Showing 50 results of 640
I hear people talk about being semi retired but are working 20-30 hours a week, regularly. I assumed semi would be occasional contract work, seasonal work, or work only when and if you want (i.e. subs...
So, (60F) recently semi retired, some income, probably about 30-40K/year for the next 3-5 years and then I'll fully retire. How much is too much now to keep in a HYSA / cash? I have a temp rate of 4.2...
I've been retired for 7 years and enjoying retired life completely, and while describing work as fun seems weird, I do miss parts of my old job. Now, there's an opportunity go back as a consultant for...
I "semi-retired" in early 2025. I've continued working 20 hours a week for my former employer as an independent contractor on a 1099. After working for 40 years, I was "institutionalized" (reference t...
I've been retired for several years (I am older) and have enjoyed a peaceful life. I love birdsongs am fine with ambient sounds, and have an active life with socializing, exercise, book group, gardeni...
I’ve tried to come up with all the pros and cons but maybe I’ve not thought of everything? My husband just retired and I have one or two more years left. We live up north near children and grandchildr...
Before I retired I made this long list of things I always said I'd do "when I have time." Now I have the time and honestly I don't know where to start. When I was younger I used to watch kids doing st...
I (64M) retired a fewof months ago, and I am decidedly not adjusted yet. My wife and I did the big road trip of 6,500 miles, saw almost every member of my extended family, visited the Grand Canyon (a ...
Not sure which sub to post this on. A little financial planning, a little healthcare but retirees probably are most familiar with this situation. Retired couple 61/60. Cobra about to run out. Looking ...
I’ve been retired for coming up on three years. I consider myself lucky because I retired when I chose to, and I had already thought quite a bit about what my retired life should look like. And basica...
Retirement planning is often dominated by withdrawal rules, Monte Carlo probabilities, and portfolio‑centric heuristics. But none of these tools directly measure the core financial question every reti...
We asked 15 questions to determine how those who have retired got there. So far, about 140 people have responded. Here's what they said. The post ‘It Felt Awkward to Have More Time and a Slower Pace’:...
Last night I had my first dream about retirement. In my dream, I was at work, and we were doing something, which is what we are always doing. I and everyone in my dream were aware that I had two month...
Originally published on Millennial Revolution. The Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at ... Read more
I recently retired at 63.5. Currently 65 (M). Wife is 61. I see that most of the posts on here and other threads are worried about running out of money at the end of retirement. I get that. No one wan...
Like the title says, wondering others thoughts are on the benefits keep life insurance after one is retired. We have no debt, all bills are paid off, including the funeral arrangements. I have an exce...
The headline had me hoping for a useful story about the wide range of options that could constitute a happy retirement. Instead, it zeroes in on one example: A retiree who in childhood had been a comp...
I (69F) retired in 2017 from corporate life when my husband was already retired (70M). We had already started a small business and it helped us gently move into retirement. To our surprise, the busine...
Artificial intelligence is transforming markets, but retirees should approach the AI investing theme with caution and a well-diversified portfolio. The post AI for conservative investors appeared firs...
I’ve been retired for two years and have been a literacy volunteer for close to a year and a half, working with a woman to help develop her reading skills. She is a lovely person and we’ve become quit...
I'm looking forward to being semi-retired. I have one full-time job and a very part-time one. I plan to leave the full-time job in 13 months and working maybe five to 15 hours a week. Is there a term ...
Before I retired I made a list of hobbies and activities I would like to start and/or continue doing. Like many people, I was a bit concerned with being bored with an extra 40 hours a week on my hands...
Did you set a budget that matched your planned retirement income and live on that for a period of time before you retired? If you have a partner was it difficult to get on the same page? Wife and I ar...
Though this isn't special to retirement, retirement does tend to accentuate the difference because you're living as you'd like. It's also not unusual at all for spouses to be completely different in t...
Hello - I’ve really tried to make this short but without success. I hope you’ll read it. I would love suggestions. Hello - I’ve read similar posts but nothing yet that addresses my unique situation so...
