Spending
Showing 50 results of 141
502: Freedom After 50: The Hidden Cost of Delayed Gratification in Retirement
May 30 2025
You're encouraged to save, delay gratification, and be disciplined with your spending—but what happens when that mindset becomes a roadblock in retirement? In this episode, we discuss: The psych...
retirewithpurpose.com
The Choices We Make To Achieve Financial Freedom Aren’t For Everyone
May 28 2025
After publishingWhy We Keep Spending Even Though We Know We Shouldn't, I realized something important: the real reason I wasn’t willing to spend on a vacation rental this summer is because we no...
financialsamurai.com
Why We Keep Spending Even When We Know We Shouldn’t
May 24 2025
Spending money is an American pastime. With a national saving rate hovering around 5%, it's clear we collectively love to spend. And honestly, being able to enjoy our wealth is a beautiful thing. It&r...
financialsamurai.com
Fueling the shift: How Americans are driving less and spending smarter
May 23 2025
Americans are pumping the brakes on gas spending—driven by economic caution, evolving lifestyles, and emerging technologies....
empower.com
Retirement Spending Got You Stressed? Six Signs You Need Help
May 21 2025
Saving for retirement is the easy part. Spending those retirement dollars may cause too much stress and require help....
kiplinger.com
Time to Spring-Clean Your Finances: A Financial Professional's Four Steps to Tidy Them Up
May 20 2025
A midyear review of everything from spending to saving, with adjustments as needed, can set you on track to financial security. Plus, don't forget to check in on your workplace benefits....
kiplinger.com
21 Expensive Things Wealthy People Buy That Rarely Deliver Real Value
May 19 2025
You’d think with all that money, rich people would be better at spending it. But give someone unlimited funds and they’ll always find ridiculous ways to burn through it. Money doesn’...
dadisfire.com
15 Jobs That Pay $100K or More With An Associates Degree
May 12 2025
Forget about spending four years in college just to end up broke and burned out. The truth is, a solid two-year degree can get you trained, hired, and earning real money faster than most traditional p...
dadisfire.com
Shifting American spending habits
May 12 2025
The numbers fromEmpower Personal Dashboard™from January 2020 through March 2025 suggest a pattern of , with consumers allocating dollars toward convenience, wellness, and personal enrichment, ev...
empower.com
Are You Still Worried About Increasing Your Spending?
May 11 2025
In our last post, we tried to encourage retirees afraid of (or behaviorally resistant to) spending their wealth to consider increasing their spending whenever their Funded Status exceeded a specific t...
howmuchcaniaffordtospendinretirement.blogspot.com
Hobby nation: How Americans are spending their 5—9
May 02 2025
Hobbies like knitting, sewing, gardening, and baking are making a comeback, with the craft and hobby market projected to reach $74.3 billion in revenue by 2033....
empower.com
Root Talks: Spend Your Way to a Happier Retirement: 5 Pillars of Better Spending
May 02 2025
Many great savers hesitate to spend once they retire—unsure how to shift gears after years of discipline. In this episode, we talk through what it looks like to use money with intention, not jus...
buzzsprout.com
How Retirement Investment Strategy Impacts Retirement Spending
Apr 28 2025
See how your retirement investment choices impact replacing your income in retirement. Discover the impact various combinations of stock and bond mixes can make....
forbes.com
Use the Funded Status Metric and a “Surplus Bucket” to Increase Spending in Retirement
Apr 28 2025
Most of us are relatively conservative when it comes to determining how much we can afford to spend in retirement. All things being equal, we would rather die with too much money than too little. Appa...
howmuchcaniaffordtospendinretirement.blogspot.com
Retirement Planning: Income Replacement Or Lifestyle Spending Method?
