Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 8217
Taxable accounts for early retirees
Jan 20 2023
submitted by /u/Spirited-Meringue829[visit reddit] [comments]...
reddit.com
Is it a mistake to pass on a service buyback for my pension?
Jan 20 2023
Hi all, I just started a new job (city government - parks and rec) that and they offer a service buyback program with a pension that takes 10 years to be vested. I was initially excited about this bec...
reddit.com
For those of you who retired, how did you do it?
Jan 20 2023
I’m 25F, debt free, $44k income, no 401k match from job . Just started saving for retirement. My family (immigrants) is traditional and doesn’t save for retirement, since they just expect ...
reddit.com
Charles Schwab: How to opt out of their arbitration agreement?
Jan 20 2023
Trying to create a new IRA account and while they go on and on about their arbitration agreement, there’s no information on how to opt out of it. Did a google search but there’s no clear i...
reddit.com
Retirement 101
Jan 20 2023
Every year, accidental injuries, mainly head injuries due to slips and falls kill over 57,000 Americans over the age of 65. Help to keep yourself from becoming a statistic. Stay limber by doing daily ...
reddit.com
401k Contribution Strategies: Front Loading, Getting Let Go, Bonus Heavy
Jan 20 2023
I’ll be going over exactly how I set up my Meta 401k and my partners Uber 401k....
andrenader.substack.com
Can I open up my own 401(k) solo and manage it myself? Is this a bad idea?
Jan 20 2023
I want to open up a 401(k) solo, but I’m confused about a few things. I’m self-employed and I would like to open up a 401(k) solo. How do I do this? I know the easiest thing is to go to a ...
reddit.com
Leaving a Bad Financial Advisor
Jan 19 2023
Today, we answer a wide variety of your questions including what HSA contribution rules are, the importance of spending money instead of just saving it, if it is a good idea to change your financial p...
whitecoatinvestor.com
What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout
Jan 19 2023
“The ceiling is falling! The ceiling is falling!” It is hard to know if the news of the debt ceiling is akin to chicken little’s misunderstanding or an actual looming crisis. (In the...
newretirement.com
6 Takeaways from a Rather Unremarkable IT Career
Jan 19 2023
I recently left my 20-year information technology (IT) career to be a full-time blogger. Most of my career involved partnering with a large government customer to modernize its massively-complex and o...
retirebeforedad.com
Considering Retirement? Important Age-Related Rules To Know
Jan 19 2023
The path to retirement can be long. Wherever you are in your journey to retirement, creating your ideal retirement lifestyle starts by working with a trusted financial partner....
forbes.com
Take Control of Your Financial Life: 28 Pieces of Real Advice from Real People for Real Wealth and Security
Jan 19 2023
Want to know how to take control of your finances? Don’t ask an expert. Ask some smart people who are managing their own finances and actively planning for a secure future. On the NewRetirement ...
newretirement.com
Living on Dividends in Early Retirement
Jan 19 2023
Dividends are a popular source of income in retirement. We rely on them for a part of our annual living expenses...
rootofgood.com
This simple, no-sweat portfolio makes money in all markets
Jan 19 2023
This collection of 8 investments spans multiple asset classes and performed well in all environments over the past 50 years....
marketwatch.com
New Rules Push Back RMD Start, Reduce Penalties
Jan 19 2023
January 20, 2023 — The end of the year presented several gifts to well off folks with substantial IRA, 401(k), or 403(b) balances. The biggest is that, thanks to the Secure 2.0 Act of 2022, the ...
topretirements.com
break-even calculator ?
