Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 9997
New Rules Push Back RMD Start, Reduce Penalties
Jan 19 2023
January 20, 2023 — The end of the year presented several gifts to well off folks with substantial IRA, 401(k), or 403(b) balances. The biggest is that, thanks to the Secure 2.0 Act of 2022, the ...
topretirements.com
Job to supplement retirement income?
Jan 19 2023
I plan to retire from my State job next year at age 52. I plan to do a lot of traveling but I also would like to find a job I can do remotely from anywhere to supplement my retirement income (and fund...
reddit.com
8 Books You Should Read To Get Rich
Jan 18 2023
True Finance went viral on TikTok with a recent post. It was a collection of tweets by Cori Arnold titled "I become a millionaire at age 41, I could have become a millionaire by age 34 if I had instal...
thinksaveretire.com
Ten Advantages of Having a Personal Tax Accountant
Jan 18 2023
Doing taxes can be an intimidating process, but it doesn’t have to be. With the help of a qualified personal tax accountant, you can ensure that your taxes are done correctly and in a timely man...
retirementsavvy.net
FIRE Starter 014: Two Highly Motivated MDs
Jan 18 2023
Today’s FIRE Starter interviewee is a fellow physician financial blogger with a family of four–and sometimes another–early in their career. ... Read more...
physicianonfire.com
Economic Devastation Might Be Exactly What We Need To Win
Jan 18 2023
Since I left my day job in 2012, I’ve been constantly preparing for economic devastation. I had to because I no longer had a safety net. My plan was to take a leap of faith and succeed. It would...
financialsamurai.com
I Wouldn't Miss It - Would You?
Jan 18 2023
No one knows how this story will end, though the story's conclusion seems pretty obvious. A social media giant is edging toward oblivion. The question today is, do we care? Will its demise affect us? ...
satisfyingretirement.blogspot.com
Do you find yourself retired with little or no motivation?
Jan 18 2023
Staying motivated during retirement requires some forethought. You need to get yourself into a routine. You were in one for 40 some years and now your not. Some people can't handle that. If you don't ...
reddit.com
Planning for retirement requires more than just financial planning
Jan 18 2023
Financial planning is important. Planning for your physical and mental health needs to be part or your plan as well. I'm surprised at how many people don't think of this. They end up floundering after...
reddit.com
"Use your head for something besides a hat rack."
Jan 18 2023
Growing up, it's the only real advice my father gave me... about ten thousand times. :-) I think back on it now that I'm retired and you know what, he was right. submitted by /u/Scott-A-Gese[visit red...
reddit.com
56 and still owe a slew of child support. Have to stay in the game to finish debt. Retirement isn’t easy and having this as an overlay is rough. Of course paying all I owe and have never missed a paym
Jan 18 2023
submitted by /u/mofofromthenosho[visit reddit] [comments]...
reddit.com
Living abroad/pension
Jan 18 2023
If I were to retire and actually live abroad (outside of the USA), would that have any impact on my govt pension? submitted by /u/pinkdeano[visit reddit] [comments]...
reddit.com
Help deciding on a retirement plan set up
Jan 18 2023
Currently my spouse and I work for the government so we have modest pensions on deck for later. Both of our workplaces now are offering us 457(b) plans which got me thinking about Roth IRAs. We have n...
reddit.com
How to pick the right retirement state/city for a pair 38 y/o's? (Have any of you found a state/city that has good/fair retiree tax laws, lower cost of living, warm enough to be outside 300+ days out
Jan 18 2023
Broad question, I know. I'll try and narrow it down. My wife and I are quickly approaching 2025 which will be my 20 years of service at the Fire Department and 20 years of her working/contributing to ...
reddit.com
Are you retired and have little motivation?
