Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 4338
Is Your Retirement Solution Hiding in Plain Sight?
Apr 25 2024
Here’s how to use your home equity in combination with an annuity contract to produce late-in-life income....
kiplinger.com
How to Choose Your Trustee or Executor of Your Will
Apr 25 2024
Above all, you should choose someone you trust, keeping in mind that acting as a trustee or executor can be a complex, thankless and sometimes long-term job....
kiplinger.com
The Motley Fool Review: Unbiased Review of Investment Services
Apr 25 2024
Active investing in the stock market is a strategy for building long-term wealth that’s not often part of FIRE. Leif ... Read more...
physicianonfire.com
Workers Need Both Retirement Savings (RSAA) And Social Security
Apr 25 2024
The Retirement Savings for Americans Act, currently pending in Congress, is also part of the solution....
forbes.com
How to double your CPP income
Apr 25 2024
A series of academicpapersbeing rolled out by the National Institute on Ageing (NIA) has added fuel to the oft-argued case for delaying benefits for the Canada Pension Plan (CPP) to the latest possibl...
moneysense.ca
Another notice question, with a twist
Apr 25 2024
I'm getting close to pulling the trigger and starting to consider notice. I've read a lot of comments about when to give notice, but I'm wondering how much the fact that I'm a federal contractor, in m...
reddit.com
Weighing the Pros and Cons of Medicare Advantage Plans
Apr 25 2024
Are Joe Namath and William Shatner giving you the best possible advice about Medicare? During the Medicare Open Enrollment period last fall, you probably saw TV ads for companies selling Medicare Adva...
keenonretirement.libsyn.com
How to Prepare for the Retirement Danger Zone, Ep #214
Apr 25 2024
If you are retiring soon, you've most likely wondered if your asset allocation is too risky. Some have called the period just before and after retirement the Retirement danger zone as it's a time wher...
financialsymmetry.libsyn.com
Key Investor Lessons From The New Department Of Labor Fiduciary Rule
Apr 24 2024
The new DOL rule expands the definition of investment advice under ERISA. It is designed to provide additional protections to investor retirement accounts....
forbes.com
3 Mistakes Beneficiaries Must Avoid When Inheriting An IRA
Apr 24 2024
The new rules apply to IRA beneficiaries who received an inheritance in 2020 or later. Tax planning can help minimize the taxes you owe on your inheritance....
forbes.com
America's 5 richest retirement towns
Apr 24 2024
Retirement doesn't have to mean scrimping and saving. Here are five parts of the country where seniors are living large in their golden years....
financial-planning.com
Blue Zones: A Blueprint for Adapting Health and Financial Security into Longevity
Apr 24 2024
Many of the tactics used to increase longevity in "blue zones" are attainable, and as people age longer, habits and financial planning need to adapt accordingly....
kiplinger.com
Tax Planning for Widowed Retirees: How to Optimize Your Tax Strategy
Apr 24 2024
Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...
buzzsprout.com
Should I work one more year to earn $150 more a month?
Apr 24 2024
I'm a teacher and I planned on retiring at the end of this school year. I am 65 and this is my second pension. Our district increased salaries significantly for the next school year. My pension is bas...
reddit.com
What's another word or phrase to use instead of "retirement"?
Apr 24 2024
I'm 62, and will be "retired" fully within the year (10 more months). My hubby is 53 and will likely retire in a couple years. What bothers both of us is that we feel the word 'retirement' has such a ...
reddit.com
No more market slumps as "buying opportunities"
Apr 24 2024
When I was working full-time, and putting away money into my retirement plans and after-tax accounts, I could always put a smiley-face on long-term market declines by thinking of those times as "buyin...
reddit.com
The Top Areas to Focus On 5 Years Before You Retire
Apr 24 2024
As you’re getting closer to approaching your retirement, the last five years before you retire take on incredible importance in ... Read more...
physicianonfire.com
Beware The Tax Traps Sprung On Those Who Move In Retirement
Apr 23 2024
High-tax states try to tax residents who moved to lower-tax states....
