Spouse
Showing 50 results of 176
Question about planning wife's SS benefits
Jan 26 2025
I have seen contradictory information about this question online and don't find anything on the SSA website that addresses it. I am 75, the high wage-earner, and started collecting my benefits at age ...
community.aarp.org
Retiring before your spouse? How did it go?
Jan 23 2025
I'm likely going to retire 3 to 4 years before my spouse will retire. Various reasons, but this has always been the plan. He is fine with it. Very supportive. I've had a minor taste of this for years ...
reddit.com
I need help deciding where to retire
Jan 22 2025
Just turned 64M. I plan on retiring in September. I’ve lived in Tallahassee Fl for 22 years. My wife passed away December 23’ and I just think it would be easier for me to continue on in a...
reddit.com
Spousal benefits and repeal of GPO
Jan 16 2025
I am 76 and my spouse is 79. She applied for Social Security benefits at her full retirement age. I was subject to GPO so I couldn't apply for spousal benefits. Please help me with the following quest...
community.aarp.org
Silver sneakers program: feedback sought
Jan 06 2025
Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...
reddit.com
selecting month to start benefit when not full retirement age
Jan 03 2025
My spouse needs to start ss payments BEFORE full retirement age. Do we specify to start the month of the birthday, when the payment amount changes, or the month AFTER the birthday?...
community.aarp.org
Wife's social security amount estimate
Dec 28 2024
I am trying to figure out if there is a way for my wife to get larger social security amount next year. My amount will be closer to $3K but my wife's projected benefit based on government site estimat...
reddit.com
Adjusting to retirement after a non-traditional schedule?
Dec 28 2024
If you worked a non-traditional schedule before retiring, do you have any suggestions for adjustment to retirement life. Husband just retired from the airline industry. For over 43 years, he's been wo...
reddit.com
Retiring with a younger spouse
Dec 24 2024
Well, finally coming up on retirement from a corporate sales job after more than thirty years. Getting Medicare at the start of 65th birthday month was the key to my decision. Younger wife (10 years) ...
reddit.com
How Long Do You and Your Spouse Plan to Live?
Dec 22 2024
This post focuses primarily on the implications of assuming, or planning, to live longer than one’s life expectancy. For the purpose of this post, we are going to assume that when you are asked ...
howmuchcaniaffordtospendinretirement.blogspot.com
I am in the dark as far as our financial matters are concerned.
Dec 17 2024
All through our 32 year marriage my wife has handled all our financial bookwork. I've been OK with that because, well, she did all the boring bookwork and I haven't had to bother myself with it. But n...
reddit.com
Three Ways to Help Create Financial Stability for a Widow
Dec 16 2024
Loss of a spouse often leads to financial insecurity in retirement. These strategies can help ensure financial stability for the surviving spouse....
kiplinger.com
Never Talk About Money? For Women, That Can Spell Disaster
Dec 11 2024
How can you plan for retirement when your husband holds the purse strings and talking about money is taboo? Help is at hand for this common problem for women....
kiplinger.com
Spouse age gaps in retirement
Dec 09 2024
I officially retired at 60 from the military (Reserve) last year and from law enforcement in 2017. My wife turns 50 next month and is planning at least 15 years until she retires. I want to travel the...
reddit.com
Seeking advice on relocating after retirement.
Dec 09 2024
I'm a 69 year old male, retired 3 weeks ago. My wife is 68 and will likely retire this summer. We live in the Boston suburbs where cost of living is high. Want to move to a more affordable area that o...
reddit.com
Last day, last time I’m doing…
Dec 06 2024
Today’s my last day. 61F (turning 62 next week). Husband already retired. I’m relishing every “last” moment of this day. Last time waking up at 5:45 am Last time taking a showe...
reddit.com
How did you get through your last year of work?
Dec 06 2024
Hi everyone! I am just over 6 months from retirement. I am waiting for my husband to be on Medicare and I will be 59 and 1/2. I have seen a financial advisor and was told I could retire now. I have wo...
reddit.com
Why I Write A “Love Letter” Every Year (and you should, too)
Dec 06 2024
None of us want to die. All of us will. In preparation for that inevitability, I write an annual “Love Letter” to my wife. In the event of my passing, […] The post Why I Write A &ld...
theretirementmanifesto.com
Who are you? Does your description hurt or help the transition to retirement?