Jan 18 2023
Just a thought here. If you lack motivation and are slightly depressed you might be suffering from S.A.D. Seasonal affective disorder. It affects more than those who are retired. It's a type of depres...
reddit.com
Roth conversion
Jan 18 2023
Roth conversion, x-post Tldr, I can't see where a Roth conversion makes much sense, can you? Let's pretend Let's pretend Martha is averaging $30k/yr on dividends in a non-retirement account for severa...
reddit.com
Retirement Rebootcast Episode Three: Optimizing Social Security
Jan 18 2023
Welcome to the third edition of theRetirement Rebootcast! This is a special limited-edition podcast series focused on my new book –Retirement Reboot: Commonsense Financial Strategies for Getting...
retirementrevised.com
6 Things You Should Know About Taxes on Social Security
Jan 18 2023
Contrary to popular myth, Social Security is taxable. How much you pay in taxes depends on your income and the state you live in. Age is not a factor....
aarp.org
Is Congress Trying to Take Away Your Credit Card Rewards?
Jan 17 2023
By Eric Rosenberg, WCI Contributor Have you heard of the Credit Card Competition Act of 2022? If you enjoy travel miles and points, the Credit Card Competition Act should be on your radar, as it has t...
whitecoatinvestor.com
The PoF Portfolio in 2023
Jan 17 2023
Would you believe it’s been over two years since I last updated the PoF Portfolio? Me neither, but it’s the ... Read more...
physicianonfire.com
14 Key Signs You Will Run Out of Money in Retirement
Jan 17 2023
You don't want to go broke in retirement. Despite all your preparation, however, you might discover that your retirement is going to cost more than you planned...
gobankingrates.com
5 Affordable Places To Retire Near the Beach
Jan 17 2023
You're getting ready to retire and you want to go to the beach -- possibly every day. Since you don't currently live in a coastal community...
gobankingrates.com
Ways You Can Lose Your Social Security Benefits
Jan 17 2023
Social Security serves mostly older retirees, but also the disabled through Social Security Disability Insurance (SSDI)....
gobankingrates.com
A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!
Jan 17 2023
I’ve been excited to talk about this for a while now, but I wanted to hold back until we were sure it was going to happen. Well, it’s now official… We’re heading back to Boque...
routetoretire.com
Great Depression Holds Lesson for Our Time
Jan 17 2023
Photograph by Lewis Hines, West Virginia 1937. The Great Depression, sparked by a devastating collapse in stocks followed by 25 percent unemployment, remains the deepest recession in U.S. history. A n...
squaredawayblog.bc.edu
Getting Motivated
Jan 17 2023
Been retired for coming up to a year now. At first, I treated it a bit like a holiday at home. Not having to get up early, get somewhere, or do anything. After years of long hours and longer drives, i...
reddit.com
Free chair yoga book
Jan 17 2023
Hello! I am a yoga teacher and I have written a book specifically for retired people to enjoy yoga - whether you are fully mobile and just like to stay on the couch, or you have limited mobility and n...
reddit.com
How anxious and stressful is planning retirement?
Jan 17 2023
I’m curious if anyone here can talk about the stress and anxiety and fear before retirement and how that affected them. Especially if you have stories looking back and realizing it made you a bi...
reddit.com
As France Moves to Delay Retirement, Older Workers Are in a Quandary
Jan 17 2023
A measure to raise the retirement age to 64 from 62 is expected to expose more people to age discrimination: “Companies in France won’t hire them.”...
nytimes.com
Stepping out of management in the last few months before retirement
Jan 17 2023
Hi all, Wondering if anyone else is in the same boat as me. I'm planning to retire about this time next year. My plan is to work my current job as a director (people manager) until around June or July...
reddit.com
Simple IRA
Jan 17 2023
Hi everyone, I live in NYC my dad used to work for this plumbing company and he contributed to his simple IRA for a couple of years. The problem is that he left that company and he doesn’t know ...
reddit.com
how to consolidate multiple accounts
Jan 17 2023
Hi, not sure if this is the right community to post this in, but if you can guide me in any way, I'd be really grateful! I have 3 401k accounts, two from 2 previous jobs I had, and one from the job I ...
reddit.com
Effect of continued work on Social Security
Jan 17 2023
I am almost 60.5 years old, so not that far from first being able to get a (reduced) Social Security old-age (that is what is is called) benefit. I was curious what effect it would have on my benefit ...
reddit.com
Retirement
Jan 17 2023
Hello everyone I’m currently 21 years old and I’m lost on how I should go about my retirement. I have a 401K that I put $200 dollars every paycheck (every 2 weeks) I also have a Robinhood ...
reddit.com
The Real Cost of Retirement: Are You Saving Enough?
