Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 9951

Outlook For Social Security Trust Fund Worsens

Mar 17 2023

The demise of the Social Security retirement trust fund is likely to occur sooner than expected last year....

forbes.com

Why Every Doctor Should Own Half a Home

Mar 17 2023

By Dr. Zachary Zemore, Guest Writer Being only a few years out of residency, I am deeply immersed in the accumulation phase of my financial journey. Like many readers, I have read all the old White Co...

whitecoatinvestor.com

Right Hand Itching: What Does It Mean in Terms of Money

Mar 17 2023

Have you ever experienced your right hand itching and wondered what that meant? You may have heard that it signifies good fortune and wealth. While there may be some truth to this belief, it’s e...

inspiretofire.com

How The Bank Crisis May Affect The Economy And America s Older Workers

Mar 17 2023

Chances of a recession went way up since the federal government takeover of Silicon Valley Bank and Signature Bank....

forbes.com

A Stealth Wealth Case Study On What Not To Do To Blend In

Mar 17 2023

As the economy goes down the tubes thanks to a Fed-induced recession, anger against anybody who is perceived to have more wealth or success will go up. As a result, it’s important to practice St...

financialsamurai.com

RMD Deadline Coming Soon for Some Seniors

Mar 17 2023

The IRS is reminding some seniors and retirees of an important required minimum distribution (RMD) deadline that is just a couple of weeks away....

kiplinger.com

Can I Retire at 65 with $2 Million?

Mar 17 2023

Although 65 is a conventional retirement age, reaching this point with $2 million is quite a feat. This sum can generate investment and interest income to support you well in the decades to come. Howe...

finance.yahoo.com

Rich Friends, Poor Friends

Mar 17 2023

My mother always used to tell me, you are the company you keep. If you hang around with troublemakers as ... Read more...

physicianonfire.com

Independent consultant on Medicare?

Mar 17 2023

Does anyone know how to find an independent consultant about Medicare? Agents who are incentivized by sales commissions can be very helpful, but they may not provide me with the optimal plans for my s...

community.aarp.org

Frontline's Age of Easy Money

Mar 17 2023

Anyone changing their retirement investment mix, retirement plans or both? Seems like we just lived through a very unusual period of financial events which dont correlate to anything we have seen in t...

reddit.com

ESOP diversification rule?

Mar 17 2023

I just turned 55 and got an email from my company about this but I'm confused about when I can move 50%. The rule says 50% in the 6th year of your qualified election period. Does that mean if I've bee...

reddit.com

Don t Stop Investing When SHTF

Mar 16 2023

Yikes! Things are not looking good on the stock market. The banking sector is floundering after the collapse of Silicon Valley Bank and Signature Bank. First Republic and other regional bank stocks ar...

retireby40.org

When to Sell Stocks and Buy Bonds (According to Peter Lynch)

Mar 16 2023

Risk-free government Treasury yields have risen dramatically over the past year. The increase is a direct result of the Federal Reserve rate increases that started in 2022. Higher short-term yields ar...

retirebeforedad.com

Using Retirement Accounts

Mar 16 2023

Today, we are answering your questions about retirement accounts. This is a topic that comes up a lot from readers and listeners, and that is because it can be complicated. Especially when the rules k...

whitecoatinvestor.com

Top 10 Costly Mistakes In Estate Planning

Mar 16 2023

During the estate administration process, it is easy to see where the decedent veered off course. Often the fix was inexpensive and could have saved their heirs lots of money in legal fees....

forbes.com

Fixing Social Security: No Easy Choices, But It s Doable

Mar 16 2023

Become an informed voter with a new app that helps you understand the hard choices our political leaders need to make to close Social Security’s funding gap....

forbes.com

In Retirement, Social Security Will Likely Pay Out More Than You Think: Study

Mar 16 2023

Pre-retirees tend to underestimate future Social Security benefits by nearly $2,000....

money.com

Where in the world can you have the longest retirement?

