security tax will climb to $192,300. Any deal to fix the program's shaky finances could involve both the COLA and the tax base.
Beware the marketing tricks used in many mailed offers during Medicare Open Enrollment.
"East of Eden" is ultimately a story about what we do and do not inherit from our parents. We asked the Netflix show's actors how their characters would handle a gift from their parents.
The SSA has announced the 2027 Cost-of-Living Adjustment (COLA), the new maximum taxable wage cap and the earnings requirements for Social Security credits.
Thanks to the One Big Beautiful Bill Act (OBBBA), the concept of qualified opportunity zones has been reinvigorated. Here's what to know. The post The Return of the Mighty QOZ (Qualified Opportunity Z...
The government has made improvements to the Medicare Plan Finder, a key online tool, in time for open enrollment. It helps seniors compare policies to avoid costly surprises.
As the article points out, there are a lot of deep seated reasons why people don’t spend when they clearly have the money to enjoy retirement. Fear and habit’s are two of the pillars of resistance to ...
Episode Overview Year-end planning doesn't have to become a giant project. Roger walks through the key items every retiree should put eyes on before December 31st -- not to do everything, but to avoid...
This trust safeguards your life savings from high long-term care costs while maintaining your eligibility for government benefits.
Advisors could find a pool of prospects eager for more advice than they tend to get from their 401(k) plans alone.
It could be a good time for you to adjust the amounts of protected and variable retirement income that you receive.
The scariest thing on a physician’s desk this October is the fourth-quarter estimated tax worksheet, propped against a 403(b) statement ... Read more
We asked 15 questions to determine how those who have retired got there. So far, about 150 people have responded. Here's what they said. The post ‘My Spirit Animal Is Now the Sloth’: Real Life Example...
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC George and Louise in Queens bring in $600,000 a year. Should they keep working just to do Roth convers...
Former Disney executive Mary Fossier alleges age discrimination and retaliation. Learn what it reveals about retirement assumptions and employer accountability.