Students

The Politics of Student Debt Forgiveness

Sep 05 2024

Answering reader questions about whether you should pay off your mortgage, if nursing home insurance is a good idea, and when to let your disability policy lapse. Plus, we talk about the state of gove...

whitecoatinvestor.com

Smart Money Habits for Students to Learn Now

Aug 20 2024

Learn how college students can develop smart money habits like budgeting, saving, using credit, and spending consciously for a successful financial future....

thinksaveretire.com

IRS Issues Guidance On Retirement Plan Matches Based On Student Loan Payments

Aug 19 2024

The match amount is calculated as if the employee contributed their loan amount to the plan even if they did not make any elective contributions....

forbes.com

How the 2024 Election Could Impact Elder Student Loan Debt

Aug 19 2024

New research predicts Dems would continue to support student loan debt reforms aimed at…...

401kspecialistmag.com

Student Loan Startup Summer Acquires Vault

Aug 09 2024

As a result, Summer will acquire several of Vault’s assets, intellectual property, and…...

401kspecialistmag.com

Ways to earn money for students: ideas for additional income

Jul 02 2024

College students need to spend a lot of time paying for tuition, room and board. To pay for education, you have to shell out a considerable amount of money. That is why most students are looking for o...

thinksaveretire.com

Income

9 Remote Side Hustles for College Students [$5k Per Month]

Jun 08 2024

As a college student, balancing academics with in-person roles is challenging. Between coordinating schedules and commuting to work, it can quickly become quite unpleasant. With the rise of remote wor...

thinksaveretire.com

College

Retired and Co- signed Navient Student Loans (2003)

May 31 2024

I fell into the assumption that my daughter would be taking care of all the payments. Well now I'm retired and on SS and a small supplemental income and daughter hasn't made payments in quite awhile. ...

reddit.com

Retired

Secure 2.0 may help student borrowers more with loans than with retirement, study predicts

May 29 2024

The 2022 retirement law aims to help workers pay off their student debts and save for retirement. Can it do both? It's complicated....

financial-planning.com

We Quit Paying Extra on Our Student Loans (and Why It Feels Dangerous)

May 24 2024

[Editor's Note: The IDR waiver deadline has been extended once again, and it's now set for June 30, 2024. This extension applies to borrowers with FFEL, HEAL, LDS, or Perkins Loans who are seeking loa...

whitecoatinvestor.com

How to Save Money for Students

May 23 2024

As a student, managing your finances can feel like a challenging course all on its own. Whether you’re navigating through high school or maneuvering through the complexities of college life, kno...

thinksaveretire.com

How To

How to Earn Money as a College Student

May 19 2024

As you navigate through your college years, balancing academics and finances becomes a crucial aspect of student life. While managing expenses is essential, finding ways to earn money while you study ...

thinksaveretire.com

How To

College

Nearing Retirement With Student Loan Debt? What You Can Do

May 03 2024

Many older adults will struggle with rising costs (health care and otherwise) and not enough savings. Here’s how they can manage lingering student debt....

kiplinger.com

Why Gen X Can’t Retire

May 03 2024

Roughly 13 percent of Gen X-ers in the United States—ages 39-64—are still paying off student debt, with an average of $40,000 threatening their potential retirement plans in a decade or so...

wiserwomen.org

Student-Friendly Passive Income Ideas

Apr 22 2024

Students have always faced and continue to face various challenges. This is not surprising, because they have started a new stage of their lives. An independent stage. Often, it is a lack of time and ...

thinksaveretire.com

Income

Retirees team up with AARP tutoring program to bring students’ reading skills up

Apr 22 2024

The program pairs people over 50 and typically retired with younger students who need to catch up on reading. Tutors typically spend two 30-minute sessions with students per week and are trained by AA...

reddit.com

ADP to Introduce Student Loan Benefits With Summer

Mar 31 2024

Employers who use ADP’s 401(k) retirement solutions can opt-in to match employee’s…...

401kspecialistmag.com

Are Student Loans the New Mortgage for My Generation?

Mar 06 2024

[Editor's Note: If you’re looking to carve out your financial freedom so you can practice medicine exactly how you want, make sure to sign up for the virtual Physician Freedom Summit March 7-9. ...

whitecoatinvestor.com

Real Estate

How the 401(k) Match for Student Loans Works

Feb 26 2024

Choosing between paying off student loans and saving for retirement is a reality for many Americans. But that’s about to change. A provision in the Secure Act 2.0 permits employers to consider s...

401kmaneuver.com

Student Loan Platform Projects $1 Billion Impact for Users

Feb 26 2024

Candidly sees high demand for student debt relief services...

401kspecialistmag.com

Employers Have a New Way to Help Student Loan Borrowers Save for Retirement. Will They Use It?

