Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 4665

The Best Places to Retire in Texas

Dec 12 2022

These Texas cities have mild winters, low taxes and affordable housing for retirees....

money.usnews.com

Exploring the Best Active Adult Communities in Williamsburg, VA

Dec 12 2022

December 13, 2022 — Way back in 2011 our faithful correspondent Jay Michaels shared his adventures from visiting the most famous active adult and 55+ communities in the Williamsburg, VA area. Hi...

topretirements.com

Downsizing in Retirement: Great Idea, Not Without Its Costs

Dec 10 2022

December 11, 2022 — One of the best pieces of advice we have heard is to think about downsizing in retirement. Finding a smaller, lower maintenance place to retire can unlock equity in your home...

topretirements.com

The California Effect

Dec 10 2022

One of the reasons I don’t write as often these days is that my life has gradually evolved into a Personal Finance Bubble.  The people around me have learned to be purposeful with their money, ...

mrmoneymustache.com

Why Weakness in the Economy Doesn’t Mean Weakness in the Stock Market

Dec 06 2022

Today I sat down with Charles Payne at Fox Business to discuss how much growth you can expect in your portfolio, why the stock market isn't the economy, and how to prepare yourself for the possibility...

ofdollarsanddata.com

Most Tax Friendly States for Retirement – 2023

Dec 06 2022

Dec. 7, 2022 — For the people who see red when they think about paying taxes, the good news is that there are plenty of tax friendly states to retire in. There are enough choices that they can p...

topretirements.com

My Favorite Investment Writing of 2022

Dec 06 2022

With 2022 coming to a close, it’s time for my annual tradition of gathering my favorite investment writing of the year. I started this tradition in 2017, and have continued it ever since (2018, 2019...

ofdollarsanddata.com

403b vs. 457: What's the Difference?  | Personal Capital

Dec 05 2022

Understand the difference between the two types of retirement plans available for public sector and non-profit workers....

personalcapital.com

4 Steps to Take if You Lose Your Job Near Retirement

Dec 05 2022

Being let go from a job later in life can lead to financial disaster, but there are some things you can do to help lessen the damage....

kiplinger.com

Get Your Financial House In Order Before Launching Your Retirement Side Hustle

Dec 05 2022

Just because you’ve got that big pile of cash staring at you doesn’t mean you should use it to fund your side business....

forbes.com

What’s up with Bonds

Dec 04 2022

This time, most of the concern is around what’s up with bonds falling along with stocks....

jlcollinsnh.com

What Will Social Security Look Like When You Retire?

Dec 03 2022

A significant cost-of-living increase was recently announced for those receiving Social Security benefits, to help offset the toll high inflation has taken on many seniors' wallets. Yet experts warn t...

cnet.com

Did You Hit Age 72 in 2022? Get Ready to Take Your RMD

Dec 03 2022

December 4, 2022 — Folks who were born in 1950 face their first Required Minimum Distributions (RMDs) from their IRAs and 401(k) type plans. The SECURE Act of a few years ago fixed the age for R...

topretirements.com

A values-driven life

Dec 02 2022

Hello, friends. Just a quick note to let you all know that my life, at last, seems to be settling. A full two months after the death of my mother, the fog has lifted and I find that I'm motivated to p...

getrichslowly.org

I Have $1 Million and I Still Can’t Afford to Retire!

Dec 01 2022

If you think that with a million dollars in the bank you would be on easy street when it comes to retirement, think again...

newretirement.com

The Bucket Strategy In A Bear Market

Nov 30 2022

The question is: were you prepared? We implemented the bucket strategy as our defense when I retired 4 years ago, and this year we’re facing our first real test of the bucket strategy in a bear ma...

theretirementmanifesto.com

How Much Growth Can You Expect?

Nov 29 2022

Imagine I present to you a magical box that can turn your money into more money. The only problem is that you don't know exactly how much more money you'll get from this box. You could put $100 into t...

ofdollarsanddata.com

Are You Too Old to Benefit From a Roth IRA?

Nov 29 2022

Here's how to decide if you should contribute to a Roth IRA near retirement....

money.usnews.com

Can You Really Retire on Social Security Alone?

Nov 27 2022

Social Security can be a lifeline in retirement, but just how far will your benefits go?...

fool.com

How do you know if you're ready to retire?

Nov 27 2022

When to retire is not a magic number on your 401k. It's not a certain age. When to retire is a feeling inside that just says I am done....

quora.com

Good News for Retirees: Sex Is Good for You!

Nov 26 2022

November 27, 2022 — Researchers at The John Hopkins Sex and Gender Clinic have a message for people over 50: “It’s not just for young people.” In an article at AARP, Kate ...

topretirements.com

Why You Can't Just Bank on Dividends for Retirement Income

Nov 25 2022

You need a multi-layered plan with different types of assets and income streams....

fool.com

Retiring to Another State? Here’s What You Need to Know

Nov 23 2022

November 22, 2022 — So you’ve done your research and found the best town and state for your retirement – great! But before you pull that trigger, here is one last checklist to go ove...

topretirements.com

Learning to Live

Nov 22 2022

In my six years of publishing blog posts every Tuesday, I've never had the pleasure of releasing a post on my birthday...until now. But, rather than write one of those stereotypical "33 lessons in 33 ...

ofdollarsanddata.com

How to Invest $100,000 for Retirement

Nov 22 2022

Consider these strategies to invest a lump sum for retirement....

money.usnews.com

Should You Change Your Investment Strategy?

