Curated articles and podcasts from trusted financial experts and real retirees.
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Everyone should have a will. But should the will or a trust control most of the assets in an estate?...
In this week's Ask the Editor Q&A, Joy Taylor answers more questions about the use of qualified charitable distributions (QCDs) in end-of-year tax planning....
Homeowners who are considering using home equity in their retirement plan can analyze it like they do their other investments. Here's how....
Between my wife and I we both have accounts at Fidelity and Charles Schwab. They are a mix of rolled over 401K's, IRA's and Roth. I have been using Empower as a way to view all the accounts and keep a...
If so, what were the objections, and how did things turn out? I'm 65 and want to retire now. I have had good paying jobs for many years and we live frugally, so we have a good amount of money saved, b...
I retired from my position in January 2025. I continue to receive the odd request from persons/organizations related to my position former position, through my personal cell # that was attached to the...
I read a thread a while back about which trips could be potentially physically challenging, and therefore should not be put off after retirement. I just retired this past June. We are now finishing ou...
M65 & F67. We have 88% of our retirement assets in always taxable accounts. 75% of that is in the M65 accounts. We have plenty of room for conversions this year through 2027 for sure. Possibly lon...
We covered stories about the shutdown, Medicare and vehicle recalls this week, but why? Test yourself on the latest financial and business news....
Traditionally, the best way to manage a portfolio is to use a fixed asset allocation. But that's not the only way to manage your bonds. The post Bond Allocation: Fixed Amount vs. Percentage appeared f...
Want to have a healthy and happy retirement? Financial Planner share the 3 key pillars of a healthy retirement....
Sitting on little gold mines? It's natural to want to cash out when you retire. Here’s why you may not want to....
On October 8, 2025, we decided to go on a family vacation I was decidedly unexcited about. That entire week was supposed to be my time to attend the Fairfield Challenger tennis tournament every day wi...
The IRS just increased the exemption as we enter into a promising tax year for estates and inheritances....
Earlier this year my wife asked, “Where is our money?”That question sent me down a path of simplifying everything — starting with our emergency fund....
Test your basic knowledge of different parts of Medicare in our quick quiz....
Despite the 'entitlement' moniker, Social Security and Medicare are both benefits that workers earn. And reverse mortgages can be a strategic tool for certain people. Plus, we're setting the record st...
The government shutdown shakes up the Social Security COLA process. Yesterday, the government missed a critical report – the Consumer Price Index (CPI)....
Kanwal Sarai of “Simply Investing” explains his 12 rules for dividend investing and how this strategy could be used in retirement planning....
Answering listener questions where we talk about methods to save up for an early retirement, how to calculate the 4% rule, and how to think about capital preservation. The post The 4% Rule and Saving ...
John asks if taking larger IRA withdrawals beyond his RMD to fund his daughter’s Roth IRA makes sense as a strategy to reduce future RMDs, lower estate taxes, and pass on tax-free assets. Althou...
In this episode, Roger Whitney continues his four-week series on retirement goal setting, focusing on the importance of building agile retirement goals. He emphasizes creating the right conditions for...
Episode 496 The S&P 500 is just 2% from a record high but over 63% of stocks are in a correction, down by more than 10%. If you’re looking for bargains, you don’t have to wait for the ...
Discover how Andrea Solarz retired solo with confidence using Boldin, Social Security, and annuities to fund a life of purpose and travel. The post Podcast 102: How Andrea Retired Solo With Confidence...
Bit of a strange one — my wife and I both retired recently, and I didn’t expect this part to be the hard bit. We get on fine, but suddenly we’re in the same space all day, every day,...
I've played with journaling (with a paper journaling book and a fountain pen) earlier in life, but never in a sustained way. But a few months after retiring, I started using a Journal app that comes f...
I’m on my second month of retirement and keeping happy and busy. But I know my ex husband struggled when he retired because he had no hobbies at all. This book is an easy and fun read. I’m...
Can you help me think thru this? We just finally paid off $22K in credit card debt and $10K in a student loan. I am 65 and plan to retire at 67 At the same time, we still have $62K in mortgage pricipa...
Wednesday is National HSA Awareness Day. Health Savings Accounts (HSAs) provide savers with a triple tax benefit and even more if you adopt these strategies....
The Open Enrollment Period for 2026 Medicare is Oct. 15 – Dec. 7. As was the case last year, expect to find significant changes in the available plans and policies....
As Q4 begins, now is the time to review your 401(k) plan and make sure your retirement strategy is on track. Waiting until December often means scrambling or missing out entirely. But acting now can a...
The lowest premium for prescription drug coverage might not actually save you the most money. Make sure you take copays into consideration and do the math....
I'm probably 3 to 6 years from retirement. Been thinking about doing some Roth conversions at some point and it occurred to me ... I think I have the ability to dictate whether my contributions are pr...
Some people think that doing a locum constitutes “work," meaning you can't really consider yourself retired. Here's my pushback on that. The post Locums in Retirement Is Not ‘Working&rsquo...
In 2022, the median sale price for a U.S. single-family home was 5.6x the median household income, which is the ... Read more...
We asked financial experts to weigh in....
I'm 65, planning on retiring in January, widowed, no kids. My house is paid off, everything else is paid off, about 400K in a 457. My car is 13 years old and I know I will need another eventually. I w...
Episode 495 Last Friday’ panic didn’t last long. I’ve been hoping for a pullback to buy the dip; but even if that doesn’t happen, that just reiterates the strength of this mark...
Test your basic knowledge of Medicare enrollment periods in our quick quiz....
Studies show that people who hold negative views about aging are more likely to have health problems as they age....
1999 is back, and I’ve missed it. Ever since then, I’ve been chasing that next 50-bagger, the kind of life-changing winner that helped me come up with the down payment for my first propert...
Forget the gold watch and glide path to the couch. Retirement has been rewritten. In this episode, James walks through the 10 biggest shifts redefining life after work—and how to replace outdate...
We’re playing “which comes first” today on Your Money, Your Wealth® podcast number 551 with Joe Anderson, CFP® and Big Al Clopine, CPA. “Retired G-Man and Nurse Ratched...
If you want to function as an intelligent, functional lifelong investor, you must understand how investment returns work. Here's all to know. The post 9 Truths About Investment Returns appeared first ...
Hitting the road for a retirement adventure with your pet? Check out these tips to keep your furry friend happy and safe on the journey!...
With costs due to rise sharply next year, look for coverage that protects your wallet as well as your health....
so, how do you like retirement? “ I’m always stunned when I hear this because it’s hard to know if they’re really serious. Morning. I loved my job and I loved my career. I was ...
For anyone born after 1937, full retirement is not 65. Yet every source I've consulted is written as if the default retirement AND Medicare age is 65, when now they are 2 different things. Husband and...