Curated articles and podcasts from trusted financial experts and real retirees.
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I love to travel: famous cities, cruises, National Parks, skiing, cabins in the woods, beach resorts with swim up bars, etc. etc. I’m waiting two more years to retire to better fund my travels. ...
70 year old, Retired 6/2022, but still. have opportunities to work for $65/hour as much as I want to. Wife tells me I need to quit, but I like the extra $1000 -$ 1500 per month for the 20-25 hours I w...
Today, we all need to pay attention because it is having a massive impact on our health and our livelihood....
More and more retirees are ignoring the traditional advice to be debt free in retirement. Sometimes that's smart financial move, other times it's not....
Many elders experience depression. All too often it is untreated. Doctors may be dismissive of aging parents' complaints. Understand how to advocate for aging parents....
An interview with Big ERN, the man behind Early Retirement Now, where he discusses the pros and cons of FIRE and how to figure out withdrawal rates. The post Early Retirement Now with Big ERN appeared...
The average that people got right was a mere 30 percent. How will you score on this quiz of retirement financial literacy? Find out now! The post Can You Do Better than Average on a Quiz of Your Retir...
With one possible exception, retired presidents get Social Security benefits like the rest of us....
With the holidays right around the corner and the end of the year fast approaching, the last thing you want to do is blow your budget on fall activities. Between fall sports, Halloween, and fall trave...
Previously, we talked about some of the best states for an MD to go and start practicing in. Which got ... Read more...
I'm a few months into retirement, my wife is still working till next June. One of the things we're trying to do--and were starting before I retired--is transitioning our spending on routine items away...
I’ve been retired 3 years now - I hate it. I’m beyond bored. One can only play so much golf & go to so many seminars. My spouse plays cards & other games (she is no longer physical...
If you're increasing your safe withdrawal rate for retirement now, you're likely making a mistake. You might be inadvertently top-ticking the market as the Fed embarks on what is likely a multi-year r...
As doctors, we know people die all the time. Financially speaking, it's a massive tragedy to lose income when others are depending on it. The post What to Do If Your Doctor Spouse Dies Young appeared ...
More than 8 in 10 older adults receiving personal care get that assistance at home. And nearly all that help comes from family members or friends....
Monique aspired to retire early, and while she had faithfully saved throughout her working years, she wasn’t sure if she had enough to retire. After getting assurance from professionals, she too...
Understanding the options available to civil servants entering retirement under FERS. If you’re one of the 2 million people in the federal workforce, this post is designed to help you make the m...
This week, we continue our journey through the eight pillars of rocking retirement, shifting our focus to the non-financial realm. We delve into the first two non-financial pillars: Energy and Mindset...
Understanding how 401(k) vesting works will help retirement savers make more informed decisions about an employer match....
September 17, 2024 – Welcome to another installment of my Options Trading Series. Please click here for the Options Landing Page for more details about the strategy. People frequently ask me how...
This is my first RMD year. I could delay it until April and then take two next year. I cut my hours in June, so my pay will be lower. I am thinking of calculating what my 2024 wages will be versus 202...
I'm just now starting to think about retirement. I'm 63, and currently working full time with a decent income. Work is getting stressful and I'm asking myself why I bother with it. I've met with an ad...
Mike Tyson famously said, “everyone has a plan until they get punched in the mouth" (which makes sense because my son has punched me in the mouth more times than I can count). That’s how I...
If you’re wondering How To Retire, today is your lucky day. A book titled “How To Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement” (Amazon Affiliate link) is [&hel...
Christine Benz has a new book, How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement dropping tomorrow. I was able to get an advance copy. Spoiler alert: it’s excellent. The ...
This past year, as we traveled, I received all sorts of comments from both Americans and Chinese about how “brave” ... Read more...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Recession around the corner Hey folks. Sorry I’ve been away for awhile. I took a long hiatus from blogging after my vacation from e...
A recently released paper called The Wealth of Working Nationsfound that, after controlling for working-age population (i.e. those age 15-64), historical GDP growth is quite similar across most develo...
Pilots, like doctors, face tons of questions per day. Aviation has a better safety record than medicine; we can use that to help our finances. The post Finance Boldface: Why Doctors Should Take Their ...
Today on Your Money, Your Wealth® podcast 495, Joe Anderson, CFP® and Big Al Clopine CPA spitball on three different listeners’ strategies for paying the tax on a Roth conversion now, to...
As the nation was emerging from the pandemic, rents exploded. Two years later, the pressure on rents is starting to ease in response to an increase in multifamily construction, including apartment bui...
The below list highlights several traps into which investors fall in their quest for investment perfection....
Gen Xers say they don't have enough to retire comfortably, but they do have some advantages over boomers....
I'm curious about your decision to reduce the number of cars, especially if you're a retired couple and you reduced the number of cars to one (or even zero). What went into that decision? What was the...
The logical beneficiary of a retirement plan can be denied benefits because of an incomplete or outdated beneficiary designation....
An IRA distribution can be used to reduce or eliminate those pesky quarterly estimated tax payments. See how. The post Using an IRA Distribution and Withholding to Reduce Estimated Tax Payments appear...
When I started blogging, I often lamented that I didn’t learn about FIRE when I was in my 20s. I could have saved more and retired from my engineering career ... Read more The post Young People ...
Get the facts on how the Social Security program works for retirees....
Use this checklist to create an estate plan that reflects your goals and values....
I was sitting around the campfire last weekend, enjoying the warmth of the flames and the comforting crackle of burning wood. My cousin, a financial advisor brimming with enthusiasm, leaned over and b...
Some adult children, used to an aging parent's independence have trouble facing the need for a caregiver. It's expensive. The elder's assets need to be used to pay for it....
Applying to law school is a major life decision that requires careful planning and preparation. With so many steps involved in the process, from choosing the right school to securing financing, it&rsq...
With record-high home equity and declining mortgage rates, the temptation to do a cash-out refinance is growing. I’ve certainly considered it myself. However, after careful reflection, my conclu...
Golf is a great game for people of all ages and it is definitely something to look into if you are retired and find yourself with some extra time. A lot of retired people find it as a great hobby to k...
Will more money make you happier? Up to a certain point, the answer is yes. The evidence offers some interesting insights. The post Will More Money Make Me Happier? appeared first on The White Coat In...
We bought a Tesla Model Y a little less than one year ago. Since then, we’ve been driving the sh*t out of it. In its short life, the Y has already visited 16 states. I know adult humans who aren...
Kudos to the American Academy of Actuaries (AAA) for releasing a new Issue Brief encouraging public pension plan administrators to provide eligible plan members with certain reference amounts when off...
Congratulations. You’ve worked hard to save money in your 401(k) or 403(b). But, if you’re like most Americans, you’re likely to change jobs (and employers) multiple times during you...
In this episode, we unpack Vice President Kamala Harris’s ambitious plan to lower housing costs, which would be funded by adopting Senator Elizabeth Warren’s sweeping estate tax overhaul. ...
Discover the cheapest car insurance options in Illinois for 2024. Explore average costs, state requirements, and tips to lower premiums. Find affordable coverage tailored to your needs today!...