Nov 27 2024
I am a Husband, Father, cyclist, traveler, hiker/backpacker and Software developer. That is how I have described myself for decades. For me the transition to retirement (3 years ago) was easy. I wonde...
reddit.com
Did retirement end or was hard on your marriage?
Nov 25 2024
I'm concerned that once we retire, it will be the end of us. I am very active and my spouse is slowing down...way down. Weekends are spent a lot of time apart because I'm busy with housework or out wi...
reddit.com
Has anyone worked longer, like an extra year, to give your earnings away?
Nov 22 2024
So my wife and me (late 50s) are in good shape financially and health-wise and we have the ability to retire comfortably at 62 or 63. I have a job I like that pays quite well. We have some rental inco...
reddit.com
Advice - moderate savings, hopefully 3 years to go, wife retiring 6 years later
Nov 19 2024
Hello there. Age 64 now and would like to retire @ 67. Have about $375K in 401K plus $85K in my wife's 401ak but she is 8 years younger and plans tonwork to 65 before retiring herself. Musts before I ...
reddit.com
How to Plan for Retirement When Only One Spouse Works
Nov 12 2024
When you're married but only one spouse works, leaving retirement planning to the working partner puts financial security at risk. A joint effort is vital....
kiplinger.com
I am retired but spouse is not - what to do
Nov 10 2024
I (60F) retired almost a year ago. My spouse has just past retirement age and is still working by choice. He has never spoken about retirement- when he would like to, what plans he has, things he want...
reddit.com
Concerned about difficulties my spouse may encounter after my demise.
Nov 10 2024
First my wife is totally capable emotionally, physically and otherwise to handle any situation. My concerns center around if she should develop a disease or condition that reduces her capacity to make...
reddit.com
Update on navigating first year of retirement
Nov 09 2024
Hi everyone. Just an update to a previous post where I was wondering how to occupy myself in my retirement in a rural and isolate place, sans car, whilst my husband continues to work. Well, I won a 9-...
reddit.com
My husband retired and now needs something to keep him busy and off the couch.
Nov 04 2024
My husband, 67, retired last year. (I still work full-time from home.) He is in reasonably good health, but I am concerned that he is becoming a couch potato and needs something more than newspapers a...
reddit.com
Did any of you change cities in retirement? How did it go?
Oct 23 2024
Hi all, As my spouse and I approach retirement, we're considering moving out of our big, old, and high maintenance house and downsizing. Our considerations are having some extra money in the bank, and...
reddit.com
Testing out 55+ communities -- do any allow VRBO or airBnB
Oct 19 2024
My wife and I are increasing the seriousness of our search. We've done week-long vacations in cities and narrowed our search. Our current interest is probably moving to an active, Sunny/warm 55+ commu...
reddit.com
social security for spouse
Oct 17 2024
My wife will reach FRA 6/2025 she will draw on my earning history. Will she be qualified for 1/2 what my SS payment was in 2019 or will it be adjusted for COLAs that have taken place since that time?...
community.aarp.org
Feel guilty going off to do volunteer work leaving husband at home alone
Oct 14 2024
I’m new in retirement. Retired at 64. When I look at the week ahead and know I will be away for two hours for volunteering, and two hours for book club, and time for exercise classes I feel so G...
reddit.com
renting or buying in retirement
Oct 13 2024
We own our home and will retire in 2-3 years (me at 70, my wife at 65). We have adequate retirement income to cover expenses. We live in a small town that is unfortunately quite a ways from either of ...
reddit.com
Spousal Benefit Claim almost 2 years after death
Oct 11 2024
My mom is 87 and she lost her husband 2 years ago. She is not tech saavy and received no letter from SS so she did nothing about claiming spousal benefits. When I assisted her to put in the claim, SS ...
community.aarp.org
Retirement Planning with Spouse Who Is Less Interested in Finance Than You Are
Oct 10 2024
submitted by /u/Mid_AM[visit reddit] [comments]...
