Strategy
Showing 50 results of 100
Coordinating Bonds, Market Returns, and Taxes into a Personalized Retirement Strategy
Dec 19 2024
One of the reasons my team at Keen Wealth puts so much care into personalizing our comprehensive planning process is that there's no one path to a successful retirement. Yes, we often incorporate some...
keenonretirement.libsyn.com
Here's What Your Retirement Strategy Should Look Like with an $8M Portfolio
Dec 12 2024
Here’s the thing: retirement isn’t just about hitting a magic number—it’s about understanding what you actually want out of your life once work is no longer in the picture. In ...
buzzsprout.com
Retire Abroad Before 55: Eight Expert Tips
Dec 07 2024
Can't afford early retirement in the U.S.? You really can retire abroad before 55 if you plan carefully. The strong dollar helps, but consider your long-term strategy....
kiplinger.com
Roth or Traditional: How to Choose a Retirement Tax Strategy
Dec 05 2024
When picking which type of 401(k) or IRA is right for you, consider whether you want to save a little on your taxes now — or save a lot more on them later....
kiplinger.com
Unconventional Retirement Strategy: How to Save Less AND Retire with More
Dec 04 2024
Chris was burned out. Despite enjoying aspects of his work, the relentless grind of long hours and aggressive saving left him exhausted and longing for retirement. His goal was to save as much as poss...
buzzsprout.com
Spitballing Retirement During the Expensive Kid Years - 485
Nov 30 2024
Market declines just before you retire, or early in your retirement, can really screw up your retirement income strategy. If you’re in the middle of the expensive kid years, how do you avoid thi...
purefinancial.com
Tax Planning for Widowed Retirees: How to Optimize Your Tax Strategy
Nov 30 2024
Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...
buzzsprout.com
Business Development For Financial Advisors: From Necessary Evil To Integrated Strategy
Nov 24 2024
Professional financial advisors often struggle with sales, but there is an approach to business development that is fully aligned with the fiduciary ethic we espouse....
forbes.com
The Bucket Planning Strategy: Your Key to a Reliable Retirement Plan
Nov 23 2024
How can you do more of what you enjoy in retirement? Start by creating a plan. Watch a free clip from the “Retirement Ready: Building Your Financial Plan” online […] The post The Bu...
theretirementsolution.com
Winning Investment Strategy: Be the Tortoise AND the Hare
Nov 17 2024
Consider treating investing like it's both a marathon and a sprint by taking advantage of the powers of time (the tortoise) and compounding (the hare)....
kiplinger.com
Auto-IRAs: A Smart Boost to Your Retirement Strategy
Nov 14 2024
Does your state allow automatic IRAs for employees without a 401(k)? It could be a powerful tool for your retirement....
kiplinger.com
Could your client use the IRA 'bridge' strategy? Here are the numbers
Nov 11 2024
Financial advisors, tax professionals and their clients will need to make careful planning decisions about claiming Social Security benefits and starting distributions....
financial-planning.com
Are Election Jitters Shaking Up Your Investing Strategy?
Oct 31 2024
Many investors are retreating to safer investments until after the election, but doing so could result in missed opportunities. Here's what to do instead....
kiplinger.com
Market Dips Can Be Retirement Busters: Ways to Guard Yourself
Oct 26 2024
It's harder for retirees to bounce back from stock downturns, so you need an income strategy (and a portfolio) that's resilient.Chris...
kiplinger.com
Nine Tips to Create a Smart Retirement Income Strategy and Gain Peace of Mind
Oct 24 2024
Don't wait until you're no longer working to determine where your new income will come from....
kiplinger.com
Which Retirement Withdrawal Strategy Is Best For You?
Oct 21 2024
Tax efficient withdrawal options depend heavily on relative balances in tax-deferred, tax-free and taxable accounts....
forbes.com
Collar Investing Strategy Can Help Protect Your Nest Egg
Oct 17 2024
Here are some key considerations for using the collar strategy of put options and covered calls to safeguard your wealth in retirement....
kiplinger.com
Radical Optimism as a Financial Strategy: 7 Ways to Optimize for Greater Wealth and Well Being
Oct 17 2024
Discover how radical optimism can reshape your personal finance approach—from embracing uncertainty to anticipating the future—and unlock sustainable wealth and well-being. The post Radica...
