Discover the Best Insights for Every Stage of Retirement

Can Custom Challenge Coins Spark Better Team Collaboration?

Can Custom Challenge Coins Spark Better Team Collaboration?...

What is a Virtual Data Room and Why You Should Use One

What is a Virtual Data Room and Why You Should Use One...

What Should You Not Use a Loan to Purchase? 10 Terrible Ideas

What Should You Not Use a Loan to Purchase? 10 Terrible Ideas...

Americans' Retirement Readiness Gets a Bad Grade in One Area

Millions of Americans score poorly on retirement readiness due to this Achilles' heel. Are you prepared?...

The Sunday Best 04/13/2025

We often don’t realize how our past shapes our relationship with money. I remember a bus trip with college friends ... Read more...

23 Passive Income Moves That Pay Off (Even with Little to Invest)

Most people aren’t broke because they don’t make money. They’re broke because they only make money when they work. The moment the job stops, so does the income, and that’s the ...

Are You Really Middle Class? 23 Clues Someone Is In The Middle Class

Middle class. You hear the term all the time, but what does it really mean? Is it about income, mindset, lifestyle or just surviving while everyone else looks rich on social media? Most people think t...

Best Places for LGBTQ People to Retire Abroad

LGBTQ people can safely retire abroad, but they must know a country’s laws and level of support — going beyond the usual retirement considerations....

Financial Planning's Paradox: Balancing Riches and True Wealth

While enough money is important for financial security, it does not guarantee fulfillment. How can retirees and financial advisers keep their eye on the ball?...

A Confident Retirement Starts With These Four Strategies

Work your way around income gaps, tax gaffes and Social Security insecurity with some thoughtful planning and analysis....

Lost and Found Retirement Accounts

I checked lostandfound.dol.gov and got three hits for old accounts. One of them was a stock ownership plans and the others were 401ks. There is quite a bit of money in there. I saw a post from someone...

401Ks from 2 employers. Can I rollover the last company’s 401k to 1st 401k?

I have 2 different 401k plans from 2 different employers. Worked at Company 1 1980 - 2015 and then retired. Worked at Company 2 2015 - 2024. Have been retired now for 1 year and not drawing from eithe...

Your weekly /r/Retirement roundup for the week of April 01 - April 07, 2025

Tuesday, April 01 - Monday, April 07, 2025 Most Commented score comments title & link 94 147 comments How financial advisors treat couples 12 41 comments Help with our first ROTH conversion Top Co...

The Stock Market Tanked This Week; Is This Time Different?

With the stock market cratering, let's explore the idea of this downturn being different than before. What do the experts say? The post The Stock Market Tanked This Week; Is This Time Different? appea...

The Mindset Shifts That Make People Wealthy (Or Keep People Broke)

Thinking rich starts long before you have money in the bank. It starts in how you think about time, risk, effort, and freedom. That’s the difference between staying stuck and building something ...

Forced retirement, or just not up to finding another job?

I’ve seen a number of posts by people who are trying to decide to retire because there was something at the job that had become intolerable. Or people who had been offered a package earlier than...

Save $1,000 in 30 Days: 19 Steps Actually Work

Most people don’t have a money problem, they have a habits problem. You don’t need to earn more, you need to stop losing what you already make. That’s how saving $1,000 in 30 days go...

Six Reasons to Disinherit Someone and How to Do It

Whether you're navigating a second marriage, dealing with an estranged relative or leaving your assets to charity, there are reasons to disinherit someone. Here's how....

Should You Still Wait Until 70 to Claim Social Security?

Delaying Social Security until age 70 will increase your benefits. But with shortages ahead, and talk of cuts, is there a case for claiming sooner?...

Retirement Planning for Couples: How to Plan to Be So Happy Together

Planning for retirement as a couple is a team sport that takes open communication, thoughtful planning and a solid financial strategy....

Market Turmoil: What History Tells Us About Current Volatility

This up-and-down uncertainty is nerve-racking, but a look back at previous downturns shows that the markets are resilient. Here's how to ride out the turmoil....

Mega Backdoor Roth IRA Conversion in Your 401(k) or 403(b)

Here's everything you need to know about Mega Backdoor Roth conversions and whether they're the right move for you in the long run. The post Mega Backdoor Roth IRA Conversion in Your 401(k) or 403(b) ...

