Curated articles and podcasts from trusted financial experts and real retirees.
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You ever meet someone who just gets how money works, even at a young age? That’s not luck. That’s parenting. Wealthy parents don’t just hand over cash, they hand over mindset, habits...
Annuity sales top $100 billion in the first quarter....
Like many other individuals turning age 73, I have to make some tough decisions. What are my RMD options and which is the best for me?...
Turn these financial shocks into mere "bothers" with a little foresight and preparation....
A midyear review of everything from spending to saving, with adjustments as needed, can set you on track to financial security. Plus, don't forget to check in on your workplace benefits....
Today’s reader case comes from a reader contemplating a move abroad and is wondering how this might speed up their journey to FIRE. Let’s find out! Hi, I loved your book and blog (binge re...
Protective gear is like the disability insurance in your financial plan. You don't expect you're going to need it. But you might. The post Why You Need Disability Insurance (and I Need Shoulder Pads) ...
When you are working, the weekends are great. Sleeping in is great. Lying in bed resting on a rainy weekend day and watching a movie is nice. Once you are retired you can do those things all the time ...
I am interested in people’s thoughts. It seems lots of people are advising to wait till age 70 to claim Social Security for the one that has the higher level of benefits. Particularly if the spo...
I'm 61, wife is 51 and we have 2 more kids to get through college so I plan to work until they at least complete undergrad studies in about 6 yrs. I own my own business and plan to adjust my hours at ...
As my carreer progressed I slowly trasitioned from active work (construction-based) to hunching over a stinking laptop for a living. Very happy with the wages I get paid to be one with my laptop, but ...
I know most money managers/advisor want you to have 6 months to 2 years of cash available for retirement (aka bucket #1) but every time I get mine up to a considerable about (>$10k) I start investi...
If you’ve ever watched your portfolio take a nosedive during a market downturn, you have probably felt that gut-wrenching feeling, ... Read more...
Social Security’s been in the news a lot lately. Changes definitely are afoot. But there have been many rumors and allegations that aren’t accurate....
What should you do when the asset allocation of your retirement portfolio drifts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on rebalancing for DJ in St. Louis, today on Your Money, Your ...
Thinking of buying a small business? New SBA loan rules just made it tougher. Here's what changed, why it matters, and how it could impact your deal....
DATE: Wednesday - Jun 18, 2025. TIME - 5:30 p.m. ET • 4:30 p.m. CT • 3:30 p.m. MT • 2:30 p.m. PT. Duration: 60 Minutes. Zoom - Free Online Event. For questions, contact AARP VI at viaar...
Should you file an estate tax return when your spouse dies to preserve the unused estate tax exemption? Form 706 is costly, the exemption is high, but will the laws change in the future?...
A new Alzheimer’s blood test reveals how predictive health data could reshape the future of retirement planning, longevity preparedness, and financial decisions....
In determining your retirement benefits from Social Security, as well as those of any dependents who may claim benefits based upon your record, the Primary Insurance Amount, or PIA, is an important fa...
You’d think with all that money, rich people would be better at spending it. But give someone unlimited funds and they’ll always find ridiculous ways to burn through it. Money doesn’...
If you're looking to donate less-conventional assets but don't know where to start, this charity executive has answers, such as considering a donor-advised fund (DAF) for its tax benefits and ease of ...
The first quarter of a decade since I left my full-time job and chose semi-retirement has been a blur. Here's everything we've experienced. The post I’ve Been Semi-Retired for a Quarter Decade: ...
Your Social Security benefits are based on your Social Security earnings record. It's important to review your records to avoid having your benefits reduced....
It may be surprising, but studies connect untreated hearing loss (not using hearing aids) with increased risk of dementia....
About once a month, I get an email or comment from a reader criticizing adjustable-rate mortgages (ARMs) as a poor financial choice. Since I’ve been a proponent of ARMs since starting Financial ...
Okay, so who spread the rumor that savings are ‘bad, actually’ when thinking about college for kids? I’m aware that ... Read more...
Real estate prices, insurance, taxes and fees can add up when you’re considering a move....
Looking for ways to stretch your retirement dollars? Follow these tips to get a deal on your next vacation....
Adaptive financial planning isn’t just about reacting but proactively preparing for a range of possibilities that could lead to an increasing range of positive outcomes....
Find great Right Capital alternatives. Explore Boldin vs. Right Capital and dozens of other financial planning software options. The post Right Capital Alternatives: RightCapital vs. Boldin and Other ...
I'm sure there are some people who just need the income and cannot find a way to survive without it. First of all, I'm sorry that it feels out of your hands. But next, is there a timeline where you th...
The wording of any law that repeals or otherwise changes the federal estate tax could have an impact on all of us. Here's what you need to know, courtesy of an estate planning and tax attorney....
Many people don't like thinking about long-term care, but most people will need it. This financial professional recommends planning for these costs as early as possible to avoid stress later....
The Optimization Trap: When Dollars Don’t Equal Happiness We obsess over optimizing our finances—maximizing returns, minimizing expenses, plotting the perfect ... Read more...
Should I be a landlord in retirement?...
Episode 471: Market review and a list of stocks from my portfolio that are exhibiting long term strength and resilience. Sign up for free ALERTs & Market Commentary at: https://www.investablewealt...
My employer paid me weekly. That meant 4 months a year, I would get an extra paycheck. I loved those months! My wife got paid bi- weekly, so she would get an extra check twice a year. ( those were goo...
Believing you deserve to be rich is one of the most powerful psychological tricks to boost your wealth. With trillions of dollars circulating in the world, you have to ask yourself: Why not me too? Th...
Shockingly few people have any clue what their Social Security benefits could be. This financial adviser notes it's essential to understand that info and when it might be best to access your benefits....
Today we answer Jeff’s question about using home equity to pay for end-of-life care — from tapping into equity for in-home support to selling the home to cover nursing home costs. In high-...
I just came back from the first vacation of my retirement. I took my road bike and mountain bike to Anniston Alabama for 3 days of riding. The road bike was great for the 65-mile out-and-back ride on ...
So me (50s) and SO (also 50s) are from different backgrounds. I grew up lower middle class. I was totally on my own as a young adult. No safety net. SO grew up wealthy. Not yacht/private jet wealthy b...
Top 25 Best Jobs That Pay $100k a Year...
When you retire in Costa Rica, you get natural beauty, ease of relocation and affordability. Will you become a part of its thriving expat community?...
There are a lot of great aspects of practicing medicine in the military. Here are 10 of my favorite things about being a military doc. The post Life as a Military Physician — 10 Things I Loved A...
There is no debate that a senior that has little income and NO other liquid assets would qualify for most all, if not all, helping-hand benefits like SNAP, Section 8, Medicaid. Low income is defined a...
FROM THE ARTICLE: Assistance Looming for Older Adults as Tax Bill Progresses. Keep vital SNAP benefits intact, AARP tells lawmakers. By Deirdre van Dyk, AARP. Published May 15, 2025. Some older adults...
Losing a loved one can be overwhelming, and for many, it also puts an unexpected strain on their finances, a study shows...
A healthy blood sugar level can help you avoid type 2 diabetes as you age. If you're married, you can thank your spouse for making that a little bit easier....