Mar 16 2023

As protests rage in France over pension reforms, we examine retirement ages and life expectancy around the world....

aljazeera.com

RRSP conversion options: How to convert your RRSP to income?

Mar 16 2023

Registered Retirement Savings Plans (RRSPs) are one of the most significant retirement planning tools for Canadians. There are a number of ways to put your RRSP money to work during retirement, but th...

retirehappy.ca

March 2023 Market and Moral Hazard Musings

Mar 16 2023

March 16, 2023 After the tumultuous year 2022, it looked like 2023 was off to a great start. But banks threw a monkey wrench into the machine, with the S&P almost erasing the impressive YTD gains,...

earlyretirementnow.com

Newbie Retiree: Cost Basis Missing for Regular IRA Account What Documentation Needed for Rolling Over to Roth IRA?

Mar 16 2023

Retired unexpectedly early due to COVID in 2021. Have 3 IRA accounts: (1) Roth IRA; (2) Regular IRA; (3) SEP-IRA. Unfortunately, I have very hazy cost-basis info. First, Roth IRA gains are considered ...

reddit.com

What do I do with my 401K?

Mar 16 2023

I'm about to turn 61, and will work until 65 when I retire. Speaking in general terms, I have $500K in my 401K made up of my contributions, employer match, and decent growth over time. 80% of that is ...

reddit.com

Funding a spousal Roth IRA for a married retired man

Mar 16 2023

Hello everyone. My father is set to retire at age 75. The issue is he has a TIAA retirement account which is like a 401k but not quit. It's a retirement account from a university. It seems to be somet...

reddit.com

Stabilising musings on 2022

Mar 16 2023

I was not going to write this 4 years of FIRE post but I’ve had a number of requests for it which made me do a little thinking. In the end I thought it might add a little value as it’s no ...

retirementinvestingtoday.com

What did you consider to be the worst experience of your life at the time but now you can look back and laugh about it?

Mar 16 2023

We've all been through bad experiences. Most of them seemed bad at the time but looking back at them you find they were nothing more than a good learning experience. Tell us about yours. submitted by ...

reddit.com

" Is Alaska a haven for retirees? Yes, but not for the reasons you think"

Mar 16 2023

Article from Washington Post: https://www.washingtonpost.com/business/2023/03/10/alaska-retirees-oil-boom/ submitted by /u/five_eight[visit reddit] [comments]...

reddit.com

Racial Disparities Exist in Long-term Care

Mar 16 2023

The types of long-term care located in various communities are largely driven by what their oldest residents can afford. This has created stark differences in what’s available to White and minor...

squaredawayblog.bc.edu

Why People Return To Work After Retiring

Mar 15 2023

So many people are working after they’ve retired. Are they on to something? And is it something you don’t want to miss out on?...

forbes.com

7 Ways to Get Your Partner on Board Financially

Mar 15 2023

[Editor's Note: We’ve long said that the best possible asset protection for your family is a regular date night with your spouse. But sometimes busy couples need a little more guidance. That&rsq...

whitecoatinvestor.com

The True Cost Of Aging At Home For Affluent Elders

Mar 15 2023

There are pros and cons to keeping a loved one in failing health at home. Most care can be provided at home when an elder has the means to cover the high cost. Management of all that 24/7 home care in...

forbes.com

What Senator Elizabeth Warren Gets Wrong About Medigap Insurance

Mar 15 2023

Senator Elizabeth Warren is right about the costs of Medigap plans, but that's only part of the story....

forbes.com

Best Dividend Stocks For Reliable Income For March 2023

Mar 15 2023

High quality dividend stocks can provide reliable income: March 2023...

forbes.com

Can Social Security Be Saved? Yes, With a Few Changes

Mar 15 2023

Nearly every retiree, and many younger adults, have heard the alarming news that the Social Security Trust Fund will run out of money in another ten years or so, although the exact date changes regula...

baby-boomer-retirement.com

How To Get Your Passport Ready For Travel

Mar 15 2023

The best way to avoid expensive mistakes is to be informed of potential passport pitfalls well before taking a trip. Here are a few things you need to know....

