Discover the Best Insights for Every Stage of Retirement

A New Guide to Choosing Where to Retire

A comprehensive guide to deciding where is the best place for you to retire....

Boomers Need Alternative Forms of Housing (as Does Everyone Else)

We have a housing crisis in the United States that has as much to do with the types of housing available as the quantity. Builders construct luxury McMansions because they are more profitable than mid...

Kiplinger News Quiz, August 15, 2025

Sales tax holidays, crypto IPOs and USPS price hikes all made the headlines this week — but why? Test your knowledge of this week's financial news....

Thanks to the OBBB, Now Could Be the Best Tax-Planning Window We've Had: 12 Things You Should Know

The new tax legislation offers unique opportunities to make smart financial moves and save on taxes, especially for people nearing or in retirement with significant savings....

Market Rebounds Are Happening Fast: Should You Buy the Dips? A Financial Planner's Guide

Markets are bouncing back faster than ever. For some long-term investors, that could mark a compelling case for systematic investing during downturns....

Boldin Made the 2025 Inc. 5000 List of the Fastest Growing Companies in America

We made the 2025 Inc. 5000 list! Thank you to our community for helping us grow and transform financial planning. The post Boldin Made the 2025 Inc. 5000 List of the Fastest Growing Companies in Ameri...

The Passive Income Spectrum and the Greatest Hits of Passive Income

These are all the best ways to make money with passive income. It includes everything from getting dividends to real estate investing. The post The Passive Income Spectrum and the Greatest Hits of Pas...

Moving over 750 miles from young twenties sons. Is this selfish?

My husband and I are thinking of moving from our home in Devon, UK. We have been there for 22 years and in Devon for 40. I'm retiring from teaching next year at 59 and he has just reduced to part time...

Question about Taxes- still confused

I've tried searching for an answer to this and have found bits and pieces but am still confused. If I should be posting this somewhere else, please let me know and apologies in advance! My husband sta...

Retirement activities - ideas needed

Retiring at 59+. I'm 58 and "retirement adjacent." I feel lucky but wonder, for those retired or close, what do you do all day? I don't have many hobbies and am unsure about my next chapter. I work ou...

Your weekly /r/Retirement roundup for the week of August 05 - August 11, 2025

Tuesday, August 05 - Monday, August 11, 2025 Most Commented score comments title & link 94 170 comments Impact on retirement of divorce at 60 years or older 41 32 comments Hiring replacement for m...

Ancient Financial Wisdom: Retirement Planning Lessons From The Bible

Despite being written thousands of years ago, they still offer timeless wisdom that can be applied in many aspects of life, including proper financial management....

7 Strategies to Maximize 401(k) Savings in 2025

Whether you are planning to retire in 2 years or 20, you should be looking for ways to maximize 401(k) savings. Many Americans do not have nearly enough to retire, according to recent reports. Accordi...

What Motivates You? How Financial Motivations Impact Your Decision Making

Financial motivations drive your financial decisions. Be aware of them and you will make better choices. The post What Motivates You? How Financial Motivations Impact Your Decision Making appeared fir...

What will happen to all the expensive things in Boomer houses?

As I prepare to downsize, I've been slowly parting out my various hobbies. I'm finding that much of it generates no response, at all - not even a "You must be crazy with your pricing" just silence. I ...

Dave Ramsey Explains His 12% Returns Recommendation

Dave Ramsey likes to throw out one of his favorite lines: you can earn 12% returns on your investments. It’s catchy, motivating, and it grabs attention because 12% sounds like the express lane t...

How a Part-Time Job in Retirement Can Boost Your Social Life

A part-time job in retirement, like walking dogs or helping with home projects, can combat loneliness by sparking new friendships and boosting your social life....

Asset-Rich But Cash-Poor? A Wealth Adviser's Guide to Helping Solve the Liquidity Crunch for Affluent Families

Many high-net-worth families experience financial stress because of a lack of immediate access to their assets. Liquidity planning aims to bridge the gap between long-term goals and short-term needs a...

Social Security Planning Strategies and Challenges as It Hits Its 90th Year: A Financial Adviser's Guide

Longer life expectancies and changing demographics put extra pressure on the program, making it crucial for future retirees to understand its evolution, common myths and how to strategically plan for ...

529s and Spending for College

Answering reader questions about 529 accounts, how to invest them, and how to spend them down. We also discuss ways to help pay for college, and we answer a question about when or if the political cli...

