Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 4665
Holiday Touch Retirement Living Communities
Dec 26 2022
These are communities where you can move in and age in place....
baby-boomer-retirement.com
Can You Buy Happiness?
Dec 26 2022
I went to the mall the other day to pick up some family Christmas presents, and boy was it packed! What happened to all the doom and gloom in the media, complaining about inflation and recession fears...
millennial-revolution.com
December 2022 Best of the Web
Dec 26 2022
It’s been a wild ride this year. All asset classes took a beating. Financial scams dominated the news. A new law is being finalized at the end of 2022 that will substantially impact our financia...
caniretireyet.com
Should You Make an HSA Your Main Retirement Savings Account?
Dec 25 2022
Even though health savings accounts, or HSAs, are meant to help people set money aside for healthcare expenses, you'll often hear that they can double as a retirement savings plan....
fool.com
Here We Go Again with the 4% Rule and “Safe” Withdrawal Rates
Dec 25 2022
Last year Morningstar told us that the 4% Rule was really 3.3%. This year, based on revised assumptions about the future, they tell us that it is now 3.8%...
howmuchcaniaffordtospendinretirement.blogspot.com
Help Us Choose Charities to Give To!
Dec 24 2022
By Dr. James M. Dahle, WCI Founder There are five important money activities in your life, and it takes work to do them all well. These include: Earning, Saving, Investing, S...
whitecoatinvestor.com
Finishing Your Training This Year? Avoid This Costly Mistake
Dec 23 2022
By Dr. James M. Dahle, WCI Founder I receive numerous emails every year, probably at least once a month, from new attending physicians asking for help with a mistake they have made. It occurs...
whitecoatinvestor.com
How the Spending Bill’s New Retirement Rules Will Affect Roth IRAs and 401(k)s
Dec 23 2022
Want to transfer money from a 529 plan to a Roth I.R.A. or get an after-tax employee match in your Roth 401(k)? You may be in luck....
nytimes.com
SECURE 2.0 Passes—Here’s What It Means To Your Retirement
Dec 23 2022
In the dark of the night, snuggled within the 4,000+ page Omnibus Bill meant to keep the machine of government well-oiled, lies a passage that may change the future of retirement saving....
forbes.com
Families can make a tax-free rollover from 529 plans to Roth
Dec 23 2022
Lawmakers say new rules would rescue funds from tax penalties and promote more college savings....
cnbc.com
Cheap Places to Travel 2023
Dec 22 2022
Looking for cheap places to travel? We did a little digging to find the countries where the U.S. dollar goes the furthest right now, from central Europe, southeast Asia, and more....
cntraveler.com
Big RMD Changes and 11 Other Retirement Planning Headlines from SECURE 2.0 and the Omnibus Spending Bill
Dec 22 2022
It has been said that nothing happens in Washington. However, if all goes according to plan, the Omnibus Spending Bill will pass with lots of sweeping legislation, including big changes almost immedia...
newretirement.com
Finance for the Whole Family
Dec 22 2022
Today we answering your questions around family finances. We address questions about 529s, dependent care FSAs, what to do when you can't live like a resident, custodial roth accounts for your kids, a...
whitecoatinvestor.com
How Risky Should Your Retirement Portfolio Be?
Dec 22 2022
When interest rates were above 6% a little over 20 years ago many retirees put most of the retirement savings into treasury bonds and lived off of that income. They weren’t worried about the ups and...
mywealthtrace.com
Retirement Calculator
Dec 22 2022
Watching your retirement age decrease as you increase your savings illustrates the power of your savings rate and the real possibility of early retirement. We recommend you come back to this tool ofte...
playingwithfire.co
What’s the most tax-efficient way to use my required minimum distribution to make a charitable donation?
