Seeking Retirement

Expenses

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Made the Announcement today, starting final descent

First of all, I was very happy to find this subReddit last year, it has been a very helpful and comforting place as I planned (and re-planned) my own retirement. My last day will be end of June, I tol...

reddit.com Apr 02 2026

How do you replenish emergency fund?

We all know we need to have an emergency fund, mine is around 6-8 months of expenses, but what's your strategy for if and when you dip into it, how do you go about replenishing it when you're on a tig...

reddit.com Mar 11 2026

Healthcare Before Medicare: Retiree Feedback

Roger Whitney dives into practical strategies for navigating health care before Medicare, sharing insights from retirees, survey results, and listener questions. Together they explore real-world solut...

share.transistor.fm Mar 11 2026

DARE to Re-Think Retirement with George Jerjian

The retirement mindset mentor George Jerjian explains how a second chance at life inspires him to help coach people into retirement. When George Jerjian was 52 years old, he was diagnosed with a bone ...

keilfp.com Mar 03 2026

Why Retiring at 55 is Better than 65 (The "3x" Rule)

Retiring at 55 is not just retiring ten years earlier. It changes the entire math of your life. From 55 to 65, expenses are often at their highest. You are covering healthcare before Medicare, traveli...

buzzsprout.com Mar 01 2026

Can You Afford to Remodel Your Home in Retirement?

Your spouse wants to remodel your kitchen and several bathrooms in your house. You’ve received a quote for the work for about $100,000. Using a strategic withdrawal approach and a Monte Carlo modeling...

howmuchcaniaffordtospendinretirement.blogspot.com Feb 27 2026

Finally Cut Cable To Prepare For Harder Times Ahead

After three consecutive years of double-digit returns in the S&P 500 since 2023, I decided to cut cable. The reason was simple: I’m conditioning myself to prepare for hard times by not only reducing e...

financialsamurai.com Feb 25 2026

Question for the group about when to draw SSI

Hello everybody, Let me start by saying I am looking for your thoughts, not specific guidance. I have not yet found or spoken to any retirement planner, it's on the list to do soon. 1st Question, How ...

reddit.com Jan 15 2026

Living off more, less or the same?

When planning for retirement a major question is how much money will you need per year to live on. For all you who have been through that and are retired, are you finding that you are spending more in...

reddit.com Jan 14 2026

What’s Hurting Your 401(k) and How to Fix It

According to the Goldman Sachs Retirement Survey & Insights Report 2025, many Americans are struggling to save as basic expenses rise faster than wages. Here’s what the data means for your 401(k) and ...

401kmaneuver.com Jan 13 2026

Should You Give Away Your Money in Retirement?

Jeremy Keil weighs the opportunities and risks associated with giving your money away to your kids and charity. Most retirees I talk with don’t worry about whether they can give money away. They worry...

keilfp.com Jan 04 2026

How Long Do You and Your Spouse Plan to Live, Part 2

This post is follow-up to our post of December 22, 2024 and will again highlight the benefits of using the Actuaries Longevity Illustrator (ALI) to help you develop reasonable lifetime planning period...

howmuchcaniaffordtospendinretirement.blogspot.com Dec 14 2025

7 Year-End Money Moves Before December 31

Jeremy Keil explores 7 money moves you can consider before the new year to lower your taxes and keep more of your money in retirement. Every December, people scramble to finish holiday shopping, trave...

keilfp.com Dec 10 2025

Year-End Planning: Annual Gifting Rules

In this episode, Roger Whitney, a retirement planner with 30 years of experience, breaks down annual gifting limits and year-end planning. He shares practical strategies for giving that make a real im...

share.transistor.fm Dec 10 2025

Year-End Planning: Tax-Loss Harvesting

? Show Notes In this episode, Roger Whitney kicks off a month-long series on year-end planning for retirement. He shares insights on tax loss harvesting, a technique that can help you minimize capital...

share.transistor.fm Dec 04 2025

Veterans Spotlight: Benefits You Might Not Know About

As we honor those who have served this Veterans Day, it’s important to recognize not only their sacrifices but also the benefits available to veterans and their families. Many veterans in Pennsy...

andersonelderlaw.com Nov 14 2025

How Much More Can You Afford to Spend in 2026?

It’s not too early to start planning your spending for 2026 even though you haven’t yet determined your January 1, 2026 Funded Status. You or your spouse may be considering spending in 202...

howmuchcaniaffordtospendinretirement.blogspot.com Nov 10 2025

Solo retirement at 59 F no kids

Retiring soon. Looking for insights on my ability to retire, and things I haven’t considered — especially from women in similar life circumstances. I have 600K in mixed retirement accounts...

reddit.com Nov 08 2025

Inbox Questions | Reducing Taxes and Managing RMDs

In this episode, we tackle Kay's questions about managing her IRA and Roth accounts in retirement. With significant assets, no LTC insurance, and children in differing financial circumstances, Kay wan...

bigpictureretirement.libsyn.com Oct 31 2025

Inbox Questions | Prescription Prices: A Rant and a Response

Today's episode is part rant, part answer to Mike's question about the high cost of prescription drugs under Medicare Part D. We dive into why these costs are so steep, explore alternatives like Canad...

bigpictureretirement.libsyn.com Oct 31 2025

?? Retirement Expenses That Keep Climbing (AARP Article)

FROM THE ARTICLE. Don’t let rising expenses derail your plans. By Sharon Wu, AARP. Published October 09, 2025. Key takeaways! [*] Budget for out-of-pocket health care costs and consider a dedica...

community.aarp.org Oct 09 2025

Credit Cards How Many- AmEx, Visa

I have an American Express card I used for work expenses but now that I retiring I think it’s good to rethink how many cards I really need. I have a one card I use for United flights to get extr...

reddit.com Sep 21 2025