Curated articles and podcasts from trusted financial experts and real retirees.
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Now that I've been retired over a year, I feel I have an established morning ritual that sets the tone for the day and celebrates the retired status. It goes like this: Wake up without an alarm, which...
Congress made a move recently to eliminate the WEP and GPO provisions from Social Security benefit calculations. The post Say Goodbye to GPO and WEP appeared first on Getting Your Financial Ducks In A...
These tips can help you avoid common trouble spots and create a more effective plan....
Whatever your circumstances, you can take these steps to build an estate plan that benefits both you and your loved ones....
The goal of a retirement income plan is to make the most of your money while ensuring that it lasts. These 10 strategies can help secure your financial future....
Happy New Year everyone! I hope you had a nice winter break. We went to visit families near Palm Springs and had a great time. It was so nice and ... Read more The post 2024 FIRE Wrap-Up! appeared fir...
Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...
I don't know what law or regulation changed the set amount for 401k catch-up for 2025. Can anyone explain the reason the amount for catch-up is $7,500 for over 63 to 67 and $11,250 for 60-63? I turn 6...
One of the biggest reasons I was against contributing to a Roth IRA is my belief that most people won’t make more money in retirement than while working. As a result, they’re unlikely to p...
The literary realm of medical professionals is like taking a peek into another world you could’ve never imagined. Doctors don’t ... Read more...
The new Social Security Fairness Act was just signed into law by President Biden. What is the Act and how could it impact your Social Security benefits in 2025?...
Jordan Grumet is a hospice doctor turned financial independence author and podcaster. I reviewed his book Taking Stock about a year and a half ago. In it, he applied lessons he learned working with th...
We encourage you to remember the following 3Ms when determining how much you can afford to spend in retirement: Measure your Funded Status periodically (we recommend at least annually at the beginning...
In this episode of "Rock Your Retirement," host Kathe Kline welcomes Barbara, our long-term guest who delves into the thought-provoking concepts introduced in the book "Die with Zero" by Bill Perkins....
The vast majority of seniors surveyed about Social Security's COLA say the number should be as much as five times higher than the government is forking over this year....
Income tax cuts are likely to be extended, but electric vehicle tax credits could disappear....
Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save....
Even with Donald Trump's win, the future of the Tax Cuts and Jobs Act remains uncertain, so here's how to make the most of its provisions while you still can....
I will hit 60 this new year. I retired from a long career with immediate pension and took a job at a Non-Profit after I was offered a position as a manager. The position pays very well and has amazing...
I plan to retire in a few months - but I am not ready to notify my employer. I am considering contributing almost all of my remaining pay to my 401(k). Our pay is handled by a third party (ADP). My cu...
Since I am moving, I need to switch Medicare C plans. Will the $2,000 Part D out-of-pocket limit be reset to $0 when I switch to new plan? Will the $450 drug deductible I paid to first plan be applied...
Welcome to another edition of the Sunday Best, where we read through the internet and blogosphere to bring you the ... Read more...
I'm wondering if there are things that you guys added or changed about your home to make it more FUN since, for most, you have more time in your home upon retiring. Met somebody who put in a shufflebo...
These seven milestone ages mark your eligibility for significant retirement benefits, including catch-up contributions and required actions, such as taking RMDs at age 73....
Complaints about Medicare Advantage include denial of service and slow care approvals....
Some of the fees that come with buying or holding stocks, bonds and other investments are obvious. Others can hide in plain sight....
Hello everyone, As my title says I am looking for help. Especially in just letting things roll off my back. I have a demanding job in healthcare so I am expected to be perfect (ha, ha). Someone here s...
Okay, I took a lot of the advice/wisdom of the comments to my original post & you gave me great options - SO: - I got a dog & am taking him to training classes (love this) - I took a series of...
Today is my first real day of retirement (yesterday being a holiday). I suggested to my wife that a great way to celebrate would be to spend 3-4 days in Orlando, and get away from this cold front that...
If you're a FIRE parent, one of your biggest concerns might be raising a spoiled and entitled child who takes hard work and money for granted. If this happens, it may feel like a significant failure&m...
The Social Security Administration encourages applicants for its research grants to explore “the structural barriers that may contribute to disparate outcomes among people who have been historic...
As the calendar turns to a new year, some retirees have tax reasons to celebrate....
People often think of legacy at the end of life. Legacy is now and never too late. Live how you want to be remembered....
I gave work a 6 month notice and we're down to a couple of months left. They haven't made much progress in hiring a replacement so my director is already making noises about me helping to interview th...
The idea that you have to tell your elders what to do or take over things for them seems strange. Understanding your own resistance can help you get past it....
Most experts agree without intervention from Congress and the president, the Social Security system will be unable to meet its full obligations within the next eight y......
I spent the last 13+ years of my career in IT as a manager, but I’m still a techie at ... Read more...
Today, we tackle a question many retirees face: Can you manage your taxes with DIY software like TurboTax, or is it time to bring in a professional? We'll explore the challenges of navigating tax comp...
Time for another titillating fitness update. I last posted at the end of September. Since then, I’ve been hitting it hard at the gym. Maybe too hard… Obsessed When I get obsessed with som...
My spouse needs to start ss payments BEFORE full retirement age. Do we specify to start the month of the birthday, when the payment amount changes, or the month AFTER the birthday?...
People who are caring for kids and aging parents at the same time can take a hit mentally and financially, so make sure you're tapping into all available help....
TL;DR I love retirement and have no regrets. I’d like to share some thoughts after being retired for a full year. -I’m still amazed at how easy the transition from worker to retiree was. A...
Social Security is more confusing than ever. Myths abound. Here, you’ll find a complete set of 25 facts to help you understand Social Security and its benefits....
Ever wondered how you could achieve financial freedom without waiting until you’re 65? Or how you could work less now, but still retire comfortably later? That’s exactly the kind of balanc...
Buying a home is one of the most exciting decisions you’ll ever make, right? It’s also one of the most expensive, if not the most expensive. Many people spend months planning their budgets...
… finish the following message for our sub’s lurking youngjns. Things you wish you would have done differently if you have a chance to tell your younger self. Dear younger self, …....
Did you miss any of our new features in 2024? Are you taking full advantage of the updates? Can you guess the favorite tools in the Planner? The post Boldin Recap: Are You Taking Advantage of Everythi...
Set financial goals and resolutions for 2024. Here are 28 things to consider to set yourself up for a secure and happy future. The post Financial Goals and Resolutions: Prepare for a Great 2025 and Be...
I'm reaching out to encourage everyone to contact their representatives and support President Trump's proposal to eliminate income taxes on Social Security benefits. Here's why this matters: Key Point...
Happy New Year everyone! I hope you’re enjoying the time off and doing some reflecting. I’ve returned to San Francisco and am ready to relax some more! Now that I've shared my 2024 year in...