A Birthday Gift For Social Security: Action Now Will Protect Benefits For The Next 90 Years

As we celebrate the remarkable accomplishments of Social Security on its 90th birthday, it’s also important to find a bipartisan funding solution....

Simple Mistake Costs Estate Big Tax Break

The portability of the estate tax exemption from one spouse to another has traps and pitfalls that many people don't know....

As insurers axe Medicare plans, here's what advisors should know

As major insurers reduce Medicare Advantage benefits and exit markets, retirees face higher costs and limited options. Advisors need to understand the implications for retirement planning....

Social Security Turns 90 — Five Important Things to Know

Social Security has become a cornerstone of the American retirement system and works to keep over 16 million retirees above the poverty line. Here are five key facts about the program as it turns 90....

Ways Burnout Affects Physicians and Patients

As physicians, we are no strangers to the effect burnout has had on our community. After all, the greatest physician ... Read more...

16 Dirty Jobs That Can Pay $100K or More

The highest-paying jobs aren’t always clean. Some are messy, physically demanding, and often overlooked, but that’s exactly why they can pay $100K or more. All salary estimates come from i...

The Sad Need For Investing Big Money To Make Life-Changing Money

This type of post only surfaces during a bull market, when greed tug at us the hardest, making satisfaction elusive. Ever since making my first public equity investment in 1996, I’ve been hooked...

Earning Passive Income Requires Optimization And Sacrifice

After a week of reviewing the tax-free exclusion rule for selling a rental property, I decided not to sell. I’d already used my $500,000 tax-free exclusion amount and would need to wait at least...

I Missed the 2-Year IRMAA Rule, Now My Medicare Costs Are Skyrocketing.

A spike in income could result in costly IRMAA charges on your Medicare premiums. We ask financial planning experts for advice....

From 996 to 007: How Hustle Culture Evolved and Won

Once upon a pandemic, we had an epiphany: work was killing us. We were exhausted, underslept, over-Zoomed, and living on ... Read more...

14 Outdated Workplace Practices That Drive Employees to Quit

The workplace has changed, but outdated workplace practices still cost companies their best people. In today’s job market, top talent has options, and clinging to old habits is a direct path to ...

How to Build Your Financial Legacy Three Piggy Banks at a Time

A wealth adviser shares a childhood saving technique that taught him lessons of stewardship, generosity and responsibility and helped him answer the question we all need to answer to define our lives ...

Which of These Four Withdrawal Strategies Is Right for You?

Your retirement savings may need to last 30 years or more, so don't pick a withdrawal strategy without considering all the options. Here are four to explore....

A Deep Dive into the Salaries of New Grad Physicians

We have salary data filtered for new attendings. If you’re about to negotiate your first offer, this'll give you a sense of what's possible. The post A Deep Dive into the Salaries of New Grad Ph...

How financial journalists plan their own retirement

Do personal finance journalists ever really retire? Jonathan Chevreau talks to Rob Carrick and other long-time writers about stepping back from full-time work. The post How financial journalists plan ...

Retirees without children or family heirs -- how are you planning your estate?

I would think that how you plan your retirement spending patterns and how much of an estate to leave would change if there is no desire to leave something behind for family members. So what does that ...

Self-employed: keep working as long as possible?

I’m 65 and am planning on working until I 70. I am a self-employed organizational development consultant (teach managers how to be managers) with a business partner. My idea is to work until at ...

Final approach - anything I shouldn't forget while landing this plane?

I intend to retire by the end of the year. I will be approaching 60, so will still have a few years where I need to find health insurance. We have saved enough to be comfortable but not extravagant, s...

Road Trip Day 1: Longmont To Craig

For the next 10 days, I’ll be writing about my road trip to drop my daugther off at college in California. It’s going to be 3,000 miles. I’m taking a northern route to get there to a...

Maximum Fitness: The Best Benefit Of FIRE

You can have all of the money in the world, but it means nothing if you don’t have your health. Warren Buffett drove this point home at the first Berkshire Hathaway meeting I attended over 10 ye...

Five Social Security Myths That Can Cost You

Before you collect Social Security benefits, make sure you don't believe any of these falsehoods....

17 Iconic Boomer Traditions We Still Adore

Boomers grew up with traditions that shaped stronger families, closer neighborhoods, and a sense of pride in daily life. Many of those habits still work just as well today, delivering the kind of resu...