Jan 16 2023
Social Security benefits in 2023 will see the highest increase in 40 years, but will it be enough to cover the real cost of retirement? In 2023, there will be an 8.7% increase for COLA (Cost-of-Living...
401kmaneuver.com
Reader Case: How do I Squeeze More Income From my Portfolio?
Jan 16 2023
When most people think about early retirement, they picture themselves flipping off their boss at work, strolling out the door, and retiring to a life of full-time leisure or travel, and there’s...
millennial-revolution.com
Your Appeal Rights at the IRS
Jan 16 2023
Photo credit: jb If you have received a result from an IRS examination that requires an adjustment to your tax liability and you don’t agree with the result, you have certain rights to appeal &n...
financialducksinarow.com
How Are Social Security Benefits Taxed?
Jan 16 2023
This blog has traditionally focused on early retirement. As such, we haven’t given Social Security the attention it probably deserves. Social Security benefits are crucial for most retirees. Eve...
caniretireyet.com
M1 Finance Referral $100 Bonus: The Ultimate Guide
Jan 16 2023
M1 Finance is a free mobile-first investing platform that allows users to invest in stocks, bonds, ETFs, and even cryptocurrencies. The best part? The M1 Finance referral bonus, in which any new membe...
inspiretofire.com
Money and Happiness: 50 Financial Lessons for a Happier Life
Jan 16 2023
Discover the connection between money and happiness with 50 financial lessons to help you improve your relationship with money and achieve a happier life....
crucialwealth.com
Arizona Community’s Water Supply Shut Off – Are There Any Safe Places to Retire?
Jan 16 2023
January 17, 2023 — The search for a safe place to retire is challenging, as the community of Rio Verde Hills just found out. Up until recently, it received its water from neighboring Scottsdale....
topretirements.com
State of the Blog 2023
Jan 16 2023
By Dr. James M. Dahle, WCI Founder Since WCI began in 2011, we have published a State of the Blog each January reporting on our progress toward our goals. As the enterprise has expanded over the years...
whitecoatinvestor.com
Mega Backdoor Roth - How to get 66k in a Roth this Year
Jan 16 2023
A question I see a lot online is how to properly execute a Mega Backdoor Roth, or how to get more in Roth retirement savings, even if you exceed income limits. Here is a guide my planning firm wrote o...
reddit.com
Mega Backdoor Roth IRA
Jan 16 2023
Each year I currently do a backdoor Roth IRA contribution via a non-deductible contribution to my Trad, then convert over to a Roth IRA. I recently learned about the "Mega backdoor Roth IRA" that lets...
reddit.com
Land buying question — pitfalls?
Jan 16 2023
As part of our retirement plan we’d like to purchase some rural land in another state now and build a home on it at a later date. I’m having trouble finding good info on the risks of doing...
reddit.com
Should I be on Facebook to find local activity groups?
Jan 16 2023
I've made it this far without being on Facebook, but maybe I need to give in? As I discussed in a different post, I'm retired early, bored and lonely and finding very very little in the way of organiz...
reddit.com
Want husband to retire early or semi-retire and go with me to China.
Jan 16 2023
I'm married 11 years (together 13 years). We both are 38. Both my parents has passed away a long time ago, now I'm at the point I just want to go back to China to be with my grandma (whom very old). M...
reddit.com
Tell me where to buy my "Sun Solution" home
Jan 16 2023
Big question here. I "think" I just sold my business today for more than what I was anticipating. This is pretty cool and freeing. A question for you all is this: I live in the dark and dreary PNW. I ...
reddit.com
10 Lessons Learned Along This FIRE Journey
Jan 15 2023
So understanding that value proposition all of us have in trading our time for money is one of ten lessons that our poster, Tawcan, has learned during his...
physicianonfire.com
Popular Topics
Filter content by these topic groups:
Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.