Dec 22 2022
You asked just in time! You have until Dec. 31 to make a qualified charitable distribution (QCD) from your IRA or other tax-deferred retirement plan and have it count toward your required minimum dist...
marketwatch.com
Invest in Real Estate Crowdfunding
Dec 22 2022
See how I'm doing with my real estate crowdfunding investments....
retireby40.org
Investors Relying on Roboadvisers Are Seeking a Human Touch
Dec 22 2022
Younger investors who are navigating market volatility and trying to save for retirement are finding that roboadvisers lack the personal touch....
nytimes.com
Connect with a Senior During the Holidays
Dec 22 2022
Hannah Boulton defies the stereotype of the lonely retiree longing for companionship during the holidays. But after two-plus years of a pandemic, even this dynamic former nurse who’s lived on th...
squaredawayblog.bc.edu
The frugal century
Dec 22 2022
First some nomenclature: A century is 100 miles on a bicycle. It is something serious cyclists would maybe call a long ride, but which weekend warriors have elevated to event status as a testament to ...
earlyretirementextreme.com
November 2022 Early Retirement Update
Dec 21 2022
We just got back from a little adventure in Europe and on the high seas....
rootofgood.com
Short-Term Thinking Destroys Long-Term Wealth: Do A Cost-Benefit Analysis
Dec 21 2022
Before making any big financial decision, always do a cost-benefit analysis. Focus on the costs because most people are too mesmerized by the benefits. Great marketing and perennial optimism can lead ...
financialsamurai.com
The Biggest Investment Winners and Losers from 2022
Dec 21 2022
By Dr. James M. Dahle, WCI Founder 2022 has certainly been an exciting year to be an investor. Note that exciting does not necessarily mean good and, in fact, often means bad. Good investing is su...
whitecoatinvestor.com
Want a better retirement? Add these books to your reading list
Dec 21 2022
Want to make the most of the money you’ve saved for retirement, or would you like to maximize your benefits? There are plenty of insightful books to shed light or provide alternative perspectives on...
marketwatch.com
How Making a Qualified Charitable Distribution (QCD) Can Save You Tax Money
Dec 21 2022
(QCDs) are a way to help great causes and those in need, but they are also a way to manage your tax exposure and avoid unpleasant surprises....
newretirement.com
6 Strategies to Manage Required Minimum Distributions (RMDs)
Dec 21 2022
Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals....
newretirement.com
Yes, Risk Tolerance Can Be Modified: You Just Have to Rewire Your Brain
Dec 20 2022
By Dr. Rikki Racela, WCI Columnist Wouldn’t it be great if, as investors, we could increase our risk tolerance? The ability to stay 100% equities and not worry about 30, 40, or even 90% loss...
whitecoatinvestor.com
Acceptance is The Real Test of Aging
Dec 20 2022
Watching (and feeling) my body age is not much fun. Bags, sags, and wrinkles are what I see. A loss of muscle mass means the rear end seems to have left town and the area under the biceps wobbles more...
satisfyingretirement.blogspot.com
New Spending Bill Makes It Easier for Americans to Save for Retirement
Dec 20 2022
Several provisions in the spending bill outline new ways employers can help workers save for retirement....
nytimes.com
Retirees Do a Stint in London – and Why Not?
Dec 20 2022
Joanna McIsaac-Kierklo in Dublin Many retirees, freed from their work obligations and looking for adventure, dream of living overseas. Edward Kierklo and Joanna McIsaac-Kierklo don’t dream. They...
squaredawayblog.bc.edu
Alberta Seniors Benefit: What Is It, Who Qualifies, and How to Apply
Dec 20 2022
Several Canadian provinces offer financial assistance programs to supplement Old Age Security (OAS) and the Guaranteed Income Supplement (GIS). In Alberta, eligible seniors can apply for the Alberta S...
retirehappy.ca
Top 10 Posts of 2022
Dec 20 2022
Here’s your chance to catch any of the most popular posts you missed during the previous 12 months. It also gives me an opportunity to review the site statistics to see what’s resonated with you....
theretirementmanifesto.com
How to Donate to Charity From Your IRA
Dec 20 2022
You can help others and reduce your retirement tax bill by taking a qualified charitable distribution from your IRA....
money.usnews.com
Which Way Is The Economy Going in 2023?