Feb 15 2024

Check out our Rosland Capital’s gold IRA review, including its pros and cons, pricing, offerings, customer experience and satisfaction as well as accessibility....

money.com

Restless, bored and in a bit of a rut

Feb 05 2024

I spent 35 years as a high school English teacher. On a normal day, I'd engage with 150 students and teachers in any number of matters. On an abnormal day, maybe there was some crisis to deal with - l...

reddit.com

A New Perk for Some Student Loan Borrowers: A 401(k) Match

Feb 03 2024

Legislation that went into effect this year makes it easier for student loan borrowers to save for retirement while paying down their debt....

nytimes.com

High School Students Reach Out to Retirees

Jan 09 2024

The pandemic had a silver lining. We all learned the importance of social interaction to our mental health and well-being. That’s why recent efforts by high school students to connect with senio...

crr.bc.edu

Capitalizing on SAVE: Loan Repayment Strategies for Students and Residents

Oct 30 2023

By Adrian Cavender, Guest Writer The name of the game may be changing, but the goal remains the same for those of us with student loans: pay off as much debt as quickly as possible while spending as l...

whitecoatinvestor.com

Why Student Loan Repayments Won’t Tank The Economy

Oct 16 2023

One of the concerns about the resumption of student loan payments is that it could tank the U.S. economy. Paying back student loans may cause consumers to reduce spending to the point of causing anoth...

financialsamurai.com

Economy

Doctor Student Loan Guide

Oct 10 2023

[Editor's Note: With the student loan holiday now officially over and with repayments beginning this month (October 2023), we wanted to deliver you the most comprehensive medical student loan guide th...

whitecoatinvestor.com

Retired with a student loan? A poll for you

Oct 04 2023

Please only vote IF retired and USA loans. Thanks! Just this month payments have resumed on student loans. Despite what many people believe, yes some Retirees have student loans. It is yet another tug...

reddit.com

Retired

Student loans.

Oct 04 2023

I know oldsters beyond my age got essentially a free ride, but I am at the leading edge of people who have massive student debt with little chance of paying this off. When will AARP take note and begi...

community.aarp.org

Keep contributing to my 403b or pay my student loans?

Mar 11 2023

Hi everyone. I have approximately 53k in student loans that I want to pay off. It’s like a black cloud over me. My company contributes 10% of my pay to my 403b~ $176 per paycheck while I contrib...

reddit.com

The 4 best money management tips they didn t teach you in school

Mar 07 2023

The average student will spend 12-16 years going to school, yet leave without the basic skills needed to manage their money. This massive amount of time spent at school can further be broken down into...

thinksaveretire.com

Short Questionnaire on Social Well-being in Older Adults Who Are Employed vs. Those Who Aren't (65+)

Feb 19 2023

Hello everyone! My name is Ryan and I am a graduate student at CUNY School of Professional Studies. I am conducting a research study to examine the possible effects that working in older adulthood may...

reddit.com

Student Debt Plan Helps Black Retirees

Feb 03 2023

For the sliver of retirees who are far behind in paying their own or their children’s student loans, Social Security can withhold part of their benefits to pay the loans back. But college has go...

squaredawayblog.bc.edu

How do you keep from dwelling on your age?

Feb 02 2023

I'm 63 and plan to retire in a month. In my life I have had many different self-images: as an athlete, a student, a soldier, a worker, husband, father. It didn't matter that I wasn't particularly good...

reddit.com

Spouse

10 Changes to Know About IDR Plans for Your Student Loans

Jan 13 2023

By Andrew Paulson, CSLP, Lead Student Loan Consultant and Co-Founder of our partner site StudentLoanAdvice.com The Department of Education has proposed changes to the existing income driven repayment ...

whitecoatinvestor.com

Falling Math Scores May Cut Future Earnings

Jan 12 2023

Scores on 8th grade standardized math tests dropped during the pandemic, reversing a large part of the gains students had made since the 1990s. U.S. Secretary of Education Miguel Cardona called the ne...

squaredawayblog.bc.edu

Paying Your Student Loans Could Help You Save For Retirement

Jan 08 2023

A new law means student loan borrowers can earn 401k matches for paying their student loans...

forbes.com

Who Holds the Student Loan Debt?

Aug 30 2022

Last week, President Biden announced a policy that would forgive $10,000 in student loan debt for those individuals earning less than $125,000 per year with an additional $10,000 in forgiveness for lo...

ofdollarsanddata.com

Sell Slowly

Jul 12 2022

Have you seen the movie 21? Ever heard of the MIT blackjack team? Does the term "card counting" mean anything to you? If so, then you already know the story of how a clever group of students were able...

ofdollarsanddata.com

529 Plan For High School Seniors and Students Already in College

Dec 17 2020

When you child gets close to going to college, consider investing your 529 plan account in CDs or a stable value fund. Only some 529 plans offer them....

thefinancebuff.com

College