Curated articles and podcasts from trusted financial experts and real retirees.
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The latest news from Alliance for Lifetime Income, Creative Planning, HUB International, and more...
Semi-retirement can be a great strategy for improving your finances and lifestyle, but it will take smart planning to make it successful....
DOGE has limited "read only" access to data and will not disrupt or delay the disbursement of payments to beneficiaries, SSA Acting Commissioner Dudek said....
Assuming you have retired and figured living expenses already, consider ubering people around. If you do it in the day time, it shows you the life you may now be missing - as folk chat about whatever....
My husband [61] and I [58] plan to retire in 4 yrs when he turns 65. He is not concerned about the money/budget aspect of our early retirement, but I'm panicking we wont have enough to live on long-te...
I (63, s, m)have multiple chk/savings, 401k/IRA and brokerage accounts. Done as a way to budget in addition to giving specific purpose to each account. One is a Robinhood account that I use as an emer...
Today is my second snow day stuck indoors and I’m not digging it ;) Background; I work 6-7 days a week; some evenings and nearly all holidays and have done my entire career. I don’t partic...
Some of those reductions could explicitly target Medicaid long-term services and supports (LTSS), such as personal assistance at home or nursing home care....
Markets roiled earlier this year because of the short-lived Canadian and Mexican tariffs. Is this a harbinger of things to come or a budding opportunity?...
America is more financially divided than ever. The gap between the rich and poor isn’t just growing, it’s stretching into completely separate realities. Some are building generational weal...
Most people want high-paying jobs, but not all jobs that pay well are easy, popular, or obvious. Some take years of training, others have tough working conditions, and many just don’t get much a...
I’ve discovered an excellent product to help make data-driven decisions with our money. The software is called Lunch Money— an independent, female founder-led budgeting tool that makes the...
Happiness is easier than ever as you age. if you want to do a little extra to make sure you have a happy retirement, try these tips. The post 13 Surprising Tips for Increasing Your Happiness as You Ag...
What is financial success? Gen Z says $9.5M! Boomers get by with $100K. See how generational money goals compare to reality and what's needed to get by. The post Financial Success: What Each Generatio...
Women respondents to a CFP Board survey were likelier to be concerned about the ability to…...
Gen Zers were the least financially confident group, finds Thrivent...
Nominations open today for CFP Board’s new recognition program honoring champions of…...
Ron Surz says personalized products are not all the same. Personalization requires interaction...
Hello, My goal is to in April next year to semi-retire, mainly stop working for my current company. I want to take the 401K and my Rollover IRA and pull the money out and pay taxes upfront, and then m...
Growing older qualifies you for a variety of tax perks that aren't available to younger workers....
There’s a lot happening in the federal government, and American retirees could see changes in their budgets and benefits as a result....
The payment can be made online through the website or at the airport.As per the Frontier name correction cost, passengers are required to pay USD 75 to change their name on flight tickets 1-855 x 576x...
Episode 464: Last episode we discussed comparative advantage as it relates to the success of countries and corporations but the same concept applies to INDIVIDUALS. The problem that most people have i...
Taxes drain your paycheck faster than a bad investment. Most people assume there’s nothing to do but accept it, but that’s exactly how the IRS wants you to think. The tax code is complicat...
The Social Security Fairness Act retroactively reverses some 1983 reforms and increases benefits for some retired state and local government employees....
Cuts to vital programs for many seniors like Medicaid and SNAP are in the same bill in the House of Representatives as tax extensions for the wealthiest....
You are probably worried about running out of money in retirement. Use this simple two-phase approach to significantly reduce your risk. The post Worried About Running Out of Money? Consider the 1-2 P...
Early retirement is the dream. But, it can also an unfortunate reality for many. Worried about a forced retirement? Here is a 5 step plan. The post Forced Into Retirement? Here Are 5 Steps to Take as ...
401(k) plans are designed to help in retirement, but if you don’t follow the rules, you may find yourself facing 401(k) withdrawal penalties. This is because the purpose of a 401(k) plan is to p...
Estate tax repeal may happen. What does that mean to your planning? (The answer is not to do nothing). Your will/revocable trust may not work without estate tax formulas....
We’ve all heard the old adage: Money Talks. And when it comes to longevity, it’s practically screaming from the rooftops. ... Read more...
Don't ignore this retirement income source, especially if you are wealthy or need portfolio diversification....
Ever wonder how much more money you’d have if you could rewind your top financial mistakes? Where there’s smoke, there’s often fire – crucial lessons in managing risk. In this&...
Older workers may want to forgo the 401(k) super catch-up and put their money to work elsewhere....
An interview with Dr. Lisha Taylor and Dr. Devon Gimble that's all about credit card hacking for travel. They talk about why they think high-income professionals are the perfect people to make use of ...
Want fitter finances this year and beyond? Start by making full use of all your workplace benefits — from 401(k)s to budgeting apps and wellness programs....
In this episode we are giving helpful tips to discuss with your children and grandchildren. Help them understand the importance of compounding interest at a tax free growth. We Also discuss the import...
FROM THE ARTICLE: Most older Americans count on monthly benefits as their largest source of income. By Kenneth Terrell, AARP. Published February 20, 2025. The acting head of the Social Security Admini...
In this episode, Tammy asks about the pros and cons of doing Roth conversions in retirement to manage Required Minimum Distributions (RMDs) down the road. With $2.9 million in combined IRAs and curren...
You’ve worked hard, built wealth, and reached financial security… so why is it still so hard to spend? In this episode, we dive into the unexpected challenge of shifting from a saver&rsqu...
There are plenty of reasons people choose not to have kids, with the cost of raising them being a major one. Another big factor is the fear that children will disrupt an ideal FIRE lifestyle. Many env...
What "magic number" will be enough to generate $100K a year in retirement income? We do the math for you....
When you retire, you'll need to adjust to the reality of depending on assets instead of a regular paycheck. For that, you'll need a new financial strategy....
Putting your aging parents' financial house in order can give you a clearer picture of where they need support and how to balance that with your own plans....
Are you ready for life to get more expensive? The January 2025 CPI report indicated inflation has ticked up. The year-over-year CPI is at 3%. That’s exactly what I chose ... Read more The post A...
Serious collectors often put a lot of time and other resources into their collections. The next and most difficult step is to develop a long-term plan to preserve the collection....
Hello, I am 61 and still working full time after more than thirty in medicine. Just last week, I decided to reduce my hours, but nobody noticed because I went from 13 to 8 calls a month. I also decide...
I’m still 10-12 years (12 years is my full SS retirement age) from my retirement. I honestly can’t wait to not be in a hospital all day but I’m always worried that I won’t do i...
People love to say, “Times are different now.” Sure, technology has advanced, and we’re not waiting in bread lines, but human nature hasn’t changed. Money mistakes today look a...
The housing market has been anything but predictable. Prices shot up, mortgage rates followed, and buyers were left wondering if they’d ever catch a break. If you’re hoping for a crash to ...