Curated articles and podcasts from trusted financial experts and real retirees.
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A new tax break for charitably inclined taxpayers takes effect in 2027. Taxpayers should review the rules and prepare to maximize the benefits beginning next year.
Retirees are flocking to tax‑free states, but the real savings come from timing income, restructuring portfolios, and updating estate plans to avoid costly surprises.
Relocating only because of state income tax rates can backfire unless you evaluate your entire financial picture.
Preserving an inheritance isn’t about spending less — it’s about allocating smart.
Learn how the 401k early withdrawal penalty works, including tax rules, exceptions, and strategies to avoid penalties before age 59½.
Retirees in California enjoy sunny days, tasty meals and more, but the state comes with some unique financial considerations. Here's a guide for DIY retirees.
Roger welcomes Danielle Roberts, co-founder of Boomer Benefits, to discuss Medicare in 2026, including rising Part D premiums, Medicare Advantage versus Medigap, and what to review during open enrollm...
A new law aims to cut red tape for SSN identity theft victims and promises a single point of contact.
We've officially announced all 10 winners for the 2026 WCI Scholarship. Here are the winning essays and how much money each has earned. The post 2026 WCI Scholarship Winners appeared first on The Whit...
Open enrollment is right around the corner, and since my optometrist recommended moving to progressive lenses, I’m re-evaluating my coverage choices. I was caught off guard by the total cost differenc...
Anyone have any apps or ideals on what retirement looks like with a certain income? My brother says I can retire on 5k. He is 70. I’m 62. I don’t know where he’s getting the number from when I just ta...
What does it take to retire in the top 1%. Is a million dollar 401(K) enough to maintain your standtard of living in retirement? Financial Planner LA explains.
When it comes to needing long-term care, millions of middle-income older adults are trapped. Now, policy analysts are beginning to think about middle-income seniors.
Scott Kirby's comments on a national wealth tax and a near-100% inheritance tax come as states debate new taxes on the wealthy.
Answer 7 quick questions to uncover which iconic approach to passing down wealth matches your personal philosophy.
Hidden rules, automatic surcharges, and tax-bracket traps can catch even careful retirees off guard. Here's what to know.
I’m in my early 60s and debating whether to keep working at my low paying part-time job, cut back, or retire. A major factor is whether the additional income is worth potentially losing ACA subsidies ...
The federal estate tax might not touch your $5 million portfolio, but other issues can easily shrink your family's windfall. Here’s how to protect it.
Medicare’s website makes it easy to compare plans and convenient to enroll in a new Medicare Part D Prescription Drug Plan.
Instead of letting life insurance policies lapse or even liquidating them, advisors can guide clients through settlements, which might make sense depending on clients' situations.
Learn the 401k contribution deadline for 2026, including employee deferral cutoffs and employer rules. Master timing to maximize your retirement savings.
Vanguard’s proxy voting program is growing fast. Evidence that greater participation changes corporate decisions is harder to find.
Warren Buffett has spent decades telling anyone who’ll listen that he lives simply. Same house in Omaha he bought in ... Read more
For some people, a disconnect exists between the numbers on the page and that person’s feelings about them. I am one of those people. The post Why You (and I) Aren’t Retiring appeared first on The Whi...
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC How much can you actually spend in retirement without running out of money? That’s today on Your Money...
If you wait too long to start spending your money, you will have wasted many years of unnecessary work, stress, and worry. You'll have traded your best decades for a number on a screen that eventually...
I will be starting Medicare next year and I have 1 very expensive med. The part D plan I am going to choose covers it. My question is that once I fill it for the 1st time and pay the $2400 am I covere...
Our reader wants to pay for hybrid life and long-term care policies with a pre-tax retirement account. Experts break down the numbers in this week's Wealth Wise advice column.
Twentysomethings are increasingly skeptical about homeownership and investing. But a retirement account (and the magic of compounding) could change their minds.
I (62f) retired in early September. I had researched everything, knew what I would take from my funds, knew I’d take COBRA, applied for SS, we got husband’s (66m) Medicare and Medigap set up and ready...
Taxes may be the last thing on your mind right now. The kids are studying for mid-terms and the holidays ... Read more
Investing can feel exhausting when your work is already packed with tasks. Amid meetings, deadlines, family responsibilities, and day-to-day duties, ... Read more
I waited until 70 to claim for the usual reasons. This also triggered a bump in my wife’s, because spousal benefits kicked in. It’s great to see the healthy deposit, though we’ve been doing fine the l...
October 19, 2026 – Welcome back to a new installment of the Safe Withdrawal Rate Series. Please check the Series Landing Page. Today’s topic is an update on a post I published in 2024, Part 61, Safety...
Think you can get a new Social Security card whenever you lose one? Federal limits say otherwise.
WCI is introducing a new job board, powered by our partners Marit Health. Here's why this job board could change how the industry works. The post Physician Job Searching and Recruitment Has Changed ap...
Living longer doesn't necessarily mean living healthier. A new Milken Institute project explores what it will take to close that gap.
If you don't need or want to take your required minimum distributions (RMDs), you can consider these strategies to help lower your tax bill.
A will alone doesn’t mean your heirs can easily or quickly access your estate. If you want to leave funds for a funeral, here’s what to do instead.
I retired from Union Pacific 3 years ago at 61, after 36 years, so I get my Railroad Retirement, Tier 1 and Tier 2. My granddaughter helped me look it up and it's a little over $4,000 a month after ta...
A Trump Account converts to Roth. A UTMA can't, but it can still go into Roth accounts within a few years, paying lower taxes along the way. Learn the Nuts and Bolts I put everything I use to manage m...
We talked to a number of WCIers about the most frugal thing they've done lately (or ever). Here's what they told us. The post What’s the Most Frugal Thing You’ve Done Lately (or Ever)? appeared first ...
The best part of my FI journey has been meeting eclectic, smart, and fun humans. People on the FI journey tend to be a little different and I find that I have more in common with them. I’m really fort...
A fulfilling retirement isn't just about filling your days with hobbies, but finding purposeful engagement that offers challenge, growth and accountability.
Is your retirement goal a "magic number" you think you need to be comfortable? You need a plan based on your own life, not someone else's arbitrary benchmark.
As a hospice physician, Jordan Gurmet discusses a familiar tragedy beyond the emotional weight of medical illness: the sudden, overwhelming ... Read more
Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/7a0f48 ======================= Every time you add one more year to your retirement projection, the numbers get bet...
Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/15076a ======================= You saved well. You invested well. You built $2 million or more. But the habits tha...
From 529 rollovers to custodial accounts, financial experts explain how to set young adults up for true financial independence.
Long-term care involves dealing with doctors, managing medications, arranging transportation and finding a facility. How should you and your family prepare?