Discover the Best Insights for Every Stage of Retirement

Medical Coding For Physicians

You know, I love joking around about how I chose to become a doctor because I couldn’t do math to ... Read more...

Beyond The Budget: 3 Strategies To Turn Financial Disagreements Into Marital Strengths

We can’t avoid disagreements in marriage in general—but we can use them to strengthen our relationships....

This Double-Dip Trust Benefit Really Is Too Good to Be True

Let's clear up the confusion among some trust makers and taxpayers over how grantor trust status affects the step-up in basis and estate tax exclusion....

WCI Travel Club: Momentous Trips to the Appalachian Trail, Washington DC, and Tokyo/Paris

Here's another edition of the WCI Travel Club, where readers can write about their worldly adventures and what they learned from them. The post WCI Travel Club: Momentous Trips to the Appalachian Trai...

Estimating percent of income you be need to replace: net or gross?

With retirement calculators, they often ask you the percentage of income you need to replace. Are these based on current net or gross income? submitted by /u/Finding_Way_[visit reddit] [comments]...

Corporate Transparency Act: Can CPAs Or Wealth Adviser Help You?

Corporate Transparency Act filings are due soon. Can your CPA or wealth adviser help you without committing the unauthorized practice of law?...

The Sunday Best (09/15/2024)

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...

25 Best Places To Enjoy Your Retirement In 2024: Eugene And Other Top Spots

Find the best places to retire in the United States. The top 25 retirement spots for leisure activities: golf, hiking, boating, theater, music and restaurants....

How To Find A Retirement Place That Fits Your Lifestyle And Passions

Forbes compared more than 800 places to find the best 25 for a variety of leisure activities, from hiking, skiing, watersports and golf to fine dining and arts....

Is an Annuity Worth It? Tax Pros and Cons

Knowing how an annuity might impact your tax situation can be confusing. Here are some advantages and downsides to consider....

Withdraw Social security application

I retired and 62, and filed and started receiving social security. I recently had a great job opportunity and decided to “un-retire”, and filed a form SSA-521 to withdraw my social securit...

Everyone knows the 4% yearly withdrawal rule. Are there other models?

I will be doing that as I want to leave money to my kids. But what if I didn't have a kid or didn't care to leave money to anyone? IDK, I saved my entire life to have enough money to retire on. The th...

Four Key Elements of a Good Estate Plan

An estate plan can be complex or simple, depending on your estate and your wishes, but every estate plan should accomplish these basic goals....

Car Insurance Fraud As A Side Hustle Is Not Worth The Money

In my post about illegal immigration, a commenter pointed out that I was lucky to avoid greater financial consequences from my car accident. It turns out that the maneuver where a car accelerates from...

Learned Helplessness: Is it Impacting Your Wealth? See How to Do (and Feel) Better

Learned helplessness can sneak up on you and impact your ability to make the good financial decisions. Learn how to spot and overcome it. The post Learned Helplessness: Is it Impacting Your Wealth? Se...

How Making a Qualified Charitable Distribution (QCD) Can Save You Tax Money

QCDs are a way to help great causes and those in need, but they are also a way to manage your tax exposure and avoid unpleasant surprises. The post How Making a Qualified Charitable Distribution (QCD)...

12 Steps to Protect Your Retirement Savings From Market Volatility

Even when the market ebbs and flows, you can keep your retirement investments stable with these proactive strategies....

Four Common Misconceptions About Life Insurance

Just because you have no dependents and no debt doesn't mean life insurance wouldn't come in exceedingly handy for someone in your life or even a charity....

Should You Keep Your 401(k) When You Retire?

Here are three primary reasons you might want to consider moving your retirement money from your 401(k) to an IRA once you retire....

Want to Move to Italy? What to Consider Financially

Once you've decided that you and Italy are compatible, you'll want to work out your tax planning, investments, retirement accounts and benefits....

Just gave three-minths notice today!

I just put in a three-month notice to retire on December 13 (Friday the 13th struck me as a funny date). My health insurance will be MedEx at 300/month and will cover everything, my IRA is good, Socia...

Earlier retirement with survivor benefits?