forbes.com

I’m 36 with $435,000 and want to retire early — ‘the earlier the better’ — but without a frugal lifestyle

Mar 15 2023

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com...

marketwatch.com

Rekindling the Eye of the Tiger Escaping Mediocrity

Mar 15 2023

We all know that life’s got its highs and lows. When you’re riding one of those highs, life can’t get any better. You feel that all your hard work has paid off and you’re sitti...

routetoretire.com

Life advice for 38 year old

Mar 15 2023

I am a 38 year old married man and my wife is a couple of years younger than me. We have a 3 year old kid. I have seen posts here where people nearing or already retired are discussing adjusting to re...

reddit.com

Medicare, has anyone else experienced this?

Mar 15 2023

I think there is an unpublicized widespread problem with Medicare plans that wastes taxpayer money and premiums and supplies an unneeded service. I wish I could report this to the government, but you ...

reddit.com

Business Card Smackdown: Ink Business Cash vs Ink Business Unlimited

Mar 15 2023

Chase’s Ink Business credit card line-up has something for everyone with a total of four cards offered. For those interested ... Read more...

physicianonfire.com

Getting past the mental blocks about spending 401k money

Mar 15 2023

I've read through some posts about people being afraid of spending their 401k and most responses assume you aren't depending in the 401k to be your main source of income. The only pension I have may b...

reddit.com

Pension & Roth IRA?

Mar 15 2023

Wondering if anyone has a pension & a Roth IRA account. Is it worth it? Is it too much? My company offers a pension that they pay in to, no cost to me. Our package is currently $70/month/year of s...

reddit.com

The Worldwide Debate Over Raising The Retirement Age

Mar 15 2023

The debate over when government should begin paying retirement benefits isn’t just a controversy here....

forbes.com

Can you contribute jan 1st to a roth ira if you haven't made the 6,500 yet but expect to for the year 2023?

Mar 15 2023

I'm in CA here if that makes a difference. submitted by /u/Sorakairi89[visit reddit] [comments]...

reddit.com

The Ideal Number Of Banking Relationships To Feel Safe And Secure

Mar 15 2023

After the collapse of SVB and Signature Bank, I decided to review our existing banking relationships and see if we are well positioned to weather another potential bank run. I also wanted to share wit...

financialsamurai.com

What institutions do you recommend for 401k s?

Mar 15 2023

I was previously a teacher but now have my own LLC and on payroll with an s-corp. What financial institutions do you recommend for getting my own 401k? submitted by /u/Low-Zucchini6397[visit reddit] [...

reddit.com

Money Affirmations: 50 Powerful Mantras to Manifest Abundance

Mar 15 2023

Money affirmations can be a powerful tool to help you shift your mindset and improve your relationship with money. Whether you’re struggling to make ends meet or looking to attract more abundanc...

inspiretofire.com

Should You Separate Your Rollovers From Your Contributory IRAs?

Mar 14 2023

Photo credit: jb For the most part, it is recommended to merge all of your IRA money together into a single account, to simplify record-keeping, allocation, and paperwork in general. However, there ma...

financialducksinarow.com

Ira

An Extra Dollar a Day For the Rest of Your Life

Mar 14 2023

A simple question popped into my head at the 2022 version of The White Coat Investor Conference. How much more ... Read more...

physicianonfire.com

Financial Trivia Questions That Just Might Stump You

Mar 14 2023

[Editor's Note: Every year, Passive Income MD puts on the Leverage & Growth Summit for Physicians to help doctors create an ideal life through financial freedom. And the 2023 online version is nea...

whitecoatinvestor.com

Small Sprinkles Gleam Brightly

Mar 14 2023

The sky was beginning to cloud over, kids were playing, ducks were looking for bread crumbs, bikers rolled bywhile teens on skateboards defied gravity. Sitting in a folding chair and watching the scen...

satisfyingretirement.blogspot.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.