Jan 19 2023
Hello. does anyone know of a calculator that indicates how long you'll need to live to benefit by deferring taking social security? I've have a reasonably good idea of my statistical life expectancy b...
reddit.com
roth conversions
Jan 19 2023
I don't really expect a direct answer to my situation, but I have been trying to analyze/compute the optimum roth conversions. I have what I think is a modestly sophisticated spreadsheet that takes in...
reddit.com
My annual review
Jan 19 2023
I’ve been told over the years that I’m “too nice.” A recent review by my boss included, saying I lacked confidence and should take more risks. I know it shouldn’t bother ...
reddit.com
Too much time with the spouse
Jan 19 2023
I know I need to get more of my own, separate activities going, but since my husband also retired and has next to no retirement hobbies (the golf that he was supposed to be playing all the time fell v...
reddit.com
Reddit r/retirement during work day
Jan 19 2023
I have 1 1/2 years to go until retirement. Since discovering r/retirement, I spend quite a bit of time on here, including during my work day, mostly during zoom meetings. Are there others in the same ...
reddit.com
New Rules Push Back RMD Start, Reduce Penalties
Jan 19 2023
January 20, 2023 — The end of the year presented several gifts to well off folks with substantial IRA, 401(k), or 403(b) balances. The biggest is that, thanks to the Secure 2.0 Act of 2022, the ...
topretirements.com
Job to supplement retirement income?
Jan 19 2023
I plan to retire from my State job next year at age 52. I plan to do a lot of traveling but I also would like to find a job I can do remotely from anywhere to supplement my retirement income (and fund...
reddit.com
8 Books You Should Read To Get Rich
Jan 18 2023
True Finance went viral on TikTok with a recent post. It was a collection of tweets by Cori Arnold titled "I become a millionaire at age 41, I could have become a millionaire by age 34 if I had instal...
thinksaveretire.com
Ten Advantages of Having a Personal Tax Accountant
Jan 18 2023
Doing taxes can be an intimidating process, but it doesn’t have to be. With the help of a qualified personal tax accountant, you can ensure that your taxes are done correctly and in a timely man...
retirementsavvy.net
FIRE Starter 014: Two Highly Motivated MDs
Jan 18 2023
Today’s FIRE Starter interviewee is a fellow physician financial blogger with a family of four–and sometimes another–early in their career. ... Read more...
physicianonfire.com
Economic Devastation Might Be Exactly What We Need To Win
Jan 18 2023
Since I left my day job in 2012, I’ve been constantly preparing for economic devastation. I had to because I no longer had a safety net. My plan was to take a leap of faith and succeed. It would...
financialsamurai.com
I Wouldn't Miss It - Would You?
Jan 18 2023
No one knows how this story will end, though the story's conclusion seems pretty obvious. A social media giant is edging toward oblivion. The question today is, do we care? Will its demise affect us? ...
satisfyingretirement.blogspot.com
Do you find yourself retired with little or no motivation?
Jan 18 2023
Staying motivated during retirement requires some forethought. You need to get yourself into a routine. You were in one for 40 some years and now your not. Some people can't handle that. If you don't ...
reddit.com
Planning for retirement requires more than just financial planning
Jan 18 2023
Financial planning is important. Planning for your physical and mental health needs to be part or your plan as well. I'm surprised at how many people don't think of this. They end up floundering after...
reddit.com
"Use your head for something besides a hat rack."
Jan 18 2023
Growing up, it's the only real advice my father gave me... about ten thousand times. :-) I think back on it now that I'm retired and you know what, he was right. submitted by /u/Scott-A-Gese[visit red...
reddit.com
56 and still owe a slew of child support. Have to stay in the game to finish debt. Retirement isn’t easy and having this as an overlay is rough. Of course paying all I owe and have never missed a paym
Jan 18 2023
submitted by /u/mofofromthenosho[visit reddit] [comments]...
reddit.com
Living abroad/pension
Jan 18 2023
If I were to retire and actually live abroad (outside of the USA), would that have any impact on my govt pension? submitted by /u/pinkdeano[visit reddit] [comments]...
reddit.com
Help deciding on a retirement plan set up
Jan 18 2023
Currently my spouse and I work for the government so we have modest pensions on deck for later. Both of our workplaces now are offering us 457(b) plans which got me thinking about Roth IRAs. We have n...
reddit.com
How to pick the right retirement state/city for a pair 38 y/o's? (Have any of you found a state/city that has good/fair retiree tax laws, lower cost of living, warm enough to be outside 300+ days out
Jan 18 2023
Broad question, I know. I'll try and narrow it down. My wife and I are quickly approaching 2025 which will be my 20 years of service at the Fire Department and 20 years of her working/contributing to ...
reddit.com
Are you retired and have little motivation?
