Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 8221
Taxable Social Security Computation Stuck With 2018 Standard Deduction - What can be done?
Jan 24 2023
Every year we use the 1040A "Social Security Benefits Worksheet--Lines 6a and 6b" to compute how much of our Social Security benefit is taxable. In step 10 a "standard deduction" is subtracted - $12,0...
community.aarp.org
Should I fund my tax-deferred retirement account with brokerage account sales?
Jan 24 2023
Hi, This year, i want to fund my tax-deferred retirement accounts IRA, 401k, HSA with my brokerage account sales? My taxable income being in the 0% capital gain bracket (thanks to the retirement contr...
reddit.com
Biggest Changes To Retirement Accounts Due To New 401(k) And IRA Rules | Bankrate
Jan 24 2023
The SECURE Act 2.0 became law in the last days of 2022, and the act provides new assistance for retirement savers, small businesses and many others....
bankrate.com
The 13 Best Wall Street Movies [That You Can’t Miss]
Jan 24 2023
Wall Street has always been a fascinating subject for filmmakers, and over the years, there have been many movies that have explored the topics of money, power, and greed. From classic dramas to today...
ofdollarsanddata.com
SECURE 2.0 Helps You Shift From Taxable To Tax-Free Savings— But Your Employer Must Change Retirement Plan Documents To Allow The Option
Jan 24 2023
secure 2.0 improves roth retirement options, including allowing employer matching contributions direct to a roth retirement plan and delays required minimum distributions (rmds) for many....
forbes.com
Medicare to Cover 3 New Dental Procedures
Jan 24 2023
“Is it medically necessary for a person to be able to chew?” Dr. Lisa Simon, a physician and dentist at the Harvard School of Dental Medicine, asks. This is a serious question for older Am...
squaredawayblog.bc.edu
Why You Should NOT Save A CENT For Retirement!
Jan 24 2023
submitted by /u/dirtee_1[visit reddit] [comments]...
youtube.com
Check These Five Boxes to See if You Are Financially Ready to Retire
Jan 23 2023
The Actuarial Financial Planner (AFP) is a useful tool to facilitate household decision-making in or near retirement. In this post we will discuss how the AFP (and possibly the Actuarial Budget Calcul...
howmuchcaniaffordtospendinretirement.blogspot.com
Get Your Retirement on Track for 2023
Jan 23 2023
Last year saw millions delay retirement, and this year could get worse. There is uncertainty shrouding the economic outlook for 2023, with investment bank JP Morgan predicting decelerating economy and...
wealthofgeeks.com
In Retirement Planning, What’s Your Retirement Personality?
Jan 23 2023
There are many ways to think about retirement planning, and your personality can influence yours. If your personality and plan match, you have a greater chance of retirement success....
kiplinger.com
The Triple Benefit Of Paying Off Your Mortgage Early
Jan 23 2023
In 2022, my wife and I paid off our vacation property mortgage after 15 years of ownership. Now that it’s been several months since we paid off the mortgage, I realized there is a triple benefit...
financialsamurai.com
Let’s Go Exploring! Zagreb, Croatia: Quirky Museums and Eye-Opening History
Jan 23 2023
Most travellers use the capital city of Croatia, Zagreb as a stop-over on the way to more exciting destinations like Split, Dubrovnik, Hvar or Plitzvice. But that’s a mistake, because even thoug...
millennial-revolution.com
Opinion: I took Social Security at 62 and now regret it. Is there a way to increase my Social Security benefit?
Jan 23 2023
You aren't necessarily stuck with a bad claiming strategy...
marketwatch.com
Retirement may be bad for your brain. Is working longer the solution?
Jan 23 2023
In the first year of retirement, there's a 30% reduction in short-term memory....
marketwatch.com
The Year Ahead….
