Discover the Best Insights for Every Stage of Retirement

Nine Things You May Not Know About Social Security

Even if you’ve been collecting benefits for years, you may have more to learn....

How the OBBB Impacts High Earning FAANG Employees

A FAANG-focused breakdown of the One Big Beautiful Bill (OBBB). What actually changes for high earners, W2 employees, and FIRE planners....

Annuities and life insurance form the bedrock of solid financial plans

Side products no more, life insurance and annuities can make financial longevity possible for clients at all AUM levels....

How Americans are getting financially stronger

Saving more and spending less — all while finding joy. Americans are walking a balance, but doing it confidently....

Can $1 million last through retirement?

For years, $1 million has been a benchmark for retirement savings, but can it last through the golden years? That depends on several factors, including state of residence....

Student loans hit Gen Z—monthly payments now over $500

Almost one in three (31%) Americans with student loans have noticed an increase in their monthly payments in the last six months, according to new research from Empower....

Summer glam, now bundled: How travel platforms are going full-service

From in-home chefs to curated spa getaways, travel companies are redefining vacation convenience at a click....

What makes a millionaire? 30 revealing stats for 2025

What makes a millionaire? There are many paths to financial success: from 401(k) millionaires to savvy planners, these insights reveal how wealth is built and sustained across the U.S. and around the ...

Money meets lifestyle: Consumers spend $2.1 trillion on experiences

Increasingly consumers are putting their money where the memories are, investing disposable income in authentic experiences that resonate emotionally....

Proposed Law Would Mandate Automatic Enrollment Into Medicare Advantage

Proposed law would automatically enroll some people in Medicare Advantage plans and lock them into that plan for 3 years....

Investment Red Flags You Can’t Afford to Ignore

Bad investments don’t come with warning labels. They come with smooth talk, fake urgency, and “too good to fail” promises. Even smart investors lose money when they ignore the red fl...

Average 401(k) Match: Do You Work for a Generous Company?

Here is the average 401(k) match and the top 20 companies as measured by their match policies. A generous 401(k) match provides a more secure retirement....

How Advisers Can Steer Their Clients Through Market Storms (and Strengthen Their Relationships)

Financial advisers need to be strategic when they communicate with clients during market volatility. The goal is to not only reassure them but to also help them avoid rash decisions, deepen your relat...

Stablecoins are on the rise. What could it mean for investors?

This digital currency is gaining momentum based on its potential for greater stability, and pending legislation may help boost it into the consumer mainstream....

Robotaxis hit the road in more American cities

Autonomous driving expands into new cities like Atlanta and Austin, as partnerships look to fuel faster growth....

Amazon Prime Day 2025: What’s Worth Buying and What to Skip, According to These Top 5 Deal Guides

The summer onslaught of deals is here. Prime Day 2025 kicked off at 12:01 a.m. PST on July 8 and ... Read more...

Social Security Email About 'Big Beautiful Bill' Tax Changes Sparks Confusion

Here’s what’s really happening with taxes on Social Security benefits under Trump’s new tax plan....

Prior Authorization Coming to Traditional Medicare Starting in 2026

The Centers for Medicare and Medicaid Services (CMS) will implement prior authorization requirements for certain traditional fee-for-service Medicare services in six states starting next year....

13 College Majors That Lead to the Lowest Salaries

Not all college degrees lead to big salaries. The hard truth is, passion alone doesn’t pay the bills, and certain majors fall short financially, even decades after graduation. In this gallery, y...

17 Habits That Quietly Build Wealth

Wealth rarely shows up all at once. It usually builds quietly in the background while everyone else is chasing shortcuts. The difference isn’t luck, it’s consistent habits repeated over ye...

New Social Security Commissioner Politicizes The Trusted Agency

trends and policies are happening to Social Security that suggests the agency is becoming more politicized...

Cash Balance Plans: An Expert Guide to the High Earner's Secret Weapon for Retirement

Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement savings and reduce taxes....

Big Beautiful Bill Estate Planning Ideas

The Big Beautiful Bill changes your estate planning. What should you do now? What is different? More access (SPATs and DAPTs), more flexibility, non-grantor trusts....

The Emotions Behind Short-Term Trading: The Other 5% of Your Money

This was my first attempt at short-term trading, trying to take advantage of market volatility with a strategy to score some quick cash. The post The Emotions Behind Short-Term Trading: The Other 5% o...

Trump's new law cuts both ways for Social Security beneficiaries

A provision in Trump's tax and budget law gives seniors 65 and older a new deduction that offsets Social Security taxes for most retirees. While it helps many keep more money, it also accelerates the ...