Everyone Has A Plan…

I’ve been thinking a lot about the current state of the markets. I feel bad for the folks who are freaking out, although I can see where they’re coming from. Most of the folks in my circle...

Up to 85% of your Social Security benefits could be taxes – take these steps now!

To read this story on KSL.com, click here. Up to 85% of your Social Security benefits could be taxed. Many families planning for retirement don’t realize this – or how…...

Deja vu all over again

April 7, 2025 Deja vu all over again A few short years ago my blog comment section and social media were blowing up. Panic was in the air. The comments were varied, but uniformly convinced this time w...

28 Signs Someone Might Be Lower Middle Class and Not Know It

Have you ever hear someone say, “We’re not poor, we’re just in between”? That “in between” is real, and it’s tighter than most people admit. One paycheck late...

The Precarious Life of Dual Unemployed Parents (DUPs)

With a likely recession and potentially stagflation on the horizon, I suspect many more families will join us as DUPs: Dual Unemployed Parents. Mass layoffs and company shutdowns will ripple through t...

Medicare Enrollment Trap: Incomplete Instructions

Given the current climate, those applying for Medicare need to do everything they can to ensure they do it right the first time....

What 401(k) Savers Near Retirement Can Do Amid Market Volatility

Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k)....

Question on moving my 401k funds into an IRA when i retire and leave my company

retiring at 59+ Basically, my question is, concerning losses in the 401k, people say its only a loss if you sell. But when i go to retire, if the market is still down, is that going to be a loss? In o...

Which office tech have you replicated and which have you gladly kissed goodbye?

In the old days our parents could just raid the office stationery cupboard on their way out the retirement door and keep themselves in staplers and notepads for life. Which tech tools from your workin...

Workers Drop Health Insurance, Stabilizing Employer Costs

The cost to employers of providing their workers with health insurance has remained fairly stable for years. At first blush, this seems like good news for workers. When benefit costs rise, employers t...

I Retired Early: Work Optional Is Not Financial Independence

I’ve been thinking a lot about work optional versus Financial Independence Retire Early (aka FIRE). If you haven’t heard these terms, I’ll explain them shortly after I get through th...

Dave Ramsey Exposes 6 Retirement Myths That Could Put Your Funds At Risk

You ever hear someone say, “Retirement? I’ll figure it out later”? That’s exactly the kind of thinking that keeps people working until they’re 78. It’s not that mos...

Could You Retire at 59½? Five Considerations

While some people think they should wait until they're 65 or older to retire, retiring at 59½ could be one of the best decisions for your quality of life....

Markets Roller Coaster: Resist the Urge to Make Big Changes

You could do more harm than good if you react emotionally to volatility. Instead, consider tax-loss harvesting, Roth conversions and how to plan for next time....

Pets, gold, and Bitcoin: Why ETFs are having their moment

From sector-focused strategies to volatility-hedging tools to niche themes such as pet care and esports, today’s ETFs are expanding far beyond their original designs....

Finding springtime relief: Allergy season by the numbers

Seasonal allergies can affect up to 60 million Americans. As pollen takes flight, here's a look at how people are spending....

‘Cool’ produce: Healthier habits propel fruit and vegetable sales

Shoppers are spending more time in the produce section these days as designer branding, social media, and popular weight-loss medications reshape consumer tastes....

How to file a tax extension: Everything you need to know

Not ready to file taxes by April 15? Here's how to file an extension with the IRS. Some states have been declared federal disaster areas, providing some taxpayers automatic extensions....

Teens take financial literacy into their own hands

Students are taking financial education into their own hands, and there is a growing ecosystem of school-based, nonprofit, and digital programs to meet demand....

How emotions and mood influence financial behavior

Financial literacy often brings to mind budgets, investments, and market headlines. But beneath the spreadsheets and strategy is something just as powerful: psychology....

How to Reduce Homeowners Insurance Costs Without Sacrificing Coverage

If you're looking to lower the cost of how much you pay in homeowners insurance premiums, here are some tips to think about. The post How to Reduce Homeowners Insurance Costs Without Sacrificing Cover...

Future Economic Possibilities: How You Can Prepare for Any Future Up or Downturn

Future economic possibilities? There is a lot that can go wrong (and right)! Be prepared for anything with the right plans. The post Future Economic Possibilities: How You Can Prepare for Any Future U...