Curated articles and podcasts from trusted financial experts and real retirees.
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Some friends and readers have asked me about my workout routine. Before I begin, please note that I’m an amateur. Before you take fitness advice from a nerd on the internet who plays with plasti...
Are you delaying retirement, working for "just one more year" to feel ready? In this episode, Ari and James dive into goalpost planning—the tendency to postpone retirement over financial or emot...
If you want to optimize your life, it's essential to understand the concept of Return on Effort (ROE). The higher your ROE, the more you get out of your efforts, making it an invaluable framework for ...
A government watchdog reports that Labor Department regulations haven't made much of an impact on the levels of disclosure and comprehension....
Do you have all the ingredients and the right recipe for financial success? It needn't be complicated. In fact, it can be as easy as pie. The post A Recipe for Financial Success: It’s as Easy as...
We’ve all seen the ads for paid surveys. They’re easy to ignore at first, but after popping up a few ... Read more...
I recently got back from a trip to Kosovo to visit my now fiancée's family (more on that in a moment). Kosovo is located in southeastern Europe in the heart of the Balkans (east of Italy across...
Take advantage of the power of your time in retirement with these mindset re-directs from retirement coach and author David Buck....
Crooks are perfecting Medicare Open Enrollment scams to try to steal your money or personal information....
Investing in rental properties is a great way to diversify your portfolio and build wealth over time. However, rental property ... Read more...
With the rise of the gig economy, side hustles, and digital platforms, there are more ways than ever for women to make money quickly and flexibly. Whether you’re looking to earn extra income on ...
To maximize your 410(k) contributions in 2024, assess how much you’ve contributed so far, check your employer’s match, take a look at your budget and consider increasing how much you set a...
To solidify your retirement plan, write it down, reduce your market risk and allocate more safe money into your plan for income....
Social Security ex-spousal benefits are the same as current spousal benefits but the criteria to qualify is different. Learn more about it in this article....
The Medicare Prescription Payment Plan allows a drug plan enrollee to spread their prescription drug costs out over the year....
In today’s episode of Ready for Retirement episode James covers when to adjust your portfolio as retirement nears—a crucial step for balancing growth and security. If adjustments happen to...
It’s been a while since I’ve done a reader case, so here goes! Who do we have in our mail bag this week? Hi FireCracker! I’ve been reading your blog for about a year. Just finished r...
Join us in this insightful episode as we continue our series on year-end action items, focusing on optimizing your retirement planning. Today, we delve into the intricacies of withdrawing assets, disc...
Can Ted and Georgette convert $1.6M in an inherited trust to Roth without distributing it? Should the trust own their home so they can use the home equity? Melissa was added as joint owner on her pare...
Kanopy offers high quality streaming movies. Get a card from a different library as a non-resident if your public library doesn't offer it. Learn the Nuts and Bolts I put everything I use to manage my...
If there's one thing we know that the financial markets like, it's certainty. And since the 2024 presidential election was settled overnight -- rather than the weeks it took to count votes in 2020 -- ...
Thanks to Rivan Stinson for teeing up the Actuarial Approach in Stinson’s recent Washington Post article titled, “Retiring soon? Plot a detailed budget first before tapping your 401(k).&rd...
These devices can make life easier and healthier for seniors....
Without spousal IRAs, you would need an earned income to contribute to your retirement account....
Given that only about half of private sector workers are covered by an employer-sponsored plan at any given time, 16 states have launched – or are in the process of launching – auto-IRA pr...
The Southwest Companion Pass… the holy grail of travel. If you’re not familiar, the Companion Pass allows the earner to bring someone with them for free on every single flight booked by t...
Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is to aim for a net worth equal to 25 times your annual expenses...
Higher yields, priority on dividend payments and the potential for capital appreciation are just three reasons to consider investing in preferred stocks....
As physicians, we are no strangers to a frantic lifestyle filled with triaging hundreds of decisions quickly. Our jobs are ... Read more...
Choosing a financial advisor is like choosing who will captain your cargo ship. You want someone who knows the waters well and keeps you on course. But how do you know which financial advisor (individ...
Hello there. Age 64 now and would like to retire @ 67. Have about $375K in 401K plus $85K in my wife's 401ak but she is 8 years younger and plans tonwork to 65 before retiring herself. Musts before I ...
I am retired and have a 10 year old with low mileage and some minor damage. I am buying with cash a new car this week. I am debating about keeping both cars. One car could be something guest could dri...
At 65 years old, Mike and Patty from Lehi were reaching retirement age and were in a good position. Mike had worked for 20-plus years for a local Salt Lake…...
How much do you need to retire at 55? Early retirement usually requires a strong command of expenses and savings beyond retirement accounts....
As a professional software developer I got to solve complex business problems using cutting-edge technology. I loved this part of the job. Unfortunately, it accounted for just a small fraction of it. ...
As the number of couples who split after the age of 50 rises, more Americans are looking at a retirement that is drastically different than they had expected....
It’s not that hard, and there’s a bonus: Portfolios without fossil fuels have generally performed just as well as the broader market....
With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement....
In 2022, after the state increased its asset limit to $130,000, it figured 12,189 people became newly eligible for the benefits—about a 1 percent increase....
Here are the best senior living communities in 2024, according to a J.D. Power survey....
Retirees aren't feeling that confident about their financial health....
Hello, My husband is 9 years older than I (he turns 60 this month) and wants to retire as soon as possible. A lot of hard work over the year and killed his body. I will continue working until I am 66 ...
Despite knowing that they're giving up higher income, many pre-retirees plan to claim Social Security benefits before full retirement age....
Don't delay — getting these tasks accomplished as soon as possible can help you avoid costly consequences....
Discover the best affordable car insurance options in Nebraska for 2024. This guide covers average rates, top providers, and tips to help you find budget-friendly coverage whether you’re a young...
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My brother and sister-in-law have decided to retire imminently and take this opportunity to go elsewhere. They are pretty well off, no kids, stock buys did really well for them, so they are not moving...
It’s finally happening for you. After decades of long hours, sleepless nights and hard work, it’s time to finally hang up your hat and retire. What’s mind boggling is this is somethi...
This post is a follow-up to our post of October 14, 2024 entitled, “Social Security Financing---When You’re in a Hole, Stop Digging.” In this post, we will look at the retirement pla...
It is hard to make friends after retirement. It takes time and effort to make connections and build community, but is an investment that pays off....