Parenting in the Time of AI: A Physician’s Reflections on Our Kids’ Future

I haven’t watched the Oscars in years, but somehow I always know who slapped whom, which deserving actor got snubbed, ... Read more...

It's sad watching my young colleagues throw free money away.

Recently turned 60 and choose to still work even though I do not need to. My spouse and I came from homes where saving and planing for the future were a priority. We both started saving and investing ...

Should I Replace the Car Before I Retire?

Retiring at 58+ in about 35 days on a defined benefit pension and deferred comp. Will start taking SocSec at 62!! To avoid a big repair later when "fixed income" is in full effect, I've been toying wi...

Should I take the classes I want at community college or work towards a degree?

I retired in March of 2024 and decided to go back to school to take a photography class at my local community college. I enjoyed the class so much that I enrolled in another photography class for the ...

Broken friendships in retirement after age 59

Just wondered if anyone had fallout from relationships due to retirement circumstances. For example, I had one "friend" my age who says they cannot retire and is still working. This friend has divorce...

Need help with achieving my retirement satisfaction.

Ive been retired for 6 years and wasted away with laziness. Remember Leave it to Beaver? My childhood sucked. I’ve always wanted to have the LITB house organization. I want to have all the crap ...

Retiring 7/31 - Question on Balance of 401K

I am retiring on 7/31 and have already transferred the bulk of my 401K to a qualified IRA at Schwab. However, I still have about 1/3 of my qualified savings in my employer's 401K program and it's 100%...

Why Companies Say They’re Firing Gen Z Very Quickly

Gen Z is stepping into the workforce, but many aren’t staying long. Managers across the country say they’re firing younger workers faster than ever. In this gallery, we’re breaking d...

The Hidden Costs of Caregiving: Crisis Goes Well Beyond Financial Issues

Many caregivers are drained emotionally as well as financially, leading to depression, burnout and depleted retirement prospects. What's to be done?...

Practicing Under Stars: The Quiet Tyranny of Online Physician Reviews

The customer is always right. It’s the mantra of retail, hospitality, and nearly every service industry that thrives on satisfaction ... Read more...

Five Things You Can Learn From Jimmy Buffett's Estate Dispute

The dispute over Jimmy Buffett's estate highlights crucial lessons for the rest of us on trust creation, including the importance of co-trustee selection, proactive communication and options for confl...

I'm a Financial Adviser: For True Diversification, Think Beyond the Basic Stock-Bond Portfolio

Amid rising uncertainty and inflation, effective portfolio diversification needs to extend beyond just stocks and bonds to truly manage risk....

I'm a Retirement Psychologist: Money Won't Buy You Happiness in Your Life After Work

While financial security is crucial for retirement, the true 'retirement crisis' is often an emotional, psychological and social one. You need a plan beyond just money that includes purpose, structure...

Social Security Is Still Taxed Under the New 2025 Trump Tax Law

The new 2025 Trump tax law doesn't eliminate federal income tax on Social Security benefits. Social Security is still taxable just as before. Learn the Nuts and Bolts I put everything I use to manage ...

My Health Wasn't FIRE-Ready

I started going fishing every few days after I was laid off 2 years ago. It was a great way to get outside and clear my head. It was one of the things I built my day around. Take my daughter to school...

Millionaire Migrations: Where Millionaires Are Moving Globally

If you became a newly minted millionaire, where would you migrate to? Due to inertia, I bet most of you would stay right where you are. A lot of us are afraid of change, which is why we stay at jobs w...

CFA And Early Retiree Reviews Del Walmsley’s Lifestyles Unlimited

Del Walmsley promises financial freedom through real estate. His company, Lifestyles Unlimited, teaches people how to use leverage, rental income, and mindset to retire early. But does Lifestyles Unli...

How to Make the Most of a Low-Interest Mortgage

Everyone’s talking about it lately. Mortgage rates are high again, but millions of homeowners are still sitting on ultra-low fixed rates locked in during the pandemic, loans in the 2s, 3s, or lo...

The Sunday Best (07/06/2025)

Private Equity has outperformed global stock markets over the past 25 years, although that’s not a guide to the future. ... Read more...

What’s Been Your Biggest Splurge Recently?

We talk plenty about how you have to live a good life along the way to retirement. And sometimes it’s OK to splurge in the present. The post What’s Been Your Biggest Splurge Recently? appe...

Ask the Editor, July 4: Tax Questions on Inherited IRAs

In this week's Ask the Editor Q&A, we answer tax questions from readers on the rules on inheriting IRAs....