reddit.com
No Retirement Advice or Recommendations, Just Spitballing - 453
Oct 08 2024
Can Jessie and Becky in Iowa retire now at age 52? Should Robert and his wife file their taxes separately, to pay less tax on their required minimum distributions? Can Joe and Al validate Mike in Minn...
purefinancial.com
10 Financial Tips For Widows And Widowers
Oct 04 2024
Take your time and seek professional advice before making decisions about your late spouse’s wishes and wealth....
forbes.com
It's almost that time (outsourced to retirement)
Oct 02 2024
My company outsourced my job and I am 62 next month. I have a 401k, pension and working younger wife. She is 56 will work another 4 to 6 years. Medical is covered via her work. I am on staff till Dece...
reddit.com
Facing Health Challenges in Retirement and Learning to Reconnect with Your Spouse
Oct 01 2024
After his father lost healthcare coverage in retirement and had to pay for a major health event with savings, Derek was highly motivated to ensure sufficient coverage in retirement. He even considered...
buzzsprout.com
Roth Conversion Strategies to Protect Your Spouse's Future Tax Burden
Oct 01 2024
A listener says, “Eventually, one spouse will pass before the other, which will often catapult the survivor into a significantly higher tax bracket. Shouldn’t a Roth strategy take this int...
buzzsprout.com
When Should You Collect Social Security if Your Spouse is Much Older?
Oct 01 2024
James addresses a listener's question regarding Social Security strategies in retirement. Sasha, aged 59, seeks advice on when to start collecting Social Security, considering her husband's benefits a...
buzzsprout.com
“Retirement” in Spanish is “jubilaciòn”
Sep 29 2024
I'm counting down to retirement on 9/1/25, and my wife (retired 5 years ago and loving it) sent me this nugget today. A retired person is a jùbilado/a. I just love this, with its connotation of...
reddit.com
Retirement and unexpected changes
Sep 28 2024
The wife and I are wrapping up careers and plan to be completely retired by early November. While it’s a little intimidating, it’s also very exciting. It felt great last week when I starte...
reddit.com
Retired - but spouse is still working
Sep 26 2024
I can’t wait for my wife to retire. What? Yes, I mean it. I planned ahead for retirement. I have plenty of hobbies and retirement has been the greatest. However, my wife still works. Therefore, ...
reddit.com
Beneficary question.
Sep 22 2024
Hi. My mother's husband started collecting her social security after she died 6 years ago. Recently a previous husband she is divorced from 50 years ago is now trying to file for 1/2 her social securi...
community.aarp.org
Should I Follow Wife’s Advice, or Continue As I’m Doing?
Sep 19 2024
70 year old, Retired 6/2022, but still. have opportunities to work for $65/hour as much as I want to. Wife tells me I need to quit, but I like the extra $1000 -$ 1500 per month for the 20-25 hours I w...
reddit.com
How do you live on a cash basis in today's world?
Sep 18 2024
I'm a few months into retirement, my wife is still working till next June. One of the things we're trying to do--and were starting before I retired--is transitioning our spending on routine items away...
reddit.com
What to Do If Your Doctor Spouse Dies Young
Sep 18 2024
As doctors, we know people die all the time. Financially speaking, it's a massive tragedy to lose income when others are depending on it. The post What to Do If Your Doctor Spouse Dies Young appeared ...
whitecoatinvestor.com
Earlier retirement with survivor benefits?
Sep 13 2024
I think I'm going to retire next year at 60, by claiming my survivor benefits from my late wife. I would later switch to benefits at 67 for the full amount. I was shocked to find out this was possible...
reddit.com
Long distance move, late in the game
Sep 10 2024
Hello everyone! My husband and I are in our early 60s (him) and late 50s (me). He is looking at retiring from his company in about 5 years. We have lived in the same area in the south for the entire 3...
reddit.com
Should I Consider a Personal Liability Umbrella Policy?
Sep 06 2024
I've been retired a couple of years now, my wife about a year. We recently bought a new car. In talking with our insurance guy, he recommends we get a Personal Liability Umbrella Policy. It would cove...
reddit.com
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