Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 9951
Why So Many Experts Consider Annuities a Win for Retirees
Mar 14 2023
Rising interest rates, pressure on Social Security, unpredictable markets and longevity risks are making annuities ever more attractive as a part of retirement planning....
kiplinger.com
What the Markets New Tailwinds Could Look Like in 2023
Mar 14 2023
Historically, the markets bounce back nicely after sharp declines, so focusing on historically high-quality companies trading at today’s lower valuations could be a good recovery strategy....
kiplinger.com
Employer Stock In Your 401(k) Account Can Leverage Your Risks
Mar 14 2023
Owning employer stock in your 401(k) can increase returns, but it multiplies your financial risk....
forbes.com
Concentration is Not Your Friend
Mar 14 2023
There's an old saying that goes, "Concentrate to get rich, diversify to stay rich." The idea being that you should put all of your assets into one (or a few) investment(s) to build your wealth and the...
ofdollarsanddata.com
Total 401k return by retirement?
Mar 14 2023
Does anyone know what the avg TOTAL return is for a 401k by retirement? Example to make things easy: If by 65 I’ve invested $20,000 of my money into my 401k but my portfolio is worth $100k, it w...
reddit.com
February 2023 Options Trading Summary $2045
Mar 14 2023
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Volatility in markets continue Not a bad month but because February is kind of short I was not able to make too much. I mostly sell put a...
freedomthirtyfiveblog.com
Homelessness: Can You Pass this Quiz?
Mar 14 2023
Do you know the main reason Americans slip into homelessness? Are you aware of the roots of this longstanding crisis? The best way to counter negative views of homelessness is to develop a better unde...
squaredawayblog.bc.edu
Retirement Splurge?
Mar 14 2023
When you retired was there something you splurged on? I know a lot of us try to pay everything off and cut expenses during retirement. On the other hand I feel like we work hard all of our life to enj...
reddit.com
Social Security Confusion Regarding 40 Credits and Years Worked
Mar 14 2023
Hello- I'm hoping someone here has an easy answer to this question. I have the required 40 credits to claim social security. For many of my working years I was making high 5, low 6 figures (range was ...
reddit.com
401a rollover to IRA
Mar 14 2023
My wife has a 401a from the company she retired from and wants to roll it into an IRA at Fidelity. The employer is telling her the distribution check will be made out to Fidelity FBO her, but is also ...
reddit.com
Gold ETF in IRA
Mar 14 2023
Hello ladies and gents, Whats everyone's opinion on having a Gold ETF in your IRA acct. The Google machine gives a lot of mixed feedback and I'm struggling to make an informed decision. I am early 30s...
reddit.com
Taking SS at full retirement age and still working
Mar 14 2023
Does anyone know and can answer if one is taking SS at FRA and still working, is that person able to increase the SS benefit by replacing a lower wage year with a higher wage year after starting to co...
reddit.com
Why Didn t Anybody Tell Me These Before I Retired
Mar 14 2023
March 15, 2023 — It seems like retirement shouldn’t be allowed to start until a person went through a required course. There are so many important decisions – when to take Social Sec...
topretirements.com
Why Didn’t Anybody Tell Me This Stuff Before I Retired
Mar 14 2023
March 15, 2023 — It seems like a person shouldn’t be allowed to start retirement until they went through a course. There are so many important decisions – when to take Social Securit...
topretirements.com
February 2023 Early Retirement Update
Mar 14 2023
Welcome back to another update from Root of Good. We are slowly easing into spring. Or so we thought, until we got a brief snow blizzard over the weekend. It was above freezing the whole time, but it'...
rootofgood.com
How are You Dealing with " Pre" Retirement Fears?
