Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 16278
Torn between keeping or selling an inherited heirloom? Learn how to value it, protect your treasures and decide whether now's the right time to cash in.
A Roth conversion can lower your lifetime tax bill and help you leave a tax-free legacy. But upfront costs can be steep, so you need to get the timing right.
Legislation proposed by Sen. Bernie Sanders would also change taxes on investment income and earnings.
Nine years after stepping down from Kiplinger Personal Finance Magazine, an editor shares top retirement lessons from experts, readers, and friends.
A financial adviser's most valuable work often happens outside your investment portfolio, from multiyear tax planning to stress-testing your financial plan.
We asked our panel of 30 everyday millionaires whether they plan to leave larger inheritances for their primary caregivers, and they were not in agreement.
Yesterday, I sat down with my laptop intending to respond to an email. Had not yet heard about the Outlook mass outage. When I tried to find the recent email, of course it wasn’t there. Instead of hav...
I'm 53 days out, and starting to realize I will like at least a little bit of structure to my day. So, things I do now before work, like scooping the litter and running the vacuum will still be done, ...
TL,DR: would you pay off a 4.75% mortgage with a Roth IRA? I (63M) remarried (64F) two years ago after 6 years of dating. Now we're preparing for retirement (at age 67 each) and have a point of minor ...
What newly retired folks do with LinkedIn? I retired about 9 months ago and am looking for some feedback on what I should do with LinkedIn. I've been using LinkedIn since it started. I follow a number...
I think I need an official bedtime, like a little kid. I retired in June, and my husband retired in September. Our sleep is ALL over the place, especially with the short winter days. This morning I wo...
I’m turning 55 in the spring and gathering discount opportunities- I was searching for a new cell plan and found that T-Mobile has a discount starting at 55. I’m especially interested in opportunities...
For the past 7 years he has worked from home and somehow managed to work just a few hours a day, most days. I’m a nurse and have worked 50-60 hour weeks most weeks, on my feet, in a high stress enviro...
Scenario - the boss has been notified, the team has been notified, key customers and vendors have been notified. Now with only weeks left, how do you stay motivated every day to bring your best effort...
If you have $10 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
It's normal to feel some uncertainty about the way shifts in Congress could affect your retirement, taxes and Social Security. Here's what to keep in mind.
After spending years interviewing more than 1,200 Americans to uncover what truly drives a happy retirement, a retirement expert shares his biggest takeaways with Kiplinger.
Many people think building a nest egg is all you need to do for a successful retirement. But you won't be fully prepared if you haven't considered these risks.
Eldercare costs Americans far more than the price of care itself. From public funding to caregiver wages and lost income, here's where the money goes and why the burden keeps growing.
The leading frontier AI company launched a new personal finance tool this week called “Personal Finance in Claude”. Users can connect their bank and credit card accounts via a “view-only” API and ask ...
A properly drafted will or trust allows a beneficiary to potentially disclaim it, passing it to the next beneficiary in line. Here's how. The post Consider Using Disclaimers in Your Estate Plan appear...
Medical bills can quickly drain a 401(k), but these healthy habits can save you six figures in healthcare costs in retirement.
Kiplinger editor Joy Taylor answers readers' questions on year-end tax planning strategies involving IRAs and other retirement accounts.
A reader recently sent me this question: “I feel very swept up by the rhetoric around the need to provide a lot more housing for my children. How on Earth do you both resist that urge? And considering...
Rental property is how I broke free. The rent from my San Francisco properties was one of the foundations that let me leave banking in 2012 at age 34. Without it, I’d probably still be waking up at 5 ...
Now that Democrats will take over Congress, here's what you need to know about possible changes to the student loan landscape. The post What It Means for Student Loans Now That Congress Has Flipped to...
From spousal rollovers to the one-year medical expense loophole, here's how to manage an inherited HSA without taking a major financial hit.
Dignity, identity and vulnerability may sound like the soft side of planning for an aging parent, but this essential framework can help families avoid conflict.
Lawmakers have three choices: Retain Medicaid, shift the primary responsibility for long-term care to Medicare, or create a public insurance program.
How to Make Extra Money in Your Spare Time Without Taking on a Second Job
Your portfolio of stocks, bonds and savings vehicles may not be truly diversified, but this wealth adviser's take on spreading your investments can help.
After decades of working and paying income taxes, retiring with a smaller tax bill can feel like a reward. But those low-tax years may present an opportunity that disappears once Social Security, pens...
New health screening data puts the ACT ahead, while highlighting undetected blood pressure risks and the value of understanding your own results. The post Australia’s Health Index 2026: what the resul...
Expanded wine lists let diners explore prestigious labels and unfamiliar producers by the glass. Here’s how to judge the pour, the price and the occasion. The post Premium wine by the glass: how to ch...
Sydney now has a second major passenger airport, giving travellers another option when planning a holiday, visiting family or connecting overseas. Whether it improves your next trip will depend on whe...
An interview with Stephen Lee, CPA and founder of The Locum CPA, about managing 1099 income, S Corps, quarterly estimated taxes, business deductions, and retirement accounts for the self-employed. The...
It showed up last Friday, a 15 ton mountain of dirt in front of my house. I had just purchased it from the local landscaping company. To grasp the magnitude, note the life-sized dinosaurs* and dump tr...
In my most recent Risking Old Age in America podcast, I talk with Nicole Jorwic, Chief Program Officer for Caring Across Generations, about the challenges caregivers face, whether they are paid or unp...
Asked how he wished to be remembered, Jeffrey Archer recalled a Cambridge afternoon and the literary compliment that moved him to tears. The post Jeffrey Archer on legacy and the praise he never forgo...
Luxury expedition cruises combine remote exploration with comfort on board. Here is what distinguishes the experience, and what travellers should check before choosing a voyage. The post Luxury expedi...
Turning your hobbies and passions into extra cash comes with a bonus: adding purpose to your post-career life.
Burial in a national cemetery is one of the most enduring military honors. Here is how veterans can establish eligibility before it is needed.
As a parent, I have two main concerns for my children. The first is economic stability. Will they be able to earn a livable wage in a world where AI keeps eating entry-level jobs? I question the time ...
A Democratic Congress could target the $15 million estate tax exemption and other estate planning rules. Here is how wealthy families should prepare.
How much of your financial future depends on the company you work for? Stock-based compensation can help build wealth, but holding too much employer stock can leave your career and investments exposed...
How much of your financial future depends on the company you work for? Stock-based compensation can help build wealth, but holding too much employer stock can leave your career and investments exposed...
How much of your financial future depends on the company you work for? Stock-based compensation can help build wealth, but holding too much employer stock can leave your career and investments exposed...
How much of your financial future depends on the company you work for? Stock-based compensation can help build wealth, but holding too much employer stock can leave your career and investments exposed...
How much of your financial future depends on the company you work for? Stock-based compensation can help build wealth, but holding too much employer stock can leave your career and investments exposed...
How much of your financial future depends on the company you work for? Stock-based compensation can help build wealth, but holding too much employer stock can leave your career and investments exposed...