boldin.com
433: Direct Indexing and the Evolution of Investment Tools
Oct 10 2024
Investment strategies have evolved over the past 25 years, from mutual funds to ETFs, and now to direct indexing, a strategy favored by the ultra-wealthy due to its tax advantages. Direct Indexing als...
retirewithpurpose.com
Why Gen X Marks the Spot for Rethinking Retirement
Oct 09 2024
Retirement plans that worked for Baby Boomers may not fit the bill for Gen Xers. If you're nearing 60, it's time to bring your retirement strategy up to date....
kiplinger.com
This Trust Strategy Can Reduce Your Taxes Big-Time
Oct 02 2024
Upstream basis planning can help younger wealthy people pay less taxes on highly appreciated assets if they appoint an aging relative as a trust beneficiary....
kiplinger.com
Should We Always Pull From our Brokerage Account First in Retirement? (Hint: No)
Oct 01 2024
Patrick and Mary will soon both be retired. They are curious about what their withdrawal strategy should be as they balance various retirement accounts, including a pension, IRAs, and a brokerage acco...
buzzsprout.com
How Should I Invest Bucket #1 of my Retirement Portfolio (3 Bucket Strategy)
Oct 01 2024
The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John and Donna are seeking advice on constructing their ...
buzzsprout.com
3 Things Money Can’t Buy—Naval Ravikant
Sep 29 2024
Before answering the question about what money can’t buy, Ravikant offers a concise summary of what it can and the best way to acquire it....
forbes.com
How to Avoid Common Pitfalls in Your Retirement Withdrawal Strategy, Ep #225
Sep 24 2024
Retirement, a phase many of us anticipate for a long time, comes with its own set of financial intricacies. Specifically, how do you effectively withdraw funds from your savings to ensure a comfortabl...
financialsymmetry.libsyn.com
Why the Wheel Strategy Doesn’t Work – Options Series Part 12
Sep 17 2024
September 17, 2024 – Welcome to another installment of my Options Trading Series. Please click here for the Options Landing Page for more details about the strategy. People frequently ask me how...
earlyretirementnow.com
Considering a 721 Exchange? Adopt a Buyer Beware Mindset
Sep 11 2024
Having a tax-smart exit strategy for your real estate investment is a great idea, but if a 721 exchange is part of your plan, here's what you need to consider....
kiplinger.com
Pleasure-Way Eulogy: Selling a Small RV
Sep 09 2024
Change is constant. Each season of life inevitably transitions into the next, and windows of opportunity eventually close. So, an essential strategy for happiness in retirement is to group your experi...
caniretireyet.com
Direct Indexing: A Growing Investment Strategy Among The Wealthy
Sep 04 2024
One of the investing strategies growing in popularity with the wealthy is Direct Indexing. Before my consulting stint at a fintech startup in 2024, I had never really heard of Direct Indexing. If I di...
financialsamurai.com
Stories from Unique Retirements
Sep 04 2024
If you are exploring a unique retirement, it is important to do your research. The best way to research something is to talk to someone who has walked the walk. That’s why, on this episode of Re...
share.transistor.fm
Stories from Unique Retirements
Aug 28 2024
If you are exploring a unique retirement, it is important to do your research. The best way to research something is to talk to someone who has walked the walk. That’s why, on this episode of Re...
rogerwhitney.libsyn.com
Which is Better: Dollar Cost Averaging or Buying the Dip?
Aug 22 2024
Dollar cost averaging, also known as DCA, is an investment strategy that’s been popularized in the financial media for a ... Read more...
physicianonfire.com
Approaching Retirement With Inadequate Savings? Try This Strategy
Aug 13 2024
If you haven’t saved enough for the retirement you want, consider downshifting as your retirement Plan B....
forbes.com
How to Adapt Your Investment Strategy for Lower Interest Rates
Aug 06 2024
No one can exactly predict the direction of interest, although we can make educated guesses. According to a recent article ... Read more...
physicianonfire.com
451: License to Spend: A Retirement Income Strategy That Helps Combat Longevity Risk
Aug 02 2024
You worked hard for your money. To truly enjoy that money confidently in retirement, making smart investment decisions and having a personalized retirement income strategy is key. In this episode, we ...
retirewithpurpose.com
446: The Most Powerful Financial Skill: Quiet Compounding
Jul 05 2024
The most powerful financial skill is having the ability to stay focused on your retirement strategy despite what’s happening around you. It means taking away the yard stick and avoiding comparis...
