Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 8217
Stepping out of management in the last few months before retirement
Jan 17 2023
Hi all, Wondering if anyone else is in the same boat as me. I'm planning to retire about this time next year. My plan is to work my current job as a director (people manager) until around June or July...
reddit.com
Simple IRA
Jan 17 2023
Hi everyone, I live in NYC my dad used to work for this plumbing company and he contributed to his simple IRA for a couple of years. The problem is that he left that company and he doesn’t know ...
reddit.com
how to consolidate multiple accounts
Jan 17 2023
Hi, not sure if this is the right community to post this in, but if you can guide me in any way, I'd be really grateful! I have 3 401k accounts, two from 2 previous jobs I had, and one from the job I ...
reddit.com
Effect of continued work on Social Security
Jan 17 2023
I am almost 60.5 years old, so not that far from first being able to get a (reduced) Social Security old-age (that is what is is called) benefit. I was curious what effect it would have on my benefit ...
reddit.com
Retirement
Jan 17 2023
Hello everyone I’m currently 21 years old and I’m lost on how I should go about my retirement. I have a 401K that I put $200 dollars every paycheck (every 2 weeks) I also have a Robinhood ...
reddit.com
The Real Cost of Retirement: Are You Saving Enough?
Jan 16 2023
Social Security benefits in 2023 will see the highest increase in 40 years, but will it be enough to cover the real cost of retirement? In 2023, there will be an 8.7% increase for COLA (Cost-of-Living...
401kmaneuver.com
Reader Case: How do I Squeeze More Income From my Portfolio?
Jan 16 2023
When most people think about early retirement, they picture themselves flipping off their boss at work, strolling out the door, and retiring to a life of full-time leisure or travel, and there’s...
millennial-revolution.com
Your Appeal Rights at the IRS
Jan 16 2023
Photo credit: jb If you have received a result from an IRS examination that requires an adjustment to your tax liability and you don’t agree with the result, you have certain rights to appeal &n...
financialducksinarow.com
How Are Social Security Benefits Taxed?
Jan 16 2023
This blog has traditionally focused on early retirement. As such, we haven’t given Social Security the attention it probably deserves. Social Security benefits are crucial for most retirees. Eve...
caniretireyet.com
M1 Finance Referral $100 Bonus: The Ultimate Guide
Jan 16 2023
M1 Finance is a free mobile-first investing platform that allows users to invest in stocks, bonds, ETFs, and even cryptocurrencies. The best part? The M1 Finance referral bonus, in which any new membe...
inspiretofire.com
Money and Happiness: 50 Financial Lessons for a Happier Life
Jan 16 2023
Discover the connection between money and happiness with 50 financial lessons to help you improve your relationship with money and achieve a happier life....
crucialwealth.com
Arizona Community’s Water Supply Shut Off – Are There Any Safe Places to Retire?
Jan 16 2023
January 17, 2023 — The search for a safe place to retire is challenging, as the community of Rio Verde Hills just found out. Up until recently, it received its water from neighboring Scottsdale....
topretirements.com
State of the Blog 2023
Jan 16 2023
By Dr. James M. Dahle, WCI Founder Since WCI began in 2011, we have published a State of the Blog each January reporting on our progress toward our goals. As the enterprise has expanded over the years...
whitecoatinvestor.com
Mega Backdoor Roth - How to get 66k in a Roth this Year
Jan 16 2023
A question I see a lot online is how to properly execute a Mega Backdoor Roth, or how to get more in Roth retirement savings, even if you exceed income limits. Here is a guide my planning firm wrote o...
reddit.com
Mega Backdoor Roth IRA
Jan 16 2023
Each year I currently do a backdoor Roth IRA contribution via a non-deductible contribution to my Trad, then convert over to a Roth IRA. I recently learned about the "Mega backdoor Roth IRA" that lets...
reddit.com
Land buying question — pitfalls?
Jan 16 2023
As part of our retirement plan we’d like to purchase some rural land in another state now and build a home on it at a later date. I’m having trouble finding good info on the risks of doing...
reddit.com
Should I be on Facebook to find local activity groups?
Jan 16 2023
I've made it this far without being on Facebook, but maybe I need to give in? As I discussed in a different post, I'm retired early, bored and lonely and finding very very little in the way of organiz...
reddit.com
Want husband to retire early or semi-retire and go with me to China.