Jan 23 2023
Retirement planning requires making our best effort to project far into the future. That is hard, if not impossible. The reality is that we are constantly changing as is the world around us. We need t...
caniretireyet.com
Bernicke spending model
Jan 23 2023
Does anyone out there in Reddit retirement land have lived experience with the Bernicke spending model? Have you found that your spending has gradually and naturally decreased by 3% a year? Is it a cr...
reddit.com
Suggestions of being married to a financial hoarder and enjoying retirement. If you were this person, how did you get over it? If you are this person, please help me to understand it and how you would
Jan 23 2023
Retirement is fast approaching. Our Fidelity rep says that we have more than enough, in fact, we could retire now (60) if we wanted. My spouse says that we must prepare for the worst so we rarely spen...
reddit.com
What 401(k) Investors Need to Know: Market Update for Q1
Jan 23 2023
Last year was a bumpy ride for the market, and many investors are rattled. We’ve talked before about how the market goes up 80% of the time. But this also means it goes down 20% of the time. And...
401kmaneuver.com
The 6 Safest Vanguard Funds to Own in a Bear Market
Jan 23 2023
Batten the hatches for continued market tumult without eating high fees with these six Vanguard ETFs and mutual funds....
kiplinger.com
When Your Country Becomes a Global Outcast
Jan 23 2023
Last time I shared with you a story from my new book Pathfinders from a reader in Ukraine, Roman Koshovskyi, titled Staying the Course in War-Time. Today we hear from Artem Voronov, a reader in centra...
jlcollinsnh.com
Inflation’s Toll: Cuts to Retirement Savings and Health Care | Kiplinger
Jan 23 2023
Many consumers struggling to make ends meet amid inflation are reducing retirement saving and health care, which can have disastrous results later in life....
kiplinger.com
Small town or big city? What's your preference and why?
Jan 23 2023
I'm a small town guy. I love the fact that I know my neighbors and they know me. The people are friendly and there are no traffic lights. submitted by /u/Scott-A-Gese[visit reddit] [comments]...
reddit.com
Considering a Roth IRA Conversion? 6 Reasons It Makes Sense
Jan 22 2023
Avoiding possibly higher taxes in retirement, having no RMDs and the markets being lower are just three reasons to switch to a Roth IRA....
kiplinger.com
How is Retirement Supposed To Feel?
Jan 22 2023
Occasionally I receivesome form of the question, "How come I don't feel retired?" And it doesn't seem to matter whether the person has been away from full-time work for a few months, a few years, or a...
satisfyingretirement.blogspot.com
How Long Does Retirement Last? Many Americans Don't Know
Jan 22 2023
And that can hurt their savings plans....
money.com
Ask The Readers: What If You Couldn’t Make Money?
Jan 22 2023
I was talking to my friend Jen recently when she asked a fantastic question. It was posed to her about a year ago. Here is how it went down: Jen had just retired and was on a trip down to Oaxaca to ce...
1500days.com
17 Passive Income Ideas for Seniors to Boost Retirement Income
Jan 22 2023
Retirement can be a time to relax and enjoy the fruits of your labor, but for many seniors, the reality is that their fixed income is not enough to sustain......
entrepreneur.com
The Sunday Best (01/22/2023)
Jan 22 2023
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
physicianonfire.com
Tech Help
Jan 22 2023
Where do retirees/seniors find help with technology ("smart" phones, computers, "smart" TVs, etc.)? I can't be the only one who struggles with this! Of course I suppose most have adult children and gr...
reddit.com
Retiring during recession
Jan 22 2023
I’m planning on retiring this year at 65. Besides inflation, what else should I be concerned with about retiring during a recession? submitted by /u/Tb182kaci[visit reddit] [comments]...
reddit.com
For people who (voluntarily) retired early. What is one thing you wish you knew or did before you retired?
Jan 22 2023
submitted by /u/Stay-Thirsty[visit reddit] [comments]...
reddit.com
To retire or to not retire; that is the question
Jan 22 2023
Sorry for the long post; I hope many can read it and comment. I'm pretty close to retiring. I'm past the Social Security age and I've been drawing and saving Social Security for a year or two while st...
reddit.com
Rent vs Buy Winter Place in FL
Jan 22 2023
I’ve retired in the last year in the Midwest. Summer is easy but winter is confining. After a spending a few weeks in Florida I’ve made a decision to spend the winter there and take advant...
reddit.com
Software / tool recommendation for “complex” what-if retirement analysis?
