REITs in Retirement: Steady Income or Too Much Risk?
REITs can offer high dividend yields and passive income for retirees, but they come with risks. Do real estate investment trusts belong in your portfolio?
Dividends are payments made by a corporation to its shareholders. They are typically paid in the form of cash or additional shares of stock and are distributed from the company's profits or reserves. Dividends can be paid out on a regular basis, such as quarterly or annually, or they can be paid out on an irregular basis at the discretion of the company's board of directors.
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REITs can offer high dividend yields and passive income for retirees, but they come with risks. Do real estate investment trusts belong in your portfolio?
Do you know why dividend stocks are such a key part of investment portfolios? Answer these seven questions to find out.
What if budgeting wasn't about restriction, but about giving every dollar a purpose? This week, Roger sits down with Jesse Mecham, founder of YNAB (You Need A Budget), to discuss the power of intentio...
How do you know when it's worth optimizing your retirement plan and when it's better to keep things simple? This week, Roger answers a listener question by exploring Aristotle's concept of the "golden...
Planning for retirement can feel overwhelming, especially as you approach the transition from earning a paycheck to relying on your savings. The early phase of retirement brings unique challenges, and...
Elizabeth Warren and Bernie Moreno back a broader Social Security tax base as 2032 benefit cuts loom, including taxes on capital gains, dividends and investment earnings.
I started investing in dividend-paying blue chip stocks in 1995 when my uncle gave me a share of Chevron stock. He told me that if I keep buying more shares and reinvesting the dividends into addition...
A 1% S&P 500 dividend yield leaves an income gap in retirement. An income floor can bridge it, and a Treasury ladder can help build it. The post S&P 500 Dividend Yield Is 1%: How to Plan Retirement In...
We are retired and have about 500k in iras I am looking for dividend income and some growth. I don’t know if I should sell my shares in individual stocks in case of a bear market or should I let them ...
I always put the maximum amount allowed into my 401K. Now I realize that I will be paying high taxes when I need to take RMDs. Now I realize how much lower my taxes would be if I only lived off of qua...
I have stock in a brokerage account and say it pays a 5k dividend that stays in the account as cash, not reinvested. At the end of the year I know I will get a 1099 DIV and it will count as 5k income ...
Kathleen Grasmeder of Morgan Stanley emphasizes planning, education and team culture, but relies on equities to stay ahead of inflation.
“Only live off the dividends. Never touch the principal.” It sounds responsible. It feels safe. It may be one of the riskiest retirement strategies out there. In this episode, James breaks down why bu...
In this episode, James walks through four of the most common income strategies retirees consider today and why many people are still using outdated math for a 2026 retirement. The question is not just...
Over the past 150 years, the U.S. stock market (including dividends) has ended the year positively roughly 75% of the years, according to many studies, including one by Visual Capitalist. So if you ...
I have an HSA that , when I was, working, I could control the amount of cash (as opposed to investments) during direct deposit in it by choosing certain amount of max cash. Now that I am retired and n...
I am planning on retiring next year. Between Social Security, a small pension, and rolling my 401K over into and IRA with a 5% return on CDs, I would make $40,000 more per year than I make working now...
Don’t be deceived by its 11% yield... The post Is This Company’s Dividend as “GOOD” as Its Ticker? appeared first on Wealthy Retirement.
It looks like an “eggcellent” option for dividend investors... The post Is Cal-Maine’s 10% Yield About to Go Splat? appeared first on Wealthy Retirement.
It’s raised its dividend every year since 1972... The post Is This Dividend Aristocrat’s Payout in Jeopardy? appeared first on Wealthy Retirement.
I expect to retire in the next 12-24 months, and I’m looking for advice on how to handle multiple income streams. Like a lot of people, for almost 40 years, nearly all our household income has c...
Answering listener questions, where we break down the pros and cons of reinvesting dividends automatically vs. manually, explore how to balance the risk of relying on a pension and 457(b), and talk ab...
In this inbox episode, we break down how the Social Security earnings limit works—especially for C corp owners who split income between salary and dividends. Learn what counts toward the limit, ...