Jan 18 2023
Just a thought here. If you lack motivation and are slightly depressed you might be suffering from S.A.D. Seasonal affective disorder. It affects more than those who are retired. It's a type of depres...
reddit.com
Roth conversion
Jan 18 2023
Roth conversion, x-post Tldr, I can't see where a Roth conversion makes much sense, can you? Let's pretend Let's pretend Martha is averaging $30k/yr on dividends in a non-retirement account for severa...
reddit.com
Retirement Rebootcast Episode Three: Optimizing Social Security
Jan 18 2023
Welcome to the third edition of theRetirement Rebootcast! This is a special limited-edition podcast series focused on my new book –Retirement Reboot: Commonsense Financial Strategies for Getting...
retirementrevised.com
6 Things You Should Know About Taxes on Social Security
Jan 18 2023
Contrary to popular myth, Social Security is taxable. How much you pay in taxes depends on your income and the state you live in. Age is not a factor....
aarp.org
Is Congress Trying to Take Away Your Credit Card Rewards?
Jan 17 2023
By Eric Rosenberg, WCI Contributor Have you heard of the Credit Card Competition Act of 2022? If you enjoy travel miles and points, the Credit Card Competition Act should be on your radar, as it has t...
whitecoatinvestor.com
The PoF Portfolio in 2023
Jan 17 2023
Would you believe it’s been over two years since I last updated the PoF Portfolio? Me neither, but it’s the ... Read more...
physicianonfire.com
14 Key Signs You Will Run Out of Money in Retirement
Jan 17 2023
You don't want to go broke in retirement. Despite all your preparation, however, you might discover that your retirement is going to cost more than you planned...
gobankingrates.com
5 Affordable Places To Retire Near the Beach
Jan 17 2023
You're getting ready to retire and you want to go to the beach -- possibly every day. Since you don't currently live in a coastal community...
gobankingrates.com
Ways You Can Lose Your Social Security Benefits
Jan 17 2023
Social Security serves mostly older retirees, but also the disabled through Social Security Disability Insurance (SSDI)....
gobankingrates.com
A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!
Jan 17 2023
I’ve been excited to talk about this for a while now, but I wanted to hold back until we were sure it was going to happen. Well, it’s now official… We’re heading back to Boque...
routetoretire.com
Great Depression Holds Lesson for Our Time
Jan 17 2023
Photograph by Lewis Hines, West Virginia 1937. The Great Depression, sparked by a devastating collapse in stocks followed by 25 percent unemployment, remains the deepest recession in U.S. history. A n...
squaredawayblog.bc.edu
Getting Motivated
Jan 17 2023
Been retired for coming up to a year now. At first, I treated it a bit like a holiday at home. Not having to get up early, get somewhere, or do anything. After years of long hours and longer drives, i...
reddit.com
Free chair yoga book
Jan 17 2023
Hello! I am a yoga teacher and I have written a book specifically for retired people to enjoy yoga - whether you are fully mobile and just like to stay on the couch, or you have limited mobility and n...
reddit.com
How anxious and stressful is planning retirement?
Jan 17 2023
I’m curious if anyone here can talk about the stress and anxiety and fear before retirement and how that affected them. Especially if you have stories looking back and realizing it made you a bi...
reddit.com
As France Moves to Delay Retirement, Older Workers Are in a Quandary
Jan 17 2023
A measure to raise the retirement age to 64 from 62 is expected to expose more people to age discrimination: “Companies in France won’t hire them.”...
nytimes.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.