Curated articles and podcasts from trusted financial experts and real retirees.
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In our retirement advice column, Wealth Wise, we help a couple weigh whether to lend their son $180K for his tuition or protect their savings.
Reframing splurges as "intentional reallocation" of money can help you overcome spending anxiety and enhance your quality of life. Here are some suggestions.
Annuities have costs and limitations, but also serve a real purpose for some investors. Before dismissing them as a retirement option, find out how they work.
Hi all, I looked at the wiki here, but there are so many resources and none of them looked like what I am looking for. I'm not looking for calculators or financial advice, I just want to know what I n...
Tuesday, May 26 - Monday, June 01, 2026 Most Commented score comments title & link 124 89 comments Our Medicare Advantage Experience 13 32 comments Pension and Best Options for Retirement submitted by...
Italy lets workers retire after 40 years on the job. That's not early retirement — it's retirement justice. America should learn from it.
The actual average retirement age is 61, five years earlier than most Americans expect. See how it varies by state, gender, and data source. The post Average Retirement Age: Americans Retire Earlier T...
Want to spend your hard-won retirement savings but feel guilty about it? Don't. If you can answer these three questions, you have permission to splurge.
Most of these tax surprises are avoidable, but many retirees aren't ready for the shift in how and when taxes show up in retirement. These strategies can help.
When financial choices never feel settled, the issue often isn't the plan itself, but how your priorities, emotions and mindset shape the way you stick with it.
You can help protect your retirement by focusing on the one factor you can control — the unexpected costs of investing. Here's what to consider.
I recently saw this Reddit post about a man who retired early (FIRE) only to be called a “loser” by his wife ... Read more
The real yield on Treasury Inflation-Protected Securities is close to an all-time high. Good news for retirees and anyone worried about the 3.8% increase in the CPI.
"Just one more year, to be safe." I've heard that sentence more times than almost any other in my career. One year becomes two, two becomes five. By the time they finally retire, something has shifted...
I just need to vent/whine. I had scheduled my retirement date for the middle of July. Close, but not too close. I was mentally prepared for a 6 week wind-down. I sat down with my hr rep today and tota...
Inflation-protected securities often get lumped together. But TIPS and I Bonds have differences that you'll want to know about. The post TIPS vs. I Bonds: Same Inflation Index, Different Risks appeare...
Here's the information you need to start your Social Security application.
We recently came across a Monte Carlo modelling tool called the Retirement Probability Simulator (RPS). It is a free tool available at DIYretiree.com that our readers may find useful in their financia...
Elon Musk’s rocket company, on the cusp of the largest initial public offering ever, will soon end up in index funds after rule changes by Nasdaq and other index providers.
Beyond their iconic pitch rivalry, Lionel Messi and Cristiano Ronaldo share a surprisingly similar outlook on life. Here are 10 quotes that define their legendary careers.
In real estate, money is made on the purchase, not the sale. That means every dollar you negotiate off the asking price is a dollar straight to your net worth. So you need every tool at your disposal:...
Don't put off money conversations with your heirs. Financial education needs to start early, with hands-on opportunities to learn and make mistakes.
After a lifetime running a business, spending hours on the golf course, or any other hobby, sounds like a dream retirement. In reality, boredom will soon set in.
Some drug prices are falling, other costs are climbing, and new rules abound. Here's what you need to know.
June 5, 2026 – Almost to the day, today, eight years ago, was my last day at work. One thing I always looked forward to in retirement was never having to pay those dreaded payroll taxes again. Alas, e...
Advisors suggest multiple ways that clients can maximize the triple tax advantages of health savings accounts (HSAs) while avoiding penalties.
Purpose trusts can be used to accomplish a civic, environmental, or other goal but there are issues and an alterative approach may be better.
I confess I lean toward Type A: like to stay busy, love new challenges, don’t shy away from leading, habitually organized, much more of an extrovert than my spouse. Fortunately, retirement was a relat...
I have approximately $500,000 in a brokerage account which is comprised of stock that I have held for nearly 25 years. It’s up approximately tenfold from when I acquired it. I’m about to retire and ha...
It took me seven years to reach the $250,000 threshold in my solo 401() that necessitates that I fill out Form 5500-EZ. Here's how I did it. The post Solo 401(k)s and Filling Out Form 5500-EZ appeared...
What happens when the retirement you worked so hard for doesn't feel as fulfilling as you imagined, and how can you rediscover purpose, structure, and joy in this next chapter of life? As part of our ...
Generation Jones came of age during rising inflation and an oil crisis, so it's back in the cockpit for these digital pioneers as they navigate retirement.
While most DIY investors focus on short-term portfolio performance, CFAs and CFPs specialize in long-term strategies that support your full financial picture.
Cases of anxiety, depression and other conditions are rising, and so is the price of treatment. These strategies can help you get care you can afford.
I recently toured Opus, an inspiring new senior living development in Newton, Massachusetts, and then had a conversation with its founder, Amy Schectman, on my Risking Old Age in America podcast. Amy ...
When tuition stops, it frees up $30,000 to $80,000 a year. Most households don't have a plan for that money. Here’s how to put it to work. The post What to Do With Money After Kids Graduate appeared f...
Some 44% of Americans seriously consider retiring abroad. Greece ranked #1 in 2026. See costs, visa requirements, and where demand is going. The post Best Places to Retire in the World: 2026 Rankings ...
A retirement plan isn’t about restriction. It’s what turns limited resources into real confidence. Here’s why the constraint is the point. The post Why Having a Plan Gives You More Freedom in Retireme...
I planned to retire 3/30/2027. Today, I was told I am going to be laid off. However because I've been a great performer for so many years, I can choose whether I get laid off October 2026 or Feb 2027....
Eight years ago, at 63, I retired to a life of tennis, dinners with friends, DIY projects, and travel. Four years in, angina struck—ten days in the hospital, angioplasty, then lung disease and a chron...
Hello all, Im 66 and retired 2 years ago. I am not as active as I should be but even when I exercise I still have severe insomnia. I don't use my ipad/phone at night because it can cause insomnia, and...
I've been lurking here for some time now. I'll be 68 in just a few months and for the past few years have gone on YouTube and some of the other retirement subreddits to figure out if my money would la...
Maybe this honeymoon will end, but I am SHOCKED at how content and busy I am in my new life. Celebrated retirement the end of 1st quarter with 5 weeks in a treasured spot abroad, then home to garden a...
The U.S. Department of Labor collected public comments on its proposal to give fiduciaries discretion to include alternative investments in 401(k) plans.
Norman Calvo explains how he found a third act in retirement by going against the norm and choosing adventure instead of a typical retirement. https://youtu.be/81atmTUjBWE One of the questions I ask p...
Answering listener questions about Roth vs. traditional contributions, brokerage accounts for businesses, and balancing investing with paying for medical school. The post Choosing the Right Investment...
I recently received a great comment on my post, Why All Rich People I Know Still Have Life Insurance. It was the last line that stood out. Here's what Marc had to say. I had life insurance ($1M) throu...
We consider the case of a retired couple relying on summer rental income from a $1.1 million beach house. Local zoning changes are forcing a hard choice between lifestyle and portfolio stability.
While many retirees keep a job for the social and physical benefits, many are working out of financial necessity. Is working in retirement right for you?
Most of us focus on how much to save for retirement, but what you'll spend is just as important, and your spending habits might change more than you expect.