Spouse

Showing 50 results of 155

Advice - moderate savings, hopefully 3 years to go, wife retiring 6 years later

Nov 19 2024

Hello there. Age 64 now and would like to retire @ 67. Have about $375K in 401K plus $85K in my wife's 401ak but she is 8 years younger and plans tonwork to 65 before retiring herself. Musts before I ...

reddit.com

How to Plan for Retirement When Only One Spouse Works

Nov 12 2024

When you're married but only one spouse works, leaving retirement planning to the working partner puts financial security at risk. A joint effort is vital....

kiplinger.com

I am retired but spouse is not - what to do

Nov 10 2024

I (60F) retired almost a year ago. My spouse has just past retirement age and is still working by choice. He has never spoken about retirement- when he would like to, what plans he has, things he want...

reddit.com

Concerned about difficulties my spouse may encounter after my demise.

Nov 10 2024

First my wife is totally capable emotionally, physically and otherwise to handle any situation. My concerns center around if she should develop a disease or condition that reduces her capacity to make...

reddit.com

Update on navigating first year of retirement

Nov 09 2024

Hi everyone. Just an update to a previous post where I was wondering how to occupy myself in my retirement in a rural and isolate place, sans car, whilst my husband continues to work. Well, I won a 9-...

reddit.com

My husband retired and now needs something to keep him busy and off the couch.

Nov 04 2024

My husband, 67, retired last year. (I still work full-time from home.) He is in reasonably good health, but I am concerned that he is becoming a couch potato and needs something more than newspapers a...

reddit.com

Did any of you change cities in retirement? How did it go?

Oct 23 2024

Hi all, As my spouse and I approach retirement, we're considering moving out of our big, old, and high maintenance house and downsizing. Our considerations are having some extra money in the bank, and...

reddit.com

Testing out 55+ communities -- do any allow VRBO or airBnB

Oct 19 2024

My wife and I are increasing the seriousness of our search. We've done week-long vacations in cities and narrowed our search. Our current interest is probably moving to an active, Sunny/warm 55+ commu...

reddit.com

social security for spouse

Oct 17 2024

My wife will reach FRA 6/2025 she will draw on my earning history. Will she be qualified for 1/2 what my SS payment was in 2019 or will it be adjusted for COLAs that have taken place since that time?...

community.aarp.org

Feel guilty going off to do volunteer work leaving husband at home alone

Oct 14 2024

I’m new in retirement. Retired at 64. When I look at the week ahead and know I will be away for two hours for volunteering, and two hours for book club, and time for exercise classes I feel so G...

reddit.com

renting or buying in retirement

Oct 13 2024

We own our home and will retire in 2-3 years (me at 70, my wife at 65). We have adequate retirement income to cover expenses. We live in a small town that is unfortunately quite a ways from either of ...

reddit.com

Spousal Benefit Claim almost 2 years after death

Oct 11 2024

My mom is 87 and she lost her husband 2 years ago. She is not tech saavy and received no letter from SS so she did nothing about claiming spousal benefits. When I assisted her to put in the claim, SS ...

community.aarp.org

Retirement Planning with Spouse Who Is Less Interested in Finance Than You Are

Oct 10 2024

submitted by /u/Mid_AM[visit reddit] [comments]...

reddit.com

No Retirement Advice or Recommendations, Just Spitballing - 453

Oct 08 2024

Can Jessie and Becky in Iowa retire now at age 52? Should Robert and his wife file their taxes separately, to pay less tax on their required minimum distributions? Can Joe and Al validate Mike in Minn...

purefinancial.com

10 Financial Tips For Widows And Widowers

Oct 04 2024

Take your time and seek professional advice before making decisions about your late spouse’s wishes and wealth....

forbes.com

It's almost that time (outsourced to retirement)

Oct 02 2024

My company outsourced my job and I am 62 next month. I have a 401k, pension and working younger wife. She is 56 will work another 4 to 6 years. Medical is covered via her work. I am on staff till Dece...

reddit.com

Facing Health Challenges in Retirement and Learning to Reconnect with Your Spouse

Oct 01 2024

After his father lost healthcare coverage in retirement and had to pay for a major health event with savings, Derek was highly motivated to ensure sufficient coverage in retirement. He even considered...

buzzsprout.com

Roth Conversion Strategies to Protect Your Spouse's Future Tax Burden

Oct 01 2024

A listener says, “Eventually, one spouse will pass before the other, which will often catapult the survivor into a significantly higher tax bracket. Shouldn’t a Roth strategy take this int...

buzzsprout.com

When Should You Collect Social Security if Your Spouse is Much Older?