Mar 14 2023
I turned 61 this year. The truth be told, I have been in denial about it for so long that I am actually hurtling headlong towards 62. Good grief. When did I get so old? At this age, my mind should be ...
reddit.com
13 Ways to Lower the Tax Bill on Your Income
Mar 13 2023
By Dr. James M. Dahle, WCI Founder More income is almost always a good thing, but not all income is created equal. Inadequate financial literacy often leads to paying too much tax on the income you do...
whitecoatinvestor.com
Digging, Mudding, Building, Cincinnati, NYC
Mar 13 2023
I’ll bet you’ve never seen a title like that on a blog before. Allow me to explain. I’ve been pretty busy lately. The Project House is almost ready to become a furnished rental: I&rs...
1500days.com
50 ways to spend less and save more money in 2023
Mar 13 2023
The economy has been great. We’re all making money, but I’ve got some news for you, and you might not like it The economy won’t always be this way, and those of us who will emerge wi...
thinksaveretire.com
Financial Planning Checklist For LGBTQ Families
Mar 13 2023
There are areas of financial planning for LGBTQ families that need special attention and are often overlooked. Taking a proactive approach will help ensure that LGBTQ couples’ finances are handl...
forbes.com
Denied by AI: How Medicare Advantage plans use algorithms to cut off care for seniors in need
Mar 13 2023
submitted by /u/lebushjr[visit reddit] [comments]...
statnews.com
Cyberattacks Are Increasing: How to Prepare
Mar 13 2023
When it comes to preparedness, we tend to focus on preparing for our financial futures. Unfortunately, this often includes providing our readers with tips for avoiding becoming the victim of cybercrim...
401kmaneuver.com
15 Biggest Retirement Mistakes You Will Regret Forever
Mar 13 2023
In this article, we take a look at the 15 biggest retirement mistakes you will regret forever. For more such retirement mistakes, go to 5 Biggest Retirement Mistakes You Will Regret Forever. Retiremen...
yahoo.com
Hypothetically, say I worked for Silicon Valley Bank and built a pension Bank fails Am I still entitled to receive company pension?
Mar 13 2023
I am not sure if this is the right forum to post question. submitted by /u/afunbe[visit reddit] [comments]...
reddit.com
Pack Your Bags for A 3-Year-Cruise
Mar 13 2023
Pack your bags. It’s time to live your digital nomad dream! How would you like to live and work from a cruise ship? If you work remotely, you really need to check this out. Life at Sea Cruises i...
retireby40.org
Focus on Your Spending Budget and Your Funded Status, Not on Withdrawals from Your Accumulated Savings
Mar 13 2023
It seems that every other article we read these days in the retirement media involves someone’s thoughts about how best to withdraw funds from accumulated savings to supplement income from other...
howmuchcaniaffordtospendinretirement.blogspot.com
How is Social Security base rate computed?
Mar 13 2023
I know all about how the amount we receive is adjusted by whether we retire at, before or after FRA. But what I’m trying to learn is which 35 highest years of income go into the equation- does i...
reddit.com
401k rate of return?
Mar 13 2023
Hi, I'm nowhere near retirement but I've been investing in my 401k for quite a while now. I know if I have demanding concerns I'll speak with an actual financial advisor, but I'm curious if anyone kno...
reddit.com
Five Problems People Have When They Retire
Mar 13 2023
Following the footsteps of others can give you a clearer path to your own retirement. Here are some challenges currently facing today’s retirees....
forbes.com
What are my next steps?
Mar 13 2023
I’m 60, SF, no kids and starting to seriously think about my next steps. I have a good job (85k) and benies and ~$500k in my 401k. Only have ~ $2k in savings and owe $5k on CC. Car will be pd in...
reddit.com
What should I chose? Im just starting my roth IRA today and am planning on putting in $100 per month what should I invest in?
Mar 13 2023
submitted by /u/MyNameNickk[visit reddit] [comments]...
reddit.com
Is this enough for my wife to live on?
