Curated articles and podcasts from trusted financial experts and real retirees.
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Trying to sign up for Medicare online but the process keeps walking me through Social Security benefits which I DON’T want yet. Is this usual? How do I get on the correct path? submitted by /u/a...
Even as people work later in life, many find it difficult to pinpoint the right time to retire. WSJ columnist Rachel Feintzeig joins host J.R. Whalen to discuss how people envision leaving the workfor...
At a time when it’s easy to feel adrift, recurring acts give structure to my days and keep me connected to those I love...
On your journey to reach your ideal retirement stock options can be a valuable tool to have in your arsenal. However, it’s easy to make mistakes with them since it’s not like there’s...
Just turned 59 and earn 80k/yr. My wife is 52 and makes 50k/yr. Our only debt is 70k on our 1200 sq ft house at 2.5%. Would like to retire at 62. My 401k will most likely have 300k in it by then. Thin...
I have been working for my non-profit employer for 33 years. For the last 31 I've been contributing to my 403b, now at Fidelity. When I first started in the retirement plan, one of the offerings was a...
Me and my wife both 67 I've worked full time her a few years as we raised 5 kids. Was hard to save in those early years but last few have been great. Managed to have 600k in 401k 600k already taxed ea...
Higher interest rates make it a bit safer to spend more money in retirement...
Protecting savers from rollovers to IRAs with high-fee mutual funds is particularly important. President Biden has announced that the Department of Labor will propose a new rule – the Retirement...
Viktor applied FIRE principles frequently espoused on this blog. He grew up an immigrant raised by a single mother on welfare. He retired in 2020 at the ripe old age of 35. His wife recently joined hi...
Episode 430: The S&P 500 peaked in January 2022. It’s worse for the RUSSELL2000, with a current price at below pre-Pandemic levels. Sign up for free ALERTs & Market Commentary at: https:...
In 2021, the Corporate Transparency Act (CTA) was enacted with the goal of unveiling hidden ownership structures and counter illicit financial undertakings. Yet, while its implications are far-reachin...
November 12, 2023 – If I wanted to comment on every piece of bad advice in the personal finance community, my quiet, relaxed early retirement would be busier than the corporate career I left in ...
How it Makes Sense to Sell Real Estate in the US and Buy or Rent Real Estate in Mexico...
Living single is on the rise. Trends indicate that singlehood is not only more common but is celebrated worldwide. What might living solo mean for retirement planning?...
Longer lifespans have given older singles the opportunity to have new, long relationships. But they need to first accept that it likely will be different this time around....
Younger generations say they’re interested in speaking about their finances with family…...
Consumers were likelier to point to inflation and the economy as a major barrier to a…...
Founding members include Alight Solutions, Empower, Fidelity Investments, Principal, TIAA,…...
OneDigital and Principal offer a new retirement savings tool aimed at small businesses, and…...
As discussed many times in this website, the Actuarial Approach employs a model and a process that involves systematic comparison of household assets and liabilities and tracking of the resulting hous...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Coalition says 60 days “not nearly enough time” to review and comment on controversial…...
Transamerica Center for Retirement Studies releases 23 facts about women's retirement…...
Introduced by Sens. Joe Manchin and Mitt Romney, the Fiscal Stability Act aims to "stabilize…...
Tech giant employees can still contribute to their 401(k), but key incentive to do so going…...
How to know when it is time to take your portfolio off autopilot...
TIPS and I Bonds are inflation-adjusted IOUs issued by the U.S. Treasury. So, how are they different? In this post, ... Read more...
This past October 31st launch of… Pathfinders …has been two years in the making and it is a book I have wanted to bring to you since 2016 after The Simple Path to Wealth was published. W...
Housing for homeless vets has gotten better but there is still much to do. The VA, states, counties and cities have to work to solve the housing issues....
But, financial advisers note, most people cannot afford to set aside the maximum amount. “This is a system geared for high earners,” one expert said....
Pick the one thing having to do with your retirement that gives you the most concern. (I know that might be difficult) It can be anything. Is it your finances? Your health? The state of the world or t...
From medical advancements in Alzheimer's testing to experimental tattoos for monitoring heart health...
Getting close to transitioning to a working retirement but since downsizing options are now gone in my region of the PNW, I find many things to worry about! I’m 65 and eight months. How much hav...
Hello folks. Wife and I at that age we're planning to retire. Although we're pretty simple and don't live fancy, we have both worked professionally for decades and have 401k's about $1m each, we have ...
At what age do Required Minimum Distributions kick in? (I'm 67 now.) What kinds of accounts do they apply to? I have a mix of Roth and conventional IRAs, 401k's, annuities, and some TIAA/CREF stuff, t...
To mark our 65th birthday, AARP is publishing an extra, digital-only edition of AARP The Magazine that explores aging across a wide range of reports...
Should a young saver put more in his 401(k) or strike out on his own? The active vs. passive investing debate comes to retirement....
There is no reason smallish firms won’t start to sponsor them, many do, like dentist offices, because the permitted tax-qualified contributions are larger in DB than DC....
Selling bonds to buy real estate is a much easier decision to make than selling stocks to buy real estate. Real estate acts like a bond plus investment because bonds have more similarities to real est...
Just for a fun post. I am not looking for advice. What is your plan for vehicles/transit after or during retirement? Will you get new vehicle(s) right before you retire or will you continue with your ...
I’m 59. My husband is 65 and semi-retired. Pro’s: 1. I’m soooo tired, 2. I need more time to exercise and stay healthy, 3. We definitely have enough to live on, 4. I’d like to ...
For those who are taking medication for issues like depression, anxiety, or ADHD, do you plan to continue after going in to retirement? I was thinking since I seem most anxious/depressed about work, a...
This Fundrise review was completely updated on 11/06/2023. Fundrise is a Washington, D.C.-based real estate and alternative assets platform enabling non-accredited investors to invest in high-quality ...
Baby boomers tend to be viewed as one group. But thanks to the Great Recession, younger boomers have had a much harder time saving for retirement....
Growing up, Hollywood had me believing that 20s were going to be the most exciting part of my life. I’d find true love, go on a life-changing trip to Europe and start a successful career all in ...
It's never too early to start saving for retirement. Here are retirement investment basics, including different account types and portfolio management strategies....
Nearly 40 percent of Americans have delayed or skipped necessary medical care in the past year because they couldn’t afford it. How do we stack up to other developed countries? Dead last. Even t...
Ever since inflation started its upward spiral in 2021, many, if not all Australians, have felt its impact to some degree or another. Inflation has been a buzzword among Australians since 2021 when th...
A multinational that promises to relieve customers facing stressful situations refused to pay after two relatives passed away. Europ Assistance Australia recently declined to reimburse more than $6800...