Apr 25 2025
Should you choose income replace or lifestyle spending for your retirement planning methodology? We explore the challenges of people with unpredictable income growth....
forbes.com
Despite Economic Uncertainty, Americans Remain Confident About Retirement, Survey Shows
Apr 24 2025
Saving and spending is a concern but most workers and retirees think they are on track based on a new survey....
kiplinger.com
A Fun Collection of Random Thoughts You Didn’t Ask For
Apr 22 2025
I was trying to decide what to focus on in this post because I’ve had several random thoughts spending some quality time in my mind lately. Sometimes my brain just has stuff bouncing all over th...
routetoretire.com
JP Morgan Study of 5M Retirees Spending
Apr 15 2025
Been retired 3 years. My spending has steadily declined each year. I prepared for retirement by paying off my mortgage and car loans. Retired debt free. My investments are 20% in VOO for money I don&r...
am.jpmorgan.com
Finding springtime relief: Allergy season by the numbers
Apr 11 2025
Seasonal allergies can affect up to 60 million Americans. As pollen takes flight, here's a look at how people are spending....
empower.com
‘Cool’ produce: Healthier habits propel fruit and vegetable sales
Apr 11 2025
Shoppers are spending more time in the produce section these days as designer branding, social media, and popular weight-loss medications reshape consumer tastes....
empower.com
Where does the day go? And are naps bad?
Apr 08 2025
Retired in January, full of ideas about all the things I would do and get done. But it seems that between sleeping late and spending too much time scrolling on my phone in bed in the morning, by the t...
reddit.com
How Flexible Might You Have to Be in Retirement?
Apr 07 2025
Spending flexibility isn't only taking a little bit less from your portfolio for one year. It could mean spending a lot less for 10 years. The post How Flexible Might You Have to Be in Retirement? app...
whitecoatinvestor.com
As Tariff And Market Anxiety Rises, How Will Your Generation React?
Apr 04 2025
Tariffs triggered a market plunge, but the emotional impact spans generations—shaping spending, saving, and retirement plans from Gen Z, millennials, Gen X and boomers....
forbes.com
Why Are You Paying for This? 20 Everyday Items You Can Get for Free
Apr 03 2025
We all love a good deal, but nothing beats free. There’s something satisfying about getting what you need without spending a cent. The problem? Too many people still pay for things that have alw...
dadisfire.com
22 Unique Ways to Save Money That Most People Overlook
Mar 27 2025
If you’ve ever tried cutting back on spending but still felt like your money disappears too fast, you’re not alone. Traditional budgeting helps, but sticking to the same old advice doesn&r...
dadisfire.com
21 Reasons Why America’s Poor Stay Poor
Mar 20 2025
Poverty isn’t just about working harder or spending smarter. If it were that simple, millions of people wouldn’t be stuck in the same financial hole, generation after generation. The truth...
dadisfire.com
The new baby boom: Inside the $358 billion product market
Mar 20 2025
Babies are big business: The global baby products market was estimated at $357.9 billion in 2024, with two-income families in the U.S. spending as much as $23,380 yearly on average bringing up babies....
empower.com
Price check: Find out which states spend the most on groceries
Mar 20 2025
While soaring egg prices and picked-over egg aisles seem to dominate the headlines, supermarket prices on the whole are on a steady climb, and consumers in some states are spending more than others....
empower.com
All About That Process
Mar 15 2025
The future isn’t going to happen as you (or your financial advisor) assume, and your spending goals and actual spending are likely to change over time. Therefore, as previously discussed in our ...
howmuchcaniaffordtospendinretirement.blogspot.com
488: From Accumulating to Spending: 20 Lessons for a Happy & Successful Retirement with Christine Benz
Mar 11 2025
Today, I'm very excited to welcome Christine Benz back to the podcast. Christine is the Director of Personal Finance and Retirement Planning at Morningstar. She has become a trusted voice in the indus...
retirewithpurpose.com
Awaken Your Inner Vulture Investor To Survive And Thrive
Mar 08 2025
With fears of a recession rising again largely thanks to the Trump administration’s aggressive policy measures—tariffs, spending cuts, aggressive layoffs, and an increasingly combative tra...
financialsamurai.com
? Acting Social Security Chief Talks About Spending Cuts (AARP Article)
Mar 06 2025
FROM THE ARTICLE: Acting Social Security Chief Says Agency Moves Will ‘Prioritize Customer Service’. Dudek addresses spending cuts, office closures, data privacy fears in response to AARP ...
community.aarp.org
The 'Die With Zero' Rule of Retirement
Mar 05 2025
If spending makes you nervous, the 'Die With Zero' rule might be be for you. Because you don’t want to be the richest person in the graveyard....
