Curated articles and podcasts from trusted financial experts and real retirees.
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I'm retiring on September 30, 2025. If I select September as the month of election, my income for that month will exceed the $1950 limit resulting in no payment due in October. Since I won't have any ...
Today we answer a question from Sandi about how much umbrella insurance coverage you really need — especially as you approach retirement. We discuss why someone might choose a $2 million policy,...
Alternative investments are gaining ground, yet retirement investors must carefully weigh risk, liquidity and portfolio fit....
Episode 473: More good economic news you’re not hearing about in the media- 25Q1 S&P 500 earnings likely 13%; Atlanta Fed forecasting 25Q2 GDP growth of 4.6%; all that and more. Sign up for ...
Author Allison McCune Davis shares her insights on why turning 60 can be a powerful new beginning....
These countries may be the perfect places for LBGTQ+ retirees to spend their golden years....
Trump would freeze spending for many services for older adults, deeply cut others, slash staffing for key programs, and abolish an office that manages many initiatives....
Healthcare costs hit hard, and not just in emergencies. One prescription, one test, one office visit too many, and the numbers start getting ugly. It’s no wonder so many people feel like staying...
With enough time and consistency, even an average income can lead to a wealthy retirement....
Estate planning attorney notes how emojis are crossing over from casual conversation to litigation. What was once dismissed as 'just an emoji' is now carefully scrutinized....
The idea that you'll never have to move again may sound tempting, but how about the costs? A financial planner explores the pros and cons of this style of retirement living....
Unchecked health care costs in retirement could blow a hole in your savings. Here’s how to avoid that....
Here are free tools to add an advance directive for dementia to your estate plan. These directives detail your preferred medical care for each stage of dementia....
I’ve been focused on building passive income since 1999, back when I had to be in the office by 5:30 a.m. and worked past 7 p.m. often. Weekends were another eight hours or so. I knew I couldn&r...
The U.S. is notoriously limited in its healthcare spending, specifically for primary care. In 2022 alone, primary care accounted for ... Read more...
People are increasingly worried about their financial future, amid policy chaos and a slowing labor market. Things could get worse....
The days when tipping was a simple way to say thanks are long gone. What used to be optional is now built into everything. Screens flash tip prompts before the transaction even finishes. And somehow, ...
? Show Notes In this episode, we explore the joys and motivations behind traveling in retirement. Join us as we discuss why travel is a common goal for retirees, featuring insights from Andrew Motiwal...
Retirement planning isn’t about chasing numbers, it’s about building a life with intention. The Sequoia System helps you get clear on what matters most, organize your finances around that ...
As we have indicated many times in prior posts, the future isn’t going to happen as you (or your financial advisor) assume, and your spending goals and actual spending are likely to change over ...
There’s no denying Rich Dad Poor Dad helped a lot of people, including me, think differently about money. I read it as a teenager, right alongside The Millionaire Next Door, which shaped how I s...
Multigenerational households are making a comeback, but the heads of household have changed. Here's a look at the pros and cons of living with your adult child's family....
Understanding your 401(k) isn’t just smart – it’s essential to safeguarding your retirement lifestyle. Whether you’re just getting started or looking to optimize your existing ...
The higher your stress test score, the more likely your retirement plan will hold steady in a crisis....
Estate planning is more than just writing a will. These are the documents you'll need in order to protect your family if you're seriously injured or worse....
In light of social and political uncertainties, it's crucial that LGBTQ+ individuals review their estate plans, manage cash flow and savings and plan ahead if they want to expand their family....
I live in Cleveland. I work in South Dakota. I travel all the time. Here's how and why I've planned my work life to be so far from home. The post Why I Designed My Life Working Part-Time 931 Miles fro...
Worried your retirement savings won’t last? Learn to set sustainable spending limits, invest strategically, and plan for healthcare to ensure lasting financial security....
I'm launching tomorrow, about 2 years earlier than I'd planned but job collapsed around me, and here goes nothing! Emotionally, I'm experiencing fairly bad anxiety about not having as much time as I'd...
My husband just retired at 71. I (63) hope to work several more years - I really love my job. We just put an offer in on a house that is older (1828), larger and on a much bigger lot than our current ...
Dear fellow retirees. I sold a successful business and retired 3 months ago on my 64th birthday. I was so absorbed with running and growing the business that didn’t give me much time for hobbies...
For once, the inbox spam is telling the truth: Airfares are dropping, demand is wobbling, and airlines are flinging promo ... Read more...
With all the noise on the internet about financial hacks, it’s hard to tell what’s real advice and what’s recycled nonsense. Everyone’s selling something, and most of it sounds...
A large unpaid balance can really slow you down, but you have options to get your finances back on track....
One of the basic tenets of the Actuarial Approach recommended in this website is to fund the present value of expected essential expenses in retirement with non-risky assets/investments like: Social S...
Imagine being told you only have 12 months to live. What would you do with your time? Today on Your Money, Your Wealth podcast number 532, Big Al Clopine, CPA and Executive Producer Andi Last are thri...
My sister passed away suddenly last August and her July benefit was deposited in her bank account a few days after she died. I knew Social Security would reverse the payment, which they did. As soon a...
There are many ways to reduce a tax bill, but saving for retirement is one of the best....
Ism anyone else hear sick of hearing the Save SS ad. I think you have already beaten that dead horse....
FROM THE ARTICLE: 10 Ways to Fail at Retirement. Avoid these hazards to your money, health and happiness as you step away from work. By Bruce Horovitz, AARP. Published June 03, 2025 It's not hard to f...
Does market volatility make you feel like running scared? That could be a costly mistake. Here's why ... and what to do instead....
Hey Everyone! Did you have a good month? May was another hectic month at the RB40 household. I felt like I was a full-time chauffeur for the family. There was ... Read more The post May 2025 FIRE Upda...
June 2, 2025 – Welcome to another installment in my Safe Withdrawal Series, please check the landing page for all posts so far. Today’s topic is about Small-Cap Value (SCV) stocks and whet...
A TIAA Institute survey found that the average U.S. adult cannot answer a majority of retirement-related questions. Financial advisors say that's a problem....
Have you heard of the no-spend chalenge? It’s a popular concept among budget-minded and minimalist bloggers who encourage us to save more and declutter our lives. The idea is simple: stop spendi...
Healthcare has always been intrinsically tied to the shift in the socio-political climate of the United States of America. And ... Read more...
Today’s announcement comes on the heels of President Trump’s Executive Order to make U.S.…...
Organization says move wrongly allows “dumping dangerous crypto into retirement savers’ accounts”...
Simplified Employee Pension IRAs intended to help self-employed professionals set aside…...
Only 2 in 5 believe they are saving enough for college as more than 43 million Americans are…...