Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 8227
Talk about the perfect post-retirement job that you have
Feb 05 2023
Folks who feel that "job" and "work" have no place in retirement, feel free to check out a different discussion! If you've got a perfect post-retirement work gig, what is it? What makes it perfect for...
reddit.com
Retirement job ideas for my dad
Feb 05 2023
Hello, my dad is retiring soon and he wants to find a meaningful job but isn’t sure what to do. He has a pretty strict “things I can’t do” list and it’s hard to narrow it...
reddit.com
What happens to women like me? I'm not really able to live alone for multiple personal reasons. I am trying to find housing that solves the problems of affordability, loneliness, minor physical limita
Feb 05 2023
I don't have any family that is able or willing to help. My husband died several years ago. Due to some personal problems and health concerns, I'm not comfortable living alone. I am not poor but I nee...
reddit.com
The bear market is over, but…
Feb 05 2023
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Stocks are going up The commonly accepted definition of a bull market is when the price rises by 20% from its low point. And this past we...
freedomthirtyfiveblog.com
Roth IRA yearly reset
Feb 05 2023
You can contribute $6000 per year to your Roth IRA, but when does that “year” reset? Is it calendar year, meaning it resets in January? submitted by /u/AtuinTurtle[visit reddit] [comments]...
reddit.com
10 Ways That Even Physicians Can Save Money on Groceries
Feb 04 2023
By Dr. Disha Spath, WCI Ambassador How can you spend $1,000 per month on groceries for a family of four?!?! That is a sentiment I have often heard, especially when I share my budget from when I was go...
whitecoatinvestor.com
The Baby Boomer Retirement Crisis Is Here. Why the Richest Generation Is Hurting.
Feb 04 2023
Americans born in the postwar boom are entering their golden years. Despite the financial success of their careers, a disturbing number aren’t prepared for the financial challenges ahead....
barrons.com
Retiring and social security?
Feb 04 2023
Retirees of reddit I'm trying to help my mother find some info. My mother is planning on retiring this year at 68 from her job. So if she starts collecting her social security now it's a certain amoun...
reddit.com
For those who have retired on dividends and collect SS, what is the role of bonds in your portfolio?
Feb 04 2023
So, I'm obviously asking so that you can look at what I'm doing and see if it makes sense. My current "plan" is to retire on dividends in about a dozen or so years at age 70. Me and my wife will colle...
reddit.com
Does your retirement budget allow you to travel much?
Feb 04 2023
My travel budget is taking a hit these days. I still try to get to places close to home. I'm not going to stop altogether. I wrote an article about a place close to home. If you're an aviation or spac...
reddit.com
Roth IRA invested in TDF - Pros and Cons
Feb 04 2023
I know taken into account how much is invested and the glide path tends to be more conservative shifting to bonds down towards retirement. Anything else to be aware of? submitted by /u/Ok_Assignment41...
reddit.com
Retirement Catch-Up Contributions — It’s Not Too Late
Feb 04 2023
Getting older comes with a lot of disadvantages – joint pain, stiffness, a cranky attitude among others – but it ... Read more...
physicianonfire.com
New to understanding contributions, what’s going on here?
Feb 04 2023
I recently started a new job that offers a vanguard retirement plan. I set my contributions from my pay to 10% for every biweekly check I get. “Your employer matches 125%of your contributions be...
reddit.com
I'm living my dream.
Feb 04 2023
I've always loved to tinker and spend time outdoors. I'd tinker and make things on my dad's shop from an early age (8 yo). I retired at 55. Now I tinker and help family by doing yard care and small en...
reddit.com
Retirement Party Ideas: Creative Ways To Celebrate a Milestone
Feb 04 2023
Hosting a retirement party can be both exciting and daunting. There are many things to consider, from the guest list to the menu and entertainment. And, of course, you want to ensure the guest of hono...
wealthofgeeks.com
11 months to retirement and haven’t convinced my wife ?