kiplinger.com
The Best Retirement Spending Stories I've Heard This Year
Mar 04 2025
Are You Spending Your Money on What Truly Matters? A few weeks ago, I challenged you to do the most important thing you can with your money this year—not Roth conversions, not optimizing Social ...
buzzsprout.com
21 Ways to Invest in Yourself Without Spending Much
Mar 03 2025
Most people think investing in themselves requires big money. That’s a lazy excuse. The smartest investment isn’t in stocks, real estate, or business ventures, it’s in leveling up yo...
dadisfire.com
The Unsung Economic Engine: Retiree Pension Spending
Mar 03 2025
Retiree spending powered by U.S. private and public sector defined benefit pensions is substantial: $1.5 trillion in economic output, supporting 7.1 million jobs....
forbes.com
REPLAY | The Surprisingly Hardest Part of Retirement
Mar 03 2025
For countless retirees, the greatest challenge isn't saving money, but spending it. After years of diligent saving, the transition to drawing down those hard-earned funds can be fraught with anxiety a...
sites.libsyn.com
One Simple Tip to Make Spending Easy in Retirement
Feb 25 2025
One of the biggest ironies in retirement is that the people who save and invest the most often struggle the most with actually spending their money in retirement. In this video, I’ll walk you th...
buzzsprout.com
This Fintech’s Visa Card Keeps Grandpa From Blowing His Nest Egg
Feb 23 2025
True Link Financial offers a debit card with spending controls expressly designed for people with dementia, other cognitive deficits or addiction issues....
forbes.com
Root Talks: How to Overcome the Scarcity Mindset and Start Spending in Retirement
Feb 20 2025
You’ve worked hard, built wealth, and reached financial security… so why is it still so hard to spend? In this episode, we dive into the unexpected challenge of shifting from a saver&rsqu...
buzzsprout.com
Podcast Appearance And A New Show!
Feb 13 2025
Just a quick note today about some appearances around the internet! I’m on The Struggle Is Real podcast this week. I talk about frugality, spending experiments (including the joy of failure), an...
1500days.com
The Hidden Money Traps That Could Derail Your Retirement
Feb 13 2025
If you're spending a lot of your day scrolling on social media or glued to cable news, you might feel like your emotions are running a little high right now. Major life transitions can also cause our ...
keenonretirement.libsyn.com
Your Retirement Savings and Spending Should Change Under Trump
Feb 12 2025
These five strategies will safeguard your retirement savings and spending during this period of rapid change....
kiplinger.com
Going from a Saving to a Spending Mindset: How to Stop Worrying, Retire, and Enjoy It
Jan 31 2025
You, like many Boldin users, might have enough to retire, but are scared to start spending. Get 7 tips for moving to a spending mindset. The post Going from a Saving to a Spending Mindset: How to Stop...
boldin.com
16 Ways to Stop Wasting Money and Save More for Retirement (Like $100,000 More)
Jan 24 2025
It's easy to overlook dumb spending, pay hidden fees, or get scammed. Avoid the most common ways people waste money and save more for your retirement. The post 16 Ways to Stop Wasting Money and Save M...
boldin.com
Where do the biggest spenders live? Connecticut tops the list at $7,068 monthly
Jan 24 2025
While American consumers are feeling more optimistic, spending varies across the map depending on income, cost of living, savings habits, and other factors....
empower.com
GLP-1 medications: Transforming health and spending habits
Jan 24 2025
Appetite-suppressing medications like Ozempic, Wegovy, and Zepboundare reshaping more than waistlines — they’re transforming personal budgets, food habits, and even the economy....
empower.com
Retirement Researcher Advocates Actuarial Concepts for Adjusting Spending in Retirement
Jan 19 2025
Dr. David Blanchett, Head of Retirement Research at PGIM DC Solutions, has been recently active on LinkedIn, advocating his 2022 paper “Redefining the Optimal Retirement Income Strategy.” ...
howmuchcaniaffordtospendinretirement.blogspot.com
Child Tax Credit, Childcare Tax Credit, and Childcare Flexible Spending Accounts (FSA)
Jan 18 2025
Raising children is ultra-expensive, but there are ways that your kids can save you money when you're paying your income taxes. The post Child Tax Credit, Childcare Tax Credit, and Childcare Flexible ...
whitecoatinvestor.com
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