Oct 01 2024

James addresses a listener's question regarding Social Security strategies in retirement. Sasha, aged 59, seeks advice on when to start collecting Social Security, considering her husband's benefits a...

buzzsprout.com

“Retirement” in Spanish is “jubilaciòn”

Sep 29 2024

I'm counting down to retirement on 9/1/25, and my wife (retired 5 years ago and loving it) sent me this nugget today. A retired person is a jùbilado/a. I just love this, with its connotation of...

reddit.com

Retirement and unexpected changes

Sep 28 2024

The wife and I are wrapping up careers and plan to be completely retired by early November. While it’s a little intimidating, it’s also very exciting. It felt great last week when I starte...

reddit.com

Retired - but spouse is still working

Sep 26 2024

I can’t wait for my wife to retire. What? Yes, I mean it. I planned ahead for retirement. I have plenty of hobbies and retirement has been the greatest. However, my wife still works. Therefore, ...

reddit.com

Beneficary question.

Sep 22 2024

Hi. My mother's husband started collecting her social security after she died 6 years ago. Recently a previous husband she is divorced from 50 years ago is now trying to file for 1/2 her social securi...

community.aarp.org

Should I Follow Wife’s Advice, or Continue As I’m Doing?

Sep 19 2024

70 year old, Retired 6/2022, but still. have opportunities to work for $65/hour as much as I want to. Wife tells me I need to quit, but I like the extra $1000 -$ 1500 per month for the 20-25 hours I w...

reddit.com

How do you live on a cash basis in today's world?

Sep 18 2024

I'm a few months into retirement, my wife is still working till next June. One of the things we're trying to do--and were starting before I retired--is transitioning our spending on routine items away...

reddit.com

What to Do If Your Doctor Spouse Dies Young

Sep 18 2024

As doctors, we know people die all the time. Financially speaking, it's a massive tragedy to lose income when others are depending on it. The post What to Do If Your Doctor Spouse Dies Young appeared ...

whitecoatinvestor.com

Earlier retirement with survivor benefits?

Sep 13 2024

I think I'm going to retire next year at 60, by claiming my survivor benefits from my late wife. I would later switch to benefits at 67 for the full amount. I was shocked to find out this was possible...

reddit.com

Long distance move, late in the game

Sep 10 2024

Hello everyone! My husband and I are in our early 60s (him) and late 50s (me). He is looking at retiring from his company in about 5 years. We have lived in the same area in the south for the entire 3...

reddit.com

Should I Consider a Personal Liability Umbrella Policy?

Sep 06 2024

I've been retired a couple of years now, my wife about a year. We recently bought a new car. In talking with our insurance guy, he recommends we get a Personal Liability Umbrella Policy. It would cove...

reddit.com

On Your Own

Aug 30 2024

As we age, it’s normal to become more empathetic toward widows and widowers. We see friends go through the struggle of losing their spouse and deal with that difficult transition […] The ...

theretirementmanifesto.com

Seeking investment advice for a concerened 61 yr old.

Aug 26 2024

I am 61 years old. Reasonably healthy and still working. Wife is 65 and on disabilty but better after 2 new knees. I don't have any retirement plan other than SS. We just paid off our house, vehicles ...

reddit.com

Retiring before spouse due to medical issues

Aug 22 2024

My husband and I had an excellent retirement plan and were planning on retiring the same month. We have a vision for what that will be like and what we will do, However, I’m having mobility prob...

reddit.com

SilverSneakers Membership Questions About Planet Fitness and Anytime Fitness

Aug 21 2024

My wife and I are 68 and planning on traveling around a few states (Ohio, Michigan, Wisconsin and Indiana) in September. If I sign up using SIlverSneakers with Anytime Fitness and Planet Fitness in my...

