Anyone done or considered a LIRP?
We went to a retirement seminar and the advisor is putting it on is very big on LIRPs. It is the answer to everything and the best thing since pockets on a shirt. I can certainly see some advantages, ...
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We went to a retirement seminar and the advisor is putting it on is very big on LIRPs. It is the answer to everything and the best thing since pockets on a shirt. I can certainly see some advantages, ...
As a condition of retirement, did you have any professional milestones or accomplishments that prompted you to retire, or that you wanted to do before you retired? I’m not talking about obvious ...
More seniors than ever are choosing Medicare Advantage, but the growth isn't universal. In some states, most still prefer original Medicare, according to a recent SmartAsset study....
New research from the National Council on Aging found that wealth plays a major role in longevity, a factor financial advisors say can dramatically alter retirement plans....
Best Places to Retire in the U.S. in 2025-2026...
Find out when you can expect your 2026 Social Security payments and the date you get paid when your scheduled day falls on a holiday....
Test your basic knowledge of filing for Social Security benefits in our 10 question quick quiz....
A little more than ten years ago, the Financial Analysts Journal released “The Only Spending Rule You Will Ever Need” by M. Barton Warning and Laurence Siegel. Recently, Stefan Sharkansky ...
The interaction of the brain with the world of investing is fascinating. But know this: your brain is not designed to help you invest. The post Loss Aversion: A Killer to Successful Investing, and How...
I've been reading recently about the cognitive benefits or otherwise of different game types. This from CNN 4 days ago: "According to a new clinical trial, the success of brain training in slowing cog...
Joe Anderson, CFP® and Big Al Clopine, CPA tackle the fears that mess with even the best-laid financial plans, today on Your Money, Your Wealth® podcast 552. Big Wallet Barbie and Ken from the...
Tilt Cash Advance App (Formerly Empower) 2025 Review...
I follow an X/Twitter account that regularly posts the following chart, updating it frequently. The chart compares the Nasdaq’s performance — between Netscape’s 1994 release and the ...
Episode 497 Fred jumps from investment to investment, always chasing the headlines but never building wealth. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subsc...
If you’ve ever thought about retiring early, you’ve probably asked yourself the same question everyone does: “What’s the magic number I need to hit before I can retire?” ...
The MIT AgeLab’s Longevity Preparedness Index redefines retirement planning, turning longevity from a financial goal into a blueprint for living better longer....
After doing my first free Empower financial professional review back in 2015, I decided to do another investment portfolio review with them. Given the portfolio review isfree for anyone with over $100...
The talk-show host, author and podcaster tells Kiplinger what people can do to ensure a happy retirement....
Hey everyone! Have you been paying attention to the economy? Everything is getting more expensive, and it is very difficult to find a job. Life is tough for little guys ... Read more The post How are ...
While alternatives offer diversification and higher potential returns, including them in your workplace retirement plan would require careful consideration....
Here’s what to know before you commit....
I used to be thrifty but not financial literate. This is my journey to learning about money and why, in retrospect, it was so vital. The post What’s Your Motivational Fire Toward Financial Liter...
The real question isn’t “Can we retire?”, it’s “On how much, and when do the big costs fade so our savings can breathe?” In this episode, James walks through one co...
As a new prime minister seeks stability, three government shake-ups since last summer have already taken their toll on the French economy....
Ever since President Trump trotted out that giant poster board on Liberation Day, there have been two competing narratives over how this would turn out. Economists have warned that the tariffs, which ...
If time is truly more precious than money, then spending money to buy back your time is the wisest trade of all. Here's an example of overcoming my frugality to live a better life. Perhaps one of the ...
We ask financial experts for advice....
Don't want to run out of money in retirement? You need a retirement plan that accounts for income, market risk, taxes and more. Don't regret putting it off....
Consider how your housing needs will change, what you'll do with your time, maintaining social connections and keeping mentally and physically fit....
Imagine if you had the opportunity to sit down with the people who have retired successfully before you and learn from their hard-fought lessons. What were their biggest mistakes? And…...
I’m 63, setting up for retirement soon. Last year we sold the big suburban house and rented in a cheaper city. Lowered our COL by half. Not just saving the mortgage and taxes, but also on the we...
Two years into retirement, I'm realizing that control has limits. Even though I've planned carefully, I've saved faithfully and studied virtually every outcome with dozens of calculators, life is happ...
We’ve always been enthusiastic travelers, but lately our desire to travel has diminished. It’s not that we can’t physically do it, and not that we can’t afford it, it’s m...
Tuesday, October 07 - Monday, October 13, 2025 Most Commented score comments title & link 19 34 comments 58 years old and no retirement account. 33 32 comments What have you learned in your 70s an...
It was a beautiful October afternoon. I was driving home after an enjoyable mountain bike ride in the Appalachian Mountains, savoring the cool breeze through the open windows in my […] The post...
How can you identify gaps and hidden assumptions in your tax plan for retirement? The solution may be stranger than you think....
The financial industry profits from hoarding, not living. Why 'people want to live their money' and the AI-based app that is helping them....
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
Maybe it came from their parents, mentors, or an actual advisor. Now, WCI readers share the worst financial advice they ever got. The post What Is the Worst Financial Advice You Ever Got? appeared fir...
As discussed in our previous post of September 28, 2025, there are lots of levers in the Actuarial Financial Planner (AFP) that can be pulled to make your spending plan in retirement more or less cons...
These three welcoming expat havens—Thailand, Germany, and Costa Rica—are ideal for U.S. Veterans looking to make an overseas move....
Gold has been in the headlines lately as it climbs to new highs, prompting many investors to look for ways ... Read more...
The 'Oracle of Omaha' knows a thing or two about life, investing and retirement....
Retiring usually means cutting out that daily commute which could make you less risky to insure. Does that mean your car insurance costs will drop? Here's what you need to know....
Discover how Social Security and wealth interact — and why the program plays a different role depending on your income and resources. The post Social Security: Surprising Insights on How the Pro...
How many of these 29 retirement planning mistakes are you making? Almost everyone fails at #4, #8, and #26. See how to fix your errors. The post The 29 Biggest Retirement Planning Mistakes and 29 Easy...
Disability insurance is vitally important, but if you're a foreign national, it's an even more complex issue. Here's what you should know. The post Physician Disability Insurance for Foreign Nationals...
You don’t have to look very hard for bad news these days.Even when the stock market and economy are booming ... Read more...
The Social Security trust funds are on course to run dry in less than a decade, but finance experts say not to panic yet....
The belief that more data equals more control is an illusion. Our obsession with finding the“perfect” financial plan and receiving constant information often leads to anxiety, not peace. J...