retirewithpurpose.com
Our Frugal Grocery Shopping Strategy
Jun 12 2024
Last month, consumer sentiment dropped to the lowest level in six months. However, the economy is strong. Why are consumers feeling down about the economy? Inflation is slowing, but prices are still g...
retireby40.org
How To Build A $1 Million 401(k) With A Savings Strategy
Jun 03 2024
With the recent market jumps, the number of investors with $1 million in their 401(k) has also seen a boom. Here's how you can save and enjoy the next market push....
forbes.com
The Best Way to Defer RMDs (and Their Tax Bills): QLACs
May 29 2024
Concerned about RMDs? Worried about outliving your retirement savings? A qualified longevity annuity contract defers some RMDs and guarantees lifetime income....
kiplinger.com
What’s the Best Way to Book Travel and Find Cheap Flights?
May 27 2024
I’ve done my fair share of traveling over the years, mostly while I was young and living on a tight ... Read more...
physicianonfire.com
Is a Retirement Bucket Strategy Right for You and Your Money? (And, How to Calculate)
May 23 2024
A retirement bucket strategy can be an effective way to determine your ideal asset allocation. Furthermore, a bucket strategy may give you confidence to manage your savings and investments for lifelon...
newretirement.com
Infinite Return – A Tax-Free Strategy To Grow Wealth
May 09 2024
Occasionally, the term “infinite return on investment” is mentioned in real estate investing. This strategy helps real estate and business ... Read more...
physicianonfire.com
The Right Way to Select a QDIA
May 02 2024
Fully documenting the process of analyzing and selecting a strategy that aligns with…...
401kspecialistmag.com
Survey Reveals Common Keys to Retirement Satisfaction
May 01 2024
Examining key takeaways and trends uncovered in the Allspring Global Investments Retirement Survey results with Nate Miles, Allspring head of Global Client Strategy. I’m always looking for more ...
keilfp.com
The case against the Bucket Strategy
Apr 27 2024
I've been reading and researching different allocation and withdrawal strategies for retirement savings and the 'bucket strategy' was one that appealed to me. The basic premise as I understand it, is ...
reddit.com
The Motley Fool Review: Unbiased Review of Investment Services
Apr 25 2024
Active investing in the stock market is a strategy for building long-term wealth that’s not often part of FIRE. Leif ... Read more...
physicianonfire.com
Giving A Gift Card Is The Best Way To Help Frugal People Spend
Apr 25 2024
Since middle school, I've embraced frugality, largely influenced by my parents' thrifty habits. They drove aging cars, donned the same clothes for decades, and preferred water at restaurants. Today, I...
financialsamurai.com
Tax Planning for Widowed Retirees: How to Optimize Your Tax Strategy
Apr 24 2024
Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...
buzzsprout.com
Anchor strategy for 401k, should I do it?
Apr 21 2024
Fidelity retirement specialist is telling me that I could take a portion of my 401(k) money and put it in what is called an anchor strategy. He is proposing an annuity for three years. The goal would ...
reddit.com
6 Legit Ways to Get Paid to Watch Ads (Updated 2024)
Mar 27 2024
Good news: you can. Not-so-good news: it isn’t the best way to make extra money. While you can get paid to watch ads, you may find that the earnings aren’t worth the time spent. We found s...
thinksaveretire.com
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About Strategy
A retirement strategy is a plan for saving and investing in order to have enough money to live on during retirement. Here are some steps you can take to develop a retirement strategy:
Determine your retirement goals: Consider how much you will need to live on during retirement, where you want to live, and what you want to do in retirement.
Calculate how much you will need to save: Use online retirement calculators or speak with a financial planner to determine how much you will need to save to reach your retirement goals.
Start saving and investing: Contribute to a retirement account, such as a 401(k) or IRA, and consider speaking with a financial advisor about the best investment options for you.
Consider diversifying your investments: Diversifying your investments can help spread risk and potentially increase your chances of achieving your retirement goals.
Review and adjust your plan regularly: As your financial situation and retirement goals change, be sure to review and adjust your retirement plan accordingly.
It's important to start planning for retirement as early as possible in order to give your savings and investments time to grow. A well-thought-out retirement strategy can help you reach your retirement goals and feel financially secure in your later years.