Curated articles and podcasts from trusted financial experts and real retirees.
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Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes....
If you're leaning toward implementing the 4% rule when it comes to withdrawals in retirement, here's how to know how to adjust as you go The post What Does It Mean to ‘Adjust as You Go’ in...
Please share any truly unexpected expenses you faced in retirement. I'm coming out before Medicare (but after age 60) and have the health insurance piece worked out. Someone mentioned to me however th...
I am retired and I have been able to have extended health benefits through my employer's group plan until I turn 65 (about 2 years away). When I turn 65 then I have to figure out what to do on my own,...
Retiring this year at 60+. I am considering stopping all dividend reinvestments to my IRA(s) and other investments, instead, having a check sent to the house to supplement a small pension. I am unsure...
Forget what society tells you, even with less than $1 million, you can be happy in retirement....
An article from the Atlantic caught my eye recently, entitled “‘Success Addicts’ Choose Being Special Over Being Happy”. As a ... Read more...
Signing up for Medicare can be complicated, and mistakes can be costly. Let's demystify these five Medicare myths to avoid expensive penalties....
It’s easy to confuse being rich with being wealthy. A high income, a fancy car, and expensive clothes might signal success, but they don’t guarantee financial freedom. This gallery breaks ...
We all love our screen time. Could your tech habit be helping you age gracefully? The answer is astonishing....
Big portfolio adjustments can do more harm than good. Financial experts suggest making thoughtful, strategic moves that fit your long-term goals....
Yes, it's hard, but if you tune out the siren song of high-flying sectors, resist acting on impulse and focus on your goals, you and your portfolio could be much better off....
Ever since I left my day job in 2012, I’ve used a form of the dumbbell investing strategy to grow my wealth while protecting against large losses.It’s a framework that’s helped me st...
We’re staying with our parents for five weeks in Honolulu, and I wanted to share a little revelation I’ve learned about making a home guest-ready. If you dream of owning a home where frien...
For a while now I have noticed people quoting me from my books. At first it was just charming and brought a smile to my face. But then, as they continued and became more common, the number of quotes g...
Click here for the best list of movies about retirement and aging. Updated 2019. The post Making Sense of Retirement, 122 Great Movies About Retirement, Aging and Living a Good Life: Updated List! app...
Working through some examples comparing filing early versus delaying filing until later ages. Sometimes it's better to file early. The post Early Social Security Filing Examples appeared first on Gett...
Even after accounting for income, Black Americans still trail in retirement savings, according to a recent EBRI study. Advisors point to a mix of historic and systemic barriers that make the gap hard ...
The budget bill would slash safety net programs for older adults, people with disabilities, and their family caregivers. The bill also lowers taxes for some seniors....
Answering reader questions about HSAs and who might want to use them, the Thrift Savings Plan, and what to do with your retirement accounts when transitioning into active duty in the military. The pos...
In light of the recent release of the 2025 OASDI Trustees Report, there has been considerable news concerning Social Security’s financial status and the possibility that if Congress does not act...
A seven-figure portfolio can feel like a green light for retirement—but the numbers don’t always tell the full story. In one case study, a couple with over $1 million saved faced a withdra...
Learn about everything that has changed (and why) in Boldin's Monte Carlo analysis and your Chance of Retirement Success score. The post Understanding Boldin’s Monte Carlo Simulation: What It Is...
Jeremy Keil explores Barron’s 5 strategies to respond to market volatility with your retirement portfolio. Are you feeling nervous about what today’s market volatility could mean for your ...
We just started Medicare and received an IRMAA penalty for 2023 when my wife was still working full time. She is now retired. Somewhere I was told that I can file form SSA-44 and get the penalty reduc...
Being quiet isn’t a weakness. In fact, some of the most in-demand and best-paying roles today are perfect for people who prefer focus over chatter and solo work over small talk. I’m an int...
One of the biggest concerns about early retirement is how to afford healthcare without an employer-sponsored plan. It’s a valid worry, health insurance in the U.S. isn’t cheap, and medical...
Bill Gates has spent decades at the top of the business world, but his attitude toward money might surprise you. He’s built a fortune, but he rarely talks about wealth in the way most people exp...
You don’t need a four-decade career to earn six figures. Many jobs pay well long before the typical retirement age. Some of the best-paying careers take less than 10, 20, or 30 years to peak, an...
The financial services firm’s guidance takes a different path than the traditional 4%-a-year strategy. Researchers compare the two to see how they stack up....
Ida May Fuller, Social Security's first beneficiary, retired in 1939 and died in 1975. Today, we should all be planning for a retirement that's as long as Ida's....
You've heard of mutual funds and ETFs, but direct indexing may be a new concept ... one that could offer greater flexibility and possible tax savings....
As the third quarter gets underway, here are some takeaways from the market's second-quarter performance to consider as you make investment decisions....
Let's examine issues that group practice retirement plans may encounter and how to address them in a way that's compliant and cost-effective. The post Medical Practice Group Retirement Plans: The Good...
I have my retirement invested via Fidelity (required by my employer). I get free advice from a Fidelity adviser, a CFP I really like (very thorough and rational). Theyve done very well for me. As I lo...
I should take my own advice but interested on other views as well. I’m 65. I currently receive two pensions from previous employers and work enough to qualify for a third, as well as very attrac...
Understand how benefits work before applying, so you don’t lose money for which you qualify....
If you've also recently been laid off, don't panic! Here's expert advice on what to do....
An article from the Atlantic caught my eye recently, entitled “‘Success Addicts’ Choose Being Special Over Being Happy”. As a recovering “Success Addict” who quit h...
FROM THE ARTICLE. Retiring Abroad Isn’t as Hard as You Think — Here Are 4 Ways to Do It. Permanent residency is one option, but other routes to an expat life can be more flexible and affor...
All July long, we’re featuring a special replay series of standout episodes—and this week is no exception. Join us for a special episode as we welcome Christine Benz to discuss her book, "...
I'm a public defender who would like to do other things, maybe. My job tires me out and sucks up most of the week and the occasional night/weekend. It's also stressful, though less so as I've aged. It...
Few financial advisers have heard of this 401(k) withdrawal issue. Here's how to safeguard your portfolio....
There’s no shortage of financial advice online, but experience is what separates noise from knowledge. Most of the best money moves won’t go viral. They’re too simple, too consistent...
Budgeting gets a bad rap. But for me, it was never about restriction—it was about clarity. I retired at 42, and budgets were one of the most useful tools that helped me get there. I’m not ...
There are three forms of currency in our lives: money, time, and physical health. Spend some time reflecting on where you are in each area. The post Performing a Personal Financial Health Audit: How I...
As college costs rise, parents are resorting to increasingly costly means to pay for their children's educations. Financial advisors say the loss in retirement savings is rarely recovered....
If you're planning to pass down property to your heirs, a 'tangled title' can complicate things. The good news is it can be avoided. Here's how....
Becoming a landlord late in life can be a risky venture because of potential health issues, cognitive challenges and susceptibility to financial exploitation....
Homeowners leverage their home equity through various strategies, such as HELOCs or reverse mortgages. A newer option: Shared equity models. How do those work, and what are the pros and cons?...