Nov 21 2022

Investors love to talk about their winners. We must honestly examine our poor decisions to do better with our investments....

caniretireyet.com

10 Best Places to Retire Around the World in 2022

Nov 19 2022

These are the best places to retire in the world — with low cost of living, quality healthcare, and more perks....

travelandleisure.com

Definitive Guide for Deciding When To Retire | Personal Capital

Nov 17 2022

Planning for retirement can be exciting and a bit overwhelming. Discover the seven factors you need to consider for determining when to retire....

personalcapital.com

Best TED Talks on Money, Retirement, and Aging

Nov 17 2022

Want a short cut to a wealthy and happy retirement? These 23 Best TED Talks can help you feel inspired, be smarter and have a better future....

newretirement.com

Ask an advisor: Should I get a traditional or Roth 401(k)? My company offers both

Nov 15 2022

A young engineer in Providence faces two choices for a lifetime of retirement saving. Advisors weigh in....

financial-planning.com

Proof of Work

Nov 15 2022

I saw the early warning signs, but later excused them all. First there was the friend of a friend who made 10x his money trading crypto in 2021 and told me that he "only needed to make 8x this year" t...

ofdollarsanddata.com

The Best Decumulation Age To Start Spending Down Your Fortune

Nov 15 2022

Dying with millions is silly. You will have wasted all that time, stress, and energy if you do....

financialsamurai.com

How to Get the Most Out of Your Visit to an Active Adult Community

Nov 15 2022

November 16, 2022 — With people more and more willing to travel these days, some of those trips will be to explore active adult or 55+ communities as potential places to retire. We have just upd...

topretirements.com

How Does Medicare Work After Retirement?

Nov 14 2022

One of the most important topics in retirement is Medicare. Here is the lowdown on how it works and what it may cost you....

investopedia.com

12 States That Tax Social Security Benefits

Nov 14 2022

You may have dreamed of a tax-free retirement, but if you live in one of the states that tax social security, your benefits could take a hit....

kiplinger.com

The Ideal Financial Scenario In Retirement: Conservative Returns, Steady Income

Nov 14 2022

The ideal financial scenario in retirement is when you have a steady income and steady returns. The goal is to not worry about money....

financialsamurai.com

New Florida Law, SB 154, Sends Tsunami Towards Florida Condo Market

Nov 12 2022

Update June, 2023 – In another development, Governor DeSantis recently signed the much anticipated Surfside Glitch Bill, SB 154, into law. The bill relieves some of the ambiguity in SB 154. It a...

topretirements.com

Best Places to Retire for Seniors

Nov 10 2022

Where should I retire? This question has as many different answers as there are people asking....

seniorliving.org

Types of Retirement Plans for Individuals in 2023 | Personal Capital

Nov 10 2022

Retirement planning can be exciting, but for many, the actual savings part can feel overwhelming. Learn about the different types of retirement plans here....

personalcapital.com

Poverty Rate Rising for America’s Elderly

Nov 09 2022

Nov. 10, 2022- A disturbing statistic emerged in 2021. In that year 10.7% of America’s over 65 population lived in poverty, up from 9.5% in 2020. While that is a lot better than the third of eld...

topretirements.com

How Do the Wealthy Invest?

Nov 08 2022

Do the wealthy invest differently from everybody else? And, if so, what can we learn from them? A month ago Bank of America released their 2022 Private Bank Study of Wealthy Americans, which attempted...

ofdollarsanddata.com

Don’t Want a Florida Retirement? How About These Great Places

Nov 08 2022

November 9, 2022 — Even though the Sunshine State typically adds 900 new residents every day, it still has plenty of detractors. You have probably run into many of them, often at a party where p...

topretirements.com

401k Early Withdrawal Calculator | Personal Capital

Nov 04 2022

Use this free 401k early withdrawal calculator to understand the potential impacts of an early withdrawal on your long-term savings....

personalcapital.com

A man of no ambition

Nov 02 2022

A memory came to me this morning while I was walking the dog, a memory of those days when I was fresh out of college and just beginning to work for my father...

getrichslowly.org

401(k) Contribution Limits for 2023 | Personal Capital

Nov 01 2022

Get the details on 401k contribution limits for 2023 in order to determine how much you want to stow away in your employer-sponsored retirement account....

personalcapital.com

The Present Defines the Past

Nov 01 2022

Almost two years ago, I wrote a post about some regrets I had early in my career. As I stated: While many of my friends went off to big tech firms (i.e. Facebook, Amazon, Uber, etc.) and got that swee...

ofdollarsanddata.com

Spousal Incompatibility in Retirement? Try These Ideas!

Nov 01 2022

November 2, 2022 – Thanks to everyone who took the time to take last week’s instant poll on spousal compatibility around retirement decisions. The good news is that the vast majority of yo...

topretirements.com

10 Retirement Hot Spots in the U.S.

Oct 29 2022

Many Americans are hoping to retire in these desirable retirement spots....

money.usnews.com

7 Big Retirement Risks to Avoid

Oct 28 2022

As people live longer and costs keep climbing, we offer some tips on how to navigate the changing retirement landscape....

kiplinger.com

14 States That Won't Tax Your Pension

Oct 28 2022

Some states have pension exclusions with limitations based on age and/or income. But these states don't tax pension income at all, no matter how old you are or how much money you have....

kiplinger.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.