Feb 04 2023
Now 11 months out and i haven’t convinced my wife. She thinks I should stay another 18 months until our kids are out of college. Apparently I need to prepare a PowerPoint and binder like I&rsquo...
reddit.com
Wintering in Florida?
Feb 04 2023
I hope this is the right place because it does involve my retirement but I'm retiring January 2024 and I want to get out of the cold north for at least January and February. I know people who have bee...
reddit.com
Turning 46 next week and may be about to retire in my late 60s
Feb 04 2023
I think I'm doing okay, but not sure if I'm on track to retire in my late 60s, or even by 70 (I understand you get more SS benefits the later you draw on it). I have 200K+ in cash/liquid accounts. My ...
reddit.com
Different Approach to Financial Planning Addresses ‘the Missing Middle’
Feb 03 2023
Nontraditional financial planning model allows you to pay for the expenses you incur between now and retirement — the middle of your life — without losing the ability to build wealth....
kiplinger.com
A Retirement Income Distribution Plan Is as Critical as Saving
Feb 03 2023
Designing a strategy to efficiently use your retirement savings is a critical step on your retirement planning journey to maximize your income and ensure a long-lasting retirement....
kiplinger.com
The Markets Were Miserable Last Year, But That’s Great News
Feb 03 2023
It’s all about perspective. Hopefully, you learned that your financial plan can withstand market downturns. If not, now you know you need to make adjustments....
kiplinger.com
7 Best Roth IRA Accounts of 2023
Feb 03 2023
The oldest millennials are now in their 40s, and many are way behind in retirement savings. Fortunately, there's time to turn things around....
money.com
How to Save for Retirement Even When You're in Your 20s and Broke
Feb 03 2023
How to filter out the noise of unhelpful personal finance advice....
money.com
Increasing Retirement Funds By Integrating Existing Retirement Fund Sources (And By Increasing Saving For Retirement)
Feb 03 2023
Commentators on the "retirement crisis" ignore the potential for increasing the spendable funds available to existing and soon-to-be retirees by integrating existing retirement fund sources. Also igno...
forbes.com
Retiring Right
Feb 03 2023
There’s retiring, and then there’s retiring. It’s a simple (if not easy) enough matter to quit your job and live ... Read more...
physicianonfire.com
How Can Retirees Invest Sustainably?
Feb 03 2023
Sustainable investing is becoming a hot topic. Learn how you can invest to support both your values and your financial security....
forbes.com
Student Debt Plan Helps Black Retirees
Feb 03 2023
For the sliver of retirees who are far behind in paying their own or their children’s student loans, Social Security can withhold part of their benefits to pay the loans back. But college has go...
squaredawayblog.bc.edu
how to convince wife to take ss?
Feb 03 2023
I am 64 and will retire from my job in 10 months. My wife is 63 and stopped working about 5 years ago, went back to get an accounting degree, got a job that she hated and quit. That job entailed us mo...
reddit.com
Help Senior Family Caregivers by Starting a Support Business
Feb 03 2023
Have you been the caregiver for a disabled or elderly member of your family? Were there times when you wished there was someone who could provide you with assistance, or even give you guidance in find...
baby-boomer-retirement.com
Renting out house during long term travel
Feb 03 2023
Has anyone rented out their house for a year and slowly traveled? I was thinking I could follow the weather for a year with monthly Airbnb rentals. Winter in Mexico and Florida, and summer in Canada. ...
reddit.com
403 (b) Plan Question
Feb 03 2023
My employer allows me to contribute $22,500 and matches the same amount to my 403(b) plan. However, the IRS website shows that the maximum contribution is $66,000. My question is what makes up that di...
reddit.com
Someone else’s life
Feb 03 2023
I’m getting pretty close to retiring, I think. I’m 58 and have set the goal at 60, assuming I can get health insurance and the stock market cooperates. But even though I’ve really be...
reddit.com
Pension or 401K
Feb 03 2023
Im thinking about taking a job that would be a 40K pay cut but would give me a pension in 12 years. So just to have numbers to work with I make about 175,000 right now but the job Im considering is ab...
reddit.com
10 Year Retirement Project Plan?
Feb 03 2023
I just recently turned 55 and plan to retire at a fairly standard age of 65. Being the project manager that I am, I just started to think about "project managing" my countdown to retirement - which in...
reddit.com
Help me understand full withdrawals...