Jan 16 2023
I'm married 11 years (together 13 years). We both are 38. Both my parents has passed away a long time ago, now I'm at the point I just want to go back to China to be with my grandma (whom very old). M...
reddit.com
Tell me where to buy my "Sun Solution" home
Jan 16 2023
Big question here. I "think" I just sold my business today for more than what I was anticipating. This is pretty cool and freeing. A question for you all is this: I live in the dark and dreary PNW. I ...
reddit.com
10 Lessons Learned Along This FIRE Journey
Jan 15 2023
So understanding that value proposition all of us have in trading our time for money is one of ten lessons that our poster, Tawcan, has learned during his...
physicianonfire.com
$40000 A Year Is How Much An Hour?
Jan 15 2023
You’ve come to the right place if you’ve ever been curious and asked $40000 A Year Is How Much An Hour? $40,000 A Year Is $19.23 An Hour. This is based on working 40 hours a week and 2,080...
inspiretofire.com
Barista FIRE: Everything You Need To Know – Inspire To FIRE
Jan 15 2023
BaristaFIRE is one of 5 types of Financial Independence Retire Early (FIRE). Barista FIRE is having money to switch to a part-time job for health insurance...
inspiretofire.com
Is Inflation Sticky? - No Guru Success Blog!
Jan 15 2023
submitted by /u/Mmoskie[visit reddit] [comments]...
nogurusuccess.com
When You Start Taking Social Security Matters - Eggstack
Jan 15 2023
Social Security is ready for you to start drawing retirement benefits anytime between the ages 62 and 70. But did you know that the age you start Social has a lasting effect on the size of your checks...
eggstack.com
SPX vs SPY: Which Should You Choose? (Options Trade)
Jan 15 2023
People are often confused about whether they should trade via SPX vs SPY. This article is written to bridge the understanding gap and empower you to make the right decision depending on personal/finan...
inspiretofire.com
TDF in Inherited IRA - move to ETF?
Jan 15 2023
I have a small inherited IRA invested in T Rowe Price 2015 TDF. I hold no ETFs… and I’m a few years (2 to 3 years) from retirement (target age 58 to 59). With this inherited IRA, I have 9...
reddit.com
When should you de risk investments
Jan 15 2023
My dad panics in fear when the stock market goes down. He only invests in the Dow Jones as far as I know so he’s not in too much risk. I worry he will have a panic attack and sell at bottoms if ...
reddit.com
Question on new 2023 IRA limits
Jan 15 2023
Question on new 2023 IRA limits The total ira 2023 contribution Limits are $6500 per person + $1000 Catch up contribution for over 50 years of age - so total $7500 per person. So for a couple over 50 ...
reddit.com
Quick Test: How Flexible Are You?
Jan 15 2023
January 29, 2023 — If there was ever a good example of the phrase “Use it or lose it”, it would be how flexible you are. You might not do that great on this simple 5 part flexibility...
topretirements.com
How much is deducted from social security check?
Jan 15 2023
I just calculated my social security when I take it in about a year. Mine plus the 50% of my wife’s takes us to $5000. I like that round number! But for those that get SS, how much is deducted f...
reddit.com
Two weeks into retirement, had a work dream.
Jan 15 2023
I retired end of 2022. Last night I had a dream (nightmare?) where my boss treated one of my subordinates in a spiteful and disrespectful way, and he refused to listen to me that the team member deser...
reddit.com
Ongoing vs. One-Time Financial Planning in Retirement
Jan 15 2023
The Actuarial Financial Planner (AFP) advocated in this website is a relatively simple, deterministic actuarial model (i.e., it uses deterministic assumptions about the future to determine results). B...
howmuchcaniaffordtospendinretirement.blogspot.com
retirement tax advice
Jan 15 2023
I'm set to semi-retire soon at my full retirement age of 66 1/2 years of age. I'll have $1,800 monthly from pension, $2,400 monthly from Soc Sec. As well as annual income of $15K from a part time job....
reddit.com
Quick Test: How Flexible Are You?
Jan 15 2023
January 16, 2023 — If there was ever a good example of the phrase “Use it or lose it”, it would be how flexible you are. You might not do that great on this simple 5 part flexibility...
topretirements.com
Florida ... or Bust?