reddit.com

Can we semi-retire soon, 59 yrs old and married

Aug 20 2024

Hi everyone, My wife and I are thinking of packing in our jobs and perhaps holding part-time roles for a few years. We’re both 59. The dilemma- we don’t have nearly enough to retire on in ...

reddit.com

New Retirement is pessimistic, but 4% rule seems to give us more than enough

Aug 17 2024

I don't understand why if I go by the 4% rule, my SS payment and our budget, we have plenty of money left over, without even counting on collecting my husband's SS payment in 9 years. But New Retireme...

reddit.com

Help for friend who is overwhelmed with taking care of her business

Aug 15 2024

My late 70's friend and her Aspergers husband are sinking deeper into marital and financial trouble. They have 3 houses in far-apart states. She does all the work to take care of the properties, perso...

community.aarp.org

My retirement goal is not the same as my spouse's. Thoughts/ideas/suggestions?

Jul 31 2024

Hey gang, here's a first-world problem: I would like to retire in the next 3 to 4 years and live nomadically / slow-travel for a few years, staying in rented apartments across the continent and the wo...

reddit.com

SSDI

Jul 29 2024

I am on SSDI an my spouse is on SSDI. He has liver cancer. When he passes away, how will SSDI work?...

community.aarp.org

Social security early for working spouse

Jul 28 2024

This might seem like an odd question but I've been getting conflicting advice. Husband 71 and retired with pension and SS. I'm 65 and working full time at the moment. My full SS is 66, 10 months. My h...

reddit.com

Financial (and life) management without close relatives

Jul 26 2024

My wife and I are in our mid-60's and retired. We (supposedly ;-) have enough money to last us through our lifespans, We do not have any children or close younger relatives and we both have parents wh...

reddit.com

Anyone snowbirds get the homesick blues?

Jul 24 2024

My wife and I are retiring next year, with plans to move to her hometown in Alberta, Canada, which is freezing cold for at least four months a year. So the tentative plan is to spend two or three of t...

reddit.com

The 10-Year Rule for Inheritance

Jul 14 2024

I don’t know if this is the type of question that’s allowed here, but here it goes… My husband is inheriting a large sum of money (about $1M) from his recently deceased father, some...

reddit.com

Tell me the truth about RVs. Thinking of buying for post-retirement life.

Jul 06 2024

Husband and I are planning to retire in a little over 2 years. Planning to sell current house and buy a little land, downsize by building a smaller house (not tiny) but enough for 2 people. While we a...

reddit.com

Anyone have a retired spouse that drives them a little nuts?

Jul 02 2024

Im not realy looking for advice, know I'm a part of the problem....Just wonder if any else has dealt with these feelings? I really crave alone time, at home. The peace and quiet. I tried to be mentall...

reddit.com

Getting a sum payout upon retirement.

Jul 02 2024

My wife is retiring from her job with our state govt. She will be drawing a pension. She is not old enough for SS yet. She is going to receive a lump sum amount for accumulated vacation/sick time. Her...

reddit.com

What are some $ benefits retirees get?

Jun 25 2024

So i m retiring soon, my wife is already retired. As far as pension, healthcare, social security, 401K, taxes…. I m fine with these important aspects of retirement What i want to look at now is...

reddit.com

When to start looking for the right CCRC

Jun 21 2024

sign up early if you see yourself needing the support of on down the line MY wife and I are "of the age" at which we should be exploring moving into a living situation that will provide care for us as...

reddit.com

Retirement options in North Carolina

Jun 15 2024

Wife and I struggling over where to retire within 3 years. Me M(64) she F (xx - to protect me from getting stink eye). Leave it to say, she is already retired as is not working and drawing SS. We are ...

reddit.com

Part Time Work in Semi-Retirement

Jun 13 2024

I am 63 and ready to leave my current job after 40 years. My wife is 4 years younger and works full time and will be able to provide health benefits. I would like to find something part time but I am ...

reddit.com

Thoughts on insurance for a younger spouse

Jun 13 2024

I'm a 66 y/o male who would like to retire. My spouse is 63 so she is two years away from Medicare. The thing is, we currently have excellent insurance under my employer. January 1st would open up the...

reddit.com