Feb 03 2023
I'd like to make a full withdrawal from one retirement account. It's a Roth 401k with Fidelity, and though I understand little about retirement (I'm young), I do know that the money is already taxed. ...
reddit.com
Retirees: Don't fall for a popularity contest when it comes to your investments
Feb 03 2023
Fortune magazine is out with its latest ranking of the most admired companies...
marketwatch.com
This Is How To Save Social Security And Medicare
Feb 02 2023
Are cutbacks necessary to save Social Security and Medicare from bankruptcy?...
forbes.com
8 Tips For Tax-Free Gifting In 2023
Feb 02 2023
Making annual exclusion gifts allows you to move money to family members and friends so that it is out of your taxable estate with no estate or gift tax consequences....
forbes.com
A Limited Return Of The Stretch IRA? – SECURE 2.0’s New Surviving Spouse Rule
Feb 02 2023
SECURE 2.0 introduces a significant new provision for the surviving spouse of a deceased participant in an employer retirement plan. The new law enhances tax treatments for surviving spouses, especial...
forbes.com
The Fed Is Poised To Hike Interest Rates Again - Is It Enough To Keep Away A Recession?
Feb 02 2023
The Fed now faces a delicate line between inflation and recession - and assessing the impact of its massive interest rate staircase from 2022....
forbes.com
7 Benefits of F.I.R.E. (financial independence, retire early) That Will Burn Away Your Financial Stress
Feb 02 2023
Financial stress is a burden that affects millions of people each day. From worrying about paying bills to saving for retirement, it can feel like you’re stuck in a never-ending cycle of financi...
financiallyalert.com
Crypto Donations Now Need An Appraisal
Feb 02 2023
Cryptocurrency donations will now require a formal appraisal to support an income tax deduction. That will make it costly and complicated to qualify for a tax benefit....
forbes.com
Should I got 50/50 on 401K accounts?
Feb 02 2023
I currently invest 100% of my investment into my Roth 401K. Would it be better to split it 50/50 into a before tax and after tax account? I know there are tax advantages to both. Does it really matter...
reddit.com
My plan to retire at 55 UK - Comments/suggestions appreciated
Feb 02 2023
I'm planning to retire this year at 55. And would appreciate any feedback/suggestions on how I'm planning for it. Interest only Mortgage of 100k at 2% fixed for 5 years remaining. 700k pension - will ...
reddit.com
Government jobs/retirement benefits
Feb 02 2023
Has anyone switched careers later in life to some type of government job in order to reap better benefits for retirement? What are the requirements for how long one has to be in a position to get thes...
reddit.com
Designing a Retirement Plan
Feb 02 2023
I recently joined a committee at my company that is responsible for creating a new 401(k) plan. In our initial meeting we discussed terms around auto enrollment, plan loans, and Roth conversions. What...
reddit.com
What stops you from traveling in retirement?
Feb 02 2023
Now that you are retired what has been the biggest obstacle to traveling? submitted by /u/Honest-March6457[visit reddit] [comments]...
reddit.com
How do you keep from dwelling on your age?
Feb 02 2023
I'm 63 and plan to retire in a month. In my life I have had many different self-images: as an athlete, a student, a soldier, a worker, husband, father. It didn't matter that I wasn't particularly good...
reddit.com
Four Signs your Identity Might be Stolen
Feb 02 2023
Identity theft is a serious issue that affects millions of people each year. With the rise of technology and the increasing use of personal information online, it’s more important than ever to b...
thinksaveretire.com
Popular Topics
Filter content by these topic groups:
Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.