There is No Substitute for Thinking
I can't stand AI-assisted writing anymore. It's all over Substack. It's in my LinkedIn replies. It's everywhere. Like a disease slowly infecting our literary consciousness. I even see it from people w...
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I can't stand AI-assisted writing anymore. It's all over Substack. It's in my LinkedIn replies. It's everywhere. Like a disease slowly infecting our literary consciousness. I even see it from people w...
Today’s reader case touches on an issue that’s near and dear to my heart, so without further ado, let’s dive in! Hi Firecracker & Wanderer! I’ve been an avid reader of your...
Sometimes fourth-year medical students ask me, "Should I rank the program that offers a retirement match higher?” Here's what I tell them. The post Is a Residency Retirement Match Really That Va...
As of 2025, among new medical school graduates who carry debt, the typical student debt burden is around $216,659. And ... Read more...
The financial professionals who contribute to Kiplinger's Adviser Intel recently wrote about myths about annuities, Boomers' retirement reality check and OBBB changes to federal student loans....
After the passage of the One Big Beautiful Bill Act (OBBBA), here is the state of student loans and how to think about refinancing them. The post Considering Refinancing Student Loans Now? What You Ne...
Best Credit Cards for College Students of 2025...
Schools today look nothing like they did a few decades ago. The tools, habits, and gear that once defined the school experience have quietly disappeared as technology reshaped how students learn and h...
Discussing and answering reader questions about the One Big Beautiful Bill Act, how it will affect current and future student loans, and whether it's still worth it to go to medical school. The post I...
The passage of the One Big Beautiful Bill Act will affect plenty of doctors when it comes to income, taxes, healthcare, and student loans. The post How the ‘One Big Beautiful Bill’ Act Wil...
Almost one in three (31%) Americans with student loans have noticed an increase in their monthly payments in the last six months, according to new research from Empower....
It's the club no one wants to join. But if you are over 50 and still paying student loans, there are ways to tackle both debt and retirement savings....
The future of PSLF is currently unclear, so if you're thinking about trying to get your student loans forgiven, here are some alternatives. The post Beyond PSLF: The Top Student Loan Repayment Alterna...
Collaboration with Wayne-Sanderson Farms creates Group of Plans retirement program tailored…...
Enrollment in colleges and other types of postsecondary education has bounced back to levels last seen in 2019 led by surging interest in certificate programs....
A four-year degree used to sound like the only path to a good job. What they didn’t mention was the student debt with no guarantees, the wasted time, and the jobs that barely cover rent. Turns o...
Financial literacy is changing as students need solid financial knowledge and savvy online skills to make informed decisions in today's fast-paced digital world....
We all know that college has become increasingly expensive. But is it still worth it? This breakdown isn’t about bashing college. It’s a straight look at what college has become and what i...
Online Jobs for College Students: 15 Flexible Ways to Make Money from Anywhere...
College students aren't the only ones getting an education. Retirement communities on college and university campuses are growing in popularity....
Whew! Another crazy week in the USA is over; only 197 left to go. Student visa revoked. ICE tracking down and detaining international students. Legal resident deported. Inflation up. Social ... Read m...
Students are taking financial education into their own hands, and there is a growing ecosystem of school-based, nonprofit, and digital programs to meet demand....
How Can Students Learn to Invest & Manage Finances Now?...
How Can Students Learn to Invest & Manage Their Finances for Long-Term Stability?...
Americans ranked medical costs as among their top three sources of debt, pushing out student…...
Life used to be a lot more affordable. Our grandparents bought homes, raised families, and retired without drowning in debt. Millennials? They’re stuck with sky-high rent, student loans, and a c...
Do you envision strolling about Europe, a book in one hand, a glass of wine in the other? You could make that happen by studying there, even if you're older....
Now that the second Trump administration has begun, you might have plenty of questions if you have student loans. Here are some answers. The post Student Loan Repayment and PSLF in the Trump Era appea...
With dorm room costs rising faster than tuition, this is an option for families that can scrape up a down payment, find a manageable mortgage and maintain the property....
Answering questions about the Mega Backdoor Roth IRA, the right kind of financial advisor for you, side gigs and increasing your income, and whether the Trump administration is going to get rid of PSL...
Health care costs. Student loans. Domestic abuse. Are retirement plans addressing too many problems at once?...
In 2013, Students for Fair Admissions (SFFA) filed a lawsuit against Harvard University in the U.S. District Court in Boston. They alleged that Harvard's undergraduate admission practices violated Tit...
Answering reader questions about whether you should pay off your mortgage, if nursing home insurance is a good idea, and when to let your disability policy lapse. Plus, we talk about the state of gove...
Learn how college students can develop smart money habits like budgeting, saving, using credit, and spending consciously for a successful financial future....
The match amount is calculated as if the employee contributed their loan amount to the plan even if they did not make any elective contributions....
New research predicts Dems would continue to support student loan debt reforms aimed at…...
As a result, Summer will acquire several of Vault’s assets, intellectual property, and…...
College students need to spend a lot of time paying for tuition, room and board. To pay for education, you have to shell out a considerable amount of money. That is why most students are looking for o...
As a college student, balancing academics with in-person roles is challenging. Between coordinating schedules and commuting to work, it can quickly become quite unpleasant. With the rise of remote wor...
I fell into the assumption that my daughter would be taking care of all the payments. Well now I'm retired and on SS and a small supplemental income and daughter hasn't made payments in quite awhile. ...
The 2022 retirement law aims to help workers pay off their student debts and save for retirement. Can it do both? It's complicated....
[Editor's Note: The IDR waiver deadline has been extended once again, and it's now set for June 30, 2024. This extension applies to borrowers with FFEL, HEAL, LDS, or Perkins Loans who are seeking loa...
As a student, managing your finances can feel like a challenging course all on its own. Whether you’re navigating through high school or maneuvering through the complexities of college life, kno...
As you navigate through your college years, balancing academics and finances becomes a crucial aspect of student life. While managing expenses is essential, finding ways to earn money while you study ...
Many older adults will struggle with rising costs (health care and otherwise) and not enough savings. Here’s how they can manage lingering student debt....
Students have always faced and continue to face various challenges. This is not surprising, because they have started a new stage of their lives. An independent stage. Often, it is a lack of time and ...
The program pairs people over 50 and typically retired with younger students who need to catch up on reading. Tutors typically spend two 30-minute sessions with students per week and are trained by AA...
Employers who use ADP’s 401(k) retirement solutions can opt-in to match employee’s…...
[Editor's Note: If you’re looking to carve out your financial freedom so you can practice medicine exactly how you want, make sure to sign up for the virtual Physician Freedom Summit March 7-9. ...
Choosing between paying off student loans and saving for retirement is a reality for many Americans. But that’s about to change. A provision in the Secure Act 2.0 permits employers to consider s...