Can you rely on dividend-paying stocks for retirement income? You'd have to be extremely wealthy — and even then, the downsides could be considerable....
Kanwal Sarai of “Simply Investing” explains his 12 rules for dividend investing and how this strategy could be used in retirement planning....
Most large banks issue preferred stocks that pay out fixed dividends, often with higher yields than bonds. Should you make room for them in your portfolio?...
All of the information out there seems to be oriented towards WITHDRAWING money from your accounts after you retire. The issues are things like sequence of return risk, percentage of withdrawals, incr...
For almost three decades, I built an income-producing portfolio of dividend stocks and ETFs to support my targeted early retirement. The idea was that it would fund my lifestyle approaching retirement...
When I’ve written about dividends over the years, it’s been about cash payouts from stocks, funds, and alternative investments. But dividends can be more than just money hitting your broke...
Too many novice investors are not familiar with the dividend irrelevance theory. But it's important to know about, so let's talk about it. The post The Dividend Irrelevance Theory appeared first on Th...
Dividend investing could be draining your wealth with unexpected costs and limited growth potential. Here are some downsides, along with smarter strategies to take control of your retirement income....
Out of all the episodes of the Financial Independence Podcast, this is the one I wish I heard when I was on my journey to financial independence. Bill Perkins, author of Die with Zero, joins Chris Hut...
Retiring this year at 60+. I am considering stopping all dividend reinvestments to my IRA(s) and other investments, instead, having a check sent to the house to supplement a small pension. I am unsure...
Data on nonfinancial corporations show high profits, trillions in cash, large dividend payouts and modest capital expenditures....
At an early age, I was attracted to the allure of living off of interest — having enough income-producing cash and invested assets to retire on dividends and interest without spending any of the...
What are the pros and cons if Chip uses the money in his taxable brokerage account for early retirement income? Jack and Sally ask Joe and Big Al to spitball on whether they can retire around age 55 o...
In this inbox episode, we break down how the Social Security earnings limit works—especially for C corp owners who split income between salary and dividends. Learn what counts toward the limit, ...
This week’s blog post points to my latest YouTube video where I share an update on my two taxable dividend income portfolios. The combined portfolio pays me about $13,633 per year in dividend in...
Want your retirement investments to keep growing? Here's what you should know about dividend reinvestment....
Seven years ago,Dividend Growth Investor (DGI) asked me if I’d like to participate in the Warren Buffett bet. For those unfamiliar, in 2008 Buffett famously challenged the hedge fund industry: C...
Though opinions vary on individual stocks vs. index funds, my own investments reflect a blend of both, from dividend and growth stocks to index funds, ETFs, and managed mutual funds. My uncle gave me ...
I'm a fan of both stock dividends and rental property income, my two favorite sources of passive / semi-passive income. When younger and less wealthy, rental property income may be preferable. As you ...
You could see some high returns, and if you stash dividend stocks in a taxable account, you can minimize the taxes you pay on them....
I'm looking to diversify my income streams. I'd pick all of your brains for the best of the dividend stock universe. I'm looking for reasonably stable dividend history - no big ups and downs and reaso...
This week’s post is a video conversation with Ben Reynolds of the Sure Dividend Newsletter. Watch it below or click over to YouTube for this 50-minute chat. Stay tuned until the end when Ben sha...
Out of all the episodes of the Financial Independence Podcast, this is the one I wish I heard when I was on my journey to financial independence Bill Perkins, author of Die with Zero, joins Chris Hutc...
Previously, we’ve talked about passive income ideas to boost your earnings. In terms of growing your income, dividend stocks are ... Read more...
Corporations have been raking in high profits and using those mainly to pay dividends to their shareholders and building up their stockpiles of cash....
One of the most common questions I get asked when it comes to which kinds of stock ETFs/mutual funds to invest in is: What do you think about dividend paying ETFs? After all, if dividends are just pro...
Six years ago, Dividend Growth Investor (DGI) asked me if I’d like to participate in the Warren Buffett bet. For those unfamiliar, in 2008 Buffett famously challenged the hedge fund industry:: C...