Mar 13 2023
Hi. We are both in our mid fifties and live in Los Angeles. If I were to die tomorrow, a distinct possibility, could she make 300K last the rest of her life? She’s on permanent disability and re...
reddit.com
I just started a mission square retirement account at work that my employer contributes to I see two different accounts when I login, one labeled RHS & one labeled 457B I am brand new to this so
Mar 13 2023
submitted by /u/VicWoodhull[visit reddit] [comments]...
reddit.com
Can someone explain the reasoning behind penalizing SS benefits if you earn too much
Mar 13 2023
submitted by /u/Civil-Action-9612[visit reddit] [comments]...
reddit.com
The Upside Once The Fed Destroys The Middle Class
Mar 13 2023
Bear markets and bank runs aren’t good for most people. But let’s try to look at the upside if the Fed destroys the middle class, shall we? Thinking in extremes provides clarity to help ma...
financialsamurai.com
Need advice on ira portfolio diversification
Mar 13 2023
New to investing and recently opened a roth ira. Im wondering if this would be a good portfolio: 55% FXAIX 30% FTEC 10% FSGGX 5% FXNAX I'm 21 so I don't mind being aggressive, but wanted to know if th...
reddit.com
I have my own Roth IRA and my companies Roth 401k, how should I contribute?
Mar 13 2023
I’m just coming up on year one at my newish job. Decent pay (70k but a raise is in the works in the next two months that is negotiable). I’m currently 30M. Currently have about 15k in Roth...
reddit.com
No FDIC Insurance Why a Brokerage Account Is Safe
Mar 13 2023
News came last Friday that Silicon Valley Bank was taken over by the FDIC after it had a bank run. Silicon Valley Bank was the 16th largest bank in the country with over $200 billion in assets. Such a...
thefinancebuff.com
Silicon Valley Bank Failure FDIC & SIPC Explained
Mar 12 2023
Hey FAANG FIRE, Next week is is going to be different. By now you have been inundated by news that Silicon Valley Bank has failed. This is the largest bank failure since 2008. It started with SVB shar...
andrenader.substack.com
Back End Slats A SLAT, ILIT, DAPT, Or SPAT By Another Name?
Mar 12 2023
SLAT, DAPT, SPAT - Demystifying the Trust Alphabet Soup including the latest moniker "Back Door SLAT" to help you really plan....
forbes.com
The Danger Of Dualism In Financial Planning
Mar 12 2023
In the age of blogging, vlogging, podcasts, and TikTok, bite-sized personal finance instruction is abundant. But is that helpful or hurtful?...
forbes.com
Highlights and Behind the Scenes Stories from WCICON23 (Where One Doc Became an Actual Hero)
Mar 12 2023
By Josh Katzowitz, WCI Content Director Now that the giant stage and video screens in Phoenix have been broken down and now that everything else from the Physician Wellness and Financial Literacy Conf...
whitecoatinvestor.com
Dividend investing and Social Security vs Sequence of Return risk and owning bonds
Mar 12 2023
I am wondering about living on dividends and social security in retirement, and how this solves certain problems raised by sequence of return risk and owning bonds, both in the years before retirement...
reddit.com
How do I get over the fear of spending my 401k?
Mar 12 2023
submitted by /u/mmura09[visit reddit] [comments]...
reddit.com
For those considering early retirement, I found mom's state and county property tax statement the year I was born
Mar 12 2023
She bought a typical suburban home in Texas and paid $3.33 in state and county property taxes. Times have certainly changed since 1960. submitted by /u/Wizzmer[visit reddit] [comments]...
reddit.com
The Sunday Best (03 12 2023)
Mar 12 2023
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
physicianonfire.com
Is There An Ideal Age To Retire?
Mar 12 2023
Some of us are naturally drawn to optimizing things. Can your retirement date be one of those things? There are ... Read more...
physicianonfire.com
Saving on streaming services
Mar 12 2023
I have entirely too many. How many of you cancel then resubscribe for planned binging? I’m thinking I need to start doing this. submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...
reddit.com
Can you explain to me like a 5 year old: how does one take distributions from portfolio in good years and then in bad years?
Mar 12 2023
For example, if your portfolio earned 12% one year, do you stand by the 4% rule and leave the rest to keep working? submitted by /u/Americantruther2023[visit reddit] [comments]...
reddit.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.