Curated articles and podcasts from trusted financial experts and real retirees.
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The Medicare Advantage Open Enrollment Period (Jan 1–Mar 31) lets you switch plans or adjust coverage. Review your options to ensure your plan fits your 2025 needs!...
When you're trying to balance a fixed income with an enjoyable retirement, cost of living is a crucial factor to consider....
Hopefully this doesn't come off too Captain Obvious ... If you have a nearby friend or family member who you haven't seen in a while, right now during the cold, dreary months can be a great time to ge...
Consider these affordable places to launch your retirement abroad....
Author and CEO of Childfree Wealth® Dr. Jay Zigmont explains the unique financial planning needs and strategies used in childfree wealth management....
Today’s episode is part rant, part answer to Mike’s question about the high cost of prescription drugs under Medicare Part D. We dive into why these costs are so steep, explore alternative...
James and Ari provide a behind-the-scenes look at Root Financial, shifting from typical financial strategies to how their team operates. They discuss Root’s intentional approach to maintaining c...
More and more women are ringin' on their own financial bells (with apologies to Aretha Franklin and Eurythmics) — but that demands a robust financial plan....
I know many people deal with health issues long before they retire. I’m 70 and have been blessed with good health (no prescriptions, no hospital stays since birth)… until last weekend. Wi...
I am planning to retire in February 2026 when I turn 60 and just turned in my one-year notice today. It’s a little early, but I had already told my boss and it just felt like a great way to kick...
One of my goals for 2025 is to simplify life by selling a rental property. A key decision in this process is whether to hire a top-tier real estate agent, who charges a higher commission, or opt for a...
This post is all over the place, so I’ll just jump right into it. 2024 Money: Best Year Yet! This blog is supposed to be about money, so let’s start there. 2024 was slow going until Novemb...
Trust, like in any relationship, takes time to develop....
YMYW friends, welcome to 2025. Today on Your Money, Your Wealth® podcast number 511, we’re revisiting your favorite topics of 2024 as Joe Anderson, CFP® and Big Al Clopine, CPA spitball ...
This one is going to be very brief. I’m putting together a FAQ. If you have a question you’ve always wanted to ask, drop it in the comments below. Keep in mind this is for a general FAQ Th...
US Bank Smartly Visa offers 4% reward on every purchase. See what works well, the downsides, and the best practice to set it up. Learn the Nuts and Bolts I put everything I use to manage my money in a...
A PACE program can be a big asset to any community, supporting financially struggling citizens in their own homes and keeping them out of skilled nursing facilities....
This episode explores the exhilarating concept of "rocking retirement," inspired by Hunter S. Thompson's famous quote. Join us as we dive into the stories of Laura and Nick, two people on the brink of...
Here is a cheat sheet of financial information to reference of the year. It includes 2025 tax brackets, 401k limits, and more....
Worried about legacy planning, market volatility or where to get cash to cover surprise medical or home repair bills? This little-known tool could help....
How does one retire? There’s the simple answer: you stop working when you decide your career is over. Now you’re ... Read more...
The law will increase benefits for millions of retirees, but it's still not clear where the added funds will come from....
Here's how to get rid of that holiday debt you racked up....
If public long-term care insurance is to be self-sustaining, as it should be, it must be accompanied by some kind of tax increase....
Over two million Social Security beneficiaries had their retirement incomes reduced due to two programs: the Windfall Elimination Provision and Government Pension Offset...
I am a 75 year old retired father who would like to understand how to efficiently withdrawal from my two accounts. Here is more information about my current situation. Debt: No debt and house is fully...
Many individuals are hesitant to retire, even when financially prepared, due to uncertainty and a lack of clear planning. This episode provides a practical guide to making retirement a reality, focusi...
Happy New Year, everyone! Wow, what a difference year makes. This time last year we were recovering from the plague, I was obsessively breastfeeding 3-month-old Little Matchstick to avoid a hospital t...
Financial planning often feels like a numbers game—follow the math, and you’ll make the best decisions, right? But what happens when the spreadsheet says one thing, and your peace of mind ...
Now that I've been retired over a year, I feel I have an established morning ritual that sets the tone for the day and celebrates the retired status. It goes like this: Wake up without an alarm, which...
Congress made a move recently to eliminate the WEP and GPO provisions from Social Security benefit calculations. The post Say Goodbye to GPO and WEP appeared first on Getting Your Financial Ducks In A...
These tips can help you avoid common trouble spots and create a more effective plan....
Whatever your circumstances, you can take these steps to build an estate plan that benefits both you and your loved ones....
The goal of a retirement income plan is to make the most of your money while ensuring that it lasts. These 10 strategies can help secure your financial future....
Happy New Year everyone! I hope you had a nice winter break. We went to visit families near Palm Springs and had a great time. It was so nice and ... Read more The post 2024 FIRE Wrap-Up! appeared fir...
Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...
I don't know what law or regulation changed the set amount for 401k catch-up for 2025. Can anyone explain the reason the amount for catch-up is $7,500 for over 63 to 67 and $11,250 for 60-63? I turn 6...
One of the biggest reasons I was against contributing to a Roth IRA is my belief that most people won’t make more money in retirement than while working. As a result, they’re unlikely to p...
The literary realm of medical professionals is like taking a peek into another world you could’ve never imagined. Doctors don’t ... Read more...
The new Social Security Fairness Act was just signed into law by President Biden. What is the Act and how could it impact your Social Security benefits in 2025?...
Jordan Grumet is a hospice doctor turned financial independence author and podcaster. I reviewed his book Taking Stock about a year and a half ago. In it, he applied lessons he learned working with th...
We encourage you to remember the following 3Ms when determining how much you can afford to spend in retirement: Measure your Funded Status periodically (we recommend at least annually at the beginning...
In this episode of "Rock Your Retirement," host Kathe Kline welcomes Barbara, our long-term guest who delves into the thought-provoking concepts introduced in the book "Die with Zero" by Bill Perkins....
The vast majority of seniors surveyed about Social Security's COLA say the number should be as much as five times higher than the government is forking over this year....
Income tax cuts are likely to be extended, but electric vehicle tax credits could disappear....
Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save....
Even with Donald Trump's win, the future of the Tax Cuts and Jobs Act remains uncertain, so here's how to make the most of its provisions while you still can....
I will hit 60 this new year. I retired from a long career with immediate pension and took a job at a Non-Profit after I was offered a position as a manager. The position pays very well and has amazing...
I plan to retire in a few months - but I am not ready to notify my employer. I am considering contributing almost all of my remaining pay to my 401(k). Our pay is handled by a third party (ADP). My cu...
Since I am moving, I need to switch Medicare C plans. Will the $2,000 Part D out-of-pocket limit be reset to $0 when I switch to new plan? Will the $450 drug deductible I paid to first plan be applied...