Jan 22 2023
I have access to Fidelity and other brokerage web based planning tools which are nice but simplistic in the output they give and the what-ifs you can do. I assume it is intended to be user friendly an...
reddit.com
best way to save for retirement?
Jan 22 2023
The Answer: Diversify! If you’ve saved $100,000 + for retirement in an IRA, 401(k), TSP or other retirement account, get your free guides written by me. I’m the company’s on-staff, H...
reddit.com
How These Dog Walkers Make Over $100,000 a Year
Jan 22 2023
It’s all those pandemic puppies....
nytimes.com
Am I Going to Be OK in Retirement? Yes, With Focus on 5 Key Areas
Jan 21 2023
All it takes is protecting what you save, having an income plan, knowing your health care options, reducing your tax burden and making an estate plan....
kiplinger.com
The Most Important Variables in the FIRE Equation
Jan 21 2023
Retiring early and becoming financially independent is a good goal. But most goals aren’t achieved unless you map out a ... Read more...
physicianonfire.com
75% of retirees fall short of a key retirement income goal. These steps can help
Jan 21 2023
The moves you make now can help make your lifestyle more comfortable in retirement later....
cnbc.com
Retirement accounts
Jan 21 2023
I am not knowledgeable with retirement accounts. I need some assistance. I have 2 prior retirement accounts one with the federal government which I worked for about 4 years and another retirement, 401...
reddit.com
What is a fair number to have in cash pile for LTC care if self insuring
Jan 21 2023
Most LTC policies are essentially 750,000 benefit right? For a husband and wife is 1.5 Million war marked seem fair? submitted by /u/Chasingfreedom1224[visit reddit] [comments]...
reddit.com
Calpers vs calstrs
Jan 21 2023
I am a high school librarian and have 7 credit years in calpers. I will be graduating college in December to be a teacher in CA. I’ve done all the appropriate readings and I still don’t kn...
reddit.com
Early retire at 41?
Jan 21 2023
Been thinking on early retirement quite a bit recently. Have military pension and been doing contract work that keeps me on the road. Partner has at home business that finances would not be an issue. ...
reddit.com
The Best States: Where Are Retirees Moving to?
Jan 21 2023
January 23, 2023 — Many retirees move when they retire, although most remain in their existing state. A smaller percentage, probably between 10 and 20%, will find a different “best retirem...
topretirements.com
30 Seconds Of . . .
Jan 21 2023
This is the first time I've been to Florida since before the pandemic.As I sit here staring at the ocean, I don't have much to say.SoI thought I'd just share a moment of peace and tranquility -- the k...
sightingsat60.blogspot.com
Would you ever consider going back to work?
Jan 21 2023
Yes... when hell freezes over. submitted by /u/Scott-A-Gese[visit reddit] [comments]...
reddit.com
Input appreciated
Jan 21 2023
I've recently started a retirement website. I have several categories and would like to add another one or two. I want to put out worthwhile information. Can you please give me your thoughts on a cate...
reddit.com
The Best States: Where Are Retirees Moving to
Jan 21 2023
January 22, 2023 — Many retirees move when they retire, although most remain in their existing state. A smaller percentage, probably between 10 and 20%, will find a different “best retirem...
topretirements.com
Fun car?
Jan 21 2023
Just getting ready to retire (age 62). Had a 240Z as a teenager. Drove it for 15 years until it fell apart. I loved that car! Thinking about getting a 400Z when finally available. Currently have a bor...
reddit.com
Why You Should Never Retire
Jan 20 2023
Given the name of this site, Physician on FIRE, you might well come away with the impression that I am a fan of not only the financial independence part of...
physicianonfire.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.