Dec 19 2022
It was the best of times, it was the worst of times. Charles Dickens used this phrase to describe 18th century London in the opening to A Tale of Two Cities, but it could easily be used to describe to...
millennial-revolution.com
Financially Optimizing Mid-Year Job Changes
Dec 19 2022
The meme for millennials (and you gen-Z’ers too) is that we are known for frequent job hopping. So what better than learning how to squeeze a little bit more out of those mid year job changes. I...
andrenader.substack.com
Is Tax Loss Harvesting a Waste of Time?
Dec 19 2022
As the end of the year approaches, it seems like everyone is looking for ways to feel better about the losses sitting in their investment accounts. One strategy that has gained some mainstream popular...
andrenader.substack.com
FIRE Friday Thread
Dec 19 2022
I am thinking about iBonds, new 401k limits, hiring freezes, and the different budgeting/investment apps I am testing....
andrenader.substack.com
Inflation Reduction Act Impact on Tech Workers
Dec 19 2022
The Inflation Reduction Act has passed the US Senate and is slated to pass in the house. In its earlier form as the “Build Back Better” plan there were many significant impacts to tech wor...
andrenader.substack.com
Actions to Take in a Bear Market + Personal Updates
Dec 19 2022
The mighty BEAR market is here A Bear Market is defined as a 20% drop from prior market highs. In today’s case the bear market officially started on 1/3/2022 after we reached -20% mark on 6/1...
andrenader.substack.com
Is FIRE Really Just an Empty Goal?
Dec 19 2022
[Editor's Note: Since 2020, one of our biggest goals is to put The White Coat Investor's Guide for Student book into the hands of every single first-year medical and dental student in the country. For...
whitecoatinvestor.com
5 Important Factors To Consider When Planning For Retirement
Dec 19 2022
When you’re planning your retirement, it’s important to consider both the financial and nonfinancial aspects of this important life stage....
forbes.com
How to Make Money in Retirement
Dec 19 2022
The fact that you’re retired doesn’t mean you can’t pursue what you love and make a little income on the side while you’re at it....
annuity.org
How Much Does a Financial Advisor Cost? | Personal Capital
Dec 19 2022
The cost of hiring a financial advisor depends on several factors, starting with the advisor’s fee structure. This article covers expectations and average costs....
personalcapital.com
Why Everyone Needs An Advance Healthcare Directive
Dec 19 2022
Hey everyone. This post will be a bit of a downer. I’m in Chiang Mai to help manage the final stage of dementia for my mom. She has Lewy Body dementia. At this point, she is unable to do much. S...
retireby40.org
RSU Dashboard Feedback Needed
Dec 19 2022
I wanted to preview a new RSU Dashboard I have been working on. I’ll have a detailed post later this week but wanted to give subscribers a first look and opportunity to share any feedback before...
andrenader.substack.com
Meta Layoff Week Reflections
Dec 19 2022
What a week. Meta performed its first layoff in the company's 18 year existence. 11,000 employees were notified early Wednesday morning that their roles were being eliminated, 13% of all full time...
andrenader.substack.com
Dispelling FIRE Myths
Dec 19 2022
A specific narrative pervades our society. There are many powerful interests that perpetuate it. Get a “good education” (at any cost). Get a “good (i.e. high paying) job.” Be a...
caniretireyet.com
RSU Dashboard and Equity Compensation Tracker
Dec 19 2022
I have always wanted a custom dashboard that visualized the stock/equity portion of my total compensation. One that was always updated based on current stock prices and could tell me how much income I...
andrenader.substack.com
FAANG Earnings Week Woes
Dec 19 2022
We are halfway through FAANG financial earnings week! There has been an audible sigh felt around the bay area each afternoon as numbers were released. Meta Meta was down nearly 20% after hours Wedn...
andrenader.substack.com
Tracking Everything I Wore For 1 Year
Dec 19 2022
I tracked the cost per wear of all my clothes for an entire year with sewn on NFC buttons. What does this have to do with FIRE? Honestly, very little. But I did promise this newsletter would include &...
andrenader.substack.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.