Jan 14 2023
I just read that Florida is the most popular state where retired Americans moved in 2022. No surprise there, I guess, although you'd think that the hurricanes might slow things down a bit. Apparently ...
sightingsat60.blogspot.com
5 Reasons Individual Stocks And Bonds Are Better Than Products
Jan 14 2023
In order to understand why mutual funds might not be the best way for you to invest, you must first remember why mutual funds often are the best way to invest....
forbes.com
A Tiered Approach to Emergency Funds
Jan 14 2023
Please have an emergency fund. In 2021 you might have felt good about being 100% invested. It was common for FIRE
andrenader.substack.com
Why VTSAX?
Jan 14 2023
By Dr. Leif Dahleen of Physician on Fire, WCI Network Partner The Vanguard Total Stock Market Fund (ticker symbol VTSAX) gets a lot of attention and love from authors and investors alike. But why VTSA...
whitecoatinvestor.com
VT vs VTI: Which ETF Is Best For You?
Jan 14 2023
We are going to explore the difference between VT vs VTI. Vanguard Total World Stock ETF (VT) vs Vanguard Total Stock Market ETF (VTI). There is no shortage of options for investing in Exchange Traded...
inspiretofire.com
How did you save for retirement and what, if anything, would you change?
Jan 14 2023
The best thing that I did for myself to prepare for retirement was automate my saving and investing....
quora.com
I Have Cold Feet
Jan 14 2023
. This post has nothing to do with the weather. It has nothing to do with my ability to feel cold in my extremities. Rather, "cold feet" refers to indecisionor a lack of confidence, when faced with a ...
satisfyingretirement.blogspot.com
Long vacations vs second home?
Jan 14 2023
It seems that many retirees who want to go somewhere with nicer weather in the winter get a second home or RV type of situation. My spouse and I have discussed that it might be nice to have long (3-4 ...
reddit.com
Multiple Roth IRA Accounts - Good Or Bad?
Jan 14 2023
I’m in my mid 20’s and just learned about Roth IRA retirement funds a couple years ago. (yes I wish I knew when I was 18) Anyway, I opened my first Roth IRA through Primerica about 2 years...
reddit.com
What to do with inheritance?
Jan 14 2023
My wife and I are retired and live off my pensions. My pensions cover about 125% of our monthly bills. I also have about $425,000 in my TSP accounts that we have not touched. In the next few months, I...
reddit.com
SCHB vs VOO: Which One Should You Choose?
Jan 14 2023
We Compare SCHB vs VOO: We are going to explore the difference between Schwab U.S. Broad Market ETF (SCHB) vs Vanguard S&P 500 ETF (VOO) Choosing between two funds can be difficult, but I will mak...
inspiretofire.com
SCHB vs VTI: Which Broad Market ETF Is Best?
Jan 14 2023
We Compare SCHB vs VTI: We are going to explore the difference between Schwab U.S. Broad Market ETF (SCHB) vs Vanguard Total Stock Market ETF (VTI) Choosing between two funds can be difficult, but I w...
inspiretofire.com
VOO vs IVV: Best S&P 500 ETF
Jan 14 2023
We compare VOO vs IVV: Vanguard S&P 500 ETF (VOO) vs iShares Core S&P 500 ETF (IVV) Both are among the best S&P 500 Exchange Traded Funds (ETFs). This article will help you decide between ...
inspiretofire.com
FNILX vs VOO: Which Is The Best Option For You?
Jan 14 2023
The topic of FNILX vs VOO compares two popular investment funds. FNILX is a mutual fund provided by Fidelity and VOO is an exchange-traded fund (ETF) offered by Vanguard. Investment funds started as a...
inspiretofire.com
Top 3 retirement fund accounts to have as a small business owner?
Jan 14 2023
I own a small business (I have an S Corp LLC) and want to start putting $'s away into a 401k account (any retirement fund account). I can put anywhere from 1k - 1,500 into this account monthly and not...
reddit.com
eRoadtrip: Snowbird Drives an Electric Car to Florida
Jan 14 2023
Editor’s note: Bill has been kind enough to write for Topretirements on other topics in the past, including the fascinating tale of his “Cleaning Out a Cluttered Victorian”. This ins...
topretirements.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.