You can hit your number, be fully financially ready, hand in your notice, and still end up miserable. Or worse, running out of money. In 15 years as a retirement advisor, I've watched it happen again ...
Hi, r/retirement. A couple times previously, I've tapped this community to report and write articles for USA TODAY about how Americans experience retirement. (Thank you!) Now, I want to reach out with...
I retired 2.5 years ago from a company. Immediately, my income went up. My current income is made up of a pension from a previous government career; income from commercial rental property; and deferre...
I turned 65 in April and was planning to retire at 67, but my mother passed in February and I inherited a fairly large estate, so I have moved my plans up. I had a decent size 401(k) and would’ve been...
Hello! I just joined this group and this is my 1st post here. I’m hoping to get some insight into life after retirement. I just recently retired (62) and now I’m experiencing fatigue like never before...
I retired last spring at 62. My wife had already stepped back from her job the year before. We had saved, we had a plan, but the number that kept me awake was $1,280. That was the monthly quote for a ...
The paradox of retirement freedom is that the system you retired from gave you order but took away control. True freedom lies in giving life a new structure.
Canada's top finfluencers share how they built trust, grew audiences and navigate increasing regulatory scrutiny in a rapidly maturing industry. The post Online “finfluencers” grow up appeared first o...
So many people say you just need purpose. I hear this all the time. You just need a purpose. Find your purpose and you will be fine. That sounds good. It is also too simple. As the guy in the room who...
About 9 months ago I decided that July 1st would be MY independence day. Technically it is July 3rd, but that is a holiday and I managed one last PTO day on the 2nd! I've been planning for many years,...
Wife and I are retired and trying to decide on SS timing. I'm 61, she's 64. Using open social security, it shows that the best strategy is her now (probably passed the window already) and me at 70. Th...
I am getting closer to retirement, (61 yo M)thinking of things to try out as I am happiest when active. So I was wondering what would be some activities you recently retired folks have taken up that t...
I’m 70 years old and I retired 3 years ago after working since I was 11. I have had some truly hard,sweaty and dangerous jobs. I was also lucky to spend my last 25 years sitting at a desk. I never min...
This week Roger breaks down IRMAA Medicare surcharges and why retirees should understand them without letting them dominate retirement planning decisions. He explains how the income thresholds work, c...
I am thinking of rolling my 401K which has a mix of mostly Roth and the company match in pre-tax into my existing Rollover IRA and Roth IRA. It seems like it will be simpler to manage and I will be ab...
Wife and I (63) looking to downsize. 20 years in a two story, walk out, 4 bedroom, 3.5 bath that’s been an awesome home to raise two girls. Wife is retired and I’ll retire in next 2 years. Makes a lot...
I retired from full time work with a pension that pays most of my expenses, including healthcare. I also have some part time work. If I have extra money at the end of the year from this work, should I...
Sharing / Crossposting per request of an active r/retirement community member here ( u/ga2500ev ), from our sister community of those that retired Before age 59. Thanks! submitted by /u/MidAmericaMom[...
I wanted to ask this community how retired couples handle chores. I was a stay at home mother. I cooked, cleaned, laundry, etc. My husband is retiring next year. I’m starting to get overwhelmed with k...
Recently retired at 60. Want to increase my hiking and other activities. Anyone else out there hike on the regular? What’s your general routine? Weekly? How far? Do you have a hiking buddy or go solo?...
I am 63 and married for 30 years - husband is 67 and retired from corporate 2+ years ago. We are financially sound - our FA says we are in great shape with nothing to worry about and that I can retire...
Hello, I am recently retired. I am not collecting SS yet. I am living off of my wife's small income and a severance I received from work. I have a very healthy 401k balance a few small pensions so we ...
There are 10 things sitting in your life right now that are quietly draining your retirement. Most people never notice them. This isn't the usual save more, buy more advice. After 15 years of helping ...
I retired from full-time work early last year, but I'm still subject to the surcharge because of this rule.
Every physician who retired at 47 and every physician still grinding at 64 made roughly the same professional decisions. They ... Read more