Real Estate

Considering a Reverse Mortgage? Here's What You Can Expect to Pay

Is a Reverse Mortgage the Right Fit to Fund Your Retirement?

I'm 63, waiting til age 66 to retire, & want to be mortgage-free

Full retirement age for my state pension is 66, which will put me at retiring in March 2030. As it is now, I would still have 15 months left on my mortgage after retirement. I plan to wait until I'm 7...

5 Ways Older Homeowners Can Break Free of the Mortgage Trap

High borrowing costs are freezing mobility for aging homeowners. Here’s how to access your home equity without wiping out your savings.

The Case for Carrying a Mortgage Into Retirement

If your interest rate is around 3%, keeping your loan could give you greater financial flexibility, tax perks, and peace of mind.

Ten Questions I Run on Every Private Real Estate Deal

Dr. Addams sold a rental property in 2021 and moved $150,000 into a value-add apartment deal. The sponsor’s deck projected ... Read more

5 Unexpected Costs of Aging in Place — Even With No Mortgage

Think paying off your mortgage means a cheap retirement? From home modifications to maintenance, these sneaky aging-in-place costs can derail your retirement.

How Opus Newton Makes Housing Affordable For Middle-Income Seniors

Opus Newton has used resident volunteerism, ongoing care in resident apartments, and other changes to hold down costs and stay affordable for middle-income seniors.

What a Real Estate Sponsor’s Evaluation Process Can Mean for Your Investment

The Problem Every Passive Investor Faces Physicians are among the most disciplined professionals in the world. You operate in an ... Read more

Getting a Mortgage in Retirement Is Way Harder Than It Should Be: Here's How to Navigate the Process

Conventional rules don't count savings, lack of debt or credit score as much as a monthly income. But there are alternative routes you can take.

Housing Rules of Thumb

This article originally appeared on A Wealth Of Common Sense There are certain financial scripts ingrained in our culture when ... Read more

Should You Pay Off Your Mortgage Before You Retire? A Financial Planner Gets Real

Your decision will depend on several factors, such as your interest rate, the tax impact, your available deductions and your cash flow situation.

How to Use Bad Housing Data to Negotiate a Lower Price

In real estate, money is made on the purchase, not the sale. That means every dollar you negotiate off the asking price is a dollar straight to your net worth. So you need every tool at your disposal:...

Stuck With Inherited Real Estate? How To Handle Siblings Who Won’t Sell

Inherited real estate can strain families. Clear planning, buyouts, and transparency help balance financial goals while preserving relationships.

Question about paying off mortgage. Advice appreciated.

I am considering retiring in a couple of years. I have 4.780% $125K mortgage that matures at the end of 2033. Should I: Pay off the principal in full now and bank what I would pay monthly. Wait to pay...

What Homebuyers Need To Know About Real Housing Wealth

Homeownership builds wealth through forced savings, not soaring prices. This second article explains the real returns on housing and what buyers must know before they purchase.

The Rise of Arrogant Listing Agents in A Hot Real Estate Market

After the final day of swimming and tennis at the sports club we're dropping, I took my kids to an open house in San Francisco. My wife was on a mom’s trip to Napa and I wanted to keep introducing my ...

Housing - Rent or Own during retirement?

Afternoon all - A few days ago, I saw a video from a fianancial consultant who was advocating that if you own a home you should consider selling it when you retire, take the proceeds from the sell and...

Does Your Retirement Plan Ignore Half of Your Net Worth? Here's How You Can Tap Your Housing Wealth for a More Robust Retirement

Including your housing wealth in your retirement plan can lead to higher lifetime income and a larger legacy than a plan based on selling the home for the cash.

Unlock Housing Wealth and Tax Benefits by Adding Lifetime Annuities to Your Retirement Plan

Combining a QLAC with a HECM can help mass affluent retirees secure guaranteed lifetime income, tax advantages and liquid savings to cover late-in-life expenses.

Real Estate Is The Easiest And Safest Way To Profit From AI

All of us have three main options to profit from AI: 1) Invest in the right AI companies. 2) Work for the right AI companies. 3) Invest in real estate that will benefit from the AI boom. Investing in ...

2026 Real Estate Outlook: Better Times Ahead For Investors

Roughly 40% of my net worth is in real estate, my favorite asset class to build long term wealth for the average person. Real estate was my primary reason for being able to generate enough passive inv...

I'm a Real Estate Expert: 2026 Marks a Seismic Shift in Tax Rules, and Investors Could Reap Millions in Rewards

Three major tax strategies will align in 2026, creating unique opportunities for real estate investors to significantly grow their wealth. Here's how it works.

We Are Retired, Mortgage-Free, With $970K in Savings. My Husband Wants to Downsize to Lower Our Costs, but I Love Our House. Help!

We've paid off our mortgage, have $970K in savings and $5K each month from Social Security. Kiplinger asked wealth planners for advice.

My Keys to Real Estate Investing… and Where I’m Buying Next

When it comes to money - especially real estate investing - it’s important to use your head, not your heart. The post My Keys to Real Estate Investing… and Where I’m Buying Next appeared first on Weal...

Why Housing Affordability Could Actually Be At An All-Time High

Conventional wisdom says we’re in a housing affordability crisis. With higher mortgage rates and higher home prices, buying a home has supposedly never been more expensive. But what if I told you this...

Should You Pay Off Mortgage or Invest?

Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing? The post Should You Pay Off Mortgage or Invest? appeared first on Boldin.

A 50-Year Mortgage Is Fantastic For Homeowners And Investors

Housing is one of life’s fundamental needs, right up there with food, water, and safety. For decades, though, housing affordability has become increasingly out of reach for the average American....

Trump’s 50-Year Mortgage: Lower Payments, Higher Lifetime Cost

A 50-year mortgage is a re-timing device: it improves near-term liquidity but increases lifetime interest, slows equity, and extends leverage later into the life cycle....

When Does It Make Sense to Pay Your Mortgage Off Early?

A lot of people have strong opinions about paying off a mortgage early. Some argue it’s always the smartest move, others insist you should keep the loan and invest instead. The noise gets loud, ...

Please Don’t Rent Your Entire Life: Housing Security Is Vital

Housing security is something I hope everyone will one day obtain. Once you are house secure, you can more easily focus on your career, family formation, and other things you care about. However, if y...

The Fed, Mortgage Rates, and Home Prices

I recently spoke with a couple who wants to sell their home. Their realtor told them the market was a little soft but added that interest rates were likely to come down this year. The suggestion was t...

Bought a house for cash, no mortgage

I’m 63, setting up for retirement soon. Last year we sold the big suburban house and rented in a cheaper city. Lowered our COL by half. Not just saving the mortgage and taxes, but also on the we...

What to do with mortgage? Pay off by age 67 retirement or pay extra years?

Can you help me think thru this? We just finally paid off $22K in credit card debt and $10K in a student loan. I am 65 and plan to retire at 67 At the same time, we still have $62K in mortgage pricipa...

The Ideal Length Of Time To Hold A Mortgage Until Paying It Off

Deciding whether to pay off a mortgage early—or how long to keep one—is ultimately a personal choice. In this post, I’ll share my perspective by drawing on both real-life experience ...