forbes.com
U.S. Immigration Trends Create A New Market For Retirement Planning
Apr 23 2024
There are 46 million foreign-born people in the United States, creating a new, diverse market for financial services, employers, and financial professionals to discover....
forbes.com
How to Claim Tax Treaty Benefits to Avoid Double Taxation
Apr 23 2024
“We’re going to need to see a Japanese tax return.” “You want a what?!?” I sputtered. There are lots of things FIRECracker and I pictured when we started down the path of...
millennial-revolution.com
The Case for a Little “Fun Money” in the Stock Market – My $800 Bet That Turned into a Mind-Blowing $43,000!!
Apr 23 2024
I admit it – I’m a boring guy when it comes to my investment portfolio. Over the years, low-cost broad-based index funds now make up over 77% of our investment portfolio. REITs and bond fu...
routetoretire.com
Is It Worth Moving to Lower Cost of Living After You Retire?
Apr 23 2024
I wrote in a previous post Our Experience in Building a Home Over Buying an Existing Home that I built a new home. By coincidence, the final all-in cost of this new home came to about the same as the ...
thefinancebuff.com
401(k) Rollover Mistakes to Avoid
Apr 23 2024
Whether you’ve lost your job or plan on changing jobs in the near future, there are common 401(k) rollover mistakes you need to be aware of. Ignore these, and a rollover could take a chunk out o...
401kmaneuver.com
Components That Affect Mortgage Rates The Most
Apr 23 2024
Contrary to popular belief, the Federal Reserve does not exert complete control over mortgage rates. Instead, it influences them, with the bond market determining the subsequent course of action. The ...
financialsamurai.com
What Does It Take To Maintain Aging Parents’ Independence?
Apr 23 2024
Aging takes its toll, and can threaten independence. Help can become an essential tool to allow elders to remain at home. This is a real-life example for one elder....
forbes.com
Are Side Hustles Worth It?
Apr 23 2024
Did you know about 50% of Americans have a side hustle? That’s a staggering statistic, but not entirely surprising given the high cost of living. Many families are having a hard time paying the ...
retireby40.org
Can Incentives Increase the Writing of Wills?
Apr 23 2024
Thebrief’skey findings are: Writing a will ensures a person’s wealth goes to intended recipients, preventing major assets like a house from being split up among many heirs. Yet many people...
crr.bc.edu
Why are Consumers So Glum? Inflation and High Rates
Apr 23 2024
The recession that economists predicted has never materialized. Unemployment has been under 4 percent for more than two years, a low more characteristic of the go-go 1960s than modern times. But altho...
crr.bc.edu
AI: A Beacon Of Hope In Elder Care
Apr 23 2024
AI companions are more than just machines. Imagine a world where the elderly, who might spend hours or days without human contact, have a companion that listens, learns.....
forbes.com
Pulling my 401k to buy another house.
Apr 23 2024
I can't stand it. I lost $2k last week due to stock market volatility. I understand that a 401k is a long term investment, or you make more conservative choices. Screw that! I can put my money in the ...
reddit.com
Just started 5th year retirement. Here's what it's been like.
Apr 23 2024
So far it's been great. Work was never my life so I don't miss it. I didn't have friends so I don't miss them. My wife is the only person I talk to on a regular basis. No debt, modest home paid for, L...
reddit.com
How to Manage Taxes When You Win the Lottery - 478
Apr 23 2024
So you won the lottery - congratulations! After you celebrate, should you rip off the band-aid and convert the entire lump sum payment to a Roth IRA? That’s today on Your Money, Your Wealth®...
purefinancial.com
How Far Will Tesla Tank? -or- When Your Hypothesis Takes A Break
Apr 23 2024
Tesla’s earnings come out later today. I’m publishing this now so I’m not biased. I’ll probably add an update to the end after the earnings call. Tesla sales have not been goin...
