Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 9960
The Danger Of Dualism In Financial Planning
Mar 12 2023
In the age of blogging, vlogging, podcasts, and TikTok, bite-sized personal finance instruction is abundant. But is that helpful or hurtful?...
forbes.com
Highlights and Behind the Scenes Stories from WCICON23 (Where One Doc Became an Actual Hero)
Mar 12 2023
By Josh Katzowitz, WCI Content Director Now that the giant stage and video screens in Phoenix have been broken down and now that everything else from the Physician Wellness and Financial Literacy Conf...
whitecoatinvestor.com
Dividend investing and Social Security vs Sequence of Return risk and owning bonds
Mar 12 2023
I am wondering about living on dividends and social security in retirement, and how this solves certain problems raised by sequence of return risk and owning bonds, both in the years before retirement...
reddit.com
How do I get over the fear of spending my 401k?
Mar 12 2023
submitted by /u/mmura09[visit reddit] [comments]...
reddit.com
For those considering early retirement, I found mom's state and county property tax statement the year I was born
Mar 12 2023
She bought a typical suburban home in Texas and paid $3.33 in state and county property taxes. Times have certainly changed since 1960. submitted by /u/Wizzmer[visit reddit] [comments]...
reddit.com
The Sunday Best (03 12 2023)
Mar 12 2023
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
physicianonfire.com
Is There An Ideal Age To Retire?
Mar 12 2023
Some of us are naturally drawn to optimizing things. Can your retirement date be one of those things? There are ... Read more...
physicianonfire.com
Saving on streaming services
Mar 12 2023
I have entirely too many. How many of you cancel then resubscribe for planned binging? I’m thinking I need to start doing this. submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...
reddit.com
Can you explain to me like a 5 year old: how does one take distributions from portfolio in good years and then in bad years?
Mar 12 2023
For example, if your portfolio earned 12% one year, do you stand by the 4% rule and leave the rest to keep working? submitted by /u/Americantruther2023[visit reddit] [comments]...
reddit.com
Retire in Portugal (via D7) and purchase retirement home possible?
Mar 12 2023
Since Portugal's Golden Visa has come to an end, I was thinking of retiring there instead. My question is it possible to buy residential real estate using my retirement fund (e.g., 401k, IRA, etc.)? W...
reddit.com
How Taxes Work in Retirement | Sensible Money
Mar 12 2023
In retirement, each source of income has its own set of tax rules. You may need to set up withholding and quarterly payments. Here are the tax rules that apply....
sensiblemoney.com
HOW DOES YOUR PERFECT FRIDAY LOOK LIKE IN RETIREMENT?
Mar 12 2023
Friday night is our witching hour, beginning with craft cocktails with freshly squeezed grapefruit juice, Japanese plum wine, Sake, and tequila. The drink, O-REN Ishii, is named after the female assas...
reddit.com
Time spent gardening is associated with better mental wellbeing and life satisfaction in Mid-to-late adulthood, especially in older adults
Mar 12 2023
submitted by /u/totemp0le[visit reddit] [comments]...
sciencedirect.com
What do you feel is the single most important thing you do to keep your brain and your mind fit?
Mar 12 2023
Although I do several things, the single most important one to me is healthy eating choices. It's true you need good nutritious food to keep your body fit, but the nutrition you gain from good food al...
reddit.com
Get Rid of Estimated Tax Payment Vouchers from TurboTax
Mar 11 2023
The previous post Opt Out of Underpayment Penalty in TurboTax covered how TurboTax calculates an underpayment penalty that the IRS may not actually assess. You have to take an extra step to decline th...
thefinancebuff.com
$60,000 A Year Is How Much An Hour?
Mar 11 2023
In this article, we answer: $60,000 A Year Is How Much An Hour? In today’s economy, it’s not uncommon for people to wonder how much their salary equates to in hourly pay. Knowing your hour...
inspiretofire.com
People Of Color See Higher And Rising Unemployment In Possible Signs Of Softening Economy
Mar 11 2023
The labor market is still going strong overall, but communities of color still struggle with higher and, in some instances, worsening unemployment. Further economic pain can quickly spread amid politi...
forbes.com
Have a Retirement Bucket List? Don’t Hesitate to Dive In
Mar 11 2023
Early in retirement is when you are most likely to have the three necessary elements going for you at the same time — money, health and time....
kiplinger.com
401k vs Roth 401k how to decide?
