Curated articles and podcasts from trusted financial experts and real retirees.
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This week, we continue our journey through the eight pillars of rocking retirement, shifting our focus to the non-financial realm. We delve into the first two non-financial pillars: Energy and Mindset...
Understanding how 401(k) vesting works will help retirement savers make more informed decisions about an employer match....
September 17, 2024 – Welcome to another installment of my Options Trading Series. Please click here for the Options Landing Page for more details about the strategy. People frequently ask me how...
This is my first RMD year. I could delay it until April and then take two next year. I cut my hours in June, so my pay will be lower. I am thinking of calculating what my 2024 wages will be versus 202...
I'm just now starting to think about retirement. I'm 63, and currently working full time with a decent income. Work is getting stressful and I'm asking myself why I bother with it. I've met with an ad...
Mike Tyson famously said, “everyone has a plan until they get punched in the mouth" (which makes sense because my son has punched me in the mouth more times than I can count). That’s how I...
If you’re wondering How To Retire, today is your lucky day. A book titled “How To Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement” (Amazon Affiliate link) is [&hel...
Christine Benz has a new book, How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement dropping tomorrow. I was able to get an advance copy. Spoiler alert: it’s excellent. The ...
This past year, as we traveled, I received all sorts of comments from both Americans and Chinese about how “brave” ... Read more...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Recession around the corner Hey folks. Sorry I’ve been away for awhile. I took a long hiatus from blogging after my vacation from e...
A recently released paper called The Wealth of Working Nationsfound that, after controlling for working-age population (i.e. those age 15-64), historical GDP growth is quite similar across most develo...
Pilots, like doctors, face tons of questions per day. Aviation has a better safety record than medicine; we can use that to help our finances. The post Finance Boldface: Why Doctors Should Take Their ...
Today on Your Money, Your Wealth® podcast 495, Joe Anderson, CFP® and Big Al Clopine CPA spitball on three different listeners’ strategies for paying the tax on a Roth conversion now, to...
As the nation was emerging from the pandemic, rents exploded. Two years later, the pressure on rents is starting to ease in response to an increase in multifamily construction, including apartment bui...
The below list highlights several traps into which investors fall in their quest for investment perfection....
Gen Xers say they don't have enough to retire comfortably, but they do have some advantages over boomers....
I'm curious about your decision to reduce the number of cars, especially if you're a retired couple and you reduced the number of cars to one (or even zero). What went into that decision? What was the...
The logical beneficiary of a retirement plan can be denied benefits because of an incomplete or outdated beneficiary designation....
An IRA distribution can be used to reduce or eliminate those pesky quarterly estimated tax payments. See how. The post Using an IRA Distribution and Withholding to Reduce Estimated Tax Payments appear...
When I started blogging, I often lamented that I didn’t learn about FIRE when I was in my 20s. I could have saved more and retired from my engineering career ... Read more The post Young People ...
Get the facts on how the Social Security program works for retirees....
Use this checklist to create an estate plan that reflects your goals and values....
I was sitting around the campfire last weekend, enjoying the warmth of the flames and the comforting crackle of burning wood. My cousin, a financial advisor brimming with enthusiasm, leaned over and b...
Some adult children, used to an aging parent's independence have trouble facing the need for a caregiver. It's expensive. The elder's assets need to be used to pay for it....
Applying to law school is a major life decision that requires careful planning and preparation. With so many steps involved in the process, from choosing the right school to securing financing, it&rsq...
With record-high home equity and declining mortgage rates, the temptation to do a cash-out refinance is growing. I’ve certainly considered it myself. However, after careful reflection, my conclu...
Golf is a great game for people of all ages and it is definitely something to look into if you are retired and find yourself with some extra time. A lot of retired people find it as a great hobby to k...
Will more money make you happier? Up to a certain point, the answer is yes. The evidence offers some interesting insights. The post Will More Money Make Me Happier? appeared first on The White Coat In...
We bought a Tesla Model Y a little less than one year ago. Since then, we’ve been driving the sh*t out of it. In its short life, the Y has already visited 16 states. I know adult humans who aren...
Kudos to the American Academy of Actuaries (AAA) for releasing a new Issue Brief encouraging public pension plan administrators to provide eligible plan members with certain reference amounts when off...
Congratulations. You’ve worked hard to save money in your 401(k) or 403(b). But, if you’re like most Americans, you’re likely to change jobs (and employers) multiple times during you...
In this episode, we unpack Vice President Kamala Harris’s ambitious plan to lower housing costs, which would be funded by adopting Senator Elizabeth Warren’s sweeping estate tax overhaul. ...
Discover the cheapest car insurance options in Illinois for 2024. Explore average costs, state requirements, and tips to lower premiums. Find affordable coverage tailored to your needs today!...
You know, I love joking around about how I chose to become a doctor because I couldn’t do math to ... Read more...
We can’t avoid disagreements in marriage in general—but we can use them to strengthen our relationships....
Let's clear up the confusion among some trust makers and taxpayers over how grantor trust status affects the step-up in basis and estate tax exclusion....
Here's another edition of the WCI Travel Club, where readers can write about their worldly adventures and what they learned from them. The post WCI Travel Club: Momentous Trips to the Appalachian Trai...
With retirement calculators, they often ask you the percentage of income you need to replace. Are these based on current net or gross income? submitted by /u/Finding_Way_[visit reddit] [comments]...
Corporate Transparency Act filings are due soon. Can your CPA or wealth adviser help you without committing the unauthorized practice of law?...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Find the best places to retire in the United States. The top 25 retirement spots for leisure activities: golf, hiking, boating, theater, music and restaurants....
Forbes compared more than 800 places to find the best 25 for a variety of leisure activities, from hiking, skiing, watersports and golf to fine dining and arts....
Knowing how an annuity might impact your tax situation can be confusing. Here are some advantages and downsides to consider....
I retired and 62, and filed and started receiving social security. I recently had a great job opportunity and decided to “un-retire”, and filed a form SSA-521 to withdraw my social securit...
I will be doing that as I want to leave money to my kids. But what if I didn't have a kid or didn't care to leave money to anyone? IDK, I saved my entire life to have enough money to retire on. The th...
An estate plan can be complex or simple, depending on your estate and your wishes, but every estate plan should accomplish these basic goals....
In my post about illegal immigration, a commenter pointed out that I was lucky to avoid greater financial consequences from my car accident. It turns out that the maneuver where a car accelerates from...
Learned helplessness can sneak up on you and impact your ability to make the good financial decisions. Learn how to spot and overcome it. The post Learned Helplessness: Is it Impacting Your Wealth? Se...
QCDs are a way to help great causes and those in need, but they are also a way to manage your tax exposure and avoid unpleasant surprises. The post How Making a Qualified Charitable Distribution (QCD)...