Curated articles and podcasts from trusted financial experts and real retirees.
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An important gap in many financial plans is failing to review with an estate planner the potential risks to losing assets and the ways available to protect those assets....
I'll be retiring at 67, in about 643 days (not that I'm counting). I wondering how does one access the 401K funds for monthly living, as Social Security will not cover everything. Do you take a large ...
Soon to be 59yo career nurse. My wife and I have about $240k in retirement savings with an anticipated $1100/month pension, $1800-230/month SS, and $200,000-300,00. I was feeling ok about my plan unti...
I'm way past retirement age. I'm still working because we have a 16 year old so it's not like we're able to travel the world freely with high school and whatnot. In fact, I like my job (or at least I ...
I need something to do, and reading is one of my favorite pastimes. After reading the statistics on reading levels in my state, I was appalled to learn that 40% of children cannot read at grade level....
We ask retirement wealth advisers what to do....
Here's how wealthy retirees can plan for the changes in the new tax legislation, including what it means for tax rates, the SALT cap, charitable giving, estate taxes and other deductions and credits....
Plenty of people have been financially successful but still have huge holes in their financial plan. Let’s discuss how to close those gaps. The post Physician Finances: Fix Common Planning Gaps ...
Most people enter retirement without any idea how to manage withdrawing their savings without running out of money. Here is what you need to know....
Your 401(k) is likely your largest retirement asset—so the decisions made about it can have a lasting impact. This episode explores the pros and cons of keeping a 401(k) versus rolling it over t...
Practicing medicine in America can often feel like you’re sitting at a high-stakes poker table. The stakes involved are colossal, ... Read more...
Episode 480 If tariffs are a tax, then how can they be inflationary? If taxes are inflationary, why doesn’t the Media criticize all taxes for being inflationary? And if the Smoot-Hawley Tariffs ...
No one’s sitting in retirement wishing they’d spent more or saved less. The biggest regrets usually come down to what people didn’t do early enough. The truth is, retirement rewards ...
Exploring Heather Schreiber’s 5 costly Social Security traps and exploring options of how to handle them. I’ve seen it time and again throughout my career: the intricacies of navigating So...
Money rules are everywhere: save this much, spend that much, retire at this age. Some sound great until you actually try them. Life’s too messy for one-size-fits-all advice. In this gallery, we&...
In this episode, we explore the journey of retirement through the eyes of Brad, a member of the Rock Retirement Club. Brad shares his experience of moving to The Villages in Florida, detailing his dec...
The payments, part of the new domestic policy law, are for U.S. citizens born this year through 2028. The idea is that the money in the accounts will have many years to grow....
Foam roller (con lăn massage bọt EVA hoặc EPP) là dụng cụ rẻ, gọn và đa năng giúp mọi vận động viên...
One of the things that gives megreat comfortabout the health of the U.S. economy is our historically low household leverage (liabilities to net worth). According to the Federal Reserve Board, househol...
Staying active after you retire may be easier with these HSA expenses. But there’s a big catch....
You know the drill — protect your cognitive health by eating well, exercising and socializing. But this newfound way to boost brain health is pure pleasure....
Retirement brings the freedom to choose how to spend your money and time. But choices made in the initial rush of excitement could create problems in future....
Buffett just invested $15 billion in oil and gas, and you can leverage the same strategy in your IRA to potentially generate 8% to 12% quarterly cash flow while taking advantage of tax benefits that a...
Some people think the US has become an extraction economy, whereas China, has become a creation economy. Many of the ... Read more...
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Long-time readers know that we’ve been playing the credit cards travel rewards game for several years now. The more we learn how to play the game more efficiently, the further the rewards have t...
Retiring early with kids sounds perfect, but the reality isn’t always easy. I retired in 2021 at the age of 42 with twin one-year-olds and a three-year-old. There’s more time, more memorie...
You can leave your kids a house, some money, and maybe a few good stories. But if you’re not careful, you might also leave behind legal problems, debt, or emotional stress they didn’t ask ...
A Social Security shortfall may be coming soon. We ask financial experts for guidance....
Want to retire in the UK? You'll need to do plenty of planning, but the benefits of living in a diverse country near the rest of Europe are worth it....
Here's a detailed look at income annuities and the factors that determine your payout now and in the future....
Social Security will replace only about 40% of your salary, on average. A solid financial plan will help you plug the gap so you can rest easy in retirement....
If your adult child needs financial help, of course you want to provide it, but crafting a plan that also protects your financial and emotional well-being is vital....
Now that the One Big Beautiful Bill is law, let's talk about Trump Accounts for babies and how they compare to other accounts for kids. The post Trump Accounts — What to Know About This ‘B...
The 2025 Trump tax law made car loan interest deductible with many strings and only temporarily. See what qualifies and what does not. Learn the Nuts and Bolts I put everything I use to manage my mone...
Given the uneasiness with the world and the economy, people have been asking more frequently if they should stop contributing to a 401(k). The short answer is no. History has shown that those who hang...
Hi all, I am hoping to retire in a few years at 60. I should have a healthy amount in my 401k, a less healthy amount (maybe 1-2 years of living expenses) in a Roth, and a house worth about $1 million ...
You know that when it’s done right, teaching is an addiction. I taught orchestra, drum corps and music appreciation, grades 6-12 at one school for 18 years, itinerate for seven years before that...
I’m considered a long-term employee and have been with my company for over 20-years. I’ve been maximizing my HSA investment account and 401k contributions for the last 10-years and would l...
Retiring at 59+. Probably 62. Want to see if people can pick apart my logic in constructing my different accounts. Thanks ahead of time! Work retirement accounts / 401Ks: Target dates set for right ar...
Tuesday, July 01 - Monday, July 07, 2025 Most Commented score comments title & link 153 367 comments Upon retiring, any unexpected expenses? Top Comments score comment 39 /u/ThisIsAbuse said My fr...
Haha, one of the AI tools helped me generate that title about our Alaska Cruise, and I chuckled when I saw it, so I went with it! ? Anyway, it’s been a long time, friends! I haven’t writte...
Just returned from a short golf trip with 7 other retirees (I'm the only one still voluntarily working, so I'm looking for additional perspectives from those who've made the jump). Our ages range from...
Is your glass half full or half empty? Learn why financial optimism delivers better outcomes and how to develop a sunnier outlook and why optimistic realism is the sweet spot. The post Financial Optim...
Find out if longevity annuities can alleviate your biggest retirement anxieties. Can they offer you the peace of mind you seek? The post Longevity Annuities: One Way to Insure Your Worst Fears Don&rsq...
Another year of the NRMP match results, and Family Medicine continues to be a relentless slow-moving disaster within the house ... Read more...
When you inherit a property, the decision to keep, rent, or sell can feel overwhelming, especially when emotions are involved. Here's what you need to consider....
Dentists and doctors oftentimes think differently about employment and stacking income. Here's what physicians can take away from dentists. The post The Wealth-Building Lessons That Doctors Can Learn ...
Today, I’m talking to Dr. Michael Finke. Michael is the Professor of Wealth Management at the American College of Financial Services. His research is focused on retirement income planning, retir...
What is the best type of account for you to allocate your retirement savings? One of the biggest factors in helping you make this decision will be taxes. In this episode, we discuss: Current tax deduc...