Mar 11 2023
Im hoping to get some clarity on deciding. The usual advice i see is if you think youll be in higher tax bracket in retirement then go roth, if same tax bracket it doesn't matter and if lower tax brac...
reddit.com
best investment
Mar 11 2023
I have made an informal study of my widowed mother in law (funeral was yesterday - she was 93) and my own parents (dad and mom/ 88 - dad died last October) and compare their retirement years for my ow...
reddit.com
Reality Check Please Retired last year at 71 and started collecting SS
Mar 11 2023
My understanding is I can earn up to $21,240 this year without any impact on my SS benefits. Is this true or did I miss something? submitted by /u/mrcanard[visit reddit] [comments]...
reddit.com
Keep contributing to my 403b or pay my student loans?
Mar 11 2023
Hi everyone. I have approximately 53k in student loans that I want to pay off. It’s like a black cloud over me. My company contributes 10% of my pay to my 403b~ $176 per paycheck while I contrib...
reddit.com
Is Roth IRA enough
Mar 11 2023
I'm 33 years old and just recently started saving for retirement. Maxed out my Roth IRA last year( put it all into VOO on vanguard) and will max it out again this year, but I have no 401k at my job an...
reddit.com
In praise of the mystic
Mar 11 2023
I wrote this tounge in cheek essay for an ezine around 2005 or so. Enjoy! Knowledge is irrelevant to the mystic. The true mystic strives for something greater than knowledge. Knowledge is but the logi...
earlyretirementextreme.com
How Our Private Real Estate Investments Performed in 2022
Mar 10 2023
[Editor's Note: The vast majority of the world’s millionaires have created wealth by investing in real estate. The White Coat Investor wants to show you how that’s possible for you. That&r...
whitecoatinvestor.com
Top 10 Ways to Lower Your Taxes
Mar 10 2023
If you want to lower your taxes, it’s important to have more than a vague understanding of how our tax ... Read more...
physicianonfire.com
How to Retire Like an Adult: A 10-Point Checklist for Responsible Freedom
Mar 10 2023
If you are in your 40s, 50s or 60s, you are probably hoping to find the fountain of youth and you are ready to feel like a kid again with a happy go lucky retirement. However, when you plan your golde...
newretirement.com
The Basics of FIRE
Mar 10 2023
March 10, 2023 After seven years of blogging in the personal finance and FIRE community, I realize that there’s one type of post I’ve always avoided: How to explain FIRE to a complete newb...
earlyretirementnow.com
Secure 2 0 Act's Automatic Enrollment Provision Pros and Cons
Mar 10 2023
The new legislation requires employers to automatically enroll employees in retirement plans like 401(k)s. What are the benefits and drawbacks?...
kiplinger.com
Jobs Report Is So-So For Workers
Mar 10 2023
Wage growth adjusted for inflation is the lowest in over 60 years....
forbes.com
How To Prepare For Another Bank Run As The Contagion Spreads
Mar 10 2023
Sadly, Silicon Valley Bank (SVB, $SIVB), the 16th largest bank in America at the end of 2022, experienced a bank run. Now the contagion has spread to other regional banks such as First Republic Bank, ...
financialsamurai.com
Administration's Greenbook Proposal Will Make Trust Reporting Horrendous Privacy Is Dead
Mar 10 2023
The Administration's Greenbook budget proposal includes broad, invasive and harsh reporting requirements for most trusts....
forbes.com
How Elders Are Affected By The Current Mental Health Crisis
Mar 10 2023
Depression and isolation are common problems in aging, made worse by the aftermath of the pandemic. Getting help can change lives. Treatment is usually very effective for elders....
forbes.com
Retired and looking to start a business
Mar 10 2023
I retired from the military a few years ago. Both wife and I are stay at home parents. I’ve been working in several startup. How many of you who retired young, don’t have to work if you do...
reddit.com
The "American Dream" Has It Changed?
