Curated articles and podcasts from trusted financial experts and real retirees.
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trends and policies are happening to Social Security that suggests the agency is becoming more politicized...
Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement savings and reduce taxes....
The Big Beautiful Bill changes your estate planning. What should you do now? What is different? More access (SPATs and DAPTs), more flexibility, non-grantor trusts....
This was my first attempt at short-term trading, trying to take advantage of market volatility with a strategy to score some quick cash. The post The Emotions Behind Short-Term Trading: The Other 5% o...
A provision in Trump's tax and budget law gives seniors 65 and older a new deduction that offsets Social Security taxes for most retirees. While it helps many keep more money, it also accelerates the ...
I haven’t watched the Oscars in years, but somehow I always know who slapped whom, which deserving actor got snubbed, ... Read more...
Recently turned 60 and choose to still work even though I do not need to. My spouse and I came from homes where saving and planing for the future were a priority. We both started saving and investing ...
Retiring at 58+ in about 35 days on a defined benefit pension and deferred comp. Will start taking SocSec at 62!! To avoid a big repair later when "fixed income" is in full effect, I've been toying wi...
I retired in March of 2024 and decided to go back to school to take a photography class at my local community college. I enjoyed the class so much that I enrolled in another photography class for the ...
Just wondered if anyone had fallout from relationships due to retirement circumstances. For example, I had one "friend" my age who says they cannot retire and is still working. This friend has divorce...
Ive been retired for 6 years and wasted away with laziness. Remember Leave it to Beaver? My childhood sucked. I’ve always wanted to have the LITB house organization. I want to have all the crap ...
I am retiring on 7/31 and have already transferred the bulk of my 401K to a qualified IRA at Schwab. However, I still have about 1/3 of my qualified savings in my employer's 401K program and it's 100%...
Gen Z is stepping into the workforce, but many aren’t staying long. Managers across the country say they’re firing younger workers faster than ever. In this gallery, we’re breaking d...
Many caregivers are drained emotionally as well as financially, leading to depression, burnout and depleted retirement prospects. What's to be done?...
Money and health are important, but don’t overlook the need for relationships and social engagement....
1. Meeting In Person After Years of Virtual Friendship Kathe and Barb finally meet after years of online interaction. Barb celebrates her 45th wedding anniversary and plans the trip near Kathe. The lo...
The customer is always right. It’s the mantra of retail, hospitality, and nearly every service industry that thrives on satisfaction ... Read more...
The dispute over Jimmy Buffett's estate highlights crucial lessons for the rest of us on trust creation, including the importance of co-trustee selection, proactive communication and options for confl...
Amid rising uncertainty and inflation, effective portfolio diversification needs to extend beyond just stocks and bonds to truly manage risk....
While financial security is crucial for retirement, the true 'retirement crisis' is often an emotional, psychological and social one. You need a plan beyond just money that includes purpose, structure...
The new 2025 Trump tax law doesn't eliminate federal income tax on Social Security benefits. Social Security is still taxable just as before. Learn the Nuts and Bolts I put everything I use to manage ...
I started going fishing every few days after I was laid off 2 years ago. It was a great way to get outside and clear my head. It was one of the things I built my day around. Take my daughter to school...
If you became a newly minted millionaire, where would you migrate to? Due to inertia, I bet most of you would stay right where you are. A lot of us are afraid of change, which is why we stay at jobs w...
Del Walmsley promises financial freedom through real estate. His company, Lifestyles Unlimited, teaches people how to use leverage, rental income, and mindset to retire early. But does Lifestyles Unli...
Everyone’s talking about it lately. Mortgage rates are high again, but millions of homeowners are still sitting on ultra-low fixed rates locked in during the pandemic, loans in the 2s, 3s, or lo...
Private Equity has outperformed global stock markets over the past 25 years, although that’s not a guide to the future. ... Read more...
We talk plenty about how you have to live a good life along the way to retirement. And sometimes it’s OK to splurge in the present. The post What’s Been Your Biggest Splurge Recently? appe...
In this week's Ask the Editor Q&A, we answer tax questions from readers on the rules on inheriting IRAs....
Money doesn’t make itself. Behind every billionaire is a set of money rules most people either miss or ignore. These tycoons didn’t just get lucky, they made smart, consistent decisions th...
The 'Rule of $1 More' explains how to plan for critical retirement thresholds. Because "you don't want to step off a cliff just because of $1 more."...
When retiring early, married couples can use this little-known (and legitimate) strategy to take a six-figure income every year — tax-free....
A side gig in retirement can help combat boredom, loneliness and the threat of inflation eroding your savings. And the earlier you start planning, the better....
It's not impossible to reach financial security as a low-income doc in a high COLA, but success is more difficult. These tips will help you. The post Low-Income Doctor in a High-Cost-of-Living Area (H...
The Big Beautiful Bill (OBBBA) modifies scores of tax laws and every taxpayer will be effected. Estate planning will remain important and should not be ignored....
2025 is an odd year for healthcare in America, filled with the have-nots and those who have way too much. ... Read more...
Today we answer a question from Ken, a recent retiree at 63, about how his Social Security claiming decision impacts his wife’s future spousal benefit. We break down how spousal benefits are cal...
US expats choose to retire in Spain for its sense of style, world-class beaches and cities, diverse lifestyles and its fabulous food and wine....
What if you did everything “right” in retirement, but were still left surprised? That’s exactly what happened to Fritz Gilbert, one of our favorite past podcast guests. In this episo...
I believe that The Keen Wealth Advantage helps folks feel more confident about comprehensive financial planning and their road to retirement. I also believe wholeheartedly in the consumer being as edu...
Episode 477 Happy 11th anniversary of the Wealthsteading Podcast. The difference between being Rich and being Wealthy is like the difference between being Intelligent and being Wise. THINK ABOUT THAT....
Dave Ramsey built a financial empire on simple rules: avoid debt, pay cash, and never use credit cards. For many people, that advice was a game-changer. But his philosophy doesn’t work for every...
Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes....
If you're leaning toward implementing the 4% rule when it comes to withdrawals in retirement, here's how to know how to adjust as you go The post What Does It Mean to ‘Adjust as You Go’ in...
Please share any truly unexpected expenses you faced in retirement. I'm coming out before Medicare (but after age 60) and have the health insurance piece worked out. Someone mentioned to me however th...
I am retired and I have been able to have extended health benefits through my employer's group plan until I turn 65 (about 2 years away). When I turn 65 then I have to figure out what to do on my own,...
Retiring this year at 60+. I am considering stopping all dividend reinvestments to my IRA(s) and other investments, instead, having a check sent to the house to supplement a small pension. I am unsure...
Forget what society tells you, even with less than $1 million, you can be happy in retirement....
An article from the Atlantic caught my eye recently, entitled “‘Success Addicts’ Choose Being Special Over Being Happy”. As a ... Read more...
Signing up for Medicare can be complicated, and mistakes can be costly. Let's demystify these five Medicare myths to avoid expensive penalties....
It’s easy to confuse being rich with being wealthy. A high income, a fancy car, and expensive clothes might signal success, but they don’t guarantee financial freedom. This gallery breaks ...