I think I'm going to retire next year at 60, by claiming my survivor benefits from my late wife. I would later switch to benefits at 67 for the full amount. I was shocked to find out this was possible...

How advisors can ease client fears of outliving retirement income

It's key for an advisor to have a firm grasp of clients' long-term goals, how much they are spending now and how much they plan to spend in the future....

Don’t Starve Your Retirement!

Learn how to build a retirement plan so you can feel comfortable and confident using your resources, not scared to spend them....

How To Help Your Relationship Survive Retirement

When you have a spouse or significant other, what’s next in your life is going to affect them too....

Social Security’s COLA: Let’s Not Mess with the Index

The current index is a good compromise. It’s “Social Security COLA-speculation” season, and with it comes the annual controversy about whether the government is using the right index...

Meet Members of the Boldin Team, Learn About their Boldest Life Decisions, and Explore What Being Bold Really Means

See the definition of bold. And, hear from the Boldin team about what being bold in life means. Explore the impact of bold decision making. The post Meet Members of the Boldin Team, Learn About their ...

2025 Social Security COLA Estimate Drops Again

The final Social Security COLA estimate for 2025 has dropped slightly from the previous estimate....

Medicare Advantage Customers Face Shrinking Pool of Insurers

Medicare Advantage plan insurers are reducing their enrollments as profit margins shrink....

How to Protect Your 401(k) in a Down Market

If your 401(k) balance nosedives in a down market, use these four strategies to safeguard your funds....

9 Mental Shifts Required for a Successful FIRE Journey

When I retired at 42 in 2021, I discovered the concept of Financial Independence Retire Early, also known as FIRE. Even though I had already reached financial freedom, understanding the mindset behind...

Avoid Costly Repairs: 20 Kitchen Sink No-Nos You Must Know

Many homeowners don’t realize how much damage common kitchen waste can cause to their plumbing. A small clog might seem harmless at first, but it can quickly turn into a serious problem. As a la...

Cuts to Social Security Benefits Could Top $21,000 for High-Income Couples

Benefits will be slashed 21% starting in 2033 if Social Security is not fixed, according to a new report. This is how much you could lose in annual benefits....

COVID Disrupted Schools’ Role as Funnel for Federal Aid

The Supplemental Security Income program supports more than 1 million disabled children nationwide. Poor and low-income families receive monthly cash payments of up to $943 to help with their care. In...

The Yield Curve is Un-Inverting and Why It Matters

The yield curve is a graph that plots the yields of bonds that have the same credit quality but across ... Read more...

My gigantic belly in retirement!

So. I am 61. I’m not even full-time retired, I’m part-time since February! Yes, I’m moving around much less. But a good friend told me that I’m fat and I need to lose weight. I...

Beware Of Financial Imposters On WhatsApp, Other Social Media

There’s been a dramatic twist in online imposter scams....

Bumped Into An Illegal Immigrant And It Could Have Been Costly

Like millions of others, I watched with intrigue the first—and potentially only—Donald Trump and Kamala Harris presidential debate. One of the most important topics discussed was illegal i...

Good And Bad News For Those Whose Part D Drug Costs Skyrocketed Recently

It’s that time of year when many of those who have Part D prescription drug coverage experience sticker shock....

Need encouragement - one way or another

So we're beginning our descent towards retirement. Hit our number(s) and are satisfied (as anyone can be) with our projected financial future (thank you New Retirement/Boldin). I'm ostensibly holding ...

Get the New "Medicare & You" Handbook for 2025

Here's how to get a free version of the "Medicare & You" handbook and learn about upcoming Medicare changes....

Saving to Be a 401(k) Millionaire? Plan for Taxes Now

Your tax bite in retirement could be excruciating. Here's why super savers need to get serious about protecting themselves....

Considering a 721 Exchange? Adopt a Buyer Beware Mindset

Having a tax-smart exit strategy for your real estate investment is a great idea, but if a 721 exchange is part of your plan, here's what you need to consider....

Your First Look At 2025 Tax Rates: Projected Brackets, Standard Deductions And More

Inflation-adjusted amounts in the tax code are expected to increase by 2.8% from the 2024 numbers—about half the increase that taxpayers saw in 2024....