1500days.com
Pets in retirement can be expensive
Apr 23 2024
Pets can be expensive in retirement, not retired yet, 8 more months. We have have 4 pets 2 dogs and two cats. One cat is diabetic so we have the insulin cost every 3 months. We have pet insurance on b...
reddit.com
Monthly Income-Related Adjustment for Part D Medicare - How to Get a Refund for Past Overpayments?
Apr 23 2024
Hi: I retired in 2022 and was charged a part D monthly adjustment in 2022 for high income reported on 2020 tax return filed in April 2021. May I file for a refund based on 2022 income? If so do I use ...
community.aarp.org
SSI for a spouse survivor-when to file for SSI before death?
Apr 23 2024
I am 64 but have not filed for SSI. My wife is also 64 but already filed for SSI when she was 63. My benefit will be significantly higher than hers. My question is does the benefit for her as a surviv...
community.aarp.org
How do you stave off the feelings of invisibility in retirement?
Apr 23 2024
A friend and I were just talking about this this morning. It feels to both of us that having an outlet for usefulness is important, or otherwise we get the feeling that we've become useless, invisible...
reddit.com
Green Investing: The Reality of ESG
Apr 22 2024
Whether you love or hate him – it’s hard to argue against Elon Musk’s criticism of the controversial ESG (Environmental, ... Read more...
physicianonfire.com
Financial Steps Widows Should Take
Apr 22 2024
An interview with a financial adviser about the financial steps widows should take....
kiplinger.com
Pros and Cons of Waiting Until 70 to Claim Social Security
Apr 22 2024
Waiting until 70 to file for Social Security benefits comes with a higher check, but there could be financial consequences to consider for you and your family....
kiplinger.com
Student-Friendly Passive Income Ideas
Apr 22 2024
Students have always faced and continue to face various challenges. This is not surprising, because they have started a new stage of their lives. An independent stage. Often, it is a lack of time and ...
thinksaveretire.com
Make Money Writing Articles: A Complete Guide for Beginners
Apr 22 2024
If you’re a wordsmith looking to turn your passion for writing into profit, you’re in the right place. While starting a freelance writing hustle can be overwhelming, we’ve simplified...
thinksaveretire.com
Biden Sets New Nursing Home Staffing Rules
Apr 22 2024
Nursing facilities that receive federal funding through Medicare and Medicaid (effectively all of them) will have to employ enough staff to provide at least 3.48 hours......
forbes.com
Reader Guest Post – Adventure Before Dementia
Apr 22 2024
Today, I bring you a guest post from a couple of nomadic retirees, Tom Swan and Georganna Hawley. They’ve been living a nomadic lifestyle for about two and a half years and have no plans for sto...
caniretireyet.com
Camera Settings and Compositional Rules to Get High-Quality Photos
Apr 22 2024
Photography is often viewed as a simple act of pressing a shutter button. But why do some people create genuine masterpieces from everyday scenes while others capture average snapshots? It's because p...
thinksaveretire.com
Retirees team up with AARP tutoring program to bring students’ reading skills up
Apr 22 2024
The program pairs people over 50 and typically retired with younger students who need to catch up on reading. Tutors typically spend two 30-minute sessions with students per week and are trained by AA...
reddit.com
Where Should Financial Literacy Be Taught—Home Or School?
Apr 21 2024
The antiquated argument that personal finance should be taught at home simply looks silly in 2024....
forbes.com
10 Things You Should Know About Selling Your Home to Downsize in Retirement
Apr 21 2024
What to know about selling your home in order to downsize in your retired years....
kiplinger.com
How to Stop Boredom From Ruining Your Happy Retirement
Apr 21 2024
Retirees who explore new interests and have an active social life are more likely to find joy — and even greatness — in the newfound freedom of retirement....
kiplinger.com
The Life-or-Death Answers We Owe Our Loved Ones
Apr 21 2024
How our life ends isn’t always up to us, but that question too often must be answered by loved ones and health care workers who don’t know what we would want....
kiplinger.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.