Mar 10 2023
In a post written almost nine years ago, I asked for your feedback on the validity of the so-called American Dream. That was a few years into the Tea Party movement and the economic recovery after the...
satisfyingretirement.blogspot.com
Age and Wisdom? 1 in 9 Seniors Say They Still Don t Have Life Figured Out
Mar 10 2023
Although age brings wisdom, one in nine Americans 64 and older still don’t have life figured out, according to new research. A survey of 2,000 Americans 64 and older dispelled the idea that olde...
wealthofgeeks.com
Getting a home equity loan in retirement
Mar 10 2023
My dad is retired now and he and my mom would like to move to be closer to my family. They have a nice house that is paid off that they will be selling, it’s in a pretty desirable area, so we ar...
reddit.com
Let's Have A Low Stress Tax Season
Mar 09 2023
April 15th, that dreadful tax day is fast approaching. But it doesn’t have to be stressful. In previous years, I’d be going over our accounts and entering the numbers into H&R Block by...
retireby40.org
While French Workers Strike To Protect Their Pensions U S Elders Fear More Social Security Cuts
Mar 09 2023
Yesterday, French workers amped up their protest over President Macron’s proposal to cut pensions by raising the retirement age from 62 to 64....
forbes.com
Navigating a Lawsuit
Mar 09 2023
Today, we interview a doc who shares his experience of navigating a lawsuit. While he keeps the details of the case private, he shares what he learned through this long and arduous several-year proces...
whitecoatinvestor.com
Biden Calls for Doubling of Capital Gains Tax Rate
Mar 09 2023
President Biden wants to increase the capital gains tax rate and the Medicare tax rate to have wealthy people pay a “fairer” share of taxes....
kiplinger.com
Best Investments For Inflation What To Buy In A High CPI Environment
Mar 09 2023
Is inflation scrambling your nest egg? Fortunately, there's still time to add inflation-resistant investments to your portfolio. A good mix of asset classes can smooth out your volatility, both for th...
forbes.com
The 9 Best Income Producing Assets to Grow Your Wealth
Mar 09 2023
Want to get rich? Then you should just keep buying a diverse set of income producing assets. While this advice sounds easy enough, the hard part comes when deciding what kind of income-producing asset...
ofdollarsanddata.com
Running Fast To Slow Down
Mar 09 2023
Running fast to slow down. It seems an oxymoron, but it’s a reality that many of us face at various seasons in our life. Seasons such as… …cramming for Final Exams to enjoy the sum...
theretirementmanifesto.com
Social Security at 62 v ACA subsidies a dilemma and request for advice
Mar 09 2023
I would appreciate some advice concerning the timing of my Social Security payments, and how that interacts with ACA subsidy payments. I am 60. I will turn 65 in August of 2027. I have an ACA plan. Du...
reddit.com
Connecticut Teachers Retirement transfer to Fidelity Account
Mar 09 2023
I'm hoping I can get some insight on how to handle this. I was a Connecticut teacher for 6 years, so have accumulated a bit of retirement through the CT Teachers Retirement Board (TRB). Just last year...
reddit.com
Early retirement
Mar 09 2023
Hypothetically, if you had a pension that you were given early in life (20+ years before normal retirement) that covered 90-100% of your expenses, would you retire early and reduce your expenses? Edit...
reddit.com
Post COVID View of Nursing Homes Erodes
Mar 09 2023
COVID has moved from a central place in our lives to a risk that, while still important to heed, has moved out of the foreground. One thing we will not forget, however, is COVID’s toll on nursin...
squaredawayblog.bc.edu
Market Timing & Interest Rates
Mar 09 2023
Link to the full article (3 min read)Short-term rates are closing in at 5%, making the yields more appealing to investors who have been forced to take on risk. There’s no way to know for sure wh...
reddit.com
Quit a job years ago
Mar 09 2023
At the time I did not know I could cash out my retirement just curious if anyone would know if I would still be able to now? Or would it be gone at this point? Thanks submitted by /u/AdMundane8697[vis...
reddit.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.