Curated articles and podcasts from trusted financial experts and real retirees.
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Higher payouts, new tax limits and updated earnings rules are coming in January. Here is everything retirees and workers need to know.
While financial security is important, the real secret to happiness is building a "memory balance sheet" of unforgettable experiences with the people you love.
The tax benefits of a range of income and estate tax planning strategies are affected by interest rate changes.
I have a client who is nearing retirement as a self-employed gardener. At age 67, she doesn’t have a massive amount of retirement savings. But she has paid into Social Security her entire working life...
More clients are engaging in phased retirements including some type of work. These plans have implications for both the financial and psychological parts of advising.
A rising I Bonds fixed rate is a signal to sell. Look up the fixed rate on your I Bonds and see how much room you have for taxes. Learn the Nuts and Bolts I put everything I use to manage my money in ...
Consultants ATI Advisory has developed a highly targeted Medicare home-based long-term care benefit that could lower costs while improving the lives of participants.
Find the best age to claim Social Security with three steps to align benefits with retirement goals, protect lifetime income and plan for financial security.
After 63½ years in the skies, American Airlines’ most senior flight attendant is retiring, ending a career spanning decades of change for women in aviation.
Is stock market seasonality signal or noise? Let's talk about patterns and tendencies we see across the trading and investing calendar.
It’s almost Halloween, and much like everyone else, I have been sucked into the tradition of watching horror movies with ... Read more
Since I've been inundated with questions about using a 530A Trump account vs. a UTMA, let's discuss the best ways to save for your child. The post How to Save for Your Children (UTMA vs. Trump Account...
The new documentary "You Can See Everything" about Elizabeth Holmes prompted some questions about power of attorney privileges.
If you want to lose weight and gain muscle, join a dad bod or a mom bod challenge. The social pressure to hit your goals will be immense. And if you put a financial penalty for not meeting your goals ...
I retired in March. I looked forward for a couple of years to this time, as my job was stressful, with a long commute, a difficult boss, and certain ethical concerns. I wasn't worried about how I woul...
Has anyone else been in this situation? I am not retired yet but I’m planning to retire at 60. Of course sooner if I can save enough. Well, I am 41 now and I’ve just started paying attention to my ret...
Learn how 401k auto enrollment works, including default contributions, opt-out rules, and employer matches for employees and employers.
Why do Americans keep spending despite economic anxiety? Explore how wealth, employment income, and side hustles may support spending in an E-shaped economy.
Five popular and curated newsletters focused on how to live a meaningful life at any age and stage of life.
I’ve heard that investors would rather have a root canal with ZERO Novocain versus speaking to an advisor about Life Insurance. So, here is a great educational video on Tips for Reviewing Your Life In...
Learn 401k eligibility requirements for part-time employees, including SECURE 2.0 rules, age limits, and service hour thresholds.
If your Medicare Advantage plan goes away you only have 4 options: doing nothing, returning the Medicare, choosing another Advantage plan, or switching to a Supplement.
Goldman Sachs finds 36.6% of over $500,000 households live paycheck to paycheck. For brands targeting affluent consumers by income, that data sends an important message.
An interview with John Rekenthaler, a former VP of Research at Morningstar, where we talk about what matters most for people in the accumulation phase, Social Security timing, TIPS, tilts, and private...
I get a guest-post pitch almost every day and decline about 99.5% of them. This one got through because of a single line in the email: “15.3 million American seniors […] The post The Reality of Living...
It's the season of spooks and scares, but some of the scariest stories don't live on the silver screen. Some irreversible IRA decisions can create true horror stories, leading to lost opportunities, u...
The cryptocurrency market in 2025 is at a pivotal moment. With record highs, mainstream adoption, and a surge in institutional interest, many investors are asking: Is it too late to get in? The answer...
A crucial decision arises for anyone who works past age 65 and wishes to continue contributing to an HSA. Congrats! You are turning 65 and received a letter from Medicare WARNING you about lifetime pe...
Tax-savvy withdrawals in retirement are often overlooked or ignored by investors. That’s bad news when the Required Minimum Distribution (RMD) comes along! Also, the Widow’s Penalty is overlooked as w...
Do you have a 401k account from a former employer, kind of invested, you think, and still being charged FEES? Yes, your old 401k account is not free and you’re being charged fees. So, the question is…...
There are many risks to be aware of, whether you’re approaching retirement or already retired. Stock market risk, bond market risk, interest rate risk, and the largest one is longevity risk. Longevity...
Bitcoin Supply and Demand Trends The price of Bitcoin broke $50,000 yesterday, February 16th, 2021, for the first time in history. The cryptocurrency was up 5% for the day and more than 74% for the ye...
Corrections are normal, but fear usually takes over when the major averages, along with your portfolio, start to drop. If you’re approaching retirement or already retired there’s a lot more to be conc...
Larger Tax Deductions and Accelerated Retirement Savings A Primer on Profit-Sharing and Cash Balance Plans Many business owners and partners of firms are looking for larger tax deductions and accelera...
Moving abroad? Discover the best streaming services for watching the World Series and your favorite American sports in Panama, Mexico, Portugal, and Ireland.
Although younger clients tend to have fewer assets, advisors can build long-term relationships with them by demonstrating the benefits of compound growth and holistic financial planning.
A new tax break for charitably inclined taxpayers takes effect in 2027. Taxpayers should review the rules and prepare to maximize the benefits beginning next year.
Retirees are flocking to tax‑free states, but the real savings come from timing income, restructuring portfolios, and updating estate plans to avoid costly surprises.
Relocating only because of state income tax rates can backfire unless you evaluate your entire financial picture.
Preserving an inheritance isn’t about spending less — it’s about allocating smart.
Learn how the 401k early withdrawal penalty works, including tax rules, exceptions, and strategies to avoid penalties before age 59½.
Retirees in California enjoy sunny days, tasty meals and more, but the state comes with some unique financial considerations. Here's a guide for DIY retirees.
Roger welcomes Danielle Roberts, co-founder of Boomer Benefits, to discuss Medicare in 2026, including rising Part D premiums, Medicare Advantage versus Medigap, and what to review during open enrollm...
Election cycles can stir up some intense emotions. And while everyone is entitled to have their individual beliefs, as well as causes and candidates that they support, there's one area where we all ne...
Turning 65 doesn't mean Medicare works the same way for everyone. Some people are enrolled automatically, others need to sign up, and those who are still working may have additional decisions to make....
Toward the end of 2023, we upgraded to a larger finished home we didn't need. Three years later, I want to share whether it was worth it, so you can make a better decision if you're tempted to do the ...
A new law aims to cut red tape for SSN identity theft victims and promises a single point of contact.
We've officially announced all 10 winners for the 2026 WCI Scholarship. Here are the winning essays and how much money each has earned. The post 2026 WCI Scholarship Winners appeared first on The Whit...
Open enrollment is right around the corner, and since my optometrist recommended moving to progressive lenses, I’m re-evaluating my coverage choices. I was caught off guard by the total cost differenc...
Anyone have any apps or ideals on what retirement looks like with a certain income? My brother says I can retire on 5k. He is 70. I’m 62. I don’t know where he’s getting the number from when I just ta...