Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 4491

Should You Die With Zero?

Aug 09 2022

One of the most common personal finance questions I get asked is, "Am I saving enough?" Whether we are discussing saving for retirement, a child's education, or something else entirely, many people ar...

ofdollarsanddata.com

Earn More with a CD Ladder

Aug 09 2022

With rates crawling up, one way to keep your earnings on track is to spread out your cash....

kiplinger.com

How To Save For Retirement | Bankrate

Aug 08 2022

Here you’ll find tips for what you can do to improve your ability to save and what goals you should be aiming for starting today...

bankrate.com

Why You Should Never Retire

Aug 08 2022

When people ask me about retiring, I tell them I’ll retire when they pull the mouse out of my cold, dead fingers....

caniretireyet.com

Reject the Algorithm

Aug 02 2022

In the fall of 1990, the metal band Warrant was on the verge of releasing their new album "Uncle Tom's Cabin" when Jani Lane, the band's lead singer and primary songwriter, got a call. It was a record...

ofdollarsanddata.com

Where You Retire Matters - Eggstack

Jul 31 2022

The results are in and it turns out where you retire matters. Read on to see why and how much. Continue reading...

eggstack.com

Retirement Depression

Jul 28 2022

9 tips for combating this very common syndrome. Feeling sad or lacking energy and focus after retiring — is surprisingly common....

newretirement.com

Roth IRA Conversion Calculator | Personal Capital

Jul 27 2022

Estimate how much more or less you would owe in taxes by converting some or all of your account to a Roth with our easy-to-use Roth IRA conversion calculator....

personalcapital.com

Why This Crash is Worse Than 2020 (and Why It Might Be Over Soon)

Jul 26 2022

It's been a little over six weeks since the S&P 500 officially entered a bear market and U.S. stocks are still 17% below their all-time highs. Naturally, you might be wondering whether our current...

ofdollarsanddata.com

Buying into the market right before a Bear

Jul 25 2022

Market crashes are to be expected. They are the price we must pay for the long-term gains we seek....

jlcollinsnh.com

Keys to Building Wealth

Jul 23 2022

Building wealth can happen even after age 50! Just follow a few of these 28 best practices and habits consistently....

newretirement.com

401k vs 403(b): What's the Difference? | Personal Capital

Jul 20 2022

Both 401k and 403b are employer-sponsored retirement plans but with a few differences. Discover the features of a 401k vs 403b and which is right for you....

personalcapital.com

There Will Always Be Sorcerers

Jul 19 2022

In The Lucifer Principle, Howard Bloom tells the story of four tribes that lived in the Nilgiri hills of India prior to the arrival of the Europeans: One tribe, the Badaga, were farmers. Another, the ...

ofdollarsanddata.com

States That Don’t Tax Retirement Income | Personal Capital

Jul 18 2022

Depending on where you live, your retirement savings may last longer. Discover which states don't tax retirement income....

personalcapital.com

Why You’ll Probably Never Run Out Of Money

Jul 18 2022

As strange as it may sound, earning financial freedom is a lot easier for certain people than claiming that freedom once they have earned it....

mrmoneymustache.com

When Are Roth Accounts Better then Tax-Deferred?

Jul 18 2022

The Roth vs. tax-deferred investment debate requires a lot of assumptions about an unknowable future. Learn what factors impact your outcome....

caniretireyet.com

Can You Collect Unemployment and Social Security?

Jul 15 2022

Taking unemployment benefits and Social Security paychecks at the same time can have unexpected consequences....

money.usnews.com

Sell Slowly

Jul 12 2022

Have you seen the movie 21? Ever heard of the MIT blackjack team? Does the term "card counting" mean anything to you? If so, then you already know the story of how a clever group of students were able...

ofdollarsanddata.com

Your Financial Independence Number Is Not Real If Nothing Changes

Jul 11 2022

You can talk all you want about having enough money to be free. But if you’re still stuck in a suboptimal situation, like a broken marriage or a crappy job, you’re not really FI....

financialsamurai.com

Your Dynamic Safe Withdrawal Rate In Retirement Can Now Increase

Jul 09 2022

The Financial Samurai Safe Withdrawal Rate is a dynamic one that changes with the times....

financialsamurai.com

Retirement Calculator: How Much Money Will You Have For Retirement?

Jul 08 2022

Planning for retirement takes time and focus to get right. The sooner you start making a retirement plan, the more money you can save and invest for the long term. Use Forbes Advisor’s retirement ca...

forbes.com

Tips for Managing Money in Retirement

Jul 07 2022

In some ways managing money in retirement will be easier and in other ways it will be harder....

newretirement.com

7 Ways To Make Extra Income In Retirement

Jul 06 2022

If you’re looking to enjoy a comfortable retirement, you need income, and Americans have a number of ways to generate some....

bankrate.com

5 Surprise Retirement Expenses

Jul 05 2022

These unexpected expenses can derail your retirement. Here's how to get ahead of them....

schwab.com

In Defense of Dollar Cost Averaging

Jul 05 2022

Exactly 12 weeks ago I released my first book, Just Keep Buying. Though the responses to the book have been overwhelming positive, one critique I have seen a few times is that the book's main philosop...

ofdollarsanddata.com

How to apply for Social Security

Jul 01 2022

A quick and easy guide for how to apply for Social Security retirement, spousal and disability benefits as well as for Medicare....

aarp.org

The 10 Best Places to Retire in the U.S.

Jun 29 2022

To help you decide where you’d like to hang your hat—or, dare we say, park your vintage convertible?—we've rounded up the best places to retire in the U.S....

cntraveler.com

When Should You Hire a Financial Advisor?

Jun 28 2022

Should you hire a financial advisor? Are they worth the cost? Is now the right time? If you've ever asked yourself any of these questions, then this article is for you. With all the wealth that has be...

ofdollarsanddata.com

60 Creative Ways to Make Money in Retirement

Jun 27 2022

Many of us need to make extra money in retirement. Are you in need of a creative idea for side income?...

sixtyandme.com

Required Minimum Distribution Rules | Sensible Money

Jun 24 2022

The IRS requires you to take withdrawals from retirement accounts once you reach age 72. Here's how it works....

sensiblemoney.com

Think Outside the Portfolio

Jun 21 2022

It's official—we've entered a bear market. With the brutal selloff last week, the S&P 500 is now 23% off its highs.But what makes this bear market particularly difficult is that many other asset...

ofdollarsanddata.com

Which is Safer: Rental Houses or Stock Investments? (a Case Study)

Jun 21 2022

During our recent discussion on Inflation, a Badass reader stopped by and caught my attention by dropping the following block of wisdom into the comments section:  “A final note if you are worr...

mrmoneymustache.com

Too Good to Be True

Jun 14 2022

A friend of mine was laid off a few months ago and has had a tough time on the job market since. After weeks of applying and getting nowhere, they received a bit of hope—a glowing email response. Th...

ofdollarsanddata.com

What is Retirement Like? - Eggstack

Jun 14 2022

Have you ever wondered what retirement is like? Many people haven’t given it much thought. Today on Eggstack, we gaze into the crystal ball to see what retirement is like. Continue reading...

eggstack.com

Solve Life Backwards

Jun 07 2022

My college advisor once told me something that would fundamentally change how I make decisions: Solve life backwards I didn't know what he meant when he first said it, so he went on to explain: It's m...

ofdollarsanddata.com

A Guide to Your IRA

Jun 02 2022

You can reduce your tax bill by saving for retirement in an IRA....

money.usnews.com

Ira

What Is an Annuity and How Does It Work? | Personal Capital

May 31 2022

What is an annuity? What are the pros and cons of annuities? Should you add annuity to your retirement portfolio? What should you know before you buy?...

personalcapital.com

Rallies to the Bottom

May 31 2022

After seven straight weeks of losses, the S&P 500 posted a weekly gain of 6.6% through last Friday's close. The good news is that the market pain we've been experiencing might be over. As Bret Ken...

ofdollarsanddata.com

How to Start Saving for Retirement | Personal Capital

May 27 2022

The most important step for retirement is to simply start saving for it. Get five actionable strategies to kick off your retirement planning....

personalcapital.com

The Most Affordable Places to Retire in the US - Leisure Freak

May 24 2022

Are you looking for the most affordable places to retire in the US? We've got all the best ones in this guide!...

leisurefreak.com

How to Not Panic

May 24 2022

Does the following quote seem accurate to you? Throughout the pandemic, the nation lacked a uniform policy about gathering places, and there was no central authority with the power to make and enforce...

ofdollarsanddata.com

Finally, a Stock Market Crash!

May 20 2022

Well, that was kinda sudden! In the three months or so since we last spoke, the world has become an entirely different place – at least for those of us who keep up with any sort of international...

mrmoneymustache.com

Ways to Improve Your Financial Decision Making

May 19 2022

Making the right decision is important. Financial decision making is especially critical. Here are 13 tips for a wealthier future....

newretirement.com

10 Steps to Max Out Your IRA

May 17 2022

Here's how to reduce your tax bill while saving for retirement....

money.usnews.com

Ira

Revenge is Easy, Kindness is Hard

May 17 2022

I once got two guys fired because they pissed me off. But, before we get to that, some context... In the psychological literature, the Big Five personality traits are considered the gold standard for ...

ofdollarsanddata.com

Right Now, But Wrong Later

May 10 2022

Though the market is only 15% off its highs, as my colleague Michael Batnick recently wrote, "It feels a lot worse." And it does. Bonds are having one of their worst years ever, stocks are down, and i...

ofdollarsanddata.com

Three Years of FIRE

May 09 2022

What are my thoughts about early retirement three years after leaving the corporate job?...

stopironingshirts.com

We All Knew This Would Happen

May 03 2022

One of the most expensive dining experiences you can have in New York City is at Masa. An upscale sushi restaurant located in Midtown Manhattan, Masa offers an omakase tasting that starts at $750 per ...

ofdollarsanddata.com

The Most Reliable Way to Build Wealth Revealed

Apr 29 2022

This week I sat down with Charles Payne at Fox Business to discuss my new book, Just Keep Buying, and why it's never been more relevant for individual investors: Watch the latest video at foxbusiness....

ofdollarsanddata.com

Roth 401k vs. Roth IRA: Key Differences | Personal Capital

Apr 27 2022

The biggest differences between a Roth 401k vs a Roth IRA are contribution limits, eligibility